HomeMy WebLinkAboutNetwork Adjusters Inc
Southold Town Board - Letter
'\ I\
Board Meeting of January 29, 2008
~ira;;~
flIO;\\
\~!)
RESOLUTION 2008-136
ADOPTED
Item #
DOC ID: 3553
THIS IS TO CERTIFY THAT THE FOLLOWING RESOLUTION NO. 2008-136 WAS
ADOPTED AT THE RI~GULAR MEETING OF THE SOUTHOLD TOWN BOARD ON
JANUAUY 29,2008:
RESOLVED that the Town Board of the Town of South old hereby authorizes and directs
Supervisor Scott A. UusseIl to execute an al!reement with Network Adjustel's Incorporated
to m8nal!e the Town's self-insurance prOl!ram for all motor vehicles/no fault, l!eneflll
liability and professional liability claims, subject to the approval of the Town Attorney.
I"'tr~a2.t""{~.
Elizabeth A. Neville
Southold Town Clerk
RESULT: ADOPTED [UNANIMOUS]
MOVER: Louisa P. Evans, Justice
SECONDER: Thomas H. Wickham, Councilman
AYES: Ruland, Orlando, Krupski Jr., Wickham, Evans
ABSENT: Scott Russell
Generated January jO, 2008
Page 2R
CONTRACT FOR SERVICES
Parties
Town of Southold (hereinafter "CLIENT") hereby retains
Network Adjusters Incorporated (hereinafter "Network") t.o perform
t.he services list.ed on Schedule IV.
Term
-
This cont.ract. shall be in effect from January 1, 2008 to
December 31, 2008 and shall remain in full force and effect unless
amended or terminated.
Attachments
Attached hereto and made a part hereof are the following
schedu.1es:
I Obligations of the Parties
II Banking
III Terms and Conditions
IV Services and Fees
V Definitions
SCHEDULE I
OBLIGATIONS OF THE PARTIES
A. Obligations of Network
Network Adjusters Inc. is being retained by Town of Southold
as their Claims Administrator, to handle the claims within their'
applicable Self Insured Retention (SIR) only.
1. with regard to Claims Administration, Network shall:
a. review each claim and loss report submi t ted by the
CLIENT during the term of this contract.
b. conduct an investigation of each qualified claim or
loss to the extent deemed necessary by Network.
c. maintain a file for each qualified claim or loss
which shall be available for review by the CLIENT.
losses:
d. adjust, set:tle or resist all qualified claims or
1 )
authority limit.
within the stated discretionary settlement
2) with specific approval of the CLIENT, if
outside the stated authority limit.
e.
clerical work
including the
<1greements and
perform necessary and customary administrative and
in connection with each qualified claim or loss,
preparation of checks or vouchers, releases,
other documents needed to finalize a claim.
f.
establish and update claim reserves as needed.
g. assist the CLIENT in establiShing
arrangement for loss and expense payments.
a
banking
h. notify CLIENT, CLIF,NT'S agent or carriers, as
designated by the CLIENT, of all qualified claims or losses which
may exceed the CLIENT'S retention and, if requested, provide
information on the status of those claims or losses. It will be
Network's responsibility to place the insurance carrier above the
SIR, Praetorian Insurance Company, on notice of a claim pursuant
to the terms and conditions of the Self Insured Retention
endorsement contained in the policy. (i.e., jf the potent.ial
2
exposure is in excess of one half the SIR.)
i. coordinate investigations on litigated claims with
attorneys representing the CLIENT and with representatives of the
excess carrier, as required. It is expressly understood that all
legal costs and loss payments will be charged to the CLIENT.
J. have Network's internal management staff review
large and unusual claims at no additional cost to the CLIENT.
k. investigate and pursue subrogation possibilities on
behalf of the CLIENT in all states permitting subrogation. Funds
received from all subrogation collections shall be considered
revenue of the CLIENT.
1. maintain an automated loss and information system,
and provide the CLIENT with periodic reports.
m. provide forms, as determined by Network, needed to
administer the CLI~NT's program.
n. provide additional ad hoc information, analysis,
reports and services on and time and expense basis.
o. assist the CLIENT Hl selecUng appropriate experts
or specialists as the claims may require.
p. provide personnel needed to perform the services
agreed to herein.
2. Network shall assist the CLIENT in the filing of periodic
reports and renewal applications required by state administrative
dgencles. All fees and assessments in connection with such are
the obligation of the CLIENT.
3. With regard to Risk Management Consulting and Appraisals,
Network shall provide the services set forth in Schedule IV.
~. Provide other services as set forth ~n Schedule IV.
8. Obligations of CLIENT
1. CLIENT shall pay Network for services the fees set forth
On Schedule IV.
2. CLIENT shall provide funds
claims or losses and allocated loss
be required to advance funds to
expenses, or bank charges.
for the payment of qualified
expenses. Network shall not
pay losses, allocated loss
3
3. Fees are payable upon receipt of invoice, Network
reserves the right to charge 1% per month on balances unpaid after
30 days.
SCHEDULE II
BANKING
Network shall assist CLICNT in establishing a banking system, if
CLIE:NT so chooses, whereby payments can be made as mandated in
Schedule I hereto. It is expressly understood that NETWORK shall
not be required to advance its own funds to pay any of the
CLIE:NT's obligations.
SCHEDULE III
TERMS AND CONDITIONS
A. Discretionary Settlement Authority The limit on any
settlement payment by Network shall be as set forth in Schedule V.
It is agreed that Network shall have full authority in all
matters pertaining to the payment, processing, investigation and
administration of qualified claims or losses within this limi.t.
Failure of Network to settle a qualified claim or loss within such
limit shall not subject Network to liability to any party in the
event ot an adverse judgment entered by any court of the
settlement of such claim or loss for an amount in excess at such
1 tmi t.
If settlement authority is required for loss or expense to be
approved by the client or, additional settlement authority is
needed above the amount as set forth in Schedule V, Network will
request salTle from Belkis Schapira. This request will be made via
fax and/or email. It wi 11 be Belkis Schapira's responsibility to
approve salTle and/or provide further direction in writil1.9.. within
~8 hours of Network's initial request.
B. Terms of Cancellation or Non-renewal - Sither party shall have
the right to cancel or renegotiate the contract after each
contract period. If not renewed or extended pending negotiation,
this contract shall terminate upon the expiration of the current
term. In the event of cancellation or non-renewal of this
contract, Network will not continue to manage pending claims.
Should the CLIENT elect to have the files returned to them,
Network will provide a tape or paper copy of the claim
4
information. Upon delivery of this information to CLIENT, claim
information will be deleted from the system. Any fees paid to
Network on files returned to CLIENT shall be considered earned in
full as of date the files are returned and Network shall not remit
or return any portion of such fees. If the CLIENT fails to pay
any amount billed, including but not limited to Network's service
fee during the contract period, the service fee to continue
handling claims past termination date or bank charges, within 30
days, Network shall have the right to terminate the contract by
giving the CLIENT ten (10) days notice in writing. Network will
then return all files to the CLIENT in an orderly manner. Costs
for file transfer shall be the obligation of the CLIENT. If
Network fails materially to perform its obligations under the
contract, CLIENT shall have the right to seek to terminate the
contract by giving Network twenty (20) days written notice of such
failure. If such notice is given, Network shall have twenty (20)
days in which to cure such failure. If Network does not cure such
failure within that time period, CLIENT may terminate the
contract.
C. Sole Claims Administrator - During the terms of this Agreement
and except as otherwise agreed to by the parties hereto, CLISNT
agrees that Network shall be the sole claims administrator with
respect to CLIENT's program and that all new claims under CLIENT's
program shall be forwarded to Network. CLIENT further agrees not
to self-administer or adjust any such claims or to forward any
such claims to any other service organization or individual
without Network's prior written consent.
D. Practice of LilW - Network will not perform any services which
may constitute the unauthorized practice of law.
E. Mutuill Indemnification
1. Network agrees to defend, indemnify, protect, save and
keep harmless CLIENT from any and all loss, cost, damage or
exposure arising from the negligent acts or omissions of Network.
2. CLIENT agrees to defend, indemnify, protect, save and
keep harmless Network from any and all loss, cost, damage or
exposure arising from the negligent acts or omiSSions of CLIENT.
3. The foregoing indemnification provisions shall survive
termination of this Agreement.
5
F. Notices - Any notice required to be given under this contract
shall be sent be certified mail to the following in the case of
Network:
Mr. Mark J. Ahern
Network Adjusters Incorporated
850 Fulton Street
Farmingdale NY 11735
In the case of the CLIENT:
Kieran M. Corcoran
Town of Southold
54375 Route 25
Southold, NY 11971
In the case of the Insurance Carrier:
Belkis Schapira
Praetorian Insurance Company
c/o NIF Governmental Services, Inc.
103 Spring Valley Road
Montvale, NJ 07645
G. Successors/Affiliates - This contract shall be bindi ng upon
and shall inure to the benefit of all assigns, transferees and
successors in interest of the parties. The services to be
provided by Network hereunder may be provided in whole or in part
of any affiliated entity of Network, at the sole discretion of
Network. In such event, the t.erms of t.his agreement. shall be
binding upon and shall inure t.o the benefits of such affiliated
entit.y.
H. Modification - This contract. represents the entire agreement
between the parties and may be modified only in writing. Network
reserves the right to modify fees if:
1. It. i.s determined that the historical data upon which
Network's fees and service charges developed were based upon
erroneous, obsolete or insufficient information, or that. a change
in CLIENT'S business will materially change the nature and/or
volume of its business or claims as contemplated at the inception
of the Agreement..
2. During the term of the Agreement,
regulatory requirements materially impact or
Network's service or responsibilities.
legislative and/or
change the scope of
6
I. Confidentiality of Data - All data furnished by the CLIENT, or
generated as a result of services performed under this agreement,
and other information designated by the CLIENT in writing, shall
be treated as confidential. Network reserves the right to use
stati stical information or other data, so long as the CLIENT's
name and/or confidential data are adequately protected.
,J. Status - It is understood that Network is engaged to perform
services under this contract as an independent contractor and not
as an agent of the CLIENT. This contract shall be governed by the
laws of the State of New York.
K. Reporting Network will not assume that other coverage
(unknown to Network) exists tor a qualified claim or loss, Network
shall be responsible for reporting to carriers on a type of claim
or loss not managed by Network.
L. Property Catastrophe Charges - Any property loss involving
multiple locations as a result of natural disasters from a covered
peril will be billed at time and expense at Network's prevailing
hourly rate.
M. Fines and Penalties - Network shall not be responsible for any
fines or penalties assessed by any governmental agency because of
the acts or omissions of the CLIENT, or by previous or successor
claim administrators.
N. Solicitation of Employees - CLIENT agrees that, during the
term of this Agreement and for a two-year period thereafter,
CLIENT shall not, without the consent of Network, solicit to hire,
or hire any employee of Network who, during the term of this
Agreement, has performed, or contributed to the performance of
services hereunder. CLIENT further acknowledges that the damages
suffered by Network as a result of a breach of this obligation
would be significant but not susceptible of easy calculation.
Accordingly, in the event of a breach of the aforesaid obligation,
CLIENT agrees to pay Network an amount equal to one hundred fifty
percent (1501) of such employee's annualized salary amount a~
Network as of the date of breach.
o. Risk Management Consulting With
management consulting services, incl uding
service provided by Network to CLIENT;
respect to
any form of
any risk
inspection
1. Such services
CLIENT only and shall
any duty to implement
otherwise ensure that
matter of a Network
shall be in the nature of advisory to the
not be construed as imposing upon Network
any recommendation made by Network or to
any premises, equipment or other subject
consulting service is safe or free from
7
"'
hazards or defects;
2. Such services shall be solely for the benefit of CLIENT
and shall not be construed as creating any duty to, or conferring
any right to, any third party, including without limitation, any
duty to warn any third party or the public at large;
3. The scope of such services may be subject to further
limitations pursuant to the terms of written reports delivered to
CLIENT and respecting such services;
4. CLIENT shall make no communication to any third party
concerning the role or nature of Network's services without the
prior consent of Network.
P. Claim File Records - Network will retain claim files for 24
months following date of closure. Thereafter, files will be
returned to the CLIENT or forwarded to such location as may be
designated by the CLIENT for continued storage.
Q. Subrogation - To the extent Network is involved in pursuing
recoveries against third parties or otherwise undertaking
subrogation activities on behalf of CLIENT, Network is authorized
to collect, in the name of the CLIENT or in the name of Network,
all funds due as a result of such recovery or subrogation
activities. Network shall not be required to establish any trust
accounts for the benefit of CLIE:NT, but shall promptly and fully
account for all funds so received.
Schedule IV
SERVICES AND FEES
Network will invoice the CLIENT for its time and expenses at a
rate of $65 per hour.
There will be an annual maintenance fee of $200, per year, billed
on the inception of the 13th and 25th month of the claim.
Schedule V
DEFINITIONS
CLAIM - Any report of an accident
or resulting in injury, damage or
demand for the payment of money.
on a per occurrence, per claimant,
(first or third party) alleging
loss whiCh could give rise to a
The claim charge is applicable
per line of Coverage basis.
8
DISCRETIONARY SETTLEMENT AUTHORITY - Network is authorized to make
payment, for loss or expense, up to $1,000.00, as Network deems
necessary.
QUALIFIED CLAIM or LOSS - Network will investigate and adjust any
loss or claim occurring within the service term.
ALLOCATED EXPENSES - Shall be the responsibility of the CLIENT
and shall include, but not be limited to:
legal fees; medical examinations; professional photographs;
extraordinary travel made at CLIENT'S request; medical records;
court reporters; expert rehabil i tat ion costs; fees for process
servers; accident reconstruction; pre and post judgement interest
paid; architects, contractors; chemists; engineers; collection
costs payable to third parties on subrogation; police, fire,
coroner, weather, or other such reports; property damage
appraisals; extraordinary costs for witness statements;
surveillance; official documents and transcripts; sub rosa
investigations; any other similar cost, fee or expense reasonably
chargeable to the investigation, negotiation, settlement or
defense of a claim or loss which must have the explicit prior
approval of the CLIENT.
By:
By:
Af~
Network
Scott A. Russell, Supervisor
Mark J. Ahern, President
Date: /(- (;,-0 r Date:
.2-ILf-c;r
P.O. Box 1179
Address: 54375 Route 25 Address:
Southold, NY 11971 -0959
850 Fulton Street
Farmingdale NY 11735
9