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HomeMy WebLinkAbout2009 f NOTICE WHICH IS PERMITTED ORREQpUIRED TO BE GIVEN TOBONDHOLDERS-(IV)THE SELECTION BY DTC OR ANY PARTICIPANT OR INDIRECT PARTICIPANT OF ANY PERSON Ta RECEIVE PAYMENT IN THE EVENT OF A PARTIAL REDEMPTION OF THE BONDS;OR(V)ANY CONSENT GIVEN OR OTHER ACTION TAKEN BY DTC AS BONDOWNER. Certificated Bonds DTC may discontinue providing its services with respect to the Bonds at any time by giving notice to the Town and discharging its responsibilities with respect thereto under applicable law,or the Town may terminate its participation in the system ofbook-entry-only transfers throughDTC any time. In the event that such book-entry- only system is discontinued, the following provisions wiat apply: The Bonds will be in registered form in denominations of$5,000,or integral multiples thereof,except for one necessary odd denomination. Principal of and interest on the Bonds when due will be payable at the principal corporate trust office of a bank or trust company to be named by the Town as the fiscal agent. Certificated Bonds may be transferred or exchanged at no cost to the owner of such Bonds at any time prior to maturity at the corporate trust office of the fiscal agent for Bonds of the same or any other authorized denomination or denominations in the same aggregate principal amount upon the terms set forth in the certificate of the Town Supervisor authorizing the sale ofthe Bonds and fixing the details thereof and in accordance with the Local Finance Law. Authorization and Purpose The Bonds are being issued pursuant to the Constitution and statutes of the State of New York, including among others,the Town Law General Municipal Law and the Local Finance Law,and various bond resolutions duly adopted by the Town Board on their respective dates, authorizing the issuance of serial bonds for three capital i projects in and for the Town. Such projects,and the respective principal amounts of Bonds to be issued for each,are as follows: f Date Amount to hf Authorized Purpose be issued 02-27-07 Open Space Preservation . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5'000,000a 02-27-07 Air Vacuum Drain Cleaner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 166,000' i 09-25-07 Fishers Island Sewer District . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117.000' _ Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 5,283,000 a Will provide original funds. On February 12,2409,the Town Board adopted the authorizing resolution as required by Town Law Section 64e. See"Community Preservation Fund"herein. b.Will redeem outstanding bond anticipation notes. For further information regarding bond authorizations of the Town for capital purposes and other matters relating thereto see"Indebtedness of the Town". Security and Source of Payment Each Bond when duly issued and paid for will constitute a contract between the Town and the owner thereof. The Bonds will be general obligations of the Town and will contain a pledge of the faith and credit of the i Town for the payment of the principal thereof and the interest thereon. For the payment of such principal and interest, the Town has the power and statutory authority to levy ad valorem taxes on all the taxable real property within the Town without limitation as to rate or amount. Under Article VIII of the State Constitution,the Town is required to pledge its faith and credit for the payment of the principal of and interest on the Bonds and the State Legislature is specifically precluded from restricting the power of the Town to levy taxes on taxable real estate thereof. ` Remedies Upon Default r Under current law, provision is made for contract creditors (including the Bondholders) of the Town to enforce payments upon such contracts,if necessary,through court action,although the present statute limits interest on the amount adjudged due to creditors to nine per centum per annum from the date due to the date of payment. As a general rule, property and funds of a municipal corporation serving the public welfare and interest have not been Judicially subjected to execution or attachment to'satisfy a judgment, althoughudicial mandates to officials to kappropriate and pay judgments out of current funds or the proceeds of a tax levy)lave been issued. Remedies for enforcement of payment are not expressly included in the Town's contract with holders of its bonds and notes,although any permanent repeal by statute or constitutional amendment of a Bondholder's remedial right to judicial enforcement of the contract should, in the opinion of Bond Counsel,be held unconstitutional. The State has consented that any municipality in the State may file a petition with any United States district court or court of bankruptcy under any provision of the laws of the United States,now or hereafter in effect,for the 3 The Town Board of the Town of Southold, in the County of Suffolk, New York March 19, 2009 Ladies and Gentlemen: We have examined a record of proceedings relating to the authorization, sale and issuance of $5,283,000 Public Improvement Serial Bonds-2009 (the "Bonds"), of the Town of Southold (the "Town"), in the County of Suffolk, New York. The Bonds are issued pursuant to the provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York, three bond resolutions duly adopted by the Town Board on their respective dates, authorizing the issuance of serial bonds of the Town for various public improvements, and the Certificate of Determination executed by the Supervisor as of February 25, 2009, determining the terms, form and details of issuance of the Bonds and providing for their public sale. The Bonds are dated March 15, 2009, mature on March 15 in the principal amounts in each of the following years, and bear interest at the respective rates per annum payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity, as set forth below: Year of Principal Interest Year of Principal Maturity Amount Rate Maturity Amount Interest Rate The Bonds maturing on or before March 15, 2019 will not be sul~ject to redemption prior to maturity. The Bonds maturing on or after March 15, 2020 will be 2010 $123,000 3.00% 2021 $250,000 4.00% 2011 220,000 3.00 2022 260,000 4.00 2012 230,000 3.00 2023 270,000 4.00 2013 180,000 3.00 2024 290,000 4.00 2014 185,000 4.00 2025 300,000 4-l/8 2015 195,000 4.00 2026 310,000 4-1/8 2016 205,000 4.00 2027 325,000 4.25 2017 215,000 4.00 2028 330,000 4.25 2018 225,000 4.00 2029 345,000 4.25 2019 230,000 4.00 2030 355,000 4-3/8 2020 240,000 4.00 subject to redemption prior to maturity, at the option of the Town, on March 15, 2019 and thereafter, on any date, in whole or in part, at par, and subject to notice and other conditions as stated in the Bonds. The Bonds are issued only in fully registered form without interest coupons, in the name of Cede & Co., as registered owner and nominee for The Depository Trust Company, an automated depository for securities and clearinghouse for securities transactions which will maintain a book-entry system for recording the ownership interests in the Bonds. Only one Bond will be initially issued for each maturity in the aggregate principal amount of such maturity. Purchases of ownership interests in the Bonds will be made in book-entry form in denominations of $5,000 or any integral multiple thereof. In our opinion, said Bonds are valid and legally binding general obligations of the Town for which the Town has validly pledged its faith and credit and, unless paid from other sources, all the taxable real property within the Town is subject to the levy of ad valorem real estate taxes to pay the Bonds and interest thereon without limitation of rate or amount. The enforceability of rights or remedies with respect to such Bonds may be limited by bankruptcy, insolvency or other laws affecting creditors' rights or remedies heretofore or hereafter enacted. The Internal Revenue Code of 1986, as amended (the "Code"), establishes certain requirements that must be met subsequent to the issuance and delivery of the Bonds in order that interest on the Bonds be and remain excludable from gross income under Section 103 of the Code. The Supervisor of the Town, in executing the Arbitrage and Use of Proceeds Certificate, has certified to the effect that the Town will comply with the provisions and procedures set forth therein and that it will do and perform all acts and things necessary or desirable to assure that interest paid on the Bonds is excludable from gross income under Section 103 of the Code. We have examined such Arbitrage and Use of Proceeds Certificate of the Town delivered concurrently with the delivery of the Bonds, and in our opinion, such certificate contains provisions and procedures under which such requirements can be met. In our opinion, under existing statutes and court decisions, (i) interest on the Bonds is excluded from gross income for FEderal income tax purposes pursuant to Section 103 of the Code, and (ii) interest on the Bonds is not treated as a preference item in calculating the alternative minimum tax imposed on individuals and corporations under the Code and is not included in the adjusted current earnings of corporations for purposes of calculating the alternative minimum tax. In rendering the opinion in this paragraph, we have (i) relied on the representations, certifications of fact, and statements of reasonable expectations made by the Town in the Arbitrage and Use of Proceeds Certificate and other documents in connection with the Bonds, and (ii) assumed compliance by the Town with certain provisions and procedures set forth in the Arbitrage and Use of Proceeds Certificate relating to compliance with applicable requirements of the Code to assure the exclusion of interest on the Bonds from gross income under Section 103 of the Code. Further, in our opinion, under existing statutes, interest on the Bonds is exempt from personal income taxes of New York State and its political subdivisions, including The City of New York. Except as stated abox~e, we express no opinion regarding any other federal or state tax consequences with respect to the Bonds. We render our opinion under existing statutes and court decisions as of the issue date, and we assume no obligation to update our opinion after the issue date to reflect any future action, fact or circumstance, or change in law or interpretation, or otherwise. We express no opinion on the effect of any action hereafter taken or not taken in reliance upon an opinion of other counsel on the exclusion from gross income for federal income tax purposes of interest on the Bonds, or on the exemption from state and local tax law of interest on the Bonds. Other than such record of proceedings, we have not been requested to examine or review and have not examined or reviewed the accuracy or sufficiency of the Official Statement, or any additional proceedings, reports, correspondence, financial statements or other documents, containing financial or other information relative to the Town which have been or may hereafter be furnished or disclosed to purchasers of said Bonds, and we express no opinion with respect to any such financial or other information or the accuracy or sufficiency thereofi We have examined the executed first numbered Bond of said issue and, in our opinion, the form of said Bond and its execution are regular and proper. This opinion is issued as of the date hereof; and we assume no obligation to update, revise or supplement this opinion to reflect any action hereafter taken or not taken, or any facts or circumstances, or changes in law or in interpretations thereof, that may hereafter occur, or fbr any other reason. Very truly yours, REGISTERED REGISTERED NO. R-1 $123,000 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 INTEREST DATE OF ORIGINAL CUSIP MATURITY DATE RATE ISSUE NUMBER March 15, 2010 3.00% March 15, 2009 844572 LC9 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: ONE HUNDRED TWENTY-THREE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the 1NTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity~ Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment principal of and interest on this bond are payable in any coin or currency of the date. The United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. The faith and credit of such Town are hereby irrevocably pledged to the punctual payment of the principal of and interest on this bond according to its terms. This bond has been designated by the Town as a qualified tax-exempt obligation pursuant to the provisions of Section 265 of the Internal Revenue Code of 1986, as amended. It is hereby certified and recited that all conditions, acts and th~ngs reqmred by the Constitution and statutes of the State of New York to exist, to have happened and to have been performed precedent to and in the issuance of this bond, exist, have happened and have been performed and that the issue of bonds of which this is one, together with all other indebtedness of the Town of Southold, is within every debt and other limit prescribed by the Constitution and laws of such State IN WITNESS WHEREOF, the TOWN OF SOUTHOLD has caused this bond to be executed in its name by the manual signature of its Supervisor and its corporate seal to be impressed hereon and attested by the manual signature of its Town Clerk. TOWN OF SOUTHOLD ATTEST: -~J Town Clerk 34 I 032679 CERT Town of Southold, New York Public Improvement Serial Bond-2009 This bond is one of an authorized combined issue, the aggregate principal amount of which is $5,283,000, the bonds of which are of like tenor, except as to number, denomination, interest rate and maturity, and is issued pursuant to the provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York (the "Law"), three bond resolutions duly adopted by the Town Board on their respective dates, authorizing the issuance of serial bonds of the Town for various public improvements, and the Certificate of Determination executed by the Supervisor as of February 25, 2009, determining the terms, form and details of issuance of said $5,283,000 serial bonds (the "Bonds") and providing for the public sale thereof (the "Certificate of Determination"). The Bonds are issuable in the form of registered bonds without coupons in denominations of $5,000, or any integral multiple thereof This Bond is transferable or exchangeable, as provided in the Certificate of Determination, only upon the books of the Town kept for that purpose at the office of the Fiscal Agent, by the registered owner hereof in person, or by his attorney duly authorized in writing, upon the surrender of this Bond together with a written instrument of transfer or exchange satisfactory to the Fiscal Agent duly executed by the registered owner or his attorney duly authorized in writing, and thereupon a new Bond or Bonds, in the same aggregate principal amount and of the same maturity, shall be issued to the transferee or the registered owner in exchange therefor as provided in the Certificate of Determination and upon the payment of the charges, if any, therein prescribed. The Bonds maturing on or before March 15, 2019 will not be subject to redemption prior to maturity. The Bonds maturing on or after March 15, 2020 will be subject to redemption prior to maturity, at the option of the Town, on March 15, 2019 and thereafter on any date, in whole or in part, and if in part, in any order of their maturity and in any amount within a maturity (selected by lot within a maturity), at par, plus accrued interest to the date of redemption The Bonds shall be redeemable prior to maturity upon the giving of notice which identifies the bonds to be redeemed, by mailing such notice to the registered holders thereof at their respective addresses as shown upon the registration books of the Fiscal Agent at least 30 days prior to the dates set for any such redemption. If notice of redemption shall have been given as aforesaid, the Bonds so called for redemption shall become due and payable at the applicable redemption price on the redemption date designated in such notice, and interest on such Bonds shall cease to accrue from and after such redemption date Hawkins Delafield & Wood LLP One Chase Manhattan Plaza New York, New York 10005 The Town Board of the Town of Southold, in the County of Suffolk, New York March 19, 2009 Ladies and Gentlemen: We have examined a record of proceedings relating to the authorization, sale and issuance of $5,283,000 Public Improvement Serial Bonds-2009 (the "Bonds"), of the Town of Southold (the "Town"), in the County of Suffolk, New York. The Bonds are issued pursuant to the provisions of the Local Finance Law, constituting Chapter 33-a of the Consolidated Laws of the State of New York, three bond resolutions duly adopted by the Town Board on their respective dates, authorizing the issuance of serial bonds of the Town for various public improvements, and the Certificate of Determination executed by the Supervisor as of February 25, 2009, determining the terms, form and details of issuance of said $5,283,000 serial bonds and providing for their public sale. The Bonds are dated March 15, 2009, mature on March 15 in the principal amounts in each of the following years, and bear interest at the respective rates per annum payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity, as set forth below: Year of Principal Interest Year of Principal Maturity Amount Rate Maturity Amount Rate 2010 $123,000 3.00% 2021 $250,000 2011 220,000 3.00 2022 260,000 4.00 2012 230,000 3.00 2023 270,000 4.00 2013 180,000 300 2024 290,000 4.00 2014 185,000 4.00 2025 300,000 2015 195,000 4.00 2026 310,000 2016 205,000 400 2027 325,000 4.25 2017 215,000 4.00 2028 330,000 4.25 2018 225,000 4.00 2029 345,000 4.25 2019 230,000 4.00 2030 355,000 2020 240,000 4.00 The Bonds maturing on or before March 15, 2019 will not be subject to redemption prior to maturity. The Bonds maturing on or after March 15, 2020 will be subject to redemption prior to maturity, at the option of the Town, on March 15, 2019 and thereafter, on any date, in whole or in part, at par, and subject to notice and other conditions as stated in the Bonds. The Bonds are issued only in fully registered form without interest coupons, in the name of Cede & Co., as registered owner and nominee for The Depository Trust Company, an automated depository for securities and clearinghouse for securities transactions which will maintain a book-entry system for recording the ownership interests in the Bonds. Only one Bond will be initially issued for each maturity in the aggregate principal amount of such maturity. Purchases of ownership interests in the Bonds Mil be made in book-entry form in denominations of $5,000 or any integral multiple thereof In our opinion, said Bonds are valid and legally binding general obligations of the Town for which the Town has validly pledged its faith and credit and, unless paid from other sources, all the taxable real property within the Town is subject to the levy of ad valorem real estate taxes to pay the Bonds and interest thereon without limitation of rate or amount. Tlie enforceability of rights or remedies with respect to such Bonds may be limited by bankruptcy, insolvency or other laws affecting creditors' rights or remedies heretofore or hereafter enacted. The Internal Revenue Code of 1986, as amended (the "Code"), establishes certain requirements that must be met subsequent to the issuance and delivery of the Bonds in order that interest on the Bonds be and remain excludable from gross income under Section 103 of the Code. The Supervisor of the Town, in executing the Arbitrage and Use of Proceeds Certificate, has certified to the effect that the Town will comply with the provisions and procedures set forth therein and that it will do and perform all acts and things necessary or desirable to assure that interest paid on the Bonds is excludable from gross income under Section 103 of the Code. We have examined such Arbitrage and Use of Proceeds Certificate of the Town delivered concurrently with the delivery of the Bonds, and in our opinion, such certificate contains provisions and procedures under which such requirements can be met In our opinion, under existing statutes and court decisions, (i) interest on the Bonds is excluded from gross income for federal income tax purposes pursuant to Section 103 of the Code, and (ii) interest on the Bonds is not treated as a preference item in calculating the alternative minimum tax imposed on individuals and corporations under the Code and is not included in the adjusted current earnings of corporations for purposes of calculating the alternative minimum tax. In rendering the opinion in this paragraph, we have (i) relied on the representations, certifications of fact, and statements of reasonable expectations made by the Town in the Arbitrage and Use of Proceeds Certificate and other documents in connection with the Bonds, and (ii) assumed compliance by the Town with certain provisions and procedures set forth in the Arbitrage and Use of Proceeds Certificate relating to compliance with applicable requirements of the Code to assure the exclusion of interest on the Bonds from gross income under Section 103 of the Code Further, in our opinion, under existing statutes, interest on the Bonds is exempt from personal income taxes of New York State and its political subdivisions, including The City of New York Except as stated above, we express no opinion regarding any other federal or state tax consequences with respect to the Bonds. We render our opinion under existing statutes and court decisions as of the issue date, and we assume no obligation to update our opinion after the issue date to reflect any future action, fact or circumstance, or change in law or interpretation, or otherwise. We express no opinion on the effect of any action hereafler taken or not taken in reliance upon an opinion of other counsel on the exclusion from gross income for federal income tax purposes of interest on the Bonds, or on the exemption from state and local tax law of interest on the Bonds. Other than such record of proceedings, we have not been requested to examine or review and have not examined or reviewed the accuracy or sufficiency of the Official Statement, or any additional proceedings, reports, correspondence, financial statements or other documents, containing financial or other information relative to the Town which have been or may hereafter be furnished or disclosed to purchasers of said Bonds, and we express no opinion with respect to any such financial or other information or the accuracy or sufficiency thereof We have examined the executed first numbered Bond of said issue and, in our opinion, the form of said Bond and its execution are regular and proper. This opinion is issued as of the date hereof, and we assume no obligation to update, revise or supplement this opinion to reflect any action hereafter taken or. not taken, or any facts or circumstances, or changes in law or in interpretations thereof, that may hereafter occur, or for any other reason. Very truly yours, /s/Hawkins Delafield & Wood LLP ASSIGNMENT FOR VALUE RECEIVED, the Undersigned hereby sells, assigns and transfers unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIF CODE OF ASSIGNEE the within Bond and does hereby irrevocably constitute and appoint Attorney to transfer said Bond on the books kept for registration of said Bond, with full power of substitution in the premises. Dated: Signature Guaranteed: Notice: Signature(s) must be acknowledged or proved, or in the alternative, certified as to its genuineness by an officer ora bank or trust company located and authorized to do business in New York State. Notice: The signature to this assignment must cor- respond with'the name as it appears upon the face of the within bond in every particular, without alteration or enlargement or any change whatever REGISTERED NO. R-2 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTItOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $220,000 MATURITY DATE March 15, 2011 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 3.00% March 15, 2009 844572 LD7 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED TWENTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County o£ Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town o£ S outhold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST KATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity Interest hereon shall be payable by wire transfer or clearinghouse ~unds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as o£the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency o£the United States of America which, at the date of payment, is legal tender £or the payment of public and private debts; provided, however, that interest on this ~ully registered bond shall be paid by wire transfer or clearinghouse fi~nds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-3 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $230,000 MATURITY DATE March 15, 2012 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 3.00% March 15, 2009 844572 LE5 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED THIRTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and fo'pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-4 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $180,000 MATURITY DATE March 15, 2013 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 3.00% March 15, 2009 844572LF2 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: ONE HUNDRED EIGHTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor ther'eio, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-5 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTIIOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $185,000 MATURITY DATE March 15, 2014 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572LG0 REGISTERED OWNER: PRINCIPAL SUM: CEDE & CO. ONE HUNDRED EIGHTY-FIVE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surre.n, der of this bond at the office of tBe Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the 1NTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-6 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $195,000 MATURITY DATE March 15, 2015 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LH8 REGISTERED OWNER: PRINCIPAL SUM: CEDE & CO. ONE HUNDRED NINETY-FIVE THOUSAND DOLLARS The TOWN OF SOUTFIOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation a.ngl surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-7 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $205,000 MATURITY DATE March 15, 2016 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 L J4 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED FIVE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the iNTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-8 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $215,000 MATURITY DATE March 15, 2017 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LK1 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED FIFTEEN THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, _ Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-9 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND~2009 REGISTERED $225,000 MATURITY DATE March 15, 2018 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LL9 REGISTERED OWNER: PRINCIPAL SUM: CEDE & CO. TWO HUNDRED TWENTY-FIVE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named.above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southotd, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-10 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $230,000 MATURITY DATE March 15, 2019 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LM7 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED THIRTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender o£this bond at the offic~ of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET. FORTH HEREIN. REGISTERED NO. R-Il UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $240,000 MATURITY DATE March 15, 2020 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LN5 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED FORTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond afthe office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-12 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $250,000 MATURITY DATE March 15, 2021 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LP0 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED FIFTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated abovg), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the iNTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-13 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $260,000 MATURITY DATE March 15, 2022 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LQ8 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED SIXTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of S outhold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from Mar6h 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March t5, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF TI-IlS BOND SET FORTH HEREIN. REGISTERED NO. R-14 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $27O,000 MATURITY DATE March 15, 2023 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LR6 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED SEVENTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum froin March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in ~vriting by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-15 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $290,000 MATURITY DATE March 15, 2024 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.00% March 15, 2009 844572 LS4 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: TWO HUNDRED NINETY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal 'sum from March- 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN. REGISTERED NO. R-16 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $300,000 MATURITY DATE March 15, 2025 INTEREST RATE 4-1/8% DATE OF ORIGINAL CUSIP ISSUE NUMBER March 15, 2009 844572 LT2 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: THREE HUNDRED THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Sufiblk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon ' presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the iNTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREiN. REGISTERED REGISTERED NO. R-17 $310,000 COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUaLiC eaOVEMENT SX L aON -Z009 ~TE~ST DATE OF OmG~An CUS~ MATU~TY DATE ~TE ISSUE r~h 15. 2026 4 ~/8% March 15, 2009 844572 LU9 ~GISTERED OWNER: CEDE & CO. P~C~AL SUM: THeE HUND~D TEN THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation or,he State of New York hereby acknowledges itself indebted and for value received promises to pay to the ~GISTE~D O~R named above, or registered assigns, on the MAT~TY DATE (stated above), the P~CIP~ S~ (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest'on such principal-sum kom M~rch 15, 2009 or from the most recent interest payment date to which interest has been prod at the ~TE~ST ~TE (stated above), payable March 15, 2010, September 15, 2010 and semiannually therea~er on March 15 and September 15 in each year until maturity Interest hereon shall be payable by wire transfer or clearinghouse hnds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be ~rnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this ~lly registered bond shall be paid by wire transfer or clearinghouse hnds as set foah above ~FE~NCE IS M~E TO T~ F~T~R PROVISIONS OF TinS BO~ SET FORTH ~. REGISTERED NO. R-18 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $325,000 MATURITY DATE March 15, 2027 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.25% March 15, 2009 844572 LV7 REGISTERED OWNER: PRINCIPAL SUM: CEDE & CO. THREE HUNDRED TWENTY-FIVE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, Ne~v York, as fiscal ~tgent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the iNTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREiN. REGISTERED NO. R-19 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $330,000 MATURITY DATE March 15, 2028 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.25% March 15, 2009 844572 LW5 REGISTERED OWNER: CEDE & CO. PRINCIPAL SUM: THREE HUNDRED THIRTY THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (stated above), the PRINCIPAL SUM (stated above) upon presentation and surrender of this bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the INTEREST RATE (stated above), payable March 15, 2010, September 15, 2010 and semiannually thereafter on March ! 5 and September 15 in each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED NO. R-20 UNITED STATES OF AMERICA STATE OF NEW YORK COUNTY OF SUFFOLK TOWN OF SOUTHOLD PUBLIC IMPROVEMENT SERIAL BOND-2009 REGISTERED $345,000 MATURITY DATE March 15, 2029 INTEREST RATE DATE OF ORIGINAL CUSIP ISSUE NUMBER 4.25% March 15, 2009 844572 LX3 REGISTERED OWNER: PRINCIPAL SUM: CEDE & CO. THREE HUNDRED FORTY-FIVE THOUSAND DOLLARS The TOWN OF SOUTHOLD, in the County of Suffolk, a municipal corporation of the State of New York, hereby acknowledges itself indebted and for value received promises to pay to the REGISTERED OWNER named above, or registered assigns, on the MATURITY DATE (staited above), the PRINCIPAL SUM (stated above) upon presentation and surrender qfthis bond at the office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, Ney,/York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such principal sum from March 15, 2009 or from the most recent interest payment date to which interest has been paid at the iNTEREST RATE (stated above), payable March I5, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity Interest hereon shall be payable by wire transfer or clearinghouse funds by the Town or its agent on each interest payment date to the registered owner hereof at his address as it appears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be furnished in writing by such registered owner to the Fiscal Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or currency of the United States of America which, at the date of payment, is legal tender for the payment of public and private debts; provided, however, that interest on this fully registered bond shall be paid by wire transfer or clearinghouse funds as set forth above. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH HEREIN REGISTERED REGISTERED NO. R-21 $355,000 UNITED STATES OF AMERICA STATE OF NEW YORK TOWN SOUT.OLD PUBLIC IMPROVEMENT SERIAL BOND-2009 INTEREST DATE OF ORIGINAL CUSIP MATURITY DATE RATE ISSUE NUMBER March 15, 2030 4-3/8 ¥o March 15, 2009 844572 LYI HUND~D F~-F~E THOUSAND P~C~AL SUM: THeE DOLLARS The TOWN OF SOUTHOLD, ~n the County of Suffolk, a mumctpal corporation of the State of New York, hereby acknowledges ltself~ndebted and for value received promises to pay to the ~GISTE~D O~R named above, or registered assigns, on the MAT~TY DATE (stated above), the P~CIP~ S~ (stated above) upon nresentation and surrender of this bond at the office of the Town Clerk Town of Southold Town Hall, 53095 Main Road, Southold, New York, as fiscal agent (herein called "Fiscal Agent"), or any successor thereto, and to pay interest on such pnnc~pal sum from March 15 2009 or from the most recent interest ~avment date to which interest has been paid at the ~TE~ST ~TE (stated above), payable March 15, 2010, September 15, 2010 and semiannuallv thereafter on March 15 and September 15 n each year until maturity. Interest hereon shall be payable by wire transfer or clearinghouse ~nds by the Town or ~ts agent on each interest payment date to the registered owner hereof at his address as it anoears on the registration books of the Town maintained by the Fiscal Agent or at such other address as may be ~rnished in writing by such registered owner to the F~scat Agent as of the close of business on the last day of the month preceding each interest payment date. The principal of and interest on this bond are payable in any coin or cu~ency of the Un ted States of ~erica which, at the date of payment is egal tender for the payment of oub tc and private debts; prowded, however, that interest on th~s ~lly registered bond shall be paid by wire transfer or clearinghouse ~nds as set fo~h above ~FE~NCE IS ~E TO T~ F~T~R PROVISIONS OF THIS BO~ SET SUPERVISOR'S CERTIFICATE OF AWARD 1, SCOTT A. RUSSELL, Supervisor of the Town of Southold, in the County of Suffolk, New York (the "Town"), HEREBY CERTIFY AND REPORT AS FOLLOWS: 1. On March 10, 2009, at 11:00 o'clock A.M. (Prevailing Time), bids were received at the offices of Munistat Services, Inc., 12 Roosevelt Avenue, Port Jefferson Station, New York. 2. At that time and place, three (3) sealed bids were received for the purchase of $5,283,000 Public Improvement Serial Bonds-2009 of the Town (the "Bonds") pursuant to the Notice of Sale of said Bonds heretofore duly published in conformity with the requirements of the Certificate of Determination executed by the Supervisor as of February 25, 2009, and said bids were thereupon opened and publicly read. 3. The sealed bids so opened and publicly read were each in legally acceptable form and were each accompanied by the check required by said Notice of Sale and constituted signed proposals to purchase all of the Bonds. 4. Forthwith upon receiving, opening, reading and considering said sealed bids, l caused to be publicly announced that Roosevelt & Cross, lac., and Associates, New York, New York was the successful bidder to whom the bonds are to be awarded, at the purchase price of $5,283,000.00 together with interest at the rates to be borne by the Bonds from the date of the Bonds to the date of payment of the purchase price, said bid of said successful bidder being the best bid received under the terms of the Notice of Sale therefor and providing the lowest net interest cost over the life of the Bonds, computed as follows: Gross Interest .......................................................... Less Premium Bid Over Par .................................. Net Interest Cost ..................................................... Net Interest Rate ..................................................... $2,685,883.75 0.00 $2,685,883.75 4.10540% 5. As designated by the aforementioned successful bidder, said Bonds shall bear interest from their date in each year until maturity at the respective rates per annum stated in the following table: Bonds maturing in each of the years 2010 to 2013, inclusve, at 3.00%; Bonds maturing in each of the years 2014 to 2024, inclusve, at 4.00%; Bonds maturing in the years 2025 and 2026, at 4-1/8%; Bonds maturing in each of the years 2027 to 2029, inclusve, at 4.25%; and Bonds maturing in the year 2030, at 4-3/8%; such rates of interest being the rates necessary for the Town to sell said Bonds. 6. (a) It is further determined that the annual principal installments of said Bonds shall be adjusted in amounts necessary to achieve substantially level or declining annual debt service as set forth in section 58.00 (c)(2) of the Local Finance Law. Said Bonds shall mature on March 15 in each of the years and principal amounts as set forth below: $123,000 in the year 2010 $250,000 in the year 202[ 220,000 in the year 2011 260,000 in the year 2022 230,000 in the year 2012 270,000 in the year 2023 180,000 in the year 2013 290,000 in the year 2024 185,000 in the year 2014 300,000 in the year 2025 195,000 in the year 2015 310,000 in the year 2026 205,000 in the year 2016 325,000 in the year 2027 215,000 in the year 2017 330,000 in the year 2028 225,000 in the year 2018 345,000 in the year 2029 230,000 in the year 2019 355,000 in the year 2030 240,000 in the year 2020 (b) The gross interest and net interest rate for the Bonds, following adjustment of the annual principal installments is: Gross Interest ......................................................... Less Premium Bid Over Par .................................. Net Interest Cost ..................................................... Net Interest Rate ..................................................... $2,678,083.75 0.00 $2,678,083.75 4.10540% 7. I thereupon returned to said other bidders the Good Faith Check (as defined in the Notice of Sale of the Town dated February 25, 2009) received, if any, with their aforesaid sealed bids. 8. Said Bonds will be delivered to the said successful bidder hereinabove referred to upon receipt of payment in accordance with the provisions of the Notice of Sale. IN WITNESS WHEREOF, I have hereunto set my hand as of the l0th day of March, 2009 Supervisor TOWN CLERK'S CERTIFICATE I, ELIZABETH A. NEVILLE, Town Clerk of the Town of Southold, in the County of Suffolk, New York, HEREBY CERTIFY that I have compared the foregoing Certificate of Award of the Supervisor and the same is a true and complete copy of said Certificate filed with the Town Board on or before March 19, 2009. I FURTHER CERTIFY that no resolution electing to reassume any of the powers or duties delegated to the Supervisor by the resolutions cited in the Certificate of Determination referred to in said Certificate of Award, has been adopted by said Town Board. 1N WITNESS WHEREOF, I have hereunto set my hand and affixed the corporate seal of said Town, this /°/~ day of March, 2009. (SEAL) Town Clerk 558534 1 032679 CERT UNDERTAKING TO PROVIDE CONTINUING DISCLOSURE Section 1. Definitions "Annual Information" shall mean the information specified in Section 3 hereof. "GAAP" shall mean generally accepted accounting principles as in effect from time to time in the United States. "Holder" shall mean any registered owner of the Securities and any beneficial owner of Securities within the meaning of Rule 13d-3 under the Securities Exchange Act of 1934. "Issuer" shall mean the Town of Southold, in the County of Suffolk, a municipal corporation of the State of New York. "MSRB" shall mean the Municipal Securities Rulemaking Board established in accordance with the provisions of Section 15B(b)(1) of the Securities Exchange Act of 1934. "NRMSIR" shall mean each nationally recognized municipal securities information repository within the meaning of Rule 15c2-12. "Rule 15c2-12" shall mean Rule 15c2-12 under the Securities Exchange Act of 1934, as amended through the date of this Undertaking, including any official interpretations thereof. "Securities" shall mean the Issuer's $5,283,000 Public Improvement Serial Bonds-2009, dated March 15, 2009, maturing in variogs principal amounts on March 15 in each of the years 2010 to 2030, inclusive, and delivered on the date hereof. "State Information Depository" shall mean the New York State Information Depository, if and when created. Section 2. Obligation to Provide Continuing Disclosure. (a) The Issuer hereby undertakes, for the benefit of Holders of the Securities, to provide or cause to be provided either directly or tbrough Munistat Services, Inc., 12 Roosevelt Avenue, Port Jefferson Station, New York 11776: (i) to each NRMSIR and to the State Information Depository, no later than 180 days after the end of each fiscal year, the Annual Information relating to such fiscal year, together with audited financial statements of the Issuer for such fiscal year if audited financial statements are then available; provided, however, that if audited financial statements are not then available, unaudited financial statements shall be provided with the Annual Information, and audited financial statements, if any, shall be delivered to each NRMSIR and to the State Information Depository within thirty (30) days after they become available and in no event later than 360 days after the end of each fiscal year; and 558534.1 032679 CERT (ii) to (a) each NRMSIR, or to the MSRB, and to (b) the State Information Depository, in a timely manner, notice of any of the following events with respect to the Securities, if material: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves reflecting financial difficulties; (4) unscheduled draws on credit enhancements reflecting financial difficulties; (5) substitution of credit or liquidity providers, or their failure to perform; (6) adverse tax opinions or events affecting the tax-exempt status of the Securities; (7) modifications to rights of Securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment of the Securities; and (l 1 ) rating changes. (iii) to (a) each NRMSIR, or to the MSRB, and to (b) the State Information Depository, in a timely mariner, notice of a failure to provide by the date set forth in Section 2(a)(i) hereof any Annual Information required by Section 3 hereof. (b) Nothing herein shall be deemed to prevent the Issuer from disseminating any other information in addition to that required hereby in the manner set forth herein or in any other manner. If the Issuer disseminates any such additional information, the Issuer shall have no obligation to update such information or include it in any future materials disseminated hereunder. (c) Nothing herein shall be deemed to prevent the Issuer from providing notice of the occurrence of certain other events, in addition to those listed above, if the Issuer determines that any such other event is material with respect to the Securities; but the Issuer does not undertake to commit to provide any such notice of the occurrence of any material event except those events listed above. 558534.1 032679 CERT Section 3. Annual Information. (a) The required Annual Information shall consist of the financial information and operating data for the preceding fiscal year, in a form generally consistent with the information contained or cross-referenced in the Issuer's final official statement relating to the Securities under the headings: "The Town," "Economic and Demographic Information," "Indebtedness of the Town,"" Finances of the Town," "Real Property Tax Information," and "Litigation ," and in Appendix A. (b) All or any portion of the Annual Information may be incorporated in the Annual Information by cross reference to any other documents which have been filed with (i) the NRMSIRs and the State Information Depository, or (ii) the Securities and Exchange Commission. If such a document is a final official statement, it also must be available from the MSRB. (c) Annual Information for any fiscal year containing any modified operating data or financial information (as contemplated by Section 7(e) hereof) for such fiscal year shall explain, in narrative form, the reasons for such modification and the effect of such modification on the Annual Information being provided for such fiscal year. Ifa change in accounting principles is included in any such modification, such Annual Information shall present a comparison between the financial statements or information prepared on the basis of the modified accounting principles and those prepared on the basis of the former accounting principles. Section 4. Financial Statements. The Issuer's annual financial statements for each fiscal year shall be prepared in accordance with GAAP as in effect from time to time. Such financial statements shall be audited by an independent accounting firm. Section 5. Remedies. If the Issuer shall fail to comply with any provision of this Undertaking, then any Holder of Securities may enforce, for the equal benefit and protection of all Holders similarly situated, by mandamus or other suit or proceeding at law or in equity, this Undertaking against the Issuer and any of the officers, agents and employees of the Issuer, and may compel the Issuer or any such officers, agents or employees to perform and carry out their duties under this Undertaking; provided that the sole and exclusive remedy for breach of this Undertaking shall be an action to compel specific performance of the obligations of the Issuer hereunder and no person or entity shall be entitled to recover monetary damages hereunder under any circumstances. Failure to comply with any provision of this Undertaking shall not constitute an event of default on the Securities. Section 6. Parties in Interest. This Undertaking is executed and delivered solely for the benefit of the Holders. No other person shall have any right to enforce the provisions hereof or any other rights hereunder. Section 7. Amendments. Without the consent of any holders of Securities, the Issuer at any time and from time to time may enter into any amendments or changes to this Undertaking for any of the following purposes: (a) to comply with or conform to any changes in Rule 15c2-12 (whether required or optional); 558534.1 032679 CERT (b) to add a dissemination agent for the information required to be provided hereby and to make any necessary or desirable provisions with respect thereto; (c) to evidence the succession of another person to the Issuer and the assumption of any such successor of the duties of the Issuer hereunder; (d) to add to the duties of the Issuer for the benefit of the Holders, or to surrender any right or power herein conferred upon the Issuer; (e) to modify the contents, presentation and format of the Annual Information from time to time to conform to changes in accounting or disclosure principles or practices and legal requirements followed by or applicable to the Issuer or to reflect changes in the identity, nature or status of the Issuer or in the business, structure or operations of the Issuer or any mergers, consolidations, acquisitions or dispositions made by or affecting any such person; provided that any such modifications shall comply with the requirements of Rule 15c2-12 or Rule 15c2-12 as in effect at the time of such modification; or (f) to cure any ambiguity, to correct or supplement any provision hereof which may be inconsistent with any other provision hereof, or to make any other provisions with respect to matters or questions arising under this Undertaking which, in each case, comply with Rule 15c2-12 or Rule 15c2-12 as in effect at the time of such amendment or change; provided that no such action pursuant to this Section 7 shall adversely affect the interests of the Holders in any material respect. In making such determination, the Issuer shall rely upon an opinion of nationally recognized bond counsel. Section 8. Termination. This Undertaking shall remain in full force and effect until such time as all principal, redemption premiums, if any, and interest on the Securities shall have been paid,in full or the Securities shall have otherwise been paid or legally defeased pursuant to the their terms. Upon any such legal defeasance, the Issuer shall provide notice of such defeasance to each NRMSIR or the MSRB, and the State Information Depository. Such notice shall state whether the Securities have been defeased to maturity or to redemption and the timing of such maturity or redemption. Section 9. Undertaking to Constitute Written Agreement or Contract. This Undertaking shall constitute the written agreement or contract for the benefit of Holders of Securities, as contemplated under Rule 15c2-12. Section 10. Governing Law. This Undertaking shall be governed by the laws of the State of New York determined without regard to principles of conflict of law. IN WITNESS WHEREOF, the undersigned has duly authorized, executed and delivered this Undertaking as of March 19, 2009. By _~~~4____t~~°UTHOLD Supervisor 558534.1 032679 CERT CLOSING CERTIFICATES RELATING TO THE BONDS OF THE TOWN OF SOUTHOLD, IN THE COUNTY OF SUFFOLK, NEW YORK OFFICERS' CERTiFICATE AS TO SIGNATURES AND LITIGATION WE, the undersigned officers of the Town of Southold, in the County of Suffolk, a municipal corporation of the State of New York and herein referred to as the "Issuer", HEREBY CERTIFY that on or before the date hereof, each of the Issuer's $5,283,000 Public Improvement Serial Bonds-2009 (the "Bonds"), dated March 15, 2009, and more fully described in Schedule X attached hereto and hereby made a part hereof, were duly and completely executed in the name and on behalf of the Issuer by the manual signatures of the undersigned officers of the Issuer, each of whom did and does hereby adopt such respective signatures, and the impressing thereon of the official seal of the Issuer, and that on the date hereof, we are the duly chosen, qualified and acting officers of the Issuer holding the respective offices indicated by the official titles set opposite our several signatures hereto, for terms expiring on the respective dates set opposite such titles. WE FURTHER CERTIFY that the seal which is impressed upon this certificate has been impressed upon each of the Bonds and is the legally adopted, proper and only official corporate seal of the Issuer. WE FURTHER CERTIFY that no litigation of any nature is now pending or threatened restraining or enjoining the issuance or delivery of said Bonds or the levy or collection of any taxes to pay the interest on or principal of said Bonds, or in any manner questioning the authority or proceedings for the issuance of said Bonds or the levy or collection 558534.1 032679 CERT of said taxes, or relating to said Bonds or affecting the validity thereof or the levy or collection of said taxes, that neither the corporate existence or boundaries of the Issuer nor the title of any of the present officers thereof to their respective offices is being contested, that no authority or proceedings for the issuance of said Bonds has or have been repealed, revoked or rescinded, and that no Bonds of the Issuer have been heretofore issued under or pursuant to such proceedings. 1N WITNESS WHEREOF, we have hereunto set our hands and said corporate seal has hereunto been affixed as of the 19th day of March, 2009. OFFICIAL TITLE Supervisor Town Clerk TERM OF OFFICE EXPIRES December 31,2011 December 31, 2009 (SEAL) I HEREBY CERT1FY that the signatures of the officers of the above-named Village, which appear above, are true and genuine and that I know said officers and know them to hold the respective offices set opposite their signatures. ~.~ Title Name and,Address of Bank/~ 558534.1 032679 CERT ATTORNEY'S CERTIFICATE I, Patricia A. Finnegan, Esq., HEREBY CERTIFY that I am a licensed attorney at law of the State of New York, having offices at 53095 Main Road, Southold, New York, and am the duly chosen, qualified and acting Town Attorney of the Issuer hereinafter named, that I am familiar with the acts and proceedings heretofore had and or taken by said Issuer or by its officers relative to the authorization, sale and issuance of $5,283,000 Public Improvement Serial Bonds-2009, of the Town of Southold, in the County of Suffolk, a municipal corporation of the State of New York, and herein referred to as the "Issuer", all as described and set forth in Schedule X annexed hereto and by this reference made a part hereof; that no litigation of any nature is now pending or threatened restraining or enjoining the issuance or delivery of said Bonds or the levy or collection of any taxes to pay the interest on or principal of said Bonds, or in any manner questioning the authority or proceedings for the issuance of said Bonds or for the levy or collection of said taxes, or relating to said Bonds or affecting the validity thereof or the levy or collection of said taxes; that neither the corporate existence or boundaries of the Issuer nor the title of any of the present officers thereof to their respective offices is being contested; and that no authority or proceedings for the issuance of said Bonds has or have been repealed, revoked or rescinded. I HEREBY FURTHER CERTIFY that there is no controversy or litigation of any nature now pending or threatened by or against the Issuer, wherein an adverse judgment or ruling could have a material adverse impact on the financial condition of the Issuer or adversely affect the power of the Issuer to levy, collect or enforce the collection of taxes or other revenues for the payment of the Bonds, which has not been disclosed in the Official Statement relating to the Bonds~ 1N WITNESS WHEREOF, I2a l, h;0r yt° set mY hand as °f the 19th day of 558534 1 032679 CERT CERTIFICATE OF DELIVERY AND PAYMENT I, SCOTT A. RUSSELL, the duly elected, qualified and acting Supervisor of the Issuer hereinafter named, HEREBY CERTIFY that on the 19th day of March, 2009, I delivered or caused to be delivered to Roosevelt & Cross, Inc., and Associates, New York, New York, the purchaser thereof, $5,283,000 aggregate principal amount of Public Improvement Serial Bonds-2009 (the "Bonds") of the Town of S outhold, in the County of Suffolk, a municipal corporation of the State of New York and herein referred to as the "Issuer", each duly and completely executed by or on behalf of the Issuer and all as described and set forth in Schedule X annexed hereto and by this reference made a part hereof, and that at or before the time of such delivery of said Bonds, I received from said purchaser the following amounts: Received prior to such delivery ................................................... $ 105,660.00 Received at time of such delivery .................................................... $5,179,655.38 Total amount received ..................................................................... $5,285,315.38 being full payment for said Bonds in accordance with the contract of sale thereof, computed as follows: Contract Price ................................................................................. $5,283,000.00 Interest on said Bonds accrued to the date of delivery ...................... 2,315.38 Total .............................................................................................. $5,285,315.38 I FURTHER CERTIFY that at the time of such delivery of said Bonds, a written opinion was rendered by the law firm of Hawkins Delafield & Wood LLP, dated as of the date of such delivery, as to the validity of said Bonds, said opinion (except as to omission of the date of such delivery) having been printed on each of said Bonds. 1N WITNESS WHEREOF, I have hereunto set my hand as of the 19th day of March, 2009. Supervisor 558534.1 032679 CERT SCHEDULE X Bonds of the TOWN OF SOUTHOLD, NEW YORK, substantially in form, and offered for sale and sold, as provided by the Certificate of Determination executed by the Supervisor as of February 25, 2009 and to be delivered thereunder in the aggregate principal amount of $5,283,000. Number of Issues: Amount and Title: Dated: Denominations, Numbers and Letters' Place of Payment of Principal and Interest: Maturities, Interest Rates and Payment Dates: 1 $5,283,000 Public Improvement Serial Bonds-2009 March 15, 2009 In the form of registered Bonds without coupons in denominations of $5,000 or integral multiples thereof, except for one necessary odd denomination, registered in the name of Cede & Co., as nominee of The Depository Trust Company, New York, New York, numbered separately and consecutively upward with the letter "R" prefixed thereto. The office of the Town Clerk, Town of Southold, Town Hall, 53095 Main Road, Southold, New York (the "Fiscal Agent"). Interest payable by wire transfer or in clearinghouse funds by the Town or its agent on each interest payment date to the person ih whose name the bond is registered at the address shown on the registration book maintained by the Fiscal Agent as of the close of business on the last day of the month preceding each such interest payment date Mature on March 15 in the principal amounts in each of the following years and bear interest at the respective rates per annum, payable March 15, 2010, September 15, 2010 and semiannually thereafter on March 15 and September 15 in each year until maturity, as set forth below: 558534 1 032679 CERT Year of Principal Interest Year of Principal Interest Maturity Amount Rate Maturity Amount Rate 2010 $123,000 3.00% 2021 2011 220,000 3.00 2022 2012 230,000 3.00 2023 2013 180,000 3.00 2024 2014 185,000 4.00 2025 2015 195,000 4.00 2026 2016 205,000 4.00 2027 2017 215,000 4.00 2028 2018 225,000 4.00 2029 2019 230,000 4.00 2030 2020 240,000 4.00 $250 260 270 290 300 310 000 325,000 330,000 345,000 355,000 000 4.00% 000 4.00 000 4.00 000 4.00 000 4-1/8 4-1/8 4.25 4.25 4.25 4-3/8 The Bonds maturing on or before March 15, 2019 will not be subject to redemption prior to maturity. The Bonds maturing on or after March 15, 2020 will be subject to redemption prior to maturity, at the option of the Town, on March 15, 2019 and thereafter on any date, in whole or in part, and if in part, in any order of their maturity and in any amount within a maturity (selected by lot within a maturity), at par, plus accrued interest to the date of redemption. The Bonds shall be redeemable prior to maturity upon the giving of notice which identifies the bonds to be redeemed, by mailing such notice to the registered holders thereof at their respective addresses as shown upon the registration books of the Fiscal Agent at least 30 days prior to the dates set for any such redemption. If notice of redemption shall have been given as aforesaid, the Bonds so called for redemption shall become due and payable at the applicable redemption price on the redemption date designated in such notice, and interest on such Bonds shall cease to accrue from and after such redemption date. 558534 1 032679 CERT ARBITRAGE AND USE OF PROCEEDS CERTIFICATE I, SCOTT A. RUSSELL, Supervisor of the Town of Southold (the "Issuer"), in the County of Suffolk, New York, HEREBY CERTIFY with respect to the Issuer's $5,283,000 aggregate principal amount Public Improvement Serial Bonds-2009 (the "Bonds"), dated March 15, 2009 and issued on March 19, 2009, as follows: Unless the context clearly requires otherwise, all capitalized terms not otherwise defined herein shall have the meanings set forth in Exhibit A attached hereto or in the Resolutions, the Code or the Regulations (each as defined in Exhibit A): ARTICLE I GENERAL 1.1. Authority of Signatory. I am an officer of the Issuer charged with the responsibility for the execution, delivery, and issuance of the Bonds and am acting for and on behalf of the Issuer in signing this Arbitrage and Use of Proceeds Certificate (the "Certificate"). 1.2. Description of Bonds. The Issuer represents that the Bonds are sold at the aggregate Issue Price and are further described as set forth in the Certificate of Determination of the Issuer and on the cover of the Official Statement. 1.3. Purpose of Certificate. This Certificate is made for the purpose of establishing evidence of the expectations of the Issuer as of the Issue Date as to future events regarding the amount and use of proceeds of the Bonds. It is intended and may he relied upon for purposes of Sections 103 and 141 through 150 of the Code, and as a certification described in Section 1.148-2(b)(2) of the Regulations. This Certificate is executed and-delivered as part of the record of proceedings in connection with the issuance of the Bonds. The provisions of this Certificate constitute a contractual obligation of the Issuer in consideration for the purchase of and payment for the Bonds by the purchaser(s) thereofi 1.4. No Hedge Bonds. The Issuer reasonably expects that 85% of the Spendable Proceeds of the Bonds will be expended for governmental purposes within 3 years of the Issue Date. In addition, not more than 50% of the Proceeds of the Bonds are being invested in investments not acquired to carry out the governmental purposes of the issue at a guaranteed yield for 4 years or more. With respect to the Prior Issue, the Issuer reasonably expected as of the issue date of the Prior Issue that 85% of the spendable proceeds of the Prior Issue would be expended for governmental purposes within 3 years of such issue date, and, in addition, not more than 50% of the proceeds of the Prior Issue were invested in investments not acquired to carry out the governmental purposes of the issue at a guaranteed yield for 4 years or more. 558534.1 032679 CERT 1.5. Reasonable Expectations This Certificate sets forth the facts, estimates and circumstances now in existence which form the basis for the Issuer's expectation that the proceeds of the Bonds will not be used in a manner that would cause the Bonds to be Arbitrage Bonds under Section 148 of the Code or Private Activity Bonds under Sections 103 and 141 of the Code. To the best of my knowledge and belief, such expectation is reasonable and there are no other facts, estimates or circumstances that would materially change that expectation. 1.6. No Composite Issue. No other tax-exempt governmental obligations have been sold fewer than 15 days prior to, or will be sold fewer than 15 days after, the sale date of the Bonds, pursuant to the same plan of financing which are expected to be paid from substantially the same source of funds as the Bonds. 1.7. Registration. The Bonds will be issued in registered form. 1.8. No Federal Guarantee. The Issuer represents and covenants that, except for the gross proceeds of the Bonds which are: (a) invested during the temporary period referred to in Article III, (b) held in any. refunding escrow or (c) invested in obligations of the United States Treasury or in obligations issued pursuant to Section 2lB(d)(3) of the Federal Home Loan Bank Act, as amended by Section 51 l(a) of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, or any successor provision to Section 2lB(d)(3) of the Federal Home Loan Bank Act, as amended: (i) No portion of the payment of principal or interest with respect to the Bonds is or will be guaranteed directly or indirectly by the United States or any agency or instrumentality thereof (in this Certificate "federally guaranteed"); and (ii) No portion of the Gross Proceeds of the Bonds in excess of five percent of such Gross Proceeds is or will be (A) used in making loans the payment of principal or interest with respect to which is to be federally guaranteed, or (B)inves'~ed directly or indirectly in federally insured deposits or accounts. 1.9. Tax Representation. The Issuer expects to be able to and will comply with all the procedures and provisions set forth in this Certificate, and will do and perform all acts and things necessary and desirable within its reasonable control in order to assure that interest paid on the Bonds will be excluded from gross income of the owners of the Bonds for the purpose of federal income taxation. 1.10. Noncompliance. The Issuer shall perform each of the obligations undertaken by it in this Certificate unless, in the written opinion of Bond Counsel, noncompliance with such obligations will not cause interest on the Bonds to be included in gross income for purposes of Federal income taxation. 1.11. Reliance by Bond Counsel. The representations of the Issuer expressed in this Certificate may be relied upon by Bond Counsel in connection with the rendering of any opinion with respect to the Bonds. 558534.1 032679 CERT 1.12. 1RS Form 8038-G. The Issuer will file IRS Form 8038-G, set forth as part of the record of proceedings for the Bonds, by the 15th day of the second month aPrer the calendar quarter in which the Bonds are issued. ARTICLE II USE OF PROJECT AND PROCEEDS 2.1. Authorization. (a) The Bonds are authorized to be issued pursuant to applicable provisions of the laws of the State of New York and three bond resolutions duly adopted by the Town Board on their respective dates (the "Resolution"), as referred to in the Certificate of Determination executed by the President of the Town Board as of February 25, 2008. (b) For purposes of this Article II, the term "Original Proceeds" means the Sale Proceeds received (or deemed to be received) by the Issuer from the sale of the Bonds net of the amount used or to be used for the payment of all costs and expenses associated with issuing the Bonds, and excluding accrued interest. 2.2. Purpose of Issue. The Bonds are being issued for various public improvements in and for the Town (the "Project"), as further described in the Resolution. The portion of the Bonds being issued to finance the New Project is called the "New Money Bonds." The portion of the Bonds being issued to refinance the Prior Project is called the "Current Refunding Bonds." 2.3. Use of Original Proceeds. (a) The Original Proceeds of the New Money Bonds in the amount of $5,000,000 shall be used to provide original financing for the Project. (b) The Original Proceeds of the Current Refunding Bonds in the amount of $283,000, along with $60,300 in funds available therefor, will be used to redeem bond anticipation notes in the aggregate principal amount of $343,300 (the "Prior Issues"), heretofore issued to finance the Prior Projects. The costs of the Project to be financed or refinanced with the Original Proceeds of the Bonds are Capital Expenditures. None of such costs are Working Capital Expenditures. 2.4. Ownership/Lease/Sale. The Project will be owned by the Issuer and will not be leased to any person who is not a state or local governmental unit. It will not be sold or otherwise disposed of, in whole or in part, except for incidental sales of surplus items the proceeds of which will not constitute net operating profits or net capital profits to the Issuer, prior to the last maturity date of the Bonds. 2.5. Private Loans. Not more than the lesser of 5 percent or $5,000,000 of the Proceeds of the Bonds will be used directly or indirectly to make loans to persons other than a state or local governmental unit. 26 Private Use Either (a) the aggregate amount of the Proceeds of the Bonds used directly or indirectly in a trade or business carried on by a person other than a state or local 558534 1 032679 CERT governmental unit ("Private Use") will not exceed 10% of such Proceeds or (b) not more than 10% of the principal and interest due on the Bonds during the term of the Bonds, under the terms of the Bonds or any underlying arrangement, directly or indirectly, (i) will be secured by any interest in property used or to be used for a Private Use or in payments in respect of property used or to be used for a Private Use, or (ii) will be derived from payments, whether or not to the Issuer, in respect of property or borrowed money used or to be used for a Private Use. 2.7. Unrelated/Related Disproportionate Use. None of the Proceeds of the Bonds will be used directly or indirectly in the trade or business of a person other than a state or local governmental unit that is unrelated or related and disproportionate to the governmental use of the property being financed, including any private loan financing described in Section 2.5 above which meets this test. For purposes of this Certificate, Proceeds of the Bonds are allocable to an unrelated Private Use if such use is neither directly nor operationally related to a governmental use and Proceeds of the Bonds are allocable to a disproportionate related Private Use to the extent that the Proceeds of the Bonds which are to be used to finance property used by a person other than a state or local governmental unit in a trade or business which is related to the governmental use of the property referred to in Section 2.6 above, exceeds the Proceeds of the Bonds which are to be used for the governmental use to which such Private Use relates. 2.8. Private Use Defined. For purposes of Sections 2.6 and 2.7 above, unless otherwise provided in this Certificate, a Private Use consists of any contract or other arrangement including, without limitation, leases, management contracts, guarantee contracts, take or pay contracts, or put or pay contracts, which provides for a use of the Project or any portion of the Project by a person or persons who are not state or local governmental units on a basis different than the general public. The Issuer has not and will not enter into any such contract or arrangement without first consulting with Bond Counsel. 2.9. Reimbursement. Proceeds of the Bonds used to reimburse the Issuer for amounts expended in anticipation of the issuance-of the Bonds are considered expended on the date of the reimbursement but only if (i) a declaration of intent to reimburse such expenditure is made prior to or within 60 days after the date of the original expenditure (except for certain preliminary expenditures described in Section 1.150-2(0(2)) of the Regulations), and (ii) the reimbursement is made within 18 months of the later of the placed-in-service date of the Project or the date of the original expenditure (but in no event more than three years after the original expenditure was paid). The expenditures to be reimbursed are Capital Expenditures. The Issuer will not use any Proceeds of the Bonds for any reimbursement purpose that does not otherwise qualify as an expenditure pursuant to Section 1.150-2 of the Regulations or prior law, as applicable. 558534.1 032679 CERT ARTICLE III ARBITRAGE 3.1. Temporary Period-Refunding. With respect to the Current Refunding Bonds and the Prior Issue: (a) All of the proceeds of the Prior Issue have been expended, or any such proceeds which have not been expended will be treated as Transferred Proceeds of the Current Refunding Bonds as of the date the Prior Issue is redeemed. Such Transferred Proceeds may be invested without restriction as to Yield until three years after the date of original issuance of the Prior Issue. If any Transferred Proceeds remain unexpended after three years after the date of original issuance of the Prior Issue, such proceeds will be invested at a Yield not in excess of the Yield on the Bonds. (b) A portion of the Proceeds of the Current Refunding Bonds will be used to refund the Prior Issue within 90 days of the Issue Date. Such Proceeds and any related Investment Proceeds may be invested during such time without restriction as to Yield. The balance of the Proceeds of the Current Refunding Bonds will be used to pay cost of issuance of the Current Refunding Bonds. Such Proceed and any related Investment Proceeds may be invested for a period of thirteen months after the Issue Date without restriction as to Yield. 3.2. Temporary_ Period-New Money. With respect to the New Money Bonds: (a) The Issuer has entered into or will enter into within six months from the Issue Date, binding commitment(s) for the acquisition, construction or accomplishment of the New Project, and the amount of such commitment(s) with respect to the New Project will or do exceed the amount equal to 5% of the Sale Proceeds of the New Money Bonds. (b) In the event the N~w Project has not been completed, work on the acquisition, construction or accomplishment of the New Project will proceed or is proceeding with due diligence to completion and the Sales Proceeds of the New Money Bonds will be expended with due diligence. (c) The Issuer reasonably expects that at least 85% of the Sale Proceeds of the New Money Bonds will be expended within three years from the Issue Date. (d) The Sale Proceeds and Investment Proceeds of the New Money Bonds may be invested without restriction as to Yield for a temporary period of three years from the Issue Date, subject to the rebate requirements, if any, set forth in Article IV of this Certificate. 3.3. No Overissuance. The Sale Proceeds of the Bonds do not exceed the total cost of the New Project, the amount required to refund the Prior Issue and the amount required to pay costs of issuance of the Bonds. 3.4. Source of Repayment Funds. The Bonds will be paid from taxes and other revenues of the Issuer. 558534 1 032679 CERT 3.5. Debt Service Fund. The taxes and revenues used to pay principal and interest on the Bonds, whether or not deposited in a debt service fund (the "Debt Service Fund"), will be expended within 13 months of the date of deposit in such fund, or the date of their accumulation, in the payment of debt service on the Bonds. Any amounts received from the investment of such deposit or accumulation will be expended within one year of receipt. The Debt Service Fund, if any, will be used to achieve a proper matching of revenues and debt service and will be depleted at least annually except for a reasonable carryover amount which will not exceed the greater of the earnings on such fund for the immediately preceding Bond Year or one-twelfth of the debt service on the Bonds for the immediately preceding Bond Year. 3.6. Sinking Funds. Except for the Debt Service Fund described in Section 3.5 above, the Issuer has not created or established, and does not expect to create or establish, any sinking fund, debt service reserve fund or other similar fund which the Issuer reasonably expects to use to pay principal or interest on the Bonds. 3.7. Universal Cap. On each Valuation Date, the Issuer will value the Universal Cap and the Nonpurpose Investments allocable to the Bonds under the Universal Cap. Nonpurpose Investments in a bona fide debt service fund such as the Debt Service Fund described in Section 3.5 above do not reduce the aggregate value of Nonpurpose Investments that may be allocated to the Bonds under the Universal Cap. Nonpurpose Investments cease to be allocated to the Bonds to the extent such Nonpurpose Investments have been expended for the governmental purpose of the Bonds, or to the extent the Value of such investments exceeds the value permitted to be allocated to the Bonds under the Universal Cap. To the extent Nonpurpose Investments cease to be allocated to the Bonds and the Value of the Universal Cap exceeds the Value of the remaining Nonpurpose Investment allocated to the Bonds, other Nonpurpose Investments may become allocated to the Bonds, provided that such Nonpurpose Investments are not already properly allocated to another bond issue and provided that such allocation does not cause the Value of Nonpurpose Investments allocated to the Bonds to exceed the Universal Cap. Generally, if Gross Proceeds of the Bonds invested in Nonpurpose Investments exceed the Universal Cap on a Valuation Date, such Nonpurpose Investments cease to be allocated to the Bonds in the following order: (i) amounts allocable to Replacement Proceeds, (ii) amounts allocable to Transferred Proceeds, (iii) amounts allocable to Sale Proceeds and Investment Proceeds of the Bonds. Where a Nonpurpose Investment ceases to be allocated to the Bonds, such Nonpurpose Investment may be reallocated under the Universal Cap calculated with respect to another bond issue. A Nonpurpose Investment which is reallocated to another bond issue may be valued under the same valuation method pursuant to which it was valued for purposes of applying the Universal Cap with respect to the Bonds. Notwithstanding anything in this Certificate to the contrary, the failure to perform the determination of Nonpurpose Investments allocable to the Bonds as of a Valuation Date will 558534 1 032679 GERT not be considered a violation of this provision i_f the Value of Nonpurpose Investments allocated to the Bonds did not exceed the Value of the Bonds outstanding on such date. 3.8. Yield. When used in this Certificate, the term Yield is computed as described in the Regulations and, in connection with the Bonds or any investment acquired with the Gross Proceeds of the Bonds, refers to the Yield computed by the actuarial or present worth method using a 360-day year and semiannual compounding, and means that discount rate which, when used in computing the Present Value of all payments of principal and interest to be paid on an obligation, produces an amount equal to, in the case of the Bonds, the Issue Price of the Bonds with certain adjustments as required by the Regulations, and in the case of an Investment, the purchase price of such Investment. The underwriters of the Bonds have made certain representations regarding the Issue Price of the Bonds, which representations are included as part of the record of legal proceedings relating to the Bonds. The Yield on the Bonds is as shown in Form 8038-G. The Issuer will not enter into any hedge, contract to sell call right options or other arrangement with respect to the Bonds without first consulting with Bond Counsel. 3.9. Yield Reduction Payments. The Issuer may make Yield Reduction Payments, as such term is defined in the Regulations, to the Internal Revenue Service for the purpose of reducing the Yield on investments under certain circumstances. The Issuer will consult with Bond Counsel prior to making any such payments. 3.10. No Replacement Proceeds. The weighted average maturity of the Bonds, as set forth in the Form 8038-G, does not exceed 120 percent of the average reasonably expected useful life of the Project. 3.11. Investments at Fair Market Value. The Issuer has not entered and will not enter into any transaction .to reduce the Yield on the investment of the Gross Proceeds of the Bonds in such a manner that the amount to be rebated to the Federal government pursuant to Article IV below is less than it would have been had the transaction been at arm's length and the Yield of the Bonds not been relevant to either party to the transaction~ All investments of Gross Proceeds of the Bonds will be made on an arms' length, Fair Market Value basis. ARTICLE IV REBATE 4.1. Rebate Compliance. The Issuer understands that the continued non- inclusion of interest on the Bonds for purposes of federal income taxation depends, in part, upon compliance with the arbitrage limitations imposed by Section 148 of the Code, including, the rebate requirements described in Sections 4.3 and 4.5 below with respect to the Bonds (and the Prior Issue) unless the Issuer complies with Sections 4.2(a) and 4.2(b) below or qualifies for one or more of the rebate exceptions described in Section 4.4 below. 4.2. Rebate Options. Bonds, the Issuer will: With respect to the investment of the Proceeds of the 558534 1 032679 CERT (a) invest all Gross Proceeds of the Bonds at all times from the Issue Date until expended in Investments not constituting Investment Property for purposes of Section 148 of the Code such as obligations of a state or of a political subdivision of a state, the interest on which is excluded from gross income for purposes of Federal income taxation under Section 103 of the Code and is not a preference item for purposes of the alternative minimum tax imposed by Section 55 of the Code, (b) invest all Gross Proceeds of the Bonds in obligations having a Yield that does not exceed the Yield on the Bonds, or (c) comply with the provisions regarding rebate or qualify for one or more of the exceptions to rebate as described in this Article IV. 4.3. Rebate Requirement for the Bonds. Section 148(0 of the Code requires the payment to the United States of the excess of the amount earned on the investment of Gross Proceeds in Nonpurpose Investments over the amount that would have been earned had the amount so invested been invested at a rate equal to the Yield on the Bonds, together with any income attributable to such excess. Except as provided in Section 4.4 below, all Gross Proceeds of the Bonds are subject to this requirement. In order to meet the rebate requirement of the Code, the Issuer will take the following actions: (a) Record of Investments. The Issuer will record the date of receipt, amount and source of any Gross Proceeds, e.g., Proceeds from the sale of the Bonds, loan repayments, investment earnings and Transferred Proceeds. For each Nonpurpose Investment acquired with or allocated to Gross Proceeds of the Bonds, the Issuer will record the purchase date or allocation date of such investment, its purchase price (excluding any broker or dealer's commission or discount), or, if not acquired directly with Gross Proceeds, its value on the date the Nonpurpose Investment is allocated to Gross Proceeds, accrued interest due on its purchase date or allocation date, its face amount, its coupon rate, its Yield, the frequency of its interest payment, its disposition price (excluding any broker or dealer's commission or discount), the accrued interest due on its disposition date and its disposition date. In addition, the Issuer will record the date and amount of all expenditures of Gross Proceeds of the Bonds, including expenditures for rebate, other than expenditures to acquire Investments. (b) Computation of Rebate Amount. Subject to the special rules set forth in Section 4.4 below, the Issuer will determine the Rebate Amount on each Computation Date. The Rebate Amount as of any Computation Date is the excess of the Future Value of all receipts with respect to Nonpurpose Investments over the Future Value of all payments with respect to the purchase of Nonpurpose Investments or the allocation of such investments to the Gross Proceeds of the Bonds, determined as of each Computation Date. To the extent amounts received from Investments are reinvested, these amounts may be netted against each other and not taken into account in the Computation of Rebate Amount. The Issuer will determine the nonpurpose receipts and nonpurpose payments as described below~ (i) Receipts. Receipts with respect to Nonpurpose Investments include (A) amounts actually or constructively received from a Nonpurpose Investment (including amounts 558534 1 032679 CERT treated as received from a commingled fund), such as earnings and return of principal; (B) for a Nonpurpose Investment that ceases to be allocated to the Bonds before its disposition or redemption date (e.g., an Investment that becomes allocable to transferred proceeds of another issue or that ceases to be allocable to the Bonds pursuant to the Universal Cap under Section 1.148-6 of the Regulations) or that ceases to be subject to the rebate requirement on a date earlier than its disposition or redemption date (e.g., an investment allocated to a fund initially subject to the rebate requirement but that subsequently qualifies as a bona fide debt service fund), the Value of that Nonpurpose Investment on that date; (C) for a Nonpurpose Investment that is held at the end of a Computation Period, the Value of that Investment at the end of that period; and (D) any recovery of an overpayment of rebate. (ii) Payments. Payments with respect to Nonpurpose Investments include: (A) amounts actually or constructively paid to acquire a Nonpurpose Investment (or treated as paid to a commingled fund); (B) for a Nonpurpose Investment that is first allocated to the Bonds on a date after it is actually acquired (e.g., an investment that becomes allocable to Transferred Proceeds or to Replacement Proceeds) or that becomes subject to the rebate requirement on a date after it is actually acquired (e.g., an Investment allocated to a reasonably required reserve or replacement fund for a Construction Issue at the end of the 2-year spending period), the Value of that Investment on that date; (C) for a Nonpurpose Investment that was allocated to the Bonds at the end of the preceding Computation Period, the Value of that Investment at the beginning of the Computation Period; (D) on the fifteenth day of each Bond Year during which there are amounts allocated to Gross Proceeds of the Bonds that are subject to the rebate requirement, and on the final maturity date, a Computation Credit of $1,000; (E) Yield Reduction Payments on Nonpurpose Investments made pursuant to Section 1.148-5(c) of the Regulations; and (F) payments of rebate amounts when made. 4.4. Exceptions to Rebate Requirement. Notwithstanding anything in Section 4.3 above to the contrary, some or all of the Gross Proceeds of the Bonds are not subject to the rebate requirement if the conditions described below are satisfied. (a) Exception for Gross Proceeds Entirely Spent Within Six Months. If all of the Gross Proceeds of the New Money Bonds or the Current Refunding Bonds (other than amounts in the Debt Service Fund and proceeds of the Prior Issue that become Transferred Proceeds of the Current Refunding Bonds), as the case may be, including investment earnings received with respect to all funds and accounts established with respect to the Bonds except the Debt Service Fund, have been expended for the governmental purpose of the New Money Bonds or the Current Refunding Bonds, as the case may be, within six months (or alternatively with respect to the Gross Proceeds of the New Money Bonds, 95% within six months and 100% within one year) after the Issue Date, then the only Nonpurpose Investments to be taken into account in the calculation of the Rebate Amount with respect to the New Money Bonds or the Current Refunding Bonds, as the case may be, are any Gross Proceeds of the New Money Bonds or the Current Refunding Bonds, as the case may be, arising after such six months which were not reasonably anticipated as of the Issue Date and proceeds of the Prior Issue that become Transferred Proceeds of the Current Refunding Bonds unless such Transferred Proceeds qualify for one or more of the rebate exceptions applicable to the Prior Issue. The existence of sinking fund or pledged fund proceeds or the expectation that such proceeds will arise within six months 558534.1 032679 CERT of the Issue Date will make the six-month expenditure exception to rebate inapplicable. For purposes of this exception, Gross Proceeds used to pay principal of the Bonds are not treated as expended for the governmental purpose of the Bonds. (b) Exception for Gross Proceeds Entirely Spent Within Eighteen Months. If all of the Gross Proceeds of the New Money Bonds (other than amounts in the Debt Service Fund), including investment earnings received with respect to all funds and accounts established with respect to the New Money Bonds except the Debt Service Fund, have been expended for the governmental purpose of the New Money Bonds in accordance with the following schedule measured from the Issue Date: (a) at least 15 percent within 6 months (the "first spending period"); (b) at least 60 percent within 12 months (the "second spending period"); and (c) 100 percent within 18 months (the "third spending period"); then the only Nonpurpose Investments to be taken into account in the calculation of the Rebate Amount with respect to the New Money Bonds are any Gross Proceeds arising after such 18 months which were not reasonably anticipated as of the Issue Date. The existence of sinking fund or pledged fund proceeds or the expectation that such proceeds will arise within eighteen months of the Issue Date will make the eighteen-month expenditure exception to rebate inapplicable. For purposes of this exception, Gross Proceeds used to pay principal of the Bonds are not treated as expended on the governmental purpose of the issue. For purposes of determining compliance with the first two spending periods, the amount of Investment Proceeds included in Gross Proceeds of the New Money Bonds is determined based on the Issuers's reasonable expectations on the Issue Date. The spending requirement for the third spending period is, nevertheless, satisfied if the unspent amount is a result of a Reasonable Retainage as defined in Section 1.148-7(h) of the Regulations as modified by Section 1,148-7(d)(2) of the Regulations and such unspent amount is expended within 30 months of the Issue Date. The spending requirement for the third spending period is also, nevertheless, satisfied if the Issuer exercises due diligence to complete the New Project and the unspent amount does not exceed the lesser of 3% of the Issue Prise of the New Money Bonds or an amount equal to the product of $250,000 times the ratio of the Issue Price of the New ' Money Bonds over the Issue Price of the Bonds. (c) Exception for Gross Proceeds Entirely Spent Within Twenty-Four Months. The Issuer reasonably expects the New Money Bonds to qualify as Construction Bonds because at least seventy-five percent (75%) of the Available Construction Proceeds are to be used for expenditures of construction, reconstruction or rehabilitation of property which is owned by the Issuer. If all of the Available Construction Proceeds of the New Money Bonds have been expended for the governmental purpose of the New Money Bonds in accordance with the following schedule measured from the Issue Date: 10% within 6 months (the "first spending period"), 45% within 12 months (the "second spending period"), 75% within 18 months (the "third spending period") and 100% within 24 months (the "fourth spending period"), then no Nonpurpose Investments are to be taken into account in the calculation of the Rebate Amount with respect to the New Money Bonds. For purposes of this exception, Available Construction Proceeds used to pay principal of bonds are not treated as expended on the governmental purpose of the New Money Bonds. For purposes of determining compliance with the first three spending periods, the amount of Investment Proceeds included in Available Construction Proceeds of the New Money Bonds is determined based on the Issuers's reasonable expectations on the Issue Date. The spending requirement for the fourth spending period is, nevertheless, satisfied if the 558534.1 032679 CERT unspent amount is a result of a Reasonable Retainage as defined in Section 1.148-7(h) of the Regulations and such unspent amount is expended within 36 months of the Issue Date. The spending requirement for the fourth spending period is also, nevertheless, satisfied if the Issuer exercises due diligence to complete the New Project and the unspent amount does not exceed the lesser of 3% of the Issue Price of the New Money Bonds or an amount equal to the product of $250,000 times the ratio of the Issue Price of the New Money Bonds over the Issue Price of the Bonds. In connection with this rebate exception, the Issuer elects to pay the Rebate Amount calculated for the period starting from the Issue Date in the event of noncompliance with the two (2) year phased expenditure requirement. (d) Debt Service Fund Exception. If the average maturity of the Bonds is at least 5 years and the rates of interest do not vary during the term of the Bonds, then any amount earned on the Debt Service Fund (including amounts representing accrued interest but excluding amounts representing capitalized interest) will not be taken into account in determining the Rebate Amount. 4.5. Payment to United States. (a) If the Issuer is required to make a rebate payment to the United States. Unless the Bonds are redeemed prior to such time, the Issuer will pay to the United States, not later than 60 days after each Installment Computation Date, an amount which, when added to previous rebate payments made with respect to the Bonds, is equal to not less than 90 percent of the Rebate Amount, less the Computation Date Credit. The Issuer will pay to the United States, not later than 60 days after the Bonds are fully paid or redeemed, 100 percent of the Rebate Amount, less the Computation Date Credit. If the final rebate payment is made within 60 days after the Final Computation Date, interest on the Rebate Amount will be deemed to accrue at the underpayment rate under Section 6201 of the Code, beginning on the date the Rebate Amount is due and ending on the date 10 days before it is paid. (b) The Issuer will mail each payment to the Internal Revenue Service Center, Philadelphia, Pennsylvania 19255. Each payment shall be accompanied by the copy of the Form 8038-T and the Form 8038-G or 8038-GC filed with respect to the Bond issue and a statement identifying the Issuer and the Bonds, including the CUSIP number for the Bond with the latest maturity for which there is a CUSIP number. 4.6. Recordkeeping. In connection with rebate requirement, the Issuer will maintain the following records: (a) The Issuer will retain records of the determinations made pursuant to Section 4.3 until six years after the retirement of the last obligation of the issue. Section 4.5. (b) The Issuer will record all amounts paid to the United States pursuant to 558534.1 032679 CERT 4.7. Rebate Regarding Prior Issues. The Issuer understands that it must make a final rebate accounting and submit a Form 8038-T, if applicable, to the Internal Revenue Service with any required rebate or penalty payments within 60 days of the final redemption date of the Prior Issue with respect to the Prior Issue being refunded with Proceeds of the Current Refunding Bonds. ARTICLE V BANK QUALIFICATION 5.1. Designation. The Bonds are hereby designated as "qualified tax-exempt obligations" pursuant to the provisions of Section 265 o£the Code. In making such designation it has been determined with respect to the Current Refunding Bonds that the Bonds currently refund the Prior Issue and that: (i) the Prior Issue was designated as a "qualified tax-exempt obligation"; (ii) the aggregate face amount of the Bonds do not exceed $30,000,000; (iii) the Prior Issue had a weighted average maturity of 3 years or less; (iv) the maturity date of the Bonds, as measured from the original date of issuance of the notes issued pursuant to the Resolutions, in renewal of which such Bonds are being issued, does not exceed 30 years; and (v) not more than $30,000,000 of obligations issued by the Issuer during the calendar year in which the Prior Issue was issued were designated by the Issuer as "qualified tax-exempt obligations." In making such designation it has been determined with respect to the New Money Bonds that: (i) the Issuer does not reasonably anticipate that the amount of "qualified tax- exempt obligations" to be issued by the Issuer during the current calendar year will exceed $30,000,000; and (ii) the amount of "qualified tax-exempt obligations" issued by the Issuer during the current calendar year does not as of this date, and including this issue, exceed $30,000,000. 558534 1 032679 CERT IN WITNESS WHEREOF, (SEAL) I have hereunto set my hand and affixed the corporate seal of the Town of Southold, as of the 19th day of March, 2009. Supervisor Exhibit A Definitions (This exhibit includes definitions of certain terms which may not be used in the Issuer's Arbitrage and Use of Proceeds Certificate) "Available Construction Proceeds" means the Issue Price of the Construction Bonds (i) plus earnings on the Issue Price and on amounts in any reserve fund not funded from bond proceeds, and earnings on such earnings and (ii) less the amount of the Issue Price representing a reasonably required reserve or replacement fund and costs of issuance funded with proceeds received from the sale of the Bonds. For purposes of this definition earnings include earnings on any tax-exempt bond. If only a portion of the Bonds constitute Construction Bonds, a pro-rata portion of the above-described amount will constitute available construction proceeds. Pre-issuance accrued interest and earnings thereon may be disregarded. "Bona Fide Debt Service Fund" means a fund, which may include proceeds of an issue, that is used primarily to achieve a proper matching of revenues with principal and interest payments within each Bond Year and is depleted at least once each Bond Year except for a reasonable carry over amount (not in excess of the earnings on the fund for the immediately preceding Bond Year or one-twelfth of the principal and interest payments on the issue for the immediately preceding Bond Year). "Bond Counsel" means any nationally recognized attorney or firm of attorneys, knowledgeable in the requirements of the Code, and the Regulations, and retained by the Issuer. "Bond Year" means each one-year period (or shorter period) from the date of issue that ends at the close of business on the day in the calendar year selected by the Issuer which day is no later than the fifteenth day within one year of the issue date of the Bonds. "Bonds" means the $5,283,000 Public Improvement Serial Bonds-2009, dated March 15, 2009. "Capital Expenditure" means any costs of a type that is properly chargeable to capital account (or would be so chargeable with a proper election or by virtue, based on all the facts and circumstances, of a facility having reached a degree of completion which would permit its operation at substantially its design level and the facility is, in fact, in operation at such level) under general federal income tax principles, e.g., costs incurred to acquire, construct or improve land, buildings, and equipment are generally capital expenditures. Whether an expenditure is a 558534 l 032679 CERT capital expenditure is determined at the time the expenditure is paid with respect to the property. Future changes in law do not affect whether an expenditure is a capital expenditure. "Code" means the Internal Revenue Code of 1986, as amended. "Computation Date" means any Installment Computation Date or the Final Computation Date. "Computation Date Credit" means, for any issue of obligations, an amount equal to the Future Value of $1,000 for each Bond Year during which there are gross proceeds of the Bonds on a Computation Date other than the Final Computation Date, and $1,000 on the Final Computation Date. "Computation Period" means the period beginning on the day following a Computation Date (or in the case of the first period, the date of issuance of the Bonds) and ending on the next succeeding Computation Date. "Construction Bonds" means an issue in which all of the bonds are either (i) Governmental Bonds; (ii) Qualified 501(c)(3) bonds or (iii) Private Activity Bonds to finance property owned by a governmental unit or a 501(c)(3) organization, if at least 75 percent of the Available Construction Proceeds of the issue are to be used, or are expected to be used for Construction Expenditures for property which is owned by a governmental entity or a 501(c)(3) organization. "Construction Expenditures" means Capital Expenditures which are properly chargeable to or may be capitalized as part of the basis of (a) real property other than expenditures for the acquisition of any interest in land or any interest in real property other than land, (b) Constructed Personal Property; or (c) specially developed computer software that is functionally related and subordinate to real property or Constructed Personal Property. Construction Costs may include the acquisition of an interest in real property (other than land) if such acquisition is pursuant to a contract which requires the seller to build or install the property (e.g., a "turnkey" contract) and the property has not been built or installed at the time the parties enter into the contract. For purposes of this definition, real property means land improvements, buildings, other inherently permanent structures, including items that are structural components of such buildings or structures, wiring in a building, plumbing systems, central heating or central air-conditioning systems, pipes or ducts, elevators or escalators installed in a building, paving parking areas, roads, wharves and docks, bridges, and sewage lines. 55853zi.1 032679 CERT "Fair Market Value" of an Investment shall have the following meanings: (a) In General. Except as elsewhere specifically stated below, the Fair Market Value of an Investment is the price at which a willing buyer would purchase the Investment from a willing seller in a bona fide, arm's -length transaction. (b) United States Treasury Obligation. The Fair Market Value of a United States Treasury Obligation that is purchased directly from the United States Treasury is its purchase price. (c) Certificate of Deposit. The Fair Market Value ora certificate of deposit with a fixed interest rate, a fixed payment schedule, and a substantial penalty for early withdrawal is its purchase price provided, the Yield on the certificate of deposit is not less than (i) the Yield on reasonably comparable direct obligations of the United States and (ii) the highest Yield published by the provider and currently available from the provider on reasonably comparable certificates of deposit offered to the public. (d) Guaranteed Investment Contracts. The Fair Market Value of a guaranteed investment contract is its purchase price, provided (i) the Issuer makes a bona fide solicitation for such contract and receives at least three bona fide bids from providers with no material interest in the issue; (ii) the Issuer purchases the highest-yielding guaranteed investment contract for which a qualifying bid is made (determined net of broker's fees); (iii) the Yield on such contract (determined net of broker's fees) is not less than the Yield then available from the provider on reasonably comparable investment contracts, if any, offered to other persons from a source of funds other than gross proceeds of tax-exempt bonds; (iv) the determination of the terms of a guaranteed investment contract takes into account as a significant factor the Issuer's reasonably expected drawdown schedule for amounts to be invested, exclusive of float and reserves, (v) the terms of the contract, including collateral security requirements are reasonable, and (vi) the obligor certifies the administrative costs it is paying to third parties in connection with the contract. To the extent that the administrative cost does not exceed the lesser of a reasonable amount based on what would be charged for the same or comparable investment acquired with a source of funds other than Gross Proceeds of tax exempt bonds or the Present Value of annual payments equal to five one-hundredths of one percent (0.05%) of the weighted average amount reasonably expected to be invested each year of the contract, it may be taken into account in determining Yield, with the effect that it will increase the payments for, or decrease the receipts from, Investments. For this purpose, Present Value is to be computed using the taxable discount rate used by the parties to compute the commission or, if not readily ascertainable, a reasonable taxable discount rate. "Final Computation Date" means the day the last Bond that is part of the Bonds is discharged. "Future Value" or "FV" of a payment or receipt means the amount, determined by using the economic accrual method (the method of computing yield based on the 558534.1 032679 CERT compounding of interest at the end of each compounding period), equal to the value of such payment or receipt at the time it is paid or received (or treated as paid or received), plus interest assumed to be earned and compounded over the period at a rate equal to the yield on the issue, using the same compounding interval and financial conventions used to compute yield. "Governmental Bonds" means bonds which are not Private Activity Bonds. "Gross Proceeds" means Sale Proceeds, Transferred Proceeds, Investment Proceeds and Replacement Proceeds. "Issue Date" means March 15, 2009, the date on which the Bonds are delivered to the underwriters and payment of the purchase price of the Bonds is received by the Issuer. "Issue Price" when used in connection with an issue of publicly offered obligations (determined separately for obligations included in the issue that are not substantially identical) is the first price at which at least ten percent of each maturity of the obligations are sold to the public. Bond house, brokers, or similar persons or organizations acting in the capacity of underwriters or wholesalers are not included in the definition of "public" for purposes of the preceding sentence. If the obligations are privately placed, the Issue Price is the price paid for them by the first buyer. The Issue Price of obligations that are publicly offered in a bona fide public offering is determined on the basis of actual facts aad reasonable circumstances existing on the sale date unadjusted for subsequent occurrences. "Installment Computation Date" means the fifteenth day of the fifth Bond Year and the fifteenth day of each succeeding fifth Bond Year (until and excluding the Final Computation Date) and, if the Issuer so elects, the fifteenth day of any Bond Year. "Investment" means (i) any security (within the meaning of Section 165(g)(2)(A) or (B) of the Code, (ii) any obligation (other than tax-exempt obligations which are not "specified private activity bonds" within the meaning of Section 57(a)(5)(C) of the Code), (iii) any annuity contract within the meaning of Section 72 of the Code, (iv) any residential real property for family units not located within the jurisdiction of the Issuer and which is not required to implement a court-ordered or approved housing desegregation plan or (v) any investment-type property that is held as a passive vehicle for the production of income, including any prepayment for property or services if a principal purpose of prepayment is to receive an investment return from the time the prepayment is made until the time payment would otherwise have been made. 558534.1 032679 CERT "Investment Proceeds" means any amounts actually or constructively received from investing proceeds of the Bonds. "Issuer" means Town of Southold, in the County of Suffolk, New York. "Multipurpose Issue" means an issue the proceeds of which are used for two or more separate purposes determined in accordance with Section 1.148-9(h) of the Regulations. "Net Sale Proceeds" means sale proceeds less the portion of those sale proceeds invested in a reasonably required reserve or replacement fund or as part of a minor portion. "Nonpurpose Investment" means any Investment in which Gross Proceeds are invested and which is not acquired to carry out the governmental purpose of the issue. Bonds. "Official Statement" means the Official Statement of the Issuer relating to the "Person" means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereo£ "Plain Par Bond" means a qualified tender bond or a bond that (i) is issued with original issue discount equal to not more than 2 percent of the stated redemption price at maturity plus the amount of original issue premium attributable exclusively to underwriters' compensation, (ii) is issued for a price that does not include Pre-Issuance Accrued Interest, (iii) bears interest from the issue date at a single stated fixed rate or is a variable rate obligation under Section 1275 of the Code, in either case, that pays interest unconditionally payable at least annually, and (iv)has a lowest stated redemption price not less than its outstanding stated principal amount. "Plain Par Investment" means an investment that is an obligation that (i) is issued with original issue discount (or if acquired on a date other than the issue date, acquired with market discount or premium) equal to not more than 2 percent of the stated redemption price at maturity, (ii) is issued for a price that does not include Pre-Issuance Accrued Interest, (iii) bears interest from the issue date at a single stated fixed rate or is a variable rate obligation 558534.1 032679 CERT under Section 1275 of the Code that pays interest unconditionally payable at least annually, and (iv) has a lowest stated redemption price not less than its outstanding stated principal amount. formula: "Present Value" or "PV" means the amount determined by using the following PV= FV n (l+i) where i equals the discount rate divided by the number of compounding intervals in a year and n equals the sum of(i) the number of whole compounding intervals for the period beginning on the date as of which Present Value is computed and ending on the date the amount is to be received or paid or on a Computation Date and (ii) a fraction the numerator of which is the length of any short compounding interval during such period and the denominator of which is the length of a whole compounding interval. "Private Activity Bonds" means bonds which meet the definition contained in Section 141(a) of the Code and that are not "qualified bonds" as defined in Section 141(e) of the Code. "Project" means the projects referred to in the Resolutions, which are being financed by the Bonds. "Qualified 501(c)(3) Bonds" means bonds which meet the definition contained in Section 145 of the Code. "Qualified Guarantee" means, with respect to a bond, an unconditional transfer, in any form, of substantially all of the credit risk for all or part of the payments, such as payments for principal and interest, redemption prices or tender prices, on the guaranteed bonds. The guarantor must not expect to make any payments other than those pursuant to a direct-pay letter of credit or similar arrangement for which the guarantor will be immediately reimbursed. Reasonable procedural or administrative requirements or, in the case of a guarantee against failure to remarket a qualified tender bond, commercially reasonable limitations based on credit risk, will not cause the guarantee to be conditional. The guarantor may not be a co-obligor, nor may the obligor and any related parties combined use more than 10 percent of proceeds of the guaranteed portion of the bonds. The guarantee fee must not exceed a reasonable arm's-length charge solely for the transfer of the credit risk. A guarantee will not be qualified unless, as of the date the guarantee is obtained, the issuer reasonably expects that the present value of all fees for the guarantee will be less than the present value of the expected interest savings on the issue as a 558534.1 032679 CERT result of the guarantee. For this purpose, present value is computed using the yield on the issue, determined with regard to the guarantee fees, as the discount rate. "Rebate Amount" means with respect to the Bonds, the amount computed as described in Section 4.3 of the Certificate. "Regulations" means the Income Tax Regulations promulgated under Sections 103 and 141 to 150 of the Code by the Department of the Treasury from time to time, including the Regulations published on June 18, 1993 in the Federal Register, as they may be amended from time to time. "Replacement Proceeds" means amounts with a sufficiently direct nexus to the Bonds or Project to conclude that such amounts would have been used for the Project if the proceeds of the Bonds were not so used to the extent held by or derived from the Issuer or a controlled entity of the Issuer, including: sinking funds, pledged funds (including negative pledges), certain other amounts if the term of the issue is longer than necessary for the governmental purposes of the Bonds, and a bond-funded working capital reserve unless the Bonds qualify for one of the exceptions provided in the Regulations. "Resolution" means the bond resolution of the Issuer, as referred to in Section 2.1 of the Certificate. "Sale Proceeds" means any gmounts actually or constructively received from the sale of an issue, including amounts used to pay underwriters' discount or compensation, accrued interest other than Pre-Issuance Accrued Interest, or derived from the sale of a right associated with a bond as further described in Section 1.148-4(b)(4) of the Regulations. Series. "SLG" means a U. S Treasury Book Entry Security, State and Local Government "Spendable Proceeds" means sale proceeds, less the portion of those sale proceeds invested in a reasonably required reserve or replacement fund under Section 148(d) of the Code and as part of a minor portion under Section 148(e) of the Code. 558534 1 032679 CERT "Transferred Proceeds" means unexpended original or investment proceeds of a refunded issue which transfer and become proceeds of the refunding issue when proceeds of the refunding issue are applied to pay principal of the refunded issue. "Treasury" means the United States Department of Treasury. "Universal Cap" means the maximum value of Nonpurpose Investments which may be allocated to the Bonds and is determined by reference to the Value of all outstanding Bonds of the issue. Nonpurpose Investments shall be taken into account as Nonpurpose Receipts at their Value on a Valuation Date. "Valuation Date" means the date on which the value of the Universal Cap and the Nonpurpose Investments allocable to the Bonds thereunder are determined. With respect to new money issues, the first Valuation Date shall be the second year anniversary date of the date of issuance of the Bonds; thereafter, the first day of each Bond Year shall constitute a Valuation Date. With respect to a refunding issue, each date on which proceeds of the refunded issue would become transferred proceeds of the refunding issue, e.g. each date on which principal of the refunded issue is paid with proceeds of the refunding bonds, shall constitute a Valuation Date. In addition, the first date of each Bond Year shall also be a Valuation Date. "Value" means, in the case of a Bond, the Value of a Bond and in the case of an Investment, the Value of an Investment. "Value of a Bond" means, in the case of a Plain Par Bond, its outstanding stated principal amount, plus accrued unpaid interest or in the case of a Plain Par Bond actually redeemed, or treated as redeemed, its stated redemption price on the redemption date plus accrued unpaid interest. In the case of a bond other than a Plain Par Bond, the value on a date of such a bond is its Present Value on that date, using the yield on the issue of which the bonds are a part as the discount factor. In determining the Present Value ora variable rate bond, the initial interest rate on the bond established by the index or other rate setting mechanism is used to determine the interest payments on that bond. "Value of an Investment" means, as of any date, unless the Investment is required invested as a restricted yield, for any Investment, Fair Market Value as of that date; for any fixed rate investment, Present Value on that date; and for any Plain Par Investment, the outstanding stated principal amount, plus accrued unpaid interest, as of that date Yield restricted investments must be valued at Present Value, amounts allocated or that cease to be allocated to an issue must be allocated at Fair Market Value, except in cases in which such Nonpurpose Investments are allocated as a result of the Universal Cap or Transferred Proceeds 558534. ! 032679 CERT rules in which case they may be valued at Present Value, and amounts allocated to Transferred Proceeds may not be valued in excess of the value used for arbitrage restrictions applicable to the Refunded Issue. "Working Capital Expenditure" means any cost of a type that does not constitute a Capital Expenditure. "Yield" means, as of any Computation Date, that discount rate that, when used in computing the Present Value of(i) all unconditionally payable payments of principal and interest of or on the bonds included in such fixed yield issue, (ii) all unconditionally payable fees for Qualified Guarantees and Qualified Hedges on such bonds and (iii) all fees expected to be paid for Qualified Guarantees and Qualified Hedges, produces an amount equal to the sum of the Present Value of the aggregate Issue Prices of the bonds comprising the issue (determined using the same discount rate used to determine the Present Value of payments for principal, interest and Qualified Hedges and Qualified Guarantees). The Yield is computed as of the issue date of the fixed yield issue by treating each bond included in the issue that is either subject to mandatory or contingent early redemption or to certain optional redemption provisions as being redeemed on its expected early redemption date for an amount equal to its Value on that date. If a fixed yield bond (i) is subject to optional redemptions within 5 years of its issue date and the Yield not taking into account the optional redemption is more than 1/8 of 1% above its Yield assuming the early redemption, (ii) is issued at an Issue Price that exceeds the stated redemption price at maturity by more than 1/4 of 1% multiplied by the product of the stated redemption price to maturity and the number of complete years to the first optional redemption date for the bond, or (iii) bears interest at increasing interest rates, the Yield on the issue including such fixed yiel_d bond is computed by treating the fixed yield bond as redeemed at its stated redemption price on the optional redemption d~te that produces the lowest Yield on the issue. No adjustment will be made on any Computation Date to the Yield on a fixed yield issue as computed on its issue date unless redemption rights are subsequently transferred to a third party or termination payments are received with respect to Qualified Hedges. The Yield on a fixed yield bond is calculated in the same manner as Yield on a fixed yield issue. 558534.1032679CERT CERTIFICATE OF THE SUPERVISOR WITH RESPECT TO THE OFFICIAL STATEMENT OF THE TOWN OF SOUTHOLD, NEW YORK, DATED FEBRUARY 25, 2009, DISTRIBUTED 1N CONNECTION WITH THE SALE OF THE $5,283,000 PUBLIC IMPROVEMENT SERIAL BONDS-2009 I, SCOTT A. RUSSELL, Supervisor of the Town of Southold, in the County of Suffolk, New York (the "Town"), HEREBY CERTIFY that as of February 25, 2009, the date of the Official Statement of the Town prepared and distributed in connection with the sale of the $5,283,000 Public Improvement Serial Bonds-2009 (the "Bonds"), and at all times subsequent thereto, up to and including the date of the delivery of the Bonds on March 19, 2009, the attached Official Statement did not and does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. Insofar as any statements made in said Official Statement involve matters of opinion, estimates or statements as to matters not contained in or derived from the official records of the Town, whether or not expressly stated, they are set forth as such and not as representations of fact by the Town, and no representation is made that any of the estimates or anticipated events will be realized. The said Official Statement is not to be construed as a contract or agreement with the beneficial owners of the Bonds. I HEREBY FURTHER CERTIFY that there has been no adverse material change in the financial condition of the Town since the date of said Official Statement to the time of the delivery of the Bonds on March 19, 2009. (SEAL) IN WITNESS WHEREOF, I have hereunto set my hand and affixed the corporate seal of the Town as of the 19th day of March, 2009. Supervisor 558534 1 032679 CERT NEW ISSUE - SERIAL BONDS RATING: MOODY'S INVESTORS SERVICE:Aa3 In the o£inion of Hawkins Delafield & Wood LLP, Bond Counsel to the Town, under existing statutes and court decisions and assuming continuing compliance with certain tax certi/~cations described here n fi) interest on the Bonds is exc,?uded from gross income for Federal income tax purposes pursuant to Section 103 of the Internal Revenue Code of ~ 986, as amended (the "Code '), and(ii) interest on the Bonds is not treated as a pr'eference item in calculating the alternative minimum tax imL>osed on individuals and corporations under the Code and is not included in the ad~usted current earnings ~f c~rp~rati~ns f~rDurD~ses qf ca~culating the a~ternative minimum tax [n addition, in the opinion of Bond Counsel to the Town under existing statutes, interest on the B, pnds i? exempt from personal income taxes of New York State and its political subdivisions, including ~he Cily ofNew York. See "Tax Matters herein. The Bonds will be designated by the Town as "qualified tax-exempt obligations "pursuant to the provision of Section 265 of the Code. $5,283,000 TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK (the "Town") PUBLIC IMPROVEMENT SERIAL BONDS - 2009 [BOOK-ENTRY-ONLY BONDS] Dated: March 15, 2009 Principal Due: March 15, 2010-2030, inclusive Interest Due: March 15, 2010, September 15, 2010 and semi-annually thereafter on March 15 and September 15in each year until maturity. BOND MATURITY SCHEDULE Amount Maturity Rate Yield Amount Maturitw Rate Yield Amount Maturity Rate Yield $123,000 2010 3.00% 1.00% $ 215,000 2017 4.00% 3.05% $290,000 2024 4.00% 4.10% 220,000 2011 3.00 1.50 225,000 2018 4.00 3.20 300,000 2025 4-% 4.20 230,000 2012 3.00 1.75 230,000 2019 4.00 3.35 310,000 2026 4-~ 4.30 180 000 2013 3.00 2.10 240,000 2020 4.00 3.65 325,000 2027 4.25 4.40 185,000 2014 4.00 2.50 250,000 2021 4.00 3.85 330,000 2028 4.25 4.50 195,000 2015 4.00 2.70 260,000 2022 4.00 3.95 345,000 2029 4.25 4.58 205,000 2016 4.00 2.90 270,000 2023 4.00 4.00 355,000 2030 4-% 4.63 MOODY'S INVESTORS SERVICE, INC. h~ .assigne~t~a rating oaf "A, a3" !o the. Bo, n,d,s. S.ucl! ratin~g refl. e. ctsgn.,ly.the v.iew of such rating agency, and any desired explanation at the Sl~.niticance oI s~tcn ratlnR snoma ne obtalneo tram ~vioouy s investors Service, Inc., 7 World Trade Center at 25Cr Greenwich Street,'-New York, New York F0007, (212) 553-0300. There is no assurance that a particular ratin~ wi I apEly for any given period of time or that it will not be lowered or withdrawn entirely if, in the judgmgnt of the agency originally estalSlishing ttie rating, circumstances so warrant. Any downward revision or withdrawal of such rating could have an adverse effect on the market price of the Bonds. Security and Sources of P.ayment: The Bonds will constitute ~,eneral obligations of the Town and will contain a pledge of its faith and credit for the punctual payment of the vrincipal of and inlerest on the Bonds and all the taxable real property within the Town will be subject to the lew oYad valorem taxes, without limitation as to rate or amount, for such purpose. Prior Redemption: The Bonds maturin~ on or after March 15, 2020 will be subject to redemption prior to maturity, at the option of the Town on March 15 2019 and thereafter on any date, tn whole or in part, at par, in accordance with the terms described here n. See ;Optional Redemption" under "The Bonds," herein. Form and Denomination: The Bonds will be issued as reg stered bonds and, when issued, will be registered in the name of Cede & Co. as nominee of The Depository Trust Company ("DTC"),. New York, New York which will act as the Securities Depository for the Bonds. Individual purchases of the Bonds may be made only. in book-entry form in denominations of $5,000 or inte ral multivles thereof, excer)t for one necessary odd denomination. Bondholders will not receive certificates representing their ow[~rsh p nt'erests n the Bonds purchased. See"Book-Entry-Only System" under "The Bonds,' herein. Payment: Payment of the principal of and interest on the Bonds will be made by the Town to DTC which will in turn remit such payment to its Participants f6r subsequent distribution to the Beneficial Owners of the Bonds in accordance with standing instruct ohs and customary practices as is now the case with municipa secur t es held for the accounts of customers in bearer form or registered in "street name." Payment to the Beneficial Owners wil be the responsibility of the DTC Participant or Indirect Part ~ipant and not of DTC or the Town subiect to any statutory and regulatory requirements as may be in effect from time to time. See "Book-Entry-Only System" under ';The'Bonds, herein. Hawk ns Delafield & Wood LLP has not participated in the preparation of this Official Statement, nor verified the accuracy, comp eteness or fairness of the information contained tierein, and, accordingly, expresses no opinion with respect thereto. The Bonds are offered subd'ect to the final approyi,ng op. in, ion of H. a~v. kin, s De, lafie, ld &, Wood L~£P, New,, York, New.York, B. on.d Counsel, and certain ot/~er conattions. It is expected t~tat ctelive.ry 9J tlte annas tn ooot~-entryJorm wilt ne made tt~rougtt ttte facilities of DTC on or about March 19, 2009 in New York, New YOrk. Th s rev sed cover, dated March 10, 2009, supplements the Official Statement of the Town dated February 25, 2009, relating to the ob igations described therein and here n includin~ certain information omitte, d from such _O, fficial State.ment in accord{~n~e with Securities and Exchange Commission Rule 15c2-12 (the "Rue"), and shall constitute the Town. ,s,~finaI. O~ffigm},S?tem,ent w,~thm the meaning of the Rule. (Jther than as set forth on this revised cover l>age and the sect on entitleo t~ona ~atmg there nave oeen no other re-visions to the Official Statement. For a description of the Town's agreement to provide continuing disclosure as described in the Rule, see "Disclosure Undertaking" herein. ROOSEVELT & CROSS, INC. AND ASSOCIATES TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK Town Hall 53095 Main Road Southold, NY 11971 Telephone: (631) 765-4333 Fax: (631) 765-1366 TOWN BOARD Scott A. Russell, Supervisor Louisa P. Evans Albert J. Krupski, Jr. Vincent M. Orlando William P. Ruland Thomas H. Wickham Elizabeth A. Neville, Town Clerk Peter W. Harris, Superintendent of Highways John A. Cushman II, Town Comptroller Patricia A. Finnegan, Esq., Town Attorney George Sullivan, Receiver of Taxes BOND COUNSEL Hawkins Delafield & Wood LLP New York, New York FINANCIAL ADVISOR MUNISTAT SERVICES, INC. Municipal Finance Advisory Service 12 Roosevelt Avenue Port Jefferson Station, N.Y. 11776 (631 ) 331-8888 E-mail: info~munistat.com Website: http://www.munistat.com N9 dealer~ broker, salesman or other person has been authorized by the Town to give any information or to make any representations other than those contained in this Officia Statement and if given or made, such other information or representations must not be relied upon as having been authorized by the Town This Offic a Statement does not constitute an orrer to sell or the solicitation of an offer to buy, nor shall there be any sa e of the Bonds by any [~erson in any jurisdiction in which it is unlawful for suchav, erson to make such offer, solicitation or sale. The information set f6rt~ herein has been obtained by the Town from .sources wfii:ch are believed to be reliable but it is not guaranteed as to accuracy or completeness. The information and expressions ofopimon herein are subject to change without notice and neither the del very of th s Official Statement nor any s~le m ,ade ,h ere,under.shall, under any circumstances, create any implication that there has been no change in the affairs of the Town smce the aate nereo~. TABLE OF CONTENTS Page THE BONDS ............................................................................... 1 Description of the Bonds .................................................................. 1 Optional Redemption ..................................................................... 1 Book-entry-only System ................................................................. 1 Cert ficated Bonds .................................................................... i.. 3 Authorization and Pumose ................................................................. ~ 3 Securi.ty and Source o~: Payment ............................................................ 3 Remedies Upon Default ................................................................... 3 THE TOWN ............................................................................... 4 General Information ...................................................................... 4 Government ............................................................................ 4 Employees ............................................................................. 5 ECONOMIC AND DEMOGRAPHIC INFORMATION ........................................... 5 Population Characteristics ................................................................. 5 Median Income of Families ................................................................ 5 Unemployment Rate Statistics .............................................................. 6 Selected Listing of Larger Employers ........................................................ 6 INDEBTEDNESS OF THE TOWN ............................................................ 6 Constitutional Requirements ............................................................... 6 Statutory Procedure ...................................................................... 7 Computation of Debt Limit and Calculation of Net Debt Contracting Margin ......................... 8 Tren~ of Town Indebtedness ............................................................... 8 Details of Short-Term Indebtedness Outstanding ............................................... 9 Debt Service Requirements - Outstanding Bonds ............................................... 9 Calculation of Estimated Overlapping and Underlying Indebtedness ............................... 10 Authorized But Unissued Items ............................................................ 10 Capital Program ........................................................................ 10 Communi~'Pre~Preservation Fund ............................................................ 1 t Landfill Closure and Postclosure Care Costs .................................................. 11 FINANCES OF THE TOWN ................................................................ 11 Financial Statements and Accounting Procedures .............................................. 11 Fund Structure and Accounts ......................................................... 11 Basis of Accounting ................................................................ 12 Investment Policy ...................................................................... 12 Budgeta[y Procedures ................................................................... 12 Financial Operations .................................................................... 13 Revenues ............................................................................. 13 Real Property Taxes ................................................................ 13 State Aid ......................................................................... 13 Expenditures .......................................................................... 13 Pension Systems ....................................................................... 13 Contributions to the Retirement Systems ..................................................... 14 Other Post Employment Benefits ........................................................... 14 REAL PROPERTY TAX INFORMATION .................................................... 15 Real Property Taxes ..................................................................... 15 Tax Levy and Collection Record ........................................................... 15 Tax Collection Procedure ................................................................ 15 Tax Rates ............................................................................. t5 Large Taxable Properties ................................................................. 16 LITIGATION ............................................................................. 16 BONDHOLDER RISKS AND MARKET FACTORS AFFECTING FINANCINGS OF THE STATE AND MUNICIPALITIES OF THE STATE ..................................... 17 TABLE OF CONTENTS (Continued) Page TAX MATTERS ....... Certain Ongoing Federal Tax Requirements and Certifications ................................ 18 Certain Collateral Federal Tax Consequences ............................................... 18 Original Issue Discount Bond Premium .................................................................. 18 Miscellaneous ......................................................................... 19 DOCUMENTS ACCOMPANYING DELIVERY OF THE BONDS ................................. 19 Absence of Litigation .................................................................... 19 Legal Matters .................................................................. 19 Closing Certificates ....... ... i i i.. 20 DISCLOSURE UNDERTAKING ............................................................. 20 BOND RATING FINANCIAL ADVISOR .................................................................... 21 ADDITIONAL INFORMATION ............................................................. 21 APPENDIX A: FINANCIAL INFORMATION APPENDIX B: FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2007 ii OFFICIAL STATEMENT $5,283,000 TOWN OF SOUTHOLD SUFFOLK COUNTY, NEW YORK PUBLIC IMPROVEMENT SERIAL BONDS - 2009 [BOOK-ENTRY-ONLY BONDSI This Official Statement and the appendices hereto presents certain information relating to the Town of Southold, in the County of Suffolk, in the Slate of New York (the "Town," "County" and "State,*' respectively) in connection with the sale of $5,283,000 Public Improvement Serial Bonds - 2009 (the "Bonds") of the Town. Allquotations from and summaries and explanations of provisions of the Constitution and Laws of the State and acts andproceedings of the Town containedherein do not purport to be complete and are qualified in their entirety by reference to the official compilation thereof and all references to the Bonds and the proceedings of the Town relating thereto are qualified in their entirety by reference to the definitive form of the Bonds and such proceedings. THE BONDS Description of the Bonds Thc Bonds will bc dated March 15, 2009, and will mature on March 15, in each of the years 2010 to 2030, inclusive, in the principal amounts as set forth on the cover page hereof. The Bonds will be issued in fully registered form and when issued will be registered in the name of Cede & Co. as nominee of The Depository Trust Company, New York, New York ("DTC"). DTC will act as Securities Depository for thc Bonds. Individual purchases of the Bonds may be made in book-entry form only, in denominations of $5,000 or integral multiples thereof, except for one necessary odd denomination. Purchasers will not receive cartificates representing their interest in the Bonds. Interest on the Bonds will be payable March 15, 2010, September 15, 2010 and semi-annually thereafter on March 15 and September 15 in each year until maturity. Principal and interest will be paid by the Town to the Securitie~ Depository, which will in turn remit such principal and interest to its Participants, for subsequent distribution to the Beneficial Owners of the Bonds, as described herein. The Bonds may be transferred in the manner described on the Bonds and as referenced in certain proceedings of the Town referred to therein. The Record Date of the Bonds will be the last business day of the month preceding each interest payment date. Optional Rcdcmption The Bonds maturing on or before March 15, 2019 will not be subject to redemptionprior to maturity. The Bonds maturing on or after March 15, 2020 will be subject to redemption prior to maturity, at the option of the Town, on March 15, 2019 and thereafter on any date, in whole or in part, and if in pan, in any order of their maturity and in any amount within a maturity (selected by lot within a maturity), at par, plus accrued interest to the date of redemption. The Bonds shall be redeemable prior to maturity upon thegiving of notice which identifies the Bonds to be redeemed, by mailing such notice to the registered holders thereof at their respective addresses as shown upon the registration books of the Fiscal Agent at least 30 days prior to the date set for any such redemption. If notice of redemption shall have been given as aforesaid, the Bonds so called for redemption shall become due and payable at the applicable redemption price on the redemption date designated in such notice, and interest on the Bonds shall cease to accrue from and after such redemption date. Book-entry-only System DTC will act as securities depository for the Bonds (the "Bonds"). The Bonds will be issued as fully- registered Bonds registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered Bond certificate will be issued for each maturity of the Bonds, each in the aggregate principal amount of such maturity, and will be deposited with DTC. DTC the world's largest depository, is a limited-pur0ose trust comp*mX organized under the New York Banking Law a "banking orgahization" within the meaning oft'he New York [lanking Law a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Un[form Commercial Code and a "c ear n~ a~encv" re~ stereo'[pursuant to the provisions of Section 17A of the Securities Exchange Act of 1932. DTC holds add ~rovldes ~sset set:vicing for over 2 million issues of U.S. and non-U.S, equi~ issues, corpor,a, te and municipal iJ,,ebt issues, and money market instruments from over 85 countries that DTC s p_articipants ( Direct Partici.13ants ) deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, tbSrough electronic computerized book-entry transfers and pledges between Direct Participants-accounts. This eliminates the need for phy-sical movement of securities certificates. Direct Participants include both U.S. and non-U.S, securities brokers *md i:tealers, banks trust companies, clearing corporations, andcertain other organizations. DTC is a wholly-owned subsidiary of The ~epository Trust & Clearing Corporation ("DTCC"). DTCC in turn, is owned by a number of Direct Participants of DTC and Members of the National Securities Clearing Corporation Government Securities Clearing Corporation MBS Clearing Corporation, and Emerging Markets Clearing Corporation, (NSCC, GSCC, MBSCC, and EMCC, also subsidiaries of DTCC) as well as by the New York Stock Exqhange, Inc., the American Stock Exchange LLC, and the Nat onal Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as both U.S. and non-U.S, securities brokers and dealers, banks~ trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly_ or ind~rect[.y ("Indirect ParticipantsT). DTC has Standard & Poor's highest rating: AAA. The DTC Rules applical61e to its Participants are on file with the Securities and Exchange Commission. M~re information about DTC can be found at www.dtcc.com. Purchases of Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Bonds on DTC's records. The ownership interest of each actual purchaser of each Bond ("Beneficial Owner")is in turn to be recorded on the Direct *md Indirect Participants' records. Beneficial Owners will hot receive written c6nfirmation from DTC of their purchase. Beneficial Owners are, however expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers ot:ownership nterests n the Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Bonds, except in the event that use of the book-entry system for the Bonds is discontinued. To fac!litate subse~tuent transfers, all Bonds deposited by_ Direct Participants with DTC are registered in the name of DTC s parmersh~p nominee Cede & Co. or such other name as may be requested by an authorized rel~resentative of'DTC. The deposit oi~ Bonds with ~STC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Bonds' DTC's records reflect only the identity of the Direct Participants to wl%se accounts such Bonds are credited which ~nay or may not be the Be~neficial Owners. The Direct *md Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by_ DTC to Direct Participants, by Direct Participants to Ind rect Participants, and by Direct Participants and Indirect Participants to Beneficml Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Redemption notices shall be sent to DTC. If less than all of the Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeem6d. Payments on the Bonds will be made to Cede & Co.z_t?r such other nominee as may be requested by an authorized representative ofDTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding ,detail information from the Town, on the payable date in accordance with their respective holdings shown on DTC s records Payments by Participants to Beneficial Owners will be governed by standing instructions and customary, practices as is the case with bonds held for the accounts of customers in bearer form or registered in "street name, and will be the responsibility of such Participant and not of DTC nor its nominee, or the Town, subject to *my statutory or regulatory requirements as may be in effect from time to time. Payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Town, disbursement of such payments to Direct Participants..w. il.l be the .responsibili.ty of DTC~ and disbursement of such payments to the Benefimal Owners will be the responslbd~ty of Direct and Indtrect Partm~pants. DTC may discontinue providing its services as depository with respect to the Bonds at any time by giving reasonable notice to the Town.lJnder such circumstances, in the event that a successor depository is not ol>taineff, Bond certificates are required to be printed *md delivered. The Town may decide to discontinue use of the sy-.st, em of boo, k-en, try,.h'*msf,ers through DTC (or a successor securities depository). In that event, Bond certificates wdl oe printea *ma aeliverea. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the Town believes to be reliable, but ~e Town takes no responsibility for the accuracy thereof. THE TOWN WILL NOT HAVE ANY RESPONSIBILITY OR OBLIGATION TO PARTI~AI%~NiTRS~TyO INDIRECT PARTICIPANTS OR TO ANY BENEFICIAL OWNER WITH RESPECT TO(I) THE CU C OF ANY RECORDS MAINTAINED BY DTC, ANY PARTICIPANT, OR ANY INDIRECT PARTICIPANT; (II) THE PAYMENTS BY DTC OR ANY PARTICIPANT OR INDIRECT PARTICIPANT OF ANY AMOUNT WITH RESPECT TO THE PRINCIPAL OF, OR PREMIUM, IF ANY, OR INTEREST ON THE BONDS; (III) ANY NOTICE WHICH IS PERMITTED OR REQUIRED TO BE GIVEN TO BONDHOLDERS; (IV) THE SELECTION BY DTC OR ANY PARTICIPANT OR INDIRECT PARTICIPANT OF ANY PERSON TO RECEIVE PAYMENT IN THE EVENT OF A PARTIAL REDEMPTION OF THE BONDS; OR (V) ANY CONSENT GIVEN OR OTHER ACTION TAKEN BY DTC AS BONDOWNER. Certificated Bonds DTC may discontinue providing its services with respect to the Bonds at any time by giving notice to the Town and discharging its resvonsibil t es with respect thereto under applicable law, or the Town may terminate its participation in the system of'book-entgy-only transfers through DTC at any time. In the event that such book-entry- only system is discontinued, the following provisions will apply: Ttie Bonds will be in registered form in denominations of $5,000, or integral multiples thereof, except for one necessary odd denomination. Principal of and !nterest o.n.the.Bo~nds when due will be payable at the principal corporate trust office of a bank or trust company to oe namea ny the lown as the fiscal agent. Certificated Bonds may be transferred or exchanged at no cost to the owner of such Bonds at any time prior to maturity at the corporate trust office of the fiscal agent for Bonds oftbe s a~m~e o,r ~nypther ~a. uothorized denomination o~denominations in the same aggregate principal amount upon the terms set forth in the certmcate of the Town Supervisor authorizing the sale oftbeBonds and fixing the details thereof and in accordance with the Local Finance Law. Authorization and Purpose The Bonds are being issued I~Ursuant to the Constitution and statutes of the State of New York, including among others, the Town Law GeneralMunicipal Law and the Local Finance Law, and various bond resolutions dul3~ adopted by the Town Boar~ on their respective dates, authorizing the issuance of serial bonds for three capital projects in and for the Town. Such projects, and the respective principal amounts of Bonds to be issued for each, are as follows: Date Amount to Authorized Purpose be issued 02-27-07 Open Space Preservation ...................................... $ 5,000,000~a 02-27-07 Air Vacuum Drain Cleaner ..................................... 166,000~ 09-25-07 Fishers Island Sewer District .................................... 117,000v Total ................................. $ 5,283,000 a. Will provide original funds. On February 12, 2009, the Town Board adopted the authorizing resolution as required by Town Law Section 64e. See "Community Preservation Fund" herein. b. Will redeem outstanding bond anticipation notes. For further information regardingbond authorizations of the Town for capital purposes and other matters relating thereto see "indebtedness of the Town". Security and Source of Payment Each Bond when duly issued and paid for will constitute a contract between the Town and the owner thereof. The Bonds will be general obligations of the Town and will contain a pledge of the faith and credit of the Town for the payment of t~e principal thereof and the interest thereon. For the payment of such principal and interest, the Town has the power and statutory authority to levy ad valorem taxes on all the taxable real property within the Town without limitation as to rate or amount. Under Article VIii of the State Constitution, theTown is required to pledge its faith and credit for the payment of the principal of and interest on the Bonds and the State L. egislaoture is specifically precluded from restricting the power of the Town to levy taxes on taxable real estate thereoL Remedies Upon Default Under current law, provision is made for contract creditors (including the Bondholders) of the Town to enforce payments upon such contracts, if necessary, through court action, although the present statute limits interest on the amount adjudged due to creditors to nine per centum per annum from the date due to the date of payment. As a general rule, property and funds of a municipal corporation serving the public welfare and interest have not been judicially subjected to execution or attachment to' satisfy a judgment, although judicial mandates to officials to appropriate and pay judgments out of current funds or the proceeds of a tax levy have been issued. Remedies for enforcement of payment are not expressly included in the Town's contract with holders of its bonds and notes, although any permanent repeal by statute or constitutional amendment of a Bondholder's remedial right to judicial enforcement o~the contract should, in the opinion of Bond Counsel, be held unconstitutional. The State has consented that any municipality in the State may file a petition with any United States district court or court of bankruptcy under any provision of the laws of the United States, now or hereafter in effect, for the composition or adjustment of municipal indebtedness. Subject to such consent., und.er t. he U~ n,ited States Constitution, Congress has jurisdiction over such matters and has enacted amendments to me ex~stmg reaeral bankruptcy statute, generally to tile effect and with the purpose of affording municipal corporations., unde. r. ce .r~in circumstances, with easier access to judicially approved adjustment of debts, including judicial control over ~dent~fiable and unidentifiable creditors. In recent times, certain events and legislation affecting remedies on default have resulted in litigatiola. While courts of final jurisdiction have upheld and sustained the rights of bondholders, such courts might hold that future events, including financial crises as they may occur in the State and in municipalities of the State, require the exercise by the State of its emergency police powers to assure the continuation of essential services. No principal or interest payments on Town indebtedness are past due. The Town has never defaulted in the payment of the pnncipal of and interest on any indebtedness. THE TOWN There follows in this Official Statement a brief description of the Town, together with certain information concerning its economy and governmental organization, its indebtedness, current major revenue sources and expenditures and general and specific funds. General Information The Town, with a land area of 54.5 square miles, is located in eastern Suffolk County on the north fork of Long Island. Settlement took place in 1640. The Village of Greenport is located wholly within the Town. The Town also includes the area of Fishers Island which is located approximately twelve miles east of the mainland. Fishers Island is accessible only by water or air, with ferry service operating between the Island and New London, Connecticut. The Town isprimarily a rural resort area with substantial shopping facilities available at Greenpo..rt, at various shopping centers within the Town, and at Riverheadjust to the west. Some commercial services are avmlable within the Town in the hamlets of Southold, Cutchogue and Mattituck. Agriculture has been a major industry in the Town since its origins. In recent years, farm crops have gradually evolved from basic production to nursery crops including shrubs, sod, potted plants and other ornamentals. 3. substantial portion of these products are shipped by feny across Long Island Sound for distr!bution ~roughout New England. A number of vineyards have been established and wine-making is ~ i. mpo~,unt i~n~lus .t~y. ~F~shing and fish processing are now ~rowing industries due to improved transportation facd~t~es. ~ne ~own is mso a major summer resort area, utilizang bays, inlets and Long Island and Block Island Sounds. The main highways in the Town are New York State Route 25 and the North Road. Rail transportation is provided by the Long Island Rail Road with stations at Mattituck, Southold and Greenport. Ferry service is also available between Orient Point, east of Greenport, and New London, Connecticut as well as from Greenport to She lter Island. Electric service is provided by the Long Island Power Authority; gas service is l~rovided by Keyspan Energy Corporation. Fire protection is the responsibibty of volunteer fire and fire protection districts. The Town provides its own police protection. In the Village of Greenport, electric service and fire protection are provided by the Village. Government Subject to theprovisions of the State Constitution, the Town operates pursuant to the Town Law, the General Municipal Law, the Local Finance Law, other laws generally applicable to the Town, and any special laws specifically applicable to the Town. Under such laws, there is no authority for the Town to have ach. arter, but pursuant to theTown Law and other laws generally applicable to home rule, the Town may from time to ttme adopt local laws which do not conflict with existing laws as enacted by the State. The legislative power of the Town is vested in the Town Board, which consists of five members, elected for a term of four years, and the Supervisor, who is the chief executive officer of the Town, elected for a term of four years. Such terms are staggered such that two or three councilmen are elected every two years. All the Town Board members are elected at large and there is no limitation to the number of terms each may serve. Six independently governed school districts are located wholly or partially within the To_w,_n, which rely on their own taxing powers granted by the State to raise revenues. The schooIdistricts use the Town s assessment roll as their basis for taxation of property located within the Town. 4 Employees The Town provides services through approximately 211 full-time and 66 part-time employees, some of whom are represented by organized labor. The following table presents the number of employees~ represented by organized labor, name of union and contract expiration dates. Name of Union Civil Service Employees Assoc ........................ Police Benevolent Assoc. i~ePrOximate Date Contract mbership Expires 169 12-31-10 50 12-31-09 ECONOMIC AND DEMOGRAPHIC INFORMATION Population Characteristics The Town has had a population trend, as compared to the County and the State, as indicated below: Town of Suffolk New York Year Southold County State 1970 16,804 1,127,030 1980 ..................................... ................................ ..... 19,172 1,284,231 1990 19,836 1,321,977 2000 20,599 1,419,369 2007 22,852 1,504,947 Source: U.S. Bureau of the Census, Long Island Power Authority, New York State Department of Labor. Median Income of Families 1980 1990 Town $21,013 $43,082 County 24,194 53,247 State 20,180 39,741 2000 $61,t08 72,112 51,691 18,241,391 17,557,288 17,990,455 18,976,457 19,297,729 Source: U.S. Department of Coramerce, Bureau of the Census. Per Capita Money Income 1980 .1990 2000 Sollrce2 Town $8,258 $19,037 $ 27,619 County 7,576 18,481 26,577 State 7,496 16,501 23,389 u.s. Department of Commerce, Bureau of the Census. Unemployment Rate Statistics Unemployment statistics are not available for the Town as such. The smallest area for which such statistics are available (whmh includes the Town) is the County of Suffolk. The information set forth below with respect to such County is included for information p. urposes only. It should not be implied from the inclusion of such data in this Statement that the Town is necessardy representative of the County or vice versa. Suffolk New York County State Annual Averages: 2004 ............................. 2005 ............................. 2006 ............................. 2007 ............................. 2008 ............................. 4.5% 5.9% 4.2 5.0 3.9 4.5 3.8 4.5 5.0 5.4 Source: Department of Labor, State of New York Selected Listing of Larger Employers Name Approx. No. Type of Employees Hospital 350 U.S. Govt. Facility 310 Public School 295 Local Government 277 Life Care Community 206 Public School 181 Nursing Home 150 Public School 110 Eastern Long Island Hospital ....................... Plum Island ADC ................................ Mattituck-Cutchogue UFSD ....................... Town of Southold- ............................... Peconic Landing ................................. Southold UFSD ................................. San Simeon by the Sound ......................... Greenport UFSD ................................ INDEBTEDNESS OF THE TOWN Constitutional Requirements The State Constitution limits the power of the Town (as well as other municipalities and school districts of the State) to issue obligations and contract indebtedness. Such constitutional limitations include the following, in summary form, and are generally applicable to the Town and the Bonds: Purpose and Pledge. Subject to certain exceptions, the Town shall not give or loan any money or property to or in aid of any individual or private corporation or private undertaking or give or loan its credit to or in md of any of the foregoing or any public corporation.' The Town may contract indebtedness only for a Town purpose and shall pledge its faith and credit for the payment of principal of and interest thereon. Payment and Maturity. Except for certain short-term indebtedness contracted in anticipation of taxes or to be paid within three fiscal year periods, indebtedness shall be paid in annual installments commencing no later than two years after the date such indebtedness shall have been contracted and ending no later than the expiration of the period of probable usefulness of the object or purpose determined by statute or in the alternative the weighted average period of probable usefulness of the several objects or purposes for which it is contracted. No installment may be more than fifty per centum in excess of the smallest prior installment, unless the Town Board provides for substantially level or declining debt service in the manner prescribed by the State Legislature. The Town is required to provide an annual appropriation for the payment of interest due duringthe year on its indebtedness and for the amounts required in such year for the amortization and redemption of its~oonds and notes. Debt Limit. Pursuant to the Local Finance Law, the Town has the Power to contract indebtedness for any Townpurpose authorized by the Legislature of the Stateprovided the aggregate principal amount thereof shall not exceedseven percentum of the average five-year full valuation of the taxable real estate located in the Town and subject to certain enumerated exclusions and deductions such as debt contracted to provide water, self-liquidating factlities and cash or appropriations for current debt service. The Constitutional method for determining full valuation consists of dividing the total assessed valuation of taxable real estate for a particular assessment roll by,, the fi,n,,a,l equalization ratio established for such assessment roll bythe State Office of Real Property Services (the 'ORPS ). The State Legislature is required to prescribe the manner by which such ratio shall be determined. Average full 6 valuation is determined by taking the sum of the full valuations of the last five completed assessment rolls and dividing such sum by five. Statutory Procedure In general, the State Legislature has authorized the power and procedure for the Town to borrow and incur indebtedness by the enactment oftbe Local Finance Law subject of course to the constitutional provisions set forth above. The power to spend money, however, generally derives from other law, including the Town Law and General Municipal Law of the State. Pursuant to the Local Finance Law, the Town authorizes the incurrenee of indebtedness, including bonds and bond anticipation notes issued in anticipation of such bonds by the adoption of a resolution, approved by at least two- thirds of the members of the Town Board, which is the finance board of the Town. Certain bond resolutions may be subject to permissive referendum, or may be submitted for approval to the Town voters at the discretion of the Town Board. If the resolution is submitted to the Town voters, only a three-fifths vote of the Town Board is required. The Local Finance Law also provides a twenty-day statute of limitations after publication of a bond resolution, which in effect estops thereafter legal challenges to the validity ofobli§ations authorized by such bond resolution except for alleged constitutional violations. The Town has complied w~th all publication reqirements. Each bond resolution usually authorizes the construction, acquisition or installation of the object or purpose to be financed sets forth the l~lan of financing and specifies the maximum maturity of the bonds subject to the legal (Constitution, Local Finance Law and case law) restrictions relating to the period of probable usefulness with respect thereto. Each bond resolution also authorizes the issuance of bond anticipation notes l~rior to the sale of serial bonds. Statutory law in New York permits notes to be renewed each year, provided annual principal reductions are made and provided that such renewals generally do not extend five years beyond the original date of borrowing. However, notes issued in anticipation of the sale of serial bonds for assessable improvements are not subject to such five year limit and may be renewed subject to annual principal reductions for the entire period of probable usefulness of the purpose for which such notes were originally Issued. (See "Payment and Maturity" under "Constitutional Requirements," and "Details of Short-Term Indebtedness Outstanding.") In general, the Local Finance Law contains similar provisions providing the Town with power to issue general obligation revenue and tax anticipation notes and general obligation budget and capital notes. 7 Computation of Debt Limit and Calculation of Net Debt Contracting Margin (As of February 25, 2009) Fiscal Year State Ending Assessed Equalization Full December 31: Valuation Rate Valuation 2005 ............................... $104,228,885 2006 ............................... 105,502,965 2007 ............................... 106,950,027 2008 ............................... 108,292,749 2009 ............................... 108,991,562 1.25% $ 8,338,310,800 1.13 9,336,545,575 1.04 10,283,656,442 0.95 11,399,236,736 1.05 10,380,148,761 Total Five Year Full Valuation ................................................ $49,737,898,314 Average Five Year Full Valuation ............................................. 9,947,579,662 Debt Eimit - 7% of Average Full Valuation ...................................... 696,330,576 Inclusions: Outstanding Bonds: General?urposes ..................................................... 31,560,000a Other ........................................................... -0- Sub-Total ........................................................... Bond Anticipation Notes .................................................... Total Inclusions ........................................................ 31,560,000 6,579,100 38,139,100 Exclusions: Appropriations ......................................................... Other Exclusions ........................................................ Total Exclusions ........................................................ Total Net Indebtedness Before Issuing the Bonds ................................. The Bonds ........................................................... Less: BANs to be paid from bond proceeds ...................................... Net Effect of Issuing Bonds .................................................. Total Net Indebtedness After Issuing the Bonds .................................. Net Debt Contracting Margin After Issuing the Bonds ............................. Percent of Debt Limit Exhausted ............................................... 2,398,300 2,398,300 35,740,800 5,283,000 40,740,800 $655,589,776 5.80% a. Includes $ t 7,141,600 issued for the preservation of open space. See "Community Preservation Fund" herein. Trend of Town Indebtedness The following table represents the outstanding indebtedness of the Town at the end of the last five preceding fiscal years. Fiscal Year Ending December 31: 2004 2005 2006 2007 2008 Debt Outstanding End of Year: Bonds .................. $6,515,000 Bond Anticipation Notes ... 12,625,600 Total Outstanding Debt ........ $19,140,600 $12,299,098 $1t,349,098 11,720,000 8,244,000 $24,019,098 $19,593,098 $25,020,000 $32,175,000 6,224,000 6,579,100 $31,244,000 $38,754,100 Details of Short-Term Indebtedness Outstanding Bond Anticipation Notes Maturity Purpose Amount 04-17-09 Various Capital Projects ..................................... $ 799,300a~ 09-04-09 Various Capital Projects... 4,280,000" 09-04-09 Various Capital Projects... 299,800~ 06-05-09 Fishers Island Ferry District 1,200,000' Total ................................................ $ 6,579,100 a. Proceeds of the Bonds, in the amount of $283,000 will be used to redeem such notes. The balance will be funded from the proceeds of renewal notes and available funds. b. To be funded from the proceeds of renewals notes and from available funds. Debt Service Requirements - Outstanding Bonds (As of February 25, 2009) Fiscal Year Ending December 31: Principal 2009 ....................... $2,075,000 2010 ....................... 1,900,000 2011 ....................... 1,925,000 2012 ....................... 1,890,000 2013 ....................... 1,775,000 2014 ....................... 1,790,000 2015 ....................... 1,810,000 2016 ....................... 1,735,000 2017 ....................... 1,795,000 2018 ....................... 1,835,000 2019 ....................... 1,395,000 2020 ....................... 1,275,000 2021 ....................... 1,300,000 2022 ....................... 1,100,000 2023 ....................... 1,150,000 2024 .. ...................... 1,175,000 2025 ....................... 1,175,000 2026 ....................... 1,000,000 2027 ....................... 1,000,000 2028 ....................... 1,025,000 2029 ....................... 1,025,000 2030 ........... ~ ........... 1,025,000 To~ls ................... $32,175,000 Interest $1,242,520 1,168,316 1,097,263 1,024,226 955,163 887,302 817,691 749,758 681,287 610,493 546,114 491,006 438,219 384,53l 337,781 289,469 240,375 194,438 151,938 108,907 65,344 21,782 $12,503,92} Total $3,317,520 3,068,316 3,022,263 2,914,226 2,730,163 2,677,302 2,627,691 2,484,758 2,476,287 2,445,493 1,941,114 1,766,006 1,738,219 1,484,531 1,487,781 1,464,469 1,415,375 1,194,438 1,151,938 1,133,907 1,090,344 1,046,782 $44,678,923 Calculation of Estimated Overlapping and Underlying Indebtedness Overlapping Date of Percentage Units Report Applicable County of Suffolk ..................... 12-11-08 3.71% Village of Greenport ................... 11-24-08 100.00 School Districts: Fishers Island ............. 06-30-08 100.00 Greenport ................. 06-30-08 100.00 Mattituck-Cutchogue ....... 11-14-08 98.49 New Suffolk Common ...... 06-30-06 100.00 Oyster Ponds .............. 09-01-08 100.00 Southold ................. 12-22-08 100.00 Fire Districts: Cutchogue ................. 12-31-07 100.00 East Marion l 2-31-07 100.00 Fishers Island .............. 12-31-07 100.00 Mattituck ................. 12-31-07 100.00 Orient .................... 12-31-07 100.00 Southold .................. 12-31-07 100.00 Annual Financial Reports on file with the Office Statements. Applicable APPlicable Total Net Indebtedness Indebtedness $41,794,819 $35,265,017 9,329,200 8,574,200 355,000 355,000 0 0 32,688,831 29,910,280 0 0 0 0 18,410,68l 18,410,681 0 ¸0 144,000 144,000 0 0 1,766,852 1,766,852 25,000 25,000 1,400~000 1,400,000 $105,914,383 $ 95,851,030 of the State Comptroller, or more recently published Official Authorized But Unissued Items The following Bonds are authorized but unissued: Date Authorized Purpose Amount 02-25-03 02-27-07 08-28-07 Mattituck Inlet Shore Erosion Study ................................. $ 82,750 Open Space Preservation: Non-Agricultural Land ...................... 15,000,000a Open Space Preservation: Agricultural Lands ......................... 4,000,000 Total ................................. $19,082,750 a. To be funded in part by the issuance of the Bonds. Capital Program The Town annually adopts a three year Capital Improvement Plan. Projects may be funded by State and Federal aid reserves, proceeds of obligations, property taxes or a combination tfiereof. A summary of the Capital Budget for 2009-2011 is set forth be ow: Department 2009 2010 2011 General Town .................................... $ 234,400 Highway Dept .................................... 1,280,000 Solid Waste District ............................... 135,000 Wastewater Disposal District ....................... 750,000 $ 508,123 $ 179,750 $ 2,399,400 $ 508,123 $179,750 Sources Appropriations ................................... Grants ....................................... Town Debt ................................. Total ........................................... $ 38,400 $ 160,495 $ 39,750 196,000 2,165,000 347,628 140,000 $ 2,399,400 $ 508,123 $179,750 10 Community Preservation Fund In 1998, the voters of thc five East End towns (East Hampton, Riverhead, Shelter Island, Southampton, and Southotd) approved a referendum creating the Community Preservation Fund, (the "Fund") which is a conservation program to preserve open space and farmland in the five towns. The fund is financed by a 2% tax on real estate sales. This is a one-time tax that the buyer of real estate is required to pay when purchasing a new or used home or vacant property. In 2006, the voters in all five towns approved a referendum to extend the collection of the tax through 2030. The Fund facilitates a voluntary program whereby landowners can sell their land or the development rights to the land to the respective towns at fair market value. The towns may issue bonds for purchases to be paid back through the life of thc Fund with the 9% tax revenues. When a town £mances an acquisition through the issuance of bonds, Section 64e of Town Law requires the preparation of a report by or on behalf of the Town Supervisor which demonstrates how such indebtedness will be repaidby the Fund; including an estimate of projected revenues o£the Fund during the period of indebtedness, an accounting of all other indebtedness incurred against the Fund to be repaid for the same period, and a finding that there will be sufficient revenue to repay such indebtedness in its entirety trom the Fund. As of the date of this Official Statement, there are $17,141,600 in bonds outstanding, the debt service on which is expected to be paid by the Fund. Landfill Closure and Postclosure Care Costs The Town owns a landfill on a site in the unincorporated area of Cutchogue, commonly known as the Cutchogue Landfill. The Town ceased accepting waste at its Cutchogue Landfill as of October 8, 1993. Placement of the final cover, referred to as capping, on the landfill was completed in November 2003. In addition to placement of the final cover on the landfill, state and federal regulations presently require thc Town to perform certain maintenance and monitoring functions at the site for up to thirty years. The Town has and will continue to comply with said requirements. The ongoing post closure costs are estimated to be between $25,000 and $30,000 per year from 2008 through 2010. The Town paid $26,610 for such costs in 2008 and will continue to pay these costs in the future. Actual costs associated with the capping totaled $7,681,720. Financing for closure activities was provided in part through a grant from the New York State Department of Environmental Conservation in the amount of $2,000,000. 'l'he balance was provided through a State subsidized loan received in July, 2004 from the New York State Environmental Facilities Corporation. Costs associated with postclosure care will be paid from charges to future users of the collection facility and site and future tax revenue. FINANCES OF THE TOWN Financial Statements and Accounting Procedures The Town maintains its financial records in accordance with the Uniform System of Accounts for Towns prescribed by the State Comptroller. The financial records of the Town are audited by tndependent accountants. The last such audit made available for public inspection covers the fiscal year ended December 31, 2007. In addition, the financial affairs of the Town are subject to periodic compliance review by the Office of the State Comptroller to ascertain whether the Town has complied with the requirements of various State and Federal statutes. In June, 1999, the Governmental Accounting Standards Board ("GASB") issued Statement 34,,, "Basic Financial Statements and Management's Discussions and Analysis for State and Local Governments'. GASB required the Town to implement this standard for the fiscal year ending Deee.mber 31:2003 an~d the Town has. complied with such requirements. This Statement established new financial reporting reqmrements tor stg. te and lo.ca~ governments throughout the United States. It required new information and restructuring of much of the m~.forma, tlon that governments have presented in the past. Comparability with reports issued in all prior years was anectea. Fund Structure and Accounts The Town utilizes fund accounting to record and report its various service activities. A fund repr~ents bo. th a legal and an accounting entity which segregates the transactions of specific programs in accordance w~th special regulations, restrictions or limitations. There are three basic fund Woes: (1) governmental funds that are used to account for basic services and capital projects (2) proprietary funds'that account for operations of a commercial nature; and, (3) fiduciary funrd~ that account for assets held in a trustee capacity. Account groups, which do not represent funds, are used to recor fixed assets and long-term obligations that are not accounted for in a specific fund. 11 The Town presently maintains the following governmental funds General Fund, Highway Fund and Special Districts Funds, and the Capital Projects Fund. Fiduciary funds consist of a Trust and Agency Fund. There are no proprietary funds. Account groups are maintained for fixed assets and long-term debt. Basis of Accounting The Town's govemmental funds are accounted for on a modified accrual basis of accounting. Under the modified accrual basis, revenues are recognized when they become susceptible to accrual - that is, when the,, ,, , . , . . . y become measurable and avadable to finance expenditures to the current period Revenues are susceptible to accrual nc ude real property taxes, intergovernmental revenues (State and Federal aid) and operating transfers. Expenditures are generally recognized under the modified accrual basis of accounting, that is when the reJ~te, d.fund liab. ilit~ is, incu, rred. An exception to this general rule is unmatured interest on general long-term debt wnlcn 1S recognlzeu wnen aue. Investment Policy Pursuant to State law including Sections 10 and 11 of the General Municinal Law (the "GML"~ thc Tc~wn is generally permitted to deposit moneys in banks or trust companies located and ~uthoriz~d to do bus]~'~; i'nVt'l~; State. All such deposits, including special time deposit accounts and certificates of deposit, in excess of the amount insured under the Federal Deposit Insurance Act are required to be secured in accordance with the provisions of and subject to the limitations of Section I0 of the GML. The Town may also temporarily invest moneys in: (1) obligations of the United States of America; (2) obligations ~uaranteed by agencies of the United States of America w[~ere the payment of principal and interest are guaranteed ny the UnitedStates of America; (3) obligations of the State of New York; (4) with the approval of the New York State Comptroller in tax anticipation notes or revenue anticipation notes issued by any municipality, school district, or district corporation, other than those notes issued by the Town, itself; (5) certificates of participation issued in connection with installment purchase agreements entered into by political subdivisions of the State pursuant to Section 109-b(10) of the GML (6)obligations ora New York public benefit corporation which are made]awful investments for municipalities pursuant to the enabling statute of such public benefit corporation or(7) in the case of moneys held in certain reserve funds established by the Town pursuant to law, in obligations of the Town. All of the foregoing investments are required to be payable or redeemable at the option of the owner within such times as theproceeds will be needed to meet expenditures for purposes for which the moneys were provided and, in the case of obligations purchased with the proceeds of bonds or notes, shall be payable or redeemable in any event, at the option of the owner, within two years of the date of purchase. Unless registered or inscribed in the name of the Town, such instruments and investments must be purchased through, deliveredto and held in custody ora bank or trust company in the State pursuant to a written custodial agreement as provided by Section 10 of the GML. SThe Town Board has adopted an investment policy and such policy conforms with applicable laws of the tate governing the deposit and investment of public moneys. Ail deposits and investments of-the Town are made in accordance with such policy. Budgetary Procedures The head of each administrative unit of the Town is recjuired to file detailed estimates o£revenues (other than real property taxes) and expenditures for the next fiscal year w~th the budget officer (Suoervisor) on or before August 15th. Estimates for each fire district situated within the Town must also ~e filed with t~e budget officer by this d~te. After reviewing these estimates, the budget officer prepares a tentative budget which includes his recommendations. A budg~et message explaining the main features of the budget is also prepared at this time. The tentative budget is filed wah the Town Clerk not later than the 30th of Septem§er. Subsequently, the Town Clerk presents the tentative budget to the Town Board at the regular or special hearing which must be held on or before October 5th. The Town Board reviews the tentative budget and makes such changes as it deems necessary and that are not inconsistent with the provisions of the law. Following this review process, the tentative budget and such modifications, if any, as approved by the Board become the preliminary budget. A oublic hearing, notice of which must be duly published in the Town's official newspaper, on the preliminary budget is generally required to be held on the Thursday immediately following the general election. At such hearing, any person ma), express his opinion concerning the preliminary budget; however, there is no requirement orprov~sion that the prehminary budget or any portion thereof be voted o~n~ by members of the public. After the public hearing, the Town Board may furtl:ier change and revise the preliminar) budget. The Town Board, by resolution, adopts the preliminary budget as submitted or amended no later than November ~0th, at which time, the preliminary budget becomes the annual budget of the Town for the ensuing fiscal year. Budgetary control during the year is the responsibility of the Supervisor who is assisted in this area by the Town Comptroller. However any changes or modifications to the annual budget including the transfer of appropriations among line items must be approved by resolution of the Town Boar& Budget Summaries for the 2008 and 2009 fiscal years may be found in Appendix A. 12 Financial Operations The Supervisor functions as the chief fiscal officer as provided in Section 2 of the Local Finance Law' in this role, th.e Supervisor as responsible for the Town's accounting and financial re ortin activities In addition th Supervisor is also the Town's budget officer and must therefore prepare the annuaPl tentagtive budget for submissione to the Town Board. Pursuant to Section 30 of the Local Finance Law, the Supervisor has been authorized to issue or renew certain specific types of notes. As required by law, the Supervisor must execute an authorizing certificate which than becomes a matter of public record. The Town Board, as a whole serves as the finance board of the Town and is responsible for authorizing, by resolution, all material financ al transactions such as operating and capital budgets anc~ bonded debt. · Town f~n. ances are operated primarily through the General and Special Revenue Funds. The General Fund receives most ot its revenue ~i'om real property tax and State aid. Current operating expenditures are paid from these funds subject to available appropriations. The Town also has refuse, sewer and wastewater distrtcts, which are accounted for within separate funds. The primary sources of income for these districts comes from special assessments levied against districtproperties at the same time real estate taxes are levied. Capital projects and eqmpment, l~urcnases are accounted mr ~n special capital projects funds. The Town observes a calendar year (January I through tJecember 31) for operating andreporting purposes. The Town receives most of its revenues from a real property tax on all taxable property situated within the Town and from State Aid. A summary of such revenues for the five most recently completed'fiscal years may be found in Appendix A. Real Property Taxes See "Real Property Tax Information", herein. State Aid The Town receives financial assistance from the State which comes primarily in the form of a state appropriation for State Aid to municipalities for operating purposes. There is no assurance, however, that the State appropriation for State Aid to municipalities will continue, either pursuant to existing formulas or in any form whatsoever and, in any event, if appropriated and apportioned to the Town, payment can be made only if such monies are available therefore· The State ~s not constitutionally obliged to maintain or continue such aid. See Appendix A. Expenditures The ma.~or categories of expenditure for the Town are General Government Support, Public Safety, Transportation, Economm Assistance and Opportunity Home and Community Services, Culture and Recreation, Employee Benefits and Debt Service. A summary oft~e expenditures for the five most recently completed fiscal years may be found in Appendix A. Pension Systems Substantiall~ all ,e, mployees of the Town are members of the New York State and L~al E~,ployees' Retirement System ("ERS) or the New York State .a~,~ Local Police and F!,re Retirement System ( PFRS J. (Both Systems are referred to together hereinafter as the Retirement Systems where appropriate·) The Retirement Systems are cost-sharing multiple public emp oyer retirement systems. The obligation of employers and employees to contribute and the benefits to employees aregoverned by the New York State Retirement System andSocial Security Law (the "Retirement System Law"). The Retirement Systems offer a wide range of plans and benefits which are related to years of service and final average salary, vesting of retirement benefits, death and disability benefits and optional methods of benefit payments. All benefits generally vest after fiveyears of credited service. The Retirement System Law generallyprowdes that all participating employers in each retirement system are jointly and severally liable for any unfunded investments. Such amounts are collected throu~[h annual billings to all participating employers· Generally, all employees, except certain part-time employees,participate in the Retirement Systems. The Retirement Systems are non-contr butory with respect to mem§ers hiredprior to July 27, 1976. All .e, mploy.ees~hq bec..ame members on or a~,fter July~27, J9.76 must contribute 3% of their gross annualsalary towards me cost or me~r renremen~ program, t~napter ~e of the Laws of 2000 eliminated the 3% for Tier 3 and Tier 4 members with 10 years of service credit· A pension reform bill was signed by the Governor ntt Law as Chapter 49 of the Laws of 2003 which changed the cTcle of billing to match budget cycles of the Town. Under the previous method, the Town was unsure of how much ~t would have to pay to the system nntil after ts budget was implemented Under the new system the contribution for a given fiscal year will be based on the va ue of the pension fund on the prior April 1 instead of the following April 1 so that the Town will be able to more accurately include the cost of the contribution into its budget. 13 Chapter 49 requires the Town to make a minimum contribution of 4.5% of payroll every year, including years in which the investment performance of the fund would make a lower contribution possible. On July 20, 2004 the New York State Legislature passed a bill amending the General Municipal Law, Local Finance Law and the Retirement and Social Security Law. On July 30, 2004~ the Governor signed the new retirement system legislation into Law as Chapter 260 of the Laws of 2004. The bill gives the employer the option to move the annual payment date for contributions from December 15t~ to February 1st, effective December 15, 2004. It increases, from five to ten years, the maximum amortization period of the portton of employer contributions that exceeds 7% of payroll for the 2004-2005 fiscal y_ear of the Retirement System (April 1 - March 31). It also allows employers to issue bonds to finance their 2005-2006 and 2006-2007 fiscal year contributions in excess of 9.5% and 10.5%, respectively. This amortization may be made with the Retirement System or the Town could issue a maximum of 1 O-year general obligation bonds, the interest on which would be set at prevailing bond market rates on the date of sale and would be taxable for federal income tax purposes. The Legislature enacted new pension provisions (Chapter 260, Laws of 2004) that enabled local governments to amortize a portion of their bill. The law allows local governments to amortize required contributions in excess of 10.5 percent for 2006, 9.5 percent for 2005 and 7 percent for 2004 of estimated salaries over a 10-year period. Employers are required to pay 5 percent interest on any amortized amounts. Contributions to the Retirement Systems Fiscal Year Amount Ending of December 31: Contribution 2004 ....................................... $1,670,102 2005 ....................................... 2,085,137 2006 ...................................... 1,837,992 2007 ....................................... 1,947,914 2008 ....................................... 1,838,376 2009 (Budget) ................................ 1,875,500 Other Post Employment Benefits It should also be noted that the Town provides post-retirement healthcare benefits to various categories of former employees. These costs may be expected to rise substantially in the future. There is now an accounting rule that will reqmre governmental entities, such as the Town, to account for post-retirement healthcare benefits as it accounts for vested ~,ension benefits. GASB Statement No. 45 ("GASB 45") of the Governmental Accounting Standards Board ("GASB"), described below, requires such accounting. Although GASB 45 encourages earlier adoption, implementation is required by the following dates, based on the size of government measured~oy annual revenue: Annual Revenue Greater than $100 million Between $10 million and $100 million Less than $10 million Effective for Fiscal Year Ending After: December 15, 2006 December 15, 2007 December 15, 2008 School Districts and Boards of Cooperative Education Services, unlike other municipal units of government in the State, have been prohibited from reducing retiree health benefits or increasing[ health care contributions received or paid by retirees below the level of benefits or contributions afforded to or required from active employees since the implementation of Chapter 729 of the Laws of 1994. This protection from unilateral reduction of benefits has been extended annually andcontinued through May 15, 2009 pursuant to Chapter 43 of the Laws of 2008. Legislative attempts to provide similar protection to retirees of otherlocal units of government in the State have not succeeded as of this date. Nevertheless, many such retirees of all varieties of municipal units in the State do presently receive such benefits. GASB 45 and OPEn. OPEn refers to "other p~.st-employment benefits," meaning other than pension benefitsz disability benefits and OPEn consist primarily of health care benefits, and may_ include other benefits such as disability benefits and life insurance. Until now, these benefits have generally been administered on a pay-as-you- go basis and have not been reported as a liability on governmental fmancial statements. GASB 45 will re§uire municipalities and school districts to account for OPEn liabilities much like they already account for p. ens~on liabilities, generally adopting the actuarial methodologies used for pensions, with adjustments for the different characteristics of OPEn and the fact that most mtmicipahties and school districts have not set aside any funds against this liabilit7. Unlike GASB 27, which covers accounting for pensions, GASB 45 does not require municipalities or school districts to report a net OPEn obligation at the start. Under GASB 45, based on actuarial valuation, an annual required contribution ("ARC") will be determined for each municipality or school district. The ARC is the sum of(a) the normal cost for the year (the p. resent value of future benefits being earned by current employees) plus (b) amortization of the unfunded accrued liabdity (benefits 14 already earned by current and former employees but notyet provided for)~ using an amortization period of not more than 30 years. Ifa municipality or school district contributes an amount less than the ARC, a net OPEB obligation will result, which is required to be recorded as a liability on its financial statements. The actuarial study has been completed by an independent actuarial firm. The Town's ARC is approximately $4.5 million and its unfunded actuarial accrued liatiility is approximately $43 million. GASB 45 does not require that the unfunded liability actually be amortized nor that it be aYvance funded, onlythat the municipality or school district account for its unfunded accrued liability and compliance in meeting its ARC. Actuarial Valuation will be required every 2 years for OPEB plans with more than 200 members, every 3 years if there are less than 200 members. REAL PROPERTY TAX INFOR3,IATION Real Property Taxes The Town derives a significant portion of its annual revenue through a direct real property tax. The following table presents the total tax levy, by purpose, with adjustments and collection performance for each of the last five fiscal years. Tax Levy and Collection Record Fiscal Year Ending December 31: 2005 2006 2007 2008 2009 Total Tax Levy ................ $89,495,573 $89,934,663 $97,216,091 $103,216,661 $108,610,530 Amount Collected ............. 83,356,976 86,628,595 94,288,000 100,030,520 58,000,009a Returned to County Amount .................... 2,138,597 3,106,068 2,928,091 3,186,141 NAa Percentage .................. 2.39% 3.45% 3.01% 3.08% NAa Uncollected at End of Year of Levy ................... None None None None NA a. As of January 23, 2009. Tax Collection Procedure Property taxes for the Town are collected by the Town tax receiver. Such taxes are due andp_ayable in equ, al installments on'December 1 and May 10 but may ~e paid without penalty by January. l 0 and May M, respectively. The penalty added to delinquent taxes is one-twelfth thc rate of interest determined by the State Commiss. ione? of Taxation and Finance. The rate is determined each year by July 15 based on the one-year constant maturity y~eld index for United States Treasury securities for thc quarter-year endinl~ on the immediately preceding June 30. The rate is effective for a twelve month period commencing August 1 eacY~year and in no event will bc less than ten per centum per annum. The Town receives its full le.vy before the end of. its .fiscal year. U, ncglle..c, ted amounts are not segregated by the Town tax receiver, and any deficiency in tax collection is the County s habtllty. Tax Rates (Per $100 Assessed Valuation) Fiscal Year Ending December 31: 2005 2006 2007 2008 2009 General - Townwide ................ $139.73 $140.37 $151.02 $160.22 $184.44 General - Outside Village ............ 5.43 4.90 3.99 7.84 6.87 38.37 40.68 39.63 41.74 39.75 Highway ...................... 15 Large Taxable Properties 2009 Assessment Roll Name Peconic Landing; at Southold ....................... LILCO, LIPA, ~arketspan, Keyspan ................. Village of Greenport-Power Plant .................... Fishers Island Dev. Cot0 ........................... Robins Island Holding LLC ......................... Alan Cardinale .................................. North Fork Bank ................................. Damianos, Herodotus .............................. New York Telephone ............................. Levin Family Ltmited Partnership .................... Anderson, Bradley & Francesca ..................... Norris, Susan .................................... Laurel Links & Country Club ....................... Kimogenor Pt Co ................................. DriftWood Cove ................................. Type Commercial Utility Utility Residential Development Private Lands Shopping Center Bank Butlding Vineyard Utility Motel& Restaurant Farmland & Private Lands Various Prol~erties Country Club Co- ~Op Co-Op Assessed Valuation 1 707 704 1,515 689 585 000 460 100 330 500 282 600 234 131 234 000 187 936 148.950 121.400 111.800 96.300 94.600 90~000 $6,200,710~ a. Assessment Roll established in 2008 for levy and collection of taxes during 2009 Fiscal Year. b. Represents approximately 5.69% of the total taxable assessed valuation of the Town for 2009. LITIGATION The Town is subject to a number of lawsuits in the ordinary conduct of its affairs. For the most part, any potential adverse decisions in such suits, either individually or in the aggregate, are not likely to have a material adverse effect on the Town. There are certain matters worthy of special mention: Stanton, at al. v. Town of Southold - This is an action in inverse condemnation and nuisance by forty-t~o property owners, alleging property damage in the form of erosion caused by a Town-owned jetty. The Town ts engaged in studies to determme the issues surrounding the alleged erosion, its causes, and possible solutions. Although this case was first fi]ed in 1997, discovery has not been completed. The issues in this case are complex and wiiq require extensive expert testimony. The nature and extent of damages, if any, are unknown at this,po!nt. Insurance coverage may be available for potential liability for alleged compensatory damages. The Town has oenled any wrongdoing and intends vigorously to defend any further prosecution of this action. Quad Enterprises~ et al. v. Town of Southold - This action arises from the Town Board of the Town of Southold's alleged refusal to approve a change of zone application filed by plaintiffs, which sought substantially to increase the zoning density of a parcel of landowned by a developer plaintiff. Plaintiffs assert claims under the Fair Housing Act, Americans with Disabilities Act, State and Town Law, al!,eging housing discrimination against senior, handicapped and d sabled residents, who are also named as "Jane Doe plaintiffs. Plaintiffs seek declara.to.ry relief granting their desired zoning, as well as compensatory and punitive damages in the am%unt of $60 ,m, fl!l.o,n ( ~$5 million for each of the six federal causes of action). Insurance coverage may be available ~or potential liaoiiity tot alleged compensatory damages. Both sides have filed summary judgment on liability issues only. The Town has denied all wrongdoing and intends vigorously to contest these claims. East End Resources, LLC v. Town of Southold Plann ng Board~ et al - This action arises from a residential site plan appl cat on pend ng~ before !,h,e Town of,~outhold Planning Board, seeking the approval of,a.multl-.unlt planned retirement commumty (the Application ). Plaintiff/Petit oner alleges that the I own aha its various agencies, have systematically delayed and sought to defeat the approval of the Application. In this action, Plaintiff/Petitioner asserts eight claims, seeking declaratory relief compelling the approval-of the Application, as well as compensatory relief in the amount of $20 million as a result of alleged federal and state constitutional violations. The Town intends vigorously to defend this action and to contest all asserted claims. Notices of Claim - One l~ossible noteworthy Notice of C aim has been filed against the Town relating to olice ma~--ff~Z-. I~ice of Claim the plaintiffdemands $5 million in damages for physic,a,l, emotional and civil P .... ' ' ' ' st b Town olice officers 'on or about.Februa . rights ~njunes r~lated to an alleged tnc~dent, beheved to be an arre. y _ ~ p ..... ~.,rY 2 I, 2007 and orlor arrests." Due to the vague nature of the .allegations, the ~o. wn.~s n. ot aware or agy a?tai~s,o~ ?is purported clatm and intends vigorously to contest tt both prior to and after the lnsmuUon ora lawsuit. ^s ottne aate of this Official Statement, no lawsuit has been served upon the Town. 16 BONDHOLDER RISKS AND MARKET FACTORS AFFECTING FINANCINGS OF THE STATE AND MUNICIPALITIES OF THE STATE There are certain potential risks associated with an investment in the Bonds, and investors.should be thoroughly familiar with thts Official Statement, including its appendices, in order to make an informed investment decision. Investors should consider, in particular, the following factors: The Town's credit rating could be affected by circumstances beyond the Town's control. Economic condit OhS such as the rate of unemployment and inflation termination of commercial operations by corporate taxpayers and employers as well as natural catastrophes, could adversely affect the assessed valuation of Town property and its ability to maintain fund ba!a_nces and other statistical indices commensurate with its current credit rating. Accordingly, a decline in the Town s credit rating could adversely affect the market value of the Bonds. In addition, if and when a holder of any of the Bonds should elect to sell a Bond prior to its maturity, there can be no assurance that a market shall have been established, maintained and be in existence for the purchase and sale o£any Bonds The price orpr n¢ipa value &the Bonds is dependent on the prevailing level of interest rates. If interest rates should increase, the price of a bond or note may dechne causing the bond or noteholder to potentially incur a capital loss if such bond or note is sold prior to its maturity. The financial condition of the Town as well as the market for the Bonds could be affected by a variety of £actors, some of which are beyond the Town's control. There can be no assurance that adverse events in the State, including, for example, the seeking by a municipality of remedies pursuant to the Federal Bankruptcy Act or otherwise, will not occur which might affect the market price o£and the market for the Bonds. Ifa significant default or other financial crisis should occur in the affairs of the State or any of its agencies or political subdivisions thereby further impairing the acceptability of obligations issued by borrowers within the State both the ability of the Town to arrange for additional borrowings and the market for and market value of outstanding debt obligations, including the Bonds, could be adversely affected. Future amendments to applicable statutes affecting the treatment of interest paid on munic~al bonds, including the Bonds, for income taxation purposes could have an adverse effect on the market value otthe Bonds (see "Tax Matters" herein). TAX MATTERS Opinion of Bond Counsel In thc opinion of Hawkins Delafield & Wood LLP, Bond Counsel to the Town, under existingstatates and court decisions and assuming continuing compliance with certain tax certifications described herein (I) interest on the Bonds is excluded from gross income,,forFedcral income tax purposes pursuant to Section 103 of thc lntc. rnal Reveune Code of 1986, as amended (the Code"), and (ii) interest on thc Bonds is not treated as a,~prefercnce, item in calculating thc alternative minimum tax imposed on individuals and corpora.tions under thc. ~od.c .and is not included in thc adjusted current earnings of corporations for purposes of calculating thc alte.m?t~v.c, mlmmu~n tax. The Arbitrage and Usc of Proceeds Certificate of the Town (the "Tax Certificate'), which will bc dchvercd concurrently with thc delivery of the Bonds will contain ~provisions and procedures relating to compliance with applicable requirements of the Code In rendering its opimon, Bond Counsel has relied on certain representations, certifications of fact, and statements of reasonab]-e expectations made by thc Town in connection w~th the Bonds, and Bond Counsel has assumed compliance by the Town with certain provisions and procedures set f~?th in the Tax Certificate relating to compliance w~th applicable requirements of the Code to assure thc exclusion of ~ntcrest on the Bonds from gross income under Section 103 of thc Code. In addit on, in thc opinion of Bond Counsel to the Town, under existing statatcs interest on the Bonds is exempt from personal income taxes of New York State and its political subdiv~s OhS, including Thc City of New York. Bond Counsel to the Town expresses no opinion regarding any other Federal or state tax consequences with respect to the Bonds. Bond Counsel renders its opinion under existing statutes and court decisions as of the issue date, and assumes no obligat on to update its opinion after the issue date to reflect any future action, fact or circumstance, or change n law or interpretation, or otherwise. Bond Counsel expresses no opinion on the effect of any action hereafter taken or not taken in reliance upon an opinion of other counsel on the exclusion from gross income for Federal income tax purposes of interest on the Bonds, or on the exemption from state and local tax law of interest on the Bonds. 17 Certain Ongoing Federal Tax Requirements and Certifications The Code establishes certain significant ongoing requirements that must be met subsequent to the issuance and delivery of the Bonds in order that interest on such Bonds be and remain excluded from gross income und6r Section 103 of the Code. These requirements include, but are not limited to, requirements re~ating to use and expenditure of gross proceeds of theBonds, yield and other restrictions on investments of grossproceeds, and tho arbitrage rebate rec. lmrement that certain excess oarnings on gross proceeds be rebated to the Federal government. Nonco.mpliance with such requirements may cause interest on the Bonds to become included in gross income for Federal ~ncome tax purposes retroactive to their issue date, irrespective of the date on which such noncompliance occurs or is discovered. The Town, in executing, the Tax Certihcate, will certify to the effect that the Town will comply with the provisions and procedures set torth therein and that it will do and perform all acts and things necessary or desirable to assure the exclusion of interest on the Bonds from gross income under Section 103 oftue Code. Certain Collateral Federal Tax Consequences The following is a brief discussion of certain collateral Federal income tax matters with respect to the Bonds. It does not purport to address all aspects of Federal taxation that may be relevant to a particular owner of a Bond. Prospective investors, particularly those who may be subject to special rules, are advised to consult their own tax advisors regarding the Federal tax consequences of owning and disposing of the Bonds. The Bonds will be designated by the Town as "qualified tax-exempt obligations" pursuant to the provisions of Section 265 of the Code. Prospective owners of the Bonds should be aware that the ownership of such obligations may result in collateral Federal income tax consequences to various categories of persons, such as corporations (including S co.rporations and foreign corporations), financial institutions, property and casualty and life insurance compantes, individual recipients of Social Security and railroad retirement benefits, individuals otherwise eligible for the earned income tax credit, and taxpayers deemed to have incurred or continued indebtedness to purchase or carry obligations the interest on which is excluded from gross income for Federal income tax purposes. Interest on the Bonds may be taken into account in determining the tax liability of foreign corporations subject to the branch profits tax imposed by Section 884 of the Code. Original Issue Discount Original issue discount" ("OID") is the excess of the sum of all amountspayable at the stated maturity of a Bond (excluding certain "qualified stated interest" that is unconditio,n, ally payable at least annually at prescribed rates) over the issue price of that maturity. In general, the "issue price' ora maturity means the first price at which a substantial amount of the Bonds of that maturity was sold (excluding sales to bond houses, brokers, or similar persons acting in the capacity as underwriters, placement agents, or wholesalers). In general, the issue price for each maturity of the Bonds is expected to be the initial public offering price set forth in this Official Statement. Bond Counsel further is of the opinion that, for any Bondhaving OlD (a "Discount Bond") OlD that has accrued and is properly allocable to the owners of the Disc. ount Bond under Se. ction 1288 of the Code is excludable from gross income for Federal income tax purposes to the same extent as other interest on the Bonds. In general, under Section 1288 of the Code, OID on a Discount Bond accrues under a constant yield method, based on periodic compounding of interest over prescribed accrual periods using a compounding rate cletermined by reference to the yield on that Discount Bond. An owner's adjusted basis in a Discount Bond is increased by accrued OID for purposes of determining gain or loss on sale, exchange, or other disposition of such Discount Bond. Accrued OlD may be taken into account as an increase in the amount of tax-exempt income received or deemed to have been receivedfor purposes of determining various other tax consequences of owning a Discount Bond even though there will not be a corresponding cash payment. Owners of Discount Bonds should consult their own tax advisors with respect to the treatment of original issue discount for Federal income tax purposes, including various special rules relating thereto, and the state and Iocal tax consequences of acquiring, holding, and disposing of Discount Bonds. Bond Premium In general, if an owner acquires a Bond for a purchase price (excluding accrued interest) or otherwise at a tax basis that reflects apremium over the sum of all amounts payable on the Bond after the acquisition date (excludine certain "aualified stated interest" that is unconditionally payable at least annually at prescribed rates), that l~remium c~onstitutes'"bond premium" on that Bond (a"Premium Bdnfi"). In general, under Section 171 of the Code, hn owner of a,Premium Bond must amortize the bond premium over the rema.ming term of the Premiu .m Ban.d, based on the owner s yield over the remaining term of the Premium Bond, determined based on constant y~eldprm?ples (in certain cases involving a Premium Bond callable prior to its stated maturity date, the amortization perion ann yield may be required to be determined on the basis of an earlier call date that results in the lowest yield on such Premium Bond). An owner of a Premium Bond must amortize ~,e. bond premium by offsetting the qualified stated interest allocable to each interest accrual period under the owner s regular method of accounting against the bond premium 18 allocable to that period. In the case of a tax-exempt Premium Bond if the bond premium allocable to an accrual period exceeds the qualified stated interest allocable to that accrual period the excess is a nondeductible loss. Under certain circumstances, the owner of a Premium Bond may realize a taxable gain upon disposition of the Premium Bond even though it is sold or redeemed for an amount less than or equal to the owner's original acquisition cost. Owners of any Premium Bonds should consult their own tax advisors regarding the treatment of bond premium for Federal income taxpurposes including various special rules relating thereto and state and local tax consequences itl connection with the acquisitiOn, ownership, amortization of bond premium on, sale, exchange, or other disposition of Premium Bonds. Information Reporting and Backup Withholding Information reporting requirements apply to interest on tax-exempt obligations including the Bonds. In general, such requirements are satisfied if the interest re.ci_pient completes, and provides the payor w~th, a Form W-9, Request for Taxpayer Identification Number and Certitlcation," or unless the recipient is one of a limited class of exempt recipients, including corporations. A recipient not otherwise exempt from reformation reporting who fails to satisfy the information reporting requirements will be subject to"backup withholding "which means that thepayor is required to deduct and withhold a tax from the interest payment, calculated in the manner set forth in the Code. For the foregoing purpose, a "payor" generally refers to the person or entity from whom a recipient receives its payments of interest or who collects'such payments on behalf of the recipient. If an owner purchasing a Bond through a brokerage account has executed a Form W-9 in connection with the establishment of such account, as generally can be expected, no backupwithholding should occur. In anyevent, backup withholding does not affect the excludability of the interest on the Bonds from gross income for Federal income tax purposes. Any amounts withheld pursuant to backup withholding would be allowed as a refund or a credit against the owner's Federal income tax once the required information is furnished to the Internal Revenue Service. Miscellaneous Tax legislation, administrative action taken by tax authorities, and court decisions, whether at the federal or state level, may adversely affect the tax-exempt status of interest on the Bonds under Federal or state law and could affect the market price or marketability of the Bonds. Prospective purchasers of the Bonds should consult their own tax advisors regarding the foregoing matters. DOCUMENTS ACCOMPANYING DELIVERY OF THE BONDS Absence of Litigation Upon delivery of the Bonds, the Town shall furnish a certificate of the Town Attorney, dated the date of delivery of the Bonds, to the effect that there is no controversy or litigation of any nature pendtng or threatened to restrain or enjoin the issuance, sale, execution or delivery of the Bonds, or in any way contesting or affecting the validity of the Bonds or any of the proceedings taken with respect to the issuance and sale thereof or the application of moneys to the payment of the Bonds, and further stating that there is no controversy or litigation of any nature now pending or threatened by or against the Town wherein an adverse judgment or ruling could have a material adverse ~mpact on the financial conditmn of the Town or adversely affect the power of the Town to levy, collect and enforce the collection of taxes or other revenues for the payment of the Bonds, which has not been disclosed in this Official Statement. Legal Matters Legal matters incident to the authorization, issuance and sale of the Bonds will be subject to the final approving opinion of Hawkins Delafield & Wood LLP, Bond Counsel. Such opinion will be available at the time of delivery of the Bonds and will be to the effect that the Bonds are valid and legally binding general obligations of the Town for which the Town has validly pledged its faith and credit and, unless paid from other sources, all the taxable real property within the Town is subject to the levy of ad valorem real estate taxes to pay the Bonds and interest thereon without limitation of rate or amount. Said opinion shall also contain further statements to the effect that (a) the enforceability of rights or remedies with respect to such Bonds may be limited by bankruptcy, insolvency, or other laws affecting creditors' rights or remedies heretofore or hereafter enacted, and (b) said law firm has not been requested to examine or review and has not examined or reviewed the accuracy or sufficiency of the Official Statement, or any additional proceedings, reports, correspondence, financial statements or other documents, containing financial or other information relative to the Town which have been or may be furnished or disclosed to purchasers of the Bonds, and expresses no opinion with respect to such financial or other information, or the accuracy or sufficiency thereof. 19 Closing Certificates Upon thc delivery of thc Bonds, the Purchaser will be furnished with thc following items: (i) a Certificate of the Town Supervisor to the effect that as of the date of this Official Statement and at all times subscq?ant thereto, up to and including the time of delivery of the Bonds, this Official Statement did not and does not contain any untrue statement ora material fact or omit to state a material fact necessary to make thc statements herein, in the light of thc circumstances under which they wcrc made, not misleading, and further stating that there has been no adverse material change in the financial condition of thc Town since the date of this Official Statement up to and including the time of delivery of the Bonds, and having attached thereto a copy. of this Official Statement; (ii) a Certificate signed by the Town Supervisor evidencing payment for thc Bonds; (iii) a Signature Certificate evidencing thc duc execution of thc Bonds, including statcmants that (a) no litigation of any nature ispanding or threatened, restraining or enjoining the issuance and delivery of the Bonds or the levy and collection oI taxes to pay thc principal of and interest thereon, nor in any manner questioning the proceedings and authority under which the Bonds were authorized or affecting thc validity of the Bonds thereunder, Co) neither the corporate existence or boundaiies of the Town nor the title of any of the officers thereof to their respective offices is being contested, and (c) no authority or proceedings for the issuance of the Bonds have been repealed, revoked or rescinded; and (iv) an Arbitrage and'Use of Procce~]s Certificate executed by thc Town Supervisor, as described under "Tax Matters". DISCLOSURE UNDERTAKING This Official Statement is in a form "deemed final" by thc Town for the purposes of Securities and Exchange ~ommission Rule 15c2-12. At the time of the d.c,!ivcryfif the Bonds, the Town wiIl provide an executed copy of its Undertaking to Provide Continuing Disclosure (the 'Undertaking"). Said Undertaking will constitute a written agreement or contract of the Town for thc benefit of holders of andowncrs of bencficia[intcrcsts in thc Bonds, to provide, or cause to be provided: (1) during any succeeding fiscal year of the Town in which the Bonds arc outstanding, to (a) each nationally recognized municipal securities information repository ("NRMSIR") and (b) thc New York State Information Depository, if created, ("SID"), (i) certain annual financial information, in a form generally consistent with the information contained or cross-reference~ in this Official Statement under the headings: "The Town", "Economic and Demographic Information'¥ Indebtedness of the Town", "Finances of the Town", "Real Property Tax Information", and "Litigation"; and in Appendix A, on orprior to the 180th day following thc end of each fiscal year, including (ii) the audited financial statement, if any, for the preceeding fiscal year of the Town, unless such audited financial statement, if any, shall not then be available in which case thc unaudited financial statement shall be provided and an audited financial statement shall be delivered to each NRMSIR and to the S]D within 30 days after it becomes available and in no event later than 360 days after the end of each fiscal year; (2) to (a) each NRMSIR, or to the Municipal Securities Rulemaking Board ("MSRB"), and to (b) the SID, timely notice of the occurrence of any of the following events with respect to the Bonds, if material: (i) principal and interest payment delinquencies; (ii) non-payment related defaults; (iii) unscheduled draws on debt service reserves reflecting financial difficulties; (iv) unscheduled draws on credit enhancements reflecting financial difficulties; (v) substitution of credit or liquidityproviders, or their failure to perform; (vi) adverse tax opinions or events affecting the tax-exempt status otthe Bonds; (vii) modifications to rights of Bondholders; (viii) bond calls; (ix) defeasances; (x) release, substitution, or sale of property securing repayment of the Bonds; and (xi) rating changes. The Town may provide notice of the occurrence of certain other events, in addition to those listed above, if it determines that any such other event is material with respect to the Bonds; but the Town does uot undertake to commit to provide any such notice of the occurrence of any material event except those events listed above; and (3) to (a) each NRMSIR, or to the MSRB, and to (b) the SID, in a timely manner, notice of a failure to provide the annual financial information by the date specified. The Town's Undertaking shall remain in full force and effect until such time as the principal of, redemption premiums, if any, and interest on the Bonds shall have been paid in full. The sole and exclusive remedy for breach or default under the Undertaking is an action to compel specffic performance of the undertakings of the Town, and no person or entity, including a holder of the Bonds, shallbe entitled to recover monetary damages thereunder under any circumstances. Any failure by the Town to comply with the Undertaking will not constitute a default with respect to the Bonds. The Town reserves the right to amend or modify the Undertaking under certain circumstances set forth therein provided that any such amendment or modification will be done in a manner consistent with Rule 15c2-l 2 as then m effect. The Town is in compliance with all previous undertakings made pursuant to Rule 15c2q 12. 20 BOND RATING · ~ Mo.ody'~ Investors Services, Inc. has assigned a rating of "Aa3" to the Bonds. Such ratingreflects only the mew or such rating agency, and any desired exvlanation of the significance of such rating shouldbe obtained from such rating agency. Generally, a rating agency'bases its ratings on the information and materials furnished to it and on investigatton, studies and assmnptlons by the rating agency. There is no assurance that a particular rating will apply for any given period of time or that it will not ~e l~owered or withdrawn entirely if, in the judgment of the agency originally establishing the rating, circumstances so warrant. Any downward revision or withdrawal of such ratings could have an adverse affect on the market price of the Bonds or the availability ora secondary market for suchBonds. Such ratings should not be taken as a recommendation to buy or hold the Bonds. FINANCIAL ADVISOR Munistat Services, Inc. has assisted the Town as financial advisor in certain matters with respect to the sale and issuance of the Bonds. ADDITIONAL INFORMATION Additional information may be obtained upon request from the office of the Town Comptroller, John A. Cushman Il, Town of Southold, Town Hall, P.O. Box 1179, Southold, New York 11971, telephone number 631/765- 4333, emaihj ohn.cushman~town.southold.ny.us or from the office of Munistat Services, Inc., 12 Roosevelt Avenue, Port Jefferson Station, New York 11776, telephone number 631/331-8888 and website: http://www.munistat.com. Any statements in this Official Statement involving matters ofovinion or estimates, whether or not expressly so stated, are intended as such and not as representations of fact iqo representation is made that any of such statements wilt be realized. This Official Statement is not to be construed as a contract or agreement between the Town and the original purchasers or holders of any of the Bonds. This Official Statement is submitted only in connection with the sale of the Bonds by the Town and may not be reproduced or used in whole or in part for any other purpose. TOWN OF SOUTHOLD, NEW YORK March 10, 2009 By: s/s SCOTT A. RUSSELL Town Supervisor and Chief Fiscal Officer 21 APPENDIX A FINANCIAL INFORMATION Balance Sheet General Fund ASSETS Cash and Investments Accounts Receivable Due From Other Funds Due From Trust Funds State and Federal Aid Receivables Due From Other Governments Supply Invento~ Prepaid Expenses Total Assets 2005 $ 9,292,437 24,533 176,390 68 81,849 1,867,136 1,204 498_,3~4z[ FLoat Year End!n~g Dece~mb?r 31: __ __~ 2006 2007 8,339,472 $ 21,437,689 22,346 17,263 190,208 74,500 110,153 62,377 2,075,955 826,834 2,099 1,275 426,200 460,951 $ __ _[1,9~41,961 $ 11,166,433 $. 22,8~80,889 LIABILITIES AND FUND EQUITY Accounts Payable Due to Other Funds Due to Other Cmvemments Due to Trust Funds Deferred Revenues $ 627,049 1,888,241 393,570 7,1)44 3,018,595 $ 701,018 $ 830,531 1,205,516 2,305,222 243,292 9,569,319 12,601 25,484 3,619,307 5,066,541 Total Liabilities 5,934,499 5,781,734 17,797,097 4,009 13,284 193,041 1,105,879 513,329 588,614 1,204 2,099 1,275 498,344 426,200 460,951 2,657,200 2,185,000 1,816,000 1,740,826 2,244,787 2,023,911 Fund Balances - Reserved: Encumbrances Insurance claims Supply Inventory Prepaid Expenses Fund Balances - Unreserved: Designated - Ensuing Year's Budget Undesignated 007 462 5,384,699 5,083,792 Total Fund Equity Total Liabilities and Fund Equity $ 11,941,961 Sourccs: Auditcd Financial Reports of thc Town (2005 through 2007) Table itself NOT audited. A-I S~atement of Revenues, Expenditures and Changes in Fund Balance General Fund Town Wide Real Property Taxes Other Real Property Tax Items Non-Property Tax Items Depamnental Iacome hatergovenmaental Charges Use of Money & Property Licenses & Permits Fines & Forfeitures Sale of Proporty & Comp. fo~ Loss Miscellaneous Local Sources State Aid Federal Aid 20o~3 Fiscal Year Ending Dgcember 2004 2005 200~6 2007 13,247,572 $ 13,962,268 $ 14,608,674 $ 14,872,736 $ 16,205,911 51,311 65,720 68,807 85,808 92,606 401,035 415,071 415,071 616,670 683,873 315,289 344,217 345,956 477,849 411,790 202,917 296,050 252,558 316,049 329,202 201,702 254,142 489,796 684,166 764,912 188,480 214,461 249,178 258,794 253,494 107,084 107,315 140,192 171,763 155,477 56,893 405,077 93,290 95,057 148~83 133,346 128,027 432,269 146~260 185,945 2,225,401 2,974,027 2,637,870 2,725,177 2,412,869 146,574 _160,337 174,348 ___ 228,4~1 ~ 14~,5~68 17,277,604 19,326,71~ __19,908,009 20,67_~8,820 21,789,930 Expenditures: General Government Support 3,751,469 4,395,571 4,641,568 5,177,745 5,234,683 Public SafeB~ 6,033,207 6,254,365 7,177,145 7,371,280 7,816,643 Public Healdi 32,988 33,288 33,288 32,988 35,238 Transportation 398,358 401,866 446,877 452,050 550,906 Economic Assistance & Opportunity 833,501 931,566 901,139 949,740 1,064,905 Cultm-e & Re~eation 317,769 304,07t 354,768 384,983 345,540 Home & Community Services 228,578 341,764 315,273 530,270 417,654 Employee Benefits 2,617,783 4,868,116 5,857,963 5,811,868 6,172,279 Debt Service principal & Interest 1,007,~3~8 2,104,202 . J,560,055 1,313,234 787,775 Total Expenditures 15,220,971 19,634,809 21,288,0~6 22,024,158 22,425,623 Excess (Deficiency) of Revenues Over Expenditures 2,056,633 (308,_097) (1,380,067) _ (l,MS,aaS) (635,69) Operating Transfers In Operating Transfers Out 1,392,850 2,932,574 2,642,859 2,253,944 2,738,349 (1,910,78t) (1,304,195) (1,895,023) (1,531,369) (2,403,563) Total Other Fmancthg Somccs (Uses) (517,931) 1,628,379 747,836 722,575 334,786 Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses 1,~}8,702 1,320,282 (632,231) (~22,763) (300,907) Fund Balance Beginning of Year 3,7_80,709 5 31_9 41_1 6,639,693 6,007,462 5,384,699 Fund Balance End of Year $ 5,319,411$ 6,639,693~ $ 6,007,462$ 5,384,699$ 5,083,792 Sources: Audited Financial Reports of the Town (2003-2007) Table itself NOT audited. A~2 Statement of Revenues, Expenditures and Fund Balance Highway Fund Real Property Taxes Other Real Property Tax Items Intergovernmental Charges Use of Money & Property Licenses & Permits Sale of Property & Comp. for Loss Miscellaneous Local Sources State Aid Federal Aid Fiscal Year Ended December 31: 2003 2004 2005 2006 2007 3,513,902 $ 3,520,332 $ 3,805,032 $ 4,095.347 $ 4,027,695 6.428 3,679 9,046 12,689 12.722 15,573 18,520 23,884 77,817 t40,578 142,501 8,231 4,937 11,126 9,484 10.362 4,033 2,960 2,796 7,521 29,213 16 155,054 458,686 228,337 188,147 276,337 296,263 67,699 4,093,072 3,784,145 4,249,018 4,541,956 4,518,756 2,733, 518 2,638,121 2,913,768 3~028,076 3,437,186 97C406 415,102 500,343 515,106 510.185 15,128 22,219 178,371 283,652 17.001 3,725,052 3,075,442 3,592,482 3,826,834 3,964,372 368,020 708,703 656,536 715,122 554,384 211 (60,000) (690,390) (520.085) (452,648) (794.696) (60,000) (690,390) (520,085) (452,648) (794,485) 308,020 18,313 136,451 262,474 (240,101 ) 594,064 902,084 920,397 1,056,848 1,319.322 Expenditures: Transportation Employee Benefits Debt Service Total Expenditures Excess (Deficiency) of Reveoues Over Expenditures Operating Transtbrs In Operating Transfers Out Total Other Financing Sources (Uses) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses Fund Balance Beginning of Year Fund Balance End of Year $ 902,084 $ 920,397 $ 1,056,848 $ 1,319,322 $ 1,079,221 Sources: Audited Financial Reports of the Town (2003-2007) Table itself NOT audited. A-3 Statement of Revenues, Expenditures and Changes in Fund Balance Non-Major Governmental Funds (1) Fiscal Year Ending December 3 I: 2003 2004 2005 2006 2007 Real Property Taxes $ 2,197,525 $ 2,506,945 $ 2,381,335 $ 2,741,362 $ 2,831.897 Other Real Property Tax Items 874 3,105 2,516 4,489 4,581 Non-Property Iax Items 117,449 336,139 213,786 229,346 234,091 Departmental Income 2,339,227 2,517,584 2,504,880 2,275,935 2,147,502 Intergovernmental Charges 1,614 1,013 1,013 1,809 905 Use of Money & Property 18,147 21,365 64,092 95,272 94,361 Licenses & Permits 139.620 199,849 165.965 163.780 169,338 Fines and Forfeitures 49.000 Sale of Property & Comp. for Loss 44,450 76,069 109,137 135,662 216,437 Miscellaneous Local Sources 230 5,025 153,591 6,652 13,283 State Aid 161,393 72,651 75,374 127,278 93,135 Federal Aid 111.299 166,368 224,136 41,163 210,175 5,180,828 5,906, I 13 5.895.825 5,822,748 6,015.705 Expenditures: General Government Support Public Safety Public Health Home & Community Services Employee Benefits Debt Service 134,969 92,514 99,895 103,654 87,970 749.904 739,198 807.474 869,154 948,311 6,408 6,664 6,864 7,104 7,370 3,230,201 3,225,586 3,102,639 3,363,781 3,173,114 874,049 371,038 444,858 470,377 46&989 117,562 88,803 671,720 822,590 530~796 Total Expenditures 5,113,093 4,523,803 5.133,450 5,636,660 5,216,550 Excess (Deficiency) of Revenues Over Expenditures 67,735 1.382,310 762,375 186.088 799.155 Operating Transfers In Operating Transfem Out (483,500) (L081,441) (504,720) (429,145) (874,115) Total Other Financing Sources (Uses) (483,500) (1,081,441) (504,720) (429,145) (874,115) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses .~5_~5,765) 300,869 257,655 (243,057) (74,967) Fund BaLance Beginning of Year 1,261,339 845,574 1,146,444 1,446,g49 (2) 1 203,792 Fund Balance End of Year $ 845,574 $ 1,146,443 $ 1,404,099 $ 1,203,792 $ 1,128,832 (I) Includes the following funds: General Fund Part Town, Special Grant Fund, East-West Fire Protection Fund, Southold District, Fishers Island Sewer District and Solid Waste Management District. (2) Difference due to Prior Year Accounting Adjustment Wastewater Sources: Audited Financial Reports of the Town (2003-2007) Table itself NOT audited. A-4 BUDGET SUMMARY Fund Fiscal Year Ending December 31,2009 Appropriations Less: Less: and Provisions Estimated Unexpended for Other Uses Revenues Balance Amount to be Raised by General $ 25,749,632 General-Outside Village 2,231,278 Highway-Townwide 4,935,705 Community Development 130,000 Risk Retention Fund 674,500 Community Preservation Fund 3,997,500 Employees Health Plan 4,098,872 Total-Town $ 41,8_1_?,~48__7 $ 4,321,679 $ 1,262,000 $ 20,165,953 1,225,350 292,000 713,928 421,519 381,000 4,133,186 130,000 0 0 674,500 0 0 3,997,500 0 0 4,098,872 0 0 $ 14,869,420 $ 1,935,000 $ 25,013,067 Orient Road Improvement District 4,580 East-West Fire Protection District 597,863 Fishers Island Ferry District 3,412,000 Solid Waste Management District 3,997,640 Sunthold Wastewatar District 87,500 Fishers Island Sewer District 30,705 F.L Refuse & Garbage District 549,800 Orient Mosquito District 70,000 Subtotal-Special Dis~'icts $ 8,750,088 0 20 4,560 3,000 5,700 589,163 2,822,000 0 590,000 2,490,100 0 1,507,540 8,000 75,000 4,500 30,705 0 0 50,000 100,000 399,800 0 0 70,000 $ 5,4~0~,89~ $ 180,720 3,165,563 Orient-East Marion Park District 35,583 Southold Park District 315,000 Cutchogue-New Suffolk Park Dist. 145,000 Mattituck Park District 608,928 Subtotal-Park Districts $ 1,104,511 0 0 35,583 0 0 315,000 0 0 145,000 31,750 100,000 477,178 $ 31,750 $ 100,000 $ 972,761 Fishers Island Fire Distri~ Orient Fire District East Marion Fire District Southold Fire District Cutchogue Fire District Mattimck Fire Distxict Subtotal-Fire Districts 359,700 525,240 541,7t6 1,738,238 1,150,350 1,881,871 $ 6,197,115 3,300 0 356,400 60,724 0 464,516 2,000 18,750 520,966 44,200 0 1,694,038 20,000 246,750 883,600 0 0 1,881,871 130,224 $ 265,500 $ 5,801,391 Total-All Districts 16,051,714 5,565,779 546,220 9,939,715 Grand Total $ 20,435,199 $ 2,481,220 Source: Adopted Budget of the Town. A-5 Fund BUDGET SUMMARY Fiscal Year Ending December 31, 2008 Appropriations Less: Less: and Provisions Estimated Unexpended for Other Uses Revenues Balance Amount to be Raised by Tax General $ 24,413,069 $ 5,205,781 $ 1,816,000 $ 17,391,288 General-Outside Village 2,246,677 1,119,700 317,000 809,977 Highway Fund 5,198,627 396,032 491,000 4,311,595 Community Development 136,000 136,000 0 0 Risk Retention Fund 765,000 765,000 0 0 Commtmity Preservation Fund 5,200,000 5,200,000 0 0 Employees Health Plan 2,892,500 2,692,500 200,000 0 Total-Town $ 40,851',-877 $ 15,5~,013. $ 2,824,000 $ 22,512,860 Orient Road Improvement District 4,500 East-West Fire Protection Disixiet 552,863 Fishers Island Ferry District 3,220,775 Solid Waste Management District 4,224,695 Southold Wastewater District 102,265 Fishers Island Sewer District 30,950 FA. Refuse & Garbage District 563,800 Orient Mosquito District 86,900 Subtotal-Special Districts $ 8,786~,~4~8 Orient-East Marion Park District 34,780 Southold Park Dislrict 315,000 Cutchogue-New Suffolk Park Dist. 145,000 Maltituck Park District 560,229 Subtotal-Park Districts $ 1,055,009 Fishers Island Fire District Orient Fire District East Marion Fire District Sunthold Fire District Cutchogue Fire District Mattituck Fire District Subtotal-Fire Districts Total-All Dis~iets 359,700 483,940 536,380 1,631,025 1,412,000 1,978,770 6,40~815_ 16,243,572 57,095,445 0 0 5,000 6,400 541,463 2,630,775 0 590,000 2,640,350 77,400 1,506,945 9,020 90,000 3,245 30,700 250 0 0 0 563,800 0 0 86,900 $ 5,315,845 $ 174,050 $ 3,292,353 0 0 34,780 0 0 315,000 0 0 145,000 29,000 50,000 481,229 $ 29,000 $ 50,000 $ 976,009 3,300 0 45,272 0 13,200 0 33,000 0 20,000 0 0 0 $ 114,772 $ -- 0 5,459,617 _ 224,0~0 $ 20,974,630 $ .3,~048,05~ Grand Total $ Source: Adopted Budget of the Town. 356,400 438,668 523,180 1,598,025 1,392,000 1,978,770 $ 6,287,043 10,555,405 $ 33 068,265 A-6 TOWN OF SOUTHOLD APPENDIX B FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2007 NOTE: SUCH FINANCIAL REPORT AND OPINIONS WERE PREPARED AS OF THE DATE THEREOF AND HAVE NOT BEEN REVIEWED AND/OR UPDATED IN CONNECTION WITH THE PREPARATION AND DISSEMINATION OF THIS OFFICIAL STATEMENT. CONSENT OF THE AUDITORS HAS NOT BEEN REQUESTED OR OBTAINED. FINANCIAL SECTION Independent Auditors' Report ................................................................................... 1-2 REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis .................................................................................................. 3-11 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Assets ............................................. 12 Statement of Activities ............................................................................................................................ 13 Fund Financial Statements Governmental Fund Financial Statements Balance Sheet and Reconciliation of the Governmental Funds Balance Sheet to The Statement of Net Assets ............................................................................................................ 14-15 Statement of Revenues, Expenditures, and Changes in Fund Balances and Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, And Changes in Fund Balances to the Statement of Activities ....................................................... 16-17 Fiduciary Fund Financial Statements Statement of Fiduciary Net Assets ......................................................................................................... 18 Notes to Financial Statements ................................. 19-36 REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT DISCUSSION AND ANALYSIS Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual General Fund ....................................................................................................................................... 37 Highway Fund ...................................................................................................................................... 38 OTHER SUPPLEMENTARY INFORMATION COMBINING FUND STATEMENTS: Non-major Governmental Funds Combining Balance Sheet ................................................................................................................... Combining Statement of Revenues, Expenditures, and Changes in Fund Balances ........................ DISCRETELY PRESENTED COMPONENT UNITS I I Discretely Presented Component Units: Combining Statement of Net Assets ...................................................................................................... Combining Statement of Activities ........ 39 4O 41 42 FINANCIAL SECTION 25 Suffolk Court, Hauppauge, New York 11788 631.434.9500 · Fax 631.434.9518 INDEPENDENTAUDITORS'REPORT Honorable Supervisor and Town Board Town of Southold Southold, New York We have audited the accompanying financial statements of the governmental activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the Town of Southold, New York, as of December 31, 2007, and for the year then ended, which collectively comprise the Town's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Town's management. Our responsibility is to express an opinion on these financial statements based on our audit. Except as discussed in the following paragraph, we conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of matedal misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The financial statements of the Town of Southold's discretely presented component units with the exception of one, the Fishers Island Ferry District, were not audited as of the report date, nor were we able to satisfy ourselves as to those financial activities by other auditing procedures. The discretely presented component units represent 29.5%, 34.8% and 35.4%, respectively, of the assets, net assets and revenues of the aggregate discretely presented component units. The financial statements of the Fishers Island Ferry District were audited by other auditors whose report thereon have been furnished to us and in our opinion, insofar as it relates to the amounts included for that one component unit, is based solely on the reports of the other auditors. In our opinion, except for the effects of such adjustments if any as might have been determined to be necessary had the unaudited component units financial statements been audited and based on our audit and the reports of other auditors, the financial statements referred to above present faidy, in all matedal respects, the respective financial position of the governmental activities, the aggregate discretely presented component units, each major fund and the aggregate remaining fund information of the Town of Southold, New York, as of December 31, 2007, and the respective changes in financial position for the year then ended in conformity with accounting principles generally accepted in the United States of Amedca. The Management's Discussion and Analysis and the budgetary information are not a required pad. of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of Amedca. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. /id.BRECHT, VIGGIANO, ZURE:CK ~. COHPANY, P.C. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively compdse the Town of Southold, New York's basic financial statements.. The combining and individual fund financial statements are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements have been subjected to the auditing procedures applied in the audit of the basic financial statements of the Town of South01d, New York, and, in our opinion, is fairly presented in alt matedal respects in relation to the basic financial statements taken as a whole. Hauppauge, New York October 2, 2008 -2- REQUIRED SUPPLEMENTARY INFORMATION Management's Discussion and Analysis TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 The following is a discussion and analysis of the Town of Southold's financial performance, providing an overview of the Town's financial activities for the year ended December 31, 2007. Use this section in conjunction with the Town's basic financial statements. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and the Statement of Activities provide information about the activities of the Town as a whole and present a longer- term view of the Town's finances. For governmental activities, these statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the Town's operations in more detail than the government-wide statements by providing information about the Town's most significant funds. The remaining statements provide financial information about activities for which the Town acts solely as a trustee agent for the benefit of those outside of the government. Reporting the Town as a Whole The Statement of Net Assets and the Statement of Activities One of the most important questions asked about the Town's finances is, "Is the Town as a whole better off or worse off as a result of the year's activities?" The Statement of Net Assets and the Statement of Activities report information about the Town as a whole and about its activities in a way that helps answer this question. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. The Statement of Activities is significantly different than a typical Statement of Revenues, Expenses, and Changes in Fund Balance. You will notice that expenses are listed in the first column with revenues from that particular program reported to the right. The result is a net (expense)/revenue. The reason for this kind of format is to highlight the relative financial burden of each of the functions on the Town's taxpayers. It also identifies how much each function draws from the general revenues or if it is self-financieg through fees and grants. All of the current year's revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the Town's net assets and their respective changes. You can think of the Town's net assets--the difference between assets and liabilities--as one way to measure the Town's financial health, or financial position. Over time, increases or decreases in the Town's net assets are one indicator of whether its financial health is improving or deteriorating. You will need to consider other non-financial factors, however, such as changes in the Town's property tax base and the condition of the Town's buildings, roads, drainage and other assets to assess the overall health of the Town. In the Statement of Net Assets and the Statement of Activities, we divide the Town into two kinds of activities: Governmental activities - The Town's basic services are reported here, including: general government support; public safety; public health; transportation; economic assistance and opportunity; culture and recreation and home and community services. Property taxes, sales taxes, franchise fees, fines, and state and federal grants finance these activities. The Town also charges fees to customers to help it cover the cost of certain services it provides. Component units - The Town includes seven separate legal entities in its report (one ferry district, one sanitation district, one mosquito district and four park districts). Although legally separate, these component units are important because the Town is financially accountable for them. Complete financial statements of the individual component units can be obtained from their respective administrative offices (Note A). -3- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 Reporting the Town's Most Siqnificant Funds Fund Financial Statements The fund financial statements provide detailed information about the most significant funds--not the Town as a whole. Some funds are required to be established by state law and by bond covenants. However, the Town establishes many other funds to help it control and manage sources of funding and spending related to specific activities. The Town's basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the Town's general government operations and the basic services it provides. Governmental fund information helps you determine whether there are more or fewer financial resources that can be spent in the near future to finance the Town's programs. We describe the relationship (or differences} between governmental activities (reported in the Statement of Net Assets and the Statement of Activities) and governmental funds in a reconciliation that follows these fund financial statements. The Town as Trustee Reportinq the Town's Fiduciary Responsibilities All of the Town's fiduciary activities are reported in a separate Statement of Fiduciary Net Assets. We exclude these activities from the Town's other financial statements because the Town cannot use these assets to finance its operations. The Town is responsible for ensuring that the assets reported in these funds are used for their intended purposes. FINANCIAL ANALYSIS OF THE TOWN AS A WHOLE Our analysis below focuses on the net assets and changes in net assets of the Town's governmental activities_ Condensed Statement of Net Assets Primary Governmental Activities December 31, 2007 and 2006 2007 2006 Assets Current and other assets $ 43,347,669 $ 23;769,534 Capital assets 109,728,421 100,557,312 Total assets 153,076,090 124,326,846 Liabilities Current and other liabilities 24,314,029 15,552,211 Long~term liabilities 28,413,510 14,773,434 Total liabilities 52,727,539 30,325,645 Net assets Invested in capital assets, net of related debt 83,294,421 84,334,214 Restricted: Land acquisition 13,909,980 6,864,987 Debt service 79,339 17,572 Unrestricted 3,064,811 2,784,428 Total net assets $ 100,348,551 $ 94,00t,201 TOWN OF SOUTHOLD , MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOLE (continued) Total assets in the Town as of December 31, 2007 were $153 million, an increase of $28.7 million. Total liabilities as of December 31, 2007 were $52.7 million, which represents an increase of $22.4 million from December 31-, 2006. This results in a net asset balance of $100.3 million, an increase of $6.3 million. Of the Town's net asset balance $83.2 million were invested in capital assets, net of related debt; $14 million was restricted for future land acquisition and payments on debt service while $3 million was unrestricted. Changes in Net Assets Primary Governmental Activities for the years ended December 31, 2007 and 2006 Program Revenues Charges for services Operating grants and contributions Capital grants and contributions General Revenues Real property taxes Other real property tax items Non-property tax items Interest earnings State aid - unrestricted Other 2007 2006 Total Revenues Program Expenses General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Expenses Increase in Net Assets $ 3,260,873 $ 3,407,682 842,604 713,597 2,121,558 4,834,716 6,225,035 8,955,995 23,065,503 21,709,445 109,909 102,986 6,989,400 6,669,730 1,502,349 1,233,122 2,293,295 2,610,189 930,666 463,671 34,891,122 32,789,143 41,116,157 41,745,138 7,020,895 6,843,661 12,358,296 11,421,283 46,146 43,499 6,980,032 7,298,698 1,506,488 1,354,610 629,d44 713,164 5,390,045 4,912,384 837,461 553,713 34,768,807 33,141,012 6,347,350 $ 8,604,126 -5- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOLE (continued) Total Cost of Services Pdmary Governmental Activities for the year ended December 31, 2007 General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Cost of Services $ 7,020,895 12,358,296 46,146 6,980,032 1,506,488 629,'!.44 5,390,045 837,461 $ 34,768,807 Net Cost of Services Primary Governmental Activities for the year ended December 31, 2007 General government support Public safety Public health Transportation Economic assistance and opportunity Culture and recreation Home and community services Interest on debt Total Cost Program Net Cost of Services Revenues of Services $ 7,020,895 $ 322,350 $ 6,698,545 12,358,296 675,103 11,683,193 46,146 10,316 35,830 6,980,032 355,337 6,624,695 1,506,488 438,810 1,067,678 629,444 185,682 443,762 5,390,045 4,237,437 1,152,608 837,461 837,461 $ 34,768,807 $ 6,225,035 $28,543,772 The cost of all governmental activities this year was $34.8 million. The net cost of these services, however, after subsidized by program revenues including charges for services and program grants, was $28.5 million. The Town's change in net assets after general revenues of $28.8 million was an overall increase of $6.3 million. -6- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31,2007 FINANCIAL ANALYSIS OF THE TOWN AS AWHOLE continued) $14,000,000 1 I Expenses and Program Revenues Governmental Activities ,$12,000,000 [] Expenses $10,000~000 · Program Revenues $8,000,000 $4,000,000 $2,000,000 State aid - unrestricted 6% Revenue by Source Governmental Activities for the year ended December 31, 2007 Real property taxes State aid - unrestricted Charges for services Other general revenues Operating grants and contributions Capital grants and contributions $ 23,065,503 2,293,295 3,260,873 9,532,324 842,604 2,121,558 $41,116,157 -7- TOWN OF SOUTHOED MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 FINANCIAL ANALYSIS OF THE TOWN AS A WHOLE (continued) THE TOWN'S FUNDS The general fund balance has decreased by approximately $300,000 due primarily to actual expenditures in excess of revenues. The following schedule presents a summary of the governmental funds - (general, special revenue, and capital projects) revenues and expenditures for the year ended December 31, 2007, and the amount of change and percentage of total in relation to the prior year. Increase % 2007 2006 (Decrease) Change REVENUES Real property taxes Other real property tax items Non-property tax items Departmental income Intergovernmental charges Use of money and property Licenses and permits Fines and forfeitures ' Sale of property and compensation for loss Miscellaneous local sources State aid Federal aid Total Governmental Fund Revenues EXPENDITURES General government support Public safety Public health Transportation Economic assistance and opportunity Home and community services Culture and recreation Employee benefits Capital Debt service principal and interest Total Governmental Fund Expenditures 23,065,503 $ 21,709,041 $ 1,356,462 5.9% 109,909 102,986 6,923 6.3% 917,964 846,016 71,948 7.8% 2,559,292 2,753,784 (194,492) -7.6% 6,401,543 6,142,177 259,366 4.1% 1,650,001 1,376,729 273,272 16.6% 433,194 432,058 1,136 0.3% 155,477 171,763 (16,286) -10.5% 393,933 238,240 155,693 39.5% 487,582 303,912 183,670 37.7% 3,696,346 7,108,866 (3,412,520) -92.3% 1,280,709 595,604 685,105 53.5% $ 41,151,453 $ 41,781,176 $ (629,723) -1.5% 5,322,653 $ 5,281,399 $ 41,254 0.8% 8,764,954 8,240,434 524,520 6.0% 42,608 40,092 2,516 5.9% 3,988,092 3,480,126 507,966 12.7% 1,064,905 949,740 115,165 10.8% 3,518,654 3,748,764 (230,110) -6.5% 417,654 530,270 (112,616) -27.0% 7,151,453 6,797,351 354,102 5.0% 12,436,627 13,324,188 (887,561) -7~1% 1,622,942 2,504,007 (881,065) -54.3% $ 44,330,542 $ 44,896,371 $ (565,829) -1.3% GENERAL FUND BUDGETARY HIGHLIGHTS Over the course of the year the Town Board revises the budget as needed so that expenditures do not exceed appropriations. In all Town funds, various transfers between appropriations were approved for this purpose. -8- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets As of December 31, 2007 the Town had $109.7 million in net capital assets including land, buildings, improvements, machinery and equipment, and infrastructure. The Town's component units had $22.1 million in net capital assets including land, buildings, improvements, machinery and equipment, and sewer mains. Capital Assets at December 31, Primary qovernment Land Construction in progress Buildings Improvements other than buildings Machinery and equipment Infrastructure Total capital assets Less accumulated depreciation Primary government - Total net capital assets Component units Land Construction in progress Buildings Improvements other than buildings Machinery and equipment Infrastructure Total capital assets Less accumulated depreciation Component units - Total net capital assets 2007 2006 $ 68,929,202 $ 58,341,517 1,067,738 220,114 8,316,323 8,307,223 13,624,650 13,618,159 t0,197,793 9,916,143 71,461,368 70,694,655 173,597,074 161,097,811 63,868,653 60,540,499 $ 109,728,421 $ 100,557,312 2,193,353 $ 2,213,759 404,367 12,947,081 3,500,910 3,566,885 17,028,469 3,220,732 3,504,995 3,320,899 2,172,080 2,145,280 28,804,174 27,414,636 6,702,685 6,074,572 $ 22,101,489 $ 21,340,064 -9- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31,2007 CAPITAL ASSET AND DEBT ADMINISTRATION (continued) Capital Assets (continued) The capital program is a long range financing guide and not a definitive plan. Each appropriation must be authorized by Town Board resolution before being undertaken. Each may be financed by issuance of general obligation bonds, which, at times, are preceded by issuance of bond anticipation notes for various periods of time depending on the probable usefulness of the purpose of expenditure. The following sets forth a summary of the Town's capital program. Equipment 2008 General Fund $ 258,600 Highway Fund 110,000 Special Districts 689,000 Total Equipment $ 1,057,600 Improvements General Fund $ 6,469,328 Special Districts 1,500,000 Total Improvements $ 7,969,328 Total Program $~ Additional information on the Town's capital assets can be found in Note C.3 to the financial statements. Debt Administration The Town of Southold's bond credit rating from Moody's Investors Services was Aa2 as of December 31, 2007. Debt Limit - The Town has the power to contract indebtedness for any Town purpose so long as the principal amount thereof, subject to certain limited exceptions, shall not exceed seven percent of the average full valuation of taxable real estate of the Town, and subject to certain enumerated exclusions and deductions such as water and certain sewer facilities and cash or appropriations for current debt service. The constitutional method for determining full valuation is calculated by taking the assessed valuation of taxable real estate as shown upon the latest completed assessment roll and dividing the same by the equalization rate as determined by the State Board of Equalization and Assessment. The State Legislature is required to prescribe the manner by which such ratio shall be determined. Average full valuation is determined by taking the sum of the full valuation of the last completed assessment roll and the four preceding assessment rolls and dividing such sum by five. Percentage of debt contracting power exhausted at December 31, 2007 was 4.41%. At December 31, 2007, the Town had approximately $25.0 million in long term general obligation bonds outstanding, of which $22.4 million was for general Town purposes. Also outstanding at year-end were bond anticipation notes in the amount of $6.2 million of which $4.4 million was for general Town purposes. Additional information on the Town's debt activity can be found in Note C.4 to the financial statements. -10- TOWN OF SOUTHOLD MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2007 ECONOMIC FACTORS AND NEXT YEAR'S BUDGETS AND RATES property Tax The Town has adopted a budget for the 2008 fiscal year which factors in inflation and other adjustments to revenues and expenditures as well as prior year positive and negative fund balances. The 2008 budget includes an overall increase in real property tax revenues from the prior year of approximately 6.45% for the general Town governmental activities. State Aid and Local Assistance The Town receives financial assistance from New York State and from Suffolk County. During 2007, financial assistance included state aid consisting of mortgage tax of $2.3 million, consolidated highway aid of $296 thousand, and other state aid of approximately $794 thousand. State aid per capita was $93 thousand and County local government assistance was $286 thousand. Additionally, if the State should not adopt its budget in a timely manner, municipalities and school districts in the State, including the Town, may be affected by a delay in the payment of state aid. The State is not constitutionally obligated to maintain or continue state aid to the Town. The Town's 2008 budget included similar amounts for this financial assistance. Retirement System In 2003 the Town of Southold adopted the New York State Early Retirement Incentive Program as authorized by Chapter 69 of the Laws of 2002. The option to retire early ran through December 31, 2002. The eligibility vaded based on tier, age and years of service, but all options required that the employees be at least fifty (50) years of age and being vested in the New York State Retirement System. The Town funds it retirement billing currently. As part of its contractual agreements with the unions, the Town of Southold also offers fully paid health insurance benefits (but not welfare benefits) for the retiree and their present spouse until death of the retiree. CONTACTING THE TOWN'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, and creditors with a general overview of the Town's finances and to show the Town's accountability for the money it receives. If you have questions about this repod or need addifional financial information, contact the Town of Southold, Office of the Town Comptroller, Southold, New York. -11- BASIC FINANCIAL STATEMENTS TOWN OF SOUTHOLD GOVERNMENT-WIDE FINANCIAL STATEMENT STATEMENT OF NET ASSETS December 31, 2007 ASSETS Current Assets: Cash and investments Cash - restricted Accounts receivable Due from fiduciary funds Due from other governments Due from primary government State and federal aid receivables Prepaid charges Inventory of material and supplies Total Current Assets Non-Current Assets: Deferred charges, net of accumulated amortization Non-depreciable capital assets Depreciabie capital assets, net of depreciation Total Non-Current Assets Total Assets LIABILITIES Current Liabilities: Accounts payable and accrued liabilities Accrued interest payable Bond anticipation notes payable Due to other governments Due to fiduciary funds Unearned revenue Non-current liabilities due within one year General obligation bonds payable Claims and judgments payable Estimated liability for landfill closure and postclosure care costs Total Current Liabilities Non-Current Liabilities: General obligation bonds payable Compensated absences Claims and judgments payable Estimated liability for landfill closure and postctosure care costs Total Non-Current Liabilities Total Liabilities NET ASSETS Investment in capital assets, net of related debt Restricted: Land acquisition Debt service U nrestricted Total Net Assets Primary Governmental Component Activities Units 27,003,180 $ 1,522,506 13,554,395 182,338 78,621 1,225,741 204,613 1,048,627 1,275 677,898 1,522,644 51,490 43,220,169 3,853,159 127,500 69,996,940 2,597,720 39,731,481 19,503,769 109,855,921 22,101,489 153,076,090 25,954,648 1,424,589 1,390,469 254,675 64,461 4,384,000 1,860,000 9,569,319 25,484 7,150,302 647,023 1,495,000 200,000 50,000 10,660 24,314,029 4,211,953 20,870,000 2,455,000 6,971,397 100,000 572,113 28,413,510 2,555,000 52,727,539 6,766,953 83,294,421 13,909,980 79,339 3,064,811 $100,348,551 17,132,809 2,756 2,052,130 $ 19,187,695 See notes to the financial statements. FunctioWPro~fam PRIMARY GOVERNMENT Government Aclivities: General government suppolt Public safe[y Public health Transportation TOWN OF SOUTHOLD GOVERNMENT-WIDE FINANCIAL STATEMENF STATEMENT OF ACTIVITIES Year ended December 31, 2007 Change in Nel Assets Primary Component Government Units 7,020,895 $ 210,585 $ 111,705 $ 6,698,545 48,146 10,316 35,830 6,980,032 39,074 20,000 $ 296,283 6,624,695 1,508,488 184,273 254,537 1,067,678 629,444 185,682 443,762 5,390,045 2,097,448 314,694 1,825,295 1,t52,608 837,461 837,461 34,768,807 $ 3,260,873 $ 842,804 $ 2,121,558 $ 28,543,772 $ 2,546,987 51,400 $ 1,220,744 4,825,592 · $ 2,598,387 .$ -0- $ 1 GENERAL REVENUES Real property taxes Olher real proper[y [ax Items Non-property tax ilems Interest earnings State aid - unreslrlcted Other Tolal General Revenues Change in Net Assets Net Assets at Beginning of Year Net Assets at End of Year $ 100,348,551 $ 193,250 (g47,851) 893,070 598,053 $ %006,461 $ 23,085,503 $ 2,142,757 10§,909 2,802 6,989,400 g0,558 1,502,349 96,097 2,293,295 616,~39 930,060 65,498. 34,891,122 3,013,851 6,347,350 2.007,390 94,001,201 17,180,305 19,187,695 TOWN OF SOUTHOLD BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2007 ASSETS Cash and Investments Cash - restricted Accounts Receivable Due from Other Funds State and Federal Aid Receivable Due from Other Governments Supply Inventory Prepaids Total Assets LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Retained Percentages Bond Anticipation Notes Payable Due to Other Funds Due to Trust Funds Due to Other Governments Deferred Revenue Total Liabilities FUND BALANCE Fund Balances - Reserved: Encumbrances Supply Inventory Prepaids Community Preservation Land Acquisition Debt Service Fund Balance - Unreserved: Designated - Ensuing Year's Budget Insurance Claims Non-Major Special Revenue Funds Undesignated Total Fund Balance Total Liabilities and Fund Balance MAJOR GOVERNMENTAL FUNDS Non-Major Capital Governmental General Highway Projects Funds Totals $ 21,437,689 $ 1,193,195 $ 3,305,435 $ 1,066,861 $ 27,003,180 13,554,395 13,554,395 17,263 11,906 153,169 182,338 74,500 1,260,522 126,342 902,933 2,364,297 62,377 100,000 42,236 204,613 826,834 398,907 1,225,741 1,275 1,275 460,951 52,151 48,546 561,648 $ 2,213,745 $ 45,097,487 $ 22,880,889 $ 2,505,868 $ 17,496,985 ~ = $ 830,531 $ 146,552 $ 195,162 $ 222,172 $ 1,394,417 30,172 30,172 4,384,000 4,384,000 2,305,222 27,090 31,985 2,364,297 25,484 25,484 9,569,319 9,569,319 5,066,541 1,253,005 830,756 7,150,302 17,797,097 1,426,647 4,609,334 1,084,913 24,917,991 193,041 25,770 218,811 1,275 1,275 460,951 23,315 484,266 10,890,710 10,890,710 3,019,270 3,019,270 79,339 79,339 1,816,000 491,000 2,307,000 588,614 588,614 323,400 323,400 2,023,911 588,221 (1,101,668) 756,347 2,266,811 5,083,792 1,079,221 12,887,651 1,128,832 20,179,496 $ 22,880,889 $ 2,505,868 $ 17,496,985 $ 2,213,74_ 5 $ 45,097,487 See notes to the financial statements. -14- TOWN OF SOUTHOLD RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS December 31,2007 Total Fund Balances - Governmental Funds Amounts reported for governmental activities in the Statement of Net Assets are different because: Capital assets less accumulated depreciation are included in the Statement of Net Assets: Capital assets - non-depreciable Capital assets - depreciable Accumulated depreciation Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the funds Long-term liabilities applicable to the Town's governmental activities are not due and payable in the current period and accordingly are not reported in the funds. However these liabilities are included in the Statement of Net Assets: General obligation bonds payable Compensated absences Estimated liability for landfill closure and postclosure care costs Prepaid items included in the Statement of Net Assets Deferred charges, included in the Statement of Net Assets Interest payable applicable to the Town's governmental activities are not due and payable in the current period and accordingly are not reported in the funds. However these liabilities are included in the Statement of Net Assets. Net Assets o¢ Governmental Activities $ 69,996,940 1 O3,6O0,134 (63,668,653) $ (22,365,000) (6,971,397) (582,773) 20,179,496 109,728,421 (29,919,170) 486,979 127,500 (254,675) $ 100,348,551 See notes to financial statements. -15- TO~I OF SOUTHOLD STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS For the year ended December 31, 2007 MAJOR GOVERNMENTAL FUNDS Capital General Highway Projects REVENUES Real Property Taxes $16,205,911 $4,027,695 Other Real Property Tax Items 92,606 12,722 Non-Property Tax Items 683,873 Departmental Income 411,790 Intergovernmental Charges 329,202 Use of Money and Property 764,912 142,501 Licenses and Permits 253,494 10,362 Fines and Forfeitures 1551477 Sale of Property and Compensation for Loss 148,283 29,213 Miscellaneous Local Sources 185,945 State Aid 2,412,869 296,263 Federal Aid 145,568 $ 6,071,436 648,227 288,354 894,079 924,966 Non-Major Governmental Funds Totals $2,831,897 $ 23,065,50: 4,581 109,90! 234,091 917,9~ 2,147,502 2,559,29; 905 6,401,54; 94,361 1,650,00' 169,338 433,19, 155,4~ 216,437 393,93: 13,283 487,58 93,135 3,696,34 210,175 1,280,70 Total Revenues 21,789,930 4,518,756 8,827,062 6,015,705 41,151,45 EXPENDITURES Current: General Govemment Support Public Safety Public Health Transportation Ecenoroic Assistance and Opportuniiy Home and Community Services Culture and Recreation Employee Benefits Capital Outlay Debt Service: Principal interest Total Expenditures Excess (DeBciency) of Revenues Over Expenditures Other Financing Sources (Uses) Debt Proceeds Transfers In Transfers Out Tota~ Other Financing Sources (Uses) Net Change in Fund Balance Fund Balances at Beginning of Year Fund Balances at End of Year 5,234,683 87,970 5,322,65 7,816,643 948,311 8,764,95 35,238 7,370 42,60 550,906 3,437,186 3,988,09 1,064,905 1,064,96 345,540 3,173,114 3,518,6~ 417,654 417,6~ 6,172,279 510,185 468,989 7,151,4~ 12,436,627 12,436,62 543,040 236,058 779,0~ 244,735 17,001 287,370 294,738 843.8z 22,425,623 3,964,372 12,723,997 5,216,550 44,330,5z (635,693) 554,384 (3,896.935) 799,155 (3,179,0~ 14,650,000 14,650,0( 2,738,349 211 1,333,814 4,072,3; (2,403,563) (794,696) (874,115) (4,072,3; 334,786 (794,485) 15,983,814 (874,115) 14,650,0( (300,907) (240,101) 12,086,879 (74,960) 11,470,9' 5,384,699 1,319,322 800,772 1,203,792 8,708,5l $ 5,083,792 $1,079,221 $ 12,887,651 $1,128,832 $ 20,179,4f See notes to the financial statements. -16- TOWN OF SOUTHOLD RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITUREs AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES For the year ended December 31, 2007 Net Change in Fund Balance Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The amount by which capital outlay exceeds depreciation in the current period is: Capital outlay Depreciation expense Loss on dispositions $13,193,594 (4,005,790) (16,695) Some expenses reported in the Statement of Activities do not require the use of current financial resources and therefore, are not reported as expenditures in governmental funds: Prepaid charges Deferred charges The issuance of tong-term debt and increase in obligations under capital leases provides current financial resources to governmental funds, while the repayment of the principal of long term debt and capital leases consumes the current financial resources of governmental funds. Neither transaction has any effect on net assets. Bonds issued Repayment of bond principal Due to Employees Retirement System Compensated absences Estimated liability for landfill closure and postclosure care costs Accrued interest payable $ 11,470,911 9,171,109 27,481 (21,250) (14,650,000) 779,098 48,804 (495,736) 10,550 6,383 Change in Net Assets of Governmental Activities $ 6,347,350 See notes to financial statements. -17- TOWN OF SOUTHOLD STATEMENT OF FIDUCIARY NET ASSETS December 31, 2007 ASSETS Cash and investments LIABILITIES Other liabilities Deposits held Total Assets Total Liabilities Fishers Island Town Ferry District Totals $ 5,718,965 $ 34,367 $ 5,753,332 $ 5,718,965 $ 34,367 $ 5,753,332 $ 4,861,089 $ 34,367 $ 4,895,456 857,876 857,876 $ 5,718,965 $ 34,367 $ 5,753,332 See notes to financial statements. -18- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31,2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Town of Southeld (the "Town"), which was established in 1640, is governed by Town Law and other general laws of the State of New York and vadous local laws. The Town Board is the legislative body responsible for overall operations. The Town Board consists of the Supervisor who is elected for a term of four years and five council members who are elected for terms of four years. The Town Board appoints the Town Attorney, Comptroller and the Commissioner of Public Works whose terms are fixed by Town Law. The Town Clerk, Receiver of Taxes, Superintendent of Highways, Justices and Town Trustees are all elected and serve for four years, respectively. The Town provides a full range of municipal services, including public safety, transportation, home and community services, public works and road maintenance, recreation and parks, and general and administrative services. The financial statements of the Town of Southold have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard se~ing body for establishing governmental accounting and financial reporting principles. The more significant of the government's accounting policies are described below. REPORTING ENTITY The financial reporting entity consists of: (a) the primary government, which is the Town of Southold; (b) organizations for which the primary government is financially accountable; and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete as set forth in GASB Statement No. 14. The decision to include a potential component unit in the Town of Southeld reporting entity is based on several criteria set forth in GASB Statement No. 14 including legal standing, dependency and financial accountability. Based on the application of these criteria, the following is a summary of certain entities considered in determining the Town of Southeld's reporting entity. Certain special districts of the Town of Southold provide sanitation, ferry, and park services to residents and businesses within the districts. These special districts are organized under New York State Town law and have separately elected boards. Special disb'icts cannot issue bonded debt without the approval and the backing of the full faith and credit of the Town. Tax levies of the special districts are collected by the Town Receiver of Taxes. As a result of this fiscal dependency, the Town is financially accountable for these special districts. Accordingly, these special districts have been determined to be component units of the Town and are presented discretely in a separate column in the combined financial statements to emphasize that they are legally separate from the primary government. BASIS OF PRESENTATION The Town's basic financial statements include both government-wide (reporting the Town as a whole) and fund financial statements (reporting the Town's major funds). Government-wide Financial Statements The government-wide financial statements reports information on the Town as a whale, except fiduciary activities, with separate columns for the primary governmental activities as well as the discretely presented component units. In the government-wide Statement of Net Assets, the Town's governmental activities are presented on a consolidated basis and are reported on a full acerual, economic resource basis, which recognizes alt long-term assets and receivables as well as long-term debt and obligations. The Town's net assets are reported in three parts--investments in capital assets, net of related debt; restricted net assets; and unrestricted net assets. -19- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31,2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 2. BASIS OF PRESENTATION (continued) The government-wide Statement of Activities repods both the gross and net cost of each of the Town's functional categories (public safety, transpodation, home and community services, etc.), which are otherwise supported by general government revenues (property, sales and use taxes, certain intergovernmental revenues, fines, permits and charges, etc.). The Statement of Activities reduces gross expenses (including depreciation), by related program revenues and operating and capital grants, to produce the net cost of each program. Program revenues include (a) charges for services and (b) operating and capital grants and contributions that are directly associated with the function. Operating grants include operating-specific and discretionary (either operating or capital) grants while the capital grants column reflects capital- specific grants. The net costs (by function) are normally covered by general revenue (property taxes, intergovemmental revenues, interest income, etc). As a general rule the effect of interfund activity has been eliminated in general purpose financial statements. This government-wide focus is more on the sustainability of the Town as an entity and the change in the Town's net assets resulting from the current year's activities. Fund Financial Statements The fund financial statements are similar to the financial statements presented in the previous mede[. The new emphasis is on the major funds in the fund financial statements. Non-major funds are summarized into a single column. The accounts of the Town are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund balances, revenues, and expenditures, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions or limitations. The vadous funds are presented by type in the fund financial statements. Accordingly, the Town maintains the following fund types: Govemmental Funds - Governmental funds are those through which most governmental functions are financed. The acquisition, use and balances of expendable financial resources and the related liabilities are accounted for through governmental funds. The measurement focus of the governmental funds is upon determination of financial position and changes in financial position. Governmental funds are further classified as major and non-major funds. The Town' reports the following major governmental funds: General Fund - is the principal operating fund of the Town. This fund is used to account for all financial resources except those required to be accounted for in other funds. Highway Funds - used to account for the maintenance and operation of highways. Capital Projects Fund - used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by special assessment funds and trust funds). - 20 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 A. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 2. BASIS OF PRESENTATION (continued) Fund Financial Statements (continued) Additionally, the Town reports the following non-major funds: Special Revenue Funds - are used to account for the proceeds of specific revenue sources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Special Revenue Funds include the following: General Fund Part Town - To provide general services outside the Village of Greenport. Special Grant Fund - Segregate and account for projects funded by Community Development revenue. Special District Funds - To provide special services to areas that encompass less than the whole town. Fiduciary Funds - Fiduciaw Funds are used to account for assets held by the Town in a trustee or custodial capacity. Agency Fund - is for money (and/or property) received and held in the capacity of trustee, custodian or agent. Discretely Presented Component Units Certain special districts that have separately elected boards provide transportation, park, mosquito control, and sanitation services to residents and businesses within these districts, and follow government fund accounting principles. These districts, which are accounted for as discretely presented component units, are as follows: The Fishers Island Ferry District, established in 1947 Orient Mosquito District, established in 1916 Fishers Island Garbage and Refuse District, established in 1952 Cutchogue-New Suffolk Park District, established in 1953 Orient-East Marion Park District, established in 1969 Southotd Park District, established in 1907 Mattituck Park District, established in 1941 Complete financial statements of these component units can be obtained from their respective administrative offices: Orient Mosquito District 145 Platt Road Orient, NY 11957 Cutchogue-New Suffolk Park District P.O. Box 311 Cutchogue, NY 11935 Southold Park District P.O. Box 959 Southold, NY 11971 Fishers Island Ferry District P.O_ Box 1179 Southold, NY 11971 Fishers Island Garbage & Refuse District Fishers Island, NY 06390 Orient-East Marion Park District P.O. Box 12 Orient, NY 11957 Mattituck Park District P.O. Box 1413 Mattituck, NY 11952 -21 ~ TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) BASIS OF ACCOUNTING/MEASUREMENT FOCUS Measurement focus refers to what is being measured whereas the basis of accounting refers to when revenues and expenditures are recognized in the accounts and repealed in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. In the government-wide statements, governmental activities are presented using the economic resources measurement focus and are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expert§es, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. ~n the funds statements, governmental funds use a current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (measurable and available to finance current operations). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current pedod or soon enough thereafter to pay liabilities of the current period. The Town considers all revenues available if they are collected within 60 days after the year end. Revenues susceptible to accrual include Suffolk County local assistance at year end on behalf of the Town, franchise fees, and charges for services, intergovernmental revenues and operating transfers. Permits, fees, and other similar revenues are not susceptible to accrual because generally they are not measurable until they are received in cash. In those instances where expenditures are the prime factor in determining eligibility for state and federal grants, revenues are recognized when the expenditure is incurred. In the Capital Projects Fund, long-term debt is recognized as revenue upon receipt of the proceeds. Expenditures are recorded on the accrual basis except that (a) expenditures for prepaid expenses are recognized when incurred; (b) principal and interest on indebtedness are recognized as expenditures when due; (c) compensated absences, such as vacation and sick leave, which vest or accumulate, are charged as expenditures when paid. Encumbrance accounting, under which purchase orders, contracts and other commitments are recorded for budgetary control purposes in order to reserve that portion of the applicable appropriation, is employed in the governmental funds. Appropriations for all governmental funds except the capital projects fund lapse at year-end. However, encumbrances reserved against fund balances are re-appropriated in the ensuing year. Encumbrances are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Expenditures for such commitments are recorded in the period in which the liability is incurred. 4. ASSETS, LIABILITIES AND FUND EQUITY CASH AND CASH EQUIVALENTS Cash consists of funds deposited in demand accounts, time deposit accounts and certificates of deposit with maturities of less than three months. For purposes of the Statement of Cash Flows, the Town considers all highly liquid investments with a maturity when purchased of three months or less and all local government investment pools to be cash equivalents. RESTRICTED ASSETS Certain assets of the Capital Projects including Community Preservation are classified as restricted assets because their use is resthcted by contractual agreements and regulations. - 22 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 5o SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 4. ASSETS, LIABILITIES AND FUND EQUITY (continued) RECEIVABLES Receivables include amounts due from Federal, State, and other governments or entities for services provided by the Town. Receivables are recorded and revenues recognized as earned or as specific program expenditures are incurred. INVENTORY - MATERIALS AND SUPPLIES inventory in the general and special revenue funds is valued at cost. Inventory in these funds is accounted for under the consumption method. CAPITAL ASSETS Capital assets purchased or acquired with an original cost of $5,000 or more are reported at historical cost or estimated historical cost. Contributed assets are reported at fair market value as of the date received. Additions, improvements and other capital outlays that significantly extend the useful life of an asset are capitalized. Other costs incurred for repairs and maintenance are expensed as incurred. Depreciation on all assets is provided on the straight- line basis over the following estimated useful lives: Buildings Improvements and other Machinery and equipment infrastructure 10~,0 years 20 years 5-10 years 20-30 years Infrastructure assets, consisting of certain improvements other than buildings including roads, curbs, sidewalks, bridges and street lighting are capitalized along with other capital assets. In the fund financial statements, capital assets are recorded as capital outlay expenditures in the governmental fund upon acquisition. DEFERRED REVENUE/UNEARNED INCOME Deferred revenues/unearned income are those where asset recognition cdteria have been met, but which revenue recognition criteria have not been met. Such amounts include collections in advance, unearned income and amounts that have been deemed to be 'measurable~ but not "avaitable" to finance current expenses pursuant to generally accepted accounting principles. PREPAIDS Prepaids record payments to vendors that benefit future recording periods and are reported on the consumption basis. Prepaids in the general and special revenue funds represent insurance premiums paid for coverage that will benefit the subsequent period and for retirement benefits that will benefit a future period_ LONG-TERM OBLIGATIONS The liabilities for long-term obligations consisting of general obligation bends, compensated absences, due to employee retirement system, judgments, claims and liability for landfill closure and post closure costs are recognized in the government-wide financial statements. In the fund statements, long-term obligations are not reported as liabilities. The debt proceeds are reported as other financing sources and payment of principal and interest reported as expenditures. REVENUES AND EXPENDITURES REAL PROPERTY TAX ASSESSMENT AND COLLECTION PROCEDURES In Suffolk County, the assessment and lien of real property for taxation is done by the County Department of Assessment. Real property taxes become a lien on December 'rd for beth school and general taxes. The Town's assessment rolls are used for the levy of real property taxes by the Town and the School Districts, as well as by the County and by Special Districts of the County and the Town. - 23 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 5. REVENUES AND EXPENDITURES (continued) REAL PROPERTY TAX ASSESSMENT AND COLLECTION PROCEDURES (continued) The Town of Southold Receiver of Taxes collects alt real property taxes for the Town, Suffolk County, Town Special Districts and School Districts. These taxes are levied on December 1, and are due in two installments, 50% on December 1 and 50% on May 10, payable without penalty to January 10 and May 31, respectively. Penalties are imposed thereafter at the rate of one-twelfth of the rate of interest determined by the State Commissioner of Taxation and Finance, after which taxes are payable to the County Treasurer. The Town retains the total amount of Town, Highway and Town Special Districts levies from the amount collected, and forwards the balance collected to the County which assumes collection responsibility. The Town and Town's Special Districts therefore realize annually the 100% collection of real property taxes. School District property taxes are also levied on December 1, and are also payable in two installments. School property taxes are due in two installments, 50% on December 1 and 50% on May 10 payable without penalty to January 10 and May 31, respectively. The County is also responsible for uncollected school taxes. INTERFUND TRANSACTIONS Interfund transactions have been eliminated from the government-wide financial statements. In the funds statements interfund transactions include: a) Interfund Revenues Interfund revenues, which are quasi-external transactions, in the general fund represent amounts charged for services or facilities provided by the general fund. The amounts paid by the fund receiving the benefit of the service or facilities are reflected as an expenditure of that fund. b) Transfers Transfers represent payments to the debt service, general fund and capital projects funds from the other funds for their appropriate share of the debt service, general fund or capital project costs. COMPENSATED ABSENCES The liability for vested or accumulated vacation or sick leave (compensated absences) is recorded as current and noncurrent obligations in the government-wide statements. The current portion of this debt is estimated based on historical trends. In the fund financial statements only the compensated absence liability payable from expendable available financial resources is incurred. The amount that is expected to be liquidated with expendable available financial resources is reported as expenditures and a liability in the funds statement in the respective fund that will pay it. 6. EQUITY CLASSIFICATIONS In the Government-wide Statements, equity is classified as net assets and displayed in three components: a) Invested in capital assets, net of related debt--Consists of capital assets including restricted capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. - 24 ~ TOWN OF $OUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) 6. EQUITY CLASSIFICATIONS (continued) b) Restricted net assets--Consists of net assets with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments; or (2) law through constitutional provisions or enabling legislation. c) Unrestricted net assets--All other net assets that do not meet the definition of "restricted" or "invested in capital assets, net of related debt." In the Fund Statements, governmental fund equity is classified as fund balance. Fund balance is further classified as reserved and unreserved, with unreserved further split between designated and undesignated. Poriions of fund equity are segregated for future use and therefore not available for future appropriation or expenditure. Amounts reserved for encumbrances, inventory, insurance claims and debt service represent portions of fund equity, which are required to be segregated in accordance with state law or GAAP. Designations of fund balances in governmental funds indicate the utilization of these resources in the subsequent year's budget or tentative plans for future use. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY 1. BUDGETARY DATA Budgets are adopted annually on a basis consistent with generally accepted accounting principles. Appropriations authorized for the current year are increased by the amount of encumbrances carried forward from the prior year. Budgetary controls for special revenue funds are established in accordance with the applicable grant agreement, which may cover a period other than the Town's fiscal year. Appropriate budgetary adjustments have been made to reflect these grant agreements during the Town's fiscal year. The Town follows the procedures enumerated below in establishing the budgetary data reflected in the financial statements: a) No later than October 1, the Supervisor submits a tentative budget to the Town Board for the fiscal year commencing the following fiscal year. The tentative budget includes the proposed means of financing for all funds. b) After public hearings are conducted to obtain taxpayer comments, no later than November 20, the Town Board adopts the budgeL c) The Town Board must approve all modifications of the budget. However, the Supervisor is authorized to transfer certain budgeted amounts within departments. In order to show the full legal level of budgetary compliance for the general and certain special revenue funds, detailed individual statements of revenues, expenditures and changes in fund balances - budget and actual, are presented in a separate budget repod. - 25 - Co TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY (continued) 2. FUND BALANCES DESIGNATION OF FUND BALANCE Portions of the unreserved balances at December 31, 2007 were designated for the subsequent year's operating budgets as follows: Total for Subsequent Fund Balance Fund Balance Year's Unreserved Fund Unreserved Budget Undesignated Major Governmental Funds General Fund- Townwide Highway Fund Non-Major Funds: Town Outside Village East West Fire Protection District Southold Wastewater District Fishers Island Sewer District Solid Waste Management District $ 3,839,911 $ 1,816,000 $ 2,023,911 1,079,221 491,000 588,221 699,645 317,000 382,645 20,198 6,400 13,798 213,094 213,094 36,581 36,581 110,229 110,229 FUND DEFICITS The capita~ projects fund had an undesignated deficit fund balance at December 31, 2007. The capital projects fund deficit will be eliminated as short-term debt is redeemed or converted to permanent financing. DETAILED NOTES ON ALL FUNDS 1. CASH AND INVESTMENTS Cash consists of funds deposited in demand accounts, time deposit accounts, and cer[ificates of deposit with maturities of less than three months. The Town's investments are governed by a formal investment policy. The Town's monies must be deposited in FDiC-insured commercial banks or trust companies located within the state. The Town is authorized to use demand accounts and certificates of deposit. Permissible investments include obligations of the U.S. Treasury, U.S. Agencies and investments made by the Cooperative Liquid Asset Security System (CLASS). CLASS is a cooperative investment plan consisting of U.S. Treasury Obligations and repurchase agreements relating to treasury obligations. Investments are stated at cost, which approximates market value. CLASS was established as a cooperative investment arrangement organized under the CLASS Municipal Cooperation Agreement made pursuant to New York General Municipal Law, Article 3A and 5-G. Collateral is required for demand deposits and time deposits accounts at 105% of all deposits not covered by federal deposit insurance. Obligations that may be pledged as collateral include obligations of the United States and its agencies and obligations of the State and its municipalities and school districts. The Town's collateral agreements are based on the Town's available balance. Custodial Credit Risk - Deposits/Investments - Custodial credit risk for deposits exists when, in the event of the failure of a depository financial institution, a government may be unable to recover deposits, or recover collateral securities that are in possession of an outside agency. Custodial credit risk for investments exists when, in the event of the failure of the counterparty, a government will not be able to recover the value of its investments or collateral securities that are in possession of an outside party. - 26 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) CASH AND INVESTMENTS (continued) Governmental Accounting Standards Board Statement No. 40 directs that deposits be disclosed as exposed to custodial credit risk if they are not covered by depository insurance, and the deposits are either: · Uncollateralized · Collateratized with securities held by the pledging financial institution, or · Collateralized with securities held by the pledging financial institution's trust department or agent but not in the Town's name At December 31, 2007 the Town's cash book balance was approximately $47,805,000. This amount is inclusive of Fiduciary fund deposits of approximately $5,700,000 but exclusive of petty cash of approximately $2,000. The available bank balance was approximately $46,200,000. Of the bank balance, $1,100,000 was covered by Federal deposit insurance, and approximately $86,800,000 was covered by collateral held by the Town's agent, a third-party financial institution, in the Town's name. 2. INTERFUND RECEIVABLES AND PAYABLES Interfund receivables and payables for the primary government at December 31, 2007 were as follows: Major Governmental Funds: General Fund - Town wide Highway Fund Capital Projects Fund Non-Major Governmental Funds: General Fund - Part Town East-West Fire District Seuthold Wastewater District Fishers Island Sewer District Solid Waste Management District Amount Amount Receivable Payable $ 74,500 $ 2,305,222 1,260,522 27,090 126,342 Total 267,093 157,192 1,051 470 2,000 477,127 29,985 $ 2.364.297 $ 2.364.297 Interfund receivable and payable balances for the pr[mary government at December 31, 2007 are expected to be paid currently. Interfund transfer balances for the primary government at December 31, 2007 represent primarily the payment of operating and capital expenditures and are stated as follows: Major Governmental Funds: General Fund - Town wide Highway Fund Capital Projects Fund Non-Major Governmental Funds: General Fund - Part Town Solid Waste Management District Total Transfers Transfers In Out $ 2,738,349 $ 2,403,563 211 794,696 1,333,814 226,842 647,273 4.072.374 - 27 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 3. CAPITAL ASSETS Primary qovemment Capital assets not being depreciated Land Construction in progress Total capital assets not being depreciated Depreciable capital assets Buildings Improvements other than buildings Machinery and equipment Infrastructure Total depreciable capital assets Less accumulated depreciation Buildings Improvements other than buildings Machinery and equipment Infras:ffucture Balance Balance 1/1/07 Additions Deletions 12/31/07 $ 58,341,517 $ 10,587,685 $ 68,929,202 220,114 847,624 1,067,738 58,561,631 11,435,309 69,996,940 8,307,223 9,100 8,316,323 13,618,159 13,817 $ 7,326 13,624,650 9,916,143 968,653 687,003 10,197,793 70,694,655 766,713 71,461,368 102,536,180 1,758,283 694,329 103,600,134 2,206,266 129,946 7,326 2,328,886 3,932,088 410,123 4,342,211 6,597,870 722,594 670,310 6,650,154 47,804,275 2,743,127 50,547,402 $ 4,005,790 $ 677,636 63,868,653 39,731,481 Total accumulated depreciation $ 60,540,499 Total net depreciable capital assets Total net capital assets $109,728,421 Depreciation expense was charged to govemmental functions as follows: General government support Public safety Transportation Economic assistance and opportunity Culture and recreation Home and community services $ 246,830 160,526 2,972,168 37,295 64,207 524,764 $ 4,005,790 28- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31,2007 DETAILED NOTES ON ALL FUNDS (continued) 3. CAPITAL ASSETS (continued) Discretely presented component units Capital assets not being depreciated Land Construction in progress Total capital assets not being depreciated Depreciable capital assets Buildings Improvements other than buildings Machinery and equipment Infrastructure Total depreciable capital assets Less accumulated depreciation Buildings Improvements other than buildings Machinery and equipment Infrastructure Total accumulated depreciation $ Total net depreciable capital assets Total net capital assets Balance Balance 1/1/07 Additions Deletions 12131107 $ 2,213,759 $ 20,406 $ 2,193,353 12,947,081 $ 39,489 12,582,203 404,367 15,160,840 39,489 12,602,609 2,597,720 3,556,885 9,485 75,460 3,500,910 3,220,732 13,807,737 17,028,469 3,320,899 245,096 61,000 3,504,995 2,145,280 26,800 2,172,080 12,253,796 14,089,118 136,460 26,206,454 1,373,575 84,500 1,458,075 1,179,246 410,900 39,049 1,551,097 2,284,411 148,117 61,000 2,371,528 1,237,340 84,645 1,321,985 6,074,572 $ 728,162 $ 100,049 6,702,685 19,503,769 $ 22,101,489 INDEBTEDNESS SHORT TERM DEBT Bond Anticipation Notes (BANs) - Bond anticipation notes (BANs) are used as a temporary means of financing capital expenditures in the capital projects fund. State law requires that BANs issued for capital purposes be converted to long-term obligations within five years after the original issue date. The notes or renewal thereof may not extend more than two years beyond the odginal date of issue unless a portion is redeemed within two years and within each 12 month period thereafter. Liabilities for BANs are geeerally accounted for in the capital projects fund. BANs are expected to be paid from the proceeds of future bond issues after renewal of these notes. These BANs bear interest at various rates from 3.35% to 3.95% and are due at various dates through 2008 When BANs are not redeemed with the proceeds of bond issues, but instead paid from budgetary appropriations, the principal amount paid is recorded as an expenditure in the operating fund and a financing source is recorded in the capital projects fund. These notes are summarized as follows: Interest Description Amount Rate Various Purposes ~ 3,560,000 3.95% Various Purposes 699,000 3.75% Fishers Island Sewer 125,000 3.35% New London Wharf 1,500,000 3.70% Fishers Island Garbage 360,000 3.76% Total $ 6.244.000 - 29- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 4. INDEBTEDNESS (continued) SHORT TERM DEBT (continued) A summary of changes in BANS for the for the year ended December 31,2007 is as follows: Balance Balance 1/1/07 Increases Reductions 12/31/07 Primary Government $ 7,729,000 $ 3,673,000 $ 7,018,000 $ 4,384,000 Component Units 2,185,000 -0- 325,000 1,860,000 $ 9.914.000 $ 3.673.000 $ 7.343.000 $ 6.244.000 LONG TERM DEBT Summary of changes in long-term debt transactions for the year ended December 31, 2007 is as follows: Balance Balance liabilities due Non-current 1/1/07 Increases Reductions 12/31/07 within one year liabilities General obligation bonds $ 8.494,098 Due to Employees Retirement System 48,804 Net compensated absences 6,475,661 Estimated liability for landfill closure and post-closure care costs 593,323 Component Units: $14.650,050 495,736 $ 779,098 $ 22,365,000 $ 1,495,000 $ 201570,000 6,971,397 6,971,397 10,550 582,773 10,500 572,113 General obligation bonds 2,855,050 200,000 2,655T000 200,500 2,455,500 General Obligation Bonds - The Town borrows money in order to acquire land, equipment or construct buildings and improvements. This enables the cost of these capital assets to be borne by the present and future taxpayers receiving the benefit of the capital assets. These long-term liabilities, which are backed by the fuel faith and credit of the Town, bear interest at various rates from 3.14% to 6.375% and have maturity dates in 2008 through 2030. Future principal and interest payments to maturity for both the pdmary government and the component units are as follows: Year Ending Principal Interest 2008 $ 1,695,000 $ 950,557 2009 1,750,000 888,643 2010 1,575,000 827,440 2011 1,600,000 768,387 2012 1,540,000 709,850 2013 1,425,000 654,789 2014 1,440,000 600,927 2015 1,435,000 545,816 2016-2020 6,085,000 1,948,783 2021-2025 3,725,000 973,281 2026-2030 2,750,000 292,188 Totals ~ $ 9.160.661 Other long-term liabilities for claims and judgments, compensated absences, retirement system and the estimated liability for landfill closure and post closure costs are to be paid by the fund that gave rise to the liability. - 30 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 4. INDEBTEDNESS (continued) PRIOR YEAR DEFEASANCE OF DEBT In pdor years, the Town defeased certain bonds by piacing the proceeds of new bonds in an irrevocable trust with an escrow agent to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and liability for the defeased bonds are not included in the Town's financial statements. At December 31, 2007, $1,700,000 of these bonds outstanding are considered defeased. 5. RETIREMENT SYSTEM Plan Description The Town of Southold participates in the New York State and Local Employees' Retirement System (ERS) and Local Police and Fire Retirement System (PFRS). This is a cost-sharing multiple- employer retirement system. The System provides retirement benefits as well as death and disability benefits. Obligation of employers and employees to contribute and benefits to employees are governed by the New York State Retirement and Social Security Law (NYSRSSL). As set forth in the NYSRSSL, the Comptroller of the State of New York (Comptroller) serves as sole trustee and administrative head of the System. The Comptroller shall adopt and may amend rules and regulations for the administration and transaction of the business of the System and for the custody and control of their funds. A publicly available annual report containing financial statements and required supplemental information for the Employees' Retirement System may be obtained by writing to the New York State Retirement System, Governor Smith State Building, Albany, NY 12244. Funding Policy The System is noncontributory except for employees who joined the New York State and Local Employees' Retirement System after July 27, 1976 and who have less than ten years of membership and less than ten years of credited service with a retirement system under the provisions of article fourteen or f'Aeen of the NYSRSSL, who centdbute 3% of their salary. Prior to October 1, 2000, all employees who joined the System after July 27, 1976 were required to contribute 3% of their salary. Under the authority of the NYSRSSL, the Comptroller shall ceYdfy annually the rates expressed as proportions of payroll of members, which shall be used in computing the contributions required to be made by employers to the pension accumulation fund. The Town is required to contribute at an actuarially determined rate. The actual contributions were equal to the actuarialty required amounts and also include additional contributions to fund vadous eady retirement incentives made available to the Town employees. The credits and miscellaneous adjustments represent modification made by the ERS for prior year's contributions. The required contributions, for the Primary government, for the current year and two preceding ERS PFRS years were: 2007 $ 980,628 $ 967,286 2006 $ 1,096,547 $ 741,445 2005 $ 1,068,200 $ 1,016,937 The Town's contribution to the system was 100% of the contributions required each year. -31 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 DETAILED NOTES ON ALL FUNDS (continued) 6. POST-EMPLOYMENT BENEFITS In addition to providing pension benefits, the Town provides health insurance coverage and survivor benefits for retired employees and their survivors. Substantially all of the Town's employees may become eligible for these benefits if they reach normal retirement age while working for the Town. Health care benefits in accordance with New York State Health insurance Rules and Regulations (administered by the New York State Department of Civil Service), are provided through the New York State Empire Plan (the "Empire Plan") whose premiums are based on the benefits paid throughout the State during the year_ The Town recognizes the cost of providing benefits by recording its share of insurance premiums as an expenditure in the year paid. The Town's union contracts and ordinances require that it provide its eligible enrollees with Empire Plan benefit coverage, or if another provider is utilized, the equivalent coverage. Under the provisions of the Empire Plan, premiums are adjusted on a prospective basis for any losses experienced by the Empire Plan. The Town has the option to terminate its participation in the Empire Plan at any time without liability for its respective share of any previously incurred less. During the 2007 year, $3,471,322 was paid on behalf of 96 retirees and 216 active employees and is recorded as an expenditure in the various funds of the primary government. 7. COMPENSATED ABSENCES Town employees are granted vacation and sick leave and earn compensatory absences in varying amounts. In the event of termination or upon retirement, an employee is entitled to payment for accumulated vacation and sick leave and unused compensatory absences at various rates subject to certain maximum limitations. Estimated vacation, sick leave and compensatory absences accumulated by governmental fund type employees have been recorded in the statements of net assets. Payment of vacation time and sick leave is dependent upon many ~:actors; therefore, timing of future payments is not readily determinable. However, management believes that sufficient resources will be made available for the payments of vacation, sick leave and compensatory absences when such payments become due. As of December 31, 2007, the value of the accumulated vacation time and sick leave was $6,971,397 for the primary government. COMMITMENTS AND CONTINGENCIES Risk Management In common with other municipalities, the Town receives numerous notices of claims. The Town established a self-insurance risk management program for general liability and health insurance which are both accounted for in the Risk Retention Fund. For general liability, the Town has a self-insured liability exposure of $50,000 per claim. Any liability exposure above the $50,000 self-insured liability for General Liability, Automobile Liability, and Police Liability is covered by primary insurance policies up to $1,000,000 per claim and $3,000,000 in aggregate for the year. After primary policy limits are exhausted, the excess exposure above the $1,000,000 is covered by an Umbrella Liability Policy of $10,000,000 per claim and $10,000,000 in the aggregate. The Town has a Public Officials Liability policy with a $25,000 deductible per claim, with the excess exposure above that $25,000 amount covered by a Primary Liability rider of up to $1,000,000 per claim, with the excess exposure above that $1,000,000 amount covered by the aforementioned Umbrella Liability Policy. For insurance for health benefits that are self-insured, the Town has insurance policies which provide coverage for specific medical cases in excess of $175,000 incurred and paid within the calendar year, as well as coverage for all other claims in the aggregate. The exposure to the Town under the aggregate policy is based on monthly enrollment. Considering the changes to enrollment during 2007, the attachment point for the aggregate policy was $2,948,438. - 32 - Do TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 COMMITMENTS AND CONTINGENCIES (continued) Risk Management (continued) There have been no significant reductions in insurance coverage as compared to the prior year, and there were no settlements in excess of insurance coverage over the last three years. The Risk Retention Fund reserves for general liability claims are determined by a third party administrator, and are reported when it is probable that a loss has occurred and the amount of that loss can be reasonably estimated. Claims reserves for general liability claims are reevaluated periodically to take into consideration recently setUed claims and any new developments and changes. The Risk Retention Fund liabilities for medical claims outstanding at year end are reported by the third party administrator and are recorded when the claim has been incurred and paid within 60 days of the year end. The Town's discretely presented component units are not included in the Town's self-insurance risk management program for any claims. Net assets in the Risk Retention Fund are reserved for future catastrophic losses and are not available for other uses. Changes in the liability for claims and judgments for the year ended December 31, 2007 and 2006 are as follows: General Medical Liab~ity 2007 2006 2007 2006 Unpaid Claims as of December 31, prior year Incurred Claims: Provision for insured events of the current fiscal year Increase (decrease) in net provision for insured events of prior fiscal years Total Incurred Claims and Claim adjustments Payments of: Claims during the current year $ 161,976 $ 200,131 $ 906 $ 1,811 2,524,953 2.171,127 6,857 3,600 48,556 2,011 309 (905) 2,5731509 2,173,138 7,166 _ 2,695 2,287,641 2,211,293 6.857 3,600 Unpaid Claims as of December 31, current year ~ 447,844 ~ 161,976 $ 1,21_5 $ 906 During the year ended December 31, 2007 charges to the operating funds for the selfqnsurance programs 1,035,189 193,550 452,648 183,399 $ 1,864,786 were made as follows: Medical General Fund Whole Town General Fund Part Town Highway Fund Part Town Solid Waste District General Liability General Fund Whole Town General Fund Part Town Solid Waste District Total Charges 356,316 16,421 16,421 389,158 $ 2 253.944 - 33- TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 COMMITMENTS AND CONTINGENCIES (continued) Landfill Closure and Post-Closure Care Costs State and federal laws and regulations required the Town to place a final cover on its landfill sites and to perform certain maintenance and monitoring functions at the sites for thirty years after closure. The Town ceased accepting waste at its Cutchogue landfill as of October 8, 1993. The Town entered into a stipulation of settlement with the New York State Department of Environmental Conservation in October of 1994 in which all charges of operational violations at the Cutchogue landfill were dropped. Under the stipulation, the Town agreed to close and place a final cover over the landfill and to pay a civil penalty of $650,000 over seven years. Construction of the final cover commenced in the summer of 2001 and was completed in the fall of 2003. In addition to placement of the final cover on the landfill, state and federal regulations presently require the Town to perform certain maintenance and monitoring functions at the site for up to thirty years. Accordingly, as of December 31, 2007 the Town has recorded a liability of $582,773 which represents the provision to be made in future budgets for post-closure landfill costs. Actual costs may vary due to inflation or deflation, changes in technology, or changes in regulations or applicable taws. Actual costs associated with the placement of the final cover totaled $7,681,719. Financing for closure activities was provided through a $2,000,000 grant from the New York State Department of Environmental Conservation with the balance provided with a state subsidized loan through the New York State Environmental Facilities Corporation. Costs associated with post closure care will be covered by charges to future landfill users and future tax revenue. Lease Commitments and Leased Assets The Town leases property and equipment under operating leases, Total rental expenditures on such leases for the year ended December 31, 2007 were $209,842, Future obligations over the primary terms of the Town's leases as of December 31,2007 are as follows: 2OO8 $ 189,393 2009 180,047 2010 105,458 2011 77,125 2012 and thereafter 486,777 Total $ 1,038.800 CONDENSED FINANCIAL STATEMENTS FOR THE DISCRETELY PRESENTED COMPONENT UNITS The following represents condensed financial statements for the discretely presented component units as of and for the year ended December 31,2007: Condensed Statement of Net Assets: Fishers Island Fe~Ty District Fishers Island Refuse and Garbage Cutchogue-New Suffolk Park Distdct Southold Park District Orient-East Madon Park Distnct Mattituck Park District Odent Mosquito District Due from Capital Assets Other Current primary Net of Current Long*Term Net Assets Government Depreciation Liabilities Liabilities Assets $ 1,621,229 $ 205,649 $ 16,464,366 $ 3,285,079 $ 2,500,000 $ 12,506,165 1,064,451 163,675 3,137,414 547,319 3,818,221 128,029 42,095 122,182 42,095 250,211 86,189 91,450 668,835 91,450 755,024 3,536 10,095 432,985 21,510 425,106 262,824 139,704 1,253,381 199,270 55,000 1,401,639 9,003 25,230 22,326 25,230 31,329 $ 3,175,261 $ 677,898 $ 22,101,489 $ 4,211,953 $ 2,555,000 $ 19,187,695 TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 E. CONDENSED FINANCIAL STATEMENTS FOR THE DISCRETELY PRESENTED COMPONENT UNITS (continued) Condensed Statement of Activities: Program General Revenue Net Assets Fishers Island Fer~y District Fishers Island Refuse and Garbage Cutchogue-New Suffolk Park Distnct I32,084 Southold Park District 339,999 Odent-East Madon Park Distnct 32,993 Mattituck Park Distdct 392,498 Odent Mosquito Distdct 86,911 132,084 145,000 5,446 (18,362) 231,849 250,211 339,999 315,000 41,854 (16,855) 739,169 755,024 32,993 30,695 50 2,248 427,354 425,106 392,468 467,527 47,243 (122,302) 1,279,337 1,401,639 86,911 82,235 2,219 2,457 33,796 31,329 $ 4,825,592 $ 2,598,387 $ 2,227,205 $ 2,14Z757 $ 2,091,838 $ (2,007,390) $ 17,180,305 $ 19,187,695 F. 2%TRANSFER TAX In November 1998, the voters of the Town approved a referendum for a 2% Transfer Tax, which became effective on April 1, 1999. The transfer tax receipts are recorded in the capital projects fund-community preservation, and are used for the purchase and/or preservation of agricultural land, open space, parks, or historic preservation sites. The tax applies to sales of vacant land worth $100,000 or more o~ sa~es or improved land worth $250,000 er more. Conveyance of real property for open space, parks or historic preservation purposes are exempt from this tax. At December 31, 2007, and for the four previous years, the Town has the following 2% transfer tax revenue and parks or historic preservation to any not-for-profit, or tax exempt organization, operating for conservation, environmental or historic preservation purposes are expense of: Revenues Expenditures Yearend December31,2007 $ 6,071,436 $ 2,423,659 2006 5,823,714 10,969,280 2005 7,200,274 10,132,009 2004 6,045,685 6,408,951 2003 4,603,354 2,439,367 G. SUBSEQUENT EVENTS The Town issued Public Improvement Serial Bonds in the amount of $8,850,000 which were dated May 15, 2008. This issue included $7.5M for Open Space purchases and $1.35M for the Acquisition and Improvements of the Peconic Lane School. Interest rates vary from 4% to 4¼%, and the final payment is due 5/15/30. - 35 - TOWN OF SOUTHOLD NOTES TO FINANCIAL STATEMENTS December 31, 2007 H. NEW PRONOUNCEMENTS The Governmental Accounting Standards Board (GASB) approved new accounting standards applicable to "other post-employment benefits" (OPEB's) and "termination benefits", which are non-pension benefits provided after a person leaves employment, including retiree health care. Until now, these benefits have generally been administered by municipalities on a pay-as-you-go basis and have not been reported as a liability on financial statements. GASB 45 and 47 requires municipalities which adhere to GAAP (Generally Accepted Accounting Principles) to account for OPEB and termination liabilities on an accrual basis much like they already account for pension liabilities, generally adopting the actuarial methodologies used for pensions, with adjustments for the different characteristics of OPEB and termination benefits and the fact that most municipalities have not set aside any funds against this liability. Under GASB 45 and 47, based on actuarial valuation, an annual required contribution ("ARC") will be determined for each municipality and then be periodically updated depending on the number of members within the plan. The Town is required to implement GASB 45 and 47 for the year ended December 31, 2008. The Town will implement the new pronouncement when effective. Based on an actuarial valuation prepared as of December 31, 2007, the Town will have an accrued liability of approximately $42 million related to this pronouncement. Governmental Accounting Standards Board (GASB) issued Statement No. 49 (GASB 49) which is a new accounting standard applicable to pollution remediation obligations. The statement provides guidance on how to calculate and report the costs and obligations associated with pollution cleanup efforts. Until now, these costs generally have been on a pay-as-you-go basis and have not been reported as a liability on the financial statements. The Town is required to implement GASB 49 for the year ended December 31, 2008. - 36 - REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT DISCUSSION AND ANALYSIS TOWN OF SOUTHOLD GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Year ended December 31, 2007 REVENUES Real Property Taxes Other Real Property Tax Items Non-Property Tax Items Departmental income intergovernmental Charges Use of Money and Property Licenses and Permits Fines and Forfeitures Sale of Property and Compensation for Loss Miscellaneous Local Sources State Aid Federal Aid Total Revenues EXPENDITURES General Government Support Public Safety Public Health Transportation Economic Assistance and Opportunity Culture and Recreation Home and Community Services Employee Benefits Debt Service - Principal and Interest Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Variance with Original Final Final Budget Budget Budget Actual Encumbrances Positivel(Negative) $16,205,911 $16,205,911 $16,205,911 80,000 80,000 92,606 12,606 616,000 616,000 683,873 67,873 473,600 591,100 411,790 (179,310) 421,244 347,219 329,202 (18,017) 555,000 564,000 764,912 200,912 234,900 234,900 253,494 18,594 127,000 127,000 155,477 28,477 7,550 58,208 148,283 90,075 92,554 104,819 185,945 81,126 2,332,897 2,422,952 2,412,869 (10,083) 181,025 145,568 (35,457) 21,146,656 21,533,134 21,789,930 256,796 6,480,095 6,490,347 5,234,683 $ 109,889 1,145,775 7,704,283 7,913,905 7,816,643 83,152 14,110 33,300 35,250 35,238 12 526,4t0 581,526 550,906 30,620 1,091,260 1,090,225 1,064,905 25,320 373,870 373,870 345,540 28,330 406,556 481,326 417,654 63,672 6,190,823 6,329,564 6,172,279 157,285 1,430,540 1,193,543 787,775 405,768 24,237,137 24,489,556 22,425,623 193,041 1,870,892 (3,090,481) (2,956,422) (635,693) (193,041) 2,127,688 Other Financing Sources (Uses) Transfers In 3,296,446 3,336,895 2,738,349 Transfers Out (2,390,965) (2,596,808) (2,403,563) Total Other Financing Sources (Uses) 905,481 740,087 334,786 Net Change in Fund Balance Fund Balance at Beginning of Year Fund Balance at End of Year (598,546) 193,245 (405,301) $(2,185,000) $(2,216,335) (300,907) $ (193,041) $ 1,722,387 5,384,699 $ 5,083,792 See notes to the financial statements. -37~ TOWN OF SOUTHOLD HIGHWAY FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL Year ended December 31, 2007 Variance with Original Final Final Budget REVENUES Budget Budget Actual Positive/(Negative) Real Property Taxes $ 4,045,195 $ 4,045,195 $ 4,027,695 Other Real Property Tax Items 11,100 11,100 12,722 Use of Money and Property 125,000 125,000 142,501 Licenses and Permits 7,000 7,000 10,362 Sale of Property and Compensation for Loss State Aid Total Revenues (17,500) 1,622 17,501 3,362 29,213 29,213 263,535 296,263 296,263 4,451,830 4,484,558 4,518,756 34,198 EXPENDITURES Transportation 3,551,380 3,697,181 3,437,186 Employee Benefits 548,150 545,450 510,185 Debt Service - Principal and Interest 247,600 250,300 17,001 Total Expenditures Excess of Revenues Over Expenditures 259,995 35,265 233,299 4,347,130 4,492,931 3,964,372 526,559 104,700 (8,373) 554,384 562,757 Other Financing Sources (Uses) Operating Transfers In 211 211 Transfers Out (591,200) (595,952} (794,696) (198,744) Total Other Financing Sources (Uses) (591,200) (595,9527 (794,485) (198,533) Net Change in Fund Balance Fund Balance at Beginning of Year Fund Balance at End of Year $ (486,500) $ (604,325} (240,101) $ 364,224 1,319,322 $ 1,079,221 See notes to the financial statements. -38- OTHER SUPPLEMENTARY INFORMATION TOWN OF BOUTHOLD COMBINING BALANCE SHEET NON MAJOR GOVERNMENTAL FUNDS December 31. 2007 East-West Fire Southeld Fishers Solid Waste General Fund Special Protection Wastewater Island Sewer Management Part Town Grant Distdcl Distdct District District Totals ASSETS Cash and investmenls $ 621.398 $ 32,854 $ 238,754 $ 39.849 $ 134,006 $1.066.661 Accounts receivable 61.587 1.144 90.458 153,169 Due from other funds 267.093 157.192 1,051 470 477.127 902,933 Due from other governments $ 42,236 42,236 Prepaids 23.315 25,231 48,546 Total Assels LIABILITIES AND FUND BALANCE LIABILITIES Accounts payable Due to other funds Del:erred revenue To/al LiabiliJies FUND BALANCE Fund balance - reserved: Encumbrances Prepaids Fund balance - unreserved: Designaled - Ensuing Year's Budget Undesignaled Total Fund Balance Total Liabililies and Fund Balance $ §73,373 $ 42,236 $ 190,046 $ 239,805 $ 41,463 $ 725,822 $2,213,745 $ 15,272 $ 42,236 $ 12,650 $ 2,882 $ 149,126 $ 222,172 2,000 29,985 31,985 235,141 157,192 $ 941 437,482 830,756 250,413 42,236 169,848 941 4,882 616,593 1,084,913 25,770 25,770 23,315 23,315 317,000 6.400 323,400 382,645 13,798 213,094 30,581 110,229 756,347 722,960 20,198 238,864 36,581 110,229 1,128,832 $ 973,373 $ 42,236 $ 190,046 $ 239,805 $ 41,463 $ 726,822 $ 2,213,745 -39- TOWN OF SOUTHOLD COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - NON-MAJOR GOVERNMENTAL FUNDS For Ihe year ended December 31. 2007 REVENUES Real Property Taxes Other Real Properly Tax Items Non-Properly Tax Items Deparlmental Income Intergovernmental Charges Use of Money and Properly Licenses and Permits Sale of Properly and Compensation for Less Miscellaneous Local Sources State Aid Federal Aid EXPENDITURES General Government Suppod Public Safety Public Health Home and Community Services Employee Benefits Debt service: Principal interest Total Revenues East-West Fire Southold Fishers Solid Waste General Fund Special Protection Wastewater Island Sewer Management Par{ Town Grant Distdct Distdct District District $ 407,539 $ 499,000 $ 18,296 1,282 679 25 234,091 669,746 20,997 44,654 6,055 11,721 2,164 93,135 $ 210.175 1,457.761 210.175 505,734 51,039 87.970 443.127 505,184 7.370 656,988 220,697 $ 2 9,929 1,908 33,639 1,950 355 Tolals $ 1,907,062 $ 2,831,897 2,593 4,581 234,091 1,446,830 2,147,502 905 905 30,023 94,361 164,185 169,338 214,273 216,437 13,283 13,283 93,135 210,175 11,839 3,779,157 0,015,705 16,206 Total Expendilures 1,416,152 215,175 505,184 35,954 16,206 Excess (Deficiency) of Reveoues Over Expenditures Other Financing Uses: Transfers out Total Other Financing Uses 41,609 (5,000) 550 (22~842) (226,842) (185.233) (5,000) 550 908,193 5,000 19.648 $ 722,960 $ -0- $ 20,198 Net Change tn Fund Balance Fund Balances at Beginning of Year Fund Balances at End of Year 87,970 948,311 7,370 248,292 468,989 234,098 236,058 294,353 294,738 3,027,879 5,216,550. 15,085 (4,367) 15,055 (4,367) 223,779 __40,948 $ 238,864 $ 36,581 751,278 799,155 (647,273) (874,11~. __~47,273) (874,115) 104,005 (74,960) 6,224 1,203,792 $ 110,229 $ 1,_ 128,832 TOWN OF SOUTHOLD DISCRETELY PRESENTED COMPONENT UNITS COMBINING STATEMENT OF NET ASSETS December 31, 2007 To[a[ Net Assels Fishers Island Cutchogue- Sou{hold Orient-East Mat0tuck Orient Fishers Refuse and New Suffolk Park Marion Park Park Mosgu0o Island Ferry Garbage Dislricl Park Dis[tic1 ~0s[dct Dis[rlcl DIslrlc{ Disgict District (Unaudited) (Unaudited) . (Unaudited) (Unaudited) (Unaudited)~ (Unaudited) $ 600,638 $ 432,382 $ 128,029 $ 86,189 84,422 14,104 205,649 163,675 42,095 91,450 933,870 588.774 22,299 29~191 $ 3,536 $ 262,729 $ 9,003 95 10,095 139,?04 25,230 1,82§~878 1~228,126 170,124 177~639 13,631 402,528 34,233 41,717 517,262 101,198 568,801 432,985 935,757 16,422,649 2~620~152 20,984 100,034 317~624 22.326 16,464~366 3,137,414 122,182 668,835 432~985 1,253,381 22~326 18~201~244 4~365~540 292,306 846,474 446,616 1~655,909 56,559 $ 1,522,506 78,621 677,898 1,522,644 51,490 3,853~159 2,597,720 19~503~769 22,101,489 25~954,648 63,837 1,500,000 360,000 171,282 167.167 150,000 50,000 42,095 91,450 11,415 8,742 1,390,469 824 64,461 1,860,000 10,095 139,704 25,230 647,023 50,000 200,000 50,000 3,285,079 547,319 42~095 2,400,000 100,000 91,450 21,510 199,270 25,230 4,211,953 55,000 2,455,000 100,000 5,785,079 547,319 42,095 12,414,366 2,831,893 2,756 89,043 986,328 91~459 __ 21~510 254,270 25,230 6,766,953~ 738,169 1,148,381 17,132,809 2,756 16,855 425,106 253~258 31~329 2,052~130 TOWN OF BOUTHOLD DISCRETELY PRESENTED COMPONENT UNITS COMBINING STATEMENT OF ACTIVITIES Year ended December 31, 2007 REVENUES Program revenues Real property taxes Other real property tax i~ems Non-property tax items Interest earnings State Aid Federal Aid OIher Total ReventJes EXPENSES General government support Public health Transportalion Cullure and recreation Interest on debt Fishers Island Cutchogue- Southold Orient East Mattituck Orient Fishers Refuse and New Suffolk Park Madon Park Park Mosquito Island Ferry Garbage Disldct Park District District District District District District (Unaudited) (Unaudited) _ (Unaudited) (Unaudited) (Unaudited)_ (Unaudited) Changes in Net Assets Totals $ 2,546,987 $ 51,400 $ 2,598,387 590.g00 512,300 $ 145,000 $ 315,000 $ 30,695 $ 467,527 $ 82,235 2,142,757 802 697 197 428 42 636 2,802 90,558 90,558 22,479 36,615 5,249 3,238 8 26,536 1,972 96,097 27,365 588,774 616,139 1,220,744 1,220,744 6,992 38,188 20,071 247 65,498 4,415,369 1,280,344 150,440 356,854 30,745 514,770 84,454 6,832,982 193,250 193,250 86,911 86,911 2,819,880 2,819,880 132,084 339,999 32,993 387,994 893,070 16,405 633,048 649,453 157,586 20,968 4,474 183,028 Total Expenses 3,187,121 654,016 132,084 339,999 32,993 392,468. 86,911 4,825,592 Net Assets at Beginning of Year Net Assels al End of Year 1,228,248 626,328 18,362 16,855 (2,248) 122,302 (2,457) 2,007,390 11,277,917 3,191,893 231,849 738,169 427,354 1,279,337 33~786 17,180,305 .$12,506,165 $ 3,818,22~1 $~250,21~1 $ 755,O24 _$ 425,106 $ 1,401,63~9 $ 31,329 $19,187,695 -42-