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HomeMy WebLinkAbout1999 North Fork Housing Alliance NORTH FORK HOUSING ALLIANCE, INC. FINANCIAL STATEMENTS SUPPLEMENTARY INFORMATION AND OBSERVATIONS AND RECOMMENDATIONS For the Years Ended December 31, 1999 and 1998 with REPORT OF CERTIFIED PUBLIC ACCOUNTANTS 1 t ' Deans Archer NORTH FORK HOUSING ALLIANCE, INC. YEAR ENDED DECEMBER 31, 1999 TABLE OF CONTENTS PART I- REPORT ON FINANCIAL STATEMENTS PAGE(s) - Independent Auditors' Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5-6 1 - Statements of Financial Position7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ' - Statements of Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 - Statements of Cash Flows . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 - Notes to Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10-19 PART II - SUPPLEMENTARY INFORMATION - Schedule of Functional Expenses 21 - Schedule of Program Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 - Schedule of Supporting Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 - Rural Preservation Program Schedule of DHCR Revenues and Expenses Compared to Budget and Questioned Costs Contract Number C-699059 Contract Period July 1, 1999 to June 30, 2000 For the year ended December 31, 1999 . . . . . . . . . . . . . . . . . . . . . . . . . 24 - Rural Preservation Program Schedule of DHCR Revenues and Expenses Compared to Budget and Questioned Costs Contract Number C-698059 Contract Period January 1- June 30, 1999 For the year ended December 31, 1999 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 DeanN • Archer ' NORTH FORK HOUSING ALLIANCE, INC. YEAR ENDED DECEMBER 31, 1999 TABLE OF CONTENTS PAGE(s) PART III - INTERNAL CONTROL STRUCTURE AND COMPLIANCE INFORMATION IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS ' - Independent Auditors' Report on Compliance and on Internal Control Over Financial Reporting Based on an audit of Financial Statements Performed in Accordance With "Government Auditing Standards" . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27-28 - Findings and Recommendations - On Internal Control over Financial Reporting . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29-31 i Deans Archer i i 1 NORTH FORK HOUSING ALLIANCE, INC. FOR THE YEAR ENDED DECEMBER 31, 1999 (with comparative totals for 1998) PART I REPORT ON FINANCIAL STATEMENTS Deans Archer Deans • Archer & Co. ' CERTIFIED PUBLIC ACCOUNTANTS 265 East Merrick Road ' Valley Stream, New York 11580 (516) 872-6922/FAX: (516) 872-6925 INDEPENDENT AUDITORS' REPORT ' The Board of Directors North Fork Housing Alliance, Inc. ' Greenport, New York We have audited the statements of financial position of the North Fork Housing Alliance, Inc., as of December 31, 1999 and 1998 and the related statements of activities and cash flows for the years then ended. These financial statements are the responsibility of North Fork Housing Alliance, Inc.'s., management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards, 1995 Audit 1 Manual for Selected Division of Housing and Community Renewal Programs, and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards ' require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the North Fork Housing Alliance, Inc., as of December 31, 1999 and ' 1998, and the changes in its net assets and its cash flows for the years then ended in conformity with generally accepted accounting principles. ' In accordance with Government Auditing Standards, we have also issued our report dated June.28, 2000 on our consideration of North Fork Housing Alliance, Inc's., internal control structure over ' financial reporting and on our test of its compliance with certain provisions of laws, regulations, contracts and grants. ' Our audits were made for the purpose of forming an opinion on the financial statements taken as a whole. The supplemental schedules listed in the table of contents is presented for the purpose of additional analysis and are not a required part of the financial statements of North Fork Housing Alliance, Inc. Such information has been subjected to the auditing procedures applied in the audits of the financial statements and, in our opinion, is fairly stated in all material respects in relation ' to the financial statements taken as a whole. Valley Stream, New York ' June 28, 2000 Deans Archer NORTH FORK HOUSING ALLIANCE, INC. ' STATEMENTS OF FINANCIAL POSITION December 31, 1999 and 1998 ' Total Total 1999 1998 ' ASSETS Current assets: ' Cash $ 851,853 $ 861,484 Grants receivable 65,947 46,985 Tenants' rent receivable 3,645 11,917 ' Prepaid expenses - 1,358 Other receivable 33,165 33,353 Other assets 23.965 73.537 Total current assets 978,575 1,028,634 Fund reserves - restricted (Note 4) 91,241 102,159 Tenants' security deposits 20,123 15,628 ' Property and equipment (Notes 2 and 5) 2.817.501 2.940.886 Total assets $3.907.440 $4.087.307 ' LIABILITIES AND NET ASSETS Current liabilities: ' Accounts payable and accrued expenses $ 68,503 $ 109,765 Due to funding source (Note 6) 909,686 787,286 Long-term debt, current portion (Note 7) 48,906 44,819 ' Deferred revenue 237,218 301,343 Line of credit (Note 13) 48,240 81,955 Other liabilities 73.835 119.605 Total current liabilities 1,386,388 1,444,773 Security deposits 20,123 15,628 Other long-term liabilities (Note 8) 50,000 50,000 Long-term debt (Note 7) 1.374.470 1.495.389 Total liabilities 2,830,981 3,005,790 Contingencies (Note 9) - - Net assets Unrestricted 1,066,047 1,071,105 Temporarily restricted 10,412 10,412 Permanently restricted - - Total net assets 1.076.459 1.081.517 ' Total liabilities and net assets $3 907 44 $4.087.307 ' The accompanying notes are an integral part of these financial statements 7 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. STATEMENTS OF ACTIVITIES For the years ended December 31, 1999 ' (With Comparative Totals for 1998) ' Temporarily Permanently Total Total Unrestricted Restricted Restricted 1999 1998 Support and revenue: Support: ' Department of Housing and Community Renewal $247,623 $ $ - $ 247,623 $ 146.110 County of Suffolk(Rehabilitation) 140,330 140,330 82.158 Town of Southold Block Grant 15,200 15,200 94,627 Village of Greenport - - 50,001 Section 8 rent subsidies(HUD) 1,985,639 1,985,639 2,090,645 FMHA interest reduction subsidy 48,228 48,228 52.714 ' Revenue: Rental income 355,984 355,984 347,011 Interest income 142 142 1,125 ' Washing machine income 5,545 = = 5.545 2,417 Other income 16,703 16,703 30.413 Realized gain on sale of fixed asset 40,665 40,665 13.902 2,856,059 2,856,059 2.911,123 Net assets released from restriction (Note 2) Total public support ' and revenue 2,856,059 - - 2,856,059 2,911,123 Expenses: Program services: ' General Fund - _ - 6,459 Reserve Fund 151,788 151,788 92,950 Section 8 Certification Program 688,467 - - 688,467 756,140 Section 8 Voucher Program 1,075,023 - - 1,075,023 1.108.404 ' Lakeside Garden Apartments 159.642 _ - 159.642 154,797 Total program services 2,074,920 2,074,920 2.118.750 Support services: Management and general: General Fund 246,721 246.721 362.455 Reserve Fund 381,640 381,640 332.064 DHCR Fund 65,000 = _ 65,000 65.000 Section 8 Certification Program 22,391 22,391 47.548 Section 8 Voucher Program 23,106 23,106 4,806 Lakeside Garden Apartments 33.987 33.987 29.919 ' Total support services 772,846 - - 772,846 841.792 Total expenses 2,847,766 - 2,847,766 2,960,542 Change in Net Assets 8,293 - - 8,293 (49.419) Net Assets. Beginning of Year 1,071,105 10.412 - 1,081,517 1.189.828 ' Adjustment to Beginning Net Assets (10.000) - - (10,000) - Net Assets. Beginning of Year as. Restated 1,061,105 10,412 1,071,517 1.189.828 ' Prior Period Adjustment (3.351) - (3.351) (58.892) Net Assets. End of Year $1.066.047 $ 10.412 $ $1.076,459 $1 081.517 ' The accompanying notes are an integral part of these financial statements g ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. STATEMENTS OF CASH FLOWS December 31, 1999 and 1998 Cash flow from operating activities: 1999 1998 Increase (decrease) in net assets 8,293 $(49,419) Depreciation 140,974 136,871 Prior period adjustment (13,351) (58,892) ' Realized gain on sale of fixed assets (40,665) (13,902) Decrease (increase) in receivables (10,502) (20,076) Decrease (increase) in prepaid expenses 1,358 - ' Decrease (increase) in other assets 49,572 (6,636) Increase (decrease) in due to funding source 122,400 293,307 (Decrease) increase in accounts payable and accrued expenses (41,262) 9,487 (Decrease) increase in deferred revenue (64,125) 300,907 Decrease (increase) in deposits/escrow 10,918 14,755 Increase in other liabilities4� 5.770) 33.361 ' Net cash flow from operating activities 117.840 639.763 ' Cash flow from investing activities: Purchase of buildings and building improvement (62,018) (218,902) Proceed from the sale of fixed assets 95,243 64,714 ' Purchase of equipment and furniture and fixtures1S 0.149) (,7.868) Net cash flow from investing activities 23.07616( 2.056) ' Cash flow from financing activities: Payment on line of credit (33,715) 81,955 Long-term debt - - ' Payment of principal11( 6.832) 10( 0.398) Net cash flow from financing activities15( 0.547) 11 8.443) ' Net increase (decrease) in cash (9,631) 459,264 Cash, beginning of year68 1.484 402.220 ' Cash, end of year $ 851.853 $861.484 Supplemental disclosure of cash flow information ' Interest paid $ 159.857 $1.52.217 The accompanying notes are an integral part of these financial statements 9 ' Deans • Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 ' NOTE 1. ORGANIZATION AND PURPOSE North Fork Housing Alliance, Inc., ("the Organization") is a corporation formed under the Not For Profit Corporation Law of the State of New York on October 28, 1982. The purpose of the Organization is to provide decent, affordable housing to low income families and individuals in the Greenport area of New York State. ' NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES ' (a) Method of Accounting The financial statements of the Organization have been prepared utilizing the accrual basis of accounting. ' (b) Basis of Presentation Financial statements presentation follow the recommendation of the Financial Accounting Standards Board in its Statement of Financial Accounting Standards ("SFAS") No.116 "Accounting for Contributions Received and Contributions Made" and No.117, "Financial Statements of ' Not-For-Profit Organizations". Under SFAS No.116 and 117, the Organization is required to report information regarding its financial position and activities according to three classes of net assets: unrestricted ' net assets, temporarily restricted net assets, and permanently restricted net assets. (c) Promises To Give ' The Organization reports contributions as restricted support if they are received with donors' stipulations that limit the use of the donated assets. When a donor restriction expires, that is, when the stipulated time ' restriction ends or purpose restriction is accomplished, temporarily restricted net assets are reclassified to unrestricted net assets and reported in the statement of activities as net assets released from restrictions. ' 10 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. ' NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 ' NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) (d) Support and Revenues The Organization derives a major portion of its support and revenues from ' the Department of Housing and Urban Development, New York State Division of Housing and Community Renewal, the Town of Southold, the County of Suffolk and rental property. Support is derived from program amounts received as reimbursements of certain expenditures as stipulated under contract agreements. Revenue is derived from a per diem rate as determined by the governmental agencies for the programs. Support and revenues are recognized on the accrual basis of accounting. (e) Property and Equipment s� equipment,ui ment furniture fixtures and leasehold improvements are gq P P i recorded at cost. Land contributed to the Organization has not been recorded on the books. Selected buildings are being depreciated over the estimated useful lives using the straight-line method. ' (f) Income Taxes ' The Organization qualified as a tax exempt organization under Section 501(c)(3) of the Internal Revenue Code and, therefore, has no provision for Federal income taxes. ' (g) Functional Expenses The costs of providing the various programs and other activities of the Organization have been summarized on a functional basis in the schedule ' of functional expenses, which includes all expenses incurred for the year. Accordingly, certain costs have been allocated among the programs and supporting services benefitted. Such allocations are determined by management in accordance with grant provisions and/or other equitable bases. 11 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) ' O Basis of h Combination Total accounts are presented on a combined basis whereby all significant interfund accounts and transactions have been eliminated. ' (i) Cash and Cash Equivalents For purposes of the statements of cash flows, the Organization considers all unrestricted highly liquid investments with an initial maturity of three months or less to be cash equivalents. There were no cash equivalents at ' December 31, 1999. (j) Comparative Data The financial information for theear ended December 31 1998 resented y , p for comparative purposes, is not intended to be a complete financial statement presentation. (k) Use of Estimates The preparation of financial statements in conformity with generally ' accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements, and the reported amounts of revenues and ' expenses during the reporting period. Actual results could differ from those estimates. 1 t 12 Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 3. RURAL RENTAL ASSISTANCE PROGRAM ' Apartments, Through Lakeside Garden A the Organization has entered into a rural g p g ' rental assistance contract with the Department of Housing and Community Renewal ("DHCR") whereby qualified tenants are subsidized for rent and utility expenses. The term of the original contract was five years through 1998 up to a maximum of ' $514,600. In 1999, this contract was amended to allow for an increase in funding of $712,600 through January 2002. There are no funds due from DHCR as of December 31, 1999. NOTE 4. FUNDED RESERVES - RESTRICTED Lakeside Garden Apartments is required to place monthly deposits into a reserve for replacements and a tax insurance escrow account. These accounts are restricted ' and cannot be used without prior written authorization from Farmers Home Administration("FMHA"). In addition, amount includes accruals under the Family ' Self Sufficiency Program associated with Section 8 HUD. ' NOTE 5. PROPERTY AND EQUIPMENT As of December 31, 1999 buildings, equipment, furniture, fixture and leasehold ' improvements consisted of the following: 1999 1998 Buildings $2,501,013 $2,575,133 Buildings Improvements 1,134,194 1,072,177 ' Equipment 44,973 34,844 Furniture and Fixtures 4.586 4.565 3,684,766 3,686,719 ' Less: accumulated depreciation (867,265) (745.833) $2.817.501 $2.940.886 13 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 6. DUE TO HUD ' As of December 31, 1999 and 1998 the amounts due the Department of Housing g ' and Urban Development for the Certificate Program were $404,223 and $415,611, respectively. For the Voucher Program, the amounts due were $505,463 and $371,674 respectively. NOTE 7. LONG-TERM DEBT Long-term debt is comprised of the following: 10.625% mortgage payable to FMHA due in monthly installments beginning June 1, 1987 of$5,614 including interest through May, ' 2035 collateralized by 3 buildings at Lakeside Gardens. Monthly payments are ' reduced by a FMHA interest reduction subsidy of$4,243 per month. $619,585 ' 10.625% mortgage payable to FMHA due in monthly installments beginning June 1, 1987 of$372 including interest through May, 2035 collateralized by 3 buildings at Lakeside Gardens. Monthly payments are reduced by a FMHA interest reduction subsidy of $281 ' per month. 41,090 9.5% mortgage payable to a Bank, due in ' monthly installments beginning August 1, 1993 of$786 including interest through July, 2017 collateralized by a building ' located at 421 Front Street, Greenport, New York. 80,579 14 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 7. LONG-TERM DEBT (Continued) ' 7.5%a mortgage payable to a Bank, due in ' monthly installments beginning January 1, 1993 of$1,191 including interest through December, 2006 collateralized by a building ' located at 428 4th Street, Greenport, New York. 77,849 8.25% mortgage payable to a Bank, due in monthly installments beginning September 1, 1989 of$678 including interest through July, 2017 collateralized by a building at 413 3rd Street, Greenport, New York. 75,655 ' 8.5% mortgage payable to a Bank, due in monthly installments beginning July 1, 1995 of$486 including interest through June, 2013 collateralized by a building located at 712 Wiggins St., Greenport, New York. 46,604 ' 6.25% mortgage payable to a Bank, due in monthly installments beginning June 1, 1995 of$1,097 including interest through May 1, 2008 collateralized by a building located at 116 South St., Greenport, New York. 89,207 ' 6% mortgage payable to a Bank, due in monthly installments beginning August 1, 1995 of$559 ' including interest through July 1, 2008 collateralized by a building located at 211 Center St., Greenport, New York. 43,595 15 ' Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 ' NOTE 7. LONG-TERM DEBT (Continued) 6% mortgage payable to a Bank, due in monthly installments beginning August 1, 1995 of$854 including interest through August 1, 2008 collateralized by a building located at 211 Carpenter St., Greenport, New York. 67,136 ' 9.5% mortgage payable to a Bank, due in monthly installments beginning July 1, 1998 of$1,380 including interest through June 1, 2027 ' collateralized by a building located on 632-634 Second Street, Greenport, New York. 117,117 ' 9.5% mortgage payable to a Bank, due in monthly installments beginning September 16, 1997 of$1,170 including interest through August, 2011 collateralized by a building located on 523 Main St., Greenport, ' New York. 98,750 9.625% mortgage payable to a Bank, due in ' monthly installments beginning September 9, 1997 of$789 including interest through August, 2011 collateralized by a building ' located at 502 Wiggins St., Greenport, New York. 66.209 ' 1,423,376 Less: current portion4( 8.906) ' Long-term debt $1,374,470 16 ' Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 7. LONG-TERM DEBT (Continued) ' Following are maturities of long-term debt for each of the next five ears and the g Y years thereafter: Years Ending December 31, ' 2001 $ 53,396 2002 57,823 2003 63,636 2004 69,449 2005 72,013 ' Thereafter 1,058,153 $1,374.470 ' NOTE 8. OTHER LONG-TERM LIABILITIES In August 1997 the Organization assumed liability associated with property purchased. This liability is due to the Town of Southold and County of Suffolk ' Community Development Division only in the event of a sale, transfer, or further encumbrance of the premises. ' NOTE 9. COMMITMENTS AND CONTINGENCIES ' Reimbursable Expenses and Overhead Reimbursement of expenses and overhead applicable to various programs conducted for and on behalf of government and other agencies are subject to adjustments, if any, based upon the results of audits by the agencies. Management is of the opinion that such audits would not have a material effect on the accompanying financial statements. 17 Deans • Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 9. COMMITMENTS AND CONTINGENCIES(Continued) ' Lease Commitment ' The Organization rents office space from the Village of Greenport under a lease that expires in 1999. Rent expense for the year ended December 31, 1999 was ' $10,650. The aggregate rental commitment at December 31, 2000 under the noncancellable leases for real estate is as follows: 2000 $12,000 ' Note and Mortgage Agreements ' Under the terms of certain note and mortgage agreements between the Organization and various Federal, State and Local funding sources, lien covenants are ' enforceable for specified periods. ' NOTE 10. MATCHING REQUIREMENT Under the terms of the DHCR Rural Preservation Program Contract, the ' Organization is required to match one-third of the DHCR grant, $65,000 for the year ended December 31, 1999, with funds to be used for neighborhood and rural preservation activities. The Organization met this requirement for the year ended ' December 31, 1999. ' NOTE 11. CERTAIN CONCENTRATIONS AND CREDIT RISK ' The Organization receives a substantial amount of its support from Federal, State and Local governments. A significant reduction in the level of support, if this was to occur, may have an effect on the Organization's programs and activities. 18 Deans • Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTES TO FINANCIAL STATEMENTS For the years ended December 31, 1999 and 1998 NOTE 12. PRIOR PERIOD ADJUSTMENT ' The $3,352 and $57,377 in 1999 and 1998 represents adjustments for tenants P J ' security deposits and depreciation, respectively, associated with property owned by the Organization that was not recognized in prior periods. L ' NOTE 13. INEO F CREDIT O North Fork Housing Alliance, Inc., has a line of credit agreement with the Bank of Brideghampton National Bank. The Bank has agreed to make loans to the Organization from time-to-time in an aggregate principal amount not to exceed $135,000. The loan bears interest on the unpaid balance at a fluctuating rate of 2% above the Bank's Prime Rate. The principal of the loan is payable in monthly installments. The outstanding balance was $48,240 as of December 31, 1999. ' Interest rate at the close of business on December 31, 1999 was 8.50%. This agreement will expire December 3, 2000. 19 ' Decors Archer NORTH FORK HOUSING ALLIANCE, INC. 1 FOR THE YEAR ENDED DECEMBER 31, 1999 (with comparative totals for 1998) PART II ' SUPPLEMENTARY INFORMATION ' Deans • Archer NORTH FORK HOUSING ALLIANCE,INC. SCHEDULE OF FUNCTIONAL EXPENSES For the year ended December 31,1999 (With Comparative Totals for 1998) Section 8 Section 8 Lakeside DHCR Certificate Voucher Garden General Reserve Total Total Fund Proeram Pro ra am Apartments Fund Fund 1999 1998 EXPENSES Personnel services: Salaries $47,600 $ 18,025 $ 18,750 $ 17,163 $98,675 $24,000 224,213 $257,455 Fringe benefits 7,600 - 1.621 30.177 39.398 43328 Total personnel services 55,200 18,025 18,750 18,784 128,852 24,000 263,611 301,183 Other than personnel services: Housing assistance payments - 688,467 1,075,023 - - - 1,763,490 1,864,544 Management fee - - - - Administrative fee 74,801 105,381 - - - 180,182 223,861 Advertising - - 211 1,064 1,200 2,475 3,207 Telephone 772 3,626 3,500 7,898 7,683 Postage - 1,208 602 1,810 5,521 Public relations and training 2,781 700 3,481 2,533 Travel - - 597 - 597 2,644 Miscellaneous administrative 180 720 - 1,690 - 2,590 2,486 Repairs and maintenance - - 10,195 626 20,460 31,281 47,128 Service contracts and equipment leases 9,584 11,083 2,531 23,198 32,760 Supplies - - - - 296 Utilities 9,423 6,693 36,616 52,732 46,735 Real estate taxes 30,294 - 47,571 77,865 69,655 Office rent - - 10,650 - 10,650 10,200 Insurance 1,500 6,475 1,760 22,931 32,666 35,768 Interest expense - - - 64,221 - 95,636 159,857 152,217 Audit 4,000 4,000 1,000 1,000 - 10,000 10,300 Legal - - - 2,846 2,600 1,550 6,996 - Consultants 8,300 - 54,032 2,250 64,582 63,090 Permits and licenses - - - - 50 Publication and dues - 2,126 - 2,126 3,411 Office expense 16 8,997 2,940 11,953 11,553 Computer costs - 7,683 - 7,683 2,940 Placement fees - - - Day care grant 6,000 Rehabilitation cost - Apprenticeship program - - 459 Home LPA expense 141,788 141,788 37,950 Home project - - 55,000 S.T.Home Investment program 10,000 10,000 - Down payment Assistance Program - - - - - - - Depreciation 367 356 30,735 3,105 106,411 140,974 136,871 Bad debt expense - - 3,179 - 12,951 16,130 - Bank charges 73 333 624 1,030 1,214 Miscellaneous - - 5.821 (3.786) (834) 1.201 4.785 Total other than personnel services 9,800 767,815 1,185,480 174,845 117,868 509,427 2,765,235 2,840,860 Eliminating entry7( 4,981) (106.101) - - 18� 1.082) (181,501) Total expenses $65.000 $710.859 $1 098 29 $193.629 $246.720 $533.427 $2,847,704 2.960.543 .Sec accounlants'report on supplementary inforamlion 21 NORTH FORK HOUSING ALLIANCE, INC. SCHEDULE OF PROGRAM SERVICES For the year ended December 31, 1999 (With Comparative Totals for 1998) Section 8 Section 8 Lakeside DHCR Certificate Voucher Garden General Reserve Total Total Fund Program am Program AAnartments Fund Fund 1999 1998 EXPENSES Personnel services: Salaries $ - $ $ $17,163 $ - $ - $17,163 $18,359 Fringe benefits 1.621 1.621 1.256 Total personnel services 18,784 18,784 19,615 Other than personnel services Housing assistance payments 688,467 1,075,023 - 1,763,490 1,864,543 Management fee - - _ - Administrative fee _ _ Advertising 211 211 211 Telephone 772 772 716 Postage _ _ _ Public relations and training Travel _ Miscellaneous administrative _ _ Repairs and maintenance 10,195 10,195 9,512 Service contracts and equipment leases 9,584 9,584 8,593 Supplies - - 296 Utilities 9,423 9,423 8,133 Real estate taxes 30,294 30,294 29,360 Office rent _ _ _ Insurance 6,475 6,475 6,463 Interest expense 64,221 64,221 68,862 Audit 1,000 1,000 1,200 Legal 2,846 2,846 - Consultants - _ Permits and license Publication dues - _ Office expenses 16 16 Computer costs - _ Placement fee _ Day care grant 6,000 Rehabilitation cost _ Apprenticeship program - - 459 Home LPA expense 141,788 141,788 37,950 S.T. Home Investment program 10,000 10,000 55,000 Depreciation - _ _ Bad debt expense Bank charges - - _ _ Miscellaneous - - 5.821 5.821 1.835 Total other than personnel services 688,467 1,075,023 140,858 151,788 2,056,136 2,099,135 Eliminating entry - - - - Total expenses $--Z- $688.647 $1.075.023 $159.642 $ 151 78 $2,074,920 $2 118.750 .See accountants'report on supplementary information 22 NORTH FORK HOUSING ALLIANCE,INC. SCHEDULE OF SUPPORT SERVICES For the year ended December 31,1999 (With Comparative Totals for 1998) Section 8 Section 8 Lakeside DHCR Certificate Voucher Garden General Reserve Total Total Fund Program Program Apartments Fund Fund 1999 1998 EXPENSES Personnel services: Salaries $47,600 $ 18,025 $18,750 $ $98,675 $24,000 $207,050 $282,356 Fringe benefits 7.600 - 30.177 37.777 42.472 Total personnel services 55,200 18,025 18,750 128,852 24,000 244,827 324,828 Other than personnel services Housing assistance payments - - - - - - - Management fee - - - - - - Administrative fee 74,801 105,381 180,181 180,601 Advertising - - 1,064 1,200 2,264 2,996 Telephone 3,626 3,500 7,126 6,967 Postage 1,208 602 1,809 5,521 Public relations and training 2,781 700 3,481 2,533 Travel - - 597 - 597 2,644 Miscellaneous administrative 180 720 1,690 - 2,590 2,486 Repairs and maintenance - - 626 20,460 21,086 37,616 Service contracts and Equipment Lease 11,083 2,531 13,614 24,166 Supplies - - - - Utilities 6,693 36,616 43,309 38,602 Real Estate taxes - 47,571 47,571 40,295 Office rent - 10,650 - 10,650 10,200 Insurance 1,500 1,760 22,931 26,191 29,305 Interest expense - - - - 95,636 95,636 83,355 Audit 4,000 4,000 1,000 - 9,000 9,100 Legal - - - 2,600 1,550 4,150 - Consultants 8,300 54,032 2,250 64,582 63,090 Permits and licenses - - - - - 50 Publication and dues 2,126 - 2,126 3,411 Office expenses 8,997 2,940 11,937 11,553 Computer costs 7,683 - 7,683 2,940 Placement fees - - - Day care grant Rehabilitation cost Apprenticeship program Home LPA expense - S.T. Home investment program - - - - - - Depreciation 367 356 30,735 3,105 106,411 140,974 136,871 Bad debt expense - - 3,179 - 12,951 16,130 - Bank charges 73 333 624 1,031 1,213 Miscellaneous - - - (3.786) (834) 4( .620) 2.951 Total other than personnel services 9,800 79,347 110,457 33,987 117,869 357,641 709,101 698,466 Eliminating entry - 74,981 106.101 - - 18LA8118( 1.501) Total expenses $65.000 $22.392 $ 23.106 $33.987 $246.721 $381.639 $772.846841 792 .See accountants'report on supplementary information 23 ' NORTH FORK HOUSING ALLIANCE, INC. RURAL PRESERVATION PROGRAM SCHEDULE OF DHCR REVENUES AND EXPENSES ' COMPARED TO BUDGET AND QUESTIONED COSTS CONTRACT NUMBER: C-699059 CONTRACT PERIOD: JULY 1, 1999 TO JUNE 30, 2000 ' For the year ended December 31, 1999 Latest Actual Over/ ' Approved Revenues & (Under) Questioned Budget Expenses Budget Costs REVENUE DHCR Grant $65.000 $32.500 $32.500 $ - Total Revenue $65.000 $ 2 500 $32.500 $ - EXPENSES ' Staff Salaries: Executive Director 11,900 5,950 5,950 - Executive Assistant/ Program Manager 11,900 5,950 5,950 Housing Counselor 11,900 5,950 5,950 - ' Administrative Assistant 11,900 5,950 5,950 - Fringe Benefits 7,600 3,800 3,800 - Regulated OTPS: Insurance 1,500 750 750 - Professional Services 8.300 4.150 4.150 Total Regulated OTPS 9.800 4.900 4.900 - ' 1 Expenses 65 000 $32,50-0 2 500 - Tota p $ $�_ $ 1 See accountant's report on supplementary information 24 Deans • Archer ' NORTH FORK HOUSING ALLIANCE, INC. RURAL PRESERVATION PROGRAM SCHEDULE OF DHCR REVENUES AND EXPENSES ' COMPARED TO BUDGET AND QUESTIONED COSTS CONTRACT NUMBER: C-698059 CONTRACT PERIOD: JANUARY 1, 1999 TO JUNE 30, 1999 For the year ended December 31, 1999 i Latest Actual Over/ Approved Revenues & (Under) Questioned Budget Expenses Budge Costs REVENUE DHCR Grant $32.500 $32.500 ' Total Revenue $32.500 $32.500 ' EXPENSES Staff Salaries: Executive Director 5,950 5,950 - - Executive Assistant/ Program Manager 5,950 5,950 - - Housing Counselor 5,950 5,950 = _ Administrative Assistant 5,950 5,950 ' Fringe Benefits 3,800 3,800 - - Regulated OTPS: ' Insurance 750 750 - - Professional Services 4.150 4.150 - ' Total Regulated OTPS 4,900 4.900 - - Total Expenses $32.500 $32.500 See accountant's report on supplementary information 25 1 Deans • Archer 1 NORTH FORK HOUSING ALLIANCE, INC. rFOR THE YEAR ENDED DECEMBER 31, 1999 ' PART III INTERNAL CONTROL STRUCTURE AND COMPLIANCE INFORMATION ' IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS ' Deans Archer 1 Deans • Archer & Co. ' CERTIFIED PUBLIC ACCOUNTANTS 265 East Merrick Road Valley Stream, New York 11580 (516) 872-6922/FAX: (516) 872-6925 1 i INDEPENDENT AUDITORS' REPORT ON COMPLIANCE AND ON INTERNAL ' CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH "GOVERNMENT AUDITING STANDARDS" i ' The Board of Directors North Fork Housing Alliance, Inc. Greenport, New York ' We have audited the financial statements of North Fork Housing Alliance, Inc., as of and for the ' year ended December 31, 1999, and have issued our report thereon dated June 28, 2000. We conducted our audit in accordance with generally accepted auditing standards 1995 Audit Manual for Selected Division of Housing and Community Renewal Programs, and the standards applicable ' to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. rCompliance ' As part of obtaining reasonable assurance about whether North Fork Housing Alliance, Inc's., financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grants, noncompliance with which could ' have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and ' accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. r r r r ' Internal Control Over Financial Reporting In planning and performing our audit, we considered North Fork Housing Alliance, Inc's., ' internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on the internal control over financial reporting. However, we noted certain matters involving the internal ' control over financial reporting and its operation that we consider to be reportable conditions. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control over financial reporting that, in our judgment, could adversely affect North Fork Housing Alliance, Inc's., ability to record, process, summarize, and report financial data consistent with the assertions of management in the financial statements. Reportable conditions are described in the accompanying schedule of findings and recommendation as item 99-1 and 98-1 through 98-3. ' A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control that might be reportable conditions and, accordingly, ' would not necessarily disclose all reportable conditions that are also considered to be material weaknesses. However of the reportable conditions described above, we do not consider any to be a material weakness. We also noted other matters involving the internal control over financial reporting, which we have reported to management of North Fork Housing Alliance, Inc., in a separate letter dated June 28, 2000. This report is intended for the information of the North Fork Housing Alliance Inc's., Board of Directors and management, and the Department of Housing and Urban Development. However, this report is a matter of public record and its distribution is not limited. ' Valley Stream, New York June 28, 2000 ' Deans • Archer ' NORTH FORK HOUSING ALLIANCE, INC. FINDINGS AND RECOMMENDATIONS - ON INTERNAL CONTROL OVER FINANCIAL REPORTING FOR THE YEAR ENDED DECEMBER 31, 1999 CURRENT YEAR FINDINGS: ' Condition 99-1 ' Test of Controls - Cash Disbursements We selected twenty-five (25) items for testing of cash disbursements and noted the following: ' (i) On one (1) occasion the disbursement package was not canceled after payment. (ii) On one (1) occasion the expense was not properly classified in the general ledger. Recommendation We recommend that: ' (i) The disbursement package be canceled when paid, to avoid duplication of payment. ' (ii) The policies and procedures in place for the maintenance of the general ledger be adhered to. ' Management Response The procedures for disbursing a payment were adhered to except the entire package was not ' stamped paid. ' Condition 99-2 Test of Controls - Payroll ' We selected thirty (30) payroll transactions and noted that on two (2) occasions time card provided had no evidence of Executive Director's review. ' Recommendation ' We recommend that procedures implemented for the payroll process be adhered to. ' 29 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. ' FINDINGS AND RECOMMENDATIONS - ON INTERNAL CONTROL OVER FINANCIAL REPORTING ' FOR THE YEAR ENDED DECEMBER 31, 1999 Management Response Management agrees with the recommendation. ' PRIOR YEAR FINDINGS: ' Condition 98-1 Test of Controls-Cash Receipts ' We selected twenty-five (25) items for testing of cash receipts and noted the following: (i) On two (2) occasions, deposits recorded were not entered into the log maintained by the staff accountant. ' (ii) On one (1) occasion, cash receipt was not deposited in a timely manner. ' Recommendation ' We recommend that: (i) All cash receipt transactions be logged in at all times. (ii) Cash receipts are deposited within a timely manner, as determined by management. Follow-up ' These conditions no longer exist. Condition 98-2 Single Audit-Tenants Eligibility ' We selected twenty-five (25) tenant's file for testing and noted the following: (i) On four (4) occasions the exit inspection form was not included in the terminated ' (move-outs), tenant's file. ' 30 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. FINDINGS AND RECOMMENDATIONS - ON INTERNAL CONTROL OVER FINANCIAL REPORTING FOR THE YEAR ENDED DECEMBER 31, 1999 (ii) On two (2) occasions, the inspection form for a newly leased unit was dated after the effective lease date. Recommendation We recommend that management enforce the polices and procedures in place for inspection of newly leased units and exit inspections of terminated tenants units, including the completion and maintenance of required forms. ' Follow-un These conditions no longer exist. Condition 98-3 Bridgehampton Bank /NFHA bank accounts-Concentration of Risk The Organization does a significant amount of financial transactions with Brideghampton Bank. The FDIC regulations when considered in relation to North Fork Housing Alliance, Inc's transaction with the Bank can have a significant effect on the Organization, if the Bank were to experience significant financial problems. Follow-un This condition is substantially the same. 31 Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. REPORT OF CERTIFIED PUBLIC ACCOUNTANTS IN ACCORDANCE WITH THE SINGLE AUDIT ACT AND OMB CIRCULAR A-133 SUPPLEMENTARY INFORMATION AND OBSERVATIONS AND RECOMMENDATIONS ' For the Year Ended December 31, 1999 ' Dentis Archer ' NORTH FORK HOUSING ALLIANCE, INC. rTABLE OF CONTENTS ' PAGE ' PART I - REPORT OF FEDERAL AWARDS - Independent Auditors' Report on Financial Statements and Supplementary Schedule of Expenditures' of Federal Awards . . . . . . . . . . . . . . 4-5 ' - Notes to the Schedule of Expenditures of Federal Awards . . . . . . . . . . . . . . . . . . 6 - Schedule of Expenditures of Federal Awards . . . . . . . . . . . . . . . . . . . . . . . . . 7-8 PART II - INTERNAL ACCOUNTING AND ADMINISTRATIVE CONTROLS AND ' COMPLIANCE INFORMATION IN ACCORDANCE WITH OMB CIRCULAR A-133 - Independent Auditors' Report on Compliance with Requirements Applicable to each Major Program and Internal Control Over Compliance in Accordance with OMB Circular A-133 . . . . . . . . . . . . . . . . . 10-11 - Schedule of Findings and Questioned Costs . . . . . . . . . . . . . . . . . . . . . . . . . 12-14 PART III - PRIOR AUDIT REPORT AND EXIT CONFERENCE - Resolution of Prior Year Comments16-17 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ' - Exit Conference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 ' Deans • Arc-her NORTH FORK HOUSING ALLIANCE INC. ' FOR THE YEAR ENDED DECEMBER 31, 1999 ' PART I REPORT OF FEDERAL AWARDS Deans • Archer Deans • Archer & Co. iCERTIFIED PUBLIC ACCOUNTANTS 265 East Merrick Road Valley Stream, New York 11580 (516) 872-6922/FAX: (516) 872-6925 INDEPENDENT AUDITOR'S REPORT ON FINANCIAL STATEMENTS AND SUPPLEMENTARY SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS ' The Board of Directors North Fork Housing Alliance, Inc. Greenport, New York ' We have audited the accompanying statement of financial position of North Fork Housing Alliance, Inc. as of December 31, 1999, and the related statements of activities, functional expenses and cash flows for the year then ended. These financial statements are the responsibility of North Fork Housing Alliance, Inc's., management. Our responsibility is to express an opinion ' on these financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. ' In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of North Fork Housing Alliance, Inc., as of December 31, 1999, and the changes in its net assets and its cash flows for the year then ended In conformity with generally ' accepted accounting principles. In accordance with Government Auditing Standards, we have also issued our report dated June 28, ' 2000 on our consideration of North Fork Housing Alliance, Inc's., internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grants. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U.S. Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations, and is not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. ' Valley Stream, New York June 28, 2000 Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. NOTE TO SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS For the year ended December 31, 1999 ' NOTE 1. BASIS OF PRESENTATION The accompanying schedule of expenditures of federal awards includes the federal ' grant activity of North Fork Housing Alliance, Inc. and is presented on the accrual basis of accounting. The information in this schedule is presented on the accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of OMB Circular A-133, Audits of States, Local Governments, and Non- Profit Organizations. Therefore, some amounts presented in this schedule may differ from amounts presented in or used in the preparation of, the basic financial statements. ' Deans Archer NORTH FORK HOUSING ALLIANCE, INC. 1 FOR THE YEAR ENDED DECEMBER 31, 1999 PART II ' INTERNAL ACCOUNTING AND ADMINISTRATIVE CONTROLS ' AND COMPLIANCE INFORMATION IN ACCORDANCE WITH OMB CIRCULAR A-133 ' Deans • Archer Deans • Archer & Co. ' CERTIFIED PUBLIC ACCOUNTANTS 265 East Merrick Road Valley Stream, New York 11580 ' (516) 872-6922/FAX: (516) 872-6925 INDEPENDENT AUDITORS' REPORT ON COMPLIANCE ' WITH REQUIREMENTS APPLICABLE TO EACH MAJOR PROGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE ' WITH OMB CIRCULAR A-133 The Board of Directors North Fork Housing Alliance, Inc Greenport, New York Compliance We have audited the compliance of North Fork Housing Alliance, Inc., with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to each of its major federal programs for the year ended December 31, 1999. North Fork Housing Alliance, Inc's., major federal programs are identified in the summary of auditors' results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts, and grants applicable to each of its major federal programs is the responsibility of North Fork Housing ' Alliance, Inc's., management. Our responsibility is to express an opinion on North Fork Housing Alliance, Inc's., compliance based on our audit. We conducted our audit of compliance in accordance with generally accepted auditing standards; ' the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about North Fork Housing Alliance, Inc's., compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe ' that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination of North Fork Housing Alliance, Inc's., compliance with those requirements. ' In our opinion, North Fork Housing Alliance, Inc., complied, in all material respects, with the requirements referred to above that are applicable to each of its major federal programs for the year ended December 31, 1999. ' Internal Control Over Compliance ' The management of North Fork Housing Alliance, Inc., is responsible for establishing and maintaining effective internal control over compliance with the requirements of laws, regulations, contracts, and grants applicable to federal programs. In planning and performing our audit, we ' considered North Fork Housing Alliance, Inc's., internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on the internal control over compliance in accordance with OMB circular A-133. Our consideration of the internal control over compliance would not necessarily disclose all ' matters in the internal control that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control over compliance that, in our judgment, could adversely affect North Fork Housing Alliance, Inc's., ability to administer a major federal ' program in accordance with the applicable requirements of laws, regulations, contracts, and grants. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that non-compliance ' with applicable requirements of laws, regulations, contracts, and grants that would be material in relation to a major federal program being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over compliance and its operation that we consider to be a reportable condition and /or material weakness. This report is intended for the information of the North Fork Housing Alliance, Inc's., Board of Directors and management, and the Department of Housing and Urban Development. However, this report is a matter of public record and its distribution is not limited. &0,4otA - A "L.A� ' Valley Stream, New York June 28, 2000 Dents • Archer NORTH FORK HOUSING ALLIANCE,INC. SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED DECEMBER 31,1999 1 of 2 Unexpended or Unexpended or Federal Grantor/ Federal Pass-through Grant Period Program (Over expended) (Overexpended) Pass-through Grantor CFDA Entity Identifying Beginning/ or Awards Receipts at Federal Federal Receipts at Program or Cluster Title Number Number Ending Dates Amoun 12/31/98 Receipts Expenditures 12/31/99 U.S. Department of Housing and Urban Develoyment Housing Assistance 14.857 NY1045E 01/01/99-12/31/99 1,195,644 - 1,195,644 785,691 409,953 Housing Assistance 14.857 NY152CE 01/01/98-12/31/98 1,303,379 422,589 - 422,589 - Housing Assistance 14.855 NY1045V 01/01/99-12/31/99 1,720,409 - 1,720,409 1,199,948 520,461 Housing Assistance 14.855 NY152VO 01/01/98-12/31/98 1.602.233 392.378 392.378 Total Department of Housing and Urban Development 5.821.6651g 4.967 2.916.053 2.800.606 930.414 Department of Housing and Urban Development Passed-through the State for New York-DHCR Greenport Revitalization Project 14.239 C-403073 05/06/93-10/30/97 1,060,266 (2,779) - - (2,779) Home Program C-97000233 01/01/98-12/31/03 400,000 (37,950) 176,265 138,315 Passed-through the County of Suffolk Home Investment Partnership Program - _ Home Investment Partnership Program 14.239 08579 FY98 125,000 88,542 140,330 (51,788) Passed-through the Town of Southold Home Investment Partnership Program 14.218 40.000 10.413 - 10.000 413 Total Department of Housing and Urban Development 1.625.266 (30,316) 264.807 288.6455( 4.154) See accountants'report on supplementary information 7 NORTH FORK HOUSING ALLIANCE,INC. SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED DECEMBER 31, 1999 2of2 Unexpended or Unexpended or Federal Grantor/ Federal Pass-through Grant Period Program (Over expended) (Overexpended) Pass-through Grantor CFDA Entity Identifying Beginning/ or Awards Receipts at Federal Federal Receipts at Program or Cluster Title Number Number Ending Dates Amount 12/31/98 Recei is Expenditures 12/31/99 U.S.Department of Agriculture Farmer Home Administration Rural Rental Housing Loan 10.415 06/01/87-09/01/2035 2,624,222 - 48,228 48,228 - Passed-through the State of New York-DHCR Rural Housing Preservation Program 14.239 C-699059 07/01/99-06/30/00 65,000 - 65,000 32,500 32,500 Rural Housing Preservation Program 14.239 C-698059 07/01/98-06/30/99 65,000 32,500 - 32,500 - Rural Rental Assistance Payments 10.427 C-200038C 02/01/87-01/31/02 712.600 3.363 37,187 40.550 - Total U.S. Department of Agriculture ,3.466.822 35.863 150.415 153.778 32,500 Other Federal Assistance Passed-through Town of Southold CDBG Housing Counseling 14.218 1036-05-99 05/01/99-04/30/00 12,000 - 5,116 12,000 (6,884) CDBG RLP Family Self-Sufficiency 14.218 1044-05-99 05/01/99-04/30/00 3,200 - 3,200 (3,200) CDBG Home Improvement 14.218 1003-14A-98 05/01/98-04/30/99 - (5,252) 5,252 - - Passed through the Village of Greenport Village of Greenport Rehabilitation Program 50.000 1 - - � I Total Other Financial Assistance 65.200 (5.251) 10.368 15.200 (10.083) Total $10.978953 815 263 JLI4l 643 IL258 229 Ln8 677 See accountants'report on supplementary information $ ' NORTH FORK HOUSING ALLIANCE, INC. SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED DECEMBER 31, 1999 A. SUMMARY OF AUDIT RESULTS ' 1. The auditors' report expresses an unqualified opinion on the financial statements of ' North Fork Housing Alliance, Inc. 2. Two reportable conditions disclosed during the audit of financial statements are reported in the Independent Auditors' Report on Compliance and on Internal Control Over Financial Reporting Based on the Audit of Financial Statements performed in accordance with "Government Auditing Standards". These conditions are not reported ' as material weaknesses. 3. No instances of noncompliance material to the financial statements of North Fork ' Housing Alliance, Inc., were disclosed during the audit. 4. No reportable conditions were reported during the audit of the major federal award programs of North Fork Housing Alliance, Inc., in the Independent Auditors' Report on Compliance with Requirements Applicable to each Major Program and Internal Control over Compliance in Accordance with OMB Circular A-133. 5. The auditors' report on compliance for the major federal award programs for North Fork Housing Alliance, Inc., expresses an unqualified opinion. 6. Audit findings relative to the major federal award programs for North Fork Housing Alliance, Inc., are reported in Part C. of this Schedule. 7. The programs tested as major programs included: ' (a) Department of Housing and Urban Development - Housing Assistance CFDA No-14.857. ' (b) Department of Housing and Urban Development - Housing Assistance ' CFDA No-14.855. 8. The threshold for distinguishing Types A and B programs was $300,000. 9. North Fork Housing Alliance, Inc. was determined to be a low-risk auditee. 12 Deans • Archer NORTH FORK HOUSING ALLIANCE,INC. SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED DECEMBER 31, 1999 B. FINDINGS-FINANCIAL STATEMENTS AUDIT ' Condition 99-1 Test of Controls - Cash Disbursements We selected twenty-five (25) items for testing of cash disbursements and noted the following: ' (i) On one (1) occasion the disbursement package was not canceled after payment. (ii) On one (1) occasion the expense was not properly classified in the general ledger. Recommendation ' We recommend that: (i) The disbursement package be canceled when paid, to avoid duplication of payment. (ii) The policies and procedures in place for the maintenance of the general ledger be ' adhered to. Condition 99-2 Test of Controls - Payroll We selected thirty (30) payroll transactions and noted that on two (2) occasions time card provided had no evidence of Executive Director's review. tRecommendation We recommend that procedures implemented for the payroll process be adhered to. ' 13 Deans Archer 1 1 NORTH FORK HOUSING ALLIANCE, INC. SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED DECEMBER 31, 1999 1 iC. FINDINGS AND QUESTIONED COSTS- MAJOR FEDERAL AWARD PROGRAMS AUDIT 1 Questioned ost 1 None reported. 1 1 1 i 1 1 1 i 1 1 14 1 Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. ' FOR THE YEAR ENDED DECEMBER 31, 1999 PART III ' PRIOR AUDIT REPORT AND EXIT CONFERENCE ' Deans Archer ' NORTH FORK HOUSING ALLIANCE, INC. SINGLE AUDIT FOR THE YEAR ENDED DECEMBER 31, 1999 ' RESOLUTION OF PRIOR YEAR COMMENTS ' Condition 98-1 ' Test of Controls-Cash Receipts ' We selected twenty-five (25) items for testing of cash receipts and noted the following: (i) On two (2) occasions, deposits recorded were not entered into the log maintained by ' the staff accountant. (ii) On one (1) occasion, cash receipt was not deposited in a timely manner. Recommendation 1 We recommend that: ' (i) All cash receipt transactions be logged in at all times. ' (ii) Cash receipts are deposited within a timely manner, as determined by management. Follow-un ' These conditions no longer exist. ' Condition 98-2 Single Audit-Tenants Eligibility We selected twenty-five (25) tenant's file for testing and noted the following: ' (i) On four (4) occasions the exit inspection form was not included in the terminated (move-outs), tenant's file. ' (ii) On two (2) occasions, the inspection form for a newly leased unit was dated after the effective lease date. ' 16 ' Deans • Archer NORTH FORK HOUSING ALLIANCE, INC. SINGLE AUDIT FOR THE YEAR ENDED DECEMBER 31, 1999 ' RESOLUTION OF PRIOR YEAR COMMENTS Recommendation tWe recommend that management enforce the polices and procedures in place for inspection of newly leased units and exit inspections of terminated tenants units, including the completion and ' maintenance of required forms. Follow-up These conditions no longer exist. ' Condition 98-3 Bridgehampton Bank /NFHA bank accounts-Concentration of Risk ' The Organization does a significant amount of financial transactions with Bride ha mpton Bank. ' The FDIC regulations when considered in relation to North Fork Housing Alliance Inc's transaction with the Bank can have a significant effect on the Organization, if the Bank were to experience significant financial problems. ' Follow-un This condition is substantially the same. ' 17 ' Deans Archer NORTH FORK HOUSING ALLIANCE, INC. SINGLE AUDIT FOR THE YEAR ENDED DECEMBER 31, 1999 ' EXIT CONFERENCE EXIT CONFERENCE ' The audit findings and recommendations will be discussed with Tanya Palmore, Executive Director. ' 18 Deans Archer