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' Southold Town Plan%~g Board -2- ~ July 27, 1970
RESOLVED that the Southold Town Planning Board grant final
approval to the minor subdivision of Doris Moeller~ property
located at east side of Little Neck Road, Cutchogue~ New York,
subject to ~the following cOnditiDns:
Applicant must file formal application.
2. Applicant must pay fee of $10.00 per lot.
3. Applicant must present the Planning Board with three (3)
copies of final map.
Vote of the Board: Ayes:- Messrs: Wickham~ Raynor~ Coyle.
Mr. Joseph A. Shipule presented the Planning Board with final
maps for his subdivision "Bayview Woods Estates", located at east
side of North Road to Bayview~ Southold, N.'Y. Mr. Shipule informed
the Board that the roads are just about completed. There is a minor
dispute with Chas. Abrahams~ Construction Inspec'tor~ in:reference
to water coming into this subdivision from another area. Fir. ghipule
is going to install 2 additional basins on the park and playground
area to clear this up. The drainage has been completed on North
Road to Bayview. This is one of the subdivisions which has been
held up by the County Board of Health since January lst~ their
approval was recently received~ so it is now ready for a f~nal
hearing.
On motion by Mr. Raynor, seconded by Mr. Coyle~ it was
RESOLVED that the Southold Town Planning Board set 7:30
Monday, August 10~ 1970, at the Town Office~ Main Road, Southold~
New York, as the time and place of hearing upon the approval of the
following plat:
1. Plat of property owned by Joseph A. Shipule & others~
entitled Bayview Woods EStates~ consisting of a parcel of land
of 13.612 acres~ situated at Southold~ In the Town of Southold,
Suffolk County, New Yorka and bounded and described as follo%.s:
PARCEL I -.BEGINNING at a point on the easterly line on the
North Road to Bayviewa 122.09 feet northerly along said
easterly line from Nortk Bayvliew Road; from said point of
beginning running along said easterly line of NorthRoad to
BayvieW,. North 2~ 39~ 20" East 589.57 feet to a monument;
thence along land conveyed or about to ~ conveyed by the
party of the first part to the party of the second part,
(ParCel II) South 62° 40~ 40" East 244.03 feet to land of
Reese; thence along Said land of Reese, two courses: (1)
.
~
SoutholdT own Board of Appeals
MAIN ROAD - STATE ROAD 2S
SOUTHDLD, L.I.. N.Y. 11971
TELEPHONE 15161 765-1809
ACTION OF THE ZONING BOARD OF APPEALS
Appeal No. 3564
Application for
TO:
Variances
Patricia C. Moore, Esq.
Edson & Bruer, as Attorneys
Main Road
Southold, NY 11971
[Appellant (s)]
for JOHN DEMPSEY
At a Meeting of the Zoning Board of Appeals held on November 18, 1987,
the above appeal was considered, and the action indicated below was taken
on your [X] Request for Variance Due to Lack of Access to Property
New York Town Law, Section 280-a, and
[] Request for Special Exception under the Zoning Ordinance
Article , Section
[X] Request for Variance to the Zoning Ordinance
Article XI, Section 100-119.2
[] Request for
Application of JOHN DEMPSEY/ROBIN RAEBURN for Variances: (a) for
final approval under New York Town Law, Section 280-a over the existing
private right-of-way, and (b) for permission to locate proposed dwell-
ing with an insufficient setback from top of bluff along the Long Island
Sound, per Article XI, Section 100-119.2. Location of Property:
Extending at the north end of a private right-of-way (traveled over
lands of Bokina frci~the north side of Bridge Lane Extension and Oregon
Road in a northerly direction) to the subject premises identified on
the Suffolk County Tax Maps as District 1000, Section 73, Blo~k 2,
Lot 3.6 (prev. 3.4 and 3.5).
WHEREAS, a public hearing was held and concluded on Novem-
ber 10, 1987 in the Matter of the Application of JOHN DEMPSEY
under Appl. No. 3564; and
WHEREAS, at said hearing all those who desired to be heard
were heard and their testimony recorded; and
WHEREAS, the Board has carefully considered all testimony
and documentation submitted concerning this application; and
WHEREAS, the Board Members have personally viewed and are
familiar with the premises in question, its present zoning, and
the surrounding areas; and
WHEREAS, the Board made the following Findings of Fact:
1. The premises in question is located in the A-40Residential
Zoning District and is known and referred to as Lot No.2 on the
Minor Subdivision Map of Robin A. Raeburn and Mary Elizabeth Mur-
phy prepared February 5, 1979, amended September 26, 1979, by
Roderick VanTuyl, P.C. and endorsed by the Chairman of the
Southold Town Planning Board on October 2, 1987.
2. The subject premises contains a total area of 48,5251
(CONTINUED ON PAGE T~O)
DATED: November 18,1987.
CHAIRMAN, SOUTH OLD TOWN ZONING BOARD-'
OF APPEALS
Form ZB4 (rev. 12/81)
.
.
Page 2 - Appl. No. 3564
Matter of JOHN OEMPSEY
Decision Rendered November 18, 1987
sq. ft., is presently vacant and is identified on the Suffolk
County Tax Maps as District 1000, Section 73, Block 2, Lot 3.6
(formerly 3.5 and 3.4).
3. By this application, appellant requests: (a) Variance
from the Provisions of Article XI, Section 100-119.2 for permis-
sion to locate a new single-family dwellin9 structure with an
insufficient setback from 75-ft. bluff contour line at 22~ feet,
and 28~ feet from the top of bluff (at the outer edge)-see
Map prepared by Anthony W. Lewandowski July 14, 1986); and
(b) Variance pursuant to New York Town Law, Section 280-a
for final approval over existing right-of-way.
4. Article XI, Section 100-119.2, subparagraph A[lJ
requires all buildings proposed on lots adjacent to the
Long Island Sound to be set back not less than one-hundred
(100) feet from the top of the bluff, or bank.
5." On-site inspections find as follows:
(a) the predominant vegetation on the bluff face
is Bayberry; however, areas along the top 20 feet of the
bluff face are completely bare of vegetation;
(b) the bottom third of the bluff face from the toe
of the slope to approximately 40 feet up the face is also
completely barren of vegetation;- "This is a very critical
area and poses a great threat of erosion from wave action
during storm activity. Without the necessary support at
the toe of the slope, the soil above will slide downward
and erode during or following storm activity. Any structures
in close proximity to the edge are in danger of falling over
if such erosion should take place;
(c) the toe of the slope must be stabilized to
prevent continual erosion of the bluff with a bulkhead or
similar structure.
6. The dwelling as proposed is shown with a setback
at 80~ feet from the southeasterly corner of the dwelling
and at 50~ feet to the southerly property line. The
angle of the bluff line is almost parallel with the south-
erly property line, and the dwelling is angled 30~ degrees
to the north.
7. The upland distance between the outer edge of the
top of the bluff and the southerly property line averages
to 114~ feet. The dimensions of the dwelling proposed by
this application scale to 60 feet wide by 35 feet deep.
The total setback footage of the remaining open yard areas
is 79~ feet (114 less 35). The Board agrees the property
is unique and variances are warranted; however, the
close placement of the dwelling to the bluff edge not only
appears unsafe and unreasonable, but also unwarranted.
8. Although there is a dwelling existing along the
Long Island Sound bluff 225 or more feet (to the east) and
a dwelling existing further to the west of the subject
par c e 1, e a c h par c e 1 i s -u n i que not 0 n 1 y as to s i z e, s hap e
.
.
Page 3 - Appl. No. 3564
Matter of JOHN DEMPSEY
Decision Rendered November 18, 1987
and character, but also as to eroding bluff conditions.
This Board finds that no structures should be permitted
closer than 40 feet to the highest point of the bluff
(or the 75-foot elevation line under consideration) for
purposes of safety, health, welfare, convenience and order.
9. The right-of-way over which appellant has requested
280-a consideration is situated at the north side of Oregon
Road (and Bridge Lane Extension), and extends in a northerly
direction along the east side of Baxter's right-of-way and
over lands of Bokina, a distance of 1868 feet, more or less,
to a survey monument, then extending in an easterly direction
along the northerly portion of lands also of Bokina, to the
subject premises, a distance of 250 feet, more or less.
10. The applicant and his attorneys are aware that this
Board does not have authority to determine or grant right-of-way
easements, and this action does not grant or otherwise affect
the appellant's rights, if any, to enter over and upon these
lands.
11. It is also noted for the record: (a) that under
Appeal No. 2609, a conditional 280-a Variance was granted on
January 22, 1980 concerning this right-of-way; (b) that
under Appeal No. 3478, a conditional temporary 280-a Variance
was granted on September 11, 1986 concerning this right-of-way;
(c) that to date no improvements have been made which would
satisfy the requirements of the prior Z.B.A. actions or the
requirements of New York Town Law, Section 280-a.
12. It is again the opinion of this Board that improve-
ments will be necessary upon the right-of-way for sufficient
access by fire and emergency vehicles, as further noted below.
13. It shall be understood that no building permits
shall be issued or construction take place until compliance
. with these requirements and pursuant to New York Town Law,
Section 280-a.
14. In granting alternative relief herein, the Board
finds: (a) the relief is substantial in relation to the
requirements; (b) there will be no substantial change in
the character of this district; (c) the relief as conditioned
herein w~ll nbt cause a substantial detriment to adjoining
properties; (d) the circumstances of the property are unique;
(el there is no other method feasible for appe11ant to pursue
other than a variance; (f) in view of the manner in which
the difficulty arose and in consideration of all the above
factors, justice will be served.
Accordingly, on motion by Mr. Goehringer, seconded by
Mr. Sawicki, it was
RESOLVED, that:
(1) The application as to an insufficient setback from
the top of bluff as applied is DENIED;
(2) Alternative relief is GRANTED for a reduced setback
, ,
.
.
Page 4 - Appl. No. 3564
Matter of JOHN DEMPSEY
Decision Rendered November 18, 1987
from the top of bluff at not less than 40 feet for the proposed
dwelling, SUBJECT TO THE FOllOWING CONDITIONS:
(a) No excavation or disturbance of soils within
37 feet of top of bluff;
(b) All water runoff shall be retained toward the
house [to the south];
(c)
Small two-to-three-foot high berms shall be
placed along the southerly property line (to aid
in the prevention of flooding of neighboring
properties, farm, roadway, etc.);
(d) The subject premises remaining as a whole parcel,
~ithout division, and more particularly lot No.2
as shown on the Minor Subdivision Map for Robin A.
Raeburn and Mary Elizabeth Murphy approved by
the Southold Town Planning Board.
3. The application as to approval of access under New
York Town law, Section 280-a, is hereby GRANTED, SUBJECT TO
THE FOllOWING CONDITIONS:
(a) Such access road shall have an unobstructed width
of not less than.Jifteen feet (except at the point
where the barn exists), and improved as follows:
1. Surface with a minimum depth of four inches
of packed 3/4-inch stone blend, either applied to
the ground surface and shaped, or the surface
be excavated to permit the application of packed
stone blend to a depth of four inches (or more), OR
2. Remove top layer to a depth of eight inches and
then fill with eight inches of compacted bank run,
and then surface with two to four inches of 3/4-inch
stone blend;
3. Oiled with a mlnlmum of 4/10ths of a gallon of
road oi 1 per square yard.
(b) No building permits, temporary or final Certificates of
Occupancy shall be issued until such access road
has been constructed in accordance with these
requirements (after notificatioQ to the l.B.A.
Office in writing). The Board of Appeals may
make any reasonable exception it deems appropriate
under the circumstances.
(c) The right-of-way shall be ~aintained at all times
in good, satisfactory condition;
(d) The conditions hereunder shall apply to any and
all lots claiming and requiring access over this
right-of-way, and will also be subject to para-
graph 3(b), supra [or as an alternative, re-apply
to this Board under separate application for 280-a].
Vote of the. Board: Ayes: Messrs. Goehringer, Grigonis,
Douglass and Sawicki. (Member Doy.en of Fi.shers Island was absent. j
~:iS resolution was duly ado~ted.* * 4:.-:J.;u,L.r1!.C/.:t:'J~":~""'"
GERARD P. GOEHR NGER, C IRMAN
.Si gned: December 5, 1987
'.Vit;;~~'C'X:;'C'~'~~=~~~-;~7X:-:;'~
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. ,
APPLICATION FOR APPROVAL OF PLAT
To the Planning Board of the Town of South old :
The undersigned applicant hereby applies for (tentative) (final) approval of a subdivision plat in
accordance with Article 16 of the Town Law and the Rules and Regulations of the Southold Town
Planning Board, and represents and states as follows:
1. The applicant is the owner of record of the land under application. (If the applicant is not the
owner of record of the land under application, the applicant shall state his interest in said
land under application.)
2. The name of the subdivision is to be . .MinOI. .subdiViSiQo. .of. .PJ::oP'I;l~.1;y. .9.t.....
.... pq~.i,!l..J;'~.:\.~.E!. M<:>~.H.E!~................................................................
3. The entire land under application is described in Schedule "A" hereto annexed. (Copy of deed
suggested. )
4. The land is held by the applicant under deeds recorded in Suffolk County Clerk's office as
follows:
Liber
..37.02.. .. .. .. .. .. .. .. . Page
. .~7.4'f..............", Page
. .4836.. .. .. .. .. .. . . .. . Page
4209
........................ Page
.. .147...............
599
On
6/2/54 .
. . . . . . . . . . . . . . . . . . . . . . . I
7/14/54 .
. . . . . . . . . . . . . . . . . . . . . . . ,
7/6/60 .
.......................,
11/7 /56
Liber
On
Liber
...2.Q7........ .......
160
On
Liber
On
.......................,
Liber ........................ Page
On
........................
117 rl'j =__...1 .._...1~_ ...1.._ Tnn.... '~T:ll ...~~ T...ft"'_~...~4- .....+ .......................................
or.. ~."t-:~...^^ ../;Ind. .as. .s:ur:v.iv.i.ng. .t;en/;ln1;..QY..1;h~..E!l;'l.1;:\.;r.Ii!:t.Y...(rf..........
..... I:I~I;'~.!!li1. X.... M<?~.~~.~;".. ~.~~.~<;'.~~~.~...
5. The area of the land is ... J) ,~ . . . . . . . . .
acres.
6. All taxes which are liens on the land at the date hereof have been paid ~ ............
...........................................................................................
7. The land is encumbered by ... .Ql;'l,E! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
mortgage (s) as follows:
(a) Mortgage recorded in Liber ..52.4:9'....... Page... 55..5........... in original amount
of $2.0,.000.0.0. unpaid amount $ ;L.~ ..3.99... ~.~........ held by .~RJ;:t.~..~9~~..~~.~~ &
Tr1.1S.t. .Go~..... address " ~.<?":'~. ~~n.E7 ...M.att:i t.uc.~ ~. .~Elw. .~?~k...................
a e recorded in Liber ......... Page ........................ in ori in
of .............. unpaid amoun
. . . . . . . . .. held by .....................,
""""'"!""'"
..
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.
.
a e recorded in Liber .............. Page
in original amou
of .............. unpaid amo
y ... ...... .... .... .....
. . . .. a dress
8. There are no other encumbrances or liens against the land ~
.......................................................................................
9. The land lies in the following :zoning use districts
. ..l~~!A~.~~~.. .~.................
........................................................................................
10. No part of the land lies under water wheth er tide water, stream, pond water or otherwise, ex~
cept .~. .P.9.:t;~.i,q!1: .f.:t;9m.i.~8. .~:t!8~~~' 13. .9.J;~~1.<..................................
11. The applicant shall at his expense install all required public improvements.
12. The land ~ (does not) lie in a Water District or Water Supply District. Name of Dis.
trict, if within a District. is ..............................................................
13. Water mains will be laid by .. f'I:/<\...... .. ............................................
and (a) (no) charge will be made for installing said mains.
14. Electric lines and standards will be installed by .... .N/ A................................
.....................................
and (a)
(no) charge will be made for installing said
lines.
15. Gas mains will be installed by . . . !'If A, . . . .. . . . . . . . . . . . . .. . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . .
and (a) (no) charge will be made for installing said mains.
16.
If streets shown on the plat are claimed by the applicant to be existing public str.e~lf in
Suffolk County Highway system, annex Schedule "B" hereto. to show same. IV 111
17. If streets shown on the plat are claimed by the applicant to be existing public streets in the
Town of Southold Highway system, annex Schedule "C" hereto to show same.
the
18. There are no existing buildings or structures on the land which are not located and shown
on the plat.
19. Where the plat shows proposed streets which are extensions of streets on adjoining sub-
division maps heretofore filed, there are no reserve strips at the end of the streets on said
existing maps at their conjunctions with the proposed streets.
20. In the course of these proceedings, the applicant will offer proof of title as required by Sec.
335 of the Real Property Law.
21. Submit a copy
Schedule "D".
of proposed deed for lots showing all restrictions, covenants, etc. Annex
/VIA--
..,'
,
.
"
....
.
.
22. The applicant estimates that the cost of grading and required public improvements will be
$. NONE. .. as itemized in Schedule "E" hereto annexed and requests that ttl~ ..._l~l itjP Lf th.:.
C4- Performance Bond be fiu!d .it . ~~~.'?'~.~.... ~. T1H. P~.LF...~u_~ ILuJ ..:11 h... ...:U...u 1::..1
~ 1:__. _d ~t:11_t.1 -~"'r .1
h.:.~ ~ll._l..:
nil ~lhLl11L "F",
DATE ....A~~~~t.J.~............., 19?9.
Doris Price Moeller
(Name of Applicant)
ByLY~...e~..??J~..
(Signature and Title)
.. ~i t.tl.e. .~~~~. .~o.~~.,.. ~':1~.C:?~~~E;.,.. New York
(Address)
STATE OF NEW YORK. COUNTY OF . .~P.F:fQ:r,.K...................., ss:
On the.. .IS.th.......... day of... August................., 19. .7.0.., before me personally came
Do.t;is. P... .Moel.ler...................... to me known to be the individual described in and who
executed the foregoing instrument. and acknowledged that. . .s.be. . . . .. executed the same.
NOT~~~P~fll~' ~CHEINBERG
C No.. 5~-3486775. S:~fo,t NC8W York
omml$SfOn e . ollntL..,
Xplre$ March 30, 19....J /
~~ ;J~
... ............................ .J.......
otary P lic
STATE OF NEW YORK, COUNTY OF . . . . . . . . . . . . . .. . . . . . . . . . . . .. 58:
On the ................ day............ of .............., 19......, before me personally came
. . . . . . . . . . . . . . . . . . . to me known. who being by me duly sworn did de-
pose and say that
resides at No. ...................................................
. . . . . . . . . . . . . . . . . . . . . . . . . . . that .......................... is the ..........
~.....................................................................
the corporation described in and which executed the foregoing instrument; that ............ knows
the seal of said corporation; that the seal affixed by order of the board of directors of said corporation.
and that ............ signed.............. name thereto by like order.
...... ......................................
Notary Public
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CONSULT YOUR LAWYER DEFORE SIGNING THIS INSTRUMENT_THIS INSTRUMENT SHOULD DE.USED BY LAWYERS ONLY.
I THIS MORTGAGE, made the 22nd day of Septeuber. nineteen h,undred ~d' Sixty-seven
n.."7WEEN
DORIS PRICE MOE1L~t, residing at Little Neck Road,
a/k/a DOLUS P. ~10J::LLER
Cutchogue, Town of Southold, County of Suffolk, New York,
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, the mortgagor,
THE NORTH FORK BANK AND TRUST COMP_~, a domestic
corpora"ion'with office and princ~pal place of business
Mattituck, Town of Southold, Suffolk County, New York,
at
. the mongagec.
WITNESSETH, that to secure the payment of an indebtedness in the sum of TWENTY THOUSAND and
, 00/100 ($20,000.00) - - - - - - - - - - - - - - - - - - - - dollars,
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. lawful money of the United Stales, to be paid wi thinterest thereon
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according to a cenain bond.
note or obligation bearing. even 'date herewith, the mongagor hereby mortgages to the mongagee
ALL that certain plot. piece or parcel of land, with the buildings and improvements thereon erected. situate,
lying and being in the TOWN OF SOUTHqLD, at East Cutchogue, County of Suffolk,
and State of New..York, bounded and described as follows:
BEGINNING at a point on the westerly line of L~ttle Neck Road
distant 300.15 feet southerly from the corner f~rmed by the inter-
section of the westerly line of Little Neck Road with the southerly
line of lJilson Road; running thence South 00 17' 00" West along
the westerly line of Little Neck Road 366 feet to a monument; thence
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South 00 34' 40" East still along the westerly line of Little Neck
Road 670 feet to Eugene's Creek at the southeasterly corner of the
pre~is~s herein described; thence northwesterly along Eugene's
Creek to the northwesterly corner of the premises herein described
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~ce~ to & ~on~ent; and tnence Norvu 830 271 4011 East svill along
:::;s.i<i lac",:: no I'; or for::crly of "Hllian:. Beebe and others 406.22 feet
00 the poino or place of BE~Ilrr~IN~.
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TOGET~ER with all right, title and interest of the mortgagor in and to the land lying in the streets and
roads In tront of and adjoining sa)d premises;
TOGETHER with all fixtures, chattels and articles of personal property now or hereafter attached to or used
l~ ~onnectIon wah saJd premises, including but not limited to furnaces, boilers, oil burners, radiators a.~d
plptng, coal.stokers, plumbing .and bathroom fixtures, refrigeration, air conditioning and sprinkler systems.
wash.tubs. smks, gas and elettnc fixtures, stoves, ranges, awnings, screens, window shades elevators motors
dyn~, refrig.erators, k.itchen cabinets, incinerators, plants and shrubbery and all other equip~cnt a.."1d
machinery, appliances, fittIngs, and fixtures of every kind in or used in the operation of the buildinas standing
on said premises, together with any and all replacements thereof and additions thereto; ~
TOGETHER with all awards heretofore and hereafter made to the mortgagor for taking by eminent domain
the whole ,:r any. part of said premises or any easement therein, including any awards for cmng.:s of gnde of
st~eets, whlch saId awards are hereby assigned to the mortgagee, who is hereby authorized to collect and re-
ceIVe the proceeds of such awards and to give proper receipts and acquittances th'erefor, and'to apply th.e
same toward the ~yment of the mortgage debt, notwithstanding the fact that the amount owing thereon m,J.y
not then be due and payable; and the said mortgagor hereby agrees, upon request, to make, execute and
deliver any and all assignments and other instruments sufficient for the purpose of assigning said awards to
the mortgagee, free, clear and discharged of any encwnbrance. of any kind or nature whatsoever.
AND the mortgagor covenants with the mongagee as follows:
I. That the mortgagor will pay the indebtedness as hereinbefore provided.
2. That the mortgagor will keep the building. on the premises insured against loss by fire for the b<mefit
of the mortgagee; that he will assign and deliver the policies to the mortgagee; and .that he will reimburse the
mortgagee for any premiums paid Cor insurance made by the mortgagee on the mortgagor's default in $0 i..."Ua-...
ing the buildings or in so =igning and delivering the policies.
3. That no building on the premises shall be altered, removed or demolished without the consent of the
mortgagee.
4. That the whole of said prineipal sum and interest shall be<cme due at the option of the mort:;:>aoe: alter
default in the payment of 311)' instalment of principal or of interest for fifteen days; or after default in the ~y'"
ment of any tax, water rate, sewer rent or assessment for thirty days aCter notice and demand; or after de--
fault after notice and demand either in assigning and delivering the policies ,insuring the buildings a?inst loss
by fire or in reimbursing the mortgagee for premiums paid on such insurance, as hereinbefore pravided; or
after default upon request in furnishing a statement of the amount due on the mortgage and whet...~er a.'1,Y of[...
sets or defenses exist against the mortgage debt. as hereinafter provided. An assessment which has been nude
payable in instalments at the application of the mortgagor or lessee of the premises shall nevertheless, for t:1:) .
purpose of this paragraph, be deemed due and payable in its entirety on the day the fir.t instalment be<:o",..
. due or payable or a lien.
S, That the holder of this mortgage, in any action to foreclose it, shall be entitled to the appointment of "
rt'Celver.
6. That the mortgagor will pay all uxes, asSC'Ssments, scW'Cr rents or water ntes, and in defa.u1t thereof.
the mortgagee may pay the same.
7. That the mortgagor within five days upon request in per."n or within ten days upon request by mail
will furnish a writtenstatcment duly acknowledged of the amount due on this mortgage and whether uy off-
sets or defenses exist against the mortgage debt.
8. That noti.. and demand or request may be in writing and may be served in person or by mail.
9. That the mortgagor warrants the title to the premises.
10, That the fire insurance policies required by paragraph No.2 above shall contain the ustcl extendoo cover-
age endorsement; that in addition thereto the mortgagor, within thirty days after notice and demand, will keep
the premises insured against war risk and any other hazard that nuy reasonably be required by the mortg2::~e.
All of the provisions of paragraphs No.2 and No.4 above relating to fire insurance and the provisions of
S<ction 2S4 of the Real Property Law construinG' the >ame shall apply to the additional insuran.. requiro:d by
this paragraph.
11. That in case of '2. foreclosure sale, said premises, or $0 much thereof as may be affected by this m0rt-
gage, may be sold in one parcel.
12. That if any action or proceeding be commenced (except an action to foreclose this mort~e or to collect
the debt secured. thereby), to which action or proceeding the mortgagee is made a party, or in which it beco:r.eJ
necessary to defend or uphold the lien of this mortgage, all sums paid by the mart&a:;ce far the expense of
any litigation to prosecute or defend the rights and lien created by this mortgage (including re.asonable (oun.
set fees), shall be paid by the mortgagor, together with interest thereon at the rate of six per cent. per ar.n;.l..'1l,
and any such sum and the interest thereon shall be a lien on said premises, prior to any right, or title to,
interest in or claim upon said premises attaching or accruing subsequent to the lien of this mort~ge. and
..hall be deemed to be secured by this mortgage. In any action or proceeding to foreclose this mortg:&:~, or to
recover or collt'Ct the debt secured thereby, the provisions of law respectins- the rccoverini: of cost$. di~b~
menU and allowances shall prevail unaffected by this c;ovenmt. .
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