HomeMy WebLinkAboutNY Board of Fire Underwriters JUDITH T. TERRY
TOWN CLERK
REGISTRAR OF VITAL STATISTICS
MARRIAGE OFFICER
OFFICE OF THE., TOWN CLERK
TOWN OF SOUTHOLD
Town Hall, 53095 Main Road
P.O. Box 1179
Southold, New York 11971
Fax (516) 765-1823
Telephone (516) 765-1801
~O.O IS !5 TO CERTIEY TI~AT THE FOLLOWING ,gESOLUTION WAS ADOPTED BY THE
UTHOLD TOWN BOARD' AT A REGULAR MEETING HELD ON MARCH 10. 1992:
RESOLVED that the Town Board of the Town of Southold hereby designates
the Chief Inspector and/or each of the duly appointed inspectors of New
York Board of Fire Underwriters as Electrical Inspectors of the Town of
Southold, and authorizes and deputizes them as agents of the Town of
Southo[d to make inspectors and reinspections of all e[ectrica installations,
all in accordance with Chapter 43 (Electrical Inspections) of the Code of the
Town of Southold; and be it further
RESOLVED that New York Board of Fire Underwriters, in accordance with
Chapter 43, Section 43-2 of the Code, shall provide the Town with a
Certificate of Liability Insurance in the amount of Five (5) Million Dollars,
naming the Town of Southold as an additional insured.
March 11, 1992
THE STATE INSURANCE FUND
199 CHURCF S'TREET NEW YORK, N.Y. 10007.
(212) 312-7368
CERTIFICATE OF WORKERS' 'COMPENSATION INSURANCE
~'"TOWNoEsouTHOLD
BOX 1179
SOUTHOLD
NY 11971
POLLY NUMBER
~1031 430-0
DATE
12/10/1998
CERTIFICATE NUMBER
393-7t3
POLICYHOLDER
NEW YORK BOARD OF FIRE UNDERWRITER
(ANY CORP)
40 FULTON ST
NEW YORK NY 100381850
CERTIRCATE HOLDER
TOWN OF SOUTHOLD
P.O, BOX 1179
SOUTHOLD
NY 11971
THIS IS TO CERTIFY THAT THE POLICYHOLDER NAMED ABOVE IS INSURED WITH THE STATE
INSURANCE FUND UNDER POLICY NO. 1031 430-0 UNTIL 12/31/1999 , COVERING THE ENTIRE
OBLIGATION OF THIS POLICYHOLDER FOR WORKERS' COMPENSATION UNDER THE NEW YORK WORK-
ERS' COMPENSATION LAW WITH RESPECT TO ALL OPERATIONS IN THE STATE OF NEW YORK.
IF SAID POLICY IS CANCELLED, OR CHANGED PRIOR TO 12/31/1999 IN SUCH IT&NNER AS
TO AFFECT THIS CERTIFICATE, 30 DAYS WRITTEN NOTICE OF SUCH CANCELLATION
WILL BE GIVEN TO THE CERTIFICATE HOLDER ABOVE. NOTICE BY REGULAR HAIL SO
ADDRESSED SHALL BE SUFFICIENT COMPLIANCE WITH THIS PROVISION.
THE STATE INSURANCE FUND
DIRECTOR. ~NSURANCE FUND UNDERWRITING
THE STATE
199 CHURCH STREET NEW YORK:, N.Y- 10007
(2t2; 312-7368
CERTIFICATE OF WO ~RKERS' COMPENSATION INSURANCE
~TOWNDF,$OUTHOLD
PO HOX 1179
SOUTHOLD
NY 11971
POLICY NUMBER
*103L'430-0
DATE
12/~0/1998
CERTIFICATE NUMBER
894-680
POLICYHOLDER
NEW YORK BOARD OF FIRE UNDERWRITER
(A NY CORP)
40 FULTON ST
NEW YORK NY 100381850
CERTi~CATE HOLDMR
TOWN'OF SOUTHOLD
PO ~OX 1179
SOUTHOLD
NY 11971
THIS IS TO CERTIFY THAT THE POLICYHOLDER NAMED ABOVE IS INSURED WITH THE STATE
INSURANCE FUND UNDER POLICY NO. 1031 430-0 UNTIL 12/31/1999 , COVERING THE ENTIRE
OBLIGATION OF THIS POLICYHOLDER FOR WORKERS' COMPENSATION UNDER THE NEW YORK WORK-
ERS' COMPENSATION LAW WITH RESPECT TO ALL OPERATIONS IN THE STATE OF NEW YORK.
IF SAID POLICY IS CANCELLED, OR CHANGED PRIOR TO 12/31/1999 IN SUCH MANNER AS
TO AFFECT THIS CERTIFICATE, 5 DAYS WRITTEN NOTICE OF SUCH CANCELLATION
WILL BE GIVEN TO THE CERTIFICATE HOLDER ABOVE. NOTICE BY REGULAR MAIL SO
ADDRESSED SHALL BE SUFFICIENT COHPLIANCEWi~ THIS FROVISION.
THE STATE INSURANCE FUND
DIRECTOR, NSURANCE FUND UNDERWRITING
ACORD
PRODUCER
NSURED
Frenkel & Co.. Inc.
560 Slyvan AYenue
Englewood Cliffs, NJ 07632
The New York Board of Fire Underwriters
40 Fulton Street- 6th FL
New York, NY 10038
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATIO
ONL~AND CONFERS NO RIGHTS UPON THE CERTIFICATE
HOEDER;IHIShn CERTIFICATE DOES NOTAMEND, EXTEND OR
ALTER THE COVERAGE AFFORDED BY THE POLICIES BELO
INSURERS AFFORDING COVERAGE
INSURERA:
INSURER B:
INSURER C:
INSURER D:
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT, TERM OR C~)NDITION OF;ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH TRIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE JNSUI~ANCE AFFORDEB BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
p( LlClES. AGGP, EGATE r~[MITS SH ~OWN MAY HAV~ BEEN REDUCED BY PAID CLAIMS.
GENERAL LIABILrTY EACH OCCURRENCE t ~ 1,000,000
~ COMMERCIA~GENERALLIABtLIIY t0T~L~X~-c2~0Z~ ~ ..L~231/2CI01 . 12/3~02 F1REDAMAGEIAnyoneflre) '~ ,,00O,00O
1 ~LAI~$ M~DE ~ OCCUR ' MED F~'P (Any one person) $
-- rSCH~DUi~ED AUTOS AI:L OWNED AUTOS I
10UE~L]9293 12/31/200! i 12/31/2002 BODILYINJURY
~ OCCr~R ~j CLMMS MADE t 01-ZUS~6166 ~2/31/200! 12/3!/2002 AGGREGATE $ ~0,000,000
$
- W(JRKE[~S ~O~I~A'I'ION'.~D -/ TORY LIMITS I / ER '
OTHER NPG1499794 05/27/01 0~/27/02 $3,000,000 Per
s ~o£¢ss~ona! LJ. abJ.~ty Occurrence/Aggregate
i
Certificate Hold~- is named as Additional Insured as respects to General Liability Insurance while N~FBU is acting as its agent.
CERTIFICATE HOLDER I I ADDITIONALINSURED;INSURER LETTER:
CANCELLATION
Town of Southold
PO Box 1179
Southold,, NY 11971
,[CEtYrcO
' ,: ACORD 25'S (7/97~-
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRAT
DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 60 DAYS DAYS WRITr E
NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHA
IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSUREP~ ITS AGENTS OR
REPRESENTATIVES.
AUTHORIZED REPRESENTATIVE
' *' eACORD CORPORATION 1988
CERTIFICATE
FRENKEL & CO., iNC.
~Wo WORLD TRADE CENTER
NEW YORK', NY 10048
OF INSURANCE
NEW YoRg; BOARD OF F1RE
UNDERWR I TERS
40 FULTON STREET
NEW VO~ NY 10038
COVERAGES
§/09/98
1HIS CERTIFICATE IS ISSUED /.S A MATTER OF INFORMAT]Oi~
ONLY AND CONFERS NO RISHTS UPON THE CERTIFICATE
HOLDER. THIS CERTITICATE DOES J~OT AMEND. EXTEND OF
ALTER TH~ COyER~GE AYFORpED By' THE POLICIES B~LOW
COMI~ANiES A~FORDING COOPERAGE
COMPANY
A Hartford A~piden~ & Indemnity
COMPA~Y
B National IJnior~ Fire
COEPANY
C Reliance Ins. Co. of
D
Ill.
~ENERAL LIABILrrY [GENERAL AGGREGATE $ 200000C
X~ CoMMERC~ALGENERALLIABILIT? 10UUNLC210 12/31197 12/31/98 ~CTS-COMP/OP A~G S 100000C
:.~ ~ CLAIMS MADE ~ OCCUR P~ON~L & ADV IN,dRY $ 100000C
OWN~ & ~NTRACT~ P~T ~CH ~CCURRENCE $ 100000C
-- ~E DA~A~E ~ one ~ireT' ~ 500 O C
~TOMOBP-ELIAB~I~ . ~OMB~NEO SING~ LI~T $
~ ANY AUtO 10UENLC1816 12131/g7 12/31/98 100000C
HIRED AUTOS BODILY iNJURY $
EACH ACCIDENT $
EXCESS LIABI~ EACH ~CURRENCE $ ~5000000
~ UMBRELLA ~M ' BE9321035 12/31/97 12/31/98 AGATE S 25000000
EMPLOYERS' EIAB[ffY EACH ACCIDENT $
THE PROPRIETOR/ ~ INCL DISEASE . POLl~ LIMIT $
PARTNE~ECUTIVE
O~S A~: EXCL ~ Dt~ASE - ~CH ~OY~
Professional NPC149979400 5/27/98 5/27/99 $3,000,000 Per
L iab i I i ty Occur rence/
J Aggregate
DESCRIPTION OF 0 PERATIO N S.rLO OATIO N S/VENiCCES/SP ECIAL ITEMS
Town of Southold is ncluded as additional insured as respects the General
Liability insurance while r~¥BFU is acting as its agent
Town of Southold 30 DAYSWRITTENNOTICETOTHEDERTIFIOATEHOL.DERNAMEDTOTHELEFT,
P. O. Box 117 g sm FAF-USS TO MAP- SUCH NOTICE SHAM. IMPOSE NO OBLIGATION OR LIABILiTY
Southold, NY 11971 oF ANY I(IND UPON THE COMPANY~ ITS AGENTS OR REPRESENTATIVES
AUTHORIZED REPRESENTATIVE ' 5 7 g '7 0 0 0 {~
JUDITH T. TERRY
TOWN CLERK
REGISTRAR OF VITAL STATISTICS
. MARK[AGE OFFICER
Town Hall. 53095 Main Road
P.O. Box 1179
Southold. New York 11971
Fax (516) 765-1823
Telephone (516) 765~1801
OFFICE OF 'THE TOWN CLERK
TOWN OF SOUTHOLD
March 23, 1992
Albert J. Reed, Vice President
New York Board of Fire Underwriters
85 John Street
New York, New York 10038
Dear Mr. Reed:
We are in receipt of your Certificate of Liability Insurance naming the
Town of Southold as an additional insured with respect to your designation
of Electrical Inspectors of the Town of Southold. Thank you for providing
this certificate so promptly.
The Southold Town Board has one further request with respect to
your appointment, please submit a current set of credentials for your firm
at your earliest convenience. Thank you for your anticipated cooperation.
Very truly yours,
Judith T. Terry
Southold Town Clerk
cc: V. Lessard
E~IGHAM
t996
Mr. Alexander Pknie: Presiden:
New York Board of Fk~ Underwriters
85 Iohn Stree~
New York, New York 10038
D~ar Mr. Pirnie:
Re: Electrical tnspec~on Ordinances
(Our File No.: 10727621)
k is our understanding r/m: the New York Board continues [o receive inquiries from
mumc~alhies concem/ng the validity of various e!ecu-ical inspection ord~nnrlces which, generally
speaking, deputize the Chief Inspector and ~ch of the duly appoin:ed trmpec:o~ of the New York
Board as agenm of the munic~ality to make etecmcal inspections, and require the issuance of a
temporary certificate or permanen~ certificate of compliance by the Board prior to the energizing
of an electrical installation. -
Specifically? you have made us aware of contenfiorm being made m the effect that mese
ordinances are violative of sram and federal antilrast laws. These allegations are being made on
behalf of "Electrical rampectors. Inc.' which is a commercia~ enre~rise tha~ would like m
~compere~ with ~e New York Board and de:we profits fi:om doing electrical inspecuons for
mumc~palities.
This [e~er will confa'm our prevmus advice co you that an ord~mnce of a mumcipality
Which. deputizes the New York Board as the exclusive electr~ical [mpecror in rim: jurisdiction is
both constitutional and nor violative of either federal or srare an:ir:us: law.
I-IISTORY
i .ne New York Board of Fi~ Unde.~rirers is a nor-~or-pron: corporanon which was
are. area by xn ac: or' ~e New York heg~slamre m t86/ ~ = body co~orare and politic m e~sr un
~.Alexander P~ie
ApHt $, I996
Page 2
perpetuity. One of the presen~ activities of the Board is the insoectmn of elecr_rical insmllaftons.
2"ne New York Board has been malting electrical inspecdous in the State of New York
since 1881, [n that year, the Board appointed its f~rsr inspector after receiving a letter from
Thom~ A. Edison staring that he had a system of electrical lighting rJmr was free from any danger
of f~re. Ever since then. the Board has been making electrical msoecdons, first in New York
City. and. since 1949. throughout the State of New York.
Presently, a number of municipalities have adopted ordinances which deputize personnel
employed by the Board as authorized reoresenratives of the rmmicipaliry for making elecn-icat
inspections, Such ordinances reqmre that a Certificate of Code Comoliance be furnished by the
Board before an electrical installation is energY, zed. The New York Board long has allowed
municip~ties in New York State to deoudze irs insp~rors in r. hJs manner where the mumcipalir£
has seen fit not m mcat the expense of inr/ng and training irs own staff of e!ecrrical ~msoecrors.
Over the past ~_5 years there have b~n two moorted decisions by New York cotzrrs
concerinng e!ecn'ical inspection ord'mances that appoint the New York Board of Fire
Underwriters. The first and only case with orecedendal value is Saazone v. Guasparf. The New
Yor~ Board of Fire Underwriters and Niagara Mohawk Power Corp. 30 N.Y.2d 920. 335
N.Y.S.2d 57I (1972); affg..36 A.D.2d 1027. 322 N.Y.S,2d 622 (4th Dept. 1971). This case was
decided by the New York Court of Appeals. our highesz court, and b binding upon all corn-rs
within the state, tr involved a challenge to the City of Rome's electrical impecdon ordinate
which delegare~ all of the City of Rome's electrical insoecdons m New York Board of Fire
Underwriters. Both the Court of Appeals and the Appellate Division. Fourch Department
anamrnously af~anne~ [then] Justice Richard J. Cardamone's order dated January. 15. 1970
holding that exclusively delegating the Ci~ of Rome's e~.ecnSc~ inspections to the New York
Board of Fire Unde~m~rkers was a perfectly valid exercise of the Cky. 's broad ootice powers in alt
areas involving the safe~mxrding of public health, human life and private property.~
The other New York case involving [he validity of an etec~cal inspec~on ordinance was
entitled Arlarazc fniand [nc. v. Town of ~fnion !26 Mlsc.2d 509. 483 N.Y..S.2d 612 (Broome
County 198~). In this case. the Broome County Suoreme Court Supreme Courts in New York
State are ,ami level courts only and [heir decisions do nor constitute binding precedenr~ held [hat
rJ:le Town of U~fion's delegation of the Ne~,v York Board was an unconsnradonal and. smru~oriiy
invalid deleganon of power~ Tkis decimon, which was never reviewed by an ~etlare courn ts
Cen[rm rox ,.idI understanding of ~Ae scope of~ ~g ~s a mv~ew or ~e Record on Appel. became
bom me Co~ of A~pe~ ~d ~e Appertain Div~ion ~o~y ~5~ J~nce Cat--one's Order ~ted
J~f i5.: )70, w~ck w~ not offic:~y p~lishe~. We ?~o~d ~e pie~ m prov~ a copy of 6~e R~ord ro
co~e[ for ~y interested mmmp~i~.
M_r. Alexander Pirnie
April 8, 1996
Page 3 =
i~jncprr~c~ as a mar~ of law because :i~ failed m fotlow~ Sanzone v. Gao. s~pari,~ ?aXd as mentioned
eariie~ iS of rio.p~ecedenfial value~' ..Additionally, as we shall see, the Aflmlfic Inland decision
~ ~n direca comzadimion with specific: l~.ws ar~ regulatiem enacted by New York,s leg/slature and
'Department of State which al/ow for the careful dejection of code admlnisl:md0n, and, in ~ighr
of recent clarifications of antitrust law, the decision is outdated.
.~l of the antitrust attac~ a~t 'elec~cat inspection~rdinan~s we have seen cite ro the
A~lantic-fnland case for. supporz, t:I~wever~ ~ese atmc~ ~gl~[p~;mennon the~exisrence of the
conrrolling Sanzone case as we~ a~ the subsequent e. mctmenz of N&w York Stare Regulations
confmxai~g tha~ a~ muzucq~aliry may de!e~*~:,~cal m.xpecuon ~urhonty co qualmed enunes.
( See eg ~9 N?C,RR ~44..4.):~. Seco~nd~y, rhes~ ~rtaCl~s.over~ook~ the facr~ that in the th/rreen years
which haye pasaec[ s/ncc ..the mlana~c:fnland.':.decision ~ere trove been signffiCunt c~mrifications in
antitrust law whict~ reinforce the fact rtmt under the store acuon imm~miry doctrine, these
mummpa/electrical inspection ordinances are,exem~. ~ ::rom the annrrusz laws.
.~s yon a~zy~:,recatl from. our pre~iotm miwce~ concerning this issue, [ocat governmenm are
immune from damage ¢t~,under the ~nr/trlmt ~ws. Scs Local Goverxmaent Anutrust Act 15
U.S.C. Sections 34--36. Se~uon oS(a) provides:
No damages, interest on damages, costs, or a~orney's fees may
be recovered under sec~on t.5, ~_5a or t5c of r~is ~kle from any
local government, or official or employee thereof acting in an
official capacity.
Along these lines, the United States Supreme Court h~nded down a decision in 1991 in
Ci~ of Columbia v. Omni OUrdoorAdverrising, £~ic. 499 U.S. 365. Ill S.CL 1344. 113 L.Ed.
2d 382 11991) rhat. dealr with the specific issue of the antitrust hmnunirv of local =overnmenrs.
Of course, the Arlan~c-£niartd case did not address rbis more rec-enr development m anrkrusr law
and thus. any discussion of the present day annrrusr knplications of these municipal e!ecrmcal
inspeczion ordinances rtmr does not Nciude the City. of Coiurabia case is incomplete and
misleading.
r.m Ci~ of Columbia. the United Staies Supreme Court afl'mined tharmumcipaiiries will
receive immunirq, from federal armkrdsr taws when they act according to clearly expressed sram
policy that author~,ves ~e~ action [o~en role.mod ro as ~?arker. irmxmni~f' after the leading case
Parker ~. Brown. 3i7 U.S. 54i (t9a3)]. State aurhor/zar/on for mUmcmai ordLnances
~epufizmg rAe New York Board eieca-ical resistors ~s found, among other places. [n New York
Mr. Alexander Pirdie
April 8, 1996
Page zt
State's Executive Law Section 370 (thc New York State Uniform Fire Prevention and Bu'flding
Code Act), Town Law Section 138 ("Building Impector') and the New York Code of Rules and
Regulations. 19 NYCRR d44. Tals particular rega~/adon (19 N~CRR ~.44.4), promulgated
according to section 381 of the Uniform Fire PrevenUon and Build'rog Code Act by the Secretary
of Stare, stores:
(a) where after July 1, !987, an entity charged with or accotmmbte
for admini~rrauon and erfforcement of the Un/form Code relies upon
the contracte~ for setwices of an individual, parmemhip, business
corporation or similar finn for the principal part of an adminlsrration
and enforcement program, it shall satis~ itsel~ rlmt any such provider
has qualifications comparable to those of an individual who has met
the requirements of Part 434 of rNs Titte.
Therefore. there is rm question that New York law perrmts municmaliries to appoint
private persons as eiecrrical inspectors, and it is undisputed that the Cb/el Impecr~or an(i duly
designated inspectors of the not-for-profit New York Board meet or exceed alt applicable
qtmlifications.
The real d'ma~eemenr that certain persons have expressed with the New York Board
electrical mspecuon ordinances is over the issue of a municipality's excinsive authorization of the
New York Board as electrical inspector. The CiD] of Coiurn~i,7 d~ision laid ro mst any
sp~ulation tha~ m order ro enjoy Par/ret Lrnmunky, the cleariy expressed sram policy nmst include
express authority ro suppress competition:
The Supreme Court stated:
"We nave rejected the conteEtion [bat r~is requirement can be met
only if the delegating stature explicitly permits the displacement of
competition. (See ~Jat!ie v. Eau C~zire. ¢7~. U.S. 34, 4142 (1985);
It is enough, we have held. if suppression of competiuon is the
~fores~able result" of what the statute authorizes. (Id. ar 42). Cirv
of Coiurabia. ar 5.
The dissent in Ci~/ oJ~ Cotur~ia observed mar the Court was adopfmg % sig_rfiF~cant
enlargement of :be sram action exemntion'. The dissent also noted r~ar the South Carodna
~ sramms involved in rlmt case ~'[did] not an~ciDare any state po[my m displace compe~tion with
econormc regulation in any line )f commerce or in any specific industry". The South Carolina
~mmres.were expressly adopted m promote the "health_ safe~w, morals or the general welfare of
me :omnmn/ry." (Id. at ti FN3)
Mr. Alexander Pirrfie
Aor/1 8, I996
Page 5
The New, York State Uniform Fire Prevention and Building Code.'Act -(Execuuve Law
Section 370; er. seq.), which provides the statutory authority for the delegation of municipal
power [o private persons rd perform elecn'/cal /nspectiom. provides much more explick
anthonzation for the suppression of competition r/ma did the .South Carolina statures in City of
Columbia. Sirrfitar rd thc b-a~c Mtenro~he South Carol/nm stat-me,.the Uniform Fire Prevention
'm~inry rd persons,
371. But the present Isrew York Act goes
* finds thor a.problem of the
was ~a tack of
and enfozce~[
~of~e
rd adminisrer
:o thc rrai~in§
See Exec'ativ~
in
th,e,r~o~ of,~e~Suprem~e. Courr
foreseeable
Code Ac~.
CONCLUSION
rm summary, the laws and re=inflations of New York clearly provide thai k is the pubtlc
policy of New York Stare rd a~/ow municipalities m appoint a pr/yore person m perform eiecrrical
inspecuon se,vices m ensure amform compliance with building codes. A mumcipaliry which
deputizes the New York Board inspectors as the exclusive electrical insoecrors in rlmr jurisdiction
is nor in violation of either the Sherman Antinmsr Act, (the federal Iow), or the Donnetly Act. [rs
New York Stare comxerparr. The Ci~. of Color, ia decision by We Supreme Court has confirmed
that laws and r%m. flanons such as these will be liberally consrrue~ rd at/ow for exclusive and
andcompenrive results and will receive Parker ~mmuni~ from the federal antitrust laws. The
murdcipai ordinances would also be found outside rbe scooe of the Donneily Act bemuse they are
~ proper exercise ,f the police power of the municipality which is specifically encouraged by We
sram [egismmre. (Executive Law. Section 371 2d~
~. Alexander Pimie
April 8, 1996
Page 6
We would be pleased to discuas any asp~r of this flzrther with you or with counsel for any
concerned municipality.
Very, t:rtdy yours
BIGHAM ENGLAR JONES & HOUSTON
Donald T. RaYe, Jr.
Timothy P. Lemon
DTR:pr
THE RrEW YOP~ BOARD OF FIRE UNDERWRITERS
'~ . 85 JOHN STREET ~V'YORK N.Y. 100~8
April 12, 1996
(212) 227-8700
.Tean ~. Cochran
Sou~old,. '
: ~ntion that an entity known as "Electrical Inspectors Inh.~ has
~ certain municipalities to utilize their ~e~ices
fn-m, Abar~e, Balkan, Colav~ra ~g Conum. T J ~P, 'tO write
to m, micipal official~ on Long Island. What prompm our concern is the fact that they have alleged
Jhat o~rdimnces ~ to which the New York Board of F~re Underwriters rnake~ electrical
.u~p~ e~ao .ns am~ .ffi~ inequitab an contrary to the best mte, ests of your commumry
T ese t6 uy u ounded. ' · ,.
To,~p~0rC ~e~.r ¢ontentmn that. the ordinances arc "JJle~al~ they refer ~o a decision by a
"' '~ "~ ~ .... ~ ' C;;~!~D;'. '
,,c.~_~ · ,, B~,.c.~,.¢. New York, and ~ao~e the fact that in ~972 our ~hest coum tha New
,., ¢ ..~.,.~ ~.,...r .... kppe~is, specmcall¥ and conclumvel¥ ruled ~J~t these ord~znces' are
¢~lst~"~nd, a, l~W~Uex=cise of a municipatky's police power,
,, +~,. ;yfa~naYe had,the rn~,tter r, esearched by our own lawyers, B~ghsm Englar Jones a Housrom
and aa goa~m!~,see from their opnnon l~trer which m enclosed, the Broome County ctemsmn m
i~orr~c[~.~ has ~l>solute,ly no precede~mal value. Furthermore, a subsequent ruling from the
~ - ) ![b~ /I'' -:,i' '~ : ~ · ' ' - ' , · . , '
United S~ Suprii~e Cou~ establishes conctumvely that swmlar ordinances are. not ~mlauYe of
any laws.' Ba~ed upgn the advice, of counsel. We are. satisfied that the New YoEk Board's' activities
are no~ "i!~',~ contended by Electrical ~pecmrs Inc,, and we will continue ro provide
el~cm,cal im-ae~O~servmes to mumc!palmes that wmh us to do so I have authorized Donald T
Jones & Houston to discuss 'any aspect of their oninion with
your attor~lL'yf i~ they should wmh to do so.
Ap ~foI!::Electrical' Inspectors Inc. 's contention that the Board's activities are N nequitable"
and "conugrY ro the best, interests of your community' ~e thirk that they mi~erceive ~e function
and purpo~ of life safety, co,de compliance ~aspecdons.
k would appear self-evident that 5n instances where a mUmcipality has decided ro rely
upon an outside agency r,o perform electrical inspec~ous rather than ac~, training and
maintainiug irs own stuff of qualified inspecrors~ there should be uniformitT, the outside agency
should have unquestionable cmdentlais, and not be mouvated ar all by profit. In this latter respem.
a profir~afven inspector would be less inciine~ re spend the rime at an Luspection sire necessary.
to fully inspect the installation, As another example, once a violation is noted, the inspector is
required to revisk the installation (ar no additional charge) to determine whether the violation has
been corrected. Therefore, a profit motive would present an inherent conflict of interest for a
safety inspector, particularly if the inspector were a shareholder or parmer in the commercial
entity socking to make a profit on the job.
By contrast, the New York Board inspectors are salaried, have no interest m profits and
hence no motive to rush through an inspection and overlook violations.
As you may or may not be aware, the New York Board of Fire Underwriters was created
by an act of the New York State Legislature in 1867 as "a body politic and corporate' ro erdst in
perpetuity. It is a non-profit organization dedicated exclusively m the public safety, and irs
operating deficit ~ 5~.m-d~ by the ~arance ip~nst~y. Our Burean of.Elecwicity makes electrical
inspections throughout the state and datos back to the days of Thomas Edison. who actually came
ro the New York Board for approval of the first electrical system installed in Manhattan. Over
the years, New York Board personnel have been inswamental in the promulgation of ~ National
Electric Code, and our people continue to serve on safety advisory and code malting panels on a
nationwide bas~s.
Although rich in tradition and experience in the field of electrical safety, our nor-for-profit
stares does not leave us with the funds which would be necessary, to advertise, lobby or otherwise
comoere in a ~marketplace' for electr/cal/nspec*3ons, tn fact. as un-American and pol/ticatly
incorrect as ir may sound to the uninitiated, we do nor believe that k would be prudent for any
municipalky charged w/th the protection of its citizens r.o allow for the creation of a "m~r~etplace'
for electrical safety code compliance, any more than there is or should be a "marketplace" for the
uulform performance of other building code inspections, health insnections, police services, fire
services, or judicial services. Thus. when Elecrricai Inspectors Inc.'s attorney says in his mass
mailing that residents "must be allowed a choice of not only qualified electricians but a choice of
qualified electrical/nspection companies" we think that ho'is simply demonstrating his commercial
client's nnsperception of the role of an individual charged with the responsibility of making a
safety inspection. Clearly, an electric/an hav/ng his work inspected should not be able to "Choose"
who his safety code compliance inspector will be.
In summary,, we are confident that from a Iegai sumdpoint our inspections are entirely
proper. From a public safety standpoint, we think rilat ir would be irresponsible m ~rsake
un/fortuity and create a commercial marketplace for r. he selection of electrical inspectors.
A~ always, we would be pleased m answer any inquiries you may have. All of our
¢ersonnel look forward to continuing ro protect the lives and prope.~zy of~e citizens of .'.his store.
Sincerely,
Alexander Pa'me. President
CERTIFICATE OF INSURANCE
12~12/g6
PRODUCER
FRENKE[. & CO., I1~.
~23 ~LLIAM; STREE?
NEW YORK, N;¥ 10038
2905
NE~ YORK: BOARD OF FIRE
UNBERW~ i ~ERs
85 JOHN; ST,REET
NEW YoRK NY 10038
COVFRAGES
TH.S!S .OCEP:'.' Y ilAl'T~ ' =Oi .C G.~O:
TI.IlS CERTIFICATF IS ISSUED AS A MATTER OF.INFORMATION
ONL~ AND, CONFERS NO RIGHTS UPON THE CERTIFICATE
HO/-D~! TH!S CERTIFICATE Oo~[ NOT~ ~ENO,: EXTEND OR
ALTER THE:GOVE~kGE AFFORDED B~ ~HE POLICIES BELOW.
COMPANY
COMPANY
CGMPANY
, c~P~N ES A~O~DiNG COVERAGE
Har~or~ i!~sUrance Co,
National U~ioni Fir=
Rel:iance ins. Co. of II1,.
RODUCT -CGMR.OR ooo0o
A ~ ' ~CL~IM~ MAD~,OCCUR lOUUNLC2104 12/31/g6 12/31/g7 P~S~AL &~V INJURY $ 1000000'
O~ER~ & CONTRACTOR S ~ROT ~CH QCCUR~E~CE S 1000000
~X X,. C,~ · U [NCL, ~RE DAMAGE (A"7 one fire) $ 50000
A , X ANY A~TO lOUENLC1816 12/31/96 12/31/97 1000000
GARAG;LIABILtTY A~O ONLY: EA ACCIDENT $
~ *N~ AUtO 0~ ~.*. AUTO 0.~:
EXCESS LI~IL~ EACH OCCURRENCE $ 250000~0
UMB~LLA FORM BE9321035 12131/96 12/31/97 AGGREGATE $ 25000000
/ OTHER TH~N UMBRELLA FORM
C Professional ' NPG149979400 5/27/96 5/27/97 $3,000,000 Per
Liability j Occurrence/
A~re~ate
Town of Sbu*hold is included as additional insured as respects the General
Liability insurance while NYBFU is ac~ing as i~s agent
10007
(212) 312-7~68
CERTIFICATE OF WORKERS COMPENSATION INSURANCE
NEW YORK BOARD OF FIRE LrNDERWRITER
(A NY CORP)
85 JOHN ST
NEW YORK NY 10038
t~CEtVED
JAN 1 7 1997
Sout~o{d Town Qe~
POLICY NUMBER
1031 430-0
DATE
12/31/96
CSRTI~CATENUMBER
894-680
PERIOD COVEREDBYTHISCERTIFICATE
12/31/96 TO 12/31/98
POLICYHOLDER
NEW YORK BOARD OF FIRE UNDERWRITER
(A NY CORP)
85 JOHN ST
NEW YORK NY 10039
CERTIFICATE HOLDER
TOWN OF SOUTHOLD
PO BOX 1179
SOUTHOLD
NY 11971
THIS IS TO CERTIFY THAT THE POLICYHOLDER NAilED ABOVE IS INSURED WITH THE STATE
INSURANCE FUND UNDER POLICY NO. 1031 430-0 UNTIL 12/31/98 , COVERING THE ENTIRE
OBLIGATION OF THIS POLICYHOLDER FOR WORKERS' COMPENSATION UNDER THE NEW YORK WORK-
ERS' COMPENSATION LAW WITH RESPECT TO ALL OPERATIONS IN THE STATE OF NEW YORK.
IF SAID POLICY IS CANCELLED, OR CHANGED PRIOR TO 12/31/98 IN SUCH MANNER AS
TO AFFECT THIS CERTIFICATE, 5 DAYS WRITTEN NOTICE OF SUCH CANCELLATION
WILL BE GIVEN TO THE CERTIFICATE HOLDER ABOVE. NOTICE BY REGULAR MAIL SO
ADDRESSED SHALL BE SUFFICIENT COMPLIANCE WITH THIS PROVISION.
U-26.3
AOOl'.l CERTIFICATE OF INSURANCE- aA . ,.,.,,.a,., -i
12/12/g§
PROOCCCR THIS CERTIFICATE I~ ISSUED AS A MATTER OF INFORMATION
- ONI~ AND CONFERS: NO RIGHTS UPON ,THE CERTIFICATE
FRENKEL &~ CO.,~ INC. 2905 HOLDER. THiS CERT1FICATE'DOES~OT AMEND, EXTEND OR
12'3 W*I Li~iA~' S¥~E:E~r ' ~ ..... ALTER THE COVERAGE AFFORDED aY THE.POLICIES a~ow~*~
N~ ~0~RK ~ N~~ ~10038 ~ cOMPANIESAFFO~ING CO
COMPANY ' "
- - A Hartford Insurance, Co,
INSURED C~PANY
N~ YORK BOARD OF FIRE B National Union Fire
UNDERWR I TERS COMPANY
85 JOHN STREET C Reliance Ins, Ce. of I~1.
NEW YORK NY 10038 COMPANY
I D
COVERAGES
A ~::~:~ I CLA[MS UAD~ OCCUR 10UUNLC2104 12/31/06 12/31/07 PERSONAL ['ADV INJURY $ ~-1000000
',X,r,. C ,t~ U;~[NC'L. . 50000
A ~ ANYAUTO 10UENLC1816 12/31196 12/31107 "~ 1000000
~ H~ED AUT~ R~EIVED BODILY ~Jg~Y
GARAGELIAB~ITY ~Uf~ TO~ Cj~ · AUTO ONLY - EA ACCIDENT $
C Professional NPG149979400 5/27/96 5/27/97 $3,000,000 Per
Liability Occurrence/
Town of Southold is included as additional insured as respects ~he General
Liability insurance while NYBFU is acting as its agent