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Home My WebLink About2011 Fee DisclosureDecember 8, 2011 TRU$1~EO TIql~ HARTI:ORD Dear Plan Sponsor: Under the New York roles issued by the New York Deferred Compensation Board, each plan sponsor and participant in a Section 457 Deferred Compensation Plan sponsored by a New York Govermnental entity must be furnished annually with a written disclosure. The written disclosure includes all fees and expenses charged against any assets of the plan and the allocation of such lees and expenses to and among participants' accounts under the Plan. We have enclosed a Fee Schedule, which outlines the tees and expenses applicable to the variable investment options in your plan's gronp variable annuity contract and/or group funding agreement. Our records indicate that your plan's contract with The Hartford does not have a contingent deferred sales charge (CDSC) and there is no market value adjustment for the General Declared Interest Rate account. If you participate in your Plan's Loan Program, a one time set-np tee of $50 and annual maintenance tee of $50 is dedncted from your account on a quarterly basis. Transactional fees are included on qnarterly statements. The enclosed Fee Schednle reflects the tees that apply to the investment options other than the General Declared Interest Rate Account. By investing in these investment options, you are purchasing units ofa snb-account of a Hartfbrd Lite Insurance Company separate account. Each snb-account invests in shares of underlying mutual funds or collective investment trust-based funds. The fees identified on the Fee Schednle apply to the underlying fund. (Please note that these tees do not apply to investments in the General Declared Interest Rate Account.) As a result, whether or not particular fees (e.g., Fund A's fees) apply to a participant depends on whether or not that participant invests in a particular investment option (e.g., Investment Option A, associated with Fund A) and the amount of the fee will generally be determined based on the amount invested in that investment option. For more information on these fees, please contact us to reqnest a copy of the underlying fund's prospectus or applicable disclosure document. If you have any questions, please contact us toll-free at 1-800-637-6444 Monday through Friday, 8:30 a.m. to 5 p.m. Eastern Time. Your Plan Manager will be happy to provide assistance. Sincerely, C. Hanna Belanger Assistant Director Retirement Plan Service Center Enclosure Investment options me available trader a group variable aimuity contract (HL-15811. I4¥L- 11002, HLV-21002, HVL-14001. HVL-14000. HVL-11002. HVL-21002-MC. I4¥L- 20000). All contracts a~e issued by Hm~fm'd Life Insttrance Company (Simsbm~f. CT). l~v'L- 11002, I4¥L- 11002-MC. l~v'L-21002, l~v'L-21002-MC, l~v'L 14000. l~v'L- 14001 and HVL-20000 are tmdem-ritlen and distributed by Hal~ford Secm'ities D~stributmn Company, Inc. This presentation must be preceded or accompanied by a cm~cently effective prospectus or disclosm'e docmnents, whichever ~s applicable Read them carefully before you invest or send money. The Hartford 1 Griffin Road North Windsor, CT 06095-1512 Mailing Address: P. O. Box 1583 Hartford, CT 06144-1583 The Hmlford is The Hartford Financial Scow-ices G1 onp, hhc. and its snbsidiaries, hhclnding Hmlford Life li~snrmhce Company, Hmlford Retirement Services, LLC, mhd Hmlford Secmifies Disnibution Company, hhc. ("HSD"). ItSD (member FINRA mhd SIPC), a registered broker / dealer affiliale of Tlie Hartford. Retirement prog~mns can be flmded by group fixed or valiable ammity products & flmchng agreements issued by Hartford Life hhs~trance Company (Simsb~try, CT). Gronp vafiable contracts are mhde~¥aitten and distributed by HSD, wliere applicable. Retirement progrmns can also revest hh mnmal flmds tlu'ou~h custodial accomhts. Before investing, yon sliould carefully consider the investment objec~ves, risks, cliarges and expenses of the mutual Brads or The Hartford's group variable annuii? products and Binding agreements, and their underlying funds. For fund and product prospectnses and / or a disclosure document containing tliis and other informailon, contact your investment professional or visit our welisBe. Read them careBdly. FEE SCHEDULE Funded bv a Group Variable Annuitv The Hartford AF Capital World G&I R3 0.60% 0.50% 0.00% 1.10% 0.25% 1.35% 0.75% 0.30% 0.28% 1.33% 0.25% 1.58% S 0.64% 0.25% 0.33% 1.22% 0.25% 1.47% AllimweBem lntlVal A Allim~ NFJ SC Val A 0.60% 0.25% 0.33% 1.18% 0.25% 1.43% Hffd~ ~mpany ~ ~74 ~,00% ~.05% ~% ~5% ~.9g% Opp Main St Sm-&MC A 0.75% 0.25% 0.24% 1.24% 0.25% 1.49% Col MC Opp Value R3 0.70% 0.25% 0.35% 1.30% 0.25% 1.55% Htfd MidCap HLS lA SSgA MC lnd NL Ser 11 0.66% 0.00% 0.03% 0.69% 0.25% 0.94% O,64% 0.40% 0.00% 0.00% 0.40% 0.25% 0.65% HAR~TFORD 1-800-528-9009 Page I of 3 (Page not valM without the others) RPG-Toa~ Of SouthoM Deferred Compensation Plan-11/30/2011 FEE SCHEDULE Funded bv a Group Variable Annuitv The Hartford AF Growth Fund Amer R3 0.50% 0.50°/0 -0.03% 0.97% 0.25% 1.22% FideliW Contrafund I 0.30% 0.00% 0.62% 0.92% 0~00% Htfd Div & Grwth HLS IA 0.78% 0.00% -0.10°/0 0.68% 1I'~' 030% Jmlus Twenty T 0.64°/0 0.00% 0.33% 0.97% 0,OO% Victory Divem fd Stk A 0.65% 0.00% 0.41% 1.06% 0.25% 1.17% 025% 0.25% 0.93% 025% 0.25% 1.22% 0.25% 1.31% 0.21% 0.96% 0.25% 1.21% 0.24% 0.79% 0.25% 1.04% 0.61% 1.11% 0.25% 1.36°/0 TRP Retirement 2030 R 0.00% 0.50°/0 0.74°/0 1.24°/0 0.25% 1.49% ~ Rellrement 204~ 0.~0% 0,50% O, 7~/¢ 2~/¢ g i TRP Retirement 2050 R 0.00% 0.50°/0 0.76°/0 1.26°/0 0.25% 1.51% BOND Htfd TotRet Bond HLS lA 0.46% 0.00% 0.05% 0.51% 0.25% 0.76% A 0.72% 0.25% 0.07% 1.04% 0.25% 1.29% Putnam HY Advantage HAR~TFORD 1-800-528-9009 Page 2 of 3 (Page not valid without the others) RPG-To*m Of SouthoM Deferred Compensation Plan-11/30/2011 FEE SCHEDULE Funded bv a Group Variable Annuitv The Hartford Htfd Money Mkt HLS IA 0.40% 0.00% 0.08% 0.48% 0.25% 0.73% Youshouldosrefullycoosiderthe/nvostmeatobject/ves, dsks, chargesandeXpeosea~fTheHartfurd~sgr~upver/ab~eannu/t~osarn~the/rurn~er/y/ngfurn~s~e~e/nves#~ Thisandotherinformat/eacan be found/n the prospectus or d/sc/osure documents, where app//osMe. To obta/n the appl/osble d/sc/osure documents or underlying fund prospectuses os//1-800-255-2464. Read them carefully before you/n vest or send monej4 This table shows onlythe asset-based fees, charges and expenses associated with the investment choices ofthe group variable annuity contract, Please refer to the product prospectus or disclosure documents, as applicable, for information on other fees and charges that may apply to your plan's contract such as 8 contingent deferred sales charge, annual maintenance fee, and other fees or charges, if applicable. Copydght 2011 Momingstar, Inc. All Rights Reserved. The information contained herein: (1) is propdetary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses adsing from any use of this information. 1- These are the Total Annual Fund Operating Expenses for each underlying fund as of its year-end. Total Annual Fund Operating Expenses are the expenses that are deducted from fund assets, including management fees, Rule 12b-1 distribution and/or service fees, and other expenses, Actual fees and expenses for the underlying funds vary daily, As a result, the fees and expenses for any given day may be greater or less than the Total Annual Fund Operating Expenses listed above in the table, More detail concerning each underlying fund's fees and expenses is contained in the prospectus for each fund. 1-1- The Hartford deducts the mortality, expense risk and administrative charge from the assets of the Separate Account on a daily basis at the annual rate shown above, If the mortality, expense risk and administrative charge under a Contract is insufficient to cover actual costs incurred by us, we will bear the loss, If the mortality, expense risk and administrative charge exceeds these costs, we will keep the excess as profit, We may use these profits, as well as fees and payments received from the fund families, for any proper corporate purpose, including, among other things, payment of sales expenses, including our expenses of paying compensation to broker-dealers, financial institutions and other persons for selling the Contracts. We expect to make a profit from the mortality, expense dsk and administrative charge. HARTFORD 1-800-528-9009 Page 3 of 3 (Page not valid without the others) RPG-Toa~ Of SouthoM Deferred Compensation Plan-11/30/2011