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HomeMy WebLinkAboutRefunding Bond(Endomementl Restricted (Endememenll Postmark Here · Complete Items 1, 2, and 3. Alan complete Item 4 if Restricted Delivery Is desired. · Print your name and address on the reverse so that we can return the card to you. · Attach this card to the back of the mailpiece, or on the front if space permIts. 1. Article Addressed to: PS For A. Signature B. Recaived by ( F~fntsd Name) C. Date of Dailve~y O. Is delive~J address different fn3m item 17 r-I Yes If YES, enter deliver/address below: [] No ~Certlfled Mall a Express Mall [] Registered [] Return Receipt for Merchandise [] Insured Mail [] C.O.D. 4. Restricted Deliver? (Extra Fee) [] yes ,i 1 Southold Town Clerk CERTIFICATE OF DETERMINATION BY THE SUPERVISOR RELATIVE TO THE TERMS, FORM AND DETAILS OF SALE AND ISSUANCE OF $2,125,000 REFUNDING SERIAL BONDS-2009 OF THE TOWN OF SOUTHOLD, NEW YORK AND PROVIDING FOR THEIR PRIVATE SALE I, SCOTT A. RUSSELL, Supervisor of the Town of Southold, in the County of Suffolk, New York (the "Town"), HEREBY CERTIFY that pursuant to the powers and duties delegated to me as the chief fiscal officer of the Town pursuant to the Refunding Bond Resolution duly adopted and as set forth in Section 1 hereof and subject to the limitations prescribed in said resolution, I have made the following determinations: 1. Authorization, Principal Amount, Maturity Schedule and Designation. Refunding serial bonds in the principal amount of $2,125,000 and designated as ' "Refunding Serial Bonds~2009'' (referred to hereinafter as the "Refunding Bonds" or the "Bonds") authorized pursuant to the Refunding Bond Resolution duty adopted by the Town Board on February 24, 2009 (the "Refunding Bond Resolution"), entitled: "Refunding Bond Resolution of the Town of Southold, New York, adopted February 24, 2009, authorizing the refunding of certain outstanding bonds of said Town, stating the plan of refunding, appropriating an amount not to exceed $3,000,090 for such purpose, authorizing the issuance of not to exceed $3,000,000 refunding bonds to finance said appropriation, and making certain other determinations relative thereto," shall be issued to refund the Town's: (i) $2,000,000 Agricultural Land Preservation Serial Bonds-1998, maturing in each of the years 2010 through 2018, inclusive, in the aggregate principal amount of $1,020,000 (the "1998 Refunded Bonds"), which bonds were originally issued pursuant to the bond resolution adopted by the Town Board on September 3, 1996, authorizing the acquisition of certain development rights in prime agricultural lands within said Town for the preservation of 560789.1 032681 CERT open spaces and areas; and such 1998 Refunded Bonds mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November l in each year to maturity, as follows: Year of Principal Interest Maturity Amount Rate 2010 $100,000 4.85% 2011 110,000 4.85 2012 110,000 4.85 2013 110,000 4.85 2014 110,000 4-7/8 2015 120,000 4-7/8 2016 120,000 4-7/8 2017 120,000 4-7/8 2018 120,000 4-7/8 The 1998 Refunded Bonds maturing on or after May 1, 2010 are subject to redemption prior to maturity and shall be redeemed by the Town on June 3, 2009 at the redemption price of par, plus a redemption premium equal to one per centum (1%) of the principal amount of the 1998 Refunded Bonds to be redeemed, plus accrued interest to the date of redemption. At the closing, the Town shall provide irrevocable instructions to The Bank of New York Mellon, as Escrow Holder, to mail to the registered holders of the Refunded Bonds, as the names and addresses of such holders shall appear on the books and records of the paying agent for the Refunded Bonds, as required by Section 53.00 of the Local Finance Law, a notice to be mailed not less than thirty (30) days prior to June 3, 2009, setting forth the date set for redemption of the Refunded Bonds maturing on or after May 1, 2010. (ii) $1,900,000 Open Space Preservation Serial Bonds-1999 maturing in the years 2010 through 2019, inclusive, in the aggregate principal amount of $1,070,000 (the "1999 Refunded Bonds" and together with the 1998 Refunded Bonds, the "Refunded Bonds"), which bonds were issued pursuant to the bond resolution adopted by the Town Board on September 2, 560789.1 032681 CER]' 1997, authorizing the acquisition of interests or rights in real property within said Town for the preservation of open spaces and areas; and such 1999 Refunded Bonds mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November 1 in each year to maturity, as follows: Year of Principal Interest Maturity Amount Rate 2010 $ 90,000 4.70% 2011 100,000 4.70 2012 100,000 4.70 2013 100,000 4.70 2014 110,000 4.70 2015 110,000 4.70 2016 110,000 4.70 2017 110,000 4.70 2018 120,000 4.70 2019 120,000 4.70 The 1999 Refunded Bonds maturing on or after May 1, 2010 are subject to redemption prior to maturity and shall be redeemed by the Town on June 3, 2009 at the redemption price of par, plus a redemption premium equal to two per centum (2%) of the principal amount of the 1999 Refunded Bonds to be redeemed, plus accrued interest to the date of redemption. At the closing, the Town shall provide irrevocable instructions to The Bank of New York Mellon, as Escrow Holder, to mail to the registered holders of the Refunded Bonds, as the names and addresse~ of such holders shall appear on the books and records of the paying agent for the Refunded Bonds, as required by Section 53.00 of the Local Finance Law, a notice to be mailed not less than thirty (30) days prior to June 3, 2009, setting forth the date set ~br redemption of the Refunded Bonds maturing on or after May 1,2010. The Refunding Bonds shall mature on May 1 in the principal amounts and shall bear interest on the principal amounts in each of the years at the annual interest rates as set forth below: 560789.1 032681 CERT Year of Principal Interest Maturity Amount Rate 2010 $210,000 2.00% 2011 230,000 2.00 2012 220,000 2.00 2013 220,000 2.25 2014 225,000 2.50 2015 225,000 2.75 2016 225,000 3.00 2017 220,000 5.00 2018 235,000 5.00 2019 115,000 3.50 2. Present Value Savings. The aggregate present value savings to be realized through the refunding of the Refunded Bonds is set forth in the refunding financial plan attached hereto as Appendix A. 3. Issue Date. The Bonds shall be dated May 4, 2009. The date of each Bond shall appear on the face thereof following the caption "Date of Original Issue", and each Bond shall bear interest from such date. 4. Dates and Medium of Payment. The Bonds shall bear interest from their date at the rates per armum set forth in Section 1 hereof, payable November 1, 2009, and semi- annually thereafter on May I and November 1 in each year until maturity, in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. Interest shall be paid by wire transfer or in clearinghouse funds on each interest payment date, payable to the person in whose name the bond is registered at his address as shown upon the books of the Town kept for that purpose at the office of the Town of the Town Clerk, Town Hall, 53095 Main Road, Southold, New York as fiscal agent (the "Fiscal Agent"), as of the close of business on the fifteenth day of the month preceding each interest payment date for the Bonds. 560789,1 032681 CERT maturity. 5. Prior Redemption. The Bonds will not subject to redemption prior to 6. Bond Insurance. The Bonds will not be insured. 7. Denominations, Numbers and Letters. The bonds maturing in each year shall be issued as fully registered bonds in denominations of $5,000 or any integral multiple thereof. The bonds shall be lettered "R" and shall be numbered separately from one (1) consecutively upward. All of the Bonds shall be transferable and exchangeable as provided therein. 8. Book-Entry System. The Bonds when issued shall be (i) registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York ("DTC"), and (ii) deposited with DTC to be held in trust until maturity. Only one Bond will be initially issued for each maturity in the aggregate principal amount of such maturity. DTC is an automated depository for securities and clearinghouse for securities transactions, and will be responsible for establishing and maintaining a book-entry system for recording the ownership interests of its participants, which include certain banks, trust companies and securities dealers, and the transfers of the interests among its participants. The DTC participants will be responsible for establishing and maintaining records with respect to the beneficial ownership interests of individual purchasers in the Bonds. Individual purchases of beneficial ownership interests in the Bonds may only be made through book entries (without certificates issued by the Town) made on the books and records of DTC (or a successor depository) and its participants, in denominations of $5,000 or integral multiples thereof. Beneficial owners of the Bonds will not receive certificates representing their interests in the Bonds. Principal of and interest on the Bonds will be payable by the Town or its agent by wire transfer or in clearinghouse funds to 560789.1 032681 CERT DTC or its nominee as registered owner of the Bonds. Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC; transfer of principal and interest payments to beneficial owners by participants of DTC wilt be the responsibility of such participants and other nominees of beneficial owners. The Town will not be responsible or liable for payments by DTC to its participants or by DTC participants to beneficial owners or for maintaining, supervising or reviewing the records maintained by DTC, its participants or persons acting through such participants. 9. Discontinuance of Book-Entry System. In the event that (a) DTC determines to discontinue providing its service with respect to the Bonds by giving notice to the Town and discharging its responsibilities with respect thereto under applicable law, and the Town fails to appoint a successor securities depository for the Bonds, or (b) the Town determines to discontinue the system of book-entry transfers through DTC (or a successor securities depository), then bond certificates shall be delivered to the beneficial owners upon registration of the Bonds held in the beneficial owners' names. After such registration the beneficial owners shall become the registered owners of the Bonds. In such event, the Supervisor of the Town shall execute a Supplemental Certificate of Determination which will set forth the terms, form and details of issuance of such bond certificates. 10. Fiscal Agent. The Town Clerk is hereby appointed as Fiscal Agent for the Bonds pursuant to, and to act in accordance with, applicable provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York. In the event that the book-entry system described in Section 8 above is discontinued, the Town may appoint a bank or trust company located and authorized to do business in New York State to act as successor Fiscal Agent in connection with the issuance of bond certificates. 560789.1032681CERT 11. Execution of Bonds. The Bonds shall be executed in the name of the Toxvn by the manual signature of the Supervisor, and shall have the corporate seal of the Town, or a facsimile thereof, affixed, imprinted, engraved or otherwise reproduced thereon, and the seal attested by the Town Clerk. 12. Transfer of Bonds. Each Bond shall be transferable only upon the books of the Town, which shall be kept for such purpose at the office of the Fiscal Agent, by the registered owner thereof in person or by his attorney duly authorized in writing, upon surrender thereof together with a written instrument of transfer or exchange satisfactory to the Fiscal Agent duly executed by the registered owner or his duly authorized attorney. Upon transfer of any such Bond, the Town shall issue in the name of the transferee or the registered owner a new Bond or Bonds of the same aggregate principal amount and maturity as the surrendered Bond. The Fiscal Agent may deem and treat the person in whose name any Bond shall be registered upon the books of the Town as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such Bond and- for all other purposes, and all such payments so made to any such registered owner or upon his order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the stun or sums so paid, and neither the Town nor the Fiscal Agent shall be affected by any notice to the contrary. 13. Regulations With Respect to Exchanges and Transfers. In all cases in which the privilege of exchanging or transferring Bonds is exercised, the Town shall execute and deliver Bonds in accordance with the provisions hereof. All Bonds surrendered in any such exchanges or transfers shall forthwith be cancelled by the Fiscal Agent. For every such exchange or transfer of bonds, the Fiscal Agent may make a charge sufficient to reimburse the 560789.1 032681 CERT Town for any tax, fee or other governmental charge required to be paid with respect to such exchange or transfer, and may charge a sum sufficient to pay the cost of preparing each new bond issued upon such exchange or transfer, which sum or sums shall be paid by the person requesting such exchange or transfer as a condition precedent to the exercise of the privilege of making such exchange or transfer. The Town shall not be obliged to make any such exchange or transfer of Bonds between the fifteenth day of the month preceding an interest payment date and such interest payment date. 14. Sale of Bonds. The Bonds are hereby sold at private sale to Roosevelt & Cross, Incorporated, New York, New York (the "Underwriter") pursuant to the Bond Purchase Agreement dated April 7, 2009 between said Underwriter and the Town, for the purchase price of $2,183,287.65, consisting of the par amount of the Bonds, plus a net original issue premium of $74,287.65, less the Underwriter's discount of $16,000.00, plus accrued interest, if any, from the date of the Bonds to the date of delivery of and payment for the Bonds. Pursuant to Section 90.10 of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws for the State of New York, the terms and conditions of such sale are subject to the approval of the State Comptroller. Delivery of the Bonds to the purchasers thereof shall be effected on or about May 4, 2009, upon (i) receipt by the Town of the purchase price of the Bonds, and (ii) deposit of the Bonds with DTC to be held in trust until maturity. 15. Form of Bonds. Said Bonds shall be in substantially the form set forth in Appendix B hereto. 16. SEC Rule 15c2-12. In order to assist bidders in complying with Rule 15c2-12 promulgated by the Securities and Exchange Commission and as part of the Town's contractual obligation arising from its acceptance of the Underwriter's proposal, at the time of 560789.1 032681 CERT the delivery of the Bonds the Town will provide an executed copy of its "Agreement to Provide Continuing Disclosure" in substantially the form set forth in Appendix C hereto. Said Agreement will constitute a written agreement or contract of the Town for the benefit of holders of and owners of beneficial interests in the Bonds, to provide to (i) each nationally recognized municipal securities information repository, or to the Municipal Securities Rulemaking Board, and (ii) to the New York State Information Depository, if created, the annual financial information and notice of the occurrence of certain material events, as enumerated in said Rule 15c2q12. I HEREBY FURTHER CERTIFY that the powers and duties delegated to me to issue and sell the Bonds hereinabove described and referred to are in full force and effect and have not been modified, amended or revoked. [signature page follows] 560789.1 032681 CERT 1N WITNESS WHEREOF, I have hereunto set my hand to this Certificate of Determination as of the 7th day of April, 2009. 560789.1 032681 CERT CLERK'S CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York, DO HEREBY CERTIFY that I have compared the foregoing copy of the Certificate of Determination executed by the Supervisor and the same is a true and complete copy of the Certificate filed with said Town in my office as Town Clerk on or before May 4, 2009; and I FURTHER CERTIFY that no resolution electing to reassume any of the powers or duties mentioned in said Certificate and delegated to the Supervisor by the resolution cited in said Certificate has been adopted by the Town Board. 1N WITNESS WHEREOF, I have hereunto set my hand and affixed the corporate seal of said Town this ?o/a~'day of April, 2009. (SEAL) Towh Clerk 560789.1032681CERT APPENDIX A Refunding Financial Plan as prepared by Roosevelt & Cross, Incorporated 560789.1 032681 CERT Dated Date 5/4/2009 Refunding Par Amount Bond Arbitrage Yield Escrow Yield Refunded Bonds Par Amount Average Coupon of Refunded Bonds 2,125,000 2.727616% 0.153096% 2,090,000 4.778251% Net PV Savings 104,906.52 Percentage of PV Savings 5.019451% Aggregate Budgetary Savings 115,916.57 Annual Budgetary Savings (Dec 31) Fiscal Year 2009 Fiscal Year 2010 Fiscal Year 2011 Fiscal Year 2012 Fiscal Year 2013 Fiscal Year 2014 Fiscal Year 2015 Fiscal Year 2016 Fiscal Year 2017 Fiscal Year 2018 Fiscal Year 2019 18,739.07 13,980.00 8,822.50 13,287.50 7,927.50 7,93t .25 13,061.25 8,510.00 11,365.00 6,485.00 5,807.50 ROOSEVELT & CROSS 41712009 ~ t I.4 SOURCES AND USES OF FUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2016) REFUNDING OF 05/01/1999 BONDS (0510112010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Dated Date 05~04~2009 Delivery Date 05~04~2009 Bond Proceeds: Par Amount 2,125,000.00 Net Premium 74,287.65 2,199,287.65 Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost of Issuance Underwriter's Discount Other Uses of Funds: Additional Proceeds 21.03 2,130,217.00 2,130,238.03 51,000.00 16,000.00 67,000.00 2,049.62 2,199,287.65 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6.011 nys:R29899) Page1 SOURCES AND USES OF FUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Dated Date 05/04/2009 Delivery Data 05~04~2009 REFUNDING REFUNDING Sources: BONDS BONDS Total Bond Proceeds: Par Amount 1,030,000.00 1,095,000.00 2,125,000.00 Net Premium/OlD 37,97430 36,313.35 74,287.65 1,067,974.30 1,131,313.35 2,199,287.65 REFUNDING REFUNDING Uses; BONDS BONDS Total Refunding Escrow Deposits: Cash Deposit SLGS Purchases 10.90 10.13 21.03 1,034,482.00 1,095,735.00 2,130,217.00 1,034,492.90 1,095,745.13 2,130,238.03 24,720.00 26,280.00 51,000.00 7,755.29 8,244.71 16,000.00 32,475.29 34,524.71 67,000.00 Delivery Date Expenses: Cost of Issuance Underwdtar's Discount O~her Uses of Funds: Additional Proceeds 1,006.11 1,04351 2,049.62 1,067,974.30 1,131,313.35 2,199,287.65 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6,011 nys:R29899) Page2 SUMMARY OF REFUNDING RESULTS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BQNDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - As3 UNDERLYING Dated Date Delivery Date Arbi~-age yield Escrow yield Bond Par Amount True Interest Cost Net Interest Cost Ail-In TIC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV of prior debt to 05/04/2009 @ 2.727616% Net PV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds 05/04/2009 05/04/2009 2.727616% 0.153096% 2,125,000.00 2.879379% 2.965072% 3.373851% 3.482389% 5.302 2,090,000.00 4.778251% 5.432 2,302,144.55 104,906.52 5.019451% 4.936777% Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6.011 nys:R29899) Page3 SAVINGS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Present Value Prior Refunding Annual to 05/04/2009 Date Debt Service Debt Service Savings Savings @ 2.7276158% 11/01/2009 49,953.75 31,214.68 18,739.07 18,491.12 12/31 ~2009 18,739.07 05/01/2010 239,953.75 241,743.75 -1,790.00 ~1,742.55 11/01/2010 45,413.75 29,643.75 15,770.00 15,145,41 12/31/2010 13,980.00 05/01/2011 255,413.75 259,643.75 -4,230.00 -4,007.81 1110112011 40,396.25 27,343.75 13,052.50 12,200.49 1 2/31/2011 8,822.50 05/01/2012 250,396.25 247,343.75 3,052.50 2,81486 11/01/2012 35,378.75 25,143.75 10,235.00 9,311,20 12/31/2012 13,287 50 05/01/2013 245,378.75 245,143.75 235.00 210.91 11/01/2013 30,361 25 22,668.75 7,69250 6,811.13 1 2/31/2013 7,927.50 05/01/2014 250,361.25 247,668.75 2,692.50 2,351.93 11/01/2014 25,095.00 19,856.25 5,238.75 4,514.54 12/31/2014 7,931.25 05/01/2015 255,095.00 244,856,25 10,238,75 8,704.62 11/01/2015 19,585.00 16,762.50 2,822.50 2,367.30 1 2/31/2015 13,061.25 05/01/2016 249,585.00 241,762.50 7,822.50 6,472.66 11/01/2016 14,075.00 13,387~50 687.50 561,21 1 2/31/2016 8,510.00 05/01/2017 244,075.00 233,387.50 10,687.50 8,606.91 11/01/2017 8,565.00 7,88750 67750 53827 12/31/2017 11,365.00 05/0112018 248,565.00 242,887.50 5,677.50 4,450.03 11/01/2018 2,820.00 2, 012.50 80750 624.40 1 2/31/2018 6,485,00 05/01/2019 122,820.00 117,012,50 5,80750 4,430.26 1 2/31/2019 5,807.50 2,633,287.50 2,517,370.93 115,916.57 115,916.57 102,856.89 Savinqs Summary PV of savings from cash flow Plus: Refunding funds on hand 102,856.89 2,049.62 Net PV Savings 104,906.51 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 4 Bond Component Serial Bonds: BOND PRICING Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 -2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Maturity Date Amount Rate Yield Pdce 05/01/2010 210,000 2.000% 1.050% 100.934 05/01/2011 230,000 2.000% 1.330% 101.312 05/01/2012 220,000 2.000% 1.580% 101,222 05/0112013 220,000 2.250% 2,000% 100.954 05/01/2014 225,000 2.500% 2.400% 100.467 05/01/2015 225,000 2.750% 2.600% 100827 05/01/2016 225,000 3.000% 2.870% 100,818 05/01/2017 220,000 5,000% 3.100% 113.358 05/01/2018 235,000 5.000% 3.300% 113.133 05/01/2019 115,000 3.500% 3.550% 99.582 2,125,000 Dated Date Delivery Date First Coupon Par Amount Premium Production Underwdter's Discount Purchase Price Accrued Interest Net Proceeds 05/04/2009 05~04~2009 11/01/2009 2,125,000.00 74,287.65 2,199,28765 -16,000,00 2,183,287.65 2,183,287~5 103.495889% -0.752941% 102.742948% Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (e) (Finance 6.011 nys:R29899) Page 5 BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Period Annual Ending Principal Coupon Interest Debt Service Debt Service 11/01/2009 31,214,68 31,214.68 12/31 ~2009 31,214.68 05/01/2010 210,000 2.000% 31,743.75 241,743.75 11/01/2010 29,643,75 29,643,75 12/31/2010 271,387.50 05/01/2011 230,000 2.000% 29,643.75 259,643.75 11/01/2011 27,343.75 27,343.75 1 2/31/2011 286,987.50 05/01/2012 220,000 2.000% 27,343.75 247,343.75 11/01/2012 25,143,75 25,143.75 1 2/31/2012 272,487.50 05/01/2013 220,000 2250% 25,14375 245,14375 11/01/2013 22,66875 22,668,75 12/31/2013 267,812.50 05/01/2014 225,000 2.500% 22,668.75 247,668.75 11/01/2014 19,856.25 19,856.25 12/31/2014 267,52500 05/0112015 225,000 2.750% 19,85625 244,856,25 11/01/2015 16,762.50 16,762.50 12/31/2015 261,618.75 05/01/2016 225,000 3.000% 16,762.50 241,762.50 11/01/2016 13,38750 13,387.50 12/31/2016 255,150.00 05/01/2017 220,000 5.000% 13,38750 233,387.50 11/01/2017 7,887.50 7,887,50 12/31/2017 241,275.00 05/01/2018 235,000 5.000% 7,887.50 242,887,50 11/01/2018 .2,012.50 2,012.50 12/31/2018 244,900.00 05/01/2019 115,000 3.500% 2,012.50 117,012,50 12/31/2019 117,012.50 2,125,000 392,37093 2,517,370.93 2,517,370.93 AprT, 2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6.011 nys:R29899) Page6 SUMMARY OF BONDS REFUNDED Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (0510112010 -2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNFNHANCED - Aa3 UNDERLYING Bond Maturity Interest Par Call Date Rate Amount Date Agricultural Land Preservation Serial Bonds, SERIALS 05/01/2010 05/01/2011 05/01/2012 05/01/2013 05/01/2014 05/01/2015 05/01/2016 05/01/2017 05/01/2018 Call Pdce 1998, 1998: 4.850% 100,000.00 06/03/2009 101.000 4.850% 110,000.00 06/03/2009 101.000 4.850% 110,000.00 0653/2009 101.000 4.850% 110,000.00 06~3/2009 101.000 4.875% 110,000.00 06/03/2009 101~000 4.875% 120,000.00 06/03/2009 101.000 4.875% 120,000.00 06/03/2009 101.000 4.875% 120,000.00 06/03/2009 101.000 4.875% 120,000.00 06/03/2009 101 ~000 1,020,000.00 Open Space Preservation Serial Bonds, 1999, 1999: SE RIALS 05/01/2010 4.700% 90,000.00 05/01/2011 4.700% 100,000.00 05/01/2012 4.700% 100,000.00 05/01/2013 4.700% 100,000.00 05/01/2014 4,700% 110,000.00 05/01/2015 4.700% 110,000.00 05/01/2016 4.700% 110,000.00 05/01/2017 4.700% 110,000.00 05/01/2018 4.700% 120,000.00 05/01/2019 4.700% 120,000.00 06/03/2009 06/03/2009 06~03~2009 06~03~2009 06/03/2009 06~03~2009 06/03/2009 06~03~2009 06/03/2009 06~03~2009 1,070,000.00 2,090,000.00 102.000 102.000 102000 102.000 102.000 102.000 102.000 102.000 102.000 102.000 AprT, 2009 12:44pm PreparedbyRoosevelt&Crose, lncorporated(s) (Finance6.011 nys:R29899) Page7 PRIOR BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING Of 05/01/1998 BONDS (05/01/2010 -2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Period Annual Ending Principal Coupon Interest Debt Service Debt Service 11101/2009 49,953.75 49,953.75 12/31/2009 49,953.75 05/01/2010 190,000 ** 49,953.75 239,953.75 11/01/2010 45,413.75 45,413.75 12/31/2010 285,36750 05/01/2011 210,000 ** 45,413.75 255,413.75 11/01/2011 40,396.25 40,396.25 1 2/31/2011 295,810.00 05/01/2012 210,000 ** 40,396.25 250,396.25 11/01/2012 35,378.75 35,378.75 12/31/2012 285,775.00 05/01/2013 210,000 ** 35,378 75 245,37875 11/01/2013 30,36125 30,361.25 12/31/2013 275,740.00 05/01/2014 220,000 ** 30,361.25 250,361.25 11/01/2014 25,095.00 25,095.00 12/31/2014 275,456.25 05/01/2015 230,000 ** 25,095.00 255,095.00 11/01/2015 19,585.00 19,585.00 1 2/31/2015 274,680.00 05/01/2016 230,000 ** 19,585.00 249,585.00 11/01/2016 14,075.00 14,075.00 1 2/31/2016 263,660.00 05/01/2017 230,000 ** 14,075.00 244,075.00 11/01/2017 8,56500 8,565.00 1 2/31/2017 252,640 00 05/01/2018 240,000 ** 8,565.00 248,565.00 11/01/2018 2,820.00 2,820.00 1 2/31/2018 251,385,00 05/01/2019 120,000 4 700% 2,820 00 122,820.00 1 2/31/2019 122,820 00 2,090,000 543,28750 2,633,287.50 2,633,287.50 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, Incorporated(s) (Finance6.011 nys:R29899) Page8 ESCROW REQUIREMENTS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 -2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Period Principal Redemption Ending Interest Redeemed Premium Total 06/03/2009 8,880.66 21090,000.00 31,600.00 2,130,480.66 8,880.66 2,090,000.00 31,600.00 2,130,480.66 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6011 nys:R29899) Page 9 ESCROW DESCRIPTIONS Town of Southold, NewYork REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (0510112010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Type of Type of Maturity First Int Par Max Security SLGS Date Pmt Date Amount Rate Rate May 4, 2009: SLGS Certificate 06~03~2009 06~03~2009 2,130,217 0.150% 0.150% 2,130,217 SLGS Summary SLGS Rates File Total Certificates of Indebtedness 07APR09 2,130,217.00 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6,011 nys:R29899) Page 10 ESCROW COST Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Type of Maturity Par Total Security Date Amount Rate Cost SLGS 06/03/2009 2,130,217 0.150% 2,130,217.00 2,130,217 2,130,217.00 Purchase Cost of Cash Total Date Securities Deposit Escrow Cost 05/04/2009 2,130,217 21.03 2,130,238.03 2,130,217 21.03 2,130,238.03 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6.011 nys:R29899) Page11 ESCROW CASH FLOW Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 20'~9) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - As3 UNDERLYING Net Escrow Date Principal Interest Receipts 06~03~2009 2,180,21700 262.63 2,130,479.63 2,130,217.00 262.63 2,130,479.63 Escrow Cost Summary Purchase date Purchase cost of securities 05/04/2009 2,130,217.00 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 12 ESCROW SUFFICIENCY Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Escrow Net Escrow Excess Excess Date Requirement Receipts Receipts Balance 0510412009 21,03 21.03 21.03 06~03~2009 2,130,480.66 2,130,479.63 -1.03 20.00 2,130,480.66 2,130,500.66 20.00 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6011 nys:R29899) Page13 ESCROW STATISTICS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Modified Yield to Yield to Perfect Value of Total Duration Receipt Disbursement Escrow Negative Cost of Escrow Escrow Cost (years) Date Date Cost Arbitrage Dead Time REFUNDING BONDS, Global Proceeds Escrow: 1,034,492.90 0080 0.153097% 0.153097% 1,032,364.95 2,127.93 0.02 1,095,74513 0.080 0153095% 0153095% 1,093,491 18 2,253.93 0.02 2,130,238.03 2,125,856.13 4,381,86 0.04 Delivery date 05/04/2009 Arbib-age yield 2.727616% Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6011 nys:R29899) Page 14 Date PROOF OF ARBITRAGE YIELD Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (0510112010 - 2016) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Debt Service Total Present Value to 05/04/2009 @ 2.7276158% 11/01/2009 31,214.68 31,214.68 30,801.65 05/01/2010 241,743.75 241,743.75 235,335.51 11/01/2010 29,643.75 29,643.75 28,469.67 05/01/2011 259,643.75 259,643.75 246,005.18 11/01/2011 27,343.75 27,343.75 25,558.86 05/01/2012 247,343.75 247,343.75 228,087.50 11/01/2012 25,143.75 25,143.75 22,874.29 05101/2013 245,143.75 245,143.75 220,016.64 11/01/2013 22,668.75 22,668.75 20,071.48 05/01/2014 247,668.75 247,668.75 216,341.63 11/01/2014 19,856.25 19,856 25 17,111 31 05/01/2015 244,856 25 244,856.25 208,168.13 11/01/2015 16,762.50 16,762.50 14,059.15 05/01/2016 241,762.50 241,762.50 200,044.28 11/01/2016 13,387.50 13,387.50 10,928.33 05/01/2017 233,387.50 233,387.50 187,952.87 11/01/2017 7,887.50 7,887.50 6,266.54 05/01/2018 242,887.50 242,88750 190,375.35 11/01/2018 2,012.50 2,01250 1,556.18 05~01/2019 117,012.50 117,012 50 89,263 10 2,517,370.93 2,517,370.93 2,199,287.65 Proceeds Summary Delivery date Par Value Premium (Discount) Target for yield calculation 05/04/2009 2,125,000.00 74,287.65 2,199,287,65 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 15 PROOF OF COMPOSITE ESCROW YIELD Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/199B BONDS (05/01/2010 -2018) REFUNDING OF 05/01/1999 BONDS (0510112010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING All restricted escrows funded by bond proceeds Present Value Security to 05/04/2009 Date Receipts @ 0.1530962% 06/03/2009 2,130,47963 2,130,217.00 2,130,479.63 2,130,217.00 Escrow Cost Summary Purchase date Purchase cost of securities Target for yield calculation 05~04~2009 2,130,217.00 2,130,217.00 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 16 BOND SUMMARY STATISTICS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (0510112010 -2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Dated Date Delivery Date Last Maturity 05/04/2009 05/04/2009 05~01/2019 Arbi~'age Yield True Interest Cost (TIC) Net Interest Cost (NIC) All-In TIC Average Coupon 2.727616% 2.879379% 2.965072% 3.373851% 3.482389% Average Life (years) Duration of Issue (years) 5.302 4.873 ParAmount Bond Proceeds Total Interest Net Interest Total Debt Service Maximum Annual Debt Service Average Annual Debt Service 2,125,000.00 2,199,287 65 392,370.93 334,083.28 2,517,370.93 286,987.50 251,947.05 Underwdter's Fees (per $1000) Average Takedown Other Fee 7,529412 Total Underwriter's Discount 7.529412 9id Price 102.742948 Par Average Average Bond Component Value Price Coupon Life Serial Bonds 2,125,000.00 103.496 3.482% 5302 2,125,000.00 5.302 Par Value + Accrued Interest + Premium (Discount) - Underwriter's Discount - Cost of Issuance Expense - Other Amounts Ail-In Arbi~-age TIC TIC Yield 2,125,000.00 74,287.65 -16,00000 2,125,000.00 74,287.65 -16,000.00 -51,000.00 2,125,000.00 74,287.65 Target Value 2,183,287.65 2,132,287.65 2,199,287.65 Target Date 05/04/2009 05/04f2009 05/04/2009 Yield 2.879379% 3373851% 2.727616% Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6011 nys:R29899) Page 17 FORM 8038 STATISTICS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 -2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Dated Date 05/04/2009 Delivery Date 05~04~2009 Bond Component Redemption Date Principal Coupon Pdce Issue Price at Maturity Serial Bonds: 05/01/2010 210,000.00 2.000% 100.934 211,961.40 210,000.00 05/01/2011 230,000.00 2.000% 101~312 233,017.60 230,000.00 05/01/2012 220,000.00 2.000% 101.222 222,688.40 220,000.00 05/01/2013 220,000.00 2.250% 100.954 222,098.80 220,000.00 05/01/2014 225,000.00 2.500% 100.467 226,050.75 225,000.00 05/01/2015 225,000.00 2.750% 100.827 226,860.75 225,000.00 05/01/2018 225,000.00 3000% 100.818 226,84050 225,000.00 05/01/2017 220,000.00 5.000% 113.358 249,38760 220,000.00 05/01/2018 235,000.00 5.000% 113.133 265,862.55 235,000.00 05/01/2019 115,000.00 3.500% 99.582 114,519.30 115,000.00 2,125,000.00 2,199,287.65 2,125,000.00 Stated Weighted Net Maturity Interest Issue Redemption Average Interest Date Rate Price at Matudty Maturity Yield Cost Final Matudty 05/01/2019 3.500% 114,519.30 115,000.00 Entire Issue 2,199,287.65 2,125,000.00 5.3783 2.7276% 2.6891% Proceeds used for accrued interest Proceeds used for bond issuance costs (including underwriters' discount) Proceeds used for credit enhancement Proceeds allocated to reasonably required reserve or replacement fund Proceeds used to currently refund prior issues Proceeds used to advance refund prior issues Remaining weighted avenge maturity of the bonds to be currently refunded Remaining weighted average maturity of the bonds to be advance refunded 0.00 67,O00.00 0.00 Q00 2,130,238.03 0.00 5.3996 0.0000 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 18 FORM 8038 STATISTICS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2010 - 2018) REFUNDING OF 05/01/1999 BONDS (05/01/2010 - 2019) (BANK QUALIFIED); (NON-CALLABLE) UNENHANCED - Aa3 UNDERLYING Refunded Bonds Bond Component Date Principal Coupon Price Issue Price Agricultural Land Preservation Serial Bonds, 1998: SERIALS 05/01/2010 100,000.00 4.850% 102276 102,276.00 SERIALS 05/01/2011 110,000.00 4.850% 101.357 111,492.70 SERIALS 05/01/2012 110,000.00 4.850% 100.448 110,492.80 SERIALS 05/01/2013 110,000.00 4.850% 100.000 110,000.00 SERIALS 05/01/2014 110,000.00 4.875% 99.722 109,694.20 SERIALS 0510112015 120,000.00 4.875% 99.143 118,971.60 SERIALS 05/01/2016 120,000.00 4,875% 98.527 118,232.40 SERIALS 05/01/2017 120,00000 4.875% 98477 118,17240 SERIALS 05/01/2018 120,000,00 4.875% 98.430 118,116.00 1,020,000.00 %017,448,10 Open Space Preservation Serial Bonds, 1999: SERIALS 05/01/2010 90,000.00 4.700% 102.583 92,324.70 SERIALS 05/01/2011 100,000.00 4.700% 101.831 101,831.00 SERIALS 05/01/2012 100,000.00 4,700% 101.368 101,368.00 SERIALS 05/01/2013 100,000,00 4.700% 100.909 100,909.00 SERIALS 05/01/2014 110,000,00 4.700% 100.452 110,497.20 SERIALS 05/01/2015 110,000.00 4.700% 100.000 110,000.00 SERIALS 05/01/2016 110,000,00 4.700% 99.419 109,360.90 SERIALS 05/01/2017 110,000.00 4.700% 99.398 109,337.80 SERIALS 0510112018 120,000.00 4.700% 98.762 118,514,40 SERIALS 05/0~/2019 120,000.00 4.700% 98.722 118,466.40 1,070,000.00 1,072,609.40 2,090,000.00 2,090,057.50 Remaining Last Weighted Call Issue Average Date Date Maturity Agricultural Land Preservation Serial Bonds, 1998 06/03/2009 05/19/1998 5 0977 Open Space PreservatJon Serial Bonds, 1999 06/03/2009 05/18/1999 5.6859 All Refunded Issues 06/03/2009 5 3996 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 19 SOURCES AND USES OF FUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/01/2010 -2018) Dated Date 05104/2009 Delivery Date 05/04/2009 Bond Proceeds: Par Amount 1,030,000.00 Premium 37,974.30 1,067,974.30 Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost of Issuance Underwdter's Discount Other Uses of Funds: Additional Proceeds 10.90 t,034,482 O0 1,034,492.90 24,720.00 7,755.29 32,475.29 1,006.11 1,067,974.30 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 20 SUMMARY OF REFUNDING RESULTS Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/01/2010 - 2018) Dated Date Delivery Date Arbitrage yield Escrow yield Bond Par Amount True Interest Cost Net Interest Cost Ail-In TIC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV of prior debt to 05/04/2009 @ 2727616% Net PV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds 05/04/2009 05/04/2009 2.727616% 0.153097% 1,030,000.00 2.793522% 2.883619% 3.312733% 3.470805% 4.997 1,020,000.00 4.869808% 5,129 1,122,633.98 60,223.52 5.904267% 5.846944% Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 21 SAVINGS Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS 05/01/2010 -2018) Present Value Prior Refunding Annual to 05~04~2009 Date Debt Service DebtSeP/ice Savings Savings @ 2.7276158% 11/01/2009 24,808.75 14,922.08 9,88667 9,755.85 12/31 ~2009 9,886.67 05/01/2010 124,808.75 125,175.00 -366.25 -356.54 11/01/2010 22,383.75 14,075.00 8,308.75 7,979,67 12/31/2010 7,942.50 05/01/2011 132,383.75 134,07500 -1,691.25 -1,602.41 11/01/2011 19,716.25 12,875.00 6,841.25 6,394.68 1 2/31/2011 5,150.00 05/01/2012 129,716.25 127,875.00 1,841.25 1,697.90 11/01/2012 17,048.75 11,725.00 5,323.75 4,843.23 12/31/2012 7,165.00 05/01/2013 127,048.75 126,72500 323.75 290.57 11/01/2013 14,381.25 10,431.25 3,950.00 3,497.43 12/31/2013 4,273 75 05/01/2014 124,381,25 120,431 25 3,95000 3,45037 11/01/2014 11,700.00 9,056.25 2,64375 2,278.28 1 2/31/2014 6,593~75 05/01/2015 131,700,00 124,05625 7,643.75 6,498.45 11/01/2015 8,775.00 7,47500 1,300.00 1,090.34 12/31/2015 9,943.75 05/01/2016 128,775.00 122,475.00 6,300.00 5,212.88 11/01/2016 5,850.00 5,750.00 100.00 81.63 12/31/2016 6,400.00 05/01/2017 125,850.00 120,750.00 5,100.00 4,107.16 11/01/2017 2,925.00 2,875.00 50.00 39.72 1 2/31/2017 5,150.00 05/01/2018 122,925,00 117,875~00 5,050.00 3,958.19 12/31/2018 5,050.00 1,275,177.50 1,208,62208 66,555.42 66,555.42 ~9,217.41 Savinqs Summary PV of savings from cash flow Plus: Refunding funds on hand 59,217.41 1,006.11 Net PV Savings 60,223.52 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 ny$:R29899) Page 22 Bond Component Serial Bonds: BOND PRICING Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/01/2010 - 2018) Maturity Date Amount Rate Yield Price 05/01/2010 110,000 2000% 1.050% 100.934 05/01/2011 120,000 2.000% 1330% 101.312 05/01/2012 115,000 2.000% 1.580% 101.222 05/01/2013 115,000 2.250% 2.000% 100.954 05/01/2014 110,000 2500% 2.400% 100.467 05/01/2015 115,000 2.750% 2.600% 100.827 0510112016 115,000 3.000% 2870% 100.818 05/01/2017 115,000 5.000% 3.100% 113.358 05/01/2018 115,000 5.000% 3.300% 113.133 Dated Date Deiivery Date First Coupon Par Amount Premium Production Underwriter's Discount Purchase Price Accrued Interest Net Proceeds 05/04/2009 05/04/2009 11/01/2009 1,030,000.00 37,974.30 1,067,974.30 -7,755.29 1,060,219.01 1,060,21901 103.686825% -0.752941% 102.933884% 1,030,000 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 23 BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/01/2010 -2018) Period Annual Ending Principal Coupon Interest Debt Sen/ice Debt Service 11/01/2009 14,922.08 14,922.08 12/31 ~2009 14,922.08 05/01/2010 110,000 2.000% 15,17500 125,175.00 11/01/2010 14,075.00 14,075.00 12/31/2010 139,250.00 05/01/2011 120,000 2.000% 14,075.00 134,075.00 11/01/2011 12,875.00 12,875.00 12/31/2011 146,950.00 05/01/2012 115,000 2.000% 12,875.00 127,875.00 11/01/2012 11,725.00 11,725.00 1 2/31/2012 139,600.00 05/01/2013 115,000 2.250% 11,725.00 126,725.00 11/01/2013 10,431.25 10,431.25 1 2/31/2013 137,156.25 05/01/2014 110,000 2 500% 10,431 25 120,431 25 11/01/2014 9,056.25 9,056 25 1 2/31/2014 129,487.50 05/01/2015 115,000 2.750% 9,056.25 124,056.25 11/01/2015 7,475.00 7,475.00 12/31/2015 131,531.25 05/01/2016 115,000 3.000% 7,47500 122,475.00 11/01/2016 5,750.00 5,750.00 1 2/31/2016 128,225.00 05/01/2017 115,000 5.000% 5,750.00 120,750.00 11/01/2017 2,875.00 2,875.00 12/31/2017 123,625.00 05/01/2018 115,000 5,000% 2,875.00 117,875,00 1 2/31/2018 117,875.00 1,030,000 178,622.08 1,208,622.08 1,208,622.08 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, incorporated (s) (Finance 6.011 nys:R29899) Page 24 EIC Date Cashflow Present Value to 05/04/2009 @ 27276158% 11/01/2009 31,214.68 30,801.65 05/01/2010 241,743.75 235,335.51 11/01/2010 29,643.75 28,469.67 05/01/2011 259,643.75 246,00518 11/01/2011 27,343.75 25,558.86 0510112012 247,343.75 228,087.50 11/01/2012 25,143.75 22,874.29 0510112013 245,14375 220,016.64 11/01/2013 22,668.75 20,07146 05/01/2014 247,668.75 216,341 63 11/01/2014 19,856.25 17,111.31 05/01/2015 244,856.25 208,168.13 11/01/2015 16,762.50 14,059.15 05/01/2016 241,762.50 200,044.28 11/01/2016 13,387.50 10,928.33 05/01/2017 233,387.50 187,95287 11/01/2017 7,887.50 6,266.54 05/01/2018 242,887.50 190,375.35 11/01/2018 2,012 50 1,55618 05/01/2019 117,012.50 89,263 10 2,517,37093 2,199,287.65 Summary Valuation date Amount Target for yield calculation 05/04/2009 2,199,287.65 2,199,28765 Apr 7, 2009 12:43 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 ) Page 1 SUMMARY OF BONDS REFUNDED Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/01/2010 ~ 2018) Maturity Interest Par Call Bond Date Rate Amount Date Agricultural Land Preservation Serial Bonds, 1998, 1998: Call Pdce SERIALS 05/01/2010 4.850% 100,000.00 06/03/2009 101.000 05/01/2011 4850% 110,000.00 06~03~2009 101.000 05/01/2012 4.850% 110,000.00 06~03~2009 101,000 05/01/2013 4.850% 110,000.00 06~03~2009 101.000 05/01/2014 4.875% 110,000,00 06/03/2009 101.000 05/01/2015 4875% 120,000,00 06~03~2009 101.000 05/01/2016 4.875% 120,000.00 06/03/2009 101.000 0510112017 4.875% 120,000.00 06/03/2009 101.000 05/01/2018 4.875% 120,000.00 06/03/2009 101.000 1,020,000.00 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 25 PRIOR BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 1998 BONDS (05/0112010 - 2018) Period Annual Ending Principal Coupon Interest Debt Service Debt Service 11/01/2009 24,808.75 24,808.75 12/3112009 24,808.75 05/01/2010 100,000 4.850% 24,808.75 124,808.75 11/01/2010 22,383.75 22,383.75 1 2/31/2010 147,192.50 05/01/2011 110,000 4.850% 22,383.75 132,383.75 11/01/2011 19,716.25 19,716.25 12/31/2011 152,100.00 05/01/2012 110,000 4850% 19,716.25 129,716.25 11/01/2012 17,048.75 17,048.75 12/31/2012 146,765.00 05/01/2013 110,000 4,850% 17,048.75 127,048.75 11/01/2013 14,381,25 14,381.25 1 2/31/2013 141,430.00 05/01/2014 110,000 4 875% 14,381.25 124,381 25 11/01/2014 11,700,00 11,700.00 12/31/2014 136,081 25 05/01/2015 120,000 4.875% 11,700.00 131,700.00 11/01/2015 8,775.00 8,77500 1 2/31/2015 140,475 00 05/01/2016 120,000 4 875% 8,775.00 128,775.00 11/01/2016 5,850.00 5,85000 12/31/2016 134,625.00 05/01/2017 120,000 4.875% 5,850.00 125,850,00 11/01/2017 2,925.00 2,92500 1 2/31/2017 128,77500 05/01/2018 120,000 4,875% 2,925.00 122,925 1 2/31/2018 122,925.00 1,020,000 255,177.50 1,275,177.50 1,275,177.50 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 26 SOURCES AND USES OF FUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 -2019) Dated Date 05/04/2009 Delivery Date 05/04/2009 Bond Proceeds: Par Amount 1,095,000.00 Net Premium 36,313.35 1,131,313.35 Uses: Refunding Escrow Deposits: Cash Deposit SLGS Purchases 10.13 1,095,735 00 1,095,745.13 26,280.00 8,244.71 34,524.71 Delivery Date Expenses: Cost of Issuance Underwdter's Discount Ot~er Uses of Funds: Additional Proceeds 1,043.51 1,131,313.35 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nye:R29899) Page 27 SUMMARY OF REFUNDING RESULTS Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 -2019) Dated Date Deliver~ Date Arbitrage yield Escrow yield Bond Par Amount True Interest Cost Net Interest Cost All-In TIC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV of prior debt to 05/04/2009 @ 2 727616% Net PV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds 05/04/2009 05~04~2009 2.727616% 0.153095% 1,095,000.00 2,952626% 3.033557% 3.426074% 3.492129% 5.590 1,070,000.00 4.700000% 5.721 1,179,510 57 44,683.00 4.175981% 4.080639% Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cro~, Incorporated (s) (Finance 6.011 nys:R29899) Page 28 SAVINGS Town of Southold, NewYork REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 - 2019) Present Value Prior Refunding Annual to 05/04/2009 Date Debt Service Debt Service Savings Savings @ 2.7276158% 11/01 ~2009 25,145. O0 16,292.60 8,852 40 8,735.27 12/31/2009 8,852.40 05/01/2010 115,145,00 116,568.75 -1,423.75 -1,386.01 11/01/2010 23,030.00 15,568.75 7,461.25 7,16574 12/31/2010 6,037.50 05/01/2011 123,030.00 125,568.75 -2,538.75 -2,405.39 11/01/2011 20,680,00 14,468.75 6,211 25 5,805.81 1 2/31/2011 3,672.50 0510112012 120,680.00 119,468.75 1,211,25 1,116.95 11/01/2012 18,330.00 13,418.75 4,911 25 4,467.96 12/31/2012 6,122.50 05/01/2013 118,330.00 118,418.75 -98.75 -79.65 11/01/2013 15,980.00 12,237.50 3,742.50 3~313.70 1 2/31/2013 3,653 75 05/01/2014 125,980,00 127,237.50 -1,25750 -1,098.44 11/01/2014 13,395.00 10,800.00 2,595.00 2,236.27 1 2/31/2014 1,337.50 05/01/2015 123,395.00 120,800.00 2,595.00 2,206.18 11/01/2015 10,810.00 9,287,50 1,522.50 1,276.96 1 2/31/2015 4,117 50 05/01/2016 120,810.00 119,287.50 1,522.50 1,259.78 11/01/2016 8,225.00 7,637.50 587.50 4'79 58 12/31/2016 2,110.00 05/01/2017 118,225.00 112,637.50 5,58750 4,499.76 11/01/2017 5,640.00 5,012,50 627,50 498.54 12/31/2017 6,215.00 05/01/2018 125,640.00 125,012.50 62'7.50 491.83 11/01/2018 2,820.00 2,012.50 807.50 624.40 12/31/2018 1,435.00 05/01/2019 122,920.00 117J312.50 5,807.50 4,430,26 12/31/2019 5,807.50 1,358,11000 1,308,748.85 49,36115 49,361.15 43,639.49 Savinos Summary PV of savings from cash flow Plus: Refunding funds on hand 43,639.49 1,043.51 Net PV Savings 44,683~00 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 29 Bond Component Serial Bonds: BOND PRICING Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 -2019) Maturity Date Amount Rate Yield 05/01/2010 100,000 2.000% 1050% 100.934 05/01/2011 110,000 2.000% 1 330% 101.312 05/01/2012 105,000 2.000% 1.580% 101.222 0510112013 105,000 2.250% 2,000% 100.954 05/01/2014 115,000 2.500% 2.400% 100.467 05/01/2015 110,000 2.750% 2.600% 100.827 0510112016 110,000 3.000% 2.870% 100.818 05/01/2017 105,000 5.000% 3.100% 113.358 05/01/2018 120,000 5.000% 3.300% 113.133 05/01/2019 115,000 3~500% 3.550% 99.582 Dated Date Delivery Date First Coupon Par Amount Premium Production Underwriter's Discount Purchase Price Accrued Interest Net Proceeds 05/04/2009 05/04/2009 11/01/2009 1,095,000,00 36,31335 1,131,313.35 -8,244.71 1,123,068.64 1,123,068.64 103.316288% -0.752942% 102.563346% 1,095,000 Apr7,2009 12:44pm Prepared by Roosevelt & Cross, lncorporated(s) (Finance6.011 nys:R29899) Page30 BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 - 2019) Period Annual Ending Principal Coupon Interest Debt Service Debt Service 11/01/2009 16,292.60 16,292.60 12/31 ~2009 16,292.60 05/01/2010 100,000 2.000% 16,568.75 116,568.75 11/01/2010 15,568.75 15,568.75 1 2/31/2010 132,137.50 05/01/2011 110,000 2.000% 15,568.75 125,568.75 11/01/2011 14,468.75 14,468.75 12/31/2011 140,037.50 05/01/2012 105,000 2.000% 14,468.75 119,468.75 11/01/2012 13,418.75 13,418.75 12/31/2012 132,887.50 05/01/2013 105,000 2.250% 13,418.75 118,418.75 11/01/2013 12,237.50 12,237.50 1 2/31/2013 130,656 25 05/01/2014 115,000 2 500% 12,23750 127,23750 11/01/2014 10,800.00 10,800.00 1 2/31/2014 138,037.50 05/01/2015 110,000 2.750% 10,800.00 120,800~00 11/01/2015 9,287.50 9,287.50 12/31/2015 130,087 50 05/01/2016 110,000 3.000% 9,287.50 119,287.50 11/01/2016 7,637.50 7,637~50 1 2/31/2016 126,925 00 05/01/2017 105,000 5.000% 7,637.50 112,637.50 11/01/2017 5,01250 5,012.50 1 2/31/2017 117,650.00 05/01/2018 120,000 5.000% 5,012.50 125,012.50 11/01/2018 2,012.50 2,012.50 12/31/2018 127,025.00 05/01/2019 115,000 3.500% 2,012.50 117,012.50 12/31/2019 117,012.50 1,095,000 213,748.85 1,308,748.85 1,308,748.85 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899) Page 31 SUMMARY OF BONDS REFUNDED Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 - 2019) Maturity Bond Date Interest Par Call Rate Amount Date Open Space Preservation Serial Bends, 1999, 1999: SERIALS 05/01/2010 4.700% 90,000,00 05/01/2011 4.700% 100,000.00 05/01/2012 4.700% 100,000.00 05/01/2013 4.700% 100,000.00 05/01/2014 4.700% 110,000.00 05/01/2015 4.700% 110,000.00 05/01/2016 4.700% 110,000.00 05/01/2017 4.700% 110,000.00 05/01/2018 4.700% 120,000.00 05/01/2019 4 700% 120,000.00 06/03/~009 06/03/2009 06/03/2009 06~03~2009 06~03~2009 06~03~2009 06~03~2009 06/03/2009 06/03/2009 06/03/2009 1,070,000.00 Call Pdce 102.000 102000 102.000 102.000 102.000 102.000 102.000 102.000 102.000 102.000 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6011 nys:R29899) Page 32 Period Ending PRIOR BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 1999 BONDS (05/01/2010 -2019) Annual Debt Debt Principal Coupon Interest Service Service 11/01 ~2009 25,145 25,145 12/31 ~2009 25,145 05/01/2010 90,000 4.700% 25,145 115,145 11/01/2010 23,030 23,030 1 2/31/2010 138,175 05/01/2011 100,000 4.700% 23,030 123,030 11/01/2011 20,680 20,680 1 2/31/2011 143,710 05/01/2012 100,000 4 ~700% 20,680 120,680 11/01/2012 18,330 18,330 12/31/2012 139,010 05/01/2013 100,000 4 700% 18,330 118,330 1110112013 15,980 15,980 1 2/31/2013 134,310 05/01/2014 110,000 4.700% 15,980 125,980 11/01/2014 13,395 13,395 1 2/31/2014 139,375 05/01/2015 110,000 4 700% 13,395 123,395 11/01/2015 10,810 10,810 12/31/2015 134,205 05/01/2016 110,000 4700% 10,810 120,810 11/01/2016 8,225 8,225 1 2/31/2016 129,035 05/01/2017 110,000 4700% 8,225 118,225 1110112017 5,640 5,640 1 2/31/2017 123,865 05/01/2018 120,000 4.700% 5,640 125,640 11/01/2018 2,820 2,820 1 2/31/2018 128,460 05/01/2019 120,000 4 700% 2,820 122,820 1 2/31/2019 122,820 1,070,000 288,110 1,358,110 1,358,110 Apr 7, 2009 12:44 pm Prepared by Roosevelt & Cross, Incorporated (s) (Finance 6.011 nys:R29899 Page 33 REGISTERED NO. R- APPENDIX B- 1 Bond Form UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD REGISTERED $ REFUNDING SERIAL BOND-2009 MATURITY DATE May 1, INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER % May 4, 2009 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: The Town of Southold, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE, (stated above) the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum 'from May 4, 2009 or from the most recent interest payment date to which interest has been paid, at the iNTEREST RATE (stated above), payable November 1, 2009 and semiannually thereafter on May 1 and November 1. Interest hereon shall be payable on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent at the close of business on the fifteenth day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREiN. 560789. I 032681 CERT The faith and credit of such Town of Southold are hereby irrevocably pledged to the punctual payment of the principal of and interest on this bond according to its terms. This bond has been designated by the Town as a qualified tax-exempt obligation pursuant to the provisions of Section 265 of the Internal Revenue Code of 1986, as amended. It is hereby certified and recited that all conditions, acts and things required by the Constitution and statutes of the State of New York to exist, to have happened and to have been performed precedent to and in the issuance of this bond, exist, have happened and have been performed, and that the issue of bonds of which this is one, together with all other indebtedness of the Town of Southold, is within every debt and other limit prescribed by the Constitution and laws of such State. IN WITNESS WHEREOF, the Town of Southold has caused this bond to be executed in its name by the manual signature of its Supervisor and its corporate seal (or a facsimile thereof) to be affixed, imprinted, engraved, or otherwise reproduced hereon and attested by the manual signature of the Town Clerk. TOWN OF SOUTHOLD (SEAL) By Supervisor ATTEST: Town Clerk 560789.1 032681 CERT Town of Southold, New York Refunding Serial Bond-2009 This bond is one of an authorized issue, the principal amount of which is $2,125,000, and is issued pursuant to the provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York (the "Law"), the refunding bond resolution duly adopted by the Town Board of the Town on February 24, 2009, authorizing the issuance of refunding bonds of the Town for the refunding of certain outstanding bonds of the Town, and a Certificate of Determination executed by the Supervisor as of April 7, 2009, determining the temps, form and details of issuance of said refunding bonds (the "Bonds") and providing for their private sale (the "Certificate of Determination"). The Bonds are issuable in the form of registered bonds without coupons in denominations of $5,000, or any integral multiple thereof. This Bond is transferable or exchangeable, as provided in the Certificate of Determination, only upon the books of the Town kept for that purpose, by the registered owner hereof in person, or by his attorney duly authorized in ~witing, upon the surrender of this bond together with a written instrument of transfer or exchange satisfactory to the Town duly executed by the registered owner or his attorney duly authorized in writing, and thereupon a new Bond or Bonds, in the same aggregate principal amount and of the same maturity, shall be issued to the transferee or the registered owner in exchange therefor as provided in the Certificate of Determination and upon the payment of the charges, if any, therein prescribed. The Bonds are not subject to redemption prior to maturity. 560789.1 032681 CERT The Town Board of the Town of Southold, in the County of Suffolk, New York Ladies and Gentlemen: Hawkins Delafield & Wood LLP One Chase Manhattan Plaza New York, New York 10005 May 4, 2009 We have examined a record of proceedings relating to the authorization, sale and issuance of $2,125,000 aggregate principal amount Refunding Serial Bonds-2009 ("Bonds") of the Town of Southold (the "Town"), in the County of Suffolk, New York. The Bonds are issued pursuant to the provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York, the refunding bond resolution duly adopted by the Town Board on February 24, 2009, authorizing the issuance of refunding bonds of the Town for the refunding of certain outstanding bonds of the Town, and a Certificate of Determination executed by the Supervisor as of April 7, 2009, determining the terms, form and details of issuance of said refunding bonds and providing for their private sale. The Bonds are dated May 4, 2009 and mature on May 1, in the principal amounts in each of the following years, and bear interest at the respective rates per annum payable November 1,2009 and semiannually thereafter on May 1 and November 1, as set forth below: Year of Principal Interest Maturity Amount Rate 2010 $210,000 2.00% 2011 230,000 2.00 2012 220,000 2.00 2013 220,000 2.25 2014 225,000 2.50 2015 225,000 2.75 2016 225,000 3.00 2017 220,000 5.00 2018 235,000 5.00 2019 115,000 3.50 The Bonds are not subject to redemption prior to maturity. The Bonds are issued only in fully registered form without interest coupons, in the name of Cede & Co., as registered owner and nominee for The Depository Trust Company, an automated depository for securities and clearinghouse for securities transactions which will maintain a book-entry system for recording the ownership interests in the Bonds. Only one Bond will be initially issued for each maturity in the aggregate principal amount of such maturity. 560789.1 032681 CERT Purchases of ownership interests in the Bonds will be made in book-entry form in denominations of $5,000 or any integral multiple thereof. In our opinion, said Bonds are valid and legally binding general obligations of the Town for which the Town has validly pledged its faith and credit and, unless paid from other sources, all the taxable real property within the Town is subject to the levy of ad valorem real estate taxes to pay the Bonds and interest thereon without limitation of rate or amount. The enforceability of rights or remedies with respect to such Bonds may be limited by bankruptcy, insolvency or other laws affecting creditors' rights or remedies heretofore or hereafter enacted. The Internal Revenue Code of 1986, as amended (the "Code"), establishes certain requirements that must be met subsequent to the issuance and delivery of the Bonds in order that interest on the Bonds be and remain excludable from gross income under Section 103 of the Code. The Town Supervisor, in executing the Arbitrage and Use of Proceeds Certificate, has certified to the effect that the Town will comply with the provisions and procedures set forth therein and that it will do and perform all acts and things necessary or desirable to assure that interest paid on the Bonds is excludable from gross income under Section 103 of the Code. We have examined such Arbitrage and Use of Proceeds Certificate of the Town delivered concurrently with the delivery of the Bonds, and in our opinion, such certificate contains provisions and procedures under which such requirements can be met. In our opinion, under existing statutes and court decisions, (i) interest on the Bonds is excluded from gross income for federal income tax purposes pursuant to Section 103 of the Code, and (ii) interest on the Bonds is not treated as a preference item in calculating the alternative minimum tax imposed on individuals and corporations under the Code; such interest however, is included in the adjusted current earnings of certain corporations for purposes of calculating the alternative minimum tax imposed on such corporations. In rendering the opinion in this paragraph, we have (i) relied on the representations, certifications of fact, and statements of reasonable expectations made by the Town in the Arbitrage and Use of Proceeds Certificate and other documents in connection with the Bonds, and (ii) assumed compliance by the Town with certain provisions and procedures set forth in the Arbitrage and Use of Proceeds Certificate relating to compliance with applicable requirements of the Code to assure the exclusion of interest on the Bonds from gross income under Section 103 of the Code. Further, in our opinion, under existing statutes, interest on the Bonds is exempt from personal income taxes of New York State and its political subdivisions, including The City of New York. Except as stated above, we express no opinion regarding any other federal or state tax consequences with respect to the Bonds. We render our opinion under existing statutes and court decisions as of the issue date, and we assume no obligation to update our opinion after the issue date to reflect any future action, fact or circumstance, or change in law or interpretation, or otherwise. We express no opinion on the effect of any action hereafter taken or not taken in reliance upon an opinion of other counsel on the exclusion from gross income for federal income tax purposes of interest on the Bonds, or on the exemption from state and local tax law of interest on the Bonds. 560789.1 032681 CERT Other than such record of proceedings, we have not been requested to examine or review and have not examined or reviewed the accuracy or sufficiency of the Official Statement or any additional proceedings, reports, correspondence, financial statements or other documents, containing financial or other information relative to the Town which have been or may hereafter be furnished or disclosed to purchasers of said Bonds, and we express no opinion with respect to any such financial or other information or the accuracy or sufficiency thereof. We have examined the executed first numbered Bonds of said issue and, in our opinion, the form of said Bonds and its execution are regular and proper. This opinion is issued as of the date hereof, and we assume no obligation to update, revise or supplement this opinion to reflect any action hereafter taken or not taken, or any facts or circumstances, or changes in law or in interpretations thereof, that may hereafter occur, or for any other reason. Very truly yours, 560789,1 032681 CERT ASSIGNMENT FOR VALUE RECEIVED, the Undersigned hereby sells, assigns and transfers unto PLEASE INSERT SOCIAL SECURiTY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE PLEASE PRINT OR TYPEWRiTE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE the within Bond and does hereby irrevocably constitute and appoint Attorney to transfer said Bond on the books kept for registration of said Bond, with full power of substitution in the premises. Dated: Signature Guaranteed: Notice: Signature(s) must be acknowledged or proved, or in the alternative, certified as to its genuineness by an officer of a bank or trust company located and authorized to do business in New York State. Notice: The signature to this assignment must cor- respond with the name as it appears upon the face of the within bond in every particular, without alteration or enlargement or any change whatever 560789.1 032681 CERT APPENDIX C AGREEMENT TO PROVIDE CONTINUING DISCLOSURE Section 1. Definitions "Annual Information" shall mean the information specified in Section 3 hereof. "GAAP" shall mean generally accepted accounting principles as in effect from time to time in the United States. "Holder" or "Holders" shall mean any registered owner of the Securities and any beneficial owner of Securities within the meaning of Rule 13d-3 under the Securities Exchange Act of 1934. "Issuer" shall mean the Town of Southold, in the County of Suffolk, a municipal corporation of the State of New York. "MSRB" shall mean the Municipal Securities Rulemaking Board established in accordance with the provisions of Section 15B(b)(1) of the Securities Exchange Act of 1934. "NRMSIR" shall mean each nationally recognized municipal securities information repository within the meaning of Rule 15c2-12. "Rule 15c2-12" shall mean Rule 15c2-12 under the Securities Exchange Act of 1934, as amended through the date of this Agreement, including any official interpretations thereof. "Securities" shall mean the Issuer's $2,125,000 Refunding Serial Bonds-2009, dated May 4, 2009 and delivered on the date hereof, maturing in various principal amounts on May 1 in each of the years 2010 to 2019, inclusive. "State Information Depository" shall mean the New York State Information Depository, if and when created. Section 2. Obligation to Provide Continuing Disclosure. (a) The Issuer hereby undertakes, for the benefit of Holders of the Securities, to provide or cause to be provided either directly or through Munistat Services, Inc., 12 Roosevelt Avenue, Port Jefferson Station, New York 11776: (i) to each NRMSIR and to the State Information Depository, no later than 180 days after the end of each fiscal year, the Annual Information relating to such fiscal year, together with audited financial statements of the Issuer for such fiscal year if audited financial statements are then available; provided, however, that if audited financial statements are not then available, unaudited financial statements shall be provided with the Annual Information, and audited financial statements, if any, shall be delivered to each NRMSIR and to the State Information Depository within 560789.1032681CER¥ thirty (30) days after they become available and in no event later than 360 days after the end of each fiscal year; and (ii) to (a) each NRMSIR, or to the MSRB, and to (b) the State Information Depository, in a timely manner, notice of any of the following events with respect to the Securities, if material: (2) principal and interest payment delinquencies; (3) non-payment related defaults; (4) unscheduled draws on debt service reserves reflecting financial difficulties; (5) unscheduled draws on credit enhancements reflecting financial difficulties; (6) substitution of credit or liquidity providers, or their failure to perform; (7) adverse tax opinions or events affecting the tax-exempt status of the Securities; (8) modifications to rights of Securities holders; (9) bond calls; (10) defeasances; (11) release, substitution, or sale of property securing repayment of the Securities; and (12) rating changes. (iii) to (a) each NRMSIR, or to the MSRB, and to (b) the State Information Depository, in a timely manner, notice of a failure to provide by the date set forth in Section 2(a)(i) hereof any Annual Information required by Section 3 hereofi (b) Nothing herein shall be deemed to prevent the Issuer from disseminating any other information in addition to that required hereby in the manner set forth herein or in any other manner. If the Issuer disseminates any such additional information, the Issuer shall have no obligation to update such information or include it in any future materials disseminated hereunder. (c) Nothing herein shall be deemed to prevent the Issuer from providing notice of the occurrence of certain other events, in addition to those listed above, if the Issuer determines that any such other event is material with respect to the Securities; but the Issuer does 560789.1 032681 CERT not undertake to commit to provide any such notice of the occurrence of any material event except those events listed above. Section 3. Annual Information. (a) The required Annual Information shall consist of the financial information and operating data for the preceding fiscal year, in a form generally consistent with the information contained or cross-referenced in the Issuer's final official statement relating to the Securities under the headings: "The Town," "Economic and Demographic Information," "Indebtedness of the Town," "Finances of the Town," "Real Property Tax Information," "Litigation" and in Appendix A. (b) All or any portion of the Annual Information may be incorporated in the Annual Information by cross reference to any other documents which have been filed with (i) the NRMSIRs and the State Information Depository, or (ii) the Securities and Exchange Commission. If such a document is a final official statement, it also must be available from the MSRB. (c) Annual Information for any fiscal year containing any modified operating data or financial information (as contemplated by Section 7(e) hereof) for such fiscal year shall explain, in narrative form, the reasons for such modification and the effect of such modification on the Annual Information being provided for such fiscal year. Ifa change in accounting principles is included in any such modification, such Annual Information shall present a comparison between the financial statements or information prepared on the basis of the modified accounting principles and those prepared on the basis of the former accounting principles. Section 4. Financial Statements. The Issuer's annual financial statements for each fiscal year shall be prepared in accordance with GAAP as in effect from time to time. Such financial statements shall be audited by an independent accounting firm. Se_ction 5. Remedies. If the Issuer shall fail to comply with any provision of this Agreement, then any Holder of Securities may enforce, for the equal benefit and protection of all Holders similarly situated, by mandamus or other suit or proceeding at law or in equity, this Agreement against the Issuer and any of the officers, agents and employees of the Issuer, and may compel the Issuer or any such officers, agents or employees to perform and carry out their duties under this Agreement; provided that the sole and exclusive remedy for breach of this Agreement shall be an action to compel specific performance of the obligations of the Issuer hereunder and no person or entity shall be entitled to recover monetary damages hereunder under any circumstances. Failure to comply with any provision of this Agreement shall not constitute an event of default on the Securities. Section 6. Parties in Interest. This Agreement is executed and delivered solely for the benefit of the Holders. No other person shall have any right to enforce the provisions hereof or any other rights hereunder. Section 7. Amendments. Without the consent of any Holders of Securities, the Issuer at any time and from time to time may enter into any amendments or changes to this Agreement for any of the following purposes: 560789.1 032681 CERT (a) to comply with or conform to any changes in Rule 15c2-12 (whether required or optional); (b) to add a dissemination agent for the information required to be provided hereby and to make any necessary or desirable provisions with respect thereto; (c) to evidence the succession of another person to the Issuer and the assumption of any such successor of the duties of the Issuer hereunder; (d) to add to the duties of the Issuer for the benefit of the Holders, or to surrender any right or power herein conferred upon the Issuer; (e) to modify the contents, presentation and format of the Aunual Information from time to time to conform to changes in accounting or disclosure principles or practices and legal requirements followed by or applicable to the Issuer or to reflect changes in the identity, nature or status of the Issuer or in the business, structure or operations of the Issuer or any mergers, consolidations, acquisitions or dispositions made by or affecting any such person; provided that any such modifications shall comply with the requirements of Rule 15c2-12 or Rule 15c2~12 as in effect at the time of such modification; or (f) to cure any ambiguity, to correct or supplement any provision hereof which may be inconsistent with any other provision hereof, or to make any other provisions with respect to matters or questions arising under this Agreement which, in each case, comply with Rule 15c2-12 or Rule 15c2-12 as in effect at the time of such amendment or change; provided that no such action pursuant to this Section 7 shall adversely affect the interests of the Holders in any material respect. In making such determination, the Issuer shall rely upon an opinion of nationally recognized bond counsel. Section 8. Termination. This Agreement shall remain in full force and effect until such time as all principal, redemption premiums, if any, and interest on the Securities shall have been paid in full or the Securities shall have otherwise been paid or legally defeased pursuant to the their terms. Upon any such legal defeasance, the Issuer shall provide notice of such defeasance to each NRMSIR or the MSRB, and the State Information Depository. Such notice shall state whether the Securities have been defeased to maturity or to redemption and the timing of such maturity or redemption. Section 9. Agreement to Constitute Written Agreement or Contract. This Agreement shall constitute the written agreement or contract for the benefit of Holders of Securities, as contemplated under Rule 15c2-12. Section 10. Governing Law. This Agreement shall be governed by the laws of the State of New York determined without regard to principles of conflict of law. 5607891032681CERT IN WITNESS WHEREOF, the undersigned has duly authorized, executed and delivered this Agreement as of May 4, 2009. TOWN OF SOUTHOLD By Supervisor and Chief Fiscal Officer 560789.1032681CERT OFFICIAL STATEMENT NEW ISSUE - REFUNDING SERIAL BONDS MOODY'S INVESTOR SERVICE:Aa3 See "Bond Rating", herein In the opinion of Hawla'ns Delafield & Wood LLP, Bond Counsel to the Town, under existing statutes and court decisions and assuming continuing com~pliqnce, w~jth.ce, rtain tax c, ertificatio~ns described herein. (i) interest,~n the,Bonds is excluded from gross income for Federal income tax purposes pursuant to oectton l uJ oJ tne lnternat Revenue Lode of1986, as amended (the Code "), and (ii) interest on the Bonds is not treated as a preference item in calculating the alternative minimum tax imposed on individuals and corporations under the Code; such interest, however, is included in the adjusted current earnings df certain corporations for purposes of calculatin£ the alternative minimum tax imposed on such corporations. In additio~ in the opinion of Bond Counsel to the Town, under existing, statutes, in, t. erest on the B~onds is exempt.from personal income taxes of New York State and its political subdivisions, including The City of New York See Tax Matters ' herein. The Bonds will is be designated by the Town as "qualifed tax-exempt obligations ' pursuant to the provision of Section 265 of the Code. $2,125,000 TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK (the "Town") REFUNDING SERIAL BONDS - 2009 [BOOK-ENTRY-ONLY BONDS] Dated: Date of Delivery Principal Due: May 1, 2010 - 2019, inclusive Interest Due: November 1,2009 and semi-annually thereafter on Ma~' 1 and November 1 in eacfiyear until maturity. Price or Price or Price or Amount~ Maturity Rate Yield. Amount Maturity Rate Yield Amount Maturity Rate Yield $ 210,000 2010 2.00% 1.05% $ 225,000 2014 2.50% 2.40% $ 220,000 2017 5.00% 3.10% 230,000 2011 2.00 1.33 225,000 2015 2.75 2.60 235,000 2018 5.00 3.30 220,000 2012 2.00 1.58 225,000 2016 3.00 2.87 115,000 2019 3.50 3.55 220,000 2013 2.25 2.00 Securit~ and Sources of P.ayment: The Bonds will constitute general obligations of the Town and will contain a pledge, of its faith and credit for the punctual pa _~ment of the principal of and inierest on the Bonds, and all the taxable real property within the Town will be subject to the levy of ad valorem taxes, without limitation as to rate or amount, for such purpose. Prior Redemption: The Bonds will not be subject to redemption prior to maturity. of'~aa~F~°'r~an~d~-D~e--n'°mina-tj°~n? T~he B~nds w~ill I~e~issued as r~,e,~e~r.,ed..bpnds~, an, d,.w. hen~iss,ued, will be registered in the name ~ ~.~ o~ ~u, n~ nominee oI~ne ueposl~ory ~rust ~ompany ~ ~1~ )~ New ~or~, ~ew ~or~, which will act as the Securities uepository rot the Bonds. Individual purchases of the Bonds may be made only in book-entry form in denominations of $5,000 or i~gral multiples thereof. Bondholders will not receive certificates representin, their ownershi interest in p . ~Book-Entry-Only System" under "The Bonds," herein. _ o p the Bonds urchased Payment: Payment of the principal of and interest on the Bonds to the Beneficial Owners of the Bonds will be made by DTC Parti.cipan, ts and.l.ndir, ec,t,P~articipants in accordance with s. taqding instructions and customa.~ practices, ,,as is now the case with munlc~p.,a~.,.s?cu~t,tes.,n~e~ ~or .~.e accounts, of custo.me, rs m bearer form or registered in street name. Payment will be the respgnsmHIty ortne u~ rart~c~pant or Inalrect Panic,pant and not of DTC or the Town, subject to any statutory and regulato requirements as may be in effect from time to time. See "Book-Entry-Only System" under "The Bonds'," herein.' _ ry Bond coTuhne~°n~d-s~ ~a~e_.o_ff...ere~,d_ subject,.? thegn, al appr?v~n.~, o.p!ni, ons of .H.awk~ns ,Dela~eld, & Wood LLP, New York~ New Yorl~ ....... . urtu cvrtatrt other conatttons. H ts expectea that aeiivery oJ the vonas in ooor-entryform will be made through the facilities of DTC on or about May 4, 2009 in New Yor~, New York THIS OFFICIAL STATEMENT IS IN A FORM "DEEMED FINAL" BY THE TOWN FOR THE PURPOSE OF SECURITIES AND EXCHANGE COMMISSION RULE 15c2~12 (THE "RULE"). FOR A DESCRIPTION OF THE TOWN'S AGREEMENT TO PROVIDE CONTINUING DISCLOSURE FOR THE BONDS, AS DESCRIBED IN THE RULE, SEE "DISCLOSURE UNDERTAKING" HEREIN. ROOSEVELT & CROSS INCORPORA TED April 7, 2009 TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK Town Hall 53095 Main Road Southold, NY 11971 Telephone: (631) 765~4333 Fax: (631) 765-1366 TOWN BOARD Scott A. Russell, Supervisor Louisa P. Evans Albert J. Kmpski, Jr. Vincent M. Orlando William P. Ruland Thomas H. Wickham Elizabeth A. Neville, Town Clerk Peter W. Harris, Superintendem of Highways John A. Cushman II, Town Comptroller Jennifer A. Andaloro, Esq., Assistant Town Attorney George Sullivan, Receiver of Taxes BOND COUNSEL Hawkins Delafield & Wood LLP New York, New York FINANCIAL ADVISOR MUNISTAT SERVICES, 1NC. ' Municipal Finance Advisory Service 12 Roosevelt Avenue Port Jefferson Station, N.Y. 11776 (631) 331-8888 E-mail: info~munistat, com Website: http://www .munistat. corn No dealer, broker, salesman or other person has been authorized by the District to give anS'" information or to make any representations, other than those contained in this Official Statement and if given or made, such other information or representations must not be relied upon as having been authorized by the Dis~'ict. This Official Statement does not constitute an offer to seal or the solicitation of an offer to buy, nor shall there be any sale of the Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. The information set f~'th herein has been obtained by the Dis~ict from sources which are believed to be reliable but it is not guaranteed as to accuracy or completeness. The information and expressions of opinion herein are subject to change without notice and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the District since the date hereof. IN CONNECTION WITH THIS OFFEPdNG THE UNDERWRITER MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABLIZING IF COMMENCED, MAY BE DISCONTINUED AT ANYTIME. TABLE OF CONTENTS Page THE BONDS ............................................................................... 1 Description of thc Bonds .................................................................. Optional Redemption ..................................................................... l Book-entry-only System .................................................................. 1 Certificated Bonds ....................................................................... 3 Authorization and Purpose ................................................................. 3 Refunding Financial Plan. 3 Sources and Uses of Bond Proceeds ......................................................... 4 Security and Source of Payment ............................................................ 4 Remedies Upon Default ................................................................... 4 THE TOWN ................... ' ............................................................ 5 General Information ...................................................................... 5 Government ............................................................................. 5 Employees .............................................................................. 5 ECONOMIC AND DEMOGRAPHIC INFORMATION ........................................... 6 Population Characteristics .................................................................. 6 Median Income of Families ................................................................ 6 Unemployment Rate Statistics .............................................................. 6 Selected Listing of Largar Employers ........................................................ 7 INDEBTEDNESS OF THE TOWN ............................................................ 7 Constitutional Requirements ............................................................... 7 Statutory Procedure ..................................................................... 7 Computation of Debt Limit and Calculation of Net Debt Contracting Margin ......................... 8 Trend of Town Indebtedness ............................................................... 9 Details of Short-Term Indebtedness Outstanding ............................................... 9 Debt Service Requirements - Outstanding Bonds and Refunding Bonds ............................. 9 Calculation of Estimated Overlapping and Underlying Indebtedness ............................... 10 Authorized But Unissued ltems ............................................................ 10 Capital Program ........................................................................ 10 Community Preservation Fund ............................................................ 11 Landfill Closure'f, and Postclosure Care Costs .................................................. 11 FINANCES OF THE TOWN ................................................................ i 1 Financial Statements and Accounting Procedures .............................................. 11 Fund Structure and Accounts ......................................................... 11 Basis of Accounting ................................................................ 12 Investment Policy ...................................................................... t2 Budgetary Procedures ................................................................... 12 Financial Operations .................................................................... 13 Revenues .............................................................................. 13 Real Property Taxes ................................................................. 13 State Aid ...................... ; ................................................... 13 Expenditures .......................................................................... 13 Pension Systems ....................................................................... 13 Contributions to the Retirement Systems ..................................................... 14 Other Post Employment Benefits ........................................................... 14 TABLE OF CONTENTS (continued) Page REAL PROPERTY TAX INFORMATION .................................................... 15 Real Property Taxes ..................................................................... 15 Tax Levy and Collection Record ........................................................... 15 Tax Collection Procedure ................................................................ 15 Tax Rates ............................................................................. 15 Large Taxable Properties ................................................................. 16 LITIGATION ............................................................................. 16 BONDHOLDER RISKS AND MARKET FACTORS AFFECTING FINANCINGS OF THE STATE AND MUNICIPALITIES OF THE STATE ..................................... 17 TAX MATTERS ........................................................................... Opinion of Bond Counsel ................................................................ Certain Ongoing Federal Tax Requirements and Cenificatious ................................... 18 Certain Collateral Federal Tax Consequences ................................................. 18 Original Issue Discount .................................................................. 18 Bond Premium ......................................................................... 18 Information Reporting and Backup Withholding ............................................... 19 Miscellaneous ......................................................................... 19 LEGAL MATTERS ........................................................................ 19 DISCLOSURE UNDERTAKING ............................................................. 19 VERIFICATION OF MATHEMATICAL COMPUTATIONS ..................................... 20 UNDERWRITING ......................................................................... 20 BOND RATING ........................................................................... 20 FINANCIAL ADVISOR .................................................................... 20 ADDITIONAL INFORMATION ............................................................. 21 APPENDIX A: FINANCIAL INFORMATION APPENDIX B: FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2007 OFFICIAL STATEMENT TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK $2,125,000 REFUNDING SERIAL BONDS - 2009 [BOOK-ENTRY-ONLY BONDS] This Official Statement and appendices thereto prosents certain information rolating to the Town of Southold, in the County of Suffolk, in the State of New York (the "Town," "County" and "State," r~spectively) in connection with the sale of $2,125,000 Refunding Serial Bonds - 2009 (the "Bonds"). Allquotations from and summaries and explanations &provisions of the Constitution and laws &the State and acts and proceedings of the Town contained herein do not purport to be complete and are qualified in their entirety by reference to the official compilations them&and all references to the Bonds and the proceedings &the Town relating thereto are qualified in their entirety by reference to the definitive form of the Bonds and such proceedings. THE BONDS Description of the Bonds Tho Bonds will be dated date of delivery, and will mature in the principal amounts on May 1, in each of the years 2010 to 2019, inclusive, as set forth on the inside cover page. The Bonds will b~ issued in fully registered form and when issued will be r~,~istered in the name of Cede & Co. as nomine~ of The Depository Trust Company, New York, New York ("DTC). DTC will act as Securities Depository for the Bonds. Individual purchases of the Bonds may be made in book-~ntry form only, in denominations of $$,000 or integral multiples thereof. Purchasers will not receive certificates representing their interest in the Bonds. Interest on the Bonds will be payable November 1, 2009 and semi-annually thereafter on May 1 and November I in each year until maturity. Principal and interest will bepaid by the Town to DTC, which will in turn remit such principal and interest to its Patticipants, for subsequent distribution to the Beneficial Owners of the Bonds as described herein. The Bonds may be transferred in the manner described on the Bonds and as referenced in certain proceedings of the Town referredto there n. The Record Date of the Bonds will be the fifteenth business day of the month preceding each interest payment date. Optional Redemption The Bonds will not be subject to redemption, prior to maturity. Book-entry-only System DTC will act as securities deposito~ for the Bonds. The Bonds will be issued as fully-registered Bonds registered in the name of Cede & Co. (DTC s parmarship nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered Bond certificate will be issued for each maturity of each series &the Bonds, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC, the world's largest securities depository, is a limited-purpose trust company organized under the New York Banking Law a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds an3 provides asset servicing for over 3.5 million issues of U.S. and non-U.S, equity issues, corporate and municipal d,e, bt Issues, and money market instruments (,from over 100 countries) that DTC's participants ("Direct Participants ) deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and otfier securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securit, ies certificates. Direct Participants include both U.S. and non-U.S, securities brokers and dealers, banks, trust companies, clearing corporations, andcertain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & ClearingCorporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). DTC has Standard & Poor's hltshest rating: AAA. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTCan be found at www.dtcc.com and www.dtc.org. Purchases of Bonds under the DTC system must be made by or through Direct Participants, which will receiv~ a credit for the Bonds on DTC's records. The ownership interest of each ,actual purchaser of each Bond ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants records. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Bonds are to be accomplished by entries made on the book.s of Dir.ect and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Securities, except in the event that use of the book-entry system for the Bonds is discontinued. To facilitate subsequent transfers, all Bonds deposited by Direct Participants with DTC are registered in the name of DTC's vartnership nominee, Cede & Co., or such other name as may be requested by an authorized representative ofDTC. The deposit of Bonds with DTC and their registration in the name of Cede & Co. or such o~er DTC nominee do not effe,c,t any change in beneficial ownership. DTC has no knowledge of the actual Benenclal Owners of the Bonds; DTC s records reflect only the identity of the Direct Participants to whose accounts su. ch Bon~ls are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remmn responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be ~overned by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from tune to time. , Redemption notices shall be sent to DTC. If less than all of the Bonds within an issue are being redeemed, DTC s practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Redemption proceeds, distributions, and dividend payments on the Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative ofDTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the Town, on payab, le date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case. .w.!th bonds held .for the accounts of customers in bearer form or registered in "street name," and will be the respons~bd~ty of such Partlclp. ant and not of DTC, Agent, or Issuer, subject to any statutory or regulatory requirements as may be in effect from ttme to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (Or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Town, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. Payments on the Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the Town, on payable.date in accor..dance with their respect!ye holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be gove.rned by standing instructions and custom _ary,,, practices, as is the case with bonds held for. the accounts of custome~ in be .arer form or registered in "street name, and will be the responsibility of such Participant and not of DTC nor its nominee, or the Town, subject to any statutory or regulatory requirements as may be in effect from time to time. Payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Town, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Bonds at any time bv givin[~ reasonable notice to the Town. Under such circumstances, in the event that a successor depository, is not o'btainea, Bond certificates are required to be printed and delivered. The Town may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event, Bond certificates will be printed and delivered to DTC. 2 The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the Town believes to be reliable, but the Town takes no responsibility for the accuracy thereof. Certificated Bonds DTC may discontinue providing its services with respect to the Bonds at any time by giving notice to the Town and discharging its responsibilities with respect thereto under applicable law or the Town may terminate its participation in the system of book-entry-only transfers through DTC at any time. In the event that such book-entry- only system is discontinued, the fullo/ving provisions will ap. ply: the Bonds will be issued in registered form In denominations of $5,000, or integral multiples thereof; principal of and interest on the Bonds when due will be payable at the principal corporate trust office of a bank or trust company to be named by the Town as the fiscal agent; certificated Bonds may be transferred or exchanged at no cost to the owner of such bonds at any timepfior to maturity at the corporate trust office of the fiscal agent for bonds of the same or any other authorized denomination or denominations in the same aggregate principal amount upon the terms set forth in the certificate of the Supervisor authorizing the sale of the Bonds and fixing the details thereof and in accordance with the Local Finance Law. Authorization and Purpose The Bonds are being issued pursuant to the Constitution and statutes of the State of New York, including among others, the Town Law and t,h,e Local Finance Law, and a r,e, funding bond resolution duly adopted by the Town Boardon February 24, 2009 (the ' Refunding Bond Resolution ), authorizing the refunding of ail or a part of the following: Title Agricultural Land Preservation Open Space Preservation Principal Amount Outstanding Principal Amount to be Refunded Maturities to be Refunded The 1998 and 1999 Bonds are referred to herein as the "Refunded Bonds". The Refunding Bond Resolution authorizes the issuance of the Bonds to provide the funds necessary to effect the refunding of the Refunded Bonds. For further,i, nformation regarding bond authorizations of the Town for capital purposes and other matters relating thereto see 'Indebtedness of the Town". Refunding Financial Plan The Refunding Financial Plan will permit the Town to realize, as a result of the issuance of the Bonds, cumulative dollar and present-value debt service savings. The net proceeds of the Bonds (after payment of the underwriting fee and other costs of issuance relating to the Bonds), together with a cash deposit from the Town, will be used to purchase non-callable, direct obligations of or obligatmns guaranteed by the United States of America (the "Government Obligations") which, together with remalnmg cash proceeds from the sale of the Bonds, will be placed in an irrevocable trust fund (the "Escrow Fund") to be held by The Bank of New York Mellon, (the "Escrow Holder") a bank located and authorized to do business in the State, pursuant to the terms of an escrow contract by and between the Town and the Escrow Holder, dated as of the delivery date of the Bonds (the "Escrow Contract"). The Government Obligations so deposited will mature in amounts which, together with the cash so deposited, will be sufficient to pay the principal of, interest on and applicable redemption premium of the Refunded Bonds on the dates of their redemption. The Refunding Plan requires the Escrow Holder, pursuant to the refundingbond resolution of the Town and Escrow Contract, to pay the Refunded Bonds at maturity or at the earliest date on which the Refunded Bonds may be called for redemption prior to maturity. The holders of the Refunded Bonds will have a first lien on all investment income from, and maturing ~rincipal of the Government Obligations, along with other available monies held in the Escrow Fund. The Escrow ontract shall terminate upon final payment by the Escrow Holder to the paying agents/fiscal agent for the Refunded Bonds amounts from the Escrow Fund adequate for the payment, in full, of the Refunded Bonds, including interest and the redemption premium payable with respect thereto. Under the Refunding Plan, the Refunded Bonds will continue to be general obligations of the Town (although the Refunded Bonds may be excluded in computingthe Town's debt limit). However,~nasmuch as the Government Obligations held in the Escrow Fund will be sufficient to meet all required payments of principal, interest and redemption premium requirements when required in accordance with the Refun&ng Plan, it is not anticipated that any other source of payment will be required. $1,120,000 $1,020,000 2010-2018 1,160,000 1,070,000 2010-2019 Sources and Uses of Bond Proceeds Sources: Par Amount of Bonds .............................................. Original Issue Premium (Discount) ................................... Uses~ Escrow Depo,sit ................................................... Underwriters Discount ............................................ Allowance for Costs of Issuance and Contingency ....................... Total ......................................................... Security and Source of Payment $2,125,000.00 74,287.65 $2,199,287.65 $2,130,238.03 16,000.00 53,049.62 $2,199,287.65 Each Bond when duly issued and paid for will constitute a contract between the Town and the owner thereof. The Bonds will be general obligations of the Town and will contain a pledge of the faith and credit of the Town for the payment of the principal thereof and the interest thereon. For the payment of such principal and interest, the Town has the power and statutory authority to levy ad valorem taxes on allthe taxable real property within the Town without limitation as to rate or amount. Under Article VIII of the State Constitution, the Town is required to pledge its faith and credit for the payment of the principal of and interest on the Bonds and the State Legislature is specifically precluded from restricting the power of the Town to levy taxes on taxable real estate thereof. Remedies Upon Default Under current law, provision is made for contract creditors (including the Bondholders) of the Town to enforce payments upon such contracts, if necessary, through court action, although the present statute limits interest on the amount adjudged due to creditors to nine per centum per annum from the date due to the date of payment. As a general rule, property and funds of a municipal corporation serving the public welfare and interest have not been judicially subjected to execution or attachment to satisfy a judgment, although judicial mandates to officials to hppropri-ate and pay judgments out of current funds or the proceeds of a tax levy have been issued. Remedies for enforcement of payment are not expressly included in the Town's contract with holders of its bonds and notes, although any permanent repeal by statute or constitutional amendment ora Bondholder's remedial right to judicial enforcement otthe contract should, in the opinion of Bond Counsel, be held unconstitutional. The State has consented that any municipality in the State may file a petition with any United States district court or court of bankruptcy under anyprovision of the laws of the United States, now or hereafter in effect, for the composition or adjustment ofmunicipalindebtedness. Subject to such consent, under the United States Constitution, Congress has jurisdiction over such matters and has enacted amendments to the existing federal bankruptcy statute, generally to the effect and with the purpose of affording municipal corporations, under certain circumstances, with easier access to judicially approved edj ustment of debts, including judicial control over identifiable and unidentifiable creditors. In recent times, certain events and legislation affecting remedies on default have resulted in litigation. While courts of final jurisdiction have upheld and sustained the rights of bondholders, such courts might hold that future events, including financial crises as they may occur in the State and in municipalities of the State, require the exercise by the State of its emergency police powers to assure the continuation of essential services. No principal or interest payments on Town indebtedness are past due. The Town has never defaulted in the payment of the principal of and interest on any indebtedness. 4 THE TOWN There follows in this Official Statement a brief description of the Town, together with certain information concerning its economy and governmental organization, its indebtedness, current major revenue sources and expendicaras and general and specific funds. General Information The Town, with a land area of 54.5 square miles, is located in eastern Suffolk County on the north fork of Long Island. Settlement took place in 1640. The Village of Greenport is ocated wholly within the Town. The Town also includes the area of Fishers Island which is located approximately twelve miles east of the mainland. Fishers Island is accessible only by water or air, with ferry service operating between the Island and New London, Connecticut. The Town is primarily a rural resort area with substantial shopping facilities av.a!lable.at Greenpo~, ,at v~!,o .us shopping centers within the Town, and at Riverhead just to the west. Some commercial services are avananie wlmm the Town in the hamlets of Southold, Cutchogue and Mattituck. Agriculture has been a major industry in the Town since its origins. In recent years, farm crops have gradually evolved from basic production to nursery crops including shrubs, sod, ported plants and other ornamentals. A substantial portion of these products are shippedb~ ferry across Long Island Sound for distribution throughout New England. A number of vineyards have been estabhshed and wine-making is an important industry. Fishing and fish processing are now growing industries due to improved transportation facilities, lhe Town is also a major summer resort area, utilizing bays, inlets and Long lslandand Block Island Sounds. The main highways in the Town are New York State Route 25 and the North Road. Rail transportation is provided by the Long Island Rail Road with stations at Mattituck, Southold and Greenport. Ferry service is also available between Orient Point, east of Greenport, and New London, Connecticut as well as from Greenport to Shelter Island. Electric service is provided by the Long. Island Power Authority; gas service is provided by Kevspan Enerey Corporation. Fire protection is the responsibility of volunteer fire and f~e protection districts. The Town provides its own police protection. In the Village of Greenport, electric service and fire protection are provided by the Village. Government Subject to the provisions of the State Constitution, the Town operates pursuant to the Town Law, the General MunicipalLaw, the Local Finance Law, other laws generally applicable to theTown, and any special laws specifically applicable to the Town. Under such laws, there is no authority for the Town to have a charter, but pursuant to the Town Law and other laws generally applicable to home rule, the Town may from time to time adopt local laws which do not conflict with existing laws as enacted by the State. The legislative power of the Town is vested in the Town B. oard,~which~cgns~ts of fi,ve m,em~ bers., electe~forr a term of four years, and the Supervisor, who is the chief executive officer ot tlae lown, eiectea tot a term oi Iou years. Such terms are staggered such that two or three councilmen are elected ever~ two years. All the Town Board members are elected at large and there is no limitation to the number of terms eacn may serve. Six inde endently governed school districts are located wholly or partially within the Town, which rely on their own taxing po PvJers granted by the State to raise revenues. The school districts use the Town's assessment roll as their basis for taxation of property located within the Town. Employees The Town provides services through approximately 211 full-time and 66 part-time employees, some of whom are represented by organized labor. The following table presents the number of employees' represented by organized labor, name of union and contract expiration dates. -" Approximate Date Contract Name of Union Membership Expires Civil Service Employees Assoc ........................ 169 12-31 - 10 Police Benevolent Assoc ............................. 50 12-31-09 5 ECONOMIC AND DEMOGRAPHIC INFORMATION Population Characteristics The Town has had a population trend, as compared to the County and the State, as indicated below: Year Town of Suffolk New York Southold County State 1970 ..................................... 16,804 1980 ..................................... 19,172 1990 ..................................... 19,836 2000 ..................................... 20,599 2007 ..................................... 22,852 1,127,030 18,241,391 1,284,231 17,557,288 1,321,977 17,990,455 1,419,369 18,976,457 1,504,947 19,297,729 Source: U.S. Bureau of the Census, Long Island Power Authority, New York State Department of Labor. Median Income of Families 1980 1990 2000 Town $21,013 $43,082 $61,108 County 24,194 53,247 72,112 Stme 20,180 39,741 51,691 Source: U.S. Department of Commerce, Bureau of the Census. Per Capita Money Income 1980 1990 2000 Town $8,258 $19,037 $ 27,619 County 7,576 18,481 26,577 State 7,496 16,501 23,389 Source: U.S. Department of Commerce, Bureau of the Census. Unemployment Rate Statistics Unemployment statistics are not available for the Town as such. The smallest area for which such statistics are available (whtch includes the Town) is the County of Suffolk. The information set forth below with respect to such County is included for information purposes only: It s~ho. uld not be imp.lied from the inclusion of such data in this Statement that the Town is necessarily representattve of the County or race versa. Annual Averages: 2004 ............................. 2005 ............................. 2006 ............................. 2007 ............................. 2008 ............................. Suffolk New York County State 4.5% 5.9% 4.2 5.0 3.9 4.5 3.8 4.5 5.0 5.4 Source: Department of Labor, State of New York Selected Listing of Larger Employers Name Approx. No. Type of Employees Hospital 350 U.S. Govt. Facility, 310 Public School 295 Local Government 277 Life Care Community, 206 Public School 181 Nursing Home 150 Public School 110 Eastern Long island Hospital ....................... Plum Island ADC ................................ Mattituck-Cutchogue U~FSD ....................... Town of Southold ............................... Peconic Landing ................................. Southold UFSD ................................. San Simeon by the Sound ......................... Greenport UFSD ................................ INDEBTEDNESS OF THE TOWN Constitutional Requirements The State Constitution limits the power of the Town (as well as other municipalities and school districts of the State) to issue obligations and contract indebtedness. Such constitutional limitations include the following, in summary form, and are generally applicable to the Town and the Bonds: Purpose and Pledge. Subject to certain exceptions, the Town shall not give or loan any money or property to or in aid of any individual or private corporation or private undertaking or give or loan its credit to or in afd of any of the foregoing or any public corporation.' The Town may contract indebtedness only for a Town purpose and shall pledge its faith and credit for the payment of principal of and interest thereon. Payment and Maturity. Except for certain short-term indebtedness contracted in anticipation of taxes or to be paid within three fiscal year periods, indebtedness shall be paid in annual installments commencing no later than two years after the date such indebtedness shall have been contracted and ending no later than the expiration of the period of probable usefulness of the object or purpose determined by statute or, in the alternative, the weighted average period of probable usefulness of the several objects or purposes for which it is contracted. No installment may be more than fifty per centare in excess of the smallest prior installment, unless the Town Board provides for substantially level or declining debt service in the manner prescribed by the State Legislature. The Town is required to provide an annual appropriation for the payment of interest due during the year on its indebtedness and for the amounts required in such year for the amortization and redemption of itsbonds and notes. Debt Limit. Pursuant to the Local Finance Law, the Town has the power to contract indebtedness for any Town purpose authorized by the Legislature of the State provided the aggregate principal amount thereof shall not exceeoseven percentum otthe average five-year full valuation of the taxable real estate located in the Town and subject to certain enumerated exclusions and deductions such as debt contracted to provide water, self-liquidating facilities and cash or appropriations for current debt service. The Constitutional method for determining full valuation consists of dividing me total assessed valuation of taxable real estate for a particular assessment roll by the final equalization ratio established for such assessment roll by the State Office of Real Property Services (the "ORPS"). The State Legislature is required to prescribe the manner by which such ratio shall be determined. Averaee full valuation is determined by taking the sum of the full valuations of the last five completed assessment rolls and dividing such sum by five. Statutory Procedure In general, the State Legislature has authorized the power and procedure for the Town to borrow and incur indebtedness by the enactment of the Local Finance Law subject, of course, to the constitutional provisions set forth above. The power to spend money, however generally derives from other law, including the Town Law and General Municipal Law of the State. Pursuant to the Local Finance Law, the Town authorizes the incurrence of indebtedness, including bonds and bond anticipation notes issued in anticipation of such bonds, by the adoption ora resolution, approved by at least two- thirds of the members of the Town Board, which is the finance board of the Town. Certain bond resolutions may be subject to permissive referendum, or may be submitted to the Town voters at the discretion of the Town Board. If the resolution is submitted to the Town ,Joters, only a three-fifths vote of the Town Board is required. The Local Finance Law also provides a twenty-day statute of limitations after publication of a bond resolution, which in effect, estops thereafter legal challenges to the validity of obligations authorized by such bond resolution except for alleged constitutional violations. The Town published the notice of estoppel on February 15, 2009. 7 Each bond resolution usually authorizes the construction, acquisition or installation of the object or purpose to be financed, sets forth the plan of financing and specifies the maximum maturity of the bonds subject to the legal (Constitution, Local Finance Law and case law) restrictions relating to the period of probable usefulness with respect thereto. Each bond resolution also authorizes the issuance of bond anticipation notes prior to the sale of serial bonds. Statutory law in New York permits notes to be renewed each year, provided annual principal reductions are made and provided that such renewals generally do not extend five years beyond the original date of borrowing. However, notes ~ssued in anticipation of the sale of serial bonds for assessable improvements are not subject to such five year limit and may be renewed subject to annual principal reductions for the entire period of probable usefulness of the purpose for which such notes were originally' ~ssued.' (See. "Payment,, and Maturity" under "Constitutional Requirements," and "Details of Short-Term Indebtedness Outstanding. ) In general, the Local Finance Law contains similar provisions providing the Town with power to issue general obligation revenue and tax anticipation notes and general obligation budget and capital notes. Computation of Debt Limit and Calculation of Net Debt Contracting Margin (As of April 2, 2009) Fiscal Year State Ending Assessed Equalization Full December 31: Valuation Rate Valuation 2005 ............................... $104,228,885 2006 ............................... 105,502,965 2007 ............................... 106,950,027 2008 ............................... 108,292,749 2009 ............................... 108,991,562 1.25% $ 8,338,310,800 1.13 9,336,545,575 1.04 10,283,656,442 0.95 11,399,236,736 1.05 10,380,148,761 Total Five Year Full Valuation ................................................ $49,737,898,314 Average Five Year Full Valuation ............................................. 9,947,579,662 Debt Limit - 7% of Average Full Valuation ...................................... 696,330,576 Inclusions: Outstanding Bonds: General Purposes ..................................................... 36,843,000a Other ........................................................... -0- Sub-Total ........................................................... Bond Anticipation Notes ..................................................... Total Inclusions ........................................................ 36.843.000 6.579,100 43,422,100 Exclusions: Appropriations ......................................................... Other Exclusions ........................................................ Total Exclusions ........................................................ Total Net Indebtedness ...................................................... Net Debt Contracting Margin After Issuing the Bonds ............................. Percent of Debt Limit Exhausted ............................................... 2,398,300 2.398.300 41,023.800 $655~306.776 5.89% a. Includes $22,141,600 issued for the preservation of open space. See "Community Preservation Fund" herein. 8 Trend of Town Indebtedness The following table represents the outstanding indebtedness of the Town at the end of the last five preceding fiscal years. Fiscal Year Ending December 31: 2004 2005 2006 2007 2008 Debt Outstanding End of Year: Bonds .................. $6,515,000 $12,299,098 $11,349,098 Bond Anticipation Notes ... 12,625,600 11,720,000 &244,000 Total Outstanding Debt ........ $19,140,600 $24,019,098 $19,593,098 Details of Short-Term Indebtedness Outstanding Bond Anticipation Notes MaturiW 04-17-09 09-04-09 09-04-09 06-05-09 Purpose $25,020,000 $32,175,000 6,224,000 6,579,100 $31,244,000 $38,754,100 Various Capital Projects ..................................... Various Capital Projects ..................................... Various Capital Projects ..................................... Fishers Island Ferry District .................................. Amount $ 799,300~ 4,280,000Y 299,800~ 1,200,000v Total ................................................ $ 6,579,100 a. To be redeemed from the proceeds of the Bonds sold on March 10, 2009, Notes to be sold on April 13, 2009 and available funds. b. To be funded from the proceeds of bonds, renewal notes and from available funds. Debt Service Requirements - Outstanding Bonds and Refunding Bonds Net After Fiscal Year Less: Debt Issuance of Ending Outstanding Refunding Service to be Refunding December 31: Debt Service Debt Service Sub-Total Refunded Bonds 2009 .......... 2010 .......... 2011 .......... 2012 .......... 2013 .......... 2014 .......... 2015 .......... 2016 .......... 2017 .......... 2018 ......... 2019 ......... 2020 ......... 2021 ......... 2022 ......... 2023 ......... 2024 ......... 2025 ......... 2026 ......... 2027 .......... 2028 .......... 2029 .......... 2030 .......... $ 17,520 02,047 43,657 381870 981557 441396 971185 561252 491381 191787 111308 361800 091213 55325 57~975 43}463 92;381 68~863 28}063 01~113 58~207 1,409~547 $31 271 286 272 267 267 261 255 241 244 117 215 388 987 488 812 525 619 150 275 900 012 0 0 0 0 0 0 0 0 0 0 0 $3,341 3,77: 3,73~ 3,61 3,36~ 3,31 735 $49 435 2851 644 2951 358 285 469 2751 921 275 3,251 804 2741 3,11 402 2631 3,09~ 656 2521 3,06, 687 2511 2,421 320 1221 2,13~ 800 2,10! 213 1,85:325 1,85' 975 1,84~ 463 1,792,381 1,568,863 1,528,063 1,501,113 1,458,207 1,409,547 954 367 810 775 740 456 680 660 640 385 820 0 0 0 0 0 0 0 0 0 0 0 Totals ...... $ 52,640,010 $ 2,517,371 $ 55,157,381 $ 2,633,287 3,298,781 3,488,068 3,434,834 3,325,583 3,090,729 3,036,465 2,984,124 2,847,742 2,838,016 2,813,302 2,305,500 2,136,800 2,109,213 1,855,325 1,857,975 1,843,463 1,792,381 1,568,863 1,528,063 1,501,113 1,458,207 1,409,547 $ 52,524,094 Calculation of Estimated Overlapping and Underlying Indebtedness Overlapping Units County of Suffolk ..................... Village of Greenport ................... School Districts: Fishers Island ............. Greenport ................. Mattituck-Cutchogue ....... New Suffolk Common ...... Oyster Ponds .............. Southold ................. Fire Districts: Cutchogue ................. East Marion ............... Fishers island .............. Mattituck ................. Orient .................... Southold .................. Applicable Applicable Date of Percentage Total Net Report Applicable Indebtedness Indebtedness 12-11-08 3.71% 11-24-08 100.00 $41,794,819 $35,265,017 9,329,200 8,574,200 06-30-08 100.00 355,000 355,000 06-30-08 100.00 0 0 11-14-08 98.49 32,688,831 29,910,280 06-30-06 100.00 0 0 09-01-08 100.00 0 0 12-22-08 100.00 18,410,681 18,410,681 12-31-07 100.00 0 0 12-31-07 100.00 144,000 144,000 12-31-07 100.00 0 0 12-31-07 100.00 1,766,852 1,766,852 12-31-07 100.00 25,000 25,000 12-31-07 100.00 1,400,000 1,400,000 $105.914,383 $ 95,851,030 tM-mual Financial Reports on file with the Office of the State Comptroller, or more recently published Official Statements. Authorized But Unissued Items The following Bonds are authorized but unissued: Date Authorized Purpose Amount 02-25-03 02-27-07 08-28-07 Martituck Inlet Shore Erosion Study ................................. $ 82,750 Open Space Preservation: Non-Agricultural Land ...................... 10,000,000 Open Space Preservation: Agricultural Lands .......................... 4,000,000 Total ................................. ~ Capital Program The Town annually adopts a three year Capital Improvement Plan. Projects may be funded by State and Federal aid, reserves, proceeds of obligations, property taxes or a combination thereof. A summary of the Capital Budget for 2009-2011 is set forth below: Department 2009 2010 2011 General Town .................................... $ 234,400 $ 508,123 $ 179,750 Highway Dept .................................... 1,280,000 Solid Waste District ............................... 135,000 Wastewater Disposal District ........................ 750,000 Sources $ 2.399,400 $ 508,123 $179.750 Appropriations ................................... $ 38,400 Grants 196,000 Town Debt ................................. 2.165,000 Total ........................................... $ 2,399,400 $ 160,495 $ 39,750 347,628 140.000 $ 508,123 $179,750 10 Community Preservation Fund In 1998, the voters of the five East End towns (East Hampton, Riverhead, Shelter !sland, Southampton, and Southold) approved a referendum creating the Communit~ Preservation Fund, (the "Fund' ) which is a conservation program to preserve open space and farmland in the five t6wns. The fund is financed by a 2% tax on real estate sales. This is a one-time tax that the buyer of real estate is required to pay when purchasing a new or used home or vac~ant property, in 2006, the voters in afl five towns approved a referendum to extend the collection of the ta,x through 20~0. The Fund facilitates a volumarv program whereby landowners can sell their land or the development rights to the land to the respective towns at ffiir market value. The towns may issue bonds for purchases to be paid back through the life of the Fund with the 2% tax revenues. When a town finances an acquisition through the issuance of bonds, Section 64e of Town Law requires the preparation of a report by or on behalf of the Town Supervisor which demonstrates how such indebtedness will be repaid by the Fund; including an estimate of projected revenues of the Fund during the period of indebtedness, an accounting~ofall other indebtedness incurred against the Fund to be repaid for the same period, and a finding that there will be sufficient revenue to repay' such indebtedness in its entirety from the Fund. As of the date of this Official Statement, there are $22,141,600 in bonds outstanding, the debt service on which is expected to be paid by the Fund. Landfill Closure and Postclosure Care Costs The Town owns a landfill on a site in the unincorporated area of Cutchogue, commonly known as the Cutchogue Landfill. The Town ceased accepting waste at its Cutchogue Landfill as of October 8, 1993. Placement of the final cover, referred to as capping, on the landfill was completed in November 2003. In addition to placement of the final cover on the landfilk state and federal regulations presently require the Town to perform certain maintenance and monitoring functions at the site for up to thirty years. The Town has and will continue to comply with said requirements. The ongoing post closure costs are estimated to be between $25,000 and $30,000 per year from 2008 through 2010. The Town paid $26,610 for such costs in 2008 and will continue to pay these costs in the future. Actual costs associated with the capping totaled $7,681,720. Financing for closure activities was provided in part through a grant from the New York State Department of Environmental Conservation in the amount of $2 000,000. The balance wasprovided through a State subsidized loan received in July, 2004 from the New York State Environmental Facilities Corporation. Costs associated with postclosure care w 11 be paid from charges to future users of the collection facility and site and future tax revenue. FINANCES OF THE TOWN Financial Statements and Accounting Procedures The Town maintains its financial records in accordance with the Uniform System of Accounts for Towns prescribed by the State Comptroller. The financial records of the Town are audited by independent accountants. The last such audit made available for public inspection covers the fiscal year ended December 31, 2007. In addition, the financial affairs of the Town are subject to periodic compliance review by the Office of the State Comptroller to ascertain whether the Town has complied with the requirements of various State and Federal statutes. In June. 1999, the Governmental Accounting Standards Board ("GASB") issued Statement 34, "Basic Financial Statements and Management's Discussions and Analysis for State and Local Governments". GASB required the Town to implement this standard for the fiscal year ending December 31, 2003 and the Town has complied with such requirements. This Statement established new financial reporting requirements for state and local governments throughout the United States. It required new information and restructuring of much of the information that governments have presented in the past. Comparability with reports issued in all prior years was affected. Fund Structure and Accounts The Town utilizes fund accounting to record and report its various service activities. A fund represents both a legal and an accounting entity which segregates the transactions of specific programs in accordance with special regulations, restrictions or limitations. There are three basic fund types: (1) govermnental funds that are used to account for basic services and capital projects; (2) proprietary funds that account for operations ufa commercial nature; and, (3) fiduciary funds that account for assets held in a trustee capacity. Account groups, which do not represent funds, are used to record fixed assets and long-term obligations that are not accounted for in a specific fund. 11 The Town presently maintains the following governmental funds: General Fund, Highway Fund and Special Districts Funds, and the Capital Projects Fund. Fiduciary funds consist of a Trust and Agency Fund. There are no proprietary funds. Account groups are maintained for fixed assets and long-term debt. Basis of Accounting The Town's governnaental funds are accounted for on a modified accrual basis of accounting. Under the modified accrual basis, revenues are recognized when they become susceptible to accrual - that is, when they become "measurable" and "available" to finance expenditures to the current period. Revenues are susceptible to accrual include real property taxes, intergovernmental revenues (State and Federal aid) and operating transfers. Expenditures are generally recognized under the modified accrual basis of accounting, that is when the related fund liability is incurred. An exception to this general rule is unmatured interest on general long-term debt which is recognized when due. Investment Policy Pursuant to State law, including Sections 10 and 11 of the General Municipal Law (the "GML"), the Town is generally permitted to deposit moneys in banks or trust companies located and authorized to do business in the State. All such deposits, including special time deposit accounts and certificates of deposit, in excess of the amount insured under the Federal Deposit Insurance Act, are required to be secured in accordance with the provisions of and subject to the limitations of Section 10 of the GML. The Town may also temporarily invest moneys in: (1) obligations of the United States of America; (2) obligations guaranteed by agencies of the United States of America where the payment of principal and interest are guaranteed by the United States of America; (3) obligations of the State of New York; (4) with the approval of the New York State Comptroller, in tax anticipation notes or revenue anticipation notes issued by uny municipality, school district, or district corporation, other than those notes issued by the Town, itself; (5) certificates of participation issued in connection with installment purchase agreements entered into by political subdivisions of the State pursuant to Section 109-b(10) of the GML; (6) obligations of a New York public benefit corporation which are made lawful investments for municipalities pursuant to the enabling statute of such public benefit corporation; or (7) in the case of moneys held in certain reserve funds established by the Town pursuant to law, in obligations of the Town. All of the foregoing investments are required to be payable or redeemable at the option of the owner within such times as the proceeds will be needed to meet expenditures for pm'poses for which the moneys were provided und, in the case ofobhgations purchased with the proceeds of bonds or notes, shall be payable or redeemable in uny event, at the option of the owner, within two years of the date of purchase. Unless registered or inscribed in the name of the Town, such instruments and investments must be purchased through, delivered to and held in custody of a bank or trust company in the State pursuunt to a written custodial agreement as provided by Section 10 of the GML. The Town Board has adopted an investment policy und such policy conforms with apl~licable laws of the State governing the deposit and investment of public moneys. All deposits und investments o/the Town are made in accordance with such policy. Budgetary Procedures The head of each administrative unit of the Town is required to file detailed estimates ofreveunes (other than real property taxes) and expenditures for the next fiscal year with the budget officer (Supervisor) on or before August 15~h. Estimates for each fire district situated within the Town must also be filed with the budget officer by this arate. After reviewing these estimates, the budget officer prepares a tentative budget which includes his recommendations. A budget message explaining the main features of the budget is also prepared at this time. The tentative budget is filed with the Town Clerk not later than the 30th of September. Subsequently, the Town Clerk presents the tentative budget to the Town Board at the regular or special hearing which must be held on or before October 5th. The Town Board reviews the tentative budget und makes such changes as it deems necessary and that are not inconsistent with the provisions of the law. Following this review process, the tentative budget and such modifications, if any. as approved by the Board become the preliminary budget. Apublic heating, notice of which must be duly published in the Town's official newspaper, on the preliminary budget is generally required to be held on the Thursday immediately following the general election. At such hearing, any person may express his opinion concerning the preliminary budget; however, there is no requirement orprowsion that the prehminary budget or any portion thereof I~e voted on by members of the public. After the public hearing the Town Board may further change und revise the preliminary budget. The Town Board, by resolution, adopts the preliminary budget as submitted or amended no later than November 20th, at which time, the preliminary budget becomes the annual budget of the Town for the ensuing fiscal year. Budgetary control during the year is the responsibility of the Supervisor who is assisted in this area b~ the Town Comptroller. However, any changes or modifications to the annual budget including the transfer appropriations among line items must [~e approved by resolution of the Town Board. Budget Summaries for the 2008 and 2009 fiscal years may be found in Appendix A. 12 Financial Operations The Supervisor f~nctions as the chief fiscal officer as provided in Section 2 of the Local Finance Law; in this role, the Supervisor is responsible for the Town's accountin'g and financial reporting activities. In addition, the Supervisor is also the Town's budget officer and must therefore prepare the armual tentative budget for submission to the Town Board. Pursuant to Section 30 of the Local Finance Law, the Supervisor has been authorized to issue or renew certain specific types of notes. As required by law, the Supervisor must execute an authorizing certificate which than becomes a matter of public record. The Town Board, as a whole, serves as the finance board of the Town and is responsible for authorizing, by resolution, all material financial transactions such as operating and capital budgets andbonded debt. Town finances are operatedprimarily through the General and Special Revenue Funds. The General Fund receives most of its revenue from realproperty tax and State aid. Current operating expenditures are paid from these funds subject to available appropriations. The Town also has refuse, sewer and wastewater districts, which are accounted for within separate funds. The primary sources of income for these districts comes from special assessments levied against district properties at the same time real estate taxes are levied. Capital projects and equipment purchases .are accounted for in special capital projects funds. The Town observes a calendar year (January 1 through December .~ 1 ) for operating and reporting purposes. Revenues The Town receives most of its revenues from a real property tax on all taxable property situated within the Town and from State Aid. A summary of such revenues for the five most recently completed fiscal years may be found in Appendix A. Real Property Taxes See "Real Property, Tax Information", herein. State Aid The Town receives financial assistance from the State which comes primarily in the form of a state appropriation for State Aid to municipalities for 9,perating purposes. There is no assurance, however, that the State appropriation for State Aid to municipalities will continue, either pursuant to existing formulas or in any form whatsoever and, in any event, if appropriated and apportioned to the Town,.payment can be made only if such monies are available therefore. The State ~s not constitutionally obliged to maintain or continue such aid. See Appendix A. Expenditures The major categories of expenditure for the Town are General Government Support, Public Safety, Transportation Economic Assistance and Opportunity Home and Community Services, Culture and Recreation, Employee Benefits and Debt Service. A summary of the expenditures for the five most recent y comp eted fiscal years may be found in Appendix A. Pension Systems Substantially,,, all ,e, mployees of the Town are members of the New York State and L.o, cal E,,m,.ployees' Retirement System (' ERS ) or the New York St,a, te and Local Police and Fire Retirement System ( PFRS ). (Both Systemsarereferredtotogetherhereinafferasthe RetirementSystems"whereappropriate.} The Retirement Systems are cost-sharing multiple public employer retirement systems. The obligatmn of employers and employees to contribute and the benefits to employees are governed by the New York State Retirement bystem and Social Security Law (the "Retirement System Lawr'). The Retirement Systems offer a wide range of plans and benefits which are related to years of servi~e and final average salary, vesting of retirement benefits, death and disability benefits and optional methods of benefit payments. Ail~oenefits generally vest after five years of credited service. The Retirement System Law generally provides that all participating employers in each retirement system are jointly and severally liable for an,,' unfunded investments. Such amounts are collected through annual billings to all_participating employers. Generally, all employees, except certain part-time employees, participate in the Retirement bystems. The Retirement Systems are non-contributory with respect to members hired prior to July 27, 1976. All employees who became members on or after July 27, 1976 must contribute 3% of their gross annual salary towards the cost of their retirement program. Chapter 86 of the Laws of 2000 eliminated the 3%for Tier 3 and Tier 4 members with 10 years of service credSt. A pension reform bill ',~as signed by the Governor into Law as Chapter 49 of the Laws of 2003 which changed the cycle of billing to match budget cycles of the Town. Under the previous method, the Town was unsure of how much it would have topay to ti~e sy. stem until after its budget was implemented. Under the new system the contribution for a given fiscal year will be based on the value o~the pension fund on the prior April 1 instead of the following April 1 so that the Town will be able to more accurately include the cost of the contribution into its budget. Chapter 49 requires the Town to make a minimum contribution of 4.5% of payroll every year, including years in which the investment performance of the fund would make a lower contribution possible. 13 On July 20, 2004 the New York State Legislature passed a bill amending the General Municipal Law, Local Finance Law and the Retirement and Social Security Law. On July 30, 2004 the Governor signed the new retirement system leg slation nto Law as Chapter 260 of the Laws of 2004. The bill gives the employer the option to move the annual payment date for contributions from December 15~h to Februar7 1 st, effective December 15, 2004. It increases, from five to ten years the maximum amortization period of the portion of employer contributions that exceeds 7% of ayroll for the 2004-2005 fiscal year of the Retirement System (April 1 - March 31). It also allows employers to issPue bonds to finance their 2005-2006 and 2006-2007 fiscal year contributions in excess of 9.5% and 10.5%, respect ve y This amortization may be made with the Retirement System or the Town could issue a maximum of 10- year general obligation bonds, the interest on which would be set at prevailing bond market rates on the date of sale and would be taxable for federal income tax purposes. The Legislature enacted new pens on provisions (Chapter 260, Laws of 2004) that enabled local governments to amortize a portion of their bill. The law allows local governments to amortize required contributions in exces.s of 10 5 percent for 2006, 9.5 percent for 2005 and 7 percent for 2004 of estimated salaries over a 10-year period. Employers are required to pay 5 percent interest on any amortized amounts. Contributions to the Retirement Systems Fiscal Year Amount Ending of December 31: Contribution 2004 ....................................... $1,670,102 2005 ....................................... 2,085,137 2006 ...................................... 1,837,992 2007 ....................................... 1,947,914 2008 ....................................... 1,838,376 2009 (Budget) ................................ 1,875,500 Other Post Employment Benefits It should also be noted that the Town provides post-retirement healthcare benefits to various categories of former emplo~/ees. These costs may be expected to rise substantially in the future. There is now an accounting rule that will reqmre governmental entities, such as the Town, to acco,u, nt for pos[,~retirement healthcare benefits as it accounts for vested pension benefits. GASB Statement No. 45 ( GASB 45 ) of the Governmental Accounting Standards Board ("GASB"), described below, requires such accounting. A. ltho,ugh GASB 45 encoura, g, es earlier, adoption, implementation is required by the following dates, based on me size or government measurea oy annum revenue: Annual Revenue Effective for Fiscal Year Ending After: Greater than $100 million December 15, 2006 Between $10 million and $100 million December 15, 2007 Less than $10 million December 15, 2008 School Districts and Boards of Cooperative Education Services, unlike other municipal units of government in the State, have been prohibited from reducing retiree health benefits or increasing health care contributions received or paid by retirees below the level of benefits or contributions afforded to or required from active employees since the implementation of Chapter 729 of the Laws of 1994. This protection from un~ilateral reduction of benefits has been extended annually andcontinued through May 15, 2009 pursuant to Chapter 4~ of the Laws of 2008. Legislative attempts to provide similar protection to retirees of other local units of government in the State have not succeeded as of this date. Nevertheless, many such retirees of all varieties of mumcipal units in the State do presently receive such benefits. GASB 45 and OPEB. OPEB refers to "other post-employment benefits" meaning other than pension benefits, disability benefits and OPEB consist primarily of health care benefits, and may include other benefits such as disability benefits and life insurance. Until now, these benefits have generally been administered on a pay-as-you- go basis and have not been reported as a liability on governmental financial statements. GASB 45 will require municipalities and school districts to account for OPEB liabilities much like they already account for pension liabilities, generally adopting the actuarial methodologies used for pensions, with adjustments for the different characteristics of OPEB and the fact that most municipalities and school districts have not set aside any funds against this liability. Unlike GASB 27, which covers accounting for pensions, GASB 45 does not require muhicipalities or school districts to report a net OPEB obligation at the start. Under GASB 45, based on actuaria va uation, an annual required contribution ("ARC") will be determined for each municipality or school district. The ARC is the sum of(a) the normal cost for the year (the present value of future benefits being earned by current employees) plus (b) amortization of the unfunded a~ccrued liability (benefits 14 already earned by current and former employees but not yet provided for), using an amortization period of not more than 30 years. Ifa municipality or school district contributes an amount less than the ARC, a net OPEB obligation will result, which is required to be recorded as a liability on its financial statements. The actuarial study has been completed by an independent actuarial firm. The Town's ARC is approximately $4.5 million and its unfunded actuarial accrued liability is approximately $43 million. GASB 45 does not require that the unfunded liabilitw actually be mnortized nor that it be advance funde~L only that the municipality or school district account for its unfufided accrued liability, and compliance in meeting it~ ARC. Actuarial Valuation will be required every 2 years for OPEB plans with more than 200 members, every, 3 years if there are less than 200 members. REAL PROPERTY TAX INFOPoMATION Real Property Taxes The Town derives a significant portion of its annual revenue through a direct real property tax. The following table presents the total tax levy, by purpose, with adjustments and collection performance for each of the last five tSscal years. Tax Levy and Collection Record Fiscal Year Ending December 31: 2005 2006 2007 2008 2009 Total Tax Levy, ................ $89,495,573 Amount Collected ............. 83,356,976 Returned to County Amount .................... 2,138,597 3,106,068 Pementage .................. 2.39% 3.45% Uncollected at End of Year of Levy ................... None None $89,934,663 86,628,595 $97,216.091 $103,216,66l $108,610,530 94,288}000 100,030,520 58.000 009a 2,928,091 3,186,141 NAa 3.01% 3.08% NAa None None NA a. As of January 23, 2009 Tax Collection Procedure Property taxes for the Town are collected by the Town tax receiver. Such taxes are due and payable in equal installments on December 1 and May 10, but may be paid without penalty by January 10 and May 31, respectively. The penalty added to delinquent taxes is one-twelfth the rate of interest determined by the State Commissioner of Taxation and Finance. The rate is determined each year by July 15 based on the one-year constant maturity yield index for United States Treasury securities for the quarter-year ending on the immediately preceding June 30. me rate is effective for a twelve month period commencing August I each year and in no event will be less than ten per centum per annum. The Town receives its full levy before the end of its fiscal year. Uncollected amounts are not segregated by the Town tax receiver, and any deficiency in tax collection is the County's liability. Tax Rates (Per $100 Assessed Valuation) Fiscal Year Ending December 31: 2005 2006 2007 2008 2009 General - Townwide ................ $139.73 $140.37 $151.02 $160.22 $184.44 General - Outside Village ............ 5.43 4.90 3.99 7.84 6.87 Highway ...................... 38.37 40.68 39.63 41.74 39.75 15 Large Taxable Properties 2009 Assessment ~olla .Narfle Peconic Landing at Southold ....................... LILCO, LIPA, Marketspan, Keyspan ................. Village of Greenport-Power Plant .................... Fishers Island Dev. Corp ........................... Robins Island Holding LLC ......................... Alan Cardinale .................................. North Fork Bank ................................. Damianos, Herodotus .............................. New York Telephone ............................. Levin Family L~mited Partnership .................... Anderson, Bradley & Francesca ..................... Norris, Susan .................................... Laurel Links & Country Club ....................... Kimogenor Pt Co ................................. Driftwood Cove Type Commercial Utility. Utility Residential Development Private Lands Shopping Center Bank Building Vineyard Utility Motel& Restaurant Farmland & Private Lands Various Properties Country Club Co-Op Co-Op Assessed Valuation $ 1,707,704 1,515,689 585,000 460,100 330,500 282,600 234,131 234,000 187,936 148,950 121,400 111,800 96,300 94,600 90,000 $6.200,710b a. Assessment Roil established in 2008 for levy. and collection of taxes during 2009 Fiscal Year. b. Represc-nts approximately 5.69% of the total taxable ~sessed valuation of the Tow~ for 2009. LITIGATION The Town is subject to a number of lawsuits in the ordinary conduct of its affairs. For the most part, any potential adverse decisions in such suits, either individually or in the aggregate, are not likely to have a material adverse effect on the Town. There are certain matters worthy of special mention: Stanton, at al. v. Town of Southold - This is an action in inverse condemnation and nuisance by forty-two property owners, alleging property damage in the fo..nm of erosion caused.by a. Town-owned jetty.. The Town is engaged in studies to determtne the issues surrounding the alleged erosion, its causes, and posmble solutions. Although this case was first filed in 1997, discovery has not been completed. The issues in this case are complex and will require extensive expert testimony. The nature and extent offdamages, if any, are unknown at th~spoint. Insurance coverage may be available for potential liability for alleged compensatory damages. The Town has denied any wrongdoing and intends vigorously to defend any further prosecution of this action. Quad Enterprises, et al. v. Town of Southold - This action arises from the Town Board of the Town of Southold's alleged refusal to approve a change of zone application filed byplaintiffs, which sought substantially to increase the zor~ing density of~arcel oflandowned by a developer plaintiff. Plaintiffs assert claims under the Fair Housing Act Americans with Disabilities Act, State and Town Law, alleging housing discrimination against senior, handicapped and disabled residents, who are also named as "Jane Doe" plmntiffs. Plaintiffs seek declaratory relief granting their desired zoning, as well as compensatory and punitive damages in the amount of $60 million ( $5 million for each of the six federal causes of action). Insurance coverage may be available for potential liability for alleged compensatory damages. Both sides have filed summary judgment on liability issues only. The Town has deniedall wrongdoing and intends vigorously to contest these claims. East End Resources, LLC v. Town of Southold Planning Board. et al - This action arises from a residential site plan application pending before the Town of Southold Plauning Board, seeking the approval of a multi-unit planned retirement community (the "Application"). Plaintiff/Petittoner alleges that the Town, and its various hgencies, have systematically' d~layed hhd sought to defeat the approval of the Application. In this action, Plaintiff/Petitioner asserts eight claims, seeking~ declaratory relief compelling the approval of the Application, as well as compensatory relief in the amount of $20 m~llion as a result of alleged federal and state constitutional violations. The Town intends vigorously to defend this action and to contest all asserted claims. Notices of Claim - One possible noteworthy Notice of Claim has been filed against the Town relating to police matters. In the Notice of Claim, the plaintiff demands $5 million in damages for physica,,1, emotional and c~vil rights iniuries related to an, alleged incident, believed to be an arrest by Town police officers on or about Februarv 21, 2007 and prior arrests. Due to the vague nature of the allegations, the Town is not aware of any details of thi's purported claim, and intends vigorously to contest it both prior to and after the institution ora lawsuit. As of the date of this Official Statement, no lawsuit has been served upon the Town. 16 BONDHOLDER RISKS AND MARKET FACTORS AFFECTING FINANCINGS OF THE STATE AND MUNICIPALITIES OF THE STATE There are certain potential risks associated with an investment in the Bonds, and investors should be thoroughly familiar with this Official Statement including its appendices in order to make an informed nvestment decision. Investors should cons der, in particu ar, the following factors: The Town's credit rating could be affected by circumstances beyond the Town's control. Economic conditions such as the rate of unemployment and inflation termination of commercial operations by corporate taxpavers and employers, as well as natural catastrophes could adversely affect the assessed valuat on of Town propert3 and its ability to mainta n fund balances and other statistical indices commensurate with its current credii rating. Accordingly, a decline in the Town's credit rating could adversely affect the market value of the Bonds. In addition, if and when a holder of any of the Bonds should elect to sell a Bond prior to its maturity, there can be no assurance that a market shall have been established, maintained and be in existence for the purchase and sale of any Bonds. The price or principal value of the Bonds is dependent on the prevailing level of ~nterest rates. If interest rates should increase the price ora bond or note may dechne causing the bond or noteholder to potentially ncur a capita oss if such bond or note is sold prior to its maturity. ' The financial condition of the Town as well as the market for the Bonds could be affected bv a variety of .factors, some of which are beyond the Town's control. There can be no assurance that adverse event~ in the State, tncludmg, for example, the seeking by a municipality of remedies pursuant to the Federal Bankruptcy Act or otherwise, will not occur which might affect the market price of and the market for the Bonds. Ifa significant default or other financial crisis should occur in the affairs of the State or any of its agencies or political subdivisions thereby further impairing the acceptability of obligations issued by borrowers within the State, both the ability of the Town to arrange for additional borrowings and the market for and market value of outstanding debt obligations, including the Bonds, could be adversely affected. Future amendments to applicable statutes affecting the treatment of interest paid on municipal bonds, including the Bonds, for income taxation purposes could have an adverse effect on the market value of the Bonds (see "Tax Matters" herein). TAX MATTERS Opinion of Bond Counsel In the opinion of Hawkins Delafield & Wood LLP Bond Counsel to the Town, under existing statutes and court decisions and assuming continuing compliance with certain trax certifications described herein, (i) interest on the Bonds is excluded from gross income for'Federal income tax purposes pursuant to Section 103 of the Internal Revenue Code of 1986, as amended (the "Code") and (ii) interest on the Bonds is not treated as a preference tem in calculating the alternative minimum tax imposed on individuals and corporations under the Code; such interest. however, is included in the adjusted current earnings of certain corporations for purposes of calculating the alternative minimum t,,m,x imposed on such corporations. The Arbitrage and Use of Proceeds Certificate of the Town (the "Tax Certificate ), which will be delivered concurrently with the delivery of the Bonds will contain provisions and procedures relating to compliance with applicable requirements of the Code In rendering ts opinion, Bond Counse nas relied on certain representations, certffications of fact, and statements of reasonable expectat ons made by the Town in connection with the Bonds, and Bond Counsel has assumed compliance by the Town with certain provisions and procedures set forth in the Tax Certificate relating to. compliance with applicable requirements of the Code to assure the exclusion of interest on the Bonds from gross income under Section 103 of the Code. The provisions of the American Recovery and Reinvestment Act of 2009 relating to the treatment of interest on certain tax-exempt bonds do not apply to the Bonds. In addition, in the opinion of Bond Counsel to the Town, under existing statutes, interest on the Bonds is exempt from personal income taxes of New York State and its political subdivisions, including The City of New York. Bond Counsel to the Town expresses no opinion regarding any other Federal or state tax consequences with respect to the Bonds. Bond Counsel renders its opinion under existing statutes and court decisions as of the issue date, anuassumes no obligation to update its opinion after the issue date to reflect any future action, fact or circumstance, or change in law or interpretation, or otherwise. Bond Counsel expresses no opinion on the effect of any act on hereafter taken or not taken in reliance upon an opinion of other counsel on the exclusion from gross income for Federal income tax purposes of interest on the Bonds, or on the exemption from state and local tax law of interest on the Bonds. 17 Certain Ongoing Federal Tax Requirements and Certifications Thc Code establishes certain significant ongoing requirements that must be met subsequent to thc issuance and delivery of the Bonds in order that interest on such Bonds be and remain excluded from gross income under Section 103 of the Code. These requirements include, but are not limited to, requirements rotating to use and expenditure of gross .proceeds of the Bonds, yield and other restrictions on investments of grossprocecds, and the a~bitrage rebate rcqmrement that certain excess earnings on gross proceeds be rebated to thc Federal government. Nonco.m. pliancc with such requirements may cause interest on thc Bonds to become included in gross income for Federal income tax purposes retroactive to [heir issue date. irrespective of the date on which such noncompliance occurs or is discovered. Thc Town, in executing the Tax Certificate, will certify to thc effect that thc Town will comply with thc provisions and procedures set forth therein and that it will do and perform all acts and things necessary or desirable to assure the exclusion of interest on the Bonds from gross income under Section 103 of the Code. Certain Collateral Federal Tax Consequences Thc following is a brief discussion of certain collateral Federal income tax matters with respect to thc Bonds. It does not purport to address all aspects of Federal taxation that may be relevant to a particular owner ora Bond. Prospective investors, particularly those who may be subject to special rules, are advised to consult their own tax advisors regarding thc Federal tax consequences of owning and d~sposing of thc Bonds. Prospective owners of the Bonds should be aware that the ownership of such obligations may result in collateral Federal income tax consequences to various categories of persons, such as corporations (including S co.rporations and foreign corporations), financial institutions, property and casualty and life insurance compames, individual recipients of Social Security and railroad retirement benefits, individuals otherwise eligible for the earned income tax credit, and taxpayers deemed to have incurred or continued indebtedness to purchase or carry obligations thc interest on which is excluded from gross income for Federal income tax purposes. Interest on the Bonds may be taken into account in determining the tax liability of foreign corporations subject to the branch profits tax imposed by Section 884 of the Code. Original Issue Discount "Original issue discount" ("OLD") is the excess of the sum of all amounts payable at the stated maturi~ of a Bond (excluding certain "qualified stated interest" that is unconditionally payable at least annually at prescribed rates) over the issue price of that maturity. In general, the "issue price" ora maturity means the first price at which a substantial amount of the Bonds of that maturity was sold (excluding sales to bond houses, brokers, or similar persons acting in the capacity as underwriters, placement agents, or wholesalers). In general, the issue price for each maturity of thc Bonds ~s expected to be the initialpublic offering price set forth in this Official Statement. Bond Counsel further is of the optnion that, for any Bondhaving OlD (a "Discount Bond"), OlD that has accrued and is properly allocable to the owners of thc Discount Bond under Section 1288 of the Code is excludable from gross ~ncome for Federal income tax purposes to thc same extent as other interest on the Bonds. In general, under Section 1288 of the Code, OID on a Discount Bond accrues under a constant )/ield method, based on periodic compounding of interest over prescribed accrual periods using a compounding rate determined by reference to the yield on that D~scount Bond. An owner's adjusted basis in a Discount Bond is increased by accrued OlD for purposes of determining gain or loss on sale, exchange, or other disposition of such Discount Bond. Accrued OlD may be taken into account as an increase in the amount of tax-exempt income received or deemed to have been receivcdfor purposes of determining various other tax consequences of owning a Discount Bond even though there will not be a corresponding cash payment. Owners of Discount Bonds should consult their own tax advisors with respect to the treatment of original issue discount for Federal income tax purposes, including various special rules relating thereto, and the state and local tax consequences of acquiring, holding, and disposing of Discount Bonds. Bond Premium In general, if an owner acquires a Bond for a purchase price (excluding accrued interest) or otherwise at a tax basis that reflects a premium over the sam of all amounts payable on the Bond after the acquisition date (excluding certain "qualified stated interest" that is unconditionally payable at least annually at prescribed rates), that premium constitutes "bond premium" on that Bond (a "Premium Bond"). In general, under Section 171 of the Code, an owner of a Premium Bond must amortize the bond premium over the remaining term of the Premium Bond, based on the owner' s yield over the remaining term of the Premium Bond, determined based on constant yield principles (in certain cases involving a Premium Bond callable prior to its stated maturity date, the amortization period andyield may be required to be determined on the basis of an earlier call date that results in the lowest yield on such Premium Bond). An owner of a Premium Bond must amortize the bond premium by offsetting the qualified stated interest allocable to each interest accrual period under the owner's regular method of accounting agmnst the bond premium allocable to that period. In the case of a tax-exempt Premium Bond, if the bond premium allocable to an accrual period exceeds the qualified stated interest allocable to that accrual period, the excess is a nondeductible loss. Under certain circumstances, the owner of a Premium Bond may realize a taxable gain upon disposition of the Premium Bond even 18 though it is sold or redeemed for an amount less than or equal to the owner's original acquisition cost. Owners of any Premium Bonds should consult their own tax advisors regarding the treatment of bond premium for Federal income tax purposes, including various special rules relating thereto, andstate and local tax consequences, in connection with the acquisition, ownership, amortization of bond premium o~, sale, exchange, or other disposition of Premium Bonds. Information Reporting and Backup Withholding Information reporting requirements apply to interest on tax-exempt obligations, including the Bonds. In ,g, eneral, such requirements are satisfied if the interest recipient co,,mpletes, and provides the payor with, a Form W-9. Request for Taxpaver Identification Number and Certification or unless the recipient is one ufa limited class of exempt recipients, ihcluding corporations. A recip, ient not otherwise exempt from information reporting who fails to satisfy the information reporting requirements will be subject to "backup withholding," which means that the payor is required to deduct and withhold a tax from the interest payment, calculated in the manner set forth in the Code. For the foregoing purpose, a "payor" generally refers to the person or entity from whom a recipient receives its payments of interest or who collects such payments on behalf of the recipient. If an owner purchasing a Bond through a brokerage account has executed a Form W-9 n connection with the establishment of such account as generally can be expected, no backup withholding should occur. In any event. backup withholding does not affect the excludability of the interest on the Bonds from gross income for Federai income tax purposes. Any amounts withheld pursuant to backup withholding would be allowed as a refund or a credit against the owner's Federal income tax once the required information is furnished to the Internal Revenue Service. Miscellaneous Tax legislation, administrative action taken by tax authorities, and court decisions, whether at the federal or state level, may adversely affect the tax-exempt status of interest on the Bonds under Federal or state law and could affect the market price or marketability of the Bonds. Prospective purchasers of the Bonds should consult their own tax advisors regarding the foregoing matters. LEGAL MATTERS Legal matters incident to the authorization, issuance and sale of the Bonds will be subiect to the final approving opinion of Hawkins Delafield & Wood LLP, Bond Counsel to the Town. Certain legal matters will be passed on for the Town by its Assistant Town Attorney. DISCLOSURE UNDERTAKING This Official Statement is in a form "deemed final" by the Town for the purposes of Securities and Exchange ,,C, ommission Rule 15c2-12. At the time of the delivery of the Bonds, the Town wiI1 provide an executed copy of its 'Undertaking to Provide Continuing Disclosure" (the "Undertaking"). Said Undertaking will constitute a written agreement or contract of the Town for the benefit of holders of andowners of beneficial interests in the Bonds, to provide, or cause to be provided: (1) during any succeeding fiscal year of the Town in whic,,h, the Bonds are outstanding, to (a) each nationally recognized municipal securities information repository ('NRMSIR") and (b) the New York State Information Depository, if created, ("SID"), (i) certain annual financial information, in a form generally consistent with the information contained or cross-referenced in this Official Statement under the headings: "The Town", " ' 'g p ' , ,~.~, n, rmances of the own, Real Economic and Demo. ra hm Information" "Indebtedness of th" q'^w ...... ' T "" Property Tax Information", and "Litigation"; and in Appendix A, on orprior to the 180th day following the end of each fiscal year, including (ii) the audited financial statement, if any, for the preceeding fiscal year of the Town, unless such audited financial statement, if any, shall not then be available in which case the unaudited financial statement shall be provided and an audited financial statement shall be delivered to each NRMS1R and to the SID within 30 days after it becomes available and in no event later than 360 days after the end of each fiscal year; (2) to (a) each NRMSIR, or to the Municipal Securities Rulemaking Board ("MSRB"), and to (b) the SID, timely notice of the occurrence of any of the following events with respect to the Bonds, if material: (i) principal and interest payment delinquencies; (ii) non-payment related defaults; (iii) unscheduled draws on debt service reserves re~fiecting financial difficulties; (iv) unscheduled draws on credit enhancements reflecting financial difficulties; (v) substitution of credit or liquidity providers, or their failure to perform; (vi) adverse tax opinions or events affecting the tax-exempt status of the Bonds; (vii) modifications to rights of Bondholders; (viii) bond calls; (ix) defeasances; (x) release, substitution, or sale of property securing repayment of the Bonds; and (xi) rating changes. 19 The Town may provide notice of the occurrence of certain other events, in addition to those listed above, if it determines that any such other event is material with respect to the Bonds; but the Town does not undertake to commit to provide any such notice of the occurrence of any material event except those events listed above; and (3) to (a) each NRMSIR, or to the MSRB, and to (b) the SID, in a timely manner, notice of a failure to provide the annual financial information by the date specified. The Town's Undertaking shall remain in full force and effect until such time as the principal of: re, de ,mptio,n premiums, if any, and interest on the Bonds shall have been paid in full. The sole and exclusive remeay ~or nreacn or default under the Undertaking is an action to compel specific performance of the undertakings of the Town, and no person or entity, including a holder of the Bonds, shallbe entitled to recover monetary damages thereunder under any circumstances. Any failure by the Town to comply with the Undertaking will not constitute a default with respect to the Bonds. The Town reserves the right to amend or modify the Undertaking under certain circumstances set forth therein provided that any such amendment or modification will be done in a manner consistent with Rule 15c2-12 as then m effect. The Town is in compliance with all previous undertakings made pursuant to Rule 15c2-12. VERIFICATION OF MATHEMATICAL COMPUTATIONS The accuracy of the mathematical computations (a) regarding the adequacy of the maturing principal of and interest earned on the Government Obligations together with the uninvested cash, to pay, when due, the pnncipal of and interest on and redemption premium, if any, with regard to the Refunded Bonds on the applicable payment dates and (b) relating to the determination by Bond Counsel of compliance with the regulations and ~mlin, gs pro~mulgated° under Section 148 of the Code, as amended, will be verified by Causey Demgen & Moore Inc. ~ucn verincation o~ the accuracy of the mathematical computations will be based, in part, upon factual information supplied by the District and the Underwriter (as defined below). UNDERWRITING Roosevelt & Cross, Inc. (the "Underwriter'") has agreed, su.bject to.c.ertain conditions, to purchase the. Bon.d.s from the District. The Underwriter's obligations are subject to certain conditions precedent, and the Underwriter will be obligated to purchase all the Bonds if any of the Bonds are delivered at a purchase price of $2,183,287.65 which represents the aggregate par amount of the Bonds, plus an original premium of $74,287.65 less an underwriting discount of $16,000.00. The Bonds may be offered and sold to certain dealers (including dealers depositing such Bonds into unit investment trusts) at prices lower than the.public offering prices as set forth on the cover page hereof. The initial public offering prices may be changed from time to time by the Underwriter. BOND RATING Moody's Investors Services has assigned a rating of"Aa3" to the Bonds. Such rating reflects only the view of such rating agency, and any desired explanation of the significance of such rating should be obtained from such rating agency. Generally, a rating agency bases its ratings on the information and materials furnished to it and on investigation, studies and assumptions by the rating agency. There is no assurance that aparticular rating will apply for any given period of time or that it will not be loweredor withdrawn entirely if, in the judgment otthe agency originally establishing the rating, circumstances so warrant. Any downward revision or withdrawal of such ratings could have an adverse affect on the market price of the Bonds or the availability of a secondary market for such Bonds. Such ratings should not be taken as a recommendation to buy or hold the Bonds. FINANCIAL ADVISOR Munistat Services, Inc. has assisted the District as financial advisor in certain matters with respect to the preparation &this Official Statement. 20 ADDITIONAL INFORMATION Additional information may be obtained upon request from the office of the Town Comptroller, John A. Cushman II, Town of Sou, thold, Town Hall, P.O. Box 1179, Southold, New York 1 ! 971, telephone number 631/765- 4333 email:john.cushman~town.southold.ny.usor fromtheofficeofMunistat Services, lnc., 12RoosevcltAvenue, Port Jefferson Station, New York 11776, telephone number 631/331-8888 and webs re: http://www.munistat.com. Any statements in this Official Statement involving matters of opinion or estimates, whether or not expressly so stated, arc intended as such and not as representations of fact. ~Io representation is made that any of such statements will be realized. This Official Statement is not to bc construed as a contract or agreement between thc Town and the original purchasers or holders of any of the Bonds. This Official Statement is submitted only in connection with the sale of the Bonds by the Town and may not be reproduced or used in whole or in part for any other purpose. TOWN OF SOUTHOLD, NEW YORK April 7, 2009 By: s/s SCOTT A. RUSSELL Town Supervisor and Chief Fiscal Officer 21 APPENDIX A FINANCIAL INFORMATION Balance Sheet General Fund ASSETS Cash and Investments Accounts Receivable Due From Other Funds Due From Trust Funds State and Federal Aid Receivables Due From Other Governments Supply Inventory Prepaid Expenses Total Assets .2.005 9,292,437 24,533 176,390 68 81,849 1,867,136 1,204 498,344 11,941,961 Fiscal Year Ending December 31: 2006 8,339,472 22,346 190,208 110,153 2,075,955 2,099 426,200 11,166,433 2OO7 21,437,689 17,263 74,500 62,377 826,834 1,275 460,951 22,880,889 LIABILITIES AND FUND EQUITY Accounts Payable Due to Other Funds Due to Other Governments Due to Trust Funds Deferred Revenues 627,049 1,888,241 393,570 7,044 3,018,595 Total Liabilities 5,934,499 Fund Balances - Reserved: Encumbrances Insurance claims Supply Inventory Prepaid Expenses Fund Balances - Unreserved: Designated - Ensuing Year's Budget Undesignated 4,009 1,105,879 1,204 498,344 2,657,200 1,740,826 701,018 1,205,516 243,292 12,601 3,619,307 5,781,734 13,284 513,329 2,099 426,200 2,185,000 2,244,787 830,531 2,305,222 9,569,319 25,484 5,066,541 17,797,097 193,041 588,614 1,275 460,95 1,816,000 2,023,911 Total Fund Equity 6,007,462 5,384°699 5,083,792 Total Liabilities and Fund Equity $ 11,941,961 11,166,433 Sources: Audited Financial Reports of the Town (2005 through 2007) Table itself NOT audited. 22,880,889 A-1 Statement of Revenues, Expenditures and Changes in Fund Balance General Fund Town Wide Fiscal Year Ending December 31: 2003 2004 2005 2006 2007 Real Property Taxes $ 13,247,572 $ 13,962,268 $ 14,608,674 $ 14,872,736 $ 16,205,911 Other Real Property Tax Items 51,311 65,720 68,807 85,808 92,606 Non-Property Tax Items 401,035 415,071 415,071 616,670 683,873 Departmental Income 315,289 344,217 345,956 477,849 411,790 Intergovernmental Charges 202,917 296,050 252,558 3 i6,049 329,202 Use of Money & Property 201,702 254,142 489,796 684,166 764,912 Licenses & Permits 188,480 214,461 249,178 258,794 253,494 Fines & Forfeitures 107,084 107,3 I5 140,192 171,763 155,477 Sale of Property & Comp. for Loss 56,893 405,077 93,290 95,057 148,283 Miscellaneous Local Sources 133,346 128,027 432,269 146,260 185,945 State Aid 2,225,401 2,974,027 2,637,870 2,725,177 2,412,869 Federal Aid 146,574 160,337 174,348 228,491 145,568 17,277,604 19,326,712 19,908,009 20,678,820 21,789,930 Expenditures: General Government Support ?ubtic Safety Public Health Transportation Economic Assistance & Opportunity Culture & Recreation Home & Community Services Employee Benefits Debt Service Principal & Interest 3,751,469 4,395,571 4,641,568 5,177,745 5,234,683 6,033,207 6,254,365 7,177,145 7,371,280 7,81&643 32,988 33,288 33,288 32,988 35,238 398,358 401,866 446,877 452,050 550,906 833,501 931,566 901,139 949,740 1,064,905 317,769 304,071 354,768 384,983 345,540 228,578 341,764 315,273 530,270 417,654 2,617,783 4,868,116 5,857,963 5,811,868 6,172,279 1,007,318 2,104,202 1,560,055 1,313,234 787,775 Total Expenditures 15,220,971 19,634,809 21,288,076 22,024,158 22,425,623 Excess (Deficiency) of Revenues Over Expenditures 2,056,633 (308,097) (1,380,067) (1,345,338) (635,693) 2,642,859 2,253,944 2,738,349 (1,895,023) (1,531,369) (2,403,563) 747,836 722,575 334,786 Operating Transfers In Operating Transfers Out 1,392,850 2,932,574 (1,910,781) (1,304,195) Total Other Financing Sources (Uses) (517,931) 1,628,379 Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses 1,538,702 1,320,282 (632,231) (622,763) (300,907) 3,780,709 5,319,411 6,639,693 6,007,462 5,384,699 Fund Balance Beginning of Year Fund Balance End of Year $ 5,319,411. $ 6,639,693 $ 6,007,462 $ 5,384,699 $ 5,083,792 Sources: Audited Financial Reports of thc To~vn (2003-2007) fable itself NOT audited A-2 Statement of Revenues, Expenditures and Fund Balance Highway Fund Real Property Taxes Other Real Property Tax Items Intergovernmental Charges Use of Money & Property Licenses & Permits Sale of Property & Comp. for Loss Miscellaneous Local Sources State Aid Federal Aid Fiscal Year Ended December 31: 2003 2004 2005 2006 200~ $ 3,513,902 $ 3,520,332 $ 3,805,032 $ 4,095,347 $ 4,027,695 6,428 3,679 9,046 12,689 12,722 15,573 18,520 23,884 77,817 140,578 142,501 8,231 4,937 11,126 9,484 10,362 4,033 2,960 2,796 7,521 29,213 16 155,054 458,686 228,337 188,147 276,337 296,263 67,699 4,093,072 3,784,145 4,249,018 4,541,956 4,518,756 Expenditures: Transportation 2,733,518 Employee Benefits 976,406 Debt Service 15,128 Total Expenditures 3,725,052 Excess (Deficiency) of Revenues Over Expenditures 368,020 Operating Transfers In Operating Transfers Out (60,000) Total Other Financing Sources (Uses) (60,000) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses 308,020 Fund Balance Beginning of Year 594,064 Fund Balance End of Year $ 902,084 $ 2,638,121 2,913,768 3,028,076 3,437,186~ 415,102 500,343 515,106 510,185 22,219 178,371 283,652 17,00I 3,075,442 3,592,482 3,826,834 3,964,372 708,703 656,536 715,122 554,384 211 (690,390) (520,085) (452,648) (794,696) (690,390) (520,085) (452,648) __ (794,485) 18,313 136,451 262,474 (240,~1_0!~ 902,084 920,397 1,056,848 1,319,322 920,397 $ 1,056,848 $ 1,319,322 $ 1,079,221~ Sources: Audited Financial Reports of the Town (2003-2007) Table itself NOT audited. A-3 Statement of Revenues, Expenditures and Changes in Fund Balance Non-Major Governmental Funds (1) Fiscal Year Ending December 31: 2003 2004 2005 Revenues: Real Property Taxes $ 2,197,525 $ 2,506,945 $ Other Real Property Tax Items 874 3,105 Non-Property Tax Items I 17,449 336,139 Departmental income 2,339,227 2,517,584 Intergovernmental Charges 1,614 1,013 Use of Money & Property 18,147 21,365 Licenses & Permits 139,620 I99,849 Fines and Forfeitures 49,000 Sale of Property & Comp. for Loss 44,450 Miscellaneous Local Sources 230 State Aid I61,393 Federal Aid 1 l 1,299 2006 2007 2,381,335 $ 2,741,362 $ 2,831,897 2,516 4,489 4,581 213,786 229,346 234,091 2,504,880 2,275,935 2,147,502 1,013 1,809 905 64,092 95,272 94,361 165,965 163,780 169,338 76,069 109,137 135,662 216,437 5,025 153,591 6,652 13,283 72,651 75,374 127,278 93,135 166,368 224,136 41,163 210,175 5,180,828 5,906,113 5,895,825 5,822,748 6,015,705 Ex~penditures: General Government Support 134,969 92,514 99,895 103,654 87,970 Public Safety 749,904 739,198 807,474 869, I54 948,31 I Public Health 6,408 6,664 6,864 7,104 7,370 Home & Community Services 3,230,201 3,225,586 3,I02,639 3,363,781 3,173,114 Employee Benefits 874,049 371,038 444,858 470,377 468,989 Debt Service 117,562 88,803 671,720 822,590 530,796 Total Expenditures 5,113,093 4,523,803 5,133,450 5,636,660 5,216,550 67,735 1,382,310 762,375 186,088 799,155 Excess (Deficiency) of Revenues Over Expenditures Operating Transfers In Transfers Out (483,500) (1,081,441) (504,720) (429,145) (874,115) Total Other Financing Sources (Uses) (483,500) (1,081,441) (504,720) (429,145) (874,115) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses (415,765) 300,869 257,655 (243,057) (74,960) Fund Balance Beginning of Year 1,261,339 845,574 1,146,444 1,446,849 (2) 1,203,792 Fund Balance End of Year $ 845~574 $ 1~146,443 $ 1,4041099 $ 1,203,792 $ 1,128,832 (1) Includes the following funds: General Fund Part Town, Special Grant Fund, East-West Fire Protection Fund, Southold Wastewater District, Fishers Island Sewer District and Solid Waste Management District. (2) Difference due to Prior Year Accounting Adjustment Sources: Audited Financial Reports of the Town (2003-2007) Table itself NOT audited. A-4 Fund BUDGET SUMMARY Fiscal Year Ending December 3 t, 2009 Appropriations Less: Less: and Provisions Estimated Unexpended for Other Uses Revenues Balance General $ 25,749,632 General-Outside Village 2,231,278 Highway-Townwide 4,935,705 Community Development 130,000 Risk Retention Fund 674,500 Community Preservation Fund 3,997,500 Employees Health Plan 4,098,872 Total-Town Amount to be Raised by Tax $ 4,321,679 $ 1,262,000 $ 20,165,953 1,225,350 292,000 713,928 421,519 381,000 4,133,186 130,000 0 0 674,500 0 0 3,997,500 0 0 4,098,872 0 0 $ 41,817,487 $ 14,869,420 $ 1,935,000 $ 25,013,067 Orient Road Improvement District 4,580 East-West Fire Protection District 597,863 Fishers lsland Ferry District 3,412,000 Solid Waste Management District 3,997,640 Southold Wastewater District 87,500 Fishers Island Sewer District 30,705 F.I. Refuse & Garbage District 549,800 Orient Mosquito District 70,000 Subtotal-Special Districts $ 8,750,088 Orient-East Marion Park District Southold Park District Cutchogue-New Suffolk Park Dist. Mattituck Park District Subtotal-Park Districts Fishers Island Fire District Orient Fire District East Marion Fire District Southold Fire District Cutchogue Fire District Mattituck Fire District Subtotal-Fire Districts Total-All Districts 0 20 3,000 5,700 2,822,000 0 2,490,100 0 8,000 75,000 30,705 0 50,000 100,000 0 0 $ 5,403,805 $ 180,720 4,560 589,163 590,000 1,507,540 4,500 399 70,000 $ 3,165,563 35,583 0 0 35,583 315,000 0 0 315,000 145,000 0 0 145,000 608,928 31,750 100,000 477,178 Grand Total $ 1,104,511 359,700 525,240 541,716 1,738,238 1,150,350 1,881,871 $ 31,750 3,300 60,724 2,000 44,200 20,000 0 $ 130,224 5,565,779 $ 20,435,199 $ 100,000 0 0 I8,750 0 246,750 0 265,500 546,220 2,481,220 Source: Adopted Budget of the Town. 6,197,115 16,051,714 57,869~201 $ 972,761 356,400 464,516 520,966 1,694,038 883,600 $ 5~01,~ 9,939,715 $ 34,952,782 A-5 BUDGET SUMMARY Appropriations and Provisions Fund for Other Uses General $ 24,413,069 General-Outside Village 2,246,677 Highway Fund 5,198,627 Community Development 136,000 Risk Retention Fund 765,000 Community Preservation Fund 5,200,000 Employees Health Plan 2,892,500 Total-Town $ 40,851,873__ Orient Road Improvement District 4,500 East-West Fire Protection District 552,863 Fishers Island Ferry District 3,220,775 Solid Waste Management District 4,224,695 Southold Wastewater District 102,265 ~shers Island Sewer District 30,950 I. Refuse & Garbage District 563,800 Orient Mosquito District 86,900 Subtotal-Special Districts $ 8,786,748 Orient-East Marion Park District 34,780 Southold Park District 315,000 Cutchogue-New Suffolk Park Dist. 145,000 MattituCk Park District 560,229 Subtotal-Park Districts $ 1,055,009 Fishers Island Fire District Orient Fire District East Marion Fire District Southold Fire District Cutchogue Fire District ub ttituck Fire District total-Fire Districts 359,700 483,940 536,380 1,631,025 1,412,000 1,978,770 $ 6,401,815 Total-All Districts 16,243,572 Grand Total $ ~57~095,445 Source: Adopted Budget of the Town. Fiscal Year Less: Estimated Revenues $ 5,205,781 1,119,700 396,032 136,000 765,000 5,200,000 2,692,500 $ 15,515,013 0 5,000 2,630,775 2,640,350 9,020 30,700 0 0 $ 5~,3 ! 5,845~ 0 0 0 29,000 $ 29,000 3,300 45,272 13,200 33,000 20,000 0 $ 114,772 5,459,617 $ 20,974,630 Ending December 31, 2008 Less: Unexpended Balance $ 1,816,000 317,000 491,000 0 0 0 200,000 $ 2,824,000 0 6,400 0 77,400 90,000 250 0 0 $ 17~050 0 0 0 50,000 $ 50,000 0 0 0 0 0 0 Amount to be Raised by Tax $ 17,391,288 809,977 4,311,595 0 0 0 0 $ 22,512,860 541,463 590,000 1,506,945 3,245 0 563,800 86,900 $ 3,292,353 34,780 315,000 145,000 481,229 $ 976,009 356,400 438,668 523,180 1,598,025 1,392,000 1,978,770 $ 0 $ 6,287,043 224,050 $ 3,048,050 10,555,405 $ 33,068,265 A-6 TOWN OF SOUTHOLD APPENDIX B FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2007 NOTE: SUCH FINANCIAL REPORT AND OPINIONS WERE PREPARED AS OF THE DATE THEREOF AND HAVE NOT BEEN REVIEWED AND/OR UPDATED IN CONNECTION WITH THE PREPARATION AND DISSEMINATION OF THIS OFFICIAL STATEMENT. CONSENT OF THE AUDITORS HAS NOT BEEN REQUESTED OR OBTAINED. I FINANCIAL SECTIoN I Independent Auditors' Report .................................................... ~ ....................................... ~ ....................... 1-2 REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis .................................................................................................. 3-11 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Assets .................... . ....... 12 Statement of Act v t es 13 Fund Financial Statements Governmental Fund Financial Statements Balance Sheet and Reconciliation of the Governmental Funds Balance Sheet to The Statement of Net Assets ............................................................................................................ 14-15 Statement of Revenues, Expenditures, and Changes in Fund Balances and Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, And Changes in Fund Balances to the Statement of Activities ....................................................... t 6-17 Fiduciary Fund Financial Statements Statement of Fiduciar~ Net Assets ......................................................................................................... 18 Notes to Financial Statements .................................................................................................................. 19-36 REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT DISCUSSION AND ANALYSIS Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual General Fund ....................................................................................................................................... 37 Highway Fund ......................... . ...................... 38 OTHER SUPPLEMENTARY INFORMATION COMBINING FUND STATEMENTS: Non-major Governmental Funds Combining Balance Sheet ................................................................................................................... Combining Statement of Revenues, Expenditures, and Changes in Fund Balances ........................ DISCRETELY PRESENTED COMPONENT UNITS I Discretely Presented Component Units: Combining Statement of Net Assets ................................................................ Combining Statement of Activities ...................................................................... 39 40 41 42 FINANCIAL SECTION 25 Suffolk Court, Hauppauge, New York 11788 631.434.9500 · Fax 631.434.9518 INDEPENDENT AUDITORS'REPORT Honorable Supervisor and Town Board Town of Southold Southol~l, New York We have audited the accompanying financial statements of the governmental activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the Town of Southold, New York, as of December 31, 2007, and for the year then ended, which collectively comprise the Town's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Town's management. Our responsibility is to express an opinion on these financial statements based on our audit. Except as discussed in the following paragraph, we conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of matedal misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The financial statements of the Town of Southold's discretely presented component units with the exception of one, the Fishers Island Ferry District, were not audited as of the report date, nor were we able to satisfy ourselves as to those financial activities by other auditing procedures. The discretely presented component units represent 29.5%, 34.8% and 35.4%, respectively, of the assets, net assets and revenues of the aggregate discretely presented component units. The financial statements of the Fishers Island Ferry District were audited by other auditors whose report thereon have been furnished to us and in our opinion, insofar as it relates to the amounts included for that one component unit, is based solely on the reports of the other auditors. In our opinion, except for the effects of such adjustments if any as might have been determined to be necessary had the unaudited component units financial statements been audited and based on our audit and the reports of other auditors, the financial statements referred to above present fairly, in all matedal respects, the respective financial position of the governmental activities, the aggregate discretely presented component units, each major fund and the aggregate remaining fund information of the Town of Southold, New York, as of December 31,2007, and the respective changes in financial position for the year then ended in conformity with accounting principles generally accepted in the United States of America. The Management's Discussion and Analysis and the budgetary information are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of Amedca. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information_ However, we did not audit the information and express no opinion on it. ALBRECHT, VIOOIANO, ZURECK ~. CONPANYI ~.C- -1- Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively compdse the Town of Southold, New York's basic financial statements. The combining and individual fund financial statements are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements have been subjected to the auditing procedures applied in the audit of the basic financial statements of the Town of Southold, New York, and, in our opinion, is fairly presented in all material respects in relation to the basic financial statements taken as a whole. Hauppauge, New York October 2, 2008 -2- REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 The following is a discussion and analysis of the Town of Southold's financial performance, providing an overview of the Town's financial activities for the year ended December 31, 2007. Use this section in conjunction with the Town's basic financial statements~ USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and the Statement of Activities provide information about the activities of the Town as a whole and present a longer- term view of the Town's finances. For governmental activities, these statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the Town's operations in more detail than the government-wide statements by providing information about the Town's most significant funds. The remaining statements provide financial information about activities for which the Town acts sotely as a trustee agent for the benefit of those outside of the government. Report n_~ the Town as a Whole The Statement of Net Assets and the Statement of Activities One of the most important questions asked about the Town's finances is, "Is the Town as a whole better off or worse off as a result of the year's activities?" The Statement of Net Assets and the Statement of Activities report information about the Town as a whole and about its activities in a way that helps answer this question. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. The Statement of Activities is significantly different than a typical Statement of Revenues, Expenses, and Changes in Fund Balance. You will notice that expenses are listed in the first column with revenues from that particular program reported to the right. The result is a net (expense)/revenue. The reason for this kind of format is to highlight the relative financial burden of each of the functions on the Town's taxpayers. It also identifies how much each function draws from the general revenues or if it is self-financing through fees and grants. All of the current year's revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the Town's net assets and their respective changes. You can think of the Town's net assets--the difference between assets and liabilities--as one way to measure the Town's financial health, or financial position. Over time, increases or decreases in the Town's net assets are one indicator of whether its financial health is improving or deteriorating. You will need to consider other non-financial factors, however, such as changes in the Town's property tax base and the condition of the Town's buildings, roads, drainage and other assets to assess the overall health of the Town. In the Statement of Net Assets and the Statement of Activities, we divide the Town into two kinds of activities: Governmental activities - The Town's basic services are reported here, including: general government support; public safety; public health; transportation; economic assistance and opportunity; cutture and recreation and home and community services. Property taxes, sales taxes, franchise fees, fines, and state and federal grants finance these activities. The Town also charges fees to customers to help it cover the cost of certain services it provides. Component units - The Town includes seven separate legal entities in its report (one ferry district, one sanitation district, one mosquito district and four park districts). Although legally separate, these component units are important because the Town is financially accountable for them. Complete financial statements of the individual component units can be obtained from their respective administrative offices (Note A). -3- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 Reporting the Town's Most Significant Funrl~ Fund Financial Statements The fund financial statements provide detailed information about the most significant funds--not the Town as a whole. Some funds are required to be established by state law and by bend covenants However, the Town establishes many other funds to help it control and manage sources of funding and spending related to specific activities. The Town's basic services are reported in governmental fuods, which focus on how money flows into and out oi those funds and the balances left at year-end that are available for spending. These funds are reported usirq an accounting method called modified accrual accounting, which measures cash and all other financial asset~ that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the Town's general government operations and the basic services it provides. Governmental fund informatior, helps you determine whether there are more or fewer financial resources that can be spent in the near future to finance the Town's programs. We describe the relationship (or differences) between governmental activities (reported in the Statement of Net Assets and the Statement of Activities) and governmental funds in a reconciliation that follows these fund financial statements. The Town as Trustee Reportinq the Town s F,duc~ary Responsibilities All of the Town's fiduciary activities are reported in a separate Statement of Fiduciary Net Assets. We exclude these activities from the Town's other financial statements because the Town cannot use these assets to finance its operations. The Town is responsible for ensuring that the assets reported in these funds are used for their intended purposes. FINANCIAL ANALYSIS OF THE TOWN AS A WHOt F Our analysis below focuses on the net assets and changes in net assets of the Town's governmental activities. Condensed Statement of Net Assets Primary Governmental Activities December 31, 2007 and 2006 2007 2006 Assets Current and other assets $ 43,347,669 $ 23,769,534 Capital assets 109,728,421 100,557,312 Total assets 153,076,090 124,326,846 Liabilities Current and other liabilities 24,314,029 15,552,211 Long-term liabilities 28,413,510 14,773,434 Total liabilities 52,727,539 30,325,645 Net assets Invested in capital assets, net of related debt 83,294,421 84,334,214 Restricted: Land acquisition 13,909,980 6,864,987 Debt service 79,339 17,572 Unrestricted 3,064,811 2,784,428 Total net assets $ 100,348,551 $ 94,001,201 -4- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOL F (continued) Total assets in the Town as of December 31, 2007 were $153 million, an increase of $28.7 million. Total liabilities as of December 31, 2007 were $52.7 million, which represents an increase of $22.4 million from December 31-, 2006. This results in a net asset balance of $100.3 million, an increase of $6.3 million. Of the Town's net asset balance $83.2 million were invested in capital assets, net of related debt; $14 million was restricted for future land acquisition and payments on debt service while $3 million was unrestricted. Changes in Net Assets Primary Governmental Activities for the years ended December 31, 2007 and 2006 Program Revenues Charges for services Operating grants and contributions Capital grants and contributions General Revenues Real property taxes Other real property tax items Non-property tax items Interest earnings State aid - unrestricted Other Total Revenues Program Expenses General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Expenses Increase in Net Assets $ 2007 2006 $ 3,260,873 $ 3,407,682 842,604 713,597 2,121,558 4,834,716 6,225,035 8,955,995 23,065,503 21,709,445 109,909 102,986 6,989,400 6,669,730 1,502,349 1,233,122 2,293,295 2,610,189 930,666 463,671 34,891,122 32,789,143 41,116,157 41,745,138 7,020,895 6,843,661 12,358,296 11,421,283 46,146 43,499 6,980,032 7,298,698 1,506,488 1,354,610 629,444 713,164 5,390,045 4,912,384 837,461 553,713 34,768,807 33,141,012 6,347,350 ' $ 8,604,126 -5- TOWN OF SOUTFIOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOI F (continued) Total Cost of Services Primary Governmental Activities for the year ended December 31, 2007 General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Cost of Services $ 7,020,895 12,358,296 46,146 6,98O, O32 1,506,488 629,444 5,390,045 837,461 $ 34,768,807 Net Cost of Services Primary Governmental Activities for the year ended December 31, 2007 General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Cost Program Net Cost of Services Revenues of Services $ 7,020,895 $ 322,350 $ 6,698,545 12,358,296 675,103 11,683,193 46,146 10,316 35,830 6,980,032 355,337 6,624,695 1,506,488 438,810 1,067,678 629,444 185,682 443,762 5,390,045 4,237,437 1,152,608 837,461 837,461 $ 34,768,807 $ 6,225,035 $28,543,772 The cost of all governmental activities this year was $34.8 million. The net cost of these services, however, after subsidized by program revenues including charges for services and program grants, was $28.5 million. The Town's change in net assets after general revenues of $28.8 million was an overall increase of $6.3 million. TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOI F (continued) $14,o00,ooo ]:*--':--;:?-----"7---' :-:Expenses and Program .......... Revenues:':'-':' '-': ............................................... ~ Governmental Activities '1 $12,000,000 d i ~ Expenses I ~1 Program Revenues $8,000.000 $6,000,000 $4,000,000 $2,000,000 2% 12% Other ~~ 23% State aid - unrestricted 6% Revenue by Source Governmental Activities for the year ended December 31, 2007 Real property taxes State aid - unrestricted Charges for services Other general revenues Operating grants and contributions Capital grants and contributions $ 23,065,503 2,293,295 3,260,873 9,532,324 842,604 2,121,558 $ 41,116,157 -7- TOWN OF SOUTHOED MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOLI~ (continued) THE TOWN'S FUNDS The general fund balance has decreased by approximately $300,000 due primarily to actual expenditures in excess of revenues. The following schedule presents a summary of the governmental funds - (general, special revenue, and capital Projects) revenues and expenditures for the year ended December 31, 2007, and the amount of change and percentage of total in relation to the prior year. REVENUES Increase % 2007 2006 (Decrease) Change Real property taxes $ 23,065,503 Other real properly tax items 109,909 Non-property tax items 917,964 Depadmental income 2,559,292 Intergovernmental charges 6,401,543 Use of money and property 1,650,001 Licenses and permits 433,194 Fines and forfeitures 155,477 Sale of property and compensation for loss 393,933 Miscellaneous local sources 487,582 State aid 3,696,346 Federal aid 1,280,709 Total Governmental Fund Revenues EXPENDITURES General government support $ 5,322,653 Public safety 8,764,954 Public health 42,608 Transpor[ation 3,988,092 Economic assistance and opportunity 1,064,905 Home and community services 3,518,654 Culture and recreation 417,654 Employee benefits 7,151,453 Capital 12,436,627 Debt service principal and interest 1,622,942 Total Governmental Fund Expenditures $ 21,709,041 $ 1,356,462 5.9% 102,986 6,923 6.3% 846,016 71,948 7.8% 2,753,784 (194,492) -7.6% 6,142,177 259,366 4.1% 1,376,729 273,272 16_6% 432,058 1,136 0.3% 171,763 (16,286) -10.5% 238,240 155,693 39.5% 303,912 183,670 37.7% 7,108,866 (3,412,520) -92.3% 595,604 685,105 53.5% $ 41,151,453 $ 41,781,176 $ (629,723)-1.5% $ 5,281,399 $ 41,254 8,240,434 524,520 40,092 2,516 3,480,126 507,966 949,740 115,165 3,748,764 (230,110 530,270 (112,616 6,797,351 354,102 13,324,188 (887,561 2,504,007 (881,065 0.8% 6.0% 5.9% 12.7% 10.8% ~8.5% -27.0% 5.0% -7.1% -54.3% $ 44,330,542 $ 44,896,371 $ (565,829 -1.3% GENERAL FUND BUDGETARY HIGHLIGHTS Over the course of the year the Town Board revises the budget as needed so that expenditures do not exceed appropriations. In all Town funds, various transfers bel~veen appropriations were approved for this purpose. -8- TOWN OF SOUTHOLD . MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets As of December 31, 2007 the Town had $109.7 million in net capital assets including land, buildings, improvements, machinery and equipment, and infrastructure. The Town's component units had $22.1 million in net capital assets including land, buildings, improvements, machinery and equipment, and sewer mains. Capital Assets at December 31, Primary qovernment Land $ 68,929,202 Construction in progress 1,067,738 Buildings 8,316,323 Improvements other than buildings 13,624,650 Machinery and equipment 10,197,793 Infrastructure 71,461,368 Total capital assets 173,597,074 Less accumulated depreciation 63,868,653 Primary government - Total net capital assets $ 109,728,421 Component units Land Construction in progress Buildings Improvements other than buildings Machinery and equipment Infrastructure Total capital assets Less accumulated depreciation Component units - Total net capital assets 2O07 2,193,353 404,367 3,500,910 17,028,469 3,504,995 2,172,080 28,804,174 6,702,685 $ 22,101,489 2O06 $ 58,341,517 220,114 8,307,223 13,618,159 9,916,143 70,694,655 161,097,811 60,540,499 $ 100,557,312 2,213,759 12,947,081 3,566,885 3,220,732 3,320,899 2,145,280 27,414,636 6,074,572 $ 21,340,064 TOWN OF SOUTHOL-D MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 CAPITAL ASSET AND DEBT ADMINISTRATION (continued) Capital Assets (continued) The capital program is a long range financing guide and not a definitive plan. Each appropriation must be authorized by Town Board resolution before being undertaken. Each may be financed by issuance of general obligation bonds, which, at times, are preceded by issuance of bond anticipation notes for various periods of time depending on the probable usefulness of the purpose of expenditure. The following sets forth a summary of the Town's capital program. Equipment 2008 General Fund $ 258,600 Highway Fund 110,000 Special Districts 689,000 Total Equipment $ 1,057,600 Improvements General Fund $ 6,469,328 Special Districts 1,500,000 Total Improvements $ 7,969,328 Total Program Additional information on the Town's capital assets can be found in Note C.3 to the financial statements. Debt Administration The Town of Southold's bond credit rating from Moody's Investors Services was Aa2 as of December 31, 2007. Debt Limit - The Town has the power to contract indebtedness for any Town purpose so long as the principal amount thereof, subject to certain limited exceptions, shall not exceed seven percent of the average full valuation of taxable real estate of the Town, and subject to certain enumerated exclusions and deductions such as water and certain sewer facilities and cash or appropriations for current debt service. The constitutional method for determining full valuation is calculated by taking the assessed valuation of taxable real estate as shown upon the latest completed assessment roll and dividing the same by the equalization rate as determined by the State Board of Equalization and Assessment. The State Legislature is required to prescribe the manner by which such ratio shall be determined. Average full valuation is determined by taking the sum of the full valuation of the last completed assessment roll and the four preceding assessment roils and dividing such sum by five. Percentage of debt contracting power exhausted at December 31, 2007 was 4.41%. At December 31, 2007, the Town had approximately $25.0 million in long term general obligation bonds outstanding, of which $22.4 million was for general Town purposes. Also outstanding at year-end were bond anticipation notes in the amount of $6.2 million of which $4.4 million was for general Town purposes. Additional information on the Town's debt activity can be found in Note C.4 to the financial statements. -10- TOWN OF sOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATEs Property Tax The Town has adopted a budget for the 2008 fiscal year which factors in inflation and other adjustments to revenues and expenditures as well as prior year positive and negative fund balances. The 2008 budget includes an overall increase in real property tax revenues from the prior year of approximately 6.45% for the general Town governmental activities. State Aid and Local Assistance The Town receives financial assistance from New York State and from Suffolk County. During 2007, financial assistance included state aid consisting of mortgage tax of $2.3 million, consolidated highway aid of $296 thousand, and other state aid of approximately $794 thousand. State aid per capita was $93 thousand and County local government assistance was $286 thousand. Additionally, if the State should not adopt its budget in a timely manner, municipalities and school districts in the State, including the Town, may be affected by a delay in the payment of state aid. The State is not constitutionally obligated to maintain or continue state aid to the Town. The Town's 2008 budget included similar amounts for this financial assistance. Retirement System In 2003 the Town of Southold adopted the New York State Early Retirement Incentive Program as authorized by Chapter 69 of the Laws of 2002. The option to retire early ran through December 31, 2002. The eligibility varied based on tier, age and years of service, but all options required that the employees be at least fifty (50) years of age and being vested in the New York State Retirement System. The Town funds it retirement billing · currently. As part of its contractual agreements with the unions, the Town of Southold also offers fully paid health insurance benefits (but not welfare benefits) for the retiree and their present spouse until death of the retiree. CONTACTING THE TOWN'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, and creditors with a general overview of. the Town's finances and to show the Town's accountability for the money it receives. If you have questions about this report or need additional financial information, contact the Town of Southold, Office of the Town Comptroller, Southold, New York. BASIC FINANCIAL STATEMENTS TOWN OF SOUTHOLD GOVERNMENT-WIDE FINANCIAL STATEMENT STATEMENT OF NET ASSETS December 31, 2007 ASSETS Current Assets: Cash and investments Cash - restricted Accounts receivable Due from fiduciary funds Due from other governments Due from primary government State and federal aid receivables Prepaid charges Inventory of material and supplies Total Current Assets Non-Current Assets: Deferred charges, net of accumulated amortization Non-depreciable capital assets Depreciable capital assets, net of depreciation Total Non-Current Assets Total Assets LIABILITIES Current Liabilities: Accounts payable and accrued liabilities Accrued interest payable Bond anticipation notes payable Due to other governments Due to fiduciary funds Unearned revenue Non-current liabilities due within one year General obligation bonds payable Claims and judgments payable Estimated liability for landfill closure and postclosure care costs Total Current Liabilities Non-Current Liabilities: General obligation bonds payable Compensated absences Claims and judgments payable Estimated liability for landfill closure and postclosure care costs Total Non-Current Liabilities Total Liabilities NET ASSETS Investment in capital assets, net of related debt Restricted: Land acquisition Debt service Unrestricted Total Net Assets Primary Governmental Component Activities Units 27,003,180 $ 1,522,506 13,554,395 182,338 78,621 1,225,741 204,613 1,048,627 1,275 677,898 1,522,644 51,490 43,220,169 3,853,159 127,500 69,996,940 2,597,720 39,731,481 19,503,769 109,855,921 22,101,489 153,076,090 25,954,648 1,424,589 1,390,469 254,675 64,461 4,384,000 1,860,000 9,569,319 25,484 7,150,302 647,023 1,495,000 200,000 50,000 10,660 24,314,029 4,211,953 20,870,000 2,455,000 6,971,397 100,000 572,1.13 28,413,510 2,555,000 52,727,539 6,766,953 83,294,421 17,132,809 13,909,980 79,339 2,756 3,064,811 2,052,130 $100,348,551 $ 19,187,695 ........................ See notes to the-financial statements: ..................... -12- TOWN OF soLrTHOLD GOVERNMENT-WIDE FINANCIAL STATEMENT STATr:MENT OF ACTIVITIES Year endsd December 31, 2007 Opera~g Capltal Net Exp~nses and Charge ~n Ne[ Asse~ PrJma~7 Compo~en[ Government UniL~ 7.020.895 $ 210.585 $ 111.765 ' $ 6.698.545 46.146 t0.316 35.830 6.980.037. 39.074 20.000 $ 296.263 6.624.895 1.506.488 184.273 254.537 1,0~7,678 629,444 185,682 443,762 Total Primary Govemm en[ ..$ 34.768.807 $ COMPONENT UNITS 2,t21.553 $ 28.543.772 $ 193.250 86.911 2.819.880 $ 2.546.987 $ 1.220.744 893.070 649,453 51,40O 183,028 Tolal Com pon~n[ Un,Is $ 4.825,599 $ 2.598.387 $ -- Reel proper~ taxes $ 23,065.503 $ 109.909 6,989.400 1.602.349 2.293,296 930.666 6.347.350 $ 193,250 86,911 (g47,851) 893,070 1~3,028 Ne[ Assets at End of year $ 100,348,551 2.142.757 90.658 96.097 616,139 65,498 2,007,360 17,180.305 TOWN OF SOUTHOLD BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2007 ASSETS Cash and Investments Cash - restricted Accounts Receivable Due from Other Funds State and Federal Aid Receivable Due from Other Governments Supply Inventory Prepaids Total Assets LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Retained Percentages Bond Anticipation Notes Payable Due to Other Funds Due to Trust Funds Due to Other Governments Deferred Revenue Total Liabilities FUND BALANCE Fund Balances - Reserved: Encumbrances Supply Inventory Prepaids Community Preservation Land Acquisition Debt Service Fund Balance - Unreserved: Designated - Ensuing Year's Budget Insurance Claims Non-Major Special Revenue Funds Undesignated Total Fund Balance Total Liabilities and Fund Balance MAJOR GOVERNMENTAL FUNDS Non-Major Capital Governmental General Highway Projects Funds Totals $ 21,437,689 $ 1,193,195 $ 3,305,435 $ 1,066,861 $ 27,003,180 13,554,395 13,554,395 17,263 11,906 153,169 182,338 74,500 1,260,522 126,342 902,933 2,364,297 62,377 100,000 42,236 204,613 826,834 398,907 1,225,741 1,275 1,275 460,951 52,151 48,546 561,648 $ 22,880,889 $ 2,505,868 $ 17,496,985 $ 2,213,745 $ 45,097,487 $ 830,531 $ 146,552 $ 195,162 $ 222,172 $ 1,394,417'~"' 30,172 30,172 4,384,000 4,384,000 2,305,222 27,090 31,985 2,364,297 25,484 25,484 9,569,319 9,569,319 5,066,541 1,253,005 830,756 7,150,302 17,797,097 1,426,647 4,609,334 1,084,913 24,917,991 193,041 25,770 218,811 11275 1,275 460,951 23,315 484,266 10,890,710 10,890,710 3,019,270 3,019,270 79,339 79,339 1,816,000 491,000 2,307,000~ 588,614 588,614~ 323,400 323,400 2,023,911 588,221 (1,101,668) 756,347 2,266,811 5,083,792 1,079,221 12,887,651 1,428,832 20,179,496 $ 22,880,889 $ 2,505,868 $ 17,496,985 $ 2,213,745 $ 45,097,487 ............................. See notes-to tbe-finandal Statem-ents.~ .............................. -14- TOWN OF SOUTHOLD RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS December 31, 2007 Total Fund Balances - Governmental Funds Amounts reported for governmental activities in the Statement of Net Assets are different because: Capital assets less accumulated depreciation are included in the Statement of Net Assets: Capital assets - non-depreciable Capital assets - depreciable Accumulated depreciation Other tong-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the funds Long-term liabilities applicable to the Town's governmental activities are not due and payable in the current period and accordingly are not reported in the funds. However these liabilities are included in the Statement of Net Assets: General obligation bonds payable Compensated absences Estimated liability for landfill closure and postclosure care costs Prepaid items included in the Statement of Net Assets Deferred charges, included in the Statement of Net Assets Interest payable applicable to the Town's governmental activities are not due and payable in the current period and accordingly are not reported in the funds. However these liabilities are included in the Statement of Net Assets. Net Assets of Governmental Activities $ 69,996,940 103,600,134 (63,868,653) $ (~2,365,000) (6,971,397) (582,773) 20,179,496 109,728,421 (29,919,170) 486,979 127,500 (254,675) $ 100,348,551 See notes to financial statements_ -15- TOWN OF SOUTHOLD STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the year ended December 31, 2007 MAJOR GOVERNMENTAL FUNDS Non-Major Capital Governmental General Highway Projects Funds Totals REVENUES Real Property Taxes $16,205,911 $4,027,695 $ 2,831,897 $ 23,065,503 Other Real Property Tax Items 92,606 12,722 4,581 109,909 Non-Property Tax Items 683,873 234,091 917,964 Departmental Income 411,790 2,147,502 2,559,292 Intergovernmental Charges 329,202 $ 6,071,436 905 6,401,543 Use of Money and Property 764,912 142,501 648,227 94,361 1,650,001 Licenses and Permits 253,494 10,362 169,338 433,194 Fines and Forfeitures 155,477 155,477 Sale of Property and Compensation for Loss 148,283 29,213 216,437 393,933 Miscellaneous Local Sources 185,945 288,354 13,283 487,582 State Aid 2,412,869 296,263 894,079 93,135 3,696,; Federal Aid 145,568 924,966 2t 0,175 1,280,; Total Revenues 21,789,930 4,518,756 8,827,062 6,015,705 41,151,~ EXPENDITURES Current: General Government Support 5,234,683 87.970 5,322.653 Public Safety 7,816,643 948,311 8,764,954 Public Health 35,238 7,370 42.608 Transportation 550,906 3,437,t86 3,988,092 Economic Assistance and Opportunity 1.064,905 1,064,905 Home and Community Services 345,540 3.173,tl 4 3,518,654 Culture and Recreation 417,654 417,654 Employee Benefits 6,172,279 510,185 468.989 7.151,453 Capital Outlay 12,436,627 Debt Service: Principal 236,058 779,098 Interest 294,738 843.844 Total Expenditures 5,216.550 44,330,542 Excess {Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses) Debt Proceeds Transfers in Transfers Out Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balances at Beginning of Year Fund Balances at End of Year 12,436,627 543,040 244,735 17,001 287,370 22,425,623 3,964,372 12,723,997 (635,693) 554,384 (3,896,935) 14,650,000 2,738,349 211 1,333,814 (2,403,563) (794,696) 334,786 (794,485) 15,983,814 (240,101) 1,319,322 799,155 14,650,000 4,072,374 (874,115) (4,072,374) (874,115) 14,650,000 (300,907) ~ 12,086,879 (74,960) 11,470,911 5,384,699 800,772 1,203,792 8,708,585 $ 5,083,792 $1,079.22~1 $ 12,887.65~1 $1,t28,83~2 $ 20.179.496 Seemotes to th-e-fin'ancial-statements: -16- TOWN OF SOUTHOLD RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES. EXPENDITURES AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES For the year ended December 31, 2007 Net Change in Fund Balance Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The amount by which capital outlay exceeds depreciation in the current period is: Capital outlay Depreciation expense Loss on dispositions $13,193,594 (4,005,790) (16,695) Some expenses reported in the Statement of Activities do not require the use of current financial resources and therefore, are not reported as expenditures in governmental funds: Prepaid charges Deferred charges The issuance of long-term debt and increase in obligations under capital leases provides current financial resources to governmental funds, while the repayment of the principal of long term debt and capital leases consumes the current financial resources of governmental funds. Neither transaction has any effect on net assets. Bonds issued Repayment of bond principal Due to Employees Retirement System Compensated absences Estimated liability for landfill closure and postclosure care costs Accrued interest payable $ 11,470,911 9,171,109 27,481 (21,250) (14,650,000) 779,098 48,804 (495,736) 10,550 6,383 $ 6,347,35O Change in Net Assets of Governmental Activities See notes to financial statements. -17- TOWN OF SOUTHOLD STATEMENT OF FIDUCIARY NET ASSETS December 31, 2007 ASSETS Cash and investments LIABILITIES Other liabilities Deposits held Total Assets Total Liabilities Fishers Island Town Ferry District Totals $ 5,718,965 $ 34,367 $ 5,753,332 $ 5,718,965 $ 34,367. $ 5,753,332 $ 4,861,089 $ 34,367 $ 4,895,456 857,876 857,876 $ 5,718,965 $ 34,367 $ 5,753,33~2 See notes to financial statements. -18- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Town of Southold (the "Town"), which was established in 1640, is governed by Town Law and other general laws of the State of New York and various local laws. The Town Board is the legislative body responsible for overall operations. The Town Board consists of the Supervisor who is elected for a term of four years and five council members who are elected for terms of four years. The Town Board appoints the Town Attorney, Comptroller and the Commissioner of Public Works whose terms are fixed by Town Law. The Town Clerk, Receiver of Taxes, Superintendent of Highways, Justices and Town Trustees are all elected and serve for four years, respectively. The Town provides a full range of municipal services, including public safety, transportation, home and community services, public works and road maintenance, recreation and parks, and general and administrative services. The financial statements of the Town of Southold have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The more significant of the government's accounting policies are described below. 1. REPORTING ENTITY The financial reporting entity consists of: (a) the primary government, which is the Town of Southoid; (b) organizations for which the primary government is financially accountable; and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete as set forth in GASB Statement No. 14. The decision to include a potential component unit in the Town of Southold reporting entity is based on several criteria set forth in GASB Statement No. 14 including legal standing, dependency and financial accountability. Based on the application of these criteria, the following is a summary of certain entities considered in determining the Town of Southold's reporting entity. Certain special districts of the Town of Southold provide sanitation, ferry, and park services to residents and businesses within the districts. These special districts are organized under New York State Town law and have separately elected boards. Special districts cannot issue bonded debt without the approval and the backing of the full faith and credit of the Town. Tax levies of the special districts are collected by the Town Receiver of Taxes. As a result of this fiscal dependency, the Town is financially accountable for these special districts. Accordingly, these special districts have been determined to be component units of the Town and are presented discretely in a separate column in the combined financial statements to emphasize that they are legally separate from the primary government. 2. BASIS OF PRESENTATION The Town's basic financial statements include both government-wide (reporting the Town as a whole) and fund financial statements (reporting the Town's major funds). Government-wide Financial Statements The government-wide financial statements reports information on the Town as a whole, except fiduciary activities, with separate columns for the primary governmental activities as well as the discretely presented component units. In the government-wide Statement of Net Assets, the Town's governmental activities are presented on a consolidated basis and are reported on a full accrual, economic resource basis, which recognizes all tong-term assets and receivables as well as long-term debt and obligations. The Town's net assets are reported in three parts--investments in capital assets, net of related debt; restricted net assets; and unrestricted net assets. -19- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 2. BASIS OF PRESENTATION (continued) The government-wide Statement of Activities reports both the gross and net cost of each of the Town's functional categories (public safety, transportation, home and community services, etc.), which are otherwise supported by general government revenues (property, sales and use taxes, certain intergovernmental revenues, fines, permits and charges, etc.). The Statement of Activities reduces gross expenses (including depreciation), by related program revenues and operating and capital grants, to produce the net cost of each program. Program revenues include (a) charges for services and (b) operating and capital grants and contributions that are directly associated with the function. Operating grants include operating-specific and discretionary (either operating or capital) grants while the capital grants column reflects capital- specific grants. The net costs (by function) are normally covered by general revenue (property taxes, intergovernmental revenues, interest income, etc). As a general rule the effect of interfund activity has been eliminated in general purpose financial statements. This government-wide focus is more on the sustainability of the Town as an entity and the change in the Town's net assets resulting from the current year's activities. Fund Financial Statements The fund financial statements are similar to the financial statements presented in the previous model. The new emphasis is on the major funds in the fund financial statements. Non-major funds are summarized into a single column. The accounts of the Town are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balanciog accounts that comprise its assets, liabilities, fund balances, revenues, and expendilures, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions or limitations. The various funds are presented by type in the fund financial statements. Accordingly, the Town maintains the following fund types: Govemmental Funds - Governmental funds are those through which most governmental functions are financed. The acquisition, use and balances of expendable financial resources and the related liabilities are accounted for through governmental funds. The measurement focus of the governmental funds is upon determination of financial position and changes in financial position. Governmental funds are fudher classified as major and non-major funds. The Town reports the following major governmental funds: General Fund. - is the principal operating fund of the Town. This fund is used to account for all financial resources except those required to be accounted for in other funds. Highway Funds - used to account for the maintenance and operation of highways. Capital Projects Fund - used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by special assessment funds and trust funds). - 20 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF S~GNIFICANT ACCOUNTING POLICIES (continued) 2. BASIS OF PRESENTATION (continued) Fund Financial Statements (continued) Additionally, the Town reports the following non-major funds: Special Revenue Funds - are used to account for the proceeds of specific revenue sources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Special Revenue Funds include the following: General Fund Part Town - To provide general services outside the Village of Greenport. Special Grant Fund - Segregate and account for projects funded by Community Development revenue. Special District Funds - To provide special services to areas that encompass less than the whole town. Fiduciary Funds - Fiduciary Funds are used to account for assets held by the Town in a trustee or custodial capacity. Agency Fund - is for money (and/or property) received and held in the capacity of trustee, custodian or agent. Discretely Presented Component Units Certain special districts that have separately elected boards provide transportation, park, mosquito control, and sanitation services to residents and businesses within these districts, and follow government fund accounting principles. These districts, which are accounted for as discretely presented component units, are as follows: The Fishers Island Ferry District, established in 1947 Orient Mosquito District, established in 1916 Fishers Island Garbage and Refuse District, established in 1952 Cutchogue-New Suffolk Park District, established in 1953 Orient-East Marion Park District, established in 1969 Southold Park District, established in 1907 Mattituck Park District, established in 1941 Complete financial statements of these component units can be obtained from their respective administrative offices: Orient Mosquito District 145 Platt Road Orient, NY 11957 Cutchogue~New Suffolk Park District P.O. Box 311 Cutchogue, NY 11935 Southold Park District P.O. Box 959 Southold, NY 11971 Fishers Island Ferry District P.O. Box 1179 Southold, NY 11971 Fishers Island Garbage & Refuse District Fishers Island, NY 06390 Orient-East Marion Park District P.O. Box 12 Orient, NY 11957 Mattituck Park District P.O. Box 1413 Mattituck, NY 11952 -21 ~ TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 3. BASIS OF ACCOUNTING/MEASUREMENT FOCUS Measurement focus refers to what is being measured whereas the basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. In the government-wide statements, governmental activities are presented using the economic resources measurement focus and are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. In the funds statements, governmental funds use a current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (measurable and available to finance current operations). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to pay liabilities of the current pedod. The Town considers all revenues available if they are collected within 60 days after the year end. Revenues susceptible to accrual include Suffolk County local assistance at year end on behalf of the Town, franchise fees, and charges for services, intergovernmental revenues and operating transfers. Permits, fees, and other similar revenues are not susceptible to accrual because generally they are not measurable until they are received in cash. In those instances where expenditures are the prime factor in determining eligibility for state and federal grants, revenues are recognized when the expenditure is incurred. In the Capital Projects Fund, long-term debt is recognized as revenue upon receipt of the proceeds. Expenditures are recorded on the accrual basis except that (a) expenditures for prepaid expenses are recognized when incurred; (b) principal and interest on indebtedness are recognized as expenditures when due; (c) compensated absences, such as vacation and sick leave, which vest or accumulate, are charged as expenditures when paid. Encumbrance accounting, under which purchase ordem, contracts and other commitments are recorded for budgetary control purposes in order to reserve that portion of the applicable appropriation, is employed in the governmental funds. Appropriations for all governmental funds except the capital projects fund lapse at year-end. However, encumbrances reserved against fund balances are re-appropriated in the ensuing year. Encumbrances are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Expenditures for such commitments are recorded in the period in which the liability is incurred. 4. ASSETS, LIABILITIES AND FUND EQUITY CASH AND CASH EQUIVALENTS Cash consists of funds deposited in demand accounts, time deposit accounts and certificates of deposit with maturities of less than three months, For purposes of the Statement of Cash Flows, the Town considem all highly liquid investments with a maturity when purchased of three months or less and all local government investment pools to be cash equivalents. RESTRICTED ASSETS Certain assets of the Capital Projects including Community Preservation are ~:lassified as restricted assets because their use is restricted by contractual agreements and regulations. - 22 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (contiaued) 4. ASSETS, LIABILITIES AND FUND EQUITY (continued) RECEIVABLES Receivables include amounts due from Federal, State, and other governments or entities for services provided by the Town. Receivables are recorded and revenues recognized as earned or as specific program expenditures are incurred. INVENTORY - MATERIALS AND SUPPLIES Inventory in the general and special revenue funds is valued at cost. Inventory in these funds is accounted for under the consumption method. CAPITAL ASSETS Capital assets purchased or acquired with an original cost of $5,000 or more are reported at historical cost or estimated historical cost. Contributed assets are reported at fair market value as of the date received. Additions, improvements and other capital outlays that significantly extend the useful life of an asset are capitalized. Other costs incurred for repairs and maintenance are expensed as incurred. Depreciation on all assets is provided on the straight- line basis over the following estimated useful lives: Buildings 10-40 years Improvements and other 20 years Machinery and equipment 5-10 years Infrastructure 20-30 years Infrastructure assets, consisting of certain improvements other than buildings including roads, curbs, sidewalks, bridges and street lighting are capitalized along with other capital assets. In the fund financial statements, capital assets are recorded as capital outlay expenditures in the governmental fund upon acquisition. DEFERRED REVENUE/UNEARNED INCOME Deferred revenues/unearned income are those where asset recognition criteria have been met, but which revenue recognition criteria have not been met. Such amounts include collections in advance, unearned income and amounts that have been deemed to be "measurable" but not a a labia to finance current expenses pursuant to generally accepted accounting principles. PREPAIDS Prepaids record payments to vendors that benefit future recording periods and are reported on the consumption basis. Prepaids in the general and special revenue funds represent insurance premiums paid for coverage that will benefit the subsequent period and for retirement benefits that will benefit a future period. LONG-TERM OBLIGATIONS The liabilities for long-term obligations consisting of general obligation bonds, compensated absences, due to employee retirement system, judgments, claims and liability for landfill closure and post closure costs are recognized in the government-wide financial statements. In the fund statements, long-term obligations are not reported as liabilities. The debt proceeds are reported as other financing sources and payment of principal and interest reported as expenditures. REVENUES AND EXPENDITURES REAL PROPERTY TAX ASSESSMENT AND COLLECTION PROCEDURES In Suffolk County, the assessment and lien of real property for taxation is done by the County Department of Assessment. Real property taxes become a lien on December 1 for beth school and general taxes. The Town's assessment roils are used for the levy of real property taxes by the Town and the School Districts, as well as by the County and by Special Districts of the County and the Town. - 23- Ao TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 5. REVENUES AND EXPENDITURES (continued) REAL PROPERTY TAX ASSESSMENT AND COLLECTION PROCEDURES (continued) The Town of Southold Receiver of Taxes coltects alt real property taxes for the Town, Suffolk County, Town Special Districts and School Districts. These taxes are levied on December 1, and are due in two installments, 50% on December 1 and 50% on May 10, payable without penalty to January 10 and May 31, respectively. Penalties are imposed thereafter at the rate of one-twelfth of the rate of interest determined by the State Commissioner of Taxation and Finance, after which taxes are payable to the County Treasurer. The Town retains the total amount of Town, Highway and Town Special Districts levies from the amount collected, and forwards the balance collected to the County which assumes collection responsibility. The Town and Town's Special Districts therefore realize annually the 100% collection of real property taxes. School District property taxes are also levied on December 1, and are also payable in two installments. School property taxes are due in two installments, 50% on December 1 and 50% on May 10 payable without penalty to January 10 and May 31, respectively. The County is also responsible for uncollected school taxes. INTERFUND TRANSACTIONS Interfund transactions have been eliminated from the government-wide financial statements. In the funds statements interfund transactions include: a) Interfund Revenues Interfund revenues, which are quasi-external transactions, in the general fund represent amounts charged for services or facilities provided by the general fund. The amounts paid by the fund receiving the benefit of the service or facilities are reflected as an expenditure of that fund. b) Transfers Transfers represent payments to the debt service, general fund and capital projects funds from the other funds for their appropriate share of the debt service, general fund or capital project costs. COMPENSATED ABSENCES The liability for vested or accumulated vacation or sick leave (compensated absences) is recorded as current and noncurrent obligations in the government-wide statements. The current portion of this debt is estimated based on historical trends. In the fund financial statements only the compensated absence liability payable from expendable available financial resources is incurred. The amount that is expected to be liquidated with expendable available financial resources is reported as expenditures and a liability in the funds statement in the respective fund that will pay it. 6. EQUITY CLASSIFICATIONS In the Government-wide Statements, equity is classified as net assets and displayed in three components: a) Invested in capital assets, net of related debt--Consists of capital assets including restricted capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. - 24 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 6. EQUITY CLASSIFICATIONS (continued) b) Restricted net assets--Consists of net assets with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments; or (2) law through constitutional provisions or enabling legislation. c) Unrestricted net assets--All other net assets that do not meet the definition of "restricted" or "nvested in capital assets, net of related debt." In the Fund Statements, governmental fund equity is classified as fund balance. Fund balance is further classified as reserved and unreserved, with unreserved further split between designated and undesignated. Portions of fund equity are segregated for future use and therefore not available for future appropriation or expenditure. Amounts reserved for encumbrances, inventory, insurance claims and debt service represent portions of fund equity, which are required to be segregated in accordance with state law or GAAP. Designations of fund balances in governmental funds indicate the utilization of these resources in the subsequent year's budget or tentative plans for future use. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY 1. BUDGETARY DATA Budgets are adopted annually on a basis consistent with generally accepted accounting principles. Appropriations authorized for the current year are increased by the amount of encumbrances carried forward from the prior year. Budgetary controls for special revenue funds are established in accordance with the applicable grant agreement, which may cover a period other than the Town's fiscal year. Appropriate budgetary adjustments have been made to reflect these grant agreements during the Town's fiscal year. The Town follows the procedures enumerated below in establishing the budgetary data reflected in the financial statements: a) No later than O. ctober 1, the Supervisor submits a tentative budget to the Town Board for the fiscal year commencing the following fiscal year. The tentative budget includes the proposed means of financing for all funds. b) After public hearings are conducted to obtain taxpayer comments, no later than November 20, the Town Board adopts the budget. c) The Town Board must approve all modifications of the budget. However, the Supervisor is authorized to transfer cedain budgeted amounts within departments. In order to show the full legal level of budgetary compliance for the general and certain special revenue funds, detailed individual statements of revenues, expenditures and changes in fund balances - budget and actual, are presented in a separate budget report. ~ 25 ~ Co TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY (continued) 2. FUND BALANCES DESIGNATION OF FUND BALANCE Portions of the unreserved balances at December 31, 2007 were designated for the subsequent year's operating budgets as follows: Fund Major Governmental Funds General Fund- Townwide Highway Fund Non-Major Funds: Town Outside Village East West Fire Protection District Southold Wastewater District Fishers Island Sewer District Solid Waste Management District FUND DEFICITS Total for Subsequent Fund Balance Fund Balance Year's Unreserved Unreserved Budget Undesignated $ 3,839,911 $ 1,816,000 $ 2,023,911 1,079,221 491,000 588,221 699,645 317,000 382,645 20,198 6,400 13,798 213,094 213,094 36,581 36,581 110,229 110,229 The capital projects fund had an undesignated deficit fund balance at December 31, 2007. The capital projects fund deficit will be eliminated as short-term debt is redeemed or converted to permanent financing. DETAILED NOTES ON ALL FUNDS CASH AND INVESTMENTS Cash consists of funds deposited in demand accounts, time deposit accounts, and certificates of deposit with maturities of less than three months. The Town's investments are governed by a formal investment policy. The Town's monies must be deposited in FDiC-insured commercial banks or trust companies located within the state. The Town is authorized to use demand accounts and certificates of deposit. Permissible investments include obligations of the U.S. Treasury, U.S. Agencies and investments made by the Cooperative Liquid Asset Security System (CLASS). CLASS is a cooperative investment plan consisting of U.S. Treasury Obligations and repumhase agreements relating to treasury obligations. Investments are stated at cost, which approximates market value. CLASS was established as a cooperative investment arrangement organized under the CLASS Municipal Cooperation Agreement made pursuant to New York General Municipal Law, Article 3A and 5-G. Collateral is required for demand deposits and time deposits accounts at 105% of all deposits not covered by federal deposit insurance. Obligations that may be pledged as collateral include obligations of the United States and its agencies and obligations of the State and its municipalities and school districts. The Town's collateral agreements are based on the Town's available balance. Custodial Credit Risk - Deposits/Investments - Custodial credit risk for deposits exists when, in the event of the failure of a depository financial institution, a government may be unable to recover deposits, or recover collateral securities that are in possession of an outside agency. Custodial credit risk for investments exists when, in the event of the failure of the counterparty, a government will not be able to recover the value of its investments or collateral securities that are in possession of an outside party. - 26 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 1. CASH AND INVESTMENTS (continued) Governmental Accounting Standards Board Statement No. 40 directs that deposits be disclosed as exposed to custodial credit risk if they are not covered by depository insurance, and the deposits are either: · Uncollateralized Collateralized with securities held by the pledging financial institution, or · Co~lateralized with securities held by the pledging financial institution's trust department or agent but not in the Town's name At December 31, 2007 the Town's cash book balance was approximately $47,805,000. This amount is inclusive of Fiduciary fund deposits of approximately $5,700,000 but exclusive of petty cash of approximately $2,000. The available bank balance was approximately $46,200,000. Of the bank balance, $1,100,000 was covered by Federal deposit insurance, and approximately $86,800,000 was covered by collateral held by the Town's agent, a third-party financial institution, in the Town's name. 2. INTERFUND RECEIVABLES AND PAYABLES Interfund receivables and payables for the primary government at December 31, 2007 were as follows: Major Governmental Funds: General Fund - Town wide Highway Fund Capital Projects Fund Non-Major Governmental Funds: General Fund - Part Town East-West Fire District Southold Wastewater District Fishem Island Sewer District Solid Waste Management District Amount Amount Receivable Payable $ 74,500 $ 2,305,222 1,260,522 27,090 126,342 Total 267,093 157,192 1,051 470 2,000 477,127 29,985 Interfund receivable and payable balances for the primary government at December 31, 2007 are expected to be paid currently. Interfund transfer balances for the primary government at December 31, 2007 represent primarily the payment of operating and capital expenditures and are stated as follows: Major Governmental Funds: General Fund - Town wide Highway Fund Capital Projects Fund Non-Major Governmental Funds: General Fund - Part Town Solid Waste Management District Total Transfers Transfers In Out $ 2,738,349 $ 2,403,563 211 794,696 1,333,814 226,842 647,273 - 27 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 3. CAPITAL ASSETS Primary government Capital assets not being depreciated Land Construction in progress Total capital assets not being depreciated Depreciable capital assets Buildings Improvements other than buildings Machinery and equipment Infrastructure Total depreciable capital assets Less accumulated depreciation Buildings Improvements other than buildings Machinery and equipment Infrastructure Total accumulated depreciation Total net depreciable capital assets Total net capital assets Balance Balance 1/1/07 Additions Deletions 12/31/07 $ 58,341,517 $ I0,587,685 $' 68,929,202 220,114 847,624 1,067,738 58,561,631 11,435,309 69,996,940 8,307,223 9,100 8,316,323 13,618,159 13,817 $ 7,32613,624,650 9,916,143 968,653 687,003 10,197,793 70,694,655 766,713 71,461,368 102,536,180 1,758,283 694,329 103,600,134 2,206,266 129,946 7,326 2,328,886 3,932,088 410,123 4,342,211 6,597,870 722,594 670,310 6,650,154 47,804,275 2,743,127 50,547,402 $ 60,540,499 $ 4,005,790 $ 677,636 63,868,653 39,731,481 $109,728,421 Depreciation expense was charged to govemmental functions as follows: General government support Public safety Transportation Economic assistance and opportunity Culture and recreation Home and community services $ 246,830 160,526 2,972,168 37,295 64,207 524,764 $ 4,005,790 ~ 28 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 3. CAPITAL ASSETS (continued) 4o Discretely presented component unils Capital assets not being depreciated Land Construction in progress Total capital assets not being depreciated Depreciable capital assets Buildings Improvements other than buildings Machinery and equipment Infrastructure Total depreciable capital assets Less accumulated depreciation Buildings Improvements other than buildings Machinery and equipment Infrastructure Total accumulated depreciation Total net depreciable capital assets Total net capital assets INDEBTEDNESS SHORT TERM DEBT Balance Balance 1/1/07 Additions Deletions 12/31/07 $ 2,213,759 $ 20,406 $ 2,193,353 12,947,081 $ 39,489 12,582,203 404,367 15,160,840 39,489 12,602,609 2,597,720 3,566,885 9,485 75,460 3,500,910 3,220,732 13,807,737 17,028,469 3,320,899 245,096 61,000 3,504,995 2,145,280 26,800 2,172,080 12,253,796 14,089,118 136,460 26,206,454 1,373,575 841500 1,458,075 1,179,246 410,900 39,049 1,551,097 2,284,411 148,117 61,000 2,371,528 1,237,340 84,645 1,321,985 $ 6,074,572 $ 728,162 $ 100,049 6,702,685 19,503,769 $ 22,101,489 Bond Anticipation Notes (BANs) - Bond anticipation notes (BANs) are used as a temporary means of financing capital expenditures in the capital projects fund. State law requires that BANs issued for capital purposes be converted to long-term obligations within five years after the odginal issue date. The notes or renewal thereof may not extend more than two years beyond the original date of issue unless a portion is redeemed within two years and within each 12 month period thereafter. Liabilities for BANs are generally accounted for in the capital projects fund. BANs are expected to be paid from the proceeds of future bond issues after renewal of these notes. These BANs bear interest at various rates from 3.35% to 3.95% and are due at various dates through 2008. When BANs are not redeemed with the proceeds of bond issues, but instead paid from budgetary appropriations, the principal amount paid is recorded as an expenditure in the operating fund and a financing source is recorded in the capital projects fund. These notes are summarized as fotlows: Description Amount Various Purposes $ 3,560,000 Various Purposes 699,000 Fishers Island Sewer 125,000 New London Wharf 1,500,000 Fishers Island Garbage 360,000 Total ~ - 29 - Interest Rate 3.95% 3.75% 3.35% 3.70% 3.76% TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31,2007 DETAILED NOTES ON ALL FUNDS (continued) 4. INDEBTEDNESS (continued) SHORT TERM DEBT (continued) A summary of changes in BANS for the for the year ended December 31, 2007 is as follows: Balance Balance 111107 Increases Reductions 12/31/07 Primary Government $ 7,729,000 $ 3,673,000 $ 7,018,000 $ 4,384,000 Component Units 2,185,000 -0- 325,000 1,860,000 $ 9.914.000 ~ $ 7.343.000 $ 6.244.000 LONG TERM DEBT Summary of changes in long-term debt transactions for the year ended December 31, 2007 is as follows: Balance Balance liabililies due Non-current t/1/07 Increases Reductions 12/31/07 within one year liabilities Primary Government: General obligation bonds $ 8,494,098 Due to Employees Retirement System 48,804 Net compensated absences 6,475,661 Estimated liability for landfill closure and post-closure care costs 593,323 Component Units: $14,650,000 495,736 $ 779,098 $ 22,365,000 $ 1,495,000 $ 20,870,000 48,804 -0- -0- 6,971,397 6,971,397 10,550 582.773 10,660 572,113 General obligation bonds 2,855,000 200,000 2,655,000 200,000 2,455,000 General Obligation Bonds - The Town borrows money in order to acquire land, equipment or construct buildings and improvements. This enables the cost of these capital assets to be borne by the present and future taxpayers receiving the benefit of the capital assets. These long-term liabilities, which are backed by the full faith and credit of the Town, bear interest at various rates from 3.14% to 6.375% and have maturity dates in 2008 through 2030. Future principal and interest payments to maturity for both the primary government and the componentunits are as follows: Year Endinq 2008 2009 2010 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026-2030 Principal Interest 1,695,000 $ 950 557 1,750,000 888643 1,575,000 827440 1,600,000 768 387 1,540,000 709 850 1,425,000 654 789 1,440,000 600 927 1,435,000 545,816 6,085,000 1,948,783 3,725,000 973,28t 2,750,000 292,188 Totals ~ $ 9.160.661 Other long-term liabilities for claims and judgments, compensated absences, retirement system and the estimated liability for landfill closure and post closure costs are to be paid by the fund that gave dse to the liability. - 30 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 4. INDEBTEDNESS (continued) PRIOR YEAR DEFEASANCE OF DEBT In prior years, the Town defeased certain bonds by placing the proceeds of new bonds in an irrevocable trust with an escrow agent to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and liability for the dc:fi'eased bonds are not included in the Town's financial statements. At December 31, 2007, $1,700,000 of these bonds outstanding are considered defeased. 5, RETIREMENT SYSTEM Plan Description The Town of Southcid participates in the New York State and Local Employees' Retirement System (ERS) and Local Police and Fire Retirement System (PFRS). This is a cost-sharing multiple- employer retirement system. The System provides retirement benefits as well as death and disability benefits. Obligation of employers and employees to contribute and benefits to employees are governed by the New York State Retirement and Social Security Law (NYSRSSL). As set forth in the NYSRSSL, the Comptroller of the State of New York (Comptroller) serves as sole trustee and administrative head of the System. The Comptroller shall adopt and may amend rules and regulations for the administration and transaction of the business of the System and for the custody and control of their funds. A publicly available annual report containing financial statements and required supplemental information for the Employees' Retirement System may be obtained by writing to the New York State Retirement System, Governor Smith State Building, Albany, NY 12244. Funding Po cy The System is noncontributory except for employees who joined the New York State and Local Employees' Retirement System after July 27, 1976 and who have less than ten years of membership and less than ten years of credited service with a retirement system under the provisions of article fourteen or fifteen of the NYSRSSL, who contribute 3% of their salary. Prior to October 1, 2000, all employees who joined the System after July 27, 1976 were required to contribute 3% of their salary. Under the authority of the NYSRSSL, the Comptroller shall certify annually the rates expressed as proportions of payroll of members, which shall be used in computing the contributions required to be made by employers to the pension accumulation fund. The Town is required to contribute at an actuarially determined rate. The actual contributions were equal to the actuadally required amounts and also include additional contributions to fund various early retirement incentives made available to the Town employees. The credits and miscellaneous adjustments represent modification made by the ERS for pdor year's contributions. The required contributions, for the Primary government, for the current year and two preceding years were: ERS PFRS 2007 $ 980,628 $ 96?',286 2006 $ 1,096,547 $ 741,445 2005 $ 1,068,200 $ 1,016,937 The Town's contribution to the system was 100% of the contributions required each year. - 31 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 6. POST-EMPLOYMENT BENEFITS In addition to providing pension benefits, the Town provides health insurance coverage and survivor benefits for retired employees and their survivors. Substantially all of the Town's employees may become eligible for these benefits if they reach normal retirement age while working for the Town. Health care benefits in accordance with New York State Health Insurance Rules and Regulations (administered by the New York State Department of Civil Service), are provided through the New York State Empire Plan (the "Empire Plan") whose premiums are based on the benefits paid throughout the State during the year. The Town recognizes the cost of providing benefits by recording its share of insurance premiums as an expenditure in the year paid. The Town's union contracts and ordinances require that it provide its eligible enrollees with Empire Plan benefit coverage, or if another provider is utilized, the equivalent coverage. Under the provisions of the Empire Plan, premiums are adjusted on a prospective basis for any losses experienced by the Empire Plan. The Town has the option to terminate its padicipation in the Empire Plan at any time without liability for its respective share of any previously incurred loss. During the 2007 year, $3,471,322 was paid on behalf of 96 retirees and 216 active employees and is recorded as an expenditure in the various funds of the primary government. 7. COMPENSATED ABSENCES Town employees are granted vacation and sick leave and earn compensatory absences in varying amounts. In the event of termination or upon retirement, an employee is entitled to payment for accumulated vacation and sick leave and unused compensatory absences at various rates subject to certain maximum limitations. Estimated vacation, sick leave and compensatory absences accumulated by governmental fund type employees have been recorded in the statements of net assets. Payment of vacation time and sick leave is dependent upon many factors; therefore, timing of future payments is not readily determinable. However, management believes that sufficient resources will be made available for the payments of vacation, sick leave and compensatory absences when such payments become due. As of December 31, 2007, the value of the accumulated vacation time and sick leave was $6,971,397 for the pdmary government. COMMITMENTS AND CONTINGENCIES Risk Management In common with other municipalities, the Town receives numerous notices of claims. The Town established a self-insurance risk management program for general liability and health insurance which are both accounted for in the Risk Retention Fund. For general liability, the Town has a self-insured liability exposure of $50,000 per claim. Any liability exposure above the $50,000 self-insured liability for General Liability, Automobile Liability, and Police Liability is covered by primary insurance poticies up to $1,000,000 per claim and $3,000,000 in aggregate for the year. After primary policy limits are exhausted, the excess exposure above the $1,000,000 is covered by an Umbrella Liability Policy of $10,000,000 per claim and $10,000,000 in the aggregate. The Town has a Public Officials Liability policy with a $25,000 deductible per claim, with the excess exposure above that $25,000 amount covered by a Primary Liability dder of up to $1,000,000 per claim, with the excess exposure above that $1,000,000 amount covered by the aforementioned Umbrella Liability Policy. For insurance for health benefits that are self-insured, the Town has insurance policies which provide coverage for specific medical cases in excess of $175,000 incurred and paid within the calendar year, as well as coverage for all other claims in the aggregate. The exposure to the Town under the aggregate policy is based on monthly enrollment_ Considering the changes to enrollment during 2007, the attachment point for the aggregate policy was $2,946,438. - 32- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 COMMITMENTS AND CONTINGENCIES (continued) Risk Management (continued) There have been no significant reductions in insurance coverage as compared to the prior year, and there were no settlements in excess of insurance coverage over the last three years. The Risk Retention Fund reserves for general liability claims are determined by a third party administrator, and are reported when it is probable that a loss has occurred and the amount of that loss can be reasonably estimated. Claims reserves for general liability claims are reevaluated periodically to take into consideration recently settled claims and any new developments and changes. The Risk Retention Fund liabilities for medical claims outstanding at year end are reported by the third party administrator and are recorded when the claim has been incurred and paid within 60 days of the year end. The Town's discretely presented component units are not included in the Town's self-insurance risk management program for any claims. Net assets in the Risk Retention Fund are reserved for future catastrophic losses and are not available for other uses. Changes in the liability for claims and judgments for the year ended December 31, 2007 and 2006 are as follows: Unpaid Claims as of December 31, prior year Incurred Claims: Provision for insured events of the current fiscal year Increase (decrease) in net provision for insured events of prior fiscal years Total Incurred Claims and Claim adjustments Payments of: Claims during the current year Unpaid Claims as of December 31, General Medical Liability 2007 2006 2007 2006 $ 161,976 $ 200,131 $ 906 $ 1,811 2,524,953 2,171,127 6,857 3,600 48,556 2,011 309 (905) 2,573,509 2,173,138 7,166 2,695 2,287,641 2,211,293 6,857 3,600 current year $ 447.844 $ 161.976 $ 1.215 $ 906 During the year ended December 31, 2007 charges to the operating funds for the self-insurance programs $ 1,035,189 193,550 452,648 183,399 $ 1,864,786 389,158 $ 2~253,9.44 were made as follows: Medical General Fund Whole Town General Fund Part Town Highway Fund Part Town Solid Waste District General Liability General Fund Whole Town General Fund Part Town Solid Waste District Total Charges $ 356,316 16,421 16,421 - 33 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 COMMITMENTS AND CONTINGENCIES (continued) Landfill Closure and Post-Closure Care Costs State and federal laws and regulations required the Town to place a final cover on its landfill sites and to perform certain maintenance and monitoring functions at the sites for thirty years after ctosure. The Town ceased accepting waste at its Cutchogue landfill as of October 8, 1993. The Town entered into a stipulation of settlement with the New York State Department of Environmental Conservation in October of 1994 in which all charges of operational violations at the Cutchogue landfill were dropped. Under the stipulation, the Town agreed to close and place a final cover over the landfill and to pay a civil penalty of $650,000 over seven years. Construction of the final cover commenced in the summer of 2001 and was completed in the fall of 2003. In addition to placement of the final cover on the landfill, state and federal regulations presently require the Town to perform certain maintenance and monitoring functions at the site for up to thidy years. Accordingly, as of December 31, 2007 the Town has recorded a liability of $582,773 which represents the provision to be made in future budgets for post--closure landfill costs. Actual costs may vary due to inflafion or deflation, changes in technology, or changes in regulations or applicable laws. Actual costs associated with the placement of the final cover totaled $7,681,719. Financing for closure activities was provided through a $2,000,000 grant from the New York State Department of Environmental Conservation with the balance provided with a state subsidized loan through the New York State Environmental Facilities Corporation. Costs associated with post closure care will be covered by charges to future landfill users and future tax revenue. Lease Commitments and Leased Assets The Town leases property and equipment under operating leases. Total rental expenditures on such leases for the year ended December 31, 2007 were $209,842. Future obligations over the primary terms of the Town's leases as of December 31,2007 are as follows: 2008 $ 189,393 2009 180,047 2010 105,458 2011 77,125 2012 andthereaffer 486,777 Total $ 1.038.800 CONDENSED FINANCIAL STATEMENTS FOR THE DISCRETELY PRESENTED COMPONENT UNITS The following represents condensed financial statements for the discretely presented component units as of and for the year ended December 31, 2007: Condensed Statement of Net Assets: Due from Capital Assets Other Current Primal' Net of Current Long-Term Assets Government Depreciation Liabilities LiabiJities Net Assets Fishers Island Ferry District $ 1,621.229 $ 205,649 $ 16,464,366 $ 3,285,079 $ 2,500,000 $ 12,506,165 Fishers Island Refuse and Garbage 1,064,451 163,675 3,137,414 547,319 3,818,221 Cutchogue-New Suffolk Park Distdct 128,029 42,095 122.182 42,095 250,211 Soul. hold Park District 86,189 91,450 668,835 91,450 755,024 Orient-East Marion Park District 3,536 10,095 432,985 21,510 425,106 Mat6tuck Park District 262,824 139,704 1,253,381 199,270 55,000 1,401,639 Orient Mosquito District 9,003 25,230 22,326 25,230 31,329 $ 3,175,261 $ 677,898 $ 22,101,489 $ 4,211,953 $ 2,555,000 $ 19,187,695 - 34 - TOWN OF $OUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 CONDENSED FINANCIAL STATEMENTS FOR THE DISCRETELY PRESENTED COMPONENT UNITS (continued) Condensed Statement of Activities: Program General Revenue Net Assets Property Expenses Revenue Net Expense Tax Other Change 1/1/07 12/31/07 $ 3,187.121 $ 2,546,987 $ 640.134 $ 590,000 $ 1,278,382 $ (1,228,248) $11,277,917 $12,506,165 654,016 51,400 602,616 512.300 716.644 (626,328) 3,191,893 3,818.221 Fishers Island Fern/Distdct Fishers Island Refuse and Garbage Cutchogue-New Suffolk Park Distdct 132,084 Southoid Park District 339,999 Orient*East Marion Park District 32,993 Mattituck Park Distdct 392,466 Orient Mosquito Distdct 56,911 $ 4,825,592 132.084 145.000 5,446 (18,362} 231.849 250711 339,999 315,000 41.854 (16.855) 738,169 755,024 32,993 30,695 50 2,248 427,354 425,106 392,468 467,527 47,243 (122,302) 1.279,337 ,401 639 86,911 82,235 2,219 2,457 33,786 31,329 $ 2,598,387 $ 2,227,205 $ 2,142,757 $ 2,091,838 $ (2,007,390) $ 17.180,305 $ 19,187,695 F. 2% TRANSFER TAX In November 1998, the voters of the Town approved a referendum for a 2% Transfer Tax, which became effective on April 1, 1999. The transfer tax receipts are recorded in the capital projects fund-community preservation, and are used for the purchase and/or preservation of agricultural land, open space, parks, or historic preservation sites. The tax applies to sales of vacant land worth $100,000 or more or sales or improved land worth $250,000 or more. Conveyance of real property for open space, parks or historic preservation purposes are exempt from this tax. At December 31, 2007, and for the four previous years, the Town has the following 2% transfer tax revenue and parks or historic preservation to any not-for-profit, or tax exempt organization, operating for conservation, environmental or historic preservation purposes are expense of: _ Revenues Expenditures Yearend December31,2007 $ 6,071,436 $ 2,423,659 2006 5,823,714 10,969,280 2005 7,200,274 10,132,009 2004 6,045,685 6,408,951 2003 4,603,354 2,439,367 G. SUBSEQUENT EVENTS The Town issued Public Improvement Serial Bonds in the amount of $8,850,000 which were dated May 15, 2008. This issue included $7.5M for Open Space purchases and $1.35M for the Acquisition and Improvements of the Peconic Lane School Interest rates vary from 4% to 4¼%, and the final payment is due 5/15/30. - 35 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS DeCember 31, 2007 H. NEW PRONOUNCEMENTS The Governmental Accounting Standards Board (GASB) approved new accounting standards applicable to "other post-employment benefits" (OPEB's) and "termination benefits", which are non-pension benefits provided after a person leaves employment, including retiree health care. Until now, these benefits have generally been administered by municipalities on .a pay-as-you-go basis and have not been reported as a liability on financial statements. GASB 45 and 47 requires municipalities which adhere to GAAP (Generally Accepted Accounting Principles) to account for OPEB and termination liabilities on an accrual basis much like they already account for pension liabilities, generally adopting the actuarial methodologies used for pensions, with adjustments for the different characteristics of OPEB and termination benefits and the fact that most municipalities have not set aside any funds against this liability. Under GASB 45 and 47, based on actuarial valuation, an annual required contribution ("ARC") will be determined for each municipality and then be periodically updated depending on the number of members within the plan. The Town is required to implement GASB 45 and 47 for the year ended December 31, 2008. The Town will implement the new pronouncement when effective. Based on an actuarial valuation prepared as of December 31, 2007, the Town will have an accrued liability of approximately $42 million related to this pronouncement. Governmental Accounting Standards Board (GASB) issued statement No. 49 (GASB 49) which is a new accounting standard applicable to pollution remediation obligations. The statement provides guidance on how to calculate and report the costs and obligations associated with pollution cleanup efforts. Until now, these costs generally have been on a pay-as-you-go basis and have not been reported as a liability on the financial statements. The Town is required to implement GASB 49 for the year ended December 31, 2008. - 36 - REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT DISCUSSION AND ANALYSIS TOWN OF SOUTHOLD GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Year ended December 31, 2007 Odginal Final Budget Budget Actual REVENUES Real Property Taxes $16,205,911 $16,205,911 $16,205,911 Other Real Properly Tax Items 80,000 80,000 92,606 Non-Property Tax Items 616,000 616,000 683,873 Oepadmental Income 473,600 591,100 411,790 Intergovernmental Charges 421,244 347,219 329,202 Use of Money and Property 555,000 564,000 764,912 Licenses and Permits 234,900 234,900 253,494 Fines and Forfeitures 127,000 127,000 155,477 Sale of Properly and Compensation for Loss 7,550 58,208 148,283 Miscellaneous Local Sources 92,554 104,819 185,945 State Aid 2,332,897 2,422,952 2,412,869 Federal Aid 181,025 145,568 Total Revenues 21,146,656 21,533,134 21,789,930 EXPENDITURES General Government Support 6,480,095 6,490,347 5,234,683 Public Safety 7,704,283 7,913,905 7,816.643 Public Health 33,300 35,250 35,238 Transportation 526,410 581,526 550,906 Economic Assistance and Opportunity 1,091,260 1,090,225 1,064,905 Culture and Recreation 373,870 373,870 345,540 Home and Community Services 406,556 481,326 417,654 Employee Benefits 6,190,823 6,329,564 6,172,279 Debt Service - PdncipaJ and Interest 1,430,540 1,193,543 787,775 Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Variance with Final Budget Encumbrances Positive/(Negative) 12,606 67,873 (179,310) (18,017) 200,912 18,594 28,477 90,075 81,126 (10,083) (35,457) Other Financing Sources (Uses) Transfers In Transfers Out Total Other Financing Soumes (Uses) Net Change in Fund Balance Fund Balance at Beginning of Year Fund Balance at End of Year 256,796 $ 109,889 83,152 1,145,775 14,110 12 30,620 25,320 28,330 63,672 157,285 405,768 24,237,137 24,489,556 22,425,623 193,041 1,870,892 (3,090,481) (2,956,422) (635,693) (193,041) 2,127,688 3,296,446 3,336,895 2,738,349 (2,390,965) (2,596,808). (2,403,563) 905,481 740,087 334,786 (598,546) 193,245 (405,301) $ (2,185,000) $ (2,216,335~ (300,907) 5,384,699 $ 5,083,792 $ (193,041) $ 1,722,387 See notes to the financial statements. -37- TOWN OF SOUTHOLD HIGHWAY FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL Year ended December 31, 2007 REVENUES Variance with Original Final Final Budget Budget Budget Actual Positive/(Negative) Real Property Taxes $ 4,045,195 Other Real Property Tax Items 11,100 Use of Money and Property 125,000 Licenses and Permits 7,000 Sale of Property and Compensation for Loss State Aid Total Revenues $ 4,045,195 $ 4,027,695 $ (17,500) 11,100 12,722 1,622 125,000 142,501 17,501 7,000 1 O, 362 3,362 29,213 29,213 263,535 296,263 296,263 4,451,830 4,484,558 4,518,756 34,198 EXPENDITURES Transportation 3,551,380 Employee Benefits 548,150 Debt Service - Principal and Interest 247,600 Total Expenditures Excess of Revenues Over Expenditures Other Financing Sources (Uses) Operating Transfers In Transfers Out Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balance at Beginning of Year Fund Balance at End of Year 3,697,181 3,437,186 259,995 545,450 510,185 35,265 250,300 17,001 233,299 4,347,130 4,492,931 3,964,372 528,559 104,700 (8,373) 554,384 562,757 211 211 (591,200) (595,952) (794,696) (198,744) (591,200) (595,952) (794,485) (198,533) $ (486,500_.)$ (604,325) (240,101) $ 364,224 1,319,322 $ 1,079,221 See notes t° the financial statements. -38- OTHER SUPPLEMENTARY INFORMATION TOWN OF $OUTNOLO COMBINING BALANCE SHEET NON-MAJOR GOVERNMENTAL FUNDS December 3;f, 2007 ASSETS Cash and investments Accounts receNable Due from other funds Due from other governments prepaids LIABilITIES AND FUND BALANCE LIABILITIES Aocounts payable Due to other funds Deferred revenue Total Assets Total Liabilities FUND BALANCE Fund balance - reserved: Encumbrances Prepalds Fund balance - unreserved: Designated - Ensuing Year's Budget Undesignated Total Fu~d Balance Total Liabilities and Fund Balance General Fund Part Town $ 621.398 61,567 267,093 23,315 $ 973,373-- East-West Fire Southold Fishers Solid Waste Special Protection Wastewater Island Sewer Management Grant District Oistdct District Dist~ct Totals $ 32,854 $ 238,754 $ 39,849 $ 134,006 $1,066,861 1,144 90,458 153,169 157,192 1,051 470 477,127 902,933 $ 42,236 42.236 25,231 48,546 $ 42.236 $ 190,046 $ 239,805 $ 41,463 $ 726,822 $.~2,213,745 $ 15,272 $ 42,236 $ 12,656 235,141 157.192 250,413 42,236 ~69.848 23,315 317,000 382,645 6,400 13,798 $ 2,882 2,000 $ 941 · 941 4,882 $ 149.126 29,985 437,482 616,593 $ 222,172 31,985 830,756 1,084,913 722,960 20,198 $ 973,373 $ 42,23_._.___~6 $ 190,04~6 25,770 213,094 36,581 110,229 238,864 36,581 110,229 $ 239,805 $ 41,463 $ 726.822 25,770 23,315 323,400 756,347 1,128,832 $ 2,213,745 -39- TOWN OF SOIJTHOLD COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - NON-MAJOR GOVERNMENTAL FUNDS For the year ended December 31, 2007 REVENUES Real Properly Taxes Other Real Proper~y Tax Items Non-Property Tax Items Depadmental income Intergovemmestal Charges Use of Money and Property Licenses and Permits Sale of Property and Compensation for Loss Miscellaneous Local Sources State Aid Federal Aid East-West Fire SOuthold Fishers Solid Waste General Fund Special Protection Wastewater Island Sewer Management Part Town Grant ...... Distdct OJstdct O[stdct District 407,539 $ 499,000 $ 18,296 t ,282 679 25 234,091 669,746 20,997 44,654 6,055 11,721 5,150 2,164 93.t35 Total Revenues 1,457,761 EXPENDITURES General Government Support 87,970 Public Safety 443,127 Public Health · 7,370 Home and Community Services 656,988 Employee Benelits 220,697 Debt service: Principal Interest Total Expenditures 1.416,152 Excess (Deficiency) of Revenues Over Expenditures 41,609 Other Financing Uses; Transfers out (2261842) Total Other Financing Uses (226,842) 210,175 210,175 505,734 51,039 215,175 505,184 215,175 505,I84 (5.000) 650 Totals $ 1,907,062 $ 2,831.897 $ 2 2.593 4,581 234.091 9,929 1,446,830 2,147,502 905 905 1,908 30,023 94,361 164,188 169.338 214,273 216,437 13,283 13,283 93,135 210,175 __!~,839 3,779,157 6,015,705 87,970 948,311 7,370 33,639 16,206 2,251,106 3,173,114 248,292 468,989 1,960 234,098 236,058 355 294,383 294,738 35,954 16,206 .. 3,027,879 5,216.550 15,085 (4,367) 751,278 799,155 .... (647.273) (874,115) (647.273) : (874,115~ Net Change in Fund Balance (185,233) (5.000) 550 15,085 (4.367) Fund Balances at Beginning of Year 908,193. 5,000 19,648_ 223.779 .... 40,948 Fund Balances at End of Year $ 722,960 $ -0- $ 20,198 $ 238,864 $ 36,581 -40- 104,005 (74.960) 6,224 1,203,792 $ 110,229 _$ 1.128,832 TOWN OF SOLrTHOLD DISCRETELy PRESENTED COMPONENT UNITS COMBINING STATEMENT OF NET ASSETS Decembe~ 31, 2007 F"~hem ASSETS (Unaudiled) . (Unaudited) (Unaud~[ed) . {Unaudited) ..(Unaudited) (t~naudRedI 432,382 $ 128,029 $ 86,189 $ 3,536 14,104 163.675 42,095 91.450 10.095 588.774 1~228.126 170,124 177t639 13,631 Totals $ 262.729 $ 9.003 $ 1,522,50~ 95 78,621 139.704 25,230 677,898 517,262 101,198 568,801 432,985 2~6Z0~152 20~984 100,034 3~137.414 122~182 668~835 432~9~5 4,365,540 202,306 846,474 '446,616 935,757 2,597.720 317,624 · :~2.323 19,503~769 1,253,381 .. 22,326 .. 22,101~48.q 42,095 gl,450 547,319 42.095 91,450 21,510 547,319 2,831,893 986,328 $ 250,211 8,742 1,390,469 824 64,461 1.860,000 139,704 25,230 647,023 ........ 254,270 25,230 - 6,766,953 738,159 1,148,381 17,132,809 2,756 16~865 425,106 253,258 --. 31~329 2,052~130 $ 755t02~ $ 425.106 $ 1.401.639 $ 31 329 $ 19,187 695 DISCRETELY PRESENTED COMPONENT UNITS TOWN OF SOUTHOLD DISCRETELY PRESENTED COMPONENT UNITE COMBINING STATEMENT OF ACTIVITIES Year ended December 31, 2007 REVENUES Program revenues Real property taxes Other rea[ property tax items Non-property tax items Interest earnings Total Revenues EXPENSES Genem~ government support Public health Transpe~ation Culture and recreation ~ Home and oornmunity services Interest on debt Total Expenses Changes in Net Assets Net Assets at Beginning of Year Net Assets at End of Year Fishers is{and Fen, y Dist~tc~ $ 2,546,987 590,000 802 22,479 27,368 1,220.744 5.992 4~415,369 193.250 2,819.880 16,405 157,586 3,187,121 1,228,248 11,277,917 $12,506.165 Fishers Island Cutchogue- Southold Orient-East Mattituck Orient Refuse and New Suffolk Park Madon Park Park Mosquito Garbage ~ Pa~ District Ois~ct District DistH~t District .. ~Unaudited) (Unaudited) (Unaudited} (Unaudited) (Unaudited) (Unaudited) Totals 51,400 $ 2,598,387 512.300 $ 145,000 $ 315.000 $ 30,695 $ 467.527 $ 82,235 2,142,757 697 197 428 42 636 2,802 90,558 90,558 36,615 5,249 3,238 8 25,536 1,972 96,097 588,774 616.139 1,220,744 38,188 20~071 247 65,498 1~280,344 150~448 356~854 .... 30~745 514,770 84,454 6,832,982 193,250 86,911 86,911 2,819,880 132,084 339,999 32,993 387,994 893,070 633,048 649,453 20.968 4,474 183,028 654,016 132.084 339,999 321993 3921468 86,911 4,825,592 626,328 18,362 16.855 (2,248) 122,302 · (2.457) 2,007,390 3,191,893 231,849 738,169 427,354 1.279,337 33.786 17,180,305 $ 3.818,221 $ 250,211 $ 755.024 $ 425,106 $ 1,401,63~ $ 31,329 $19,187695 -42- ELIZABETH A. NEVILLE, RMC, CMC TOWN CLERK REGISTRAR OF VITAL STATISTICS MARRIAGE OFFICER RECORDS MANAGEMENT OFFICER FREEDOM OF INFORMATION OFFICER Town Hall, 53095 Main Road P.O. Box 1179 Southold, New York 11971 Fax (631) 765-6145 Telephone (631) 765-1800 southoldtown.northfork.net OFFICE OF THE TOWN CLERK TOWN OF SOUTHOLD March 4, 2009 Town of Southold, New York Refunding Serial Bonds-2009 (Our File Designation: (2615/ William J. Jackson, Esq. Hawkins Delafield & Wood LLP One Chase Manhattan Plaza New York, NY 10005 Dear Mr. Jackson: Enclosed find copies of affidavits of publication for both the Suffolk times and Newsday and the Estoppel Certificate when they are received. Please let me know if there is anything else you need for your files. Very truly yoursr~ Lynda M Rudder Deputy Town Clerk Encs CC: Town Attorney Town Comptroller ESTOPPEL CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York (the "Town"), HEREBY CERTIFY as follows: That a resolution of the Town Board of said Town entitled: "REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO," was adopted on February 24, 2009, and such resolution contained an estoppel clause as permitted by Section 80.00 of the Local Finance Law and a notice setting forth substantially the statements referred to in Section 81.00 of the Local Finance Law, together with a summary of such resolution, was duly published as referred to in said Section 81.00 of the Local Finance Law. That to the best of my knowledge, no action, suit or proceeding contesting the validity of the obligations authorized by such resolution was commenced within twenty days from the date of publication of such notice. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the corporate seal of said Town this (o'~t4 day of ~ ,2009. I Elizabeth A. Neville, Town Clerk Town of Southold NEWSDAY AFFIDAVIT OF PUBLICATION TOWN OF SOUTHOLD PO BOX 1179 SOUTHOLD NY 11971-0959 STATE OF NEW YORK) :SS.: COUNTY OF SUFFOLK) R. Lopes Legal 16074636 of Newsday, Inc., Suffolk County, N.Y., being duly sworn, says that such person is, and at the time of publication of the annexed Notice wasa duly authorized custodian of records of Newsday, Inc., the publisher of NEWSDAY, a newspaper published in the County of Suffolk, County of Nassau, County of Queens, and elsewhere in the State of New York and other places, and that the Notice of which the annexed is a true copy, was published in the following editions/ counties of said newspaper on the following dates: THURSDAY MARCH 12 2009 : Suffolk 2009 Sworn To Before Me This 12 day of March Notary Public Commission Expires 08/07/2010 Qualified in Surfak County Legal Notice 16074636 LEGAL NOT~CE NEWSDAY PROOF Customer. TOWN OF SOUTHOLD Contact: LYNDA M RUDDER Phone: 6317651800 Ad Number:. 16074636 Start Date:O3/t2/2009 End Date: 03/12/2009 Times: 1 Price: $294.74 Size: 1 x 88 Section: CL Class: 11100 Printed By: LO05 Date: 03/04/2009 Signature of Approval: Date: Zones: Southold Town Board - Letter Board Meeting of February 24, 2009 RESOLUTION 2009-184 ADOPTED Item # 4.29 DOC ID: 4799 THIS IS TO CERTIFY THAT THE FOLLOVglNG RESOLUTION NO. 2009-184 WAS ADOPTED AT THE REGULAR MEETING OF THE SOUTHOLD TOWN BOARD ON FEBRUARY 24, 2009: REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. Recitals WHEREAS, the Town of Southold, in the County of Suffolk, New York (herein called the "Town"), has heretofore issued on May 19, 1998 its $2,000,000 Agricultural Land Preservation Serial Bonds-1998 (the "1998 Bonds"), which are currently outstanding in the principal amount of $1,120,000 (the "Outstanding 1998 Bonds"), which shall mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November 1 in each year to maturity, as follows: Year of Principal Interest Rate Maturity Amount 2009 $100,000 4.85% 2010 100,000 4.85 2011 110,000 4.85 2012 110,000 4.85 2013 110,000 4.85 2014 110,000 4-7/8 Generated February 27, 2009 Page 57 Southold Town Board - Letter Board Meeting of February 24, 2009 2015 120,000 4-7/8 2016 120,000 4-7/8 2017 $120,000 4-7/8% ,- 2018 120,000 4-7/8 WHEREAS, the 1998 Bonds maturing on or after May 1, 2009 are subject to redemption prior to maturity, at the option of the Town, on May 1, 2008 and thereafter on any date, in whole or in part, in inverse order or maturity or in equal proportionate amounts (selected by lot within a maturity), at the following redemption prices, plus accrued interest to the date of redemption: Redemption Dates (all dates inclusive) May 1, 2008 to April 30, 2009 May 1, 2009 to April 30, 2010 May 1, 2010 and thereafter Redemption Prices (Percentages of Principal Amount) 102% 101 100 WHEREAS, on May 18, 1999 the Town issued its $1,900,000 Open Space Preservation Serial Bonds-1999 (the "1999 Bonds"), which are currently outstanding in the principal amount of $1,160,000 (the "Outstanding 1999 Bonds". and together with the 1998 Outstanding Bonds, the "Outstanding Bonds"), which shall mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May I and November I in each year to maturity, as follows: Year of Principal Interest Rate Maturity Amount 2009 $ 90,000 4.70% 2010 90,000 4.70 2011 100,000 4.70 2012 100,000 4.70 2013 100,000 4.70 2014 110,000 4.70 2015 110,000 4.70 2016. 110,000 4.70 2017 110,000 4.70 2018 120,000 4.70 2019 120,000 4.70 WHEREAS, the 1999 Bonds maturing on or after May 1, 2010 are subject to redemption prior to maturity, at the option of the Town, on May 1, 2009 ahd thereafter on any date, in whole or in part, and if in part, in inverse order of maturity or in equal proportionate amounts (selected by lot within a maturity), at the following redemption prices, plus accrued Generated February 27, 2009 Page 58 Southold Town Board - Letter Board Meeting of February 24, 2009 interest to the date of redemption, as follows: Redemption Dates (Both Dates Inclusive) May 1, 2009 to April 30, 2010 May 1,2011 to April 30, 2011 May 1, 2012 and thereafter Redemption Prices (Pementages of Principal Amount) 102% 101 100 WHEREAS, Section 90.10 of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York (herein called the "Law"), permits the Town to refund all or a portion of the outstanding unredeemed maturities of the 1998 Bonds and the 1999 Bonds by the issuance of new bonds, the issuance of which will result in present value debt service savings for the Town, and the Town Board has determined that it may be advantageous to refund all or a portion of the Outstanding Bonds; NOW, THEREFORE, be it RESOLVED BY THE TOWN BOARD OF THE TOWN OF SOUTHOLD, NEW YORK (by the favorable vote of at least two-thirds of all the members of said Town Board), AS FOLLOWS: Section 1. In this resolution, the following definitions apply, unless a different meaning clearly appears from the context: (a) "Bond To Be Refunded" or "Bonds To Be Refunded" means all or a portion of the aggregate Outstanding Bonds, as shall be determined in accordance with Section 8 hereof. (b) "Escrow Contract" means the contract to be entered into by and botween the Town and the Escrow Holder pursuant to Section 10 hereof. (c) "Escrow Holder" means the bank or trust company designated as such pursuant to Section 10 hereof. (d) "Present Value Savings', means the dollar savings which result from the issuance of the Refunding Bonds computed by discounting the principal and interest payments on both the Refunding Bonds and the Bonds To Be Refunded from the respective maturities thereof to the date of issue of the Refunding Bonds at a rate equal to the effective interest cost of the Refunding Generated February 27, 2009 Page 59 Southold Town Board - Letter Board Meeting of February 24, 2009 Bonds. The effective interest cost of the Refunding Bonds shall be that rate which is arrived al by doubling the semi-annual interest rate (compounded semi-annually) necessary to discount the debt service payments on the Refunding Bonds from the maturity dates thereof to the date of issue of the Refunding Bonds and to the agreed upon price including estimated accrued interest. (e) "Redemption Date" means May 1, 2008, or any date thereafter, with respect to the 1998 Bonds and May 1,2009 with respect to the 1999 Bonds. (0 "Refunding Bond" or "Refunding Bonds" means all or a portion of the $3,000,000 Refunding Serial Bonds-2009 of the Town of Southold, authorized to be issued pursuant to Section 2 hereofi (g) "Refunding Bond Amount Limitation" means an mount of Refunding Bonds which does not exceed the pnncipal amount of Bonds To Be Refunded plus the aggregate amount of unmatured interest payable on such Bonds To Be Refunded, to and including the applicable Redemption Date, plus redemption premiums payable on such Bonds To Be Refunded as of such Redemption Date, as hereinabove referred to in the Recitals hereof, plus costs and expenses incidental to the issuance of the Refunding Bonds including the development of the refunding financial plan, and of executing and performing the terms and conditions of the Escrow Contract and all fees and charges of the Escrow Holder as referred to in Section 10 hereof. Section 2. The Town Board of the Town (herein called the "Town Board"), hereby authorizes the refunding of the Bonds To Be Refunded, and appropriates an amount not to exceed $3,000,000 to accomplish such refunding. The plan of financing said appropriation includes the issuance of not to exceed $3,000,000 Refunding Bonds and the levy and collection of a tax upon all the taxable real property within the Town to pay the principal of and interest on said Refunding Bonds as the same shall become due and payable. Bonds of the Town in the maximum principal amount of $3,000,000 and substantially designated as "REFUNDING Generated February 27. 2009 Page 60 Southold Town Board - Letter Board Meeting of February 24, 2009 SERIAL BONDS-2009", are hereby authorized to be issued pursuant to the provisions of the Law. The proposed financial plan for the refunding in the form attached hereto as Exhibit A (the "refunding financial plan") prepared for the Town by Roosevelt & Cross, Incorporated, New York, New York, and hereby accepted and approved, includes the deposit of all the proceeds of said Refunding Bonds with an Escrow Holder pursuant to ah Escrow Contract as authorized in Section 10 hereof, the payment of all costs incurred by the Town in connection with said refunding from such proceeds and the investment of a portion of such proceeds by the Escrow Holder in certain obligations. The principal of and interest on such investments, together with the balance of such proceeds to be held uninvested, if afly, shall be sufficient to pay (i) the principal of and interest on the Bonds To Be Refunded becoming due and payable on and prior to each applicable Redemption Date and (ii) the principal of and premium on the Bonds To Be Refunded which are to be called for redemption prior to maturity on any such Redemption Date. Section 3. The Bonds To Be Refunded referred to in Section 1 hereof are all or a portion of the Outstanding Bonds issued pursuant to the bond .resolutions duly adopted on their respective dates~ authorizing the issuance of bonds of the Town for open space and agricultural land preservation. In accordance with the refunding financial plan, the Refunding Bonds authorized in the aggregate principal amount of not to exceed 5;3,000,000 shall mature in amounts and at dates to be determined. The Supervisor; the chief fiscal officer of the Town, is hereby authorized to approve all details of the refunding financial plan not contained herein. Section 4. The issuance of the Refunding Bonds will not exceed the Refunding Bond Amount Limitation. The Refunding Bonds shall mature not later than the maximum period of probable usefulness ("PPU") permitted by law at the time of original issuance of the Bonds to be Refunded. The maximum period of probable usefulness ("PPU") of the Bonds to be Refunded is thirty (30) years. Section 5. The aggregate amount of estimated Present Value Savings is set forth in the proposed refunding financial plan attached hereto as Exhibit A, computed ~n accordance with subdivision two of paragraph b of Section 90.10 of the Law. Said refunding financial plan has been prepared based upon the assumption that the Refunding Bonds will be issued in the aggregate principal amount, and will mature, be of such terms and bear such interest as set forth therein. The Town Board recognizes that the principal amount of the Refunding Bonds, the Generated February 27, 2009 Page 61 Southold Town Board - Letter Board Meeting of February 24, 2009 maturities, terms and interest rates, the provisions, if any, for the redemption thereof prior to maturity, and whether or not any or all of the Refunding Bonds will be insured, and the resulting present value savings, may vary from such assumptions and that the refunding financial plan may vary from that attached hereto as Exhibit A. Section 6. The Refunding Bonds may be sold at public or private sale and the Supervisor, the chief fiscal officer of the Town, is hereby authorized to execute a purchase contract on behalf of the Town for the sale of said Refunding Bonds, provided that the terms and conditions of such sale shall be approved by the State Comptroller, and further providing that prior to the issuance of the Refunding Bonds the Supervisor shall have filed with the Town Board a certificate approved by the State Comptroller setting forth the Present Value Savings to the Town resulting from the issuance of the Refunding Bonds. In connection with such sale, the Town authorizes the preparation of an Official Statement and approves its use in connection with such sale, and further consents to the distribution of a Preliminary Official Statement prior to the date said Official Statement is distributed. In the event that the Refunding Bonds are sold at public sale pursuant to Section 57.00 of the Law, the President of the Board of Education is hereby authorized and direct to prepare or have prepared a Notice of Sale, a summary of which shall be published at least once in (a) "THE BOND BUYER", published in the City of New York and (b) the official newspaper(s) of the Town having general circulation within said Town, not less than five (5) nor more than thirty (30) days prior to the date of said sale. A copy of such notice shall be sent not less than eight (8) nor more than thirty (30) days prior to the date of said sale to (1) the State Comptroller, Albany, New York 12236; (2) at least two banks or trust companies having a place of business in the county in which the Town is located, or, if only one bank is located in such County, then to such bank and to at least two banks or trust companies having a place of business in an adjoining county; (3) "THE BOND BUYER", 1 State Street Plaza, New York, New York 10004; and (4) at least 10 bond dealers. The Supervisor is hereby further authorized and directed to take any and all actions necessary to accomplish said refunding, and to execute any contracts and agreements for the purchase of and payment for services rendered or to be rendered to the Town in con~ection with said refunding, including the preparation of the refunding financial plan referred to in Section 2 hereof. Section 7. Each of the Refunding Bonds authorized by this resolution shall Generated February 27, 2009 Page 62 Southold Town Board - Letter Board Meeting of February 24, 2009 contain the recital of validity proscribed by Section 52.00 of the Law and said Refunding Bonds shall be general obligations of the Town, payable as to both principal and interest by a general mx upon all the taxable real property within the Town without limitation as to rate or mount. The faith and credit of the Town are hereby irrevocably pledged to the punctual payment of the principal of and interest on said Refunding Bonds and provision shall be made annually in the budget of the Town for (a) the amortization and redemption of the Refunding Bonds to mature in such year and (b) the payment of interest to be due and payable in such year. Section 8. Subject to the prowsions of this resolution and of the Law, and pursuant to the provisions of Section 21.00 of the Law with respect to the issuance of bonds having substantially level or declining annual debt service, and Sections 50.00, 56.00 to 60.00, 90.10 and 168.00 of the Law, the powers and duties of the Town Board relative to determining the amount of Bonds To Be Refunded, prescribing the terms, form and contents and as to the sale and issuance of the Refunding Bonds, and executing any arbitrage certification relative thereto, and as to executing the Escrow Contract described in Section 10, the Official Statement referred to in Section 6 and any contracts for credit enhancements in connection with the issuance of the Refunding Bonds and any other certificates and agreements, and as to making elections- to call in and redeem all or a portion of the Bonds to be Refunded, are hereby delegated to the Supervisor, the chief fiscal officer of the Town. Section 9. The validity of the Refunding Bonds authorized by this resolution may be contested only iff (a) such obligations are authorized for an object or purpose for which the Town is not authorized to expend money, or (b) the provisions of law which should be complied with at the date of the publication of such resolution, or a summary thereof, are not substantially complied with, and an action, suit or proceeding contesting such validity ~s commenced within twenty days after the date of such publication, or (c) such obligations are authorized in violation of the provisions of the constitution. Generated February 27, 2009 Page 63 Southold Town Board - Letter Board Meeting of February 24~ 2009 Section 10. Prior to the issuance of the Refunding Bonds, the Town shall contract with a bank or trust company located and authorized to do business in New York State, for the purpose of having such bank or trust company act as He Escrow Holder of the proceeds, inclusive of any premium from the sale of the Refunding Bonds, together with all income derived from the investment of such proceeds. Such Escrow Contract shall contain such terms and conditions as shall be necessary in order to accomplish the refunding financial plan, including provisions an~orizing the Escrow Holder, without further authorization or direction from the Town, except as otherwise provided therein, (a) to make all required payments of principal, interest and redemption premituns to the appropriate paying agent with respect to the Bonds To Be Refunded, (b) to pay costs and expenses incidental to the issuance of the Refundil~g Bonds, including the development of the refunding financial plan, and costs and expenses relating to the execution and performance of the terms and conditions of the Escrow Contract and all of its fees and charges as the EscroW Holder, (c) at the appropriate time or times to cause to be given on behalf of the Town the notice of redemption authorized to be given pursuant to Sect[on 13 hereof, and (d) to invest the monies held by it consistent with the provisions of the refunding financial plan. The Escrow Contract shall be irrevocable and shall constitute a covenant with the holders of the Refunding Bonds. Section 11, The proceeds, inclusive of any premium, from the sale of the Refunding Bonds, immediately upon receipt shall be placed in escrow by the Town with the Escrow Holder in accordance with the Escrow Contract. All moneys held by the Escrow Holder shall be invested only in direct obligations of the United States of America or in obligations the principal of and interest on which are unconditionally guaranteed by the United States of America, which obligations shall mature or be subject to redemption at the option of the holder thereof not later than the respective dates when such moneys.will be required to make payments in accordance with the refunding financial plan. Any such moneys remaining in the custody of the Escrow Holder after the full execution of the Escrow Contract shall be returned to the Town and shall be applied by the Town only to the payment of the principal of or interest on the Refunding Bonds then outstanding. Section 12. That portion of such proceeds from the sale of the Refunding Bonds, together with interest earned thereon, which shall be required for the payment of the principal of Generated February 27, 2009 Page 64 Southold Town Board ~ Letter Board Meeting of February 24, 2009 and interest on the Bonds To Be Refunded, including any redemption premiums, in accordance With the refunding financial plan, shall be irrevocably committed and pledged to such purpose and the holders of the Bonds To Be Refunded shall have a lien upon such mbneys and the investments thereof held by the Escrow Holder. All interest earned from the investment of such moneys which is not required for such payment of principal of and interest on the Bonds To Be Refunded shall be irrevocably committed and pledged to the payment of the principal of and ~nterest on the Refunding Bonds, or such portion or series thereof as shall be required by the refunding financial plan, and the holders of such Refunding Bonds shall have a lien upon such moneys held by the Escrow Holder. The pledges and liens provided for herein.shall become valid and binding upon the issuance of the Refunding Bonds and the moneys and investments held by the Escrow Holder shall immediately be subject thereto without any further act. Such pledges and liens shall be valid and binding against all parties having claims of any kind in tort, contract or otherwise against the Town irrespective of whether such parties have notice thereof. Neither this resolution, the Escrow Contract, nor any other instrument relating to such pledges 'and liens, need be filed or recorded. Section 13. In accordance with the provisions of Section 53.00 and of paragraph h of Section 90.10 of the Law. the Town Board hereby elects to call in and redeem all or a portion of the Bonds To Be Refunded which are subject to prior redemption according to their terms on the Redemption Date, as shall be determined by the Supervisor in accordance with Section 8 hereof. The sum to be paid therefor on the applicable Redemption Date shall be the par value thereof, the accrued interest to such Redemption Date and the redemption premiums, if any. The Escrow Holder is hereby authorized and directed to cause a notice of such call for redemption to be given ~n the name of the Town by mailing such notice at least thirty days prior to such Redemption Date, and in accordance with the terms appearing in the Bonds' to be Refunded, to the registered holders of the Bonds To Be Refunded which are to be called in and redeemed. Upon the issuance of the- Refunding Bonds, the election to call in and redeem the Bonds To Be Refunded which are to be called in and redeemed in accordance herewith and the direction to the Escrow Holder to cause notice thereof to be given as provided in this Section shall become irrevocable and the provisions of this Section shall constitute a covenant with the holders, from time to time, of the Refunding Bonds, provided that this Section may be amended Generated February 27, 2009 Page 65 Southold Town Board - Letter Board Meeting of February 24, 2009 from time to time as may be necessary to comply with the publication requirements of paragraph a of Section 53.00 of the Law, as the same may be amended from time to time. Section 14. This bond resolution shall take effect immediately, and the Town Clerk is hereby authorized and directed to publish the foregoing resolution, in summary, together with a Notice attached in substantially the form prescribed by Section 81.00 of the Law in the "The Suffolk Times" two newspapers having general circulation in the Town and hereby designated the official newspapers of said Town for such publication. Elizabeth A. Neville Southold Town Clerk RESULT: ADOPTED [UNANzMOUS] MOVER: Vincent Orlando, Councilman SECONDER: Albert Krupski Jr., Councilman AYES: Rulan~t, Orlando, Krupski Jr., Wickham, I~vans, Russell Generated February 27, 2009 Page 66 ELIZABETH A. NEVrLT.~,,, RMC, CMC TOWN CLERK REGISTRAR OF VITAL STATISTICS MARRIAGE OFFICER RECORDS MANAGEMENT OFFICER FREEDOM OF INFORMATION OFFICER Town Hall, 53095 Main Road P.O. Box 1179 Southold, New York 11971 Fax (631) 765-6145 Telephone (631) 765-1800 southoldtown.northfork.net OFFICE OF THE TOWN CLERK TOWN OF sOUTHOLD March 4, 2009 Town of Southold, New York Refunding Serial Bonds-2009 (Our File Designation: (2615/ William J. Jackson, Esq. Hawkins Delafield & Wood LLP One Chase Manhattan Plaza New York, NY 10005 Dear Mr. Jackson: Enclosed are two (2) certified copies of the Extract of Minutes for the above referenced bond, a copy of the legal notice that was sent to the Suffolk Times and Newsday for publication in their next editions, and a certified copy of the resolution that was adopted by the Town Board on February 24, 2009. I will forward copies of affidavits of publication and the Estoppel Certificate when they are received. Please let me know if there is anything else you need for your files. Encs CC: Town Attomey Town Comptroller Very truly yours, LYnda M Rudder Deputy Town Clerk LEGAL NOTICE The resolution, a summary of which is published herewith, has been adopted on the 24th day of February, 2009 and the validity of the obligations authorized by such resolution may be hereafter contested only if snch obligations were authorized for an object or purpose for which the Town of Southold, in the County of Suffolk, New York, is not authorized to expend money or if the provisions of law which should have been complied with as of the date of publication of this Notice were not substantially complied with, and an action, suit or proceeding contesting such validity is commenced within twenty days after the publication of this Notice, or such obligations were authorized in violation of the provisions of the constitution. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD DATED: February 24, 2009 Southold, New York Elizabeth A. Neville Town Clerk REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING ' THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. The object or purpose is to refund of all or a portion of certain outstanding serial bonds of the Town issued in 1998 and 1999 for open space and agricultural land preservation. The period of probable usefulness for which the 1998 and 199 bonds were issued is thirty (30) years, commencing on the date of original issuance of the first bonds or bond note~ anticipation issued for the respective purposes for which the outstanding"d~nds' were issued. The amount of obligations to be Issue.d is not to exceed $3,000,000 A complete copy of the Bond Resolution summarized above shall be available for public inspection during normal business hours at the office of the Town Clerk, Town Hall, 53095 Main Road, Southold, New York. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD Dated: February 24, 2009 Southold, New York ELIZABETH A. NEVILLE Town Clerk PLEASE PUBLISH ON March 12, 2009, AND FORWARD THREE (3) AFFIDAVITS OF PUBLICATION TO ELIZABETH A. NEVILLE, TOWN CLERK, TOWN HALL, P.O. BOX 1179, SOUTHOLD, NY 11971 Copies to the following: Suffolk Times Town Attorney Bond Council Town Board Members Accounting Town Clerk's Bulletin Board STATE OF NEW YORK ) SS: COUNTY OF SUFFOLK) ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, New York being duly sworn, says that on the 3ra day of March ,2009, she affixed a notice of which the annexed printed notice is a tree copy, in a proper and substantial manner, in a most public place in the Town of Southold, Suffolk County, New York, to wit: Town Clerk's Bulletin Board, 53095 Main Road, Southold, New York. 2009 Refunding Bond t~zabeth A.'~l~eville / - Southold Town Clerk Snw~[n before me this ~ day of fY1 ~g..e~h , .2009. Ndtary Public LYNDA M. BOHN NOTARY PUBLIC State o! New YO~ No 01BO6020932 Qualified in Suffolk Cour~t~ Page 1 of l Rudder, Lynda From: ND-LegalAdv[legaladv@newsday.com] Sent: Wednesday, March 04, 2009 11:58 AM To: Rudder, Lynda Subject: Re: For Publication ad received. Kathy >>> "Rudder, Lynda" <lynda.rudder@town.southold.ny.us> 3/4/2009 11:53 AM >>> Please publish the attached notice in the Suffolk county edition of Newsday in the next edition, forward three (3) affidavits of publication and acknowledge receipt of this email, thank you. Lynda M Rudder Lynda M Rudder Deputy Southold Town Clerk Principal Account Clerk 53095 Main Road PO Box 1179 Southold, NY 11971 (631)765-1800 ext 265 The information transmitted in this email and any of its attachments is intended only for the person or entity to which it is addressed and may contain Cablevision proprietary information, which is privileged, confidential, or subject to copyright belonging to Cablevi$ion. Any review, retransmission, dissemination or other use of, or taking of any action in reli.ance upon, this information by persons or entiUes other than the intended recipient is prohibited and may be unlawful. Tf yOU received this in error, please contact the sender immediately and delete and de~troy the communication and all of the attachments you have received and all copies thereof. 3/4/2009 Rudder, Lynda From: Sent: To: Subject: postmaster@town.southold.ny.us Wednesday, March 04, 2009 11:54 AM Rudder, Lynda Delivery Status Notification (Relay) A'FI'163159~..txt For Publication (~33 S) This is an automatically generated Delivery Status Notification. Your message has been successfully relayed to the following recipients, but the requested delivery status notifications may not be generated by the destination. legaladv~newsday.com Page I of 1 Rudder, Lynda From: Rudder, Lynda Sent: Wednesday, March 04, 2009 11:53 AM To: legaladv@newsday,com Subject: For Publication Please publish the attached notice in the Suffolk county edition of Newsday in the next edition, forward three (3) affidavits of publication and acknowledge receipt of this email, thank you. Lynda M Rudder Lynda M Rudder Deputy Southold Town Clerk Principal Account Clerk 53095 Main Road PO Box 1179 Southold, NY 11971 (631)765'1800 ext 265 3/4/2009 Page 1 of I Rudder, Lynda From: Candice Schott[cschott@timesreview.com] Sent: Wednesday, March 04, 2009 11:51 AM To: Rudder, Lynda Subject: RE: For publication 3/12/09 Hi Lynda, I received your legal ad and it is set to run in the 3/12 edition. Thanks, Candice From: Rudder, Lynda [mailto:lynda.rudder@town.southold.ny.us] Sent: Wednesday, March 04, 2009 11:10 AN To: legals@timesreview.com Subject: For publication 3/12/09 Please publish in the 3/12/09 edition, forward three (3) affidavits of publication and acknowledge receipt of this email. Thank you Lyndo AA Rudder Lynda M Rudder Deputy Southold Town Clerk Principal Account Clerk 53095 Main Road PO Box 1179 Southold, NY 11971 (631)765'1800 ext 265 3/4/2009 Page 1 of 1 Rudder, Lynda From: Rudder, Lynda Sent: Wednesday, March 04, 2009 11:10 AM To: 'legals@timesreview.com' Subject: For publication 3/12/09 Please publish in the 3/12/09 edition, forward three (3) affidavits of publication and acknowledge receipt of this email. Thank you Lynda M Rudder Lynda M Rudder Deputy Southold Town Clerk Principal Account Clerk 53095 Main Road PO Box 1179 Southold, NY 11971 (631)765-1800 ext 265 3/4/2009 Rudder, Lynda From: Sent: To: Subject: postmaster@town.southold, ny. us Wednesday, March 04, 2009 11:10 AM Rudder, Lynda Delivery Status Notification (Relay) A'l:T1631051.b(t :or publication 3/12~ (239 B) 09 This is an automatically generated Delivery Status Notification. Your message has been successfully relayed to the following recipients, but the requested delivery status notifications may not be generated by the destination. legals@timesreview.com CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York, HEREBY CERTIFY that the foregoing annexed extract of the minutes of a meeting of the Town Board of said Town of Southold duly called and held on February 24, 2009, has been compared by me with the original minutes as officially recorded in my office in the Minute Book of said Town Board and is a true, complete and correct copy thereof and of the whole of said original minutes so far as the same relate to the subject matters referred to in said extract. 1N WITNESS WHEREOF, I have hereunto set my hand and affixed the corporate seal of said Town of Southold this 24th day of February, 2009. To;n'Cler~ #9201 STATE OF NEW YORK) ) SS: COUNTY OF SUFFOLK) Karen Kine of Mattituck, in said county, being duly sworn, says that she is Principal Clerk of THE SUFFOLK TIMES, a weekly newspaper, published at Mattituck, in the Town of Southold, County of Suffolk and State of New York, and that the Notice of which the annexed is a printed copy, has been regularly published in said Newspaper once each week for 1__ week(s), successively, commencing on the 12th day of March, 2009. " Principal Clerk Sworn to before me this 3 day of ~ 2009. NOTARY PUBLIC-STATE OF NEW YORK NO1 01-V06105050 Qualified In Suffolk County My Commission1 Expires Februory 28, 2012 LEGAL NOTICE 'The. resolution, a summary of which is published herewith, has been adopted on the 24th day of February. 2009 and the validity of the obligations au thorized by such resolution may be hereafter conlested only ~f such obligations were authorized for an object or purpose for which the Town of Southo[d, in the County of Suffolk. New York, is not tl~orized to expend money or if the pro- '~isinns of law which should have been complied with as of the date of publi- cation of this Notice were not substan- #ally comp]led vgth, and an action, suit · r proceeding contesting such validity is commenced within twenty days after the [mbliqafion of this Notice, or such obit ~afions were authorized in violation of the provisions of the constitution. BY ORDER OF THE TOWN BOARD OFTHE TOWN OF SOUTHOLD Elizabeth A. Neville ToWn Clerk DATED: February. 24, 24)09 Southold, New York REFUNDING BOND RESO- LUTION OF THE TOWN OF SOUTHOLD, NEW YORK. AD- OPTED FEBRUARY 24, 2009, AU- THORIZING THE 'REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, AP- PROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000~000 REFUNDING BONDS TO F1NANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS REI~AT[VE THERETO. The object or purpose is to refund of all or a portion of certain outstanding serial bonds of the Town issued in 1998 and 1999 for open space a~d agricultural land preservation. The period of probable usefulness for which the 1998 and 199 bonds were is- sued is thirty (30) years, commencing on the date of original issuance of the f~rst bonds or bond anticipation notes issued for the respective purposes for which the outstanding bonds were issued. The amount of obligations to be Is sued is not to exceed $3,000,000 A complete copy of the Bond Reso- lution summarized above shall be avail- able for public inspection during normal business hours at the office of the Town Clerk. Town Hall, 53095 Main Road. Southold. New York. 9201-1T 3/!2 EXTRACT OF MINUTES Meeting of the Town Board of the Town of Southold, in the County of Suffolk, New York February 24, 2009 A regular meeting of the Town Board of the Town of Southold, in the County of Suffolk, New York, was held at the Town Hall, 53095 Main Road, Southold, New York, on February 24, 2009. There were present: Board Members: Scott A. Russell, Supervisor; and Councilman Albert Krupski, Jr Councilman Vincent Orlando Councilman William Ruland Councilman Thomas Wickham Justice Louisa Evans There were absent: None Also present: Elizabeth A. Neville, Town Clerk Councilman Vincent Orlando offered the following resolution and moved its adoption: REFUNDING BOND RESOLUTION OF THE TOVv2q OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. Recitals WHEREAS, the Town of Southold, in the County of Suffolk, New York (herein called the "Town"), has heretofore issued on May 19, 1998 its $2,000,000 Agricultural Land Preservation Serial Bonds-1998 {the "1998 Bonds"), which are cui'rently outstanding in the principal amount of $1,120,000 (the "Outstanding 1998 Bonds"), which shall mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November I in each year to maturity, as follows: Year of Principal Interest Maturity Amount Rme 2009 $100,000 4.85% 2010 100,000 4.85 2011 110,000 4.85 2012 110,000 4.85 2013 110;000 4.85 2014 110,000 4-7/8 2015 120,000 4-7/8 2016 120,000 4-7/8 2017 $120,000 4-7/8% 2018 120,000 4-7/8 WHEREAS, the 1998 Bonds maturing on or after May 1, 2009 are subject to redemption prior to maturity, at the option of the Town, on May 1, 2008 and thereafter on any date, in whole or in pan. in inverse order or maturity or in equal proportionate amounts (selected by lot within a maturity), au the f~llowing redemption prices, plus accrued interest to the date of redemption: Redemption Dates (all dates inclusive) Redemption Prices (Percentages of Principal Amount) May 1, 2008 to April 30, 2009 May 1. 2009 to April 30, 2010 May 1, 2010 and thereafter 102% I01 100 WHEREAS, on May 18, 1999 the Town issued its $1,900,000 Open Space Preservation Serial Bonds-1999 (the "1999 Bond~'), which are Currently outstanding in the principal amount of $1.160,000 (the "Outstanding 1999 Bonds" and together with the 1998 Outstanding Bonds, the "Outstanding Bonds"), which shall mature on May I in each of the years and in the pnnc~pal amounts and bear interest payable semiannually on May I and November 1 in each year to maturity, as follows: Year of Principal Interest Maturity Amount Rat~ 2009 $ 90,000 4.70% 2010 90,000 4.70 2011 100,000 4.70 2012 100,000 4.70 2013 100,000 4.70 2014 110,000 4.70 2015 I10,000 4.70 2016 110,000' 4.70 2017 110,000 ' 4.70 2018 120,000 4.70 Year of Principal Interest Maturity Amount Rate 2019 120,000 4.70 WHEREAS, the 1999 Bonds maturing on or after May 1, 2010 are subject to redemption prior to maturity, at the option of the Town, on May 1, 2009 and thereafter on any date, in whole or in part, and if in part. in inverse order of maturity or in equal proportionate amounts (selected by lot within a maturity), at the following redemption prices, plus accrued interest to the date of redemption, as follows: Redemption Dates fBoth Dates Inclusive) May 1, 2009to April 30, 2010 May 1,2011 to April 30, 2011 May 1, 2012 and thereafter Redemption Prices (Percentages of Principal Amount) 102% 101 100 WHEREAS, Section 90.10 of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York (herein called the "Law"), permits the Town to refund all or a portion of the outstanding unredeemed maturities of the 1998 Bonds and the 1999 Bonds by the issuance of new bonds, the issuance of which will result in present value debt service savings for the Town, and the Town Board has determined that it may be advantageous to refund all or a portion of the Outstanding Bonds; NOW, THEREFORE, be it RESOLVED BY THE TOWN BOARD OF THE TOWN OF SOUTHOLD, NEW YORK (by the favorable vote of at least two-thirds of all the members of said Town Board), AS FOLLOWS: Section 1. In this resolution, the following definitions' apply, unless a different meaning clearly appears from the context: (a) "Bond To Be Refunded" or "Bonds To Be Refunded" means all or a portion of the aggregate Outstanding Bonds, as shall be determined in accordance with Section 8 hereof. (b) "Escrow Contract" means the contract to be entered into by and between the Town and the Escrow Holder pursuant to Section 10 hereof. (c) "Escrow Holder" means the bank or trust company designated as such pursuant to Section 10 hereof. (d) "Present Value Sayings" means the dollar savings which result from the issuance of the Refunding Bonds computed by discounting the principal and interest payments on both the Refunding Bonds and the Bonds To Be Refunded from the respective maturities thereof to the date of issue of the Refunding Bonds at a rate equal to the effective interest cost of the Refunding Bonds. The effective interest cost of the Refunding Bonds shall be that rate which is arrived at by doubling the semi-annual interest rate (compounded semi-annually) necessary to discount the debt service payments on the Refunding Bonds from the maturity dates thereof to the date of issue of the Refunding Bonds and .to the agreed upon price including estimated accrued interest. (e) "Redemption Date" means May 1, 2008, or any date thereafter, with respect to the 1998 Bonds and May 1, 2009 with respect to the 1999 Bonds. (0 "Refunding Bond" or "Refunding Bonds" means all or a portion of the $3,000,000 Refunding Serial Bonds-2009 of the Town of Southold, authorized to be issued pursuant to Section 2 hereof. (g) Refunding Bond Amount L~mltatlon means an amount of Refunding Bonds which does not exceed the principal amount of Bonds To Be Refunded plus the aggregate amount of unmatured interest payable on such Bonds To Be Refunded, to and including the applicable Redemption Date, plus redemption premiums payable on such Bonds To Be Refunded as of such Redemption Date, as hereinabove referred to in the Recitals hereof, plus costs and expenses incidental to the issuance of the Refunding Bonds including the development of the refunding financial plan, and of executing and performing the terms and conditions of the Escrow Contract and all fees and charges of the Escrow Holder as referred tO in Section 10 hereof. Section 2. The Town Board of the Town (herein called the "Town Board"), hereby authorizes the refunding of the Bonds To Be Refunded, and appropriates an amount not to exceed $3,000,000 to accomplish such refunding. The plan of financing said appropriation includes the issuance of not to exceed $3,000,000 Refunding Bonds and the levy and collection of a tax upon all the taxable real property within the Town to pay the principal of and interest on said Refunding Bonds as the same shall become due and payable. Bonds of the Town in the maximum principal amount of $3,000,000 and substantially designated as "REFUNDING SERIAL BONDS-2009", are hereby authorized to be issued pursuant to the provisions of the Law. The proposed financial plan for Ihe refunding in the form attached hereto as Exhibit A (the "refunding financial plan") prepared for the Town by Roosevelt & Cross, Incorporated, New York, New York, and hereby accepted and approved, includes the deposit of all the proceeds of.said Refunding Bonds with an Escrow Holder pursuant to an Escrow Contract as authorized in Section 10 hereof, the payment of all costs incurred by the Town in connection with said refunding from such proceeds and the investment of a portion of such proceeds by the EScrow Holder in certain obligations. The principal of and interest on such investments, together with the balance of such proceeds to be held uninvested, if any, shall be sufficient to pay (i) the principal of and interest on the Bonds To Be Refunded becoming due and payable on and prior to each applicable Redemption Date and (ii) the principal of and premium on the Bonds To Be Refunded which are to be called for redemption prior to maturity on any such Redemption Date. Section 3. The Bonds To Be Refunded referred to in Section 1 hereof are all or a portion of the Outstanding Bonds issued pursuant to the bond resolutions duly adopted on their respective dates, authorizing the issuance of bonds of the Town for open space and agricultural land preservation. In accordance with the refunding financial plan, the Refunding Bonds authorized in the aggregate principal amount of not to exceed $3,000,000 shall mature in amounts and at dates to be determined. The Supervisor, the chief fiscal officer of the Town, is hereby authorized tO approve all details of the refunding financial plan not contained herein. Section 4. The issuance of the Refunding Bonds will not exceed the Refunding Bond Amount Limitation. The Refunding Bonds shall mature not later than the maximum period of probable usefulness ("PPU") permitted by law at the time of original issuance of the Bonds to be Refunded. The maximum period of probable usefulness ("PPU") of the Bonds to be Refunded is thirty (30) years. Section 5. The a~gregate amount of estimated Present Value Savings is set forth in the proposed refunding financial plan attached hereto as Exhibit A, computed in accordance with subdivision two of paragraph b of Section 90.10 of the Law. Said refunding financial plan has been prepared based upon the assumption that the Refunding Bonds will be issued in the aggregate principal amount, and will mature, be of such terms and bear such interest as set forth therein. The Town Board recognizes that the principal amount of the Refunding Bonds, the maturities, terms and interest rates, the provisions, if any, for the redemption thereof prior to maturity, and whether or not any or all of the Refunding Bonds will be insured, and the resulting present value savings, may vary from such assumptions and that the refunding financial plan may vary from that attached hereto as Exhibit A. Section 6. The Refunding Bonds may be sold al public or private sale and the Supervisor, the chief fiscal officer of the Town, is hereby authorized to execute a purchase contract on behalf of the Town for the sale of said Refunding Bonds, provided that the terms and conditions of such sale shall be approved by the State Comptroller, and further providing that prior to the issuance of the Refunding Bonds the Supervisor shall have filed with the Town Board a certificate approved by the State Comptroller setting forth the Present Value Savings to the Town resulting from the issuance of the Refunding . Bonds. In connection with such sale, the Town authorizes the preparation of an Official Statement .and approves its use in connection with such sale, and further consents to the distribution of a Preliminary Official Statement prior to the date said Official Statement is distributed. In the event that the Refunding Bonds are sold at public sale pursuant to Section 57.00 of the Law, the President of the Board of Education is hereby authorized and direct to prepare or have prepared a Notice of Sale, a summary of which shall be published at least once in (a) "THE BOND BUYER", published in the City of New York and (b) the official newspaper(s) of the Town having general circulation within said Town, not less than five (5) nor more than thirty (30) days prior to the date of said sale. A copy of such notice shall be sent not less than eight (8) nor more than thirty (30) days prior to the,date of said sale to (1) the State Comptroller, Albany, New York 12236; (2) at least two banks or trust companies having a place of business in the county in which the Town is located, or, if only one bank is located in such County, then to such bank and to at least two banks or trust companies having a place of business in an adjoining county; (3) "THE BOND BUYER", 1 State Street Plaza, New York, New York 10004; and (4) at least 10 bond dealers. The Supervisor is hereby further authorized and directed to take any and all actions necessary to accomplish said refunding, and to execute any contracts and agreements for the purchase of and payment for services rendered or to be rendered to the Town in connection with said refunding, including the preparation of the refunding financial plan referred to in Section 2 hereof. Section 7. Each of the Refunding Bonds authorized by this resolution shall contain the recital of validity prescribed by Section 52.00 of the Law and said Refunding Bonds shall be general obligations of the Town, payable as to both principal and interest by a general tax upon all the taxable real property within the Town without limitation as to rate or amount. The faith and credit of the Town are hereby irrevocably pledged to the punctual payment of the principal of and interest on said Refunding Bonds and provision shall be made annually in the budget of the Town for (a) the amortization and redemption of the Refunding Bonds to mature in such year and (b) the payment of interest to be due and payable in such year. Section 8. Subject to the provisions of this resolution and of the Law, and pursuant to the provisions of Section 21.00 of the Law with respect to the issuance of bonds having substantially level or declining annual debt service, and Sections 50.00, 56.00 to 60.00, 90.10 and 168.00 of the Law, the powers and duties of the Town Board relative to determining the amount of Bonds To Be Refunded, prescribing the terms, form and contents and as to the sale and issuance of the Refunding Bonds, and executing any arbitrage certification relative thereto, and as to executing the Escrow Contract described in Section 10, the Official Statement referred to in Section 6 and any contracts for credit enhancements in connection with the issuance of the Refunding Bonds and any other certificates and agreements, and as to making elections to call in and redeem all or a portion of the Bonds to be Refunded, are hereby delegated to the Supervisor, the chief fiscal officer of the Town. Section 9. The validity of the Refunding Bonds authorized by this resolution may be contested only if: (a) such obligations are authorized for an object or purpose for which the Town is not authorized to expend money, or (b) the provisions of law which should be complied with at the date of the publication of such resolution, or a summary thereof, are not substantially complied with, and an action, suit or proceeding contesting such val~idity is commenced within twenty days after the date of such publication, or (c) such obligations are authorized in violation of the provisions of the constitution. Section 10. Prior to the issuance of the Refunding Bonds, the Town shall contract with a bank or trust company located and authorized to do business in New York State, for the purpose of having such bank or trust ~ompany act as the Escrow Holder of ' the proceeds, inclusive of any premium from the sale of the Refunding Bonds, together with all income derived from the investment of such proceeds. Such Escrow Contract shall contain such terms and COnditions as shall be necessary in order to accomplish the refunding financial plan, including provisions authorizing the Escrow Holder, without further authorization or direction from the Town, except as otherwise provided therein, (a) to make all required payments of principal, interest and redemption premiums to the appropriate paying agent with respect to the Bonds To Be Refunded, (b) to pay costs and expenses incidental to the issuance of the Refunding Bonds, including the development of the refunding financial plan, and costs and expenses relating to the execution and performance of the terms and conditions of the Escrow Contract and all of its fees and charges as the Escrow Holder, (c) at the appropriate time or times to cause to be given on behalf of the Town the notice of redemption authorized to be given pursuant to Section 13 hereof, and (d) to invest the monies held by it consistent with the provisions of the refunding financial plan. The Escrgw Contract shall be irrevocable and shall constitute a covenant with the holders of the Refunding Bonds. Section 11. The proceeds, inclusive of any premium, from the sale of the Refunding Bonds, immediately upon receipt shall be placed in escrow by the Town with the Escrow Holder in accordance with the Escrow Contract. All moneys held by the Escrow Holder shall be invested only in direct ~)bligations of the United States of America or in obligations the pnncipal of and interest on which are unconditionally guaranteed by the United States of America, which obligations shall mature or be subject to redemption at the option of the holder thereof not later than the respective dates when such moneys will be required to make payments in accordance with the refunding financial plan. Any such moneys remaining in the custody of the Escrow Holder after the full execution of the Escrow Contract shall be returned to the Town and shall be applied by the Town only to the payment of the principal of or interest on the Refunding Bonds then outstanding. Section 12. That portion of such proceeds from the sale of the Refunding Bonds, together with interest earned thereon, Which shall be required for the payment of the principal of and interest on the Bonds To Be Refunded, including any redemption premiums, in accordance with the refunding financial plan, shall be irrevocably committed and pledged to such purpose and the holders of the Bonds To Be Refunded shall have a lien upon such moneys and the investments thereof held by the Escrow Holder. All interest earned from the investment of such moneys which is not required for such payment of pnnc:pal of and .interest on the Bonds To Be Refunded shall be irrevocably committed and pledged to the payment of the principal of and interest on the Refimding Bonds, or such portion or series thereof as shall be required by the refunding financial plan, and, the holders of. such Refunding Bonds shall have a lien upon such moneys held by the Escrow Holder. The pledges and liens provided for herein shall become valid and binding up9n the issuance of the Refunding Bonds and the moneys and ~nvestments held by the Escrow Holder shall immediately be subject thereto without any further act. Such pledges and liens shall be valid and binding against all parties having claims of any kind in tort, contract or otherwise against the Town irrespective of whether such parties have notice thereof. Neither this resolution, the Escrow Contract, nor any 6ther instrument relating to such pledges and liens, need be filed or recorded. Section 13. In accordance with the provisions of Section 53.00 and of paragraph h of Section 90.10 of the Law, the Town Board hereby elects to call in and redeem all or a portion of the Bonds To Be Refunded which are subject to prior redemption according to their terms on the Redemption Date, as shall be determined by the Supervisor in accordance with Section 8 hereof. The sum to be paid therefor on the applicable Redemption Date shall be the par value thereof, the accrued interest to such Redemption Date and the redemption premiums, if any. The Escrow Holder is hereby authorized and directed to cause a notice of such call for redemption to be given in the name of the Town by mailing such notice at least thirty days prior to such Redemption Date, and in accordance with the terms appearing in ~he Bonds to be Refunded, to the registered holders of the Bonds To Be Refunded which are to be called in and redeemed. Upon the issuance of the Refunding Bonds. the election to call in and redeem the Bonds To Be Refunded which are to be called in and redeemed in accordance herewith and the direction to the Escrow Holder to cause notice thereof to be given as provided in this Section shall become irrevocable and the provisions of this Section shall constitute a covenant with the holders, from time to time, of the Refunding Bonds, provided that this Section may be amended from time to time as may be necessary to comply with the publication requirements of paragraph a of Section 53.00 of the Law, as the same may be amended from time to time. Section 14. This bond resolution shall take effect immediately, and the Town Clerk is hereby authorized and directed to publish the foregoing resolution, in summary, together with a Notice attached in substantially the form prescribed by Section 81.00 of the Law in the "The Suffolk Times," a newspaper having general circulation in the Town and hereby designated the official newspaper of said Town for such publication. The adoption of the foregoing resolution was seconded by Councilman Albert Krupski, Jr. and duly put to a vote on roll call, Which resulted as follows: AYES: Scott A. Russell, Supervisor Councilman Albert Krupski, Jr Councilman Vincent Orlando Councilman William Ruland Councilman Thomas Wickham Justice Louisa Evans NOES: None The resolution was declared adopted. Dated Date 3~4~2009 Refunding Par Amount Bond Arbitrage Yield Escrow Yield Refunded Bonds Par Amount Average Coupon of Refunded Bonds 2,335.000 2.455716% 0.232195% 2.280.000 4.778313% Net PV Savings 113.090.35 Pementage of PV Savings 4.960103% Aggregate Budgetary Savings 122,701.25 Annual Budgetary Savings (DEC 31) Fiscal Year 2009 Fiscal Year 2010 Fiscal Year 2011 Fiscal Year 2012 Fiscal Year 2013 Fiscal Year 2014 Fiscal Year 2015 Fiscal Year 2016 Fiscal Year 2017 Fiscal Year 2018 Fiscal Year 2019 14.792.50 10.767.50 10,841.25 10,812.50 10,671.25 10.281.25 11,480.00 14.360.00 12.140.00 11.035.00 5,520.00 ROOSEVELT 8, CROSS 2/I 112009 SOURCES AND USES OF FUNDS Town of Southold. New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) ^a3 UNDERLYING Dated Date 03/04/2009 Delivery Date 03/04/2009 Sources; Bond Proceeds: Par Amount 2.335,000.00 Net Premium 123.056.75 2.458,056.75 Uses: Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost of Issuance Underwriter's Discount 20.54 2~373,39.5.00 2,373.415.54 60,000.00 20,000.00 80.000.00 Other Uses uf Funds: Additional Proceeds 4,641.21 2.458,056.75 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 1 SOURCES AND USES OF FUNDS Town of Southol¢ New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Dated Date 03/04/2009 Delivery Date 03/04/2009 REFUNDING REFUNDING Sources: BONDS BONDS Total Bond Proceeds: ParAmount 1,148,000.00 1,187.000.00 2,335.000.00 Premium 59.161.91 63.894.84 123.056.75 1,207,161.91 1.250,B94.84 2,458,056.75 REFUNDING REFUNDING Uses: BONDS BONDS Total Refunding Escrow Deposits: Cash Deposit SLGS Purchases Deliver Date Expenses: Cost of Issuance Underwriter's Discount Other Uses of Funds: Additional Proceeds 10.12 10.42 20.54 1~165,177.00 1~208~218.00 2,373.395.00 1,165, 187.12 1,208,228.42 2,373,415.54 29,498.93 30,501.07 60,000.00 9~832.98 10~167.02 20,000.00 39,331.91 40,668.09 80,000.00 2.642~88 1.998.33 4.641.21 1,207,161.91 1,250,894.84 2.458.056.75 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 2 SUMMARY OF REFUNDING RESULTS Town of Southold. New York Refunding Bonds ~EFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (51.1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Dated Date Delivery Date Arbitrage yield Escrow yield Bond Par Amount True Interest Cost Net Interest Cost All-In TIC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV of prior debt to 03/04/2009 @ 2.455716% Net PV Savings Percentage sawngs of refunded bonds Percentage sawngs of refunding bonds 03/04/2009 03/04/2009 2.455716% 0.232195% 2.335.000.00 2.637296% 2.752008% 3.196107% 3.646620~ 4.933 2,280,000.00 4.778313% 5.145 2,566.505.89 113.090.35 4.960103% 4.843270% Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 3 Date 05/01/2009 11/01/2009 12/31/2009 05/01/2010 11/01/2010 12/31/2010 05/01/2011 11/01/2011 12/31/2011 05/01/2012 11/0112012 12/31/2012 05/01/2013 11/01/2013 1213112013 0510112014 11/01/2014 12/31/2014 05/01/2015 1110112015 12/31/2015 05/01/2016 11/01/2016 12/31/2016 05/01/2017 11/01/2017 12/31/2017 05/01/2018 11/0112018 12/31/2018 05/01/2019 12/31/2019 SAVINGS Town of Southold. New York Refunding 'Bonds REFUNDING OF 1998 BONDS (511/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Present Value Prior Refunding Annual to 03/04/2009 Debt Service Debt Service Savings Savings @ 2.4557162% 244.493,75 246.305.00 -1 811.25 -1,804,26 49,953,75 33,350.00 16,603.75 16.339,09 14.792.50 239.953.75 243,350.00 -3,396.25 -3,301.58 45,413.75 31,250.00 14,163.75 13,601.91 10,767.50 255.413.75 256,250.00 -836.25 -793.34 40,396.25 28,718.75 11.677.50 10,943.88 10.841.25 250.396.25 248.718.75 1,677.50 1,553.04 35,378.75 26,243.75 9.135.00 8,354.68 10.812.50 245.378.75 241.243.75 4,135.00 3,735.91 30,361.25 23.825.00 6,536.25 5.833.78 10.671.25 250.361.25 243,825.00 6.536.25 5.763.02 25,095.00 21.350.00 3.745.00 3.261.92 10,281.25 255.095.00 246.350.00 8.745.00 7.524.56 19.585.00 16.850.00 2,735.00 2.324.76 11.480.00 249,585,00 236,850.00 12.735.00 10,693.50 14,075.00 12.450.00 1.625.00 1.347.95 14.360.00 244,075.00 232.450.00 11.625.00 9,526.07 8,565.00 8,050.00 515.00 416.90 12.140.00 248,565.00 238.950.00 10,515,00 8,408.72 2.820.00 2.300.00 520.00 410.79 11.035.00 122.820.00 117300.00 5.520.00 4,307.84 5.520.00 2,877.781.25 2.755.080.00 122.701.25 122,701.25 108,449.14 SavJnas Summary PV of savings.from cash flow Plus: Refunding funds on hand 108.449.14 4.641.21 Net PV Savings 113.090.35 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 4 Bond Component BOND PRICING Town of Southold, New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF' 1999 BONDS (5/1/09-19) UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDFcRLYING Maturity. Date Amount Rate Yield Price SedalBonds: 05/01/2009 235,000 2.000% 1.000% 100.157 05/01/2010 210,000 2.000% 1.150% 100.974 05/01/201.1 225,000 2.250% 1.550% 101.479 05/01/2012 220,000 2.250% 1.690% 101.714 05/01/2013 215.000 2.250% 1.860% 101.552 05/01/2014 220.000 2.250% 2.130% 100.581 05/01/2015 225.000 4.000% 2.310% 109.646 05/01/2016 220.000 4.000% 2.490% 109.841 05/01/2017 220.000 4.000% 2.720% 109.305 05/01/2018 230.000 5.000% 2.960% 116.256 05/01/2019 115,000 4.000% 3.220% 106.709 2.335,000 Dated Date Delivery Date First Coupon Par Amount Premium Production Undem/rlter's Discount Purchase Price Accrued Interest Net Proceeds 03/04/2009 03/04~009 05/01~009 2.335.000.00 123,056.75 2.458.056.75 -20,000.00 2,438,056.75 2,438,056.75 105.270096% -0.856531% 104.413565% Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 5 Period Ending BOND DEBT SERVICE Town of Southold. New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Annual Principal Coupon Interest Debt Service Debt Service 05/01/2009 235.000 2.000% 11,305.00 246,305.00 11/01/2009 33,350.00 33,350.00 12/31/2009 279.655.00 05/01/2010 210.000 2.000% 33.350.09 243.350.00 1110112910 31.250.00 31.250.00 12/31/2010 274 600.00 05/01/2011 225.000 2.250% 31,250.00 256.250.00 11/01/2011 28,718.75 28.718.75 12/31/2011 284.968.75 05/01/2012 220.000 2.250% 28.718.75 248.718.75 11/01/2012 26,243.75 26.243.75 12/31/2012 274.962.50 05/01/2013 215.000 2.250% 26,243.75 241.243.75 11101/2013 23.825.00 23.825.00 12/31/2013 265,068.75 05/01/2014 220.000 2.250% 23.825.00 243,825.00 11/01/2014 21,350.00 21,350.00 12/31/2014 265.175.00 05101/2015 225.000 4.000% 21,350.00 246.350.00 11/01/2015 16,850.00 16.850.00 12/31/2015 263.200.00 05/01/2016 220.000 4.000¥~ 16.850.00 236.350.00 11/01/2016 12,450.00 12,450.00 12/31/2016 249 300.00 05/01/2017 220.000 4,000% 12,450.00 232,450.00 11/01/2017 8,050.00 8,050.00 12/31/2017 240,500,00 05/01/2018 230,000 5.000% 8,050,00 238 050.00 11/01/2018 2,300.00 2,300.00 12/31/2018 240.350.00 05/01/2019 115,000 4.000% 2,300,00 117,300,00 12/31/2019 117,300.00 2.335.000 420.080.00 2.755.050.00 2.755.080.00 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 6 SUMMARY OF BONDS REFUNDED Town of Southolc[. New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1109-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Maturity Interest Par Call Bond Date Rate Amount Date Call Price Agricultural Land Preservation Serial Bonds, 1998, 1998: SERIALS 05/01/2009 4.850% 100,000.00 04103/2009 102.000 05/01/2010 4.850% 100.000.00 04103/2009 102.000 05/0112011 4.850% 110,000.00 04/03/2009 102.000 05/0112012 4.850% 110.000.00 04/03/2009 102.000 05/01/2013 4.850% 110,000.00 04/03/2009 102.000 05/01/2014 4.875% 110.000.00 04/03/2009 102.000 05/01/2015 4.875% 120.000.00 04/03/2009 102.000 05/01/2016 4.875% 120.000.00 04/03/2009 102.000 05/01/2017 4.875% 120.000.00 04/03/2009 102.000 05/01/2018 4.875% 120~000.00 04/03/2009 102.000 1,120,000.00 Open SPace Preservation Serial Bonds, 1999. 1999: SERIALS 05/01/2009 4.700% 90,000.00 05/01/2010 4.700% 90,000.00 05/01/2009 102.000 05/01/2011 4.700% 100.000.00 05/01/2009 102.000 05/01/2012 4.700% 100.000.00 05/01/2009 102.000 05/01/2013 4.700% 100,000.00 05/01/2009 102.000 05/01/2014 4.700% 110,000.00 05/01/2009 102.000 05101/2015 4.700% 110,000.00 05/01/2009 102.000 05/01/2016 4.700% 110,000.00 05101/2009 102.009 05/01/2017 4.700% 110,000.00 05/01/2009 102.000 05101/2018 4.700% 120.D00.00 05/01/2009 102.000 05/0112019 4.700% 120,900.00 05/01/2009 102.000 1.160.000.00 2,280,000,00 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 7 ESCROW REQUIREMENTS Town of Southol~.. New York · Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Period Principal Redemption Ending Principal Interest Redeemed Premium Total 04103/2009 22,997.39 1,120,000.00 22,400.00 1,165.397.39 05/01/2009 90,000.00 27,260.00 1,070,000.00 21.400.00 1,208.660.00 90,000.00 50,257.39 2,190,000.00 43,800.00 2,374.057.39 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 8 ESCROW DESCRIPTIONS Town of Southold, New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Type of Type of Maturity First Int Par Max Secudty SLGS Date Pmt Date Amount Rate Rate Mar 4. 2009: SLGS Certificate 04/03/2009 04/03/2009 1,165.177 0,230% 0.230% SLG5 Certificate 05/01/2009 05/01/2009 1,208,218 0.230% 0.230% 2,373,395 SLGS Summary SLGS Rates File Total Certificates of Indebtedness 11FEB09 2,373,395.00 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6,009 nys:R29899) Page 9 ESCROW SUFFICIENCY Town of Southol¢ New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Escrow Net Escrow Excess Excess Date Requirement Receipts Receipts Balance 03/04/2009 20.54 20.54 20.54 04103/2009 1,165.397.39 1,165,397.27 -0.12 20.42 05/01/2009 1,208.660.00 1,208,659.58 -0.42 20.00 2,374,057.39 2,374,077.39 20.00 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc, (c) (Finance 6.009 nys:R29899) Page 10 ESCROW STATISTICS Town of Southold, New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE)' Aa3 UNDERLYING Modified Yield to Yield to Perfect Value of Total Duration Receipt Disbursement Escrow Negative Cost of Escrow Escrow Cost (years) Date Date Cost Arbitrage Dead Time REFUNDING BONDS. Global Proceeds Escrow: 1,165,187.12 0.080 0.234791% 0.234791% 1,163,118.25 2.068.85 0.02 1,208,228.42 ' 0.158 0.230921% 0.230921% 1,204,008.06 4.220.32 0.04 2,373,415.54 2.367.126.31 6,289.17 0.06 Delivery date 03/04/2009 Arbitrage yield 2.455716% Feb 11, 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 11 Period Ending PRIOR BOND DEBT SERVICE Town of Southold. New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) Aa3 UNDERLYING Annual Principal Coupon Interest Debt Service Debt Service 05/01/2009 190,000 54,493.75 244.493.75 11/01/2009 49,953.75 49.953.75 12/31/2009 294,447.50 05/01/2010 190.000 " 49,953.75 239,953.75 11/01/2010 45.413.75 45.413.75 1213112010 285,367.50 05/01/2011 210,000 " 45.413.75 255,413.75 11/01/2011 40,396.25 40.396.25 12/3112011 295,810.00 05/0t/2012 210,000 " 40,396.25 250.396.25 1110112012 35.378.75 35.378.75 12131/2012 285.775.00 05/01/2013 210,000 " 35.378.75 245.378~75 11/01/2013 30,361.25 30.361.25 12/31/20~ 3 275,740.00 05/01/2014 220,000 " 30,361.25 250,381.25 11101/2014 25,095.00 25,095.00 12/31/2014 275.456.25 05/01/2015 230.000 " 25,095.00 255,095.00 11/01/2015 19,585.00 19,585.00 12/31/2015 274,$80.00 05/01/2016 230,000 19.585.00 249,585.00 11/01/2016 14.075.00 14,075.00 12/31/2016 263.660.00 05/01/2017 230,000 14,075.00 244,075.00 11/01/2017 8,565.00 8.565.00 12/31/2017 252,640.00 05/01/2018 240.000 ** 8,565.00 248.565.00 11/01/2018 2,820.00 2.820.00 12/31/2018 251,385.00 05/01/2019 120.000 4.700% 2,820.00 122,820.00 12/31/2019 122.820.00 2.280,000 597,781.25 2.877,781.25 2,877.781.25 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. lc) (Finance 6.009 nys:R29899) Page 12 BOND SUMMARY STATISTICS Town of Southold, New York Refunding Bonds REFUNDING OF 1998 BONDS (5/1/09-18) REFUNDING OF 1999 BONDS (5/1/09-19) (UNENHANCED); (NOT BANK QUALIFIED); (NON-CALLABLE) ~,a3 UNDERLYING Dated Date 03/04/2009 Delivery Date 03/04/2009 Last Maturity 05/01/2019 Arbitrage Yield True Interest Cost (TIC) Net Interest Cost (NIC) All-ln TIC Average Coupon 2.455716% 2.637296% 2.752008% 3.196107% 3.646620% Average Life (years) Duration of Issue (years) 4.933 4.549 Par Amount Bond Proceeds Total Interest Net Interest Total Debt Service Maximum Annual Debt Service Average Annual De_bt Service 2,335,000.00 2.458,056.75 420,080.00 317.023.25 2,755,080.00 284,968,75 271,213.78 Underwriter's Fees (per $1000) Average Takedown Other Fee 8.565310 Total Underwriter's Discount 8.565310 Bid Price 104.413565 Par Average Average Bond Component Value Price Coupon Life Serial Bonds 2,335,000.00 105.270 3.647% 4.933 2.335,000.00 4.933 Par Value + Accrued Interest + Premium [Discount) - Underwriter's Discount - Cost of Issuance Expense - Other Amounts Ail-In Arbitrage TIC TIC Yield 2,335,000.00 123,056.75 -20,000.00 2,335,000.00 123,056.75 -20.000.00 -60.000.00 2,335,000.00 123.056.75 Target Value 2,438,056.75 2,378.056.75 2,458,056.75 Target Date 03/04/2009 03/04/2009 03/04/2009 Yield 2.637296% 3.196107% 2.455716% Feb 11, 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 13 SOURCESAND USES OFFUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05101/1998 BONDS (05/01/2009 - 2018) Dated Date 03/04/2009 Delivery Date 03/04/2009 Sources: Bond Proceeds: Par Amount 1,148.000.00 Premium 59.161.91 1,207,161.91 Uses: Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost of issuance Underwriter's Discount Other Uses of Funds: Additional Proceeds 10.12 1,165,177.00 1.165,187.12 29.498.93 9,832.98 39,331.91 2,642.88 1,207,161.91 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 14 SUMMARY OF REFUNDING RESULTS Town of SoutholcL, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2009 - 2018) Dated Date Delivery Date Arbitrage yield Escrow yiel¢ Bond Par Amount True Interest Cost Net Interest Cost Ail-In TiC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV ~)f prior debt to 03/04/2009 @ 2.455716% Net PV Savings Percentage savings of refunded bonds Percentage savings of refunding bonds 03/04/2009 03/04/2009 2,455716% 0.234791% 1,148,000.00 2.562199% 2.672917% 3.153365% 3.600716% 4,631 1,120,000.00 4.869583% 4.837 1,258,774.66 58,652.46 5.236827% 5.109099% Feb 14,2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 15 Date SAVINGS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2009- 2018) Present Value Prior Refunding ~. Annual to 0310412009 Debt Service Debt Service Savings Savings @ 2.4557162% 05/01/2009 11101/2009 12/31/2009 05/01/2010 11/01/2010 12/31/2010 05/01/2011 11/01/2011 12/31/2011 05/01/2012 11/01/2012 1213112012 05/01/2013 11/01/2013 12/31/2013 05/01/2014 11/01/2014 12/31/2014 05/01/2015 11/01/2015 12131/2015 05/0112016 11/01/2016 12/31/2016 05/01/2017 11/01/2017 12/31/2017 05/01/2018 12/31/2018 127,233.75 128,454.19 -1,220.44 -1,215.73 24,808.75 15,993.75 8,815.00 8,674.49 7,594.56 124,808.75 125.993.75 -1,185.00 -1.151.97 22.383.75 14,893.75 7.490.00 7.192.89 6,305.00 132,383.75 134.893.75 -2.510.00 -2.381.20 19,715.25 13.543.75 6.172.50 5,784.72 3,862.50 129.716.25 128.543.75 1.172.50 1,085.51 17,048.75 12.250.00 4.798.75 4.388.84 5.971.25 127.048.75 122.250.00 4.798.75 4.335.60 14,381.25 11.012.50 3,368.75 3.006.70 8.167.50 124.381.25 121 .D12.50 3.368.75 2,970.23 11,700.00 9.775.00 1.925.00 1,676.69 5,293.75 131,700.00 124.775.00 6.925.00 5.958.55 8.775.00 7.475.00 1.300.00 1.105.01 8,225.00 128,775.00 122.475.00 6,300.00 5,290.07 5,850.00 5, 175.00 675.00 559.92 6.975.00 125,850.00 120 175.00 5.675.00 4,650.36 2.925.00 2.875.00 50.00 40.48 5,725.00 122.925.00 117.875.00 5.050.00 4.038.43 5.050.00 1,402,411.25 1,339.441.69 62,969.56 62,969.56 56.009.58 Savinos Summaw PV of savings from cash flow Plus: Refunding funds on hand 56,009.58 2.642.88 Net PV Savings 58.652.46 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 16 Period Ending BOND DEBT SERVICE Town of Sbuthol(t, New York REFUNDING BONDS REFUNDING OF 05/01/'[998 BONDS (05/01/2009 - 2018) Principal Couoon Interest Debt Service Debt Service 05/0112009 123.000 2.000% 5.454.19 128.454.19 11/01/2009 15,993.75 15.993.75 12/31/2009 144,447.94 05/01/2010 110.000 2.000% 15,993.75 125.993.75 11/01/2010 14.893.75 14.893.75 12/31/2010 140,887.50 0510112011 120.000 2.250% 14,893.75 134.893.75 11/0112011 13.543.75 13,543.75 12/31/2011 148.437.50 05/01/2012 115,000 2.250% 13.543.75 128.543.75 11/01/2012 12.250.00 12.250.00 12/31/2012 140.793.75 05/01/2013 110.000 2.250% 12,250.00 122.250.00 11/01/2013 11.012.50 11.012.50 12/31/2013 133.262.50 05101/2014 110,000 2.250% 11.012.50 121,012.50 11/01/2014 9.775.00 9.775.00 12/31/2014 130.787.50 05/01/2015 115,000 4.000% 9,775.00 124,775.00 11/01/2015 7.475.00 7,475.00 12/31/2015 132.250.00 05/01/2016 115.000 4.000% 7.475.00 122.475.00 11101/2016 5.175.00 5.175.00 1 2/31/2016 127,650.00 05/01/2017 115.000 4.000% 5,175.00 120.175.00 11/01/2017 2.875.00 2.875.00 12/31/2017 123.050.00 05/01/2018 115.000 5.000% 2.875.00 117,875.00 1 2/31/2018 117.875.00 1.148.000 191.441.69 1.339,441.69 1.339.441.69 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 17 Bond Component,~ BOND PRICING Town of Southol(~, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2009 - 2018) Maturity Date Amount Rate Yield Pdce Serial Bonds: 05/01/2009 123,000 2.000% 1.000% 100.157 05/01/2010 110.000 2.000% 1,150% 100,974 05/01/2011 120,000 2.250% 1,550% 101.479 05/01/2012 115,000 2.250% 1,690% 101.714 05/0112013 110,000 2,250% 1,860% 101.552 05/01/2014 110,000 2.250% 2.130% 100,581 05/01/2015 115,000 4.000% 2.310% 109.646 05/01/2016 115,000 4.000% 2,490% 109.841 05/01/2017 115,000 4.000% 2,720% 109.305 05/01/2018 115,000 5.000% 2.960% 116.256 1,148,000 Dated Date Delivery Date First Coupon Par Amount Premium Production Underwriter's Discount Purchase Price Accrued Interest Net Proceeds 03/04/2009 03/04/2009 - 05/01/2009 1,148,000.00 59,161.91 1.207,181.91 -9,832.98 1.197.328.93 1.197,328.93 105.153476% -0.856531% 104.296945% Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 18 Bond SUMMARY OF BONDS REFUNDED Town of Southold. New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/01/2009 - 2018) Maturity Interest Par Call Date Rate Amount Date Call Price Agricultural Land Preservation Sedal Bonds, 1998, 1998: SERIALS 05/0112009 4.850% 100.000.00 04/03/2009 102.000 05/01/2010 4.850% 100.000.00 04/03/2009 102.000 05/01/2011 4.850% 110,000.00 04/03~2009 102.000 05/01/2012 4.850% 110.000.00 0410312009 102.000 05/01/2013 4.850% 110.000.00 04103/2009 102.000 05/01/2014 4.875% 110.000.00 04/03/2009 102.000 05/01/2015 4.875% 120.000.00 04/03/2009 102.000 05/01/2016 4.875% 120.000.00 04/03/2009 102.000 05/01/2017 4.875% 120.000.00 04/03/2009 102.000 05/01/2018 4.875% 120,000.00 04/03/2009 102.000 1.120,000.00 Feb 11, 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 19 Period Ending PRIOR BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 05101/1998 BONDS (05/01/2009- 2018) Annual Principal Coupon Interest Debt Service Debt Service 05/01/2009 I00.000 4.850% 27.233.75 127.233.75 11/01/2009 24,808.75 24,808.75 12/31/2009 152.042.50 05101/2010 100.D00 4.850% 24,808.75 124.808.75 11/01/2010 22.383.75 22.383.75 12/31/2010 147.192.50 05/01/2011 110.000 4.850% 22.383.75 132.383.75 1 II01/2011 19.716.25 19,716.25 12131/2011 152,100.00 05/01/2012 110.000 4.850% 19.716.25 129.716.25 11/01/2012 17.048.75 17.048.75 12/31/2012 146,765.00 05/01/2013 110.000 4.850% 17.048.75 127.948.75 11/01/2013 14.381.25 14.381.25 12/31/2013 141,430.00 05/01/2014 110.000 4.875% 14.381.25 124,381.25 11101/2014 11,700.00 11.700.00 12/31/2014 136.081.25 05/01/2015 120.000 4.875% 11.700.00 131,700.00 11/0112015 8,775.00 8,775.00 12/31/2015 140.475.00 05/01/2016 120.000 4.875% 8,775.00 128.775.00 11/01/2016 5.850.00 5,850.00 12/31/2016 134,625.00 05/01/2017 120.000 4.875% 5,850.00 125,650.00 11/01/2017 2,925.00 2.925.00 12/31/2017 128,775.00 05/01/2018 120.000 4.875% 2.925.00 122.925.00 12/31/2018 122,925.00 1.120,000 282.411:25 1.402.411.25 1,402,411.25 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6~009 nys:R29899) Page 20 Date AGGREGATE DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1998 BONDS (05/0112009 - 2018) REFUNDING REFUNDING BONDS ~_ BONDS Aggregate Aggregate Principal Interest Principal interest Aggregate Debt Service 05~01/2009 123,000 5.454.19 123,000 5,454.19 128,454.19 11/01/2009 15.993,75 15,993.75 15.993.75 05/01/2010 110.000 15.993,75 110.000 15.993.75 125,993.75 11/0t/2010 14.893.75 14,893.75 14,893.75 05/01/2011 120.000 14.893.75 120.000 14,893.75 134,893.75 11/01/2011 13,543.75 13.543.75 13.543.75 05/01/2012 115.000 13.543.75 115,000 13,543.75 128,543.75 11/01/2012 12.250.00 12.250,00 12,250,00 05/01/2013 110,000 12.250.00 110. 000 12.250.00 122.250.00 11/01/2013 11,012.50 11,012.50 11,012.50 05/01/2014 110.000 11,012.50 110,000 11.012.50 121.012.50 11/01/2014 9,775.00 9,775.00 9,775,00 05101/2015 115,000 9,775.00 115,000 9.775.00 124,775.00 11101/2015 7,475,00 7.475,00 7.475.00 05/01/2016 115,000 7,475.00 115,000 7,475.00 122,475,00 11/01/2016 5.175.00 5.175.00 5,175.00 05/01/2017 115.000 5.175.00 115,000 5.175,00 120,175,00 11/01/2017 2.875.00 2,875.00 2,875,00 05/01/2018 115,000 2.875.00 115.000 2,875.00 117.875.00 1,148,000 191.441.69 1,148,000 191.441.69 1,339,441.69 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 21 SOURCESAND USES OFFUNDS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS (05/01/2009 - 2019) Dated Date 03/04/2009 Delivery Date 03/04/2009 Sources: Bond Proceeds: Par Amount 1.187,000.00 Premium 63,894.84 1,250,894.84 Uses: Refunding Escrow Deposits: Cash Deposit SLGS Purchases Delivery Date Expenses: Cost of Issuance Underwriter's Discount Other Uses of Funds: Additional Proceeds 10.42 1,208.218.00 1.208.228.42 30.501.07 10,167.02 40.668.09 1.998.33 1,250,894.84 Feb 11 2009 10:49 am Pre0ared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 22 SUMMARY OF REFUNDING RESULTS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05101/1999 BONDS (0510112009 - 2019) Dated Date Delivery Date Arbitrage yield Escrow yield Bond Par Amount True Interest Cost Net Interest Cost All-In TIC Average Coupon Average Life Par amount of refunded bonds Average coupon of refunded bonds Average life of refunded bonds PV of prior debt to 03/04/2009 ~ 2.455716% Net PV Savings Percentage savings of refunded bonds Pementage savings of refunding bonds 03/04/2009 03~04~2009 2.455716% 0.230921% 1,187,000.00 2.702228% 2.819799% 3,233117% 3.685966% 5,226 1,160,000.00 4.700000% 5.443 1,307,731.23 54,437.89 4.692922% 4.586174% Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 23 Date SAVINGS Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS (05/01/2009 - 2019) Present Value Prior Refunding Annual to 03/04/2009 Debt Service Debt Service Savings Savings @ 2,4557162% 05/01/2009 11/01/2009 12/31/2009 05/01/2010 11/0112010 12/31/2010 05/01/2011 11/01/2011 12/31/2011 05/01/2012 11/01/2012 12/31/2012 05/01/2013 11/01/2013 12/31/2013 05/01/2014 11/01/2014 12/31/2014 05/01/2015 11101/2015 12/31/2015 05101/2016 11101/2016 12/3112016 05/01/2017 11/01/2017 12/31/2017 05/01/2018 11/01/2018 12/31/2018 0510112019 12/31/2019 117.260.00 117.850.81 -590.81 -588.53 25.145.00 17,356.25 7,788.75 7.664.60 7,197.94 115,145.00 117.356.25 -2,211.25 -2.149.61 23.030.00 16.356.25 6.673.75 6,409.02 4.462.50 123,030.00 121.356.25 1,673.75 1.587.86 20,680.00 15,175.00 5,505.00 5,159.16 7,178.75 120,680.00 120.175.00 505.00 467.53 18,330.00 13.993.75 4,336.25 3.965.84 4,841.25 118.330.00 118,993.75 -663.75 -599.69 15.980.00 12.812.50 3.167.50 2.827.08 2.503.75 125.980.00 122.812.50 3.167.50 2,792.79 13.395.00 11.575.00 1,820.00 1,585.23 4.987.50 123.395.00 121,575.00 1.520.00 1.566.00 10.810.00 9.375.b0 1,435.00 1.219.76 3,255.00 120,810.00 114.375.00 6,435.00 5.403.43 8,225.00 7.275.00 950.00 788.03 7,385.00 118.225.O0 112,275.00 5,950.00 4,875.71 5,640.00 5,175.00 465.00 376.42 6.415.00 125,640.00 120,175.00 5.465.00 4,370.30 2.820.00 2,300.00 520.00 410.79 5.985.00 122.820.00 117,300.00 5.520.00 4.307.84 5,520.00 1.475,370.00 1.415,638.31 59,731.69 59,731.69 52,439.56 Savin(~s Summary PV of savings from cash flow Plus: Refunding funds on hand 52.439.56 1.998.33 Net PV Savings 54,437.89 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. (c) (Finance 6.009 nys:R29899) Page 24 Period Ending BOND DEBT SERVICE Town of Southold. New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS ,~05/01/2009 - 2019) Principal Coupon Interest Debt Service Annual Debt Service 05/01/2009 112.000 2.000% 5,850.81 117.850.81 11/01/2009 17,356.25 17,356.25 12/31/2009 135.207.06 05/01/2010 100.000 2.000% 17.356.25 117,356.25 11/01/2010 16.356.25 16,356.25 12/31/2010 133.712.50 05/01/2011 105.000 2.250% 16,356.25 121.356.25 11/01/2011 15,175.00 15.175.00 12/31/2011 136,531.25 05/01/2012 105.000 2.250% 15,175.00 120, 175.00 11/01/2012 13.993.75 13,993.75 12/31/2012 134,168.75 05/01/2013 105,000 2.250% 13.993.75 118.993.75 11/01/2013 12.812.50 12,812.50 12/31/2013 131.B06.25 05/01/2014 110.000 2.250% 12.812.50 122,812.50 11/01/2014 11.575.00 11,575.00 12131/2014 134.387.50 05/01/2015 110.000 4.000% 11.575.00 121.575.00 11/01/201 5 9,375.00 9.375.00 12/3112015 130,950.00 05/01/2016 105,000 4.000% 9.375.00 114,375.00 11/01/2016 7,275.00 7.275.00 12/31/2016 121.650.00 05/01/2017 105.000 4.000% 7,275.00 112.275.00 11/01/2017 5.175.00 5.175.00 12/31/2017 117,450.00 05/01/2018 115.000 5.000% 5.175.00 120,175.00 11/0112018 2.300.00 2,300.00 12/31/2018 122.475.00 05~01/2019 115.000 4.000% 2,300.00 117.300.00 12/31/2019 117,300.00 1,187.000 228,638.31 1,415.638.31 1,415.638.31 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 nys:R29899) Page 25 E~ond Compor~nt BOND PRICING Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS (05/01/2009 - 2019) Maturity Date Amount F~ate Yiel(~ Price Serial Bonds: 05101/2009 112.000 2,000% 1.000% 100.157 05/01/2010 100,000 2.000% 1.150% 100.974 05/01/2011 105,000 2.250% 1.550% 101.479 05/01/2012 105,000 2.250% 1.690% 101.714 05/01/2013 105,000 2.250% 1.860% 101.552 05/01/2014 110,000 2.250% 2.130% 100,581 05/01/2015 110.000 4.000% 2.310% 109.646 05/01/2016 105,000 4.000% 2.490% 109,841 05/0112017 105.000 4.000% 2.720% 109.305 05/01/2018 116,000 5.000% 2,960% 116.256 05/01/2019 115,000 4.000% 3.220% 106.709 1.187.000 Dated Date Delivery Date First Coupon Par Amount Premium Production Underwriter's Discount Purchase Price Accrued Interest Net Proceeds 03104/2009 03/0412009 05101/2009 1.187.000.00 63.894,84 1.250,894.84 -10~ 167.02 1.240.727.82 1,240.727.82 105.382885% -0.856531% 104.526354% Feb 11, 2009 10:49 am Prepared by Roosevelt & Cross, Inc, (c) (Finance 6.009 nys:R29899) Page 26 Bon(~ SUMMARY OF BONDS REFUNDED Town of Southold. New York REFUNDING BONDS REFUNDING OF 05/0111999 BONDS (05/01/2009 - 2019) Matudty Interest Par Call Date Rate Amount Date Call Price Open Space Preservation Serial Bonds, 1999, 1999: SERIALS 05/01/2009 4,700% 90~000.00 05/01/2010 4.700% 90,000.00 05/01/2009 102.000 05/01/2011 4.700% 100,000.00 05/01/2009 102,000 05/01/2012 4.700% 100,000.00 05/01/2009 102.000 05101/2013 4.700% 100,000.00 05/01/2009 102.000 05/01/2014 4.700% 110.000.00 05/01/2009 102.000 05/01/2015 4.700% 110.000.00 05/01/2009 102.000 05/01/2016 4.700% 110,000.00 05/01/2009 102.000 05/01/2017 4.700% 110.000.00 05/01/2009 102.000 05/01/2018 4,700% 120,000.00 05/01/2009 102.000 05/01/2019 4.700% 120.000.00 05/01/2009 102.000 1,160,000.00 Feb 11 2009 10:49 am Prepared by Roosevelt & Cross. Inc. lc) (Finance 6.009 nys:R29899) Page 27 Period Ending PRIOR BOND DEBT SERVICE Town of Southold, New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS I05/01/2009 - 2019) Annual DeM Debt Principal Coupon Interest Sewice Se~ice 05/01/2009 90.000 4.700% 27.260 117,260 11/01/2009 25,145 25.145 12/31/2009 142.405 05/01/2010 90.000 4.700% 25.145 115.145 11/01/2010 23,030 23.030 12/31/2010 138,175 05/01/2011 100,000 4.700% 23,030 123.030 11/01/2011 20,680 20.680 12/31/2011 143,710 05/01/2012 100,000 4.700% 20.680 120.680 11/01/2012 18,330 18.330 12/31/2012 139,010 05/01/2013 100,000 4.700% 18.330 118.330 11/01/2013 15.980 15.980 12/31/2013 134.310 05/0112014 110,000 4.700% 15.980 125.980 11/01/2014 13.395 13.395 12/31/2014 139,375 05/01/2015 110,000 4.700% 13.395 123,395 11/01/2015- 10.810 10.810 12/3112015 134,205 05/01/2016 110,000 4.700% 10,810 120.810 11/01/2016 8.225 8,225 12/3112016 129.035 05/01/2017 110.000 4.700% 8.225 118.225 11/01/2017 5.640 5.640 12/3112017 123.865 05/0112018 12(~.000 4.700% 5.640 125.640 11/01/2018 2.820 2,820 12/31/2018 128.460 05/01/2019 120.000 4.700% 2.820 122,820 12/31/2019 122.820 1,160,000 315,370 1.475.370 1,475,370 Feb 11. 2009 10:49 am Prepared by Roosevelt & Cross, Inc. Ic) (Finance 6:009 nys:R29899) Page 28 Date AGGREGATE DEBT SERVICE Town of Southold. New York REFUNDING BONDS REFUNDING OF 05/01/1999 BONDS (05/01/2009 - 2019) REFUNDING REFUNDING BONDS ~ BONDS Aggregate Aggregate Aggregate Principal Interest Principal Interest Debt Sen/ice 05/01/2009 112,000 5.850.81 112,000 5.850.81 117,850.81 11/01/2009 17,356.25 17,356.25 17.356.25 05/01/2010 100,000 17.356.25 100,000 17,356.25 117.356.25 11101/2010 16.356.25 16.356.25 16.356.25 05/01/2011 105.000 16,356.25 105.000 16.356.25 121.356.25 11/01/2011 15 175.00 15.175.00 15.175.00 05/01/2012 105,000 15 175.00 105,000 15,175.00 120.175.00 11/01/2012 13.993.75 13.993.75 13,993.75 05101/2013 105.000 13,993.75 105.000 13.993.75 118.993.75 11/01/2013 12.812.50 12.812.50 12,812.50 05/01/2014 110.000 12.812.50 110.000 12.812.50 122.812.50 11/01/2014 11.575.00 11,575.00 11.575.00 05/01/2015 110.000 11.575.00 110.000 11,575.00 121.575.00 11/0112015 9.375.00 9.375.00 9.375.00 05/0112016 105,000 9.375.00 105.000 9.375.00 114.375.00 11/01/2016 7.275.00 7.275.00 7,275.00 05/01/2017 105.000 7.275.00 105.000 7,275.00 112.275.00 11/01/2017 5,175.00 5.175.00 5,175.00 05/01/2018 115.000 5.175.00 115.000 5,175.00 120.175.00 11/01/2018 2.300.00 2,300.00 2,300.00 05101/2019 115.000 2,300.00 115,000 2,300.00 117.300.00 1,187.000 228.638.31 1,187.000 228.638.31 1.415.638.31 Feb 11. 2009 10:49 am Prepared by Roosevelt & CrOss. Inc. (c) (Finance 6.009 nys:R29899) Page 29 EIC Date Cashflow Present Value to 03/04/2009 @ 2.4557162% 05/01/2009 246.305.00 245,354.98 11101/2009 33,350.00 32.,818.40 05/01/2010 243,350.00 236,566.32 11/01/2010 31,250.00 30,010.38 05/01/2011 256.250.00 243,100.21 11/01/2011 28.718.75 26,914.54 05/01/2012 248,718.75 230,266.04 11/01/2012 26,243.75 24,001.99 05/01/2013 241.243.75 217,960.27 11/01/2013 23,825.00 21.264.45 05/01/2014 243,825.00 214,980.67 11/01/2014 21,350.00 18,595.98 05/01/2015 246.350.00 211,969.63 11/01/2015 16,850.00 14,322.57 05/01/2016 236,850.00 198.881.49 11/01/2016 12,450.00 10,327.38 05/01/2017 232.450.00 190.480.46 11/01/2017 8,050.00 6,516.53 05/01/2018 238 050.00 1.90.365.82 11/01/2018 2.300.00 1.816.97 05/01/2019 117 300.00 91.541.65 2.755.080.00 2,458,056.75 Valuation date Amount Target for yield calculation Summary 03/04/2009 2.458.056.75 2,458~056.75 Feb 11 2009 10:25 am Prepared by Roosevelt & Cross, Inc. (c) (Finance 6.009 ) Page 1 LEGAL NOTICE The resolution, a summary of which is published herewith, has been adopted on the 24th day of February, 2009 and the validity of the obligations authorized by such resolution may be hereafter contested only if such obligations were authorized for an object or purpose for which the Town of Southold, in the County of Suffolk, New York, is not authorized to expend money or if the provisions of law which should have been complied with as of the date of publication of this Notice were not substantially complied with, and an action, suit or proceeding contesting such validity is commenced within twenty days after the publication of this Notice, or such obligations were authorized in violation of the provisions of the constitution. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD DATED: February 24, 2009 Southold, New York EliZabeth A. Neville Town Clerk REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. The object or purpose is to refund of all or a portion of certain outstanding serial bonds of the Town issued in 1998 and 1999 for open Space and agricultural land preservation. The period of probable usefulness for which the 1998 and 199 bonds were issued is thirty (30) years, commencing on the date of original issuance of the first bonds or bond anticipation notes issued for the respective purposes for which the outstanding bondg were issued. The mount of obligations to be Issued is not to exceed $3,000,000 A complete copy of the Bond Resolution summarized above shall be available for public inspection during normal business hours at the office of the Town Clerk, Town Hall, 53095 Main Road, Southold, New York. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD Dated: February 24, 2009 Southold, New York ELIZABETH A. NEVILLE Town Clerk PLEASE PUBLISH ON March 12, 2009, AND FORWARD THREE (3) AFFIDAVITS OF PUBLICATION TO ELIZABETH A. NEVILLE, TOWN CLERK, TOWN HALL, P.O. BOX 1179, SOUTHOLD, NY 11971 Copies to the following: Suffolk Times Town Attorney Bond Council Town Board Members Accounting Town Clerk's Bulletin Board DELAFIELD <~WOOD LLP February 20, 2009 Town of Southold, New York Refunding Serial Bonds-2009 (Our File Designation: (2615/ Mr. John Cushman Town Comptroller Town of Southold 54375 Main Road Southold, New York 11971 Dear John: As requested, we have prepared and ef~close herewith the draft Extract of Minutes setting forth the Refunding Bond Resolution for the above referenced matter for consideration by the Town Board at its meeting scheduled for February 24, 2009. Please note that the Refunding Bond Resolution is to be adopted by at least a two-thirds vote of the entire membership of the Town Board. We are also enclosing a summary form of the Refunding Bond Resolution with the prescribed form of Clerk's statutory notice affixed in readiness for publication in the official newspapers of the Town. As you know, that publication of the Refunding Bond Resolution, in summary, together with such statutory form of notice, commences a 20-day statute of limitations pursuant to the provisions of Section 80.00 et seq. of the Local Finance Law. 558370.1001098RES Kindly obtain and forward to us two (2) certified copies of the Extract of Minutes and original Affidavits of Publication from the Town's official newspapers, when available. One (1) original copy of the Extract is to be retained by the Town Clerk and a second should be retained in your office. Please ensure that the final proposed refunding financial plan is inserted as Exhibit A to the refunding bond resolution, which must appear, or be included by reference, in the Official Minutes of the meeting.. 558370.1 001098 RES With best regards, I remain Very truly yours, WJJ:eml Enclosures Robert. P Smith 558370.1 001098 RES EXTRACT OF MINUTES Meeting of the Town Board of the Town of Southold, in the County of Suffolk, New York February 24, 2009 A regular meeting of the Town Board of the Town of Southold, in the County of Suffolk, New York, was held at the Town Hall, 53095 Main Road, Southold, New York, on February 24, 2009. There were present: Board Members: Scott A. Russell, Supervisor; and Councilman Albert Krupski, Jr Councilman Vincent Orlando Councilman William Ruland Councilman Thomas Wickham Justice Louisa Evans There were absent: None Also present: Elizabeth A. Neville, Town Clerk Councilman Vincent Orlando offered the following resolution and moved its adoption: REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, 558370.1 001098 RES STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. Recitals WHEREAS, the Town of Southold, in the County of Suffolk, New York (herein called the "Town"), has heretofore issued on May 19, 1998 its $2,000,000 Agricultural Land Preservation Serial Bonds~1998 (the "1998 Bonds"), which are currently outstanding in the principal amount of $1,120,000 (the "Outstanding 1998 Bonds"), which shall mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November 1 in each year to maturity, as follows: Year of Principal Interest Maturity Amount Rate 2009 $100,000 4.85% 2010 100,000 4.85 2011 110,000 4.85 2012 110,000 4.85 2013 110,000 4.85 2014 110,000 4-7/8 2015 120,000 4-7/8 2016 120,000 4-7/8 2017 $120,000 4-7/8% 2018 120,000 4-7/8 WHEREAS, the 1998 Bonds maturing on or after May 1, 2009 are subject to redemption prior to maturity, at the option of the Town, on May I, 2008 and thereafter on any date, in whole or in part, in inverse order or maturity or in equal proportionate amounts (selected 558370.1001098RES by lot within a maturity), at the following redemption prices, plus accrued interest to the date of redemption: Redemption Dates (all dates inclusive) Redemption Prices (Percentages of Principal Amount) May 1,2008 to April 30, 2009 May 1, 2009 to April 30, 2010 May 1, 2010 and thereafter 102% 101 100 WHEREAS, on May 18, 1999 the Town issued its $1,900,000 Open Space Preservation Serial Bonds-1999 (the "1999 Bonds"), which are currently outstanding in the principal amount of $1,160,000 (the "Outstanding 1999 Bonds" and together with the 1998 Outstanding Bonds, the "Outstanding Bonds"), which shall mature on May 1 in each of the years and in the principal amounts and bear interest payable semiannually on May 1 and November 1 in each year to maturity, as follows: Year of Maturity 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Principal Interest Amount Rate $ 90,000 4.70% 90,000 4.70 100 000 4.70 100 000 4.70 100 000 4.70 110 000 4.70 110 000 4.70 110 000 4.70 110 000 4.70 120,000 4.70 120,000 4.70 WHEREAS, the 1999 Bonds maturing on or after May 1, 2010 are subject to redemption prior to maturity, at the option of the Town, on May 1, 2009 and thereafter on any 558370.1 001098 RES date, in whole or in part, and if in part, in inverse order of maturity or in equal proportionate amounts (selected by lot within a maturity), at the following redemption prices, plus accrued interest to the date of redemption, as follows: 558370.1 001098 RES Redemption Dates (Both Dates Inclusive) May 1, 2009 to April 30, 2010 May 1,2011 to April 30, 2011 May 1, 2012 and thereafter Redemption Prices (Pementages of Principal Amount) 102% 101 100 WHEREAS, Section 90.10 of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York (herein called the "Law"), permits the Town to refund all or a portion of the outstanding unredeemed maturities of the 1998 Bonds and the 1999 Bonds by the issuance of new bonds, the issuance of which will result in present value debt service savings .for the Town, and the Town Board has determined that it may be advantageous to refund all or a portion of the Outstanding Bonds; NOW, THEREFORE, be it RESOLVED BY THE TOWN BOARD OF THE TOWN OF SOUTHOLD, NEW YORK (by the favorable vote of at least two-thirds of all the members of said Town Board), AS FOLLOWS: Section 1. In this resolution, the following definitions apply, unless a different meaning clearly appears from the context: (a) "Bond To Be Refunded" or "Bonds To Be Refunded" means all or a portion of the aggregate Outstanding Bonds, as shall be determined in accordance with Section 8 hereofi (b) "Escrow Contract" means the contract to be entered into by and between the Town and the Escrow Holder pursuant to Section 10 hereof. (c) "Escrow Holder" means the bank or trust company designated as such pursuant to Section 10 hereofi (d)" Present Value Savings" means the dollar savings which result from the issuance of the Refunding Bonds computed by discounting the principal and interest payments on both the Refunding Bonds and the Bonds To Be 558370.1 001098RES Refunded from the respective maturities thereof to the date of issue of the Refunding Bonds at a rate equal to the effective interest cost of the Refunding Bonds. The effective interest cost of the Refunding Bonds shall be that rate which is arrived at by doubling the semi-annual interest rate (compounded semi-annually) necessary to discount the debt service payments on the Refunding Bonds from the maturity dates thereof to the date of issue of the Refunding Bonds and to the agreed upon price including estimated accrued interest. (e) "Redemption Date" means May 1, 2008, or any date thereafter, with respect to the 1998 Bonds and May 1, 2009 with respect to the 1999 Bonds. (f) "Refunding Bond" or "Refunding Bonds" means all or a portion of the $3,000,000 Refunding Serial Bonds-2009 of the Town of Southold, authorized to be issued pursuant to Section 2 hereof. (g) "Refunding Bond Amount Limitation" means an amount of Refunding Bonds which does not exceed the principal amount of Bonds To Be Refunded plus the aggregate amount of unmatured interes! payable on such Bonds To Be Refunded, to and including the applicable Redemption Date, plus redemption premiums payable on such Bonds To Be Refunded as of such Redemption Date, as hereinabove referred to in the Recitals hereof, plus costs and expenses incidental to the issuance of the Refunding Bonds including the development of the refunding financial plan, and of executing and performing the terms and conditions of the Escrow Contract and all fees and charges of the Escrow Holder as referred to in Section 10 hereof. Section 2. The Town Board of the Town (herein called the "Town Board"), hereby authorizes the refunding of the Bonds To Be Refunded, and appropriates an amount not to exceed $3,000,000 to accomplish such refunding. The plan of financing said appropriation includes the issuance of not to exceed $3,000,000 Refunding Bonds and the levy and collection of a tax upon all the taxable real property within the Town to pay the principal of and interest on said Refunding Bonds as the same shall become due and payable. Bonds of the Town in the 558370.1 001098 RES maximum principal amount of $3,000,000 and substantially designated as "REFUNDING SERIAL BONDS-2009", are hereby authorized to be issued pursuant to the provisions of the Law. The proposed financial plan for the refunding in the form attached hereto as Exhibit A (the "refunding financial plan") prepared for the Town by Roosevelt & Cross, Incorporated, New York, New York, and hereby accepted and approved, includes the deposit of all the proceeds of said Refunding Bonds with an Escrow Holder pursuant to an Escrow Contract as authorized in Section 10 hereof, the payment of all costs incurred by the Town in connection with said refunding from such proceeds and. the investment of a portion of such proceeds by the Escrow Holder in certain obligations. The principal of and interest on such investments, together with the balance of such proceeds to be held uninvested, if any, shall be sufficient to pay (i) the principal of and interest on the Bonds To Be Refunded becoming due and payable on and prior to each applicable Redemption Date and (ii) the principal of and premium on the Bonds To Be Refunded which are to be called for redemption prior to maturity on any such Redemption Date. Section 3. The Bonds To Be Refunded referred to in Section 1 hereof are all or a portion of the Outstanding Bonds issued pursuant to the bond resolutions duly adopted on their respective dates, authorizing the issuance of bonds of the Town for open space and agricultural land preservation. In accordance with the refunding financial plan, the Refunding Bonds authorized in the aggregate principal amount of not to exceed $3,000,000 shall mature in amounts and at dates to be determined. The Supervisor, the chief fiscal officer of the Town, is hereby authorized to approve all details of the refunding financial plan not contained herein. Section 4. The issuance of the Refunding Bonds will not exceed the Refunding Bond Amount Limitation. The Refunding Bonds shall mature not later than the maximum period of probable usefulness ("PPU") permitted by law at the time of original issuance of the Bonds to be Refunded. The maximum period of probable usefulness ("PPU") of the Bonds to be Refunded is thirty (30) years. Section 5. The aggregate amount of estimated Present Value Savings is set forth in the proposed refunding financial plan attached hereto as Exhibit A, computed in accordance with subdivision two of paragraph b of Section 90.10 of the Law. Said refunding financial plan has been prepared based upon the assumption that the Refunding Bonds will be issued in the aggregate principal amount, and will mature, be of such terms and bear such interest as set forth therein. The Town Board recognizes that the principal amount of the Refunding Bonds, the 558370.1 001098RES maturities, terms and interest rates, the provisions, if any, for the redemption thereof prior to maturity, and whether or not any or all of the Refunding Bonds will be insured, and the resulting present value savings, may vary from such assumptions and that the refunding financial plan may vary from that attached hereto as Exhibit A. Section 6. The Refunding Bonds may be sold at public or private sale and the Supervisor, the chief fiscal officer of the Town, is hereby authorized to execute a purchase contract on behalf of the Town for the sale of said Refunding Bonds, provided that the terms and conditions of such sale shall be approved by the State Comptroller, and further providing that prior to the issuance of the Refunding Bonds the Supervisor shall have filed with the Town Board a certificate approved by the State Comptroller setting forth the Present Value Savings to the Town resulting from the issuance of the Refunding Bonds. In connection with such sale, the Town authorizes the preparation of an Official Statement and approves its use in connection with such sale, and further consents to the distribution of a Preliminary Official Statement prior to the date said Official Statement is distributed. In the event that the Refunding Bonds are sold at public sale pursuant to Section 57.00 of the Law, the President of the Board of Education is hereby authorized and direct to prepare or have prepared a Notice of Sale, a summary of which shall be published at least once in (a) "THE BOND BUYER", published in the City of New York and (b) the official newspaper(s) of the Town having general circulation within said Town, not less than five (5) nor more than thirty (30) days prior to the date of said sale. A copy of such notice shall be sent not less than eight (8) nor more than thirty (30) days prior to the date of said sale to (1) the State Comptroller, Albany, New York 12236; (2) at least two banks or trust companies having a place of business in the county in which the Town is located, or, if only one bank is located in such County, then to such bank and to at least two banks or trust companies having a place of business in an adjoining county; (3) "THE BOND BUYER", 1 State Street Plaza, New York, New York 10004; and (4) at least 10 bond dealers. The Supervisor is hereby further authorized and directed to take any and all actions necessary to accomplish said refunding, and to execute any contracts and agreements for the purchase of and payment for services rendered or to be rendered to the Town in connection with said refunding, including the preparation of the refunding financial plan referred to in Section 2 hereof. Section 7. Each of the Refunding Bonds authorized by this resolution shall contain the recital of validity prescribed by Section 52.00 of the Law and said Refunding Bonds 558370.1 001098RES shall be general obligations of the Town, payable as to both principal and interest by a general tax upon all the taxable real property within the Town without limitation as to rate or amount. The faith and credit of the Town are hereby irrevocably pledged to the punctual payment of the principal of and interest on said Refunding Bonds and provision shall be made annually in the budget of the Town for (a) the amortization and redemption of the Refunding Bonds to mature in such year and (b) the payment of interest to be due and payable in such year. Section 8. Subject to the provisions of this resolution and of the Law, and pursuant to the provisions of Section 21.00 of the Law with respect to the issuance of bonds having substantially level or declining annual debt service, and Sections 50.00, 56.00 to 60.00, 90.10 and 168.00 of the Law, the powers and duties of the Town Board relative to determining the amount of Bonds To Be Refunded, prescribing the terms, form and contents and as to the sale and issuance of the Refunding Bonds, and executing any arbitrage certification relative thereto, and as to executing the Escrow Contract described in Section 10, the Official Statement referred to in Section 6 and any contracts for credit enhancements in connection with the issuance of the Refunding Bonds and any other certificates and agreements, and as to making elections to call in and redeem all or a portion of the Bonds to be Refunded, are hereby delegated to the Supervisor, the chief fiscal officer of the Town. Section 9. The validity of the Refunding Bonds authorized by this resolution may be contested only if: (a) such obligations are authorized for an object or purpose for which the Town is not authorized to expend money, or (b) the provisions of law which should be complied with at the date of the publication of such resolution, or a summary thereof, are not substantially complied with, and an action, suit or proceeding contesting such validity is commenced within twenty days after the date of such publication, or (c) such obligations are authorized in violation of the provisions of the constitution. 558370.1 001098 RES Section 10. Prior to the issuance of the Refunding Bonds, the Town shall contract with a bank or trust company located and authorized to do business in New York State, for the purpose of having such bank or trust company act as the Escrow Holder of the proceeds, inclusive of any premium from the sale of the Refunding Bonds, together with all income derived from the investment of such proceeds. Such Escrow Contract shall contain such terms and conditions as shall be necessary in order to accomplish the refunding financial plan, including provisions authorizing the Escrow Holder, without further authorization or direction from the Town, except as otherwise provided therein, (a) to make all required payments of principal, interest and redemption premiums to the appropriate paying agent with respect to the Bonds To Be Refunded, (b) to pay costs and expenses incidental to the issuance of the Refunding Bonds, including the development of the refunding financial plan, and costs and expenses relating to the execution and performance of the terms and conditions of the Escrow Contract and all of its fees and charges as the Escrow Holder, (c) at the appropriate time or times to cause to be given on behalf of the Town the notice of redemption authorized to be given pui'suant to Section 13 hereof, and (d) to invest the monies held by it consistent with the provisions of the refunding financial plan. The Escrow Contract shall be irrevocable and shall constitute a covenant with the holders of the Refunding Bonds. Section 11. The proceeds, inclusive of any premium, from the sale of the Refunding Bonds, immediately upon receipt shall be placed in escrow by the Town with the Escrow Holder in accordance with the Escrow Contract. All moneys held by the Escrow Holder shall be invested only in direct obligations of the United States of America or in obligations the principal of and interest on which are unconditionally guaranteed by the United States of America, which obligations shall mature or be subject to redemption at the option of the holder thereof not later than the respective dates when such moneys will be required to make payments in accordance with the refunding financial plan. Any such moneys remaining in the custody of the Escrow Holder after the full execution of the Escrow Contract shall be returned to the Town and shall be applied by the Town only to the payment of the principal of or interest on the Refunding Bonds then outstanding. Section 12. That portion of such proceeds from the sale of the Refunding Bonds, together with interest earned thereon, which shall be required for the payment of the principal of and interest on the Bonds To Be Refunded, including any redemption premiums, in accordance 558370. I 001098 RES with the refunding financial plan, shall be irrevocably committed and pledged to such purpose and the holders of the Bonds To Be Refunded shall have a lien upon such moneys and the investments thereof held by the Escrow Holder. All interest earned from the investment of such moneys which is not required for such payment of principal of and interest on the Bonds To Be Refunded shall be irrevocably committed and pledged to the payment of the principal of and interest on the Refunding Bonds, or such portion or series thereof as shall be required by the refunding financial plan, and the holders of such Refunding Bonds shall have a lien upon such moneys held by the Escrow Holder. The pledges and liens provided for herein shall become valid and binding upon the issuance of the Refunding Bonds and the moneys and investments held by the Escrow Holder shall immediately be subject thereto without any further act. Such pledges and liens shall be valid and binding against all parties having claims of any kind in tort, contract or otherwise against the Town irrespective of whether such parties have notice thereof. Neither this resolution, the Escrow Contract, nor any other instrument relating to such pledges and liens, need be filed or recorded. Section 13. In accordance with the provisions of Section 53.00 and of paragraph h of Section 90.10 of the Law, the Town Board hereby elects to call in and redeem all or a portion of the Bonds To Be Refunded which are subject to prior redemption according to their terms on the Redemption Date, as shall be determined by the Supervisor in accordance with Section 8 hereof. The sum to be paid therefor on the applicable Redemption Date shall be the par value thereof, the accrued interest to such Redemption Date and the redemption premiums, if any. The Escrow Holder is hereby authorized and directed to cause a notice of such call for redemption to be given in the name of the Town by mailing such notice at least thirty days prior to such Redemption Date, and in accordance with the terms appearing in the Bonds to be Refunded, to the registered holders of the Bonds To Be Refunded which are to be called in and redeemed. Upon the issuance of the Refunding Bonds, the election to call in and redeem the Bonds To Be Refunded which are to be called in and redeemed in accordance herewith and the direction to the Escrow Holder to cause notice thereof to be given as provided in this Sectibn shall become irrevocable and the provisions of this Section shall constitute a covenant with the holders, from time to time, of the Refunding Bonds, provided that this Section may be amended from time to time as may be necessary to comply with the publication requirements of paragraph a of Section 53.00 of the Law, as the same may be amended from time to time. 558370.1 001098RES Section 14. This bond resolution shall take effect immediately, and the Town Clerk is hereby authorized and directed to publish the foregoing resolution, in summary, together with a Notice attached in substantially the form prescribed by Section 81.00 of the Law in the "The Suffolk Times," and "Newsday," two newspapers having general circulation in the Town and hereby designated the official newspapers of said Town for such publication. 558370. I 001098 RES The adoption of the foregoing resolution was seconded by Councilman Albert Krupski, Jr. and duly put to a vote on roll call, which resulted as follows: AYES: Scott A. Russell, Supervisor Councilman Albert Krupski, Jr Councilman Vincent Orlando Councilman William Ruland Councilman Thomas Wickham Justice Louisa Evans NOES: None The resolution was declared adopted. 558370.1 001098 RES EXHIBIT A PROPOSED REFUNDING FINANCIAL PLAN 558370.1 001098 RES CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York, HEREBY CERTIFY that the foregoing annexed extract of the minutes of a meeting of the Town Board of said Town of Southold duly called and held on February 24, 2009, has been compared by me with the original minutes as officially recorded in my office in the Minute Book of said Town Board and is a true, complete and correct copy thereof and of the whole of said original minutes so far as the same relate to the subject matters referred to in said extract. IN wITNEss WHEREOF, I have hereunto set my hand and affixed the corporate seal of said Town of Southold this 24th day of February, 2009. (SEAL) Town Clerk 558370.1 001098RES REFUNDING BOND RESOLUTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, ' AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO. The object or purpose is to refund of all or a portion of certain outstanding serial bonds of the Town issued in 1998 and 1999 for open space and agricultural land preservation. The period of probable usefulness for which the 1998 and 199 bonds were issued is thirty (30) years, commencing on the date of original issuance of the first bonds or bond anticipation notes issued for the respective purposes for which the outstanding bonds were issued. The amount of obligations to be Issued is not to exceed $3,000,000 A complete copy of the Bond Resolution summarized above shall be available for public inspection during normal business hours at the office of the Town Clerk, Town Hall, 53095 Main Road, Southold, New York. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD Dated: February 24, 2009 Southold, New York ELIZABETH A. NEVILLE Town Clerk 558370,1 001098 RES (NOTICE TO BE ATTACHED TO AND TO BE PUBLISHED WITH SUMMARY OF RESOLUTION AFTER ADOPTION) LEGAL NOTICE The resolution, a summary of which is published herewith, has been adopted on the 25th day of February, 2009 and the validity of the obligations authorized by such resolution may be hereafter contested only if such obligations were authorized for an object or purpose for which the Town of Southold, in the County of Suffolk, New York, is not authorized to expend money or if the provisions of law which should have been complied with as of the date of publication of this Notice were not substantially complied with, and an action, suit or proceeding contesting such validity is commenced within twenty days after the publication of this Notice, or such obligations were authorized in violation of the provisions of the constitution. BY ORDER OF THE TOWN BOARD OF THE TOWN OF SOUTHOLD DATED: February 24, 2009 Southold, New York Elizabeth A. Neville Town Clerk 558370.1 001098RES ESTOPPEL CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York (the "Town"), HEREBY CERTIFY as follows: That a resolution of the Town Board of said Town entitled: "REFUNDING BOND RESOL, UTION OF THE TOWN OF SOUTHOLD, NEW YORK, ADOPTED FEBRUARY 24, 2009, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID TOWN, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $3,000,000 FOR SUCH PURPOSE, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,000,000 REFUNDING BONDS TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS RELATIVE THERETO," was adopted on February 24, 2009, and such resolution contained an estoppel clause as permitted by Section 80.00 of the Local Finance Law and a notice setting forth substantially the statements referred to in Section 81.00 of the Local Finance Law, together with a summary of such resolution, was duly published as referred to in said Section 81.00 of the Local Finance Law. That to the best of my knowledge, no action, suit or proceeding contesting the validity of the obligations authorized by such resolution was commenced within twenty days from the date of publication of such notice. IN WITNESS WHEREOF, 1 have hereunto set my hand and affixed the corporate seal of said Town this __ day of ,2009. 558370. I 001098 RES Elizabeth A. Neville, Town Clerk Town of Southold 558370.1 001098RES