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HomeMy WebLinkAboutFleet Bank ELIZABETH A. NEVILLE TOWN CLERK REGISTRAR OF VITAL STATISTICS MARRIAGE OFFICER · i~ RECORDS 1ViA~AGE~IENT OFFICER , :,~REEDOM OF iNFORMATION OFFICER Town Hall, 53095 Main Road P.O. Box 1179 Southold, New York 11971 Fax (631) 765-6145 Telephone (631. 765-1800 southold~own.northfork.net OFFICE OF THE TOWN CLERK TOWN OF SOUTHOLD FOLLOWINGRESOLUTION NO. 578 OF 2002 MEETING OF THE SOUTHOLD TOWN BOARD ON AUGUST 27, 2002: RESOLVED that the Town Board of the Town of Southold hereby authorizes .and directs Sunervis0r JoshuaY. Horton to execute a Third Party Custodian Agreement between the Town of S0uthold~ Fleet National Bank and The Bank of New York; said agreement subject to the approval of the Town Auomey. Elizabeth A. Neville Southold Town Clerk FOR BANK USE ONLY ~J~ []MA ~'ME []NP, []UPNY []RI t [] METRO NY/NJ [] OTHER ResolutiOn 1. I am (check one) , hereby certi~ that Secretary or Clerk of Corporation: AssiStant Secrete. ry or Assistant Clerk of Corperauon; a gen'erai partner of p~rtnershio sols Dro,Ddetor t7¢' OT,,',ER · (COMPANY) 2. That the Company ~s organized and existing under the laws of fSTATE) 3. That the foilowing Resolution has been duly adopted by all requisite approvals: RESOUCED: For purposes of utilizing the Funds Transfer Service of fCf.,&~'7'- ?o4,'47.. ("Bank"), tiqe Company enters into a Funds Transfer Agreement with the Bank containing such terms and provisions as the Company and Bank shall agree to; that the Funds Transfer Agreement shall authorize such one or more officers of the Company to effect funds transfers on behalf of the Company end to debit end with- draw fu1~ds from one or more Company accounts maintained with the Bank: that in order to accomplish '.he fore- going, the officer whose name and title appears below, acting singly, shall nave full oower and authority to execute the Funds Transfer Agreement. including'the designation of. such one or more officers of. the Comcany who shall qave the power and authority to effect funds transfers and to debit and withdraw h~nds from the Company's accounts, and such additional documents as the Bank shall request. The following officer of ~he Cc~mpany, acting sJngiy, is hereby given ~e power and authority to execute the Funds Transfe¢ Agreement. ss ~foresaid: 4. That as of the date hereof the foregoing Resolution has not been amended or modified and is in full force and effect and that the aforesaid officer continues to serve as the duly elected and qualified officer of the Company in the capacity indicated. IN WITNESS WHEREOF, I have'set my hand and seal of the Company on the day of (IN C~ACITY AS ,~,FORESAID} (M~t be signed by person other than individual being au[nonzeoj White and Canary - PA SERVICES, FUNDS TRANSFER DEPT. Pink - CUSTOMER CONFIRMATION PO Box 5635, Scranton, PA 18505 - 5635 10288 6199 PKG 50 EA Funds Transfer Agreement As.used .herein the words "you," "your~ and "yours" refer to the customer named below. The words "we," ~,~with us t~ other accour[tsmai~tained with us or elsewhere~ You have requested access to the Service. ~ By Signing th s agreement ("Agrsemen~ you agree to all ortho terms and conditions contained herein. TRANSFER INSTRUCTIONS A. Initiating Transfers Any o~ your authorized [epresentatives ( Authorized Representative ) may instruct us to transfer funds fr~3m an'Y ~,~,dur de~igQated accounts with us (an "_A._c~,0unf') to any other acco'unt with us or to an accountat'~;3o~er, b~nk t~rough the Federal Reserves funds transfer system or such other fu~3d~ transfer ~ystem as wemay re~sonab y se oct ("Funds Transfer System=~,. Each Author zed Repr,ese~tiv~d Adc~QhtiS listed on Exhibit A a~tached hereto anB hereby ~nac/e a pa~t hereof. Su~ch an ~.~stm.~ ~c~on~!,(a ,paYmeat order~ or order~) may be rec~elved from you by telephone, in wdt~ng, e;r by n~ean$,of a.,terminal connection with us or by any other means we may make available to you. B. Executing O~dem i. General We will execute a payment order received from you only if it is in the medium specified by you in the Funds Transfer Service Agreement and received by us at the location designated by us during our normal business hours. For purposes of this Agreement, we shall be deemed to have executed a payment order by and at the time of transmitting it to the applicable Funds Transfer System o~ in the case of a~ order to be credited to an account with us. upon crediting such account. Except as provided in section l(B)(iii) below, each payment order must include the following information, in addition to any information, required by us for Authorized Representative identification a?d secudt~ purposes: (a) the account number of the Account from which funds are fo be withdrawn; (b) the amount and type of currency to be transferred; (c) the name of the beneficiary bank; (d) the name and the account number of the beneficiary of the order;, and (e) the name and ABA number of any intermediary bank through which funds are to be transferred or processed. You acknowledge and agree that, if your payment order describes the beneficiary or intermediary bank inCOnsistently by name, account or ABA number, payment of the order transmitted by us to the beneficiary or intermediary bank might be made by that bank on the basis of the account number even if it identifies a person or bank different from the named beneficiary or intermediary bank, and that your obligation to pay the amount of the order to us is not excused in such circumstances, We ere not responsible for detecting any errors that may be contained in any payment Order you send. We aod,you wil~, comply with the security procedures you selected in the Funds Transfer Service Agreement. 'You agree that you have selected the security prOcedure most suitable for you, considering, among other things, the size, type and frequency of your payment orders. If you select a security procedure that is not suitable or commercially reasonable for you and we fotlow those procedures in acce0t~ng your payment orders, you agree that you will be bound by those payment ordeYs whether or not they are authorized. Form 11C15 (3/99) Pkg/25 In addition to the security procedures you have selected, we may also, but shall not be obligated to, call back an Authorized Representative (other than the Authorized RepreSentative from whom we purportedly received a payment order) in order to authenticate any order received. If we exercise that.right, we shall have no obligation to execute the payment order received until such tirneas we are able to secure an authorization from such other Authorized Representatives. You understand and agree, andyou shall advise each AuthodzedRepresentative that we may, at our .option, record telephone conversations beN/een an Authorized Representative end us. The =lecision to record any telephone conversations shall be solely within our discretion and we shall have no liabll~ for failing to do so. We are not obligatbd:to e~ute and will, except as set forth below, reject any payment order (a) "(h~at: ex~ceeds the amount: bf;avai!able fUnds on deposit with us in the A~ccount designated in the or, er to bis d~bi~ed [or ~ Lhe case o, a repetitive order, the Account spemfied m Exhibit B), ~) if yci~ ~ave~com~.hec w~t,, you, obligations with respect to the secudty prcceUures'youseiected O~ E the b~der ,,ce. no, meet ,he reaulremen,s of these procedure; (c) that s ~o~ In accordance wi~h any ~-o~iti0n requ~ed by' ~bu~ agreed tb n Writing, by U§; (,cl)tha~ ~s r~t-~ acgdrda~ce with. any other requifemeht of:this Agreeme~.,,or ~):that ~e. ~ ;~tnai~le to~ eXec~ dna'to ao::)licabie legal ~rccess, law. reguiation or otl~e~' eo~ernmental [iGiSel~ne. ~o~ithstandih9 the foregoing,sentence, we '.may= in our discretion, execute an order even if there are nm sufficient available funds on'deno~it ~vith us in the Account you designate to fund the payment order. If we do so. you agree to repays.us on. demand the amount of any resulting overdra~ in the appli"able Accoun.: and the overdra~ fees specified in the:,applicableAccountagmement. ii. Time of Execution Unless the payment ~rderspeciffes a later date we will use our best efforts t~o execute a payment order received frcm you~3g,+the date the order ~s received if we receive.it before our fUnds transfer cra-off houpot~ a.day we;aYe open~ We will execute a payment order on a later day than the day of receipt of the O~.er i~f~{i~ayment order specifies such la{er day and is no more than thirty (30) calendar d~yS. a:~r the~a~ent,order is received by us. If either the applicable Funds Transfer S, ~'.;" :~ ,~':";!; !!'~ :'i~ 's .: ~:¢ ':~ '~.'mitted or .the beneficiary hank are not open for husines~ o::.".~.e;"~:; ':::. ,',..:;;, :".'."~' ..... ; order on the next business dey on which both. areopen. We may handJe{ipaym .e~em received from you in any order convenient to us regardless of the order in whJci~ W~' receive A payment o~der shall~ he~deeme¢ received by us when the transmission to us and compliance with the security pr0ced,Jres you, selected are completed. iii. Repetitive Orders We will provide you with a repeat code for each repetitive payment order (i.e., a payment order made on a recurring basis to the same beneficiary and to the same account at the same beneficary bank) to beLmade to those payees identified in Exhibit B. A repetitive payment order must include the repe~t code and amount of the payment order in add tion to any information required by US for Auth~3rized Representative identification and security purposes. Ifyou use an incerr.e, ct rep~a, t Code, ~e ere not obligated to execute the payment order, but if we do, you shall be obl~gafed to pay the -~'mou~t of the order as provided herein. iv. Cancellation and Amendment You may request that we attempt to cancel or amend a payment order previously received from you. Any such request shall comply with the security procedures applicable to the related payment order. We shall use our best efforts to act on a request for cancellation or amendment received prior to execution of the related payment order by us, -but we shall have no liabil~ for failure to effect such cancellation or amendment. If we receive your request after we have executed your oPayment order, we will transmit to the beneficiary bank a request for cancellation or amendment f a payment .order receNed aftere'~'eCOtion of the i'elated payment order by us, but §hall have no for failure to effect such cancell~tionor amendment. If the ~ ~irected us to ', we will transmit the we will have no. further obligation to act with v. Notice of Rejection or Return We w~ notify you promptly of any reje~ion of a payment order by us and cf any return of a payment orde~ t~ansTaitted by us under this A~eement. Upon such notification we shall have no fur,her ob[igatio~ to ~ with respect to such order, provided, in the Case o~ rejection of an order, we have acted in ac~0rdance with the terms of this Agreement C. Payment;,Authorizafion to Charge Account; No Extension of Credit You agree to ~pay. us' ~e amount of each payment order on the day we execute, that order. We may, without prior n~pt~ce or demand, debit the Account designated in the order as the Account from which funds are ~0 be withdrawn, or the appropriate Account in the case of repetitive orders. We wilt credit~the ACCOunl previdusly debited in the amount of any final settlement received by us by reason of the return, cencellation or amendment of a payment order executed by us. Such credit shall b~ made as of the day of such receipt by us. You will atail times maintain a balance of available funds in the Account sufficient to cover your payment obligatior:is ~Jnder this Agreement In the event there are not sufficient available funds in the Account to cover~vour obligations under this Agreement, you agree that we may debit any account you. mainfain~ith us. or that we may set off against any amount we owe to you, in order to obtain payment of ~our obligations under this Agreement. Any overdraft created in any of your acCounts'is: immediate'ly due and payable without notice or demand. Nothing in this Ag ,moment nor any course of dealing between you and us constitutes a cemm tment Or ob ~a{ion on our part to end money to you or to extend any cred t or make a oan to. you or to othen~is~ ad~,,ance funds to you to pay for any payment order. D. Confirmation; Account Reconciliation Information about each payment order executed by us, including a reference number, will appear on your periodic statement, in addition, if you so request, we will send you a written confirmation of any particular payment order executed by us to the address indicated on Exhibit A. You agree to notify us immediately of any discrepancy between your records and any confirmation advice or periodic statement If you fail to notify us of any such discrepancy within thirty I30) calendar days of-receipt of the COnfirmation advice Or period statement, whichever you first receive, you agree that we will not be liable for any losses resulting from your failure to give us such notice, unless otherwise provided by law. E, Security Codes ~ If a Personal Identification Number ("PIN") is a part of the security procedures you selected, we will assign a unique PIN for each Authorized Representative designated in Exhibit A and advise you of each such PiN'assigned. You shall be responsible for the security of each such PIN and any other code used under this Agreement arid for thei~ Unauthorized use. Each authorized representative shall .agree to kcs,p, each such PIN and code confidential and to disclose them only to such individuals who 'are required to know them. You shall instruct each Authorized Representative that such PiNs and codes shall rtot be .disclOSed to anyone else, and shall establish and maintain procedures reasonably adapted to assure the confidentiality of such PINs and codes. If at any time you believe .thaf. anysuch PIN'or code has become known by so. me unauthorized person {whether or no; atnployed by you), yoU ~hal! not fy us immediate y by telephone and confirm ~at notification ~n writing. Upon receip; of such telephone notice, we shall issue a new PIN and ccde in sunstitution. end we shall no longer ac~ o~ instructicns containing the PIN(s) andlbr code(s) identified in such no;ice. We reserve '.he right to change any PIN or code at any time upcn notice to ¥o[,. You shall notify us immediately by telephone, and confirm to us in writing, if you terminate the authority of any Authorized Represenfative. Upon receipt of your telephone notification, we shall no longer act on ;nstructions received from the persort identified Tin such notice. Until w? receive .such noti/Je, however, we m.a.y act ui~on and yo.u..shall be re-~ponsible for any payment.order we rece~ve~from an Authorized Representative. F. Our/~gents We may use agents inc uding but not limited to Fleet Services Corporation. to perform certain of our obligations provided for in this Agreement. Ybu may be permitted or required to direct payment order~ requests to such an agent rather than to us. 2. COMPENSATION To the extent required by law, if you suffer any loss of interest resulting from our error in executing a payment order, or from our failure to execute a payment order in accordance with the terms of this Agreement. we will reimburse you for such loss to the extent provided herein, provided that you have complied with the terms and conditions cf this Agreement and that such error or failure was due to causes within our control. Such compensation shall be limited to the interest lost for a period not exceeding mnety (90) calendar days following the receipt by you of the confirmation advice, terminal print-out, or periodic account statement (which'ever Occurs first), and. shall be calculated by using a rate equal to the effective federal funds rate at the Federal Reserve Bank for the state in which the Fleet Bank that holds the Account is located for the period inv01ved. At our option, compensation w~ be paid either by credit to an Account or by check. No such compensation will be paid if the payment order involved was not authorized by you if the payment order was received from someone purporting to be an Authorized Representative and we executed, the order in good faith and in compliance with the secud~ procedures you selected. 3. CHANGES From time to time you may change (a) accounts from which payment orders may be made, (b) Authorized Representatives and (c) any other information contained in any exhibit to this Agreement by notice to us signed by an authorized signer On the applicable Account(s). Such change will be effective on the second bank business day after the day we receive notice of a change fi-om you or such later date as may be stated in your notice to us. We may require you to use certain forms in order to effectuate such changes. From time to time we may chan~e any of the {efTs and cohditions contained in this Agreement, including, without limitation, our business hours or any cut-off hour, provided herein. Such changes wfll become effective upon receipt of notice by you or such later date as may be stated in our notice to you. In the event any applicable statute regulation or government pelicy, includ ng wthout imitation the .F~eral Reserve,s large-dollar risk control pohcy, would .invalidate or Toddy any portion- of this A~eement, then the Agreemer~'shall be deemedame~ded to the ~nt necessary to comp y with such :S~tUt~ regUIatt0r~or p~ icy, and`we sba I not be liab e to you as a result of our having to com~ly with such a statute, 'regt~lation or policy. UABILITY; LIMITATIONS ON LIABILITY; INDEMNITY We shel be responsible on!y for perform ng the Service as expressly provided in th s Agreement, and 'shall be liable o~ly for our ~g ~g~nce or ack of'good faith in perform ng the Service. We shall not be ~espOnsib e for your acts ~or~ omissions or, except.as prey ded in section 1 (F), those of any other person. Jnctuding without limitation, . any Funds Transfer System or Federal Reserve Sank or transmission or · communications facility, any banefida~ or beneficiary bank (including wJthout limitation the rejection of a - payment~rder by sucl~, beneficiary or beneficiary bank), or any other bank, and no such person .~ha be deemed our agei3L Except, ~s other:wise exprassly prOVided heroin or asrequired by Iaw We shali notbe i'equired to act ~on a~ny ~.'~c~ior~[ received from you or any other person o~' [o provide any not ce or ~dvice to yOu or'~any othe~'p~rSOn. Without limiting the genereli delay l0 actmg .if such fa~ comrnu,nication ~lifies~ ec our control. In addition, we~ if~ such execution would ,r~.~ t~sander, net debit Cap) est~ any provision of,the Federa ~.of the foregoing provisions, we shelLbe exc~Jsed from failing to act or any re or delay is caused by lagai constraint, interruption of transmission or Iipment failure, war, emergency conditions or other circumstances beyond ~all,be excused from failing to execute or delay in executing a payment order ? in our hav ng exceeded any limitation upon our intraday net funds position i!ished pursuant to Federal Reserve guidelines or in our otherw se vie ating ~eserv~'s large-dollar risk control pro, ram. IN NO EVENT SHALL WE;BE LIABLE FOR ANY CONSEQUENTIAL, SPECIAL OR INDIRECT LOSS OR DAMAGE THAT YOU ~AY'.II~CUR OR SUFFER N CONNECT ON WiTH TH S AGREEMENT OR THE isERVIcE NCLtJDI~ Wi~THOUT ElM TATION LOSS OR DAMAGE FROM SUBSEQUENT WRONGFUL DISHONOR P,E~SuLTING FROM OUR ACTS PURSUANT TO THIS AGREEMENT, REGARDLESS 0F WHET~R ~HE LIKELIHOOD OF SUCH LOSS OR DAMAGE WAS KNOWN BY US AND REGARDLESS OF T~,E. BASIS, THEORY OR NATURE QF THE ACTION ON WHICH A CLAIM IS ASSERTED. We shall be entitled to rely o~n any notice or other writing' believed by us m good faith to be genuine and ~0]'rect and to have been sf~ned by the person purporting to have signed such notice or other writing. Any'sUch notice or other writing shall be deemed to have been signed by such person. I~apayment order received by us was sent by an Authorized Representative or someone purporting to be an Authorized Representative, it will be deemed effective as your order and you shall be obligated to pay the am0un[ of the order as provided herein whether or not the order was authorized by you if we executed you~' order in good faith and in comcliance with the security procedures you selected. If a payment order receiVed by us was authorized by you, you shall be obligated to pay the amount of the order as provided herein, whether or not we c0~plied with the security procedures you selected whether or not that order was',erroneous in any respect or that error would have been detected had we complied with such procedures. You agree to indemnify us against any oss, ~bi ity or expense (including attorney's fees and expenses) incurred by us, in performing funds transfer services in accordance with the terms of this Agreement. ADDITIONAL TERMS AND CONDITIONS A. Fees Fees for funds transfers shall be in accordance with our fee schedule in effect from time to time. B. No Waiver Except for changes rqaAe irt accordance with thisAgreement~ no deviat on, whether intentional or unlnte~t[onal~ siiali'constitute a change hereto, and no such deviation shall constitute a wan/er, of any right or duty of either party hereto. AcCOunt Agreements The terms and' conditions of your applicable. Account agreement(s) are hereby incorporated by reference into thisi~reeme~, if any inconsistency exists between such agreement(s) and this Agreement, th[SlAg~nen~ shall control to the extent of such inconsistenc~'. ~ D. Incoming Transfers To the extent required by law, we will notify you of incoming funds transfers by midnight of the business day following the date on which the payment is made. E. Notices Unless otherwise stated in this Agreement, all notices and advices sent by you in connection with this agreement shall be in writing, signed by duly authorized signer(s) on the applicable AcCount(s) and sent by registered or certified U.S. mail, hand delivery, or an express carder. Notices or advices to you will be sent, by first class mail or any other means, to your address as indicated on Exhibit A unless another address is substituted by notice delivered or sent as provided herein. Notices or advices to us will be sent to our address as indicated on Exhibit A. F. Termination You may terminate your use of the Service and this Agreement at any time. Such termination shall be effective on the secend benk business day following the day of our receipt of such notice. We reserve the right to terminate the Service, or any part thereof, or this Agreement immediately upon notice to you. Any termination of this Agreement shall not affect any of your obligations arising prior to such termination. G. Entire Agreement This Agreement is the complete and exclusive statement of the agreement between us and you with respect to the subject matter hereof and supersedes any prior agreement(s) between us and you with respect to such subject matter. There are no promises, agreements, conditions, undertakings, warranties or representations, either oral or written, express or implied, between us and you other than as set forth in this Agreement. H. Severabili~ of Provisions If any part of this Agreement shall be held to be void or unenforceable, such part shall be treated as severable, leaving va~id the remainder of this Agreement. I. Non-Assignment You may not assign this Agreement or any of the dghts or duties hereunder to any person without our prior wrFden consent. J. Binding Agreement This Agreement is.andr shall be binding, upon and inure to the benefit of the paraes hereto a~d ~!heir respective tega! repreSentatives, Successors and assigns. This Agreement is not for the benefit of any~o~, person and no Other pers0~l shall have any right against us 0r you: hereunder. K. Goveming Law ,This agreement shall be governed by the laws of the State where the Fleet Bank that holds your Account is principally located. IN ~A/ITNESS WHEREOF, this Agreement has be.n executed b~ your duly authorized officer as or,his. ~'~ day of AJ0~,'~v~.,,~c~---; , .i~.°/ . CUSTOMER: To[~n of Southo!d Print Name: Jean W. Cochran Supervisor []CT []MA DME [3 NH []UPNY [] ,Metro NY/NJ [] Short Name Operator Input ID Vedfier ID Date Processed Repetitive Code (4 to 8 charactem) ---- __ : Type of ~.ransfer: Please che~ one °nly ~ Repetitive All wire tex~ is conS~ent, only amount changes ~Sami~Repettive Am0unt and 'mi~lIaneOus information" may change only DRAWDOWN REQUEST FOR FUNDS (1031) Debit Account Number 9387622082 AeceuntTifle To~ of Son.old F~:shers Island Ferry DSstrict Cu:r,"ency (if other than U;$. O~t[ars); :' ' ' ' FED ABA~ : ~ntermed~a~y Ban~ ; CHIPS ID # Address State/Coun~rf ~ranch {'~f appticab{ei The Suffolk Connt¥ National Banl 6 West Second Street FED ABA~ 02140.5464 CHIPS ID ~f ~i~! m,, Riverhead Stat~Countmf Beneficiary Bankfs Accoun~ Number with Intermediary Bank_ New York 8eneficiarv Name Beneflcia~j AcCOunt # To wn ef Southotd, Fishers Island Ferry District Agency & Trust 630000081 Seneficia~Address 53095 Route 25, PO Box t179. Southold~ I~f 11971-0959 I Fu~her I~ormafion (l~oice ~ / Reference ~ /etc.) By Order of Author]zed Signature Authorized Signature Name Jean W. Coclzran Name Date P~I~!~ Telephone No. (5t6)P~5-4333 ~o2&3 ~JS~ ~ zs EA Whit~ and Canary - FUNDS TRANSFER Pink - CUSTOMER Exhibit B r~CT [3 MA ~ME [3 NH [3UPNY []RI~ []FL ~MetroNY/NJ E] Short Name Operator Input ID Verifier ID Date Processed Repetitive Code (4 to 8 characters) ;, Type of Transfer:. Please check o~e. only l~:Repefifive All wire text i,s,. cor~sistent, only amount c. hanges [3 Semi-P~epetitive Amount and 'miscellaneous i~formation may change only D DRAWDowN REQUEST FOR FUNDS (1031) Debit Account Number 0001137759 'AccountT'r[~e Fishers Island: Ferry District Currency (if ether then U.S; Ooflara) _ Intermediary 9a~k FED, ABA~ CHIPS ID # Address City S~ate/Country Branch (~f appl ~aDte~ Name ~ae S__u_f.£olk C~nty National Ban~ Address 6 West Second Street FED ABA# 02I 405464 ___ CHIPS ~D # Ci%, - Ri~,erhead State/Count,'7. New York Benefimary Bank's Accou~ Number with lntermedisry Sank. BeneficiawName Town of Southold, Fishers Island Ferry District Agency & Trus~ Beneficiary Account # 630000081 ,Add~ess 53095 Route 25, PO Box 1179, Southold, New York 11971-0959 Further Information (Invoice # / Reference # / etc.) applicable item (Not to exceed 140 Characmrs) By Order of Authorized Signature Jean W. Cochran Date By Authorized Signature Name Telephone No. (51~ 765-1889 White and Cana~ - FUNDS TRANSFER Pi~k - C[~STOMER []CT []MA E]ME []NH []UPNY []'R mFL E] Metro NY/NJ Short Name Operator lnpdt ID Verifier ID Date Processed ]Repetitive Code (4 to 8 charactem) Type of Tl~ansfer: Please check one~ only [~ Repetitive All wire text is.con, sistent, onty amount c. hanges [] Semi-B~etit~'e A~ount and YmisdeUaneous information may change only [~ DR~WIPOwN REQUEST FOR FUNDS (1031) 'Deb~t Account Number. 9387622074 Account Title Town of ScutholR General Fund Whole Town Currency (if ~her than U.S_ Dollars} intermediary Bat':k FED ABA~ CHIPS iD # Address City State/Country Branch {if appiicabie) Name The Suffolk County National Bank Address 6','West¥SeconR'Street FED ABA# CHtPSID # 021405464 Ci%,' Riv__e_e rhe a~_ State'Country New York Beneficiary Bank% Account. Number with Intermediary Bank 9eneficiary Name Town of Sonthold A~encv & Trust Beneficiary Account # 630000099 BeneficiaryAddress 53095 Route 25, PO Box i179, Southold, NY 11971-0959 SEMI*REPETITiVE ~ ;ach applicable item [Not to exceed 140 Characters) Further Information (Invoice ~/Reference # / etc.) ~y Order of % Name Date Authorized Signature Jean W~. Cochran Name White and Canal' - FUNDS TRANSFER Authorized Signature Print Telephone No. (516) 765-1889 Pink - CUSTOMER []CT []MA []ME []NH E]UPNY []RJ~ [:3 FL m'MetmNY/NJ [] Short Name Operator Input ID Verifier ID Date Processed Repetit~e Code (4 to 8 characters) Type of Transfer: P[~sars,.e' check one only ~ Repetitive All wire text is consistent, only amount c,,hanges ~ Semi-Repetitive Amount and"misFeitaneous information may change only [] DRNNDOWN REQUEST FOR,FUNDS,(1031) 9387622082 DebR Acc~un~ Number AccauntTit]e Iown of $outhold Fishers Ista~nd Ferry District Currency (If other than U.S. Dollars) FED ABA# CH~SID ~. State/Coun~ Branch (i.~ aopiicabta} The Suffolk C_o~ntv National ~S.a~.______FED ABA# __ CHIPSID # 6_West Second Street Riverhead St~e/Cou~__ Address City. __ Beneficiary Bank's Account Number w~th Intermedia~.~ Bank Ben~iciaq/Nam;. __ Beneficiary Account # New York Town of Southotd ~ Agency & Trust 630000099 021405464 Beneficiary Address 53095 Route 25, PO Box 1179, Southold, NY 11971-0959 Note: If wire i~ Further Information (Invoice # / Reference # / etc.) ,ppJicable item/Not to exceed 140 Characters) By Order Name Date Authorized Signature Jean W. Cochran Name Authorized Signature Print Telephone No. (516) 765-1889 Pink- CUSTOMER George tt~ Georges }.i~u~:c: Banking Fleet Bank Mr. lohn Custunan Comptroller Town of Southold MTOWn Hall As yon ave Jware, Fleet Bar~r serve~ as your agent m facilitate investments in Fleet MuniCashTM , our hi~hly m~ces,~Pat tri-p~rry repurchase agreemenl; program. Until now. the count¢~a~, on the repurchase agreement has been UniOn Bank o£ Switzerlmid, formerly Swiss Bank. Union Bank of Switzerland has int~orm,&'czs that they ar~ ex~tmg th~s line of business. We are plje~std to. arganunce that Fleet has selected Merrill Lynch to replace Union Bank of Switzerland as the con~t&marty on the ~urChase agreement] Bank of New York will continu~e as the third party ansrod[an. Our goal is to ensure a seamless transfer of your funds to Men'ill Lynch on July 1, 1999, however, your authorization is required to make the transfer. In that regard and as evidence of your authorization, we ask Cfiat you s~gn whiere thdieated and return a copy of this letter in the envelope provided for that purpose. Since Union 3Bank of Switzerland will be exiting the business as of June 30, i999, we must receive your atrtho_ri_~tdor~ prior ro that date. Otherwise w~ must transfer your funds to your Fleet Demand Deposit or Money ~Parket,Ace~unr. Over the next f~w months you will receive a complete set of MuniCashTM program documenrsdYoryour execution from ]our Fleet relationship manager. appreciate y~ar:~e~;~ence in Fleer and we look fotwvard to a continnafion of om- successPal re!a~.io~sh~p. If you require additional information on Merrill Lynch, please contact me at 516 '547-7743 or your Fleet Relationship Manager if you have any questions. Sin~e[ely, AUTHORIZED AND APPROVED: Signatur~ Date leet Keziah Felmeth McGuinness Vice President Municipal Banking Fleet Bank M0Jl Stop: NY LI MO3E 30C Broad Hollow Road Melvilke, NY 11747-4850 516-547-7745 Fax 516-547-7656 March 16, 1998 Mr. John Cushman cOMPTROLLER Town of Southold Town Hall Main Road Southol~ New York 11971 Dear Mr. Cushman: Happy New Year! Fleet Bank is in the process of changing to Bank of New York as custodian for our MuniCash Product. The enclosed documentation has been updated from the original packet you had signed, There was considerable time spent in streamlining these documents to make them less cumbersome and expedite the implementation process. The following are the instructions for the processing of these documents: 1 Please complete and sign the three ~Agency Agreements". One copy is to be maintained in your file and two need to be returned to my attention. 2. '2qew Account Form" needs to be completed with the proper contact information. This will assure us that Bank of New York has the most up-to-date information on fde, This form should be returned to my attention. 3. The enclosed "Master Repurchase Agreement" and "Custodial Undertaking in Connection with Master Repurchase A~eement' need to be dated and kept with the Agency Agreement in your MuniCash files. We de not need a copy of these two documents returned to us. I have enclosed a remm envelope for your convenience. Please feel free as always to call with any questions you may have. APPENDIX A ~Date: / ~Proposed Action: ~nter' ~(Check One Box Only) I. Sub-Acc;unt I~at~ Pfim~C0nmct ~H~ C~&Bm~DailyConmct 'Fleet Bank N.A. New AccoUnt Form The Bank of New York/Swiss Bank Corporation FIMoai~y [3~elete *Address cannot be a Post Office Box zip_ //~'q/ II. A.Confirmation Dgti%ery Method:(check one i--lMail~-/15I~x [] DoNotSend III. Authorization / V' ~'tleG Fleet Prepared By ,~.~ ~. } ~h !~[, fi~.)t~xO_sv~ '-D' 'D Swis~M ac~owled~em box only1 B. Cust~omer Type: (check one box only) I~unicipal [] Corporate BNY Completed By IV. Portfolio Selection: check the portfolios that will be used: / ~1 .Treasuries Weekly Phone: Fax: Swiss Bank Corp FleetBank Bank ofNewYork (203)719-30t6 I(800)285-5240 (212)635-4870 (203)7t9-4810 (516)547-7655/56 (212)635-1190 (AecountFo~mreferencesAppendixAofCustodi~AgencyAnnex) APPENDIX A Fleet Bank N.A. NeW Account Form The Bank of New York/Swiss Bank Corporation / Date: [~E Proposed Action: nter [] Modify (Che~ O~ go× o~iy) I~ S~b-Accoum Data Accollnt Name S~CkT]-}OI.-~ City~_~OqgT ~OZ- ~ State /~' V' Zip. ]/97/ Prinm~ Con~¢t ~'~/0/0 ~., iA ~.,L//~&~Daily Contact FleetDDA# 9--~ ~ 7~' c~O~c:~. DDelete *Address cannot be a Post Office Box / 1I. A.C0nfirmation Deli¥~ery Method:(check one box only] DMail ~ D De Not Send [ Ill. Authorization ~ oh ~ Fleet Prepared BY ~/~O~ L..~ SwisGold acknowledgment B. Customer Type: (check one box only) [~unicipal [] Corporate Signature '~.~ L40-~t~4~,~ BNY Completed By iV. Pgrtfolio Selection: ~l.Treasudes Weekly check the portfolios that will be used: Phone: Fax: Swiss BankCorp Fleet Bank Bank ofNewYork (203)719:3016 1(800)285-5240 · (212)635-4870 (203)719-4810 (516)54%7655/56 (212)635-1190 (Account Form referencesAppendixAofCustodial Agency Annex) Fle Yve Lane Sullivan ~/iceP~'esident Municfpai Affairs Division September 1, 1993 Honorable Scott Harris Supervisor Town of Southold Town Hall Main Road Southold. New York 11971 Dear Mr. Harris: Enclosed is your official copy of the Custody Agreement with Fleet Bank. Please keep this in a safe place for your auditor's information. Exhibit D. "Amendment to Collateral Requirement", is provided should you need to amend the agreed maximum collateral required on Exhibit A. Thank you for your confidence in Fleet Bank. Please feel free to call me or Keziah McGuinness should you have any questions. Very truly yours, YLS:nl Encl. F/eetBank 300BroadHo/lowRoad, Melville. NewYorkl?747-4850 516-547-7742~Fax516-547.7649 A Member of Fleet Financial Group, mc. THIS AGREEMENI, made and executed this / 14'~ day of ~ I ~/ · 1993, betWeen TOWN OF SOUTHOLD, located in the County of Suffolk. State of New York ("Local Government'), FLEET BANK having offices at 300 Broad Hollow Road, Melville. New YOrk ("Bank") and THE FIRST CHICAGO TRUST COMPANY OF NEW YORK having offices at 14 Wall Street, New York, New York ("Custodian"). WITNESSETH WHEREAS, Local Government desires to maintain or continue to maintain public deposits with the Bank: WHEREAS, the Bank des-res to obtain such deposits and to provide security therefor as required by the General Municipal Law, Banking Law and other applicable statutes; WHEREAS, the Custodian agrees to provide safekeeping services and to hold any securities pledged by the Bank in a custodian account established for the benefit of the Local Government as secured party pursuant to this Agreement: NOW, THEREFORE, 'n consideration of the mutual promises set forth hereafter, the parties hereto agree as follows: 1. Schedule of Deoosits and Required Security Attached as Exhibit "A" hereto is a schedule of the maximum amount qi~ the Deposits anticipated by the Local Government and the Bank and the Collateral Requirement to be provided by the Bank. The obligation of the Bank to provide Eligible Collateral pursuant to this Agreement shall not be less than the Collateral Requirement shown in Exhibit "A" unless the Local Government and Bank, at any time during the term of this Agreement, agree to amend Exhibit "A." Any such amendments to either increase or decrease the Collateral Requirement shown in Exhibit "A" shal.I be confirmed n writing (use Exhibit "D") at least 2 Business Days before the new Collateral Requirement becomes effective. A copy of any amendments made pursuant to this section shall be furnished to the Custodian, and shall not be effective CUST-FRM.WP - 05~93 - I - with respect to the Custodian until it has received such amendments and has had a reasonable opportunity to act thereon. 2. Security Requirements The Bank, to secure the timely payment of Uninsured Deposits heretofore or hereafter made by the Local Government. including anyinterest due thereon, shall provide the Local Government with Eligible Collateral havir~g an Adjusted Market Value at least equal to the Collateral Requirement. Whenever Eligible Securities are provided pursuant to this paragraph, the Bank hereby grants to the Local Government a pledge and security interest in and to such Eligible Securities and shall deliver such Eligible Securities to the Custodian in the manner prescribed in section 3 of this Agreement. The security interest of the Local Government in Eligible Securities shall terminate upon the transfer Of such Eligible Securities from the Account. Eligible Letters of Credit and Eligible Surety Bonds provided pursuant to this paragraph shall be subject to the prior approval of the Local Government unless the Local Government has approved in writing the form of an Eligible Letter of Credit or Eligible Surety Bond to be issued by a specific entity or the form of such Eligible Letter of Credit or Eligible Surety Bond is attached hereto as an Exhibit. The Custodian will no less than month ~ determine the Adjusted Market Value of the Eligible Collateral provided pursuant to this Agreement (except that the Bank shall provide to the Custodian the Market Value of Eligible Surety Bonds). If the Adjusted Market Value of such Eligible Collateral is less than the Collateral Requirement, the Bank shall be required to provide additional Eligible Collateral having an Adjusted Market Value equal to or greater than such deficiency no later than one Business Day after receipt of written notice thereof from Custodian. If the Adjusted Market Value of the Eligible Collateral provided pursuant to this Agreement exceeds the Collateral Requirement, the Custodian, at the direction of the Bank, shall transfer securities from the -2- Account, or in the case of other Eligible Collateral, cause or consent to a reduction in the amount thereof, to the extent of such excess. c. The Bank may substitute Eligible Collateral ("Substitute Collateral") for any Eligible Collateral previously provided pursuant to this Agreement so long as the Substitute Collateral has an Adjusted Market Value equal to or greater than the Eligible Collateral which it will replace. The Bank shall give Written or Oral Notice thereof to the Custodian of any proposed substitution. In the event that the Custodian determines that the Substitute Collateral described 'n such notice consists exclusively of Eligible Securities having sufficient Adjusted Market Value, the Custodian, at the direction of the Bank, shall transfer the Eligible Securities out of the Account against delivery to the Account on the same Business Day of the Substitute Collateral. n the event the Substitute Collateral described in such notice consists of an Eligible Letter of Credit or Eligible Surety Bond, the prior consent of the Local Government shall be required before the Bank or Custodian may complete the substitution described in such notice unless the Local Government has in writing, previously approved and consented to the form and ~ssuer of the Eligible Letter of Credit and/or Eligible Surety Bond to be provided as Substitute Col lateral. d. The Custodian, to the extent not contained in the confirmation required by paragraph c of section 3 of this Agreement. shall provide the Local Government with a written confirmation setting forth: (1) a complete description of Eligible Collateral provided, reduced or transferred to or from the Account pursuant to this section; and, (2) the Market Value and Adjusted Market Value of such Eligible Collateral as of the most recent determination thereof. Custody of Eligible Securities a. The Bank and Local Government hereby appoint the Custodian as custodian of all Eligible Securities at any time delivered to the Custodian pursuant to this Agreement. The Custodian hereby accepts appointment as such Custodian on CUST-FRM.WP - 05 / 93 - 3 - the terms and conditions Set forth herein and agrees to establish ano maintain the Account and appropriate records identifying the Eligible Securities as pledged by the Bank to the Local Government. The Account shall be kept separate and apart from the general assets of.the Custodian and wil not. in any circumstances, be commingled with or become part of the backing for any other deposit or liability of the Custodian. The Custodian, in performing its duties and responsibilities pursuant to this Agreement, shall act as Custodian for, and agent of, the Local Government. The Bank and Local Government agree that Eligible Securities delivered to the Custodian for deposit in the Account may be in the form of credits to the accounts of the Custodian at the Book Entry System or a Depository or by delivery to the Custodian of physical certificates in a form suitable for transfer or with an assignment in blank to the Locat Government or Custodian. The Bank and Local Government hereby authorize the Custodian on a continuous and ongoing basis to deposit in the Book Entry System and/or the Depositories all Eligi~ble Securities that may be deposited therein and to utilize the Book Entry System and/or Depositories and the receipt and delivery of physical securities or any combination thereof in connection with its performance hereunder. Eligible Securities credited to the Account and deposited in the Book Entry System or Depositories or other financial intermediaries will be represented in accounts of the Custodian that include only assets held by the Custodian for customers, including but not limited to accounts in which the Custodian acts in a fiduciary, agency or representative capacity. Eligible Securities that are not held in the Book Entrv System, Depositories or through another financial intermediary will be held in the Custodian's vault and physically segregated from securities and other non-cash property belonging to the Custodian. The Custodian shall provide the Local Government and Bank with a written confirmation on each Business Day on which Eligible Securities are transferred to and from the Account. Such confirmation shall identify the specific securities which are the subject of the confirmation and state both the Market -4- Value and Adjusted Market Value thereof as of the date of the most recent determination thereof. The Custodian shall also provide the Local Government and the Bank each month with a statement identifying all Eligible Securities in the Account, the Market Value and Adjusted Market Value thereof as of the date of such statement. d. The Account shall not be subject to any security interest, lien or any right of set-off by or against the Custodian. e. With respect to alt Eligible Securities held in the Account, the Custodian by itself, or through the use of the Book Entry System or the appropriate Depository, shall, unless otherwise instructed to the contrary by the Bank: (i) collect all income and other payments reflecting interest and principal on the Eligible Securities in the Account and credit such amounts to the account of the Bank: (ii) forward to the Bank copies of all information or documents that it may receive from an issuer of Eligible Securities which, in the opinion of the Custodian, are intended for the beneficial owner of the Eligible Securities including, without imitation all proxies and other authorizations properly executed and all proxy statements, notices and reports; (iii) execute, as Custodian, any certificates of ownership, affidavits, declarations or other certificates under any tax laws now or hereafter in effect in connection with the collection of bond and note coupons; (iv) hold directly, or through the Book Entry System or Depository, all rights issued with respect to any Eligible Securities held by the Custodian hereunder; and (v) upon receipt of timely written instruction from the Bank, the Custodian will exchange Eligible Securities held hereunder for other securities and/or cash in connection with (a) any conversion privilege, reorganization, recapitalization, redemption in kind, consolidation, tender offer or exchange offer, or (b) any exercise, subscription, purchase or other similar rights. Events of Default In the event the Bank shall fail to pay the Local Government any amount of the Deposits by the Local Government covered by this Agreement in accordance with CUST-FRM.WP - 05/93 - 5 - the terms of such Deposit, or should the Bank fai or suspend active operations, the Deposits in such Bank shall become due and payable immediately and the Local Governmem shall have the right to unilaterally demand delivery of all Eligible Securities in the Account by notice to the Custodian and to sell such securities, at public or private sale. In the event of such sale, the Local Government. after deducting all legal expenses and other costs, including reasonable attorneys fees. from the proceeds of such sale, shall apply the remainder towards any one or more of the liabilities of the Bank to the Local Government and shall retum the surp|us, if any, to the Bank. Re~3resentation and Warranties a. Representations of the Bank. The Bank represents and warrants that: (1) it is the legal and actual owner, free and clear of all liens and claims, of all Eligi hie Securities pledged pursuant to this Agreement: (2) the form of this Agreement was approved by its board of directors: (3) this Agreement was executed by an officer of the Bank who was authorized by the Bank's board of directors to do so and will at all times be maintained as an official record of the Bank: (4) all securities pledged pursuant to this Agreement are Eligible Securities and that all letters of credit and surety bonds obtained by the Bank in satisfaction of its obligations hereunder and of which the Local Government is the beneficiary are Eligible Collateral; (5) the Bank is a bank or trust company located and authorized to do business ~n the State of New York; and, (6) all acts, conditions and things required to exist, happen or to be performed on its part precedent to and in the execution and delivery of this Agreement exist or have happened or have been performed. (b) Representations of the Local Government. The Local Government hereby represents and warrants ti~at: (1) this Agreement has been legally and validly entered into, does not and will not violate any statute or regulation applicable to it and is CUST-FRM.WP ~ 05 / 93 - 6 - enforceable against the Lo~al Government in accordance with its terms; (2) the appointment of the Custodian has been duly authorized and no other action by the Local Government is required and this Agreement was executed by an officer of the Local Government authorized to do SO; (3) it will not transfer, assign its interests 'n or the rights with respect thereto any Eligible Securities pledged pursuant to this Agreement except as authorizeo pursuant section 4 of the Agreement; (4) all acts, conditions and things required to exist, happen or to be performed on its part precedent to and in the execution ~nd delivery of this Agreement exist or have happened or have been performed. Concerning the Custodian a. The Custodian shall not be liable for any loss or damage, including counsel fees, resulting from its action or omission to act or otherwise, except for any loss, damage, claim or expense arising out of its own negligence or willful misconduct, and shall have no obligation hereunder for any loss or damage, including counsel fees, which are sustained or incurred by reason of any action or inaction by the Book Entry System or Depository. In no event shall the Custodian be liable for any indirect, special or consequential damages, even if it has been advised of the possibility of such damages. The Custodian may, with respect to questions of law, apply for and obtain the advice and opinion of competent counsel and shall be fully protected with respect to anything done or omitted by it in good faith and conformity with such advice or opinion. The Local Government and Bank agree, jointly and severally, to indemnify the Custodian and to hold it harmless against any and all costs, expenses, damages, liabilities or claims including reasonable fees and expenses of counsel, which the Custodian may sustain or incur or which may be asserted against the Custodian by reason of or as a result of any action taken or omitted by the Custodian in connection with operating under this Agreement, except those costs, expenses, damages, liabilities or claims arising CUST-FRM.WP - 05 / 93 - 7 - out of negligence or willful mis~:onduct of the Custodian or any of its employees or duly appointed agencies. This indemnity shall be a continuing obligation of the Local Government and Bank notwithstanding the termination of this Agreement. b. The Custodian shall not be responsible for, or considered to be the Custodian of, any security received by it for deposit in the Account until the Custodian actua[ly receives and collects such security directly or by the final crediting of the Custodian's account on the books of the Book Entry System or the appropriate Depository. The Custodian will be entitledto reverse any credits made on the Local Government's behalf where such credits nave been previously made and the Elig~ ble Securities are not finally collected. c. The t- BANK1 r I~"...... n~'~-lrl~/m~ ,~_...~A~_ uuv L, ........~, ,. shall pay to the Custodian such fees as may be agreed upon from time to time. d. Th e Custodian shall have no duties or responsibilities whatsoever except such duties and responsibilities as are specifically set forth in this Agreement and no covenant or obligation shall be implied against the Custodian in connection with this Agreement. e. The Local Government's authorized officer, upon reasonable notice, shall have access to the Custodian's books and records maintained with respect to the Local Government's interest in the Account during the Custodian's normal business hours. Upon the reasonable reques~ of the Local Government, copies of any such books and records shall be provided by the Custodian to the Local Government or the Local Government's authorized officer at the Local Government's expense. _Termination Any of the parties hereto may terminate this Agreement by giving to the other party a notice in writing specifying the date of such termination, which shall be the earlier of (i) not less than 90 days after the date of giving such notice or (ii) the clate on which the Deposits are repaid in full. Such notice shall not affect or terminate the CUST-FRM.WP - 05 / 93 - 8 - Local Government's security interest in the Eligible Securities in the Account. Upon termination hereof, the [ BANK ] ~L. OG\L GOVER,~,V, ENT=I shall pay to the Custodian such compensation as may be due to the Custodian as of the date of such termination and the Custodian shall follow such reasonable Written Instructions of the Bank and the Local Government concerning the transfer of custody of Eligible Securities. collateral records and other items. In the event of a discrepancy between Written Instruction ~ of the Bank and the Local Government. the Custodian shall act pursuant to the Local Government's Written Instructions. Upon the date set forth in the termination notice, this Agreement shall terminate except as otherwise provided herein and all obligations of the parties to each other hereu ~der shall cease. Miscellaneous The Local Government and Bank each agrees to furnish to the Custodian a new Certificate (Exhibit "C") in the event that any present Authorized Person ceases to be an Authorized Person or in the event that any other Authorized Persons are appointed and authorized. Until such new Certificate is received, the Custodian shall be fully protected in acting upon Oral or Written Instructions or signatures of the present Authorized Persons or Persons reasonably believed by the Custodian to be Authorized Persons. b. Any Written Instructions or other instrument in writing authorized or required by this Agreement shall be given to the Custodian and shall be sufficiently given if sent to the Custodian by regular mail to its Offices at 14 Wall Street, 8th floor, New York, NY 10005, Attention: Theresa Walker or at such other place as the Custodian may from time to time designate in writing. c. Any notice or other instrument in writing authorized or required by this Agreement to be given to the Bank shall be sufficiently given if sent to the Bank by regular mail to its Offices at Fleet Bank, Municipal Affairs Division, 300 Broad Hollow Road, Melville, NY 11747 or at such other place as the Bank may from time to time designate in writing. d, Although the Bank may from time to time arrange that certain of its affiliates and other entities perform obligations of the Bank under this Agreement. the Bank shat nonetheless remain obligated to the Local Government for the performance of all such obligations. Any notice or other instrument in writing, authorized or required by this Agreement to be given to the Local Government shall be sufficiently given if sent to the Local Government by regular mail to its Offices at Town Hall, Main Road, Southold, New York 11971 or at such other Offices as the Local Government may from time To time designate in writing. n case any prowsion in or obligation under this Agreement shall be invalid, illegal or unenforceable in any ,~urisdiction, the validity, legality and unenforceability of the remaining provisions or obligations shall not '~n any way be affected or impaired thereby and if any provision is inapplicable to any person or circumstances, it shall nevertheless remain applicable to all other persons and circumstances. go Any Oral Instructions delivered to the Custodian shall promptly thereafter be confirmed in writing by the person giving such Oral Instructions, but the Custodian will incur no liability for any failure of such person to send such confirmation in writing, the failure of any such written confirmation to conform to the Oral Instruction the Custodian received, or the failure of the Custodian to produce such confirmation at any subsequent time. The Custodian may electronically record any Oral Instruction given to it, and any other telephone conversations, with respect to Eligible Collateral and the performance of this Agreement. This Agreement may not be amended or modified m any manner except by written agreement executed by all of the parties hereto. This Agreement shall extend to and be binding upon the parties hereto, and their respective successors and assigns; provided, however, that this Agreement shall not be assignable by any party without the written consent -10- of the other parties. This Agreement shall be construed in accordance with the laws of the State of New York without regard to conflict ~f law prinopleS thereof. o Definitions Whenever used in this Agreement the following terms shall have the following meanings: a. "Account" shall mean the custodial account established with the Custodian for the benefit of the Local Government as secured party in accordance with this Agreement. b, "Adjusted Market Value" shall be one hundred percent of Market Value except that: (1) in the case of Eligible Securities enumerated in subparagraphs (v), (vi) and (vii} of Exhibit "B." the Adjusted Market Value shall be an amount equal to its Market Value multiplied by 0.9 if such Eligible Security is not rated in the highest rating category by at east one Nationally Recognized Statistical Rating Agency; but is so rated in the second highest rating category, and an amount equal to its Market Value multiplied by 0.8 if such Eligible Security is not so rated 'n one of the two highest categories, but is so rated in the third highest rated category; (2) in the case of Eligible Securities enumerated in subparagraphs (viii), (x) and (xi) of Exhibit "B." the Adjusted Market Value shall be an amount equal to its Market Value multi plied by 0,8; and (3) in the case of Eligible Letters of Credit, the Adjusted Market Value shall be divided by 1.4 of Market Value. c. "Authorized Person" shall be any officer of the Local Government or Bank, as the case may be. duly authorized to give Oral Instructions or Written Instructions on behalf of Local Government or Bank. such persons to be designated in a Certificate substantially in the form of Exhibit "C" attached hereto, as such Exhibit may be amended from time to time. d. "bank" shall mean any bank as defined by the banking law of the State of CUST-FJ~A.¥VI~ - 05 / 93 - 'J 'l - fo New York or a national banking association tocated and authorized to do business in New York. "Book Entry'System" shall mean the Federal Reserve/Treasury Book Entry System for recei,ving and delivering government securities. "Bus ness Day" shall mean any day on which the Custodian and the Bank are open for business and on which the Book Entry System and/or the Depositories are open for business. ~Certificate" shall mean the Certificate attached hereto as Exhibit "C." "Collateral Requirement" shall mean the amount required in Exh bit "A" unless the Bank and Local Government agree to a different amount in accordance with this Agreement. "Depository" shall include the Depository Trust Company, the Participants Trust Comp,any and other securities de positories and clearing agencies (and their successors and nominees) registered with the Securities and Exchange Commission or otherwise regulated by appropriate federal or state agencies as a securities depository or clearing agency. "Deposits" shall mean all deposits by the Local Government in the Bank that are available for all uses generally permitted by the Bank to the Local Government for actually and finally collected funds under the Bank's account agreement or policies. Any deposit of immediately available funds will be included as a Deposit on the day it is received if the Bank is notified either by oral instructions actually received from an Authorized Person or Written Instructions by 12:00 Noon'the same day, or, if the Bank is not so notified, on the next Business Day. "Eligible Collateral" shall mean Eligible Securities, Eligible Letters of Credil and Eligible Surety Bonds. "Eligible Letter of Credit" shall mean an irrevocable letter of credit issued in favor of the Local Government for a term not to exceed ninety days by either: (1) a bank (other than the Bank) whose commercial paper and other -12- po unsecured short-term debt obligations (or, in the case of a bank which is the principal subsidiary of a holding company, whose holding company's commercial paper and other unsecured short-term debt obligations) are rated n one of three highest rating categories based on the credit of such bank or holding company by at least one Nationally Recognized Statistical Rating Organization; or, (2) a bank (other than the Bank) which is in compliance with applicable Federal minimum risk-based capital requirements. "Eligible Securities" shall mean any securities of the types enumerated in the Schedule of Eligible Securities attached hereto as Exhibit "B," as such Schedule may be amended by the parties in writing from time to time. Such Schedule may establish limitations pertaining to the types or amounts of Eligible Securities which may be provided pursuant to this Agreement. "Eligible Surety Bond" shall mean a bond executed by an insurance company authorized to do business in the State of New York. the claims paying ability of which is rated in the highest rating category by at least two nationally recognized statistical rating organizations. "Market Value" shall mean. with respect to any Eligible Security held in the Account, the market value of such Eligible Security as made available to the Custodian by a generally recognized source selected by the Custodian or by the Bank or the most recently available closing bid quotation from such source plus, if not reflected in the market value, any accrued interest thereon, or, if such source does not make available a market value or a closing bid price for a particular security, the market value shall be as determined by the Custodian in its sole discretion based on information furnished to the Custodian by one or more brokers or dealers or based on information otherwise reasonably acceptable to the Local Government; provided however that, if agreed in writing by the parties hereto, the Bank may provide the Custodian with such Market Values. The Market Value of Eligible Letters of Credit and Eligible Surety Bonds shall be the face amount thereof. "Margin Percentage" shall equal 102 percent. CUST-FRM.WP - 05 / 93 -13- "Nationally Recognized Statistical Rating Organization" shall mean Moody's, Standard and Poors, Fitch, Duff and Phelps, BankWatch and IBCA and in the case of Eligible Surety Bonds, shall also include Bests. "Oral Instructions" shall mean verbal instructions actually received by the Custodian from an Authorized Person or from a person reasonably believed by the Custodian to be an Authorized Person. "Substitute Col|atera]' shal have meamng set forth in paragraph c of Section 2 of this Agreement. "Uninsured Deposits" shall mean that portion of the Local Government's Deposits with the Bank which exceeds the insurance coverage available from the Federal Deposit Insurance Corporation. "Written Instructions" shall mean written communications actually received · by the Bank or the Custodian from an Authorized Person or from a person reasonably believed by the Bank or the Custodian to be an Authorized Person by a computer, telex, telecopier, facsimile or any other system whereby the receiver of such communications is able to verify by codes or otherwise with a reasonable degree of certainty the identity of the sender of such commumcation. CUST-FRM.WP ~ 05 / 93 -14- IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers thereunto duly authorized and their respective seals to be hereunto affixed, as of the day and year first above written. By: Name: Title: Address: BAN FLEET BANK ~F_LV[kLE, ~.Y. 117~7~0 By: Name: Title: Address: TOWN OF SOUTHOLD By: Name: Title: Address: FIRST CHICAGO TRUST COMPANY O F NEW YORK 14 Wall Street, 8th Floor New York, NY 10005 CUST-FRM.WP · 05 1 93 -15- EXHIBIT A TOWN OF SOUTHOLD Schedule of Anticipated Deposit and Collateral Requirements Maximum Amount of, Anticipated Uninsured Deposits Maximum Collateral Re(]u[red January December Collateral Requirement. On any Business Day that the Local Government has Uninsured Deposits in the Bank, the Collateral Requirement shall be an amount equal to the lesser of the Maximum Collateral Required or an amount eq L~a[ to the Margin Percentage times the amount of such Uninsured Deposits. cus'r-~,~,~.wP - os z 93 - 1 6 - EXHIBIT B TOWN OF SOUTHO LD Schedule of Eligible Securities (i) (ii) (iii) (iv) (vi) (vii) (viii) (ix) (x) (xi) Obligations issued, or fully insured or guaranteed as to the payment of principal and interest, by the United States of America. an agency thereof or a United States government soonsorea corporation Obli~fio~ pa[tia{iy insured or guaranteed oy any agency of the United States of Ameri~. at a orouordon of the' Market Value of the obligation that represents ~ne amount of the insurance or guaranty, Obiiga~ons issued or fully insured or guaranteed b~ the State of New York, obligations issued by a m umciua} corporation, school district or district corporation of such State or obligations of any public benefit corooration which unoer a specific State statute may be accepted as security for deposit of oublic moneys. Obligations issued by states (other than the State of New York) of the United States rated in one of the three highest rating categories by at least one nationally recognized statistical rating organization. Obligations of Puerto Rico rated in one of the three highest rating categories by at least one nationally recognized statistical rating organization. Obi gations of counties, cities and other governmental entities of a state other than the State of New York having the power to levy [axes mat are backed by the full faith and c~edit of such governmental entity and rateo in one of the three highest rating categories by a~ east one nationally recognized statistical rating organmzation. Obligations of domestic corporations rated in one of tne two highest rating categories by at least one nationally recognized statistical rating organization. Any mortgage related securities, as defined in me Securities Exchange Act of 1934. as amended, which may be purchased by banks under me limitations established by bank regulatow agencies. CUST-FRM.WP - 05 ! 93 - 1 7 - EXHIB T C Certificate of Authorized Persons TOWN OF SOUTHOLD: Signature: Name: Title: Phone Number: Facsimile Number: Signature: Name: Title: Phone Number: Facsimi e Number: Signature: Name: 3. Title: Phone Number: Facsimile Number: -18- AGENCYAGREEMENT AGENCY'AGREEMENT (the "AgreemenI"_ dated as of this Z3~ day of ~ 1'998 by a~,d between FLEET BANK N A , with an address of 300 Broad Hollow Road. Melville., Ny` 11747~ (the "AgentD and the tmdersigned Customer (the "Customer"). WITNESSETH WHEREAS, Customer desiye to open and main~in one or more accounts ro invest in gnyernmenr s~qurifies t~ough a three part~ repurchase agreement program (the, "Program") pt~stmnt to w~ch Cust6mer ~11 purchase and Sell g~verunrent securities to aug from Swiss Bank Cbrpm:ati'on, ~ew York Branch ("SBC');. and WI~IEREAS, the Program is effected and documented pursuant m a certain Master Repurchase Agreement and a certain Custodial Undertaking in Connection with Master Repurchase Agreement~ both in the form delivered to Customer (and containing only such changes from stich fotras as have been expressly approved in writing by Customer~ to~ether ~vi any.°ther ~tocuments., reas0,nably necessary, to effectuate the Program as are expressiy approved m writing by Customer (collectively the "Program Documents"); and WHEREAS, Customer desires to appoint Agent, and Agent desires to accept such appointment as Customer's agent, for purposes of transmitting and receiving Customer's funds pursuant to the Program and executing, delivering and performing the Program Documents; NOW, THEREFORE, in consideration of the foregoing, the parties agree as follows: 1. Ac~ ointment of A ent_. Subject to and upon the terms and conditions hereof, Customer hereby appoints Agent to act as its agent for purposes of participating in the Program. As such agent, Agent shall perform those duties set forth in Section 3 hereof; subject, however, ro those limitations set forth in Section 4 hereof By sigmng the Notice set forth on Exhibit A attached hereto and made a part hereof, Customer agrees to notify the other parties to the Program Documents that Agent is acting as Customer's agent for purposes of the Program. 2. Acceptance of Appointment. Subject to and upon the terms and conditions set forth herein, Agent hereby accepts the appointrnem se~ forth in Section 1. 3. Duties of Agent. As Customer's agent, Agent hereby agrees to provide the following services for the Customer. (a) Upon request by Customer, Agent shall provide Customer with yield quotes for the various investment alternatives available under the program; provided, however, that Agent shall not be obligated to provide quotes unless and until Customer requests such quotes. Upon request by Customer and in accordance with Customer's written instructions and the terms of the Program, Agent shall invest Customer's funds or liquidate Customer's investments in the Program. Agent shall not be obligated to take, nor shall ~kgent take, any action with respect m Customer's investments unless and until Customer provides written instructions to Agent. (c) Agent shall execute, deliver and perform all Program Documents on behalf of Customer. (d) Agent shall have no duties or obligations other than those specifically set forth herein. 4. Limitation. of Agent's Duties. Agent's responsibilities under this Agreement are limited as follows: (a) Agent Under No Obligation to Use Own Funds. Agent shall have no obligation to make any payment of any type on behalf of Customer pursuant to the Program which requires Agent to use its own funds or to incur any financial liability on Agent's part in the performance of its duties hereunder, unless sufficient funds have been deposited with Agent m pay ~n full all such amounts. Agent Not Responsible for Representations. Agent shall be regarded as making n(~ representations and having no responsibilities with respect to the accuracy or sufficiency of any representations made by Customer, or the terms of any of the Program Docurnents. (c) Reliance Upon Instructions. Etc. In performing its duties under this Agreement, Agent shall be entitled to conclusively rely on any instructions, written or oral, received from the Customer and to assume that the same are accurate, duly authorized and not in contravention of taw; and Agent shall have the right to request further instructions, or to require instructions to be made in writing. (d) Limitation of Liability. Agent shall not be liable Ii) for any actions taken in reliance on Customer's instructions; (ii) for any action taken in good faith reliance upon the advice of counsel; (iii) for any error of judgment unless proven to be willful or grossly negligent; or (iv) for any incidental, consequential or punitive damages or for other sums (including lost profits) in excess of its actual damages. 5. Indemnification. Customer hereby indemnifies and holds harmless Agent from and against uny and all cla'uns, damages, losses, liabilities, costs and expenses whatsoever (including attorneys' fees and costs, whether incurred in settlement, administrative hearing or other proceeding, trial or on appeal of any of the foregoing) which Agent may incur (or which may be claimed against Agent by any person or entity whatsoever, except as caused by Agent's gross negligence or willfixl misconduct) by reason of or in connection with ~(i) this Agreement, :including~ but not limited to, uny unauttiorized instructions received from Customer und (ii) any breach of any of the terms of the Program Documents. Notwithstanding a~ything herein to the contrary, ~he 0bl~ga~on of Customer to indemnify, and hold harmless Agent shall survive the termiilat/on of-,-- thi~greement. 6. Termination Customer may terminate this Agreement and Agent's duties herenndcr at any '.lh~e, with or without cause, in which event it agrees to noti~fy the other parties to I~ic P"o,n'ilm Do,:i,mc:i[>. Agent may resign upon ten (t~0) days written notice to Customer and tO 11:¢ olh¢l' ~it'lic.~ Io ,he I':ogramDocuments. 7. Customer's Personnel. In connection with this Agreement, Customer shall act only through the representative(s), whose name(s) and title(s) are set forth on Exhibit B, attached hereto and made a part hereof. 8. Miscellaneous. (a) This Agreement represents the entire understanding of the parties with respect to the subject matter hereof, supersedes all prior agreements or understandings, written or oral with respect to the subject matter hereof; und may not be amended except in a writing signed by ali parties. (b) Neither Customer, nor Agent may asstgn this Agreement or its rights hereunder without the prior written consent of the other. (c) This Agreement shall be governed by und construed in accordance with the laws of the State of New York. Dated as of the day and year first above written. Witness "Agent") '~-~Authorized~_~ ~ Witness Town of Southold £"Customer") , Its Duly Authorized.~6f ?C~L015~- EXItIBIT "A" Notice of Designation of Agent The nndersigned ("Customer") hereby notifies Swiss Bank Corporation, New York Branch and Bank of Ne~v York (collectively the "Other Parties") that Customer has ,appointed and designated Fleet Bank N.A. CFlee~t'!) asits agent for the purposes set forth in the Agreemem attached hereto and that the Other Part~es are authorized and empowered to follow t~he instructions of Fleet in every respect with regar~ to. pufclmses ~ sales effected by- Fleet for Customer's A~. cmmt (as defined in tke atraehert, .A~ee.',thent).. ;~Cnstomer,, by its execution hereo 1~ ;aulchor~es, __ ~, rag}ties and confirms a}l ~spects each and every such transactton effected by Fleet for Customer. Custp~mer hereb, y indemnifies and holds harmless the Other Parties from and~against any and a~~, Claims, ~am~ges, losses, liabilities, costs and expenses whatsoever (including attorneys' fees and costs, whether incurred in settlement, administrative hearing or other proceeding, trlaLor on appeal of any of · the foregoing (' Costs )) which the Other Pames mgy incur (~"?vhi~h may be claimed against the Other Parties by au, y person or entity whabs;e,er~ excep~ a~ caused by the Other Parties' gross ~negfig~nc~ ;; willful misoon, cruet) by, ~e,ason of or in connection with the purchases and sa}es effected by Fleet for CastomefS: ~counr, including, but not limited to, any nnan~orized instructions receiyed fr?m.F}eet. No~sthndmg anything contained herei~ to the contrary, (i) the }tqmer tO indemnify and hold harmless the other ?armies shall survive the term~atioa oFfS Notice ~d (ii) ~e Othe~ Parties sba}! hard no liability for costs arising from a failnm 6t~ Fleet softWare'{o process properly any Purc2mses and sales effected purstiant to the attached Agreement. ThisNotice and the authorization and indemnity granted hereby are in addition to (and in no way limit or restrict) any and all rights that the Other Parties may have under any other agreement or agreements between the Other Parties and Customer, or the Other Parties and Fldet, and shall inure and continue in favor of the Other Partiess its successors by merger, consolidation or otherwise, and assigns. This Notice and the authorization and indemnity granted hereby shall continue in full force and effecL and the Other Parties, their successors and assigns shall be entitled to rely thereon, until the Other Parties shall have received wTitten notice executed by Customer, of its revocation; and such revocation or termination shall in no way affect the validity of this Notice, or the liability of Customer under the indemnity granted to the Other Parties, with respect to any transaction initiated by Fleet prior to the actual receipt by the Other Parties of the written notice of revocation as provided by this paragraph. ,Town of South .Id ("Customer") BY: DATE: EXHIBIT "B" Desi~ation of CUstomer Representative(s~ Na~e(s): ~ CO. COC~J Title(s): 3~e~Cd/8o~- Address(es) and Phone/Facsimile Number(s): CUSTODIAL UNDERTAKING IN CONNECTION WITH M_~TER REPURCHASE'AGREEMENT BY AND AMONG FLEET BANK NATIONAL ASSOCL~,TION .4 CTING ON B. EH.4LF OF ~I~'F~ MUNIC1P.4LIT~$ DISCLOSED ON I'.H:E .4NN.~'¥.HERETO (Each, a "Buyer") SWISS BANK CORPORATION (Sener) THE BANK OF NEW YORK (Custodian) (PSA) RepoNet SBCFBNC4.DOC [Municipalities] · rj~j~ CusTODI21t. UNDERTAKING is made and ente~d into as ofi'he date set forth below by and,amo~§ Cu~edia~ ~vlatEKEAS, Buyer and Seller have entered into a PSA Master Repurchase Agreement dated as of ~ ~} ~. (as it may · ~peet ~ gUm%~e Sec~i~es (as hereinai~r defu~;-aud Wiil/RE2~S. Custodian has agreed to act as agent for Buyer and Seller in order to effect T~actions o~ their beh~l~ all as · more pax/i~'uladyset'for th herein; NOW, THEREFORE, ~n comicleration of the mutual promises hereinafter set forth, the panics hereto agree as follows: I. D~FiNr4~ONS Wben~ve~..usecI~in this C'ustodinl~Undermld~ the following words shall have the me~i~ set f-onh below. Capitalized used but not definsd herein ~hsll have the meanings given ~ in the Mas~ ~urchase AgreemenC A. "Authorized Person" shall mean any person, wheth~ or ncr any such pe~on is an officer or employee of Buyer or Seller, as the case maybe; duly authorized to give Oral Instmchous and W~/~en ~ous on behalf of Buyer or Seller, such persons and their specimen signatures to b~ deeignamd in Schedule II attached herelo; as such Schedule II may be amended from time to time. B. "Book-Enu'y Securities" shall mean Book-enu'y Treasury securities maintained in TRADES (as defined in 31 C.F.R. 3~7-3), other sertlrities issued or gum~nteed clirecfly or indire~ly by the United States goveramen~ or any agency, iusmmmntali .ty or establishmtmt.of the ~U~/ed Statos~govenunent and registered in ~ form of an en~ on the records of ~ Book-Emry Sysaml and any other securities registered in the form of an envy on the records of the Book-Entry Syste~ C. "B~ok-Entry System" shall mean lbe bonk-enU-y system for securities m~i~i.ed at The Federal Reserve Bank of New York ("FRBNY"). D. "Businass Day" shall mean any day on which Custodian, Seller, the Book-En=y System and appropriate Clearing Corporation(s) are open for business. E. "Buyer's Account(s)" ~h~]l mean each of the custodial accounts maintained by Custodian in the name of Buyer for the 'deposit of Eligible Securities with respect to Transactions and any account for the deposit of cash hi connection themwi& F. "Clearing Corporation" shall mean the Depository Trust Company, Participants Trust Company and any other clearing corporation within the me~g of Section 8-102 of thc Uniform Commercial Code of the State of New York, as amended (the "ucc') or otherwise authorized to act as a securities deposiwry or clearing agency. G. "Clearing Carporafion Securities" ~hsll mean securities which are registered in the .nme of Custodian or its nominee in the form of a~ enuSr on the recon/s of a Cleating Corporation. 'H. "Communications System" shall mean a computer data base and telecommunications equivalent r-~i~tained by Cuetodi~n with provisiorl for access by Buyer and Seller or thei~ duly appointed agent(s) which re/lects, among other *hi.~, cash and Securities then in the Buyers Account and Seller's Accoant and Transactions then outstanding. L "Elitlible Portfolio" shall mean each pont'oEo of Securities and the Securities contained therein that Buyer has selected from the various portfolios of securities provided by Seller, as indicated on Schedule I. J. "Margin Percentage" shall mean the pcrc~mge indicated on Schedule I with respect to E1/gible Portfolios, as Schedule I may be ama:led f~om time to time. K. "M_aro~u Value" shall mean the amount obtsined by div/d/ng the Market Value of Securities contained in an ]51igthle PortoHo by the epplicoble Marg/n Percentage. L "iVlarket Value of Securities" ~hn]l me:re. ~ respeet to any Security as of any date, the sum of (~ th~ market ~ of such Seceri~y based on the most recently available closing bid price for the particular Security as made awil,ble to Cnstodian by · :tgicing info~ sereices wkich Custodian uses generall~r fdi~ itich Securities, and (ii) accrued but vnpaid Income, ffany, on th~ paxticular Security (to file extent not included therein). In the case of cash and c~ifica~es of deposit, the face amount shall tm deemed the Market Value. In the event that Custo~z. is unable m o~aln the price of a partiod~v Security from such pricing informafien services on any Business Day, thc Market Value shall bc as d~t~,,-;ned by Custodian in the reasonable exercise of its discretion, based on informntion furnished to Custodian by one or mom brokers (exclu ~di~g Seller) hi such Security or Castoa;~ may l~iC~ such ~-,curity using a formul~ utilized by Cuttodian f6r such purpose in the:o~-,~y comae of/ts busim~. iVL VNofiee o~ Default ~ ~h:~tl mean a wriiIan notic~ delivered by Buyer to Custodian and Seller, or by Seller to Custo,/h~ and Buyer, it!f, ormi.g Custodian and thc defaulling party of an Event of Default pursuant to Para!~'aph 11 of the ~ Repurchase Agr~me~t and setting foC~h file specific Event of Default ther~nmder. N. "Oral Instructions" ~h.R mean verbal insiructiuns received by Custodian from an Authorized P~san. way of the Commmfications System, to be P. ~Purchased;:Porffolio'~ shall mean the Securities contained in an Eligible Portfolio which are lransferred to Buyeffs Account in coanca-~un with Transactions. Q. "Rev/seal UCC" shall mean the Uniform Commercial Code as in effect f~om ~mc to time in the Stat~ of New York as if the State of New York had adopted' Revised Article 8 (with confomgng amendments to other articles), 1994 text. as adopted by the American Law Insiituto and file National Conference of Commi~sioner~ an Uniform State Laws. R. "Securities" shallmean Book-Entry Sccur/ties, Clearing Corporation Seaufifies and cash. S. 'Seller's Account" shall mean SelleFs clearing accomlt maintained on Custodian's Govemmen~ Securities Clearance System ("GSCS"), any other account in which Securities are held by CustOd;nn on behalf of Seller pursuant to the terms of ~ Agreement and suy account for the deposit:of cash m~intalned hi conn~non therewith. T. "Written Instructions" shall mean wrkten communications received by Castoclla~ f~om an Authorized Person by telex, through thc Corm~micafious System or any other electronic system whereby the receiver of such commun/catiens is able to verify by codes, passwords or otherwise with a reaSonable degree of c ~inty the identity of the sender of such commanications. All references to ~ in ~ Custodial Undermldul ~11 mean the time in effect on that day in New York, New York. Except as may odierwise apply for Income payable on panicul~ Sectn'ities or as otherwise may be agreod to hi writing by the parties hereto, all provisions in this Custodial Undertaking for the transfer, payment or receipt of tim& ~hnll mean transfer of. paynmra in, or receipt of, United States dolhrs in i,....ediately available funds. 2. APPOI1VI'MENT OF CUSTODIAN; ACCOUNTS A. Buyer and Seller hereby appoint Custodian as custodian of all Securities and cash at any time delivered to Custodian in connection with Transactions subject to this Custodial Undertaking and as their agent to effect Transactions. Custodian hereby accspts sppomunen~ as custodian and a~en~ B. Buyer and Seller each authorizes and inswac~s Custodln. m utilize the Book-Entry System and Clearing Corporations in conncc~en with i~ perfo,'m.-ce hereunder. Book-Ent~ Securities and Clearing Corporation Securities credited to Buyers Account and' Seller's Account will be represented in accounts at Ihe Book-Ently System and the appropriate Clearing Corporation in thc n~mC of Custodian which include only assets held by Custodian for its cu~om. Transactions with resp~ to Book-Enuy Securities and Cle~-ing Corporation Securities wil/be effected in accordance with, and subject to, the rules and regulations of the Book-EnWy Sys~m a~d each Clearing Corporation, respectively. Custodian shall not accept Securities in phys/cal form in connection with Transactions ber~under. 3. REPRESF~NTATIONS AND WARRANT]ES A. Buyer. Seller and Custodian. Buyer, Seller and Casmdian each rep~seras and warmul~, which representations and wm'/mlties ~h~ll be deemed to be repeated on each Purchase Date and each Rclmrchase Date, itmt: (~ It is duly org~ni~edand existing, under the laws O~ ~ j~isd~ctinn of iis organization with full power and a~hori~ ~ ~cute and deliver ~ CnsWam! Under~ld~g and to perform all of.~he dutius and obliganons.to be peffomzd by ~t herenndmG, (ii) This Cnstod/nl Uncl~t-i,,g is, and ~ach Transaction (with respect to Buyer and Seller only) will b~ legally and validly entered into, does not, and will not, viohte any .orai~nce, charter, by-law, rule or ~mte applicable to it, and is enforcrable in insolvency or similar laws, or by equitable principles relating to or (']ii') The p~un exeenting ~ CustodiaiUnd~r~ld~g on lis behalf has be~ duly and properly authorized ta do so. B. Further Representafians of Custodian. Custodian fuzitxer represem~ and warrants, which representations and warramies shnl! be deemed to b~ repeated on ~ach Purchase Date and each Repurchase Date, that: (i) It is a New york lmst company with its principal office a~ 48 Wan S~et, New York, New York 10286; (ii) It will m~min Buyers Acenunr as a custody account and shall a~rr6~i~r Buyer's Account in the same m~ner it ~dmlni,t~ s~mfl~r accounts established for the same purpose; (ii) Itis a "Member Bank" of FRBNY (within the meaning of$1 C.F.R. 306.1 l$(g)) and rna~t~i,,~ a book-enWy securities account with FRBNY and each Cleari~ Corporation in which it holds Securities h~un~, AND (iv) Ithas made no determln~tiun as to the creditworthiness of Buyer or Seller. C. Further Representation of Buyer. Buyer acknowledges and a~-, ~t it is primarily liable to Custodian for satisfaction of all obligations, and liabilities arising or insured hereunder in respect of any Buyer Account(s), without regard to the name(s) in which any Buyer'sAccounts may be mui~m/ned or any rights or recourse Buyer may have against any third party for rehnbursement of such obligations and liab/l/ties. 4. DEPOSIT OF CASH AND ELIGIBLE PORTFOLIO A. Establishment of Pricin~ Rates. Seller shall/nput/~to the Comrmm/cations System in accordance with the lime specified in Schedule V the Pricing Rate offered for Transactions involving Eligible Portfolios (which may vary from the pricing rate(s) offered to ether buyex~). Seller shall have the fight to establ/sh and modify limitations on the s/zc of Transactions which may be out~anding a~ any t/me with Buyer. B. Enterini Inta Transactions. Buyer will notify Seller through the Communications System of its acceptance of Selle~s offer to enter Transactions no later th~n the time specified in Schedule V and provide thc aggregate Purchase Price and Eligi'cle Portfolio with respect thereto. If Buyer does not notify. Sener by such ~ and Buyer had effected an overnight Transactiun with Sdler on the previous Bus/ness Day, Buyer and Seller w/ii be deemed to have agreed to enter into an overmgin Transaction at the Pr/cing Rate then in effect with a Purchase Price equal to the aggregate money balance in the Account for the same or similar Elig~Ie Portfolio that was the subject of the Transaction effected on the previous Business Day. C. Buyer's Instructions. On each Business Day that Seller and Buyer agr~ to enter into a Transaction subject to this Custodial Undermt~ Buyer shall deliver ro Custodian, by the time specified in Schedule V, Written l. nsiructions conla/ning the following info,'~en: (i) the Per~bu~e Date and Purchase Price; (ii) the P,.epurchase Date ancl Repurchase Price (or rate); and (iii) hame'of Buyer. D. Seller's Tender of Securities. By the time specified on Schedule V on the Purchase Date, Seller ~h.~lI ~ransfer or cause to be IranSferred. to Sellers Account, thc Eligible Portfolio Which is thc subject of TransactiOns on such Purchase Date. In conuection therewith, Seller shall either deliver to Custoa~n Oral or Written Iusi~uctions identifying the Eligi'ble Portfolio to be sold by Seller to Buyer, including a description setting forth the face amount of each Security in the Eligible Portfolio and, wl:~e applicable, lira CU$1~ munber for each such Security or/nsUu~ Custealnn to identify the Eligi~ole Portfolio in Seller's Account to be tramfereed to ~ .Buy~s Account. Custodian agrees that all Securities in S¢iI~S Ac~ ~ be held by Custoai~n as a§mg of and custodian £or Sell~. E. Buver's Purchase Price. By the time specified on Schedule V on th~ Purchase Date, Buyer sh~l! iramfer, or cause to be l~ausfen'ed, to Buyeis Account sufficient cash auch that ~th¢ total cash b*l-~¢e in Buyer's Account af~ such transfer equals or exceeds th~ Pu~hase Phce Contained inBuyc~s Wfitt~ Instructions. ' ' 5. EFFEt:i'IIqGTRANSACTIONS A. Purchase Date~ On the Purchase Date for any Tmusaction subject to this Custodial Underling, Custoai~. ~t! wm~er to Sellers Account cash from Buye/s Account in an ~mnunt equal to the Purchase Price and tmusfer fi'om Sell~s Account to BuyeYs Accotm~ the Eligi~ole Portfolio ~n accordance with Sell~s Wri~u In, auctions with resp~ to such Transaction, subject to the following pr0vi~ious: (0 l)eter~inafion of EHglble Portfolio: Negotiability. Custoai~ shall d~ine ~ ~fio~ s~ fo~ ~tow ~d sh~ll not be ~d (h') Determination of Mar~in Value. Custodian shall deI~mi~e the-Margin Value ofEligl'ble Po~olio to be Ira,~fen~d m Buyer's Acccunr. (ru') Payment of Purchase Price. Provided the Margin Value of Eligfl~le Portfolio to be wausfen'ed to Buyers Accotmt equals or excesds the Purchase Ih/ce with respect to such Tmasaction. Custodian shall lransf~r such Eli~'ble Portfolio from Sellers Account to Buyer's Account and shall disburse f~om Buyers Account to Selle~s Account cash in an amount equal to the Purchase ,Price. (iv) Maintenance of Buyer's AccounL Custoai~u agr~s that all Securities in Buyer's Accotmt will be held by Custodhn as agent of and custoai~ for Buyer. (a) Book-Entry Securities. Each Security in the Ellgfole Portfolio which is eith~ (i) a Book-Entry Security, or (ii) a pan of a fungible bulk of Book-Fairy Seanrities shall be continuously maintained by Custodi~ in the Book-Fatzy System. Dtuing the te~m of a particular Transaction, Custodian sbnll identify such Book-Entry Securiiies on its books and records as belonging to Buyer. (b) Cle~ring Corporation Securities. Each Security in the Eligible Pont'oEo which is ~ither (i) a Cleasing Corporation Security, or (ii) part of a fungfole bulk of Clearing Corporation Securities ~h.~! be continuously m~i~i.ed by CusWaln. in an account with the appropfia~ Clearing Corporation. During the term of a partian~x Trausaction, Cu~odian shall continuously idanfi!'y such Clearing Corporation Securities on its books and ~ecords as belon!gng to Buyer. (v) Security Denominations. Anything in this Agr~mant to the conn'ary notwithslmx~g, Buyer understands and agrees that the wausfer of a Security in the Eligible Portfolio hereunder may result in the Buyeis Account being credited with a Security in a denominntioa less than (i) the minimum cllstolllaly RRit of Wading in the market for such Security, or (ii) the minimu~ denomination in which such Security is issued, or both. (w') Intent of Buyer and Seller. Buyer and Seller agr~ that it is intended that (i) with respect to W~usfer of Securities other than Book-Entry Securities, Custodian act as a "fi~-cial intermediary" as such term is defined in Scctiou 8-313 of thc UCC with respect to Trausactioas hereunder and that each wausfer of such Securities effected by Custodian hereunder ~h~ll be a "tramffer" of securities as provided in Section 8-313 of the UCC and (ii) with respect to Wausf~s of Book-Fairy Securities, Cus~di~. act as a "securities intermediary' within the me~i~§ of Section 8-102 of the Revised UCC and each tr, msfer of Book-Entry Securities effected by Custocli~n hereunder to Buyer or Sener sh.~l! restlli in Buyer or Seller. us the case may be, acquiring a *securities entiflemeaff within the meaning of Section 8-102 of the Revised UCC. Custedian acknowledges that in pefform~, hereunder it intends that it shah act as a "securities intermediary" within the meting§ of Section 8-102 of the Revised UCC. IL Trust Receipts. Custodia. is hereby authorized and directed to accept m~st reccipts (each, a "Trust ReceipO evidencing either the holding by the issuer of such Trust Receipt (a 'Trust Receipt Issuer") of on~ or more Securities in th~ Eligible Portfolio subject to Transactions or the credi~ug by th~ Tm.st Racdpt IssUer to the account of Custo,t;~a of one ar mor~ Securities ia th~ F. Iigi'bia Portfolio subject to Transactions. Trust Receipt Issuers from whom Custodian may accept Trust Recdpts in ~un with -5- Transactions her~u~ler ~hn1~ be listed on S~bedule I a~ Lin, as such Schedule I r~y be amended from ~ to time. Cusindien ~h~! hold each Trust Receipt at a secure facility at one of i~ offices in NeW Yo~ Ci~ and, cin~g the ~enn of a particular Tnmsacfion, shall identify the Securities de,erred in such Trust Rec~4pt on its books and records as belonging to Buyer. C. Custodian's Inability to Complete a Transaction. If Gasmala. is unable to complete a Tra~acfion because Seller has failed to provide complc:e Wriucn Insm~ctions ~ requirzd by Paragraph ,SC ~ ~ Buyer or Selles lias failed to arrange for the transfer of sufficient cash, or Elig~ie Ponf?li.o S~:urilies to Buyof~. Accom!t or S,ell~s Account, rr, spectively, Ctistodia~ shill :t ~tr ~"~C~t of suck Otat or Writ~n lz~mctions, cash ortho Eligfble~ l~orffollo. Ii' ,~eceived Oral, or Writte~ h~ti'nolions fi~xc Seller by 4:30~ p.m~, sufficient cash from BUyer by ft~ close of the s by the close oF'GSCS0r the ~ippr~;priate CI~ Co,rporafion,,Buyer is f0llbws: (~ if tho casl~ balance in Bi~yer's Account the cash. balance in Buyer's Acenont __ ; the P, urchase~Price, the .,~m~i~ing terms of rbe Traasac~on shall be de:cn'ained in accordance ~usth~liau w~th further Oral or Wrkten Inslmctioas ~th ~spec~ ~o a recalculated R~-purchase Pdc,c cash in B. ~,'~.'s A. cc~ant equal to,~e Pure,hash P~ice exce.'ds'thc .Marg~ Value of £ligl'b]e PorRbii0 in'l shalBcic~it lb Selle.~s Accpual cash, in,an air:droll~ equal to ~e .Ma.~__in Value of the Eligible' Portfolio So.irides, and the difference be~'c"ullhff~m~unt c~edh~d to S~'.'ler"s A¢coua! ai~d th~ P~rehase Price shall be rctai~ed by Buyc: and h~Id by Custodian' in Buyer's Accoum, Ia any event, Buyer und,Sc!IHr shall .-~.'i'ain obligited to eacl~ther puranan£ to thc original'to:ms ore,ch T~,.~action. ~exs betv~een Buyer's AcCoont and ,E, OWnership of Securities~ Transfers ~o Third Parties. (i) Upon thc Uansfer of cask to Seller's Account and the Um~sfer of the ~efl;pbrff0tio lo Buye.~s ~ccoUm; it~ agre~t by Seller and Buyer that, notwithstan~g the c:edit of Income to Seller's Accoun~!~~ to Para_~aph 5G, flu~ Purchased Portfolio shall be for all purposes the !eropeny of Buyer. Buyer agrees, however, that, su~ l~to paragraph~8 hereo~ Pa~lgraph ti of the Master Repurchase Agreement, it will resell to Seller on the Repurchase Date ~Pu.~ased Portfolio at the Repurchase Pric~. Buyer. Seller and, Custodian agree that the Purchased Ponfolic and cash held in Buyer's Account fi'om time to time will be~,h~ld by Custocli~n as agent of Buyer. that Custod~ will l~ke such actions with respect of Buyer's Account and any Purchased Porifci~0 and cash therein az Buyer'shall direr, and that in ~o event shall any consent of Seller be requir~ for the taking of any such actionby Casmdian. 1~ i the Master Repurchase Agreement to the conmu-y, Buyer hereby covenants, for the inctm'ed or Buyers' ~ansfan-ed from Buyers AccOunt to deliver any Purchased Portfolio or cash'in Buyer's Accotmt to any person of Default to Cnstodiav. The foregoing covennnr is for tl~ be~efi£ of Seller · on Buyer's righ~ a~ any lime to h~Uuc: Custodian to act, or on Custodian shall not bo liable for any Losses (as defined in Paragraph 9A) a result of Custodian Wansferting any Purchased Portfolio or cash in or not subsequent to receipt of a Notice of Default) and ~hall have no Buyi.~r onder this Custodial Undertaking with re!poe: m any Parchascd Portfolio or cash .any instruction to Custoeli.. to Uaasfer the Purchased Portfolio or cash from Buyer's Account during the term of a Transa~ou ehflll be set forth in a written notice in substsntially the form atIacbed hereto as Appendix L Buyer shall deliver such notice, toga Vice P~esident or more senior ofr~.er in Castodinu's Broker Dealer Services Division and ~hnll se~ld Seller a copy of same. Custodla~ ~h~!l' az prompdy as practicable onclcr tho circ~rm~tances, act in accordance with such insuuctions; it being uaderstood and agre~d~ ~t!~at ~Cnsto ~dilm shal~ have no li~bility for its inability to comply with Buyer's i~stmclions if the roles or systems of the Book- an? calile co oratiou p: t custo P. ed o folio Buy , Ac~[~ BUyer shallpay tO Custodia~ all applicable f~s, cosls and charges associated with such transfer i'ora Buyers Account other th.~n a t~J~r~'r ,pu~,~ ~-~ to Paragraph 9 ~n'eof F. INo Lien or l~ledqe bv Custodian. Clisto~{n~ a~'es that tbe Purch~eed Portfolio ~h~ll not be'subjec: to ~ security interest, lien or light of setot~ by Chstodian or any third party clnlming through C'ustodia~ and Castodian ehnll not pledge, eno~mher, hypothecatel lransfer, dispose o~ or otherwise gram any third party an interest in, any Purchased Praffolio. G. lau,.vment of Income. Until such time that Custodian shall receive a Notice of Default flom Buyer ptu~ua~t to Paragraph 9, Cuswa~ shall czndit to Seller's Account Income received by Custorli~n After receipt of such Notice of Default from Buyer, Custodian sI~ntl credit to Buyer's Account Income received by Custodia~ 'H. Confirmations. Custoai-- shall provide Buyer and S~1t~ ~th,~c~.nfirmation statemems reflecting the Purchased Portfolio and 8ash posit/om in Buyers Account on each Basiness Day or as o~e may be requested by Buyer. Buyer and Seller shall promptly review all such confirmation starts and shall promptly advise Custodian of any error, omission or inaccuracy in such suuements. Cuswdian ~h~ll undertake to corr~t any e~ors, failures or omissions that am reported to Castot~i~n by Buyer or Seller. Any such corrections shall be reflected on subsequent confirmation statemeam. L D~v ~e~, b.v Cns_.todia,n- Upon a Setl~r D,efaulr, any u-ansfers of $%N-iurifies or cash by Cnsto~- to Buyer from Buyers Acc°unt d~ll bn:llxade to Buyer by delivery to the account(s) designated in .qchedule l~as may be am~ded from lime to tune by d~qivez7 to md rerxipt by Custodian ora new Schedule IlL 6. VALUATION OF SECUI~'~$ ~ of each Bnsincs,, wh/ch a Tmmact/on subject to tiffs Cns~O~i~'{ fi) M~r~in Deficit. In the event the Purchase Price of qutstanding Tra~sa~ctions is greater than tim a~gr~gate Martgu Value of cnstoa , s er by thn on _v,dete ~...t .~*a~i Se~s on ~e ~e of ~v achuo~, ~m~ ~ ~ B~ ~d~S~ ~ a~ ~ ~omBuy~i~ Se~el~f~d m Buy~s Ac~ ~h~{{ be d~d ~ be p~ oI~e ~d Po~oHo. . ~ ~e.ev~t ~e a shs{l ~ceed ~e ~e Price of ~ SeH~ ~ upon ~I or ~o~ ~ ~ Accost to SeH~s A~o~ ~$ a ~ct ~ p~g s~, B~v~s Acc~K mle~ed B. No, Suhc*imtions of Securities in lhe Purchased Portfolio. ,Th¢,pa-niel agree that anything in the Custodial Undertaldng to ,h .... ,~,~ ~,~*,~-~*.-~ it shall be'Buv&J'~s and Sell~s mSnonsibiiitv t~ ~snre that there is no substitution of Securities in the Buyers Account ~ml~ss Buye~and Seller have;~/greed oth~in wr/d¢§ with a Copy to Custodiam Custo~a- shall have no l/ability wh-~soever for any 'loss, damage Or` expens~ e~ arismg~out of the. transfer of Seciir/ties in the Purc2mzed Portfolio to Seller against Wansfer to Buyers A~:couni ofsubsnmto Secoriiies m accordance wi~hpartgm, ph . 7. AUTOI~IATIC ROLLOVER Buyer and Seller agr~ that if Custc,tian bas not received Written Instructions by the time specified on Schedule V on the Repurchase Date to the ¢onwary, Buyer and Seller ~hall enter into a n~w Transaction on such date (which ~hatl be deemed to be a new Purchase Date). 8. ~URCHASEDA~ On the Repurchase Date for any Transaction, subject to Paragraph 9 hereof and Paragraph I 1 of the Master Repurchase Agreement, Buyer hereby irrevocably iostmcts CIlstOdian te tender to Seller the Purchased Portfolio with respect to such Transaction and ro waosfer such Purchased Portfolio from Buyers Account m Seller's Accoun[ Seller hereby ir~vocably imtmcts CusWai~- ar the time the Purchased PorifoIio is transferred to Sellers Account to m~Ite payment to Buyer of the Repurchase Price by debiting cash from Seli~t's Account and crediting cash to Buyers Account. If on the Repurchase Date Sellers Account does not contain sufficient cash available to repute-se all Securities in the Purchased Portfolio with respect to any Transaclioos, Custodian shall notify Seller and Buyer and Buyer shall give Custodian Oral or Wrivam Instructions idemifying which Securities in the Purctmsed PorifoIio, if any, are to be repuroh~eed and the Repurchase Price. I~ the event that Buy~ or Seller delivers' a Notice of Default to Cu.storli~. Custo~isn ~]! noti~ the dethulting party of ~eceipt of such Notice of Defank and act in accordance with the instructions of tho non-dofanlting party with respect io such non- defmdtln~-pim~s ~ghts pm'unnt to p ,ar'~'aph ll~f the Master Reporchas~ Agreement. Cusm~.~ may~fully rely without further ~ o~ the statements set forth,in such Notice of ~efault. It is unde~to0cI that notwi&sian~g anyt~g in the Master ~A ~.. ~.ti~o the conWa.W, (a) if Sell~ is in default flie~. ~u~der, Buyer hereby ~ocably authorizes and ~ Cnsto~/o sell any ~Securlty in ~ Purchased P0nfotio Lhat is in an amoum less ~h.. a customary unit of trading in such Securi/~ or less ~- the wi~';~um anibunt in which SUch Sdcurity i~ issued, together with Slm,%r Se~rities held by Cnstoai~ foz~ other counterpart/es of Seller, similarly situated, and (b) if Bhyer is ~ defaulg t~ the extent any Seenrity in the'kha,s, ed PotfulS0 is in an amount i~ ~n. a in such Security ur Iess ~h-aa the m~imum amount in Which ancli Security is issued/Buyer hereby , to Seller. In ~di:tiorr, Bh.v~ and,.Seller a.cknoWledg~ :mo a~.-ree li~.t th~:p~ of p,azagraph 12 of~e ~ Repmhase A.~.~..'men~ shall be fi~11y e,;%cnv~ with resge:~' to ail Transactions entered.~ f~e~a.~ ~espe;tive 6f whether such Tnmsactiom ar~ emered ,,,to ,,, ~.ormeenon wzth thts Custodial Unoer~ ,~$, directly be!~Buyer and Seller or o _..fl!m~e. 10. co~cr_ah'v~ CUSTODr.~ A. Limiti~tion of Liahilitv: Indemnification. Cnsto~i~a sh,~11 not be liable for any corn, expenses, damages, liabilities or ¢!aims. inc!adiag reasonable fees of counsel (collccfiveIy, "Losses'), resulting from i~ action or inaoiun in enune~un with this Custodial 'L-odemkia~. ia¢luding Losses which are. incurred by reason of any action or iaactiun by the Bcok-Bnlry $¥stm, any Clearing ~0rpol"~tiol~)oll T~I'I~. l~.ac~ipt lsb'uer, or their succe~ol~ or llominees, except for those Losses arising out of Custodian's gross negli~;~, ha? faith, o,r ~ miaconduc~, In no event ,h-il Cnstodl,n be liable to Buyer, Seller or uny third paW~ for special, indire**t or eni~equenti:fl damages, or lost profits or loss ofbudnsss, arising under or in connection with this Custodial Underald~. Cas~odi',,ml, may~ ~'ith re~pec~ to questions of law, apply for and obtain the advice and opinion ofcotmseI, and shall be fully prote~ed with ,~s.~¢ct w anyt ,hin~ done .or omined by it in,good faith in confomaity with such riaionable advice er opinion. Buyer and Seller agree, ~joi~i'fly,~d's~y, lo m~ Custodian and to hold it hma!nless against uny and, all Losses (inclu~, g claim~ by Buyer or Sullen wa, ca are sus.lalu¢~ l~y Cus~Oaian as a result of Cnswd~a s ac~u= or mactran lncounecUon vath this Ctlstod]nl Ululermld'ag, exc.~, t those Losses aP. stag out of Custodian s gross n.~.Iigence, bad faith or ~ nnscunclnot. It ~s expressly understood and agreed tha: Custodi-.n.'s tight to. inde.,rmilic~on her,.',.md~r shall~ be enforceable against Buyer and Seller directly, without uny obligation to first proceed ag:~i.qs~ an.~ ~ird part3.' for whom they may act, and irres.p, ective of'any rights or recourse at Bu.ver or Seller may have against,any such third p.a~,', This ,indenmity shall be a continuing obligation of Buyer und Seller'notwifi~standing the termln~tion of any Truns.-ictior,.s or of this Custodial Uador'-.'king. B, N~ Guaranty by. Custodian. It is expressly agreed and acknowledged by Buyer and Seller that Custodian has made no ............... ... ...... . .... ,% $eRes's ability to perform thoir respective obligations in connaciinn with Tzansacfions and is not .; .:.': =::::~:::.: ::: .';:'.-.'.:cd :~ .:.' o: ~: ~miag a~y liability for the obligations of Buyer or Seller here,mawr nor is it ass~min~ any credit .,~. ::~:,,'o~:. :e,: .~:;!: ~'.::.',:~c::c)::. ~der, which liabilities and risks are the responsibility of Buyer and Seller; further, it is expr~ss, ly agreled ~hat,C~stodi~, ~s not U~deriaking to make credit available to Seller or Buyer to eaable it to complete Transactions hereunden C. NoDutvofInqulrv ~ith~ut~imitingth~generalIty~fthef~reg~ing~CnstodianshalIb~undern~b~igati~ntoinquireinto~ and shall not be Iiable for. (~ The validity of the issue of any Securities porchased or sold by or for Buyer or Seller, the legalizy of the purchase er sale or the validily or enforeeabllity of any Trust Receipt received by Custodi~m herennde~, (ii) The due authority of uny Authorized Person to act on behalf of Buyer or Seller wi~h respec~ m cash or Securities held Buyers Account or Sellers Account; or (ill} The due anthodty of Buyer, Seller or any entities for which Buyer acm m purehale, sell or hold any particular Seenrky herenader. D. Securities in Default. Cusm,ti.,~ shall not be under uny duty or obligation to take action to eff~-'~ collection of uny amount if the Securi~e~ upon which such amount is payable are in default, or ff payment is refused ~ due dem~-d or preseulation, ualess and ~ (i) it shall be ~d to take such action by Written tm'tnicfious and (hi it shall be assured to its satisfactiun of ~;-,hursement of costs ~md expe~es in connec~on ~ an~ such action. E. Custodian Fee: Custodian shall be ~l~d to meaive and Seller agrees to pay to Custodian ~-ch compensation as may be agr~d upon fi'om time to time between Custodian.and .geller and Custodlnn'S out-of-pocket expenses. F. Relfnnce on'Oral/Written lnsm~ctions. Custodian shall be entitled to ~ly upon any Written hay/faction or Oral Imimctinn zeceived, by Custodian ,-.ad reasonably believed by Custodlnn to be delivered by an Authorized Person. Buyer~and Seller agree to forward to ~Custod~' WriRun Izatm~ions CO. firming any and all Oral Iustm~ons in such r~,~.er tha£ such Wrimm hstmcrions are received,by Custodian by li~ Clo§e ofbnsiness of thc same day that such Omi Iustmchous are given to Custow~ Buyer and Seller agr~ thlt~ ~he fact that~suc, b..co .m~i~..g Written Instnwtions are not received or that contrm-y Written Imtractiuns are received by Custodlall sB~ll m no way a~ect tho validity o1' erlforcesbiHty of the tr~n~ctlous prevlOOSIy autholIzed end effec~dby Cnstorhan hold C~todian bare,ass from ami against s¢.wic¢, limker or dealer. Custodian shall, not be respons~le or liable for any f~nre or delay in thc pm'o,~a-ce of its obligafious ~ising out of or caused, directly or indirectly, by ei~unstanc~ b~yund its reasonable ,contrel~ acis of God, ear&quakes, ~es, floods, wars, dvfl or ~ disturbances, sabotage, epidemics, riots, loss ~f atilities, compurer (hardware or soflv,~e) or cc~monicatiuns service, labor disputes, ac~ of civ~ or military authori~', or goverra,~ental, judicial or regalamry actions; p~ovided however, that Custodi~ ~h~ll use i~ best efforts to resume pe.'Yormanc¢ as soon as possible. L ..No. Additional Duties. Cnsmdlan shall have no duties or reaponsibllities except such duties end respons~llifies as are specifically se~ forth in this Custodial Unde~Id-g, and no covexmnt or obligation shall be implied in ~ Cus~odlal Under~Idag a~inst CUsIodi~ J. No Duty Regarding Derivatives. If Buyer and Seller have seiected Eligible Securities which derive all or a pomon of their value f~.m .C~ges in the value of underlying securities, mortgages or other obligations, or one or more currencies, commodities, iz~ic~ ar other :factors Charein~er referred to as "Derivarive Securities"), thc pa~ies understand that Custodian shall have no obligatioii m monitor Whether any such Elig~ole Seearines arc also Derivative Securities. Accordingly, the pardes agree that anyrhi~§ in die Cu/~odial ~nder~dng to the contrary notwithstanding, it shall be Buyers and Seli~s rasponsibility to ema~ that Eligible Securities do n~t:include Deri,vativ¢ Securities unless they have otherwise agreed. Custodian ~h~l! have no liabil/ty whatsoever for any loss, ~g¢:~r exp~nse arising out of tbe/nelig,~bflity of D~ivanve Seenntias wh/ch ar¢ the sublect of Transactions pursn~nt to thc Custodi~ ~n&rtaii~. 11. TERMINATION Any ~f the parties hereto may terminate this Custodial Undertaking by giving to thc other parties a not/c~ in va/ting specifying the date ofsu~l ~,,.;nation, which ~hall be not lass th~ thirty (30) days after thc date of giving of such notice. Upon termination bereo/~ Sell~ shall payto Custodian such compensation as may be due to Custodla~ as of the date of such termination, and shall l~wise reimburse CusWdi~n for any disbursements and expenses made or incun'ed by Custodian end payable or reimbursable hereunder. If Buyer and Seller do not provide Written Iustmctious desigmating a successor enstodi~ prior to the termination date, Cnstodla,n !~hall. at Buyer's expense, continue to hold Purchased Securities and cash in Buyer's Account until the Repurchase Date with ~ to each outs~mding Transaction, or until it has received a Notice of Default in oonuecfion therewith, and Written Inswactions with respect to delivery of such Purchased Securities. If Custod,~n has not received delivery mslmctions vath respect to Pur~ha.s~ Sean-ifies and/or cash in Buyers Account, Custodian may, in its sole discretion, hold Book-EnRy .geenritie~ and Clearing Corporation Securities in escrow for the benefit of and at the expense of Buyer and deliver cash to Buyer at the ~ddress provided below. 12. MISCI~.?.ANEOUS A. Authorized Persons. Buyer and Seller each agrees to furnish to Cu~edlan a new Schedule II in the event that any Audiorlaed Pe'~on.ceuses to be an Authorized P~rson or in the event that other or additinusl Authorized Persons are appointed end authorized, until such new Schedule II is received, Custodian shall be fillly protected in acting und~ ~ provisions of this Custodial · ~U,nderlaking upon Omi/nstmclions or Wfilv:a/mmzctions from a pe~on reasonably believed to he an Authorized Person as set forth in the last delivered Schedule Il. Esr ACCESS to Books and Records. Upon reaso~ble r~qnost, Buyer and Seller sh.ll have accass to Cns~di~n's books and records ,~tained in connection with figs Custodial Unde~t'~g during Custoai--'~ normal imm/ness.hours, Upon reaso~ble C. Invalidity of any Provision. In case any provision in or obligation under this Custodial Undecmkk~ shill be invalid, illegal or une~o~e=bie m any jurisdiction, the validity, legality and enf0~ceability of the n~m,i~g provisions or obligatiom shall not in any ~ay beaff~led or ?re?aired ~hereby, and if any provision is inapplicable to any person or c/n~-~-'tances, it shall nevertheless applleab]~ to ali other person~ and cir~m~tancas. D. Parties~ Entire _a~e~ Amendments. Buyer. Seller, and Custodian agree that ~ Ctm'odi.~ Unde~ak~§ comsfim~as Trsmacfions subject to this Custodial Under~kln$ and may not be Buyer and Seller with The,CustedlalaUndertaking and the Master Repurchase Agreement. Buyer and Seller acknowledge and · conjunctioil W/th ~ Cnstodial Unde~l~ !=~sents the entire agreement between Buyer and Seller acknowledge and agree ~ Custo~i.~ is not party to the M_aster E. Bindin~ A~reement. This Custodial Under~lan~ qhnlI extend to and shall be binding upon the pertie~ hereto, and their respective successors and assigns; provided, however, that tiffs Custodial Undertaking shall not be assignable by any pony without the written consent of the other parties. F. Applicable Law/Jurisdiction. This Custodial Und~r~t'~g shall be construed in accordance with the laws of die State of 'New York without ~egard to conflict of hws pduciples thereof. The parties hereby consent to the jurisdiction of a state or federal court situated in Hew York City, New York in connection w/th any dispute arising hereunder. Each party herew hereby waives trial by jury in any proceeding involving, directly or indirectly, any matter in any way ar/sing out o£ related to, or connoo~ed with. this Custodial Underm~. G. Waiver of Immunity. To the extent that in any jurisdiction any parry may now or hereafter be entitled to claim, for itself or its assets, i-~unity from suit, execution, attac~t (before or after judgment) or other legal process, each pa.ny i~evocably agrees not to claim, and it hereby waives, such immunity in conuection with this Cnstodi~l Undertaking. H. Headings and References. The headings and captions in ~ CasWdial Underlaking are for reference only and shall not affea~ thc conmraction or interpretation of any of its prov/sions. L Counterparts, ~ Cnstodlal Undertaking may be executed in any u,,mher of counterpam, each of which shall be deemed to be an original, but such counterparts ih~ll, to~'ther, COl~titute only one insll'l~ $. Inennsistenev with Master Repurchase Agreement. In the event of any inconsistency between the terms and conditions of the Master Keptttchase Agreement and th~ Custodial Uncle~Vi.$ with respect to the rights, duties or obligations of Custoai.. and Tramactions subject to this Cl~todinl Unde~ml~ng, the terms and conditions of tiffs Custodial Under. Irene shah gov~ll. K. Notiees~ Any notice authorized or required by tiffs Castedlal Under~ak~g ihall be suffieianfly given if addressed to the receiving Ratty and hand delivered or sent by ma~l. telex or facsimile to the indivich,,l~ at the addresses specified in Schedule IV or to such other pemon or l~sons'as the receiving pony may from time to time designate in writing. Such notice ~h~ll be effective upon L Confidentiality. Thc parties hereto agree not to disclose to any other party and to keep confidential the tem~ and conditions of this Agr~ment (including fee arrangements) and any amendment, supplement or Schedule hereto. In the event that any pan'/ here..o breaches any provision of this section, any other pony shall be entided to t~mporax'y and perma.ent injunofive relief against the br~cbing party without the necessity of proving actual dnmnges. Notwithstanding the foregoing, Custoaian may disclose Buyer or Seil~. s Tame. address, securities position and other informatioR to such persons and to such extent as requLved by law, the minx of any stock ~xcha~ge or regulatory or self-regulatory organization or any order or decree of any court or adminlsirative body th~ is binding ' ~n Cu.stod/~ or any Clearing Corporation or the terms of ~ org~=~//0//al documems of the issuer of any Secur/~y or the i=~m~ of any ~ flseli~. M. No Th/rd l~=rtv Beneficiaries. Notw/flmZandin~ the fa~s that (i) Buyer or Seller may ac: on behest~ of panie~ not d~nato~y ,tO,~ ¢Ol!.ll~4ct~ ~and l~i) C~odiau, may ~om ~'.t~to time maintahl Accolm~s !~tliit./n~e~'..omiins hereunder C~ t~Wfli~ is a~ing solely on behalf of~h¢ Buyer. and Seller which m'/i~atories he~cto and each ;Slip,on;hereto aclmowledges an4 ?~e~s tha~ no conWactoal or service rehtio,~hi? shall be denned to be established hereby between Cu.~orl{,, and any such ~ party or any other persan. N. Parties D~emed Princisals~.. t~l~ss thcpaxties hereto execu~ and deliver a Custodial Agency A,-~x pursuant to which the identilF Of all ~ for who~m any Party may act in ennoection this Custo~i,! Underling is disclosed, each party shall be !~pO~ie for~,the.,p~co 0f i~s obaatio~ h.~e~.d~ as a principaL However. the execution and delivery of a Custodial ~-y ~ ~l~tl not ~elie~ anYil~a~'tY~f its. ob ~.l/~ations ~ except as pray/dod by applicable law. ~N ~S, WHF_~EOF, ~t~ pardes her~o have ~anscd ~is Custodial U~der~g ¢or~°mto o~e~s, the~euato d~ly authorized, as of ~ ~ day of ~ ,19 ~ . FLEET BANK NATIONAL ASSOCIATION ACTIIVG OAr BEHAL1~ OF 2-1-~' MUNIC~ALIi'~,a~ DISCLOSED ON ]F~',dN1VI~.4TFAC~D HERETO (Each, a "Bu~ / T/fie: SWISS BANK CORPORATION 107/97 SCHEDULE OF ELIGraLE POP. TFOLIO A. Each of th: foQowing portfolios of Sc~urki~ ~h,Tl hc an EHg?ol:-PortfoHo for Tramact/o~ d~n-t:ed in th: Cu~odh/ U'nd~,,g 5t Connexion With Maser l~ur~ha~e A~t dat~ ~ of ~/t~,]~, l~ ~ , among' ~w±ss Bank Corp. Flee~ Bank~ ~.~. andThe,BankofNewYork, and ~h~ll have the M ~uP~ntagcw/th~u'-'t~tos~tfol~hbelow: ' Elim'ble Pom~oHo Mar~n Freauencv of Pricing Rate Adiusl~ent TREASURIES WEEKLY i021 DAILY MARK TO MARKET DAILY MARK TO M~LKg,~z B. Pumu~nt to Pm-agmph 5B of the Cu.~od/ai Und~k/ng In Connection With Ma~r l~purch~: Agr~m=% Custom~. U authorize/a~d d~cctcd to acc=pt Tm~t Receipts f~m thc fo[lowing Trot Rec:i~t Issuers: N/A Da~:d: ACCE~I .~2): T~m e~a,r~c OF~r~V Y0mC By:. Tide: AI~ C. StYEIL PRESIDENT Th~ foHow/ng individuals have bc-~n designated as Author/zcd Per'sons of Buyer and Seller, rcsp¢ct/v¢ly,/~ connect/on with thc Cu~OdialUncler~ld~glnConnecfionWffhMast~'R~purcha~eAt~'e~nentda~xiaSof ~'/~r~ ' · BUYER Nan~ Kathleen A. Sullivan Edwa~d'T. Novakoff Kathleen Rockstrom Lois McGrath SELLER Brian V. Carty James G. O'Leary John D. Perini SCHEDULE Account Information for DeLivery of Buyer's Securities and C~h Upon Notice of Seller Default ABA: 011500010 BankNam~: Fleet National Bank Ci~: , Boston, MA 02211 Ac~o~ntName: Mpney Market Suspense Accountl~nmh~. 2014361 ADDRESS FOR NOTICES TO SELLER: Swiss Bank Corporation Attn: Brian Carty 677 Washington Blvd. Stamford, CT 06912-0300 203-719-3010 - phone 203-719-4810'-- FAX TO B~ FLF~ET BANK NATIONAL ASSOCIATION Fleet Bank NA c/o Fleet National Bank 75 State Street - MABOE03E Boston, MA 02211 Attn: Brian Snell, Vice President 617-346-1169 - phone 617-346-1180 - FAX TOCUSTODIAN: Thc Bank of New York On~ Wall SIr~er, 4th Floor New York, New York 10286 Arm: TH-Para, Servic~ Government Sem=ifi~ CI~aranc: Div/s/on SCHEDLr[E V SC~IEDULE OF DAILY OPEt~/~ONAL EVEN'rs & TINfES A. The following axe the daily operailonal events and time desdl;-es applicable for Trm=a~nons mabje~ ~o the Custo&_ UnderslUng In Cenne¢fion With Maxter Repurchase Agreement dated as of ~ ~-'~,~ amc= Swiss Bank Corp. , Fleet Bank, N;A. and /h: Bank ofNew Yor~ Deadline for Seller to Establish Pricin~ Rates: 10: 00 AN Deadline for Buver to Acee;at PHcing Rat< 1:30 PM (3:00 PM for late portfolios) DeadlineforSctledsDclivervofWrittenImtmaionstoCustodlam 1:30 PM DeadlMe for Selt~r to T~nder EIi~'ble Portfolio: 3: 00 PM Deadline for Buve~ to Deliver Purehaze Pfiee to CustoSi..- 1:30 PM (3:00 PM for late portfolio) CUStodian's Lnabilin, to Corrmlete a Transa~om If Cu~todiaa has not received Written Instru~on~ from Seller by 2: 30 PM , ml~ieient ~ ,Sum Bu.ver by the close of the FRBNY money wire or am~i¢ient Eli_re%lc Portfolio by the close of GSCS or the appropriate Clearing Corporation, Cn_etot~i,, shall p~rform in accordance with Paragraph 5C. Deadline for Custodian to Notify Seller of Mar~n Deficit 3: 00 PM Deadline to Notifv Custodian ofNo Automatic Rollover: 1:30 PM (3:00 PM for late portfolio) Deadline for Buyer to Notify Custodian of Intention to Termi.ate lhSor to the Renurehass, J~are: / Dated: [:00 Pi, I By:. Director Repo Sales B~. Tile: BRIAN C. SNELL VICE P E$I ENT ACCEPTED: 'FHE BANKJ~F NEW YORS/ TERMINATION PRIOR TO REPURCHASE DATE Buyer m~y terminate any Transaction prior to the F,~purchzze Da~ by ~g ~o~ to ~t effe~ no ht~ ~- 1~30 p~ on ~e ~ Buy~ ~h~ m ~i.a~ ~h T~on ~e ~ce pl~ ~e PHce D~ for ~e p~d ~m ~ ~e Da~. ~e ~c ~ce ~h,11 bc parle m B~ on Ee ~ed ~e Da~ but ~e Price D~ s~ be parle ~ Buy~ on ~ ~ly sch~d R~e Da~. Buy~ ~ Seller ~y a~o~e ~d ~ C~ai'n on APPENDIX I SAMPLE FORM To: The Bank of New York BrokerDealer Services One Wall S~ree~, 4~ Floor New York, New York 10286 Attention: Vice President This notice is given pnrsuant to Paragraph 5E of the Custodial Undermk/ng In Connection V~r~th Master Repurchase Agreement by and among ("Buyer"), ("Seller") and The Bank of New York ("Custodian") dated as of (the "Custodial Unde. t~ldng"). Buyer hereby insa-uc~ Castodian to mmsfer the following Purchased Portfolio and cash. in Buyer's Account (as defined in the Custodial Undertaking) to: Bank or Depository: Account Name: Account Number:. Date: [Buyer] Title: CUSTODIAL AGENCY ANNEX This Annex forms a pan of the. C.~us~odial Undertaking In Connection With Master. Repurchase ~eesnant'dated as of '/~z~ ~, t99~ (the "Custodial Undemmkin~ by and mo~, m~-~ W.~;~ "' ('Agent") agent for principal(s) am. ong ....... :~,. .~ ......... ~ssocmt~on ' , as the ktantified on Appendix A attached he:ere (each, a "Buyer"), Swiss Ban~ Corporation ( "Seller" ) and The Batik of New York ("Custod~n"). Capital~edterms used; but no~ defined shaH' have the m~n~s ascribed to them in the Cus~dial Undertaking. In a~ddi~i?n to thE ~pres,~nta~!!s set ~rth in Section SA of the Custodial Undertaking Agent hereby t~,~esent~iafid ~ts, w~ch representations and warranties shall be deemed to be conuntu,ng dtiring the term of any Transaction, that (a) Each Buyer has duly authorized Agent to execute and deliver the Custodial Undertaking on ~ts b~hatfi~has the power to so authorize Agent and to enter into the Transactions contempli~ed~bF~e. Maxter Repurch/se Agreement and other, vise perform its obI~ations · pursuant to theister RePro-chase Agreement and the Custodial Undertaldng, and has taken all necessary actio~i,to auth//rize such execution and delivery by Agent and such performance by it; and CO) NO Transaction effected hereunder shall be for the account of any third party no~ listed on Appendix A :hereto. 2. MultipleBuvers (a) No Choice of Account(s). In the event thatAgent proposes to act for more than one Buyer hereunder;Agent and Seller shall treat Transactions under the Custodial Undertaking as transactions entered into on behalf of separate Buyer. Co) Separate Accounts for Buyers, The parties ~oree that (i) Custodian shall establish a separate Buyer's Account in the name of each Buyer, (ii) Agent will provide Seller and Custodian with Written Instructions specifying the portion of each Transaction allocable to the account of each of the Buyers for which it is acting (to the extent that any such Transaction is allocable to the account of more than one Buyer); (iii) Custodian shall perform its obligations pursuant to Section 6 of the Custodial Undertaking on a Transacfion-by-Traasacfion basis; and (iv) the parties' respective remedies under the Custodial Undertaking shall be determ~4ed as if Agent and entered into a separaze Custodial Undertaking with the other party on behalf of each of its Buyers. 3. Cfistodian Not Resoonsible for Buyer Confirmations. Notwithstanding any provision in the Custodial Undertaking to the contrary, aH confirmation statements prepared by Custodian pursuant to the Custodial Undertaking shall be delivered to Agent as agent for Buyer and Custodian shall have no additional responsibility for providing directly to any Buyer continuation statements reflecting Purchased Securities or cash positions in that Buyer's AccounL 4. Rescinded Authority_. Agent shsl! provide Seller and Custodian promptly with a revised ~;ppend£x A whenever a Buyer rescinds Agem s authority co perform ~ts ob/iga_~ tion~ pursuant to th~ Custodial 5. Inconsistency with Agency .Annex to Master RepurChase A~eement. In the event of any inconsistency between the terms and condifions of a~y agency annex to the Master Repurchase A~eement and this Custodial Agency Annex the terms ~ud conditions of this Custodial Agency IN WITNESS WHEREOF, the parties have caused this Annex to be executed by their respective officers thereunto drily authorized as of the date first above written. : AGENT: Tide: SELLER: CUSTODIAN: THE B ~//~.F NEW YORK Tide: MASTER REPURCHASE AGREEMENT Between: SWISS BANK CORPORATION, STAMFORD BRANCH Dated as of ~[B~g4A~ 1997 and ~ FLEET BANK N,A. ASAGENT FOR THE MUNICIt'ALITIES AS PROVIDED SEPARATELY 1. Applicability From thne to time the p,,,~es hereto may enter into transactions in which one party ("Seller") agrees to transfer to the~other ("Buyer ') securities or financial instruments ("Securities ") against the transfer of funds by Buyer with a simultaneous agreement by Buyer to transfer to Seller such Securities at a date certain or on demand, against tke ~aasfer of funds by Seller. Each such transaction shall be refen'ed to herein as a "Transacfion'~ and shall be governed by this Agreement, including any supplemental mrms or conditions contained in Annex I hereto, unless otherwise agreed in writing. 2. Definitions (a) "Act of Insolvency". with respect to any party, (i) the commencement by such party as debtor of any case or proceeding under any bankruptcy, insolvency, reorganization, liquidation, dissolution or similar law. or such party seeking the appointment of a receiver, trustee, custodian or similar official for such party or any substan, tiai part ofitsproperty, or (ii) the commencement of any such ease or proceeding against such party, or another seeking such an appointment, or the filing against a party of an application for a protective decree under hhe ~rovisions of the Securities Investor Protection Act of 1970, which (A) is consented to or not timely contested by such party, (B) results in the entry of an order for relief, such an appointment, the issuance of such a. protective decree orthe entry of an order having a similar effect, or (C) is not dismissed with/n t5 days, (iii) the making by a party of a general assignment for the benefit of creditors, or (iv) the admission in ,g~rit~ng by a party, of such party's inability to pay such party's debts as they become due; (b) "Additional Purchased Securities". Securities provided by Seller to Buyer pursuant to Paragraph 4(a) hereof; lc) "Buyer's Margin Amount", with respect to any Transaction as of any date, the mount obtained by application of a percentage (which may be equal to the percentage that is agreed to as the Seller's Margin Amount under subparagraph (q) of this Paragraph), agreed to by Buyer and Seller pnor to entering into the Transaction, to the Repurchase Price for such Transaction as of such date; (d) "Confirmation", the meaning specified in Paragraph 3Co) hereof; GovtDOc~Countetl~rty/Swiss Gold/Counteqm~es/NY Munlcipalittes/Std Agreements/15Oct97 (e) "Income", with respect to any Security at any time, any principal thereof then payable and all interest, dividends or other distributions thereon; (f) "Marg'm Deficit", the meaning spec/fled in Paragraph 4(a} hereof; "Margin Excess", the meaning specified in Paragraph 4Co) hereof: (h) "Market Value", with respect to any Securities as of any date, the price for such Securities on such date obtained from a generally recognized source agreed to by the parties or the most recent closing bid q [rotation from such a sou fcc, plu. s accrued,income to the extent not includedtherein (other than any Income ct'edited or m~nsl'erred to. or .', Dp~ied to the obligations of~ Seller pursuant to'Paragraph 5 hereof) as of such clare (tmicss contrary to m:lrkct practice for such Seo~rities); (i) "Prica Differential", with respect to ag, y Transaction hereunder as of any date, the aggregate mount obta/ned, by daily application Of the Pricing Rate for such Transaction to the Purchase Price for such Transaction ona 360 day per year basis for the actualnumber of days during the period commencing on (and including) be Pumhase Date for such Transaction and ending on (but excluding) the date of determination (reduced'bs; any amount of such Price Differential previoasl~r paid by Seller to Buyer with respect m such Transaction); O) "Pricing Rate", the per annum pementage rate for determination of the Price Differentiai; (k) "Prime Rate", the prime rate of U.S. money center commete~al banks as published in The Wall Street Journal: (1) "Purchase Date", the date on which Purchased Securities are transferred by Seller to Buyer; (m) "Purchase Price", (i) on the Purchase Date, the price at which Purchased Securities are transferred by Seller to Buyer, and (ii) thereafter, such price increased by the amount of any cash transferred by Buyer to Seller pursuant to Paragraph 4(b) hereof and decreased by the mount of any cash transferred by Seller to Buyer pursuant to Paragraph 4(a) hereof or applied to reduce Seller's obligations under clause (ii) of Paragraph 5 hereof; (n) "Purchased Securities", the Securities transferred by Seller to Buyer in a Transaction hereunder, and any Securities substituted therefor in accordance with Paragraph 9 hereof. The term "Purchased Securities" with respect m any Transaction at any time also shall include Additional Purchased Securities delivered pursuant to Paragraph 4(a) and shall exclude Securities returned pursuant to Paragraph 4Co); (o) "Repurchase Date". the date on which Seller is to repurchase the Purchased Securities from Buyer, including any date determ'med by appl/cation of the provisions of Paragraphs 3(c) or 11 hereof; (p) "Repurchase Price", the price at which Purchased Securities are to be transferred from Buyer to Seller upon termination of a Transaction, which will be determined in each case 0nchiding Transactions terminable upon demand) as the sum of the Purchase Price and the Price Differential as of the date of such determination, increased by any mount determined by the application of the provisions of Paragraph 11 hereof; (§) YSeller's Margin Amount", with respect to any Transaction as of any date, the amount obtainedby appl/catio!/of a percentag~ (which may be equal to the percentage, that is a~reed to as the Buyer's Margin .~nount uttdbr subparagraph (c) of this Paragraph), agreed tO by Buyer and Seller prior'to entering into the Transaction, to the Repumhase Price for such Transaction as of such date. 3. Initiation: Confirmation: Termination (a) An agre~me~-enter~nto a Transaction may be made orally or in writing at the initiation of either yet or S~tei. Og the ~r.,ch~e Date.fo,[ the Transac~on, the Purchased SecunUes shall be transferred to Buyer or it~t~gent against the ~ster of the'Purchase Price, to an aecount of Seller. (b) Upon shall Con~rmatian ~ Seller and';~t forth (i) t Transaction i unles ), as shall be agreed, (a"Confirmation"). The Securities.q~clu..d~ng. CUSIp number, if any), identify Buyer and (ii) the ~hase Price, (iii) the RePurchase Date, unless the the lhScing Rate or Repurchase Price appl/cable to the o~ the Transaction not inconsistent with this l censtitute conclusive evidence of the , Transacff0n to.which the Confirmation relates, jccrion is made promptly afierreeeipcthareof. Intheevem between .'Ii,: · "' ' ' · 2 ...... tcm~s o, ,ucn £ onhrmauon and t!~is .\_~cm~n.. this Agmemant shall prevail. (c) In the case of Transactions terminable upon demartd, suck demand shall·be made by Buyer or Seller, no la~r~than such.~me asi~ custom ~afy ~n aceor..~dgnce w~ market practice, by .telephone or otherwise on or prior to the business day on wb/ch such termination wilt be effective. On the date specified,in such demand~ or on the ~date fi~ed for rea'ruination ~n the cas~ ofTransactions hav~ng.a f~,e~i term, termination of .the TranSactio~ Will beeffected by transfer to Seller or its ageat of the Purchased SeCurities and any Income in respect th,~reof recei~l by Buyer (an~l ,not previously credited *r nanstet~ed,¢o, or applied to the Obligations of,i Seller pursuant to Paragraph 5 h~reof~ agains~ ~he transfer of~he 1E~purchase Price to an accounttof Buyer 4. Mar in Maintenanc~ (a) If at anY time the aggregate Market Value of all Purchased Securities subject to all Transactions in which a particular party hereto is acting as Buyer is less than the aggregate Buyer's Margin Amount for all such Transactions ia "Margin Deficit"), then Buyer may by notice to Seller require Seller in such Transacnons, at Seller's opuon, to transfer to Buyer cash or additional Securities reasonably acceptable to Buyer ('Additional Pumhased Securities"), so that the cash and aggregate Market Value of the Purchased Securities, including any such Additional Purchased Securities, will thereupon equal or exceed such aggregate Buyer's Margin Amount (decreased by the amount of any Margin Deficit as of such date arising from any Transactions in Which such Buyer is acting as Seller). OovtDocs/Cotmterpar ty/Swiss G olcl/Cotm tgEpat tie, s/NY Municipalities/Std Agreements/150ct97 3 (b) If at any time the aggregate Market Value of all Purchased Securities subject to all Transactions in which a particular party hereto is acting as Seller exceeds the aggregate Seller's Margin Amount for all such Transactions at such time (a "Margin Excess"), then Seller may by notice to Buyer require Buyer in such :Tmnsa~tioas, at Buyer's, option, m transfer cash or Purchased Securities to Seller, so that the aggregate M~ket Value of the Purchased Securities, after deduction of any such cash or any Purchased Securities so ~ransferred, will ~ereupon not exceed such aggregate S~'ller's MarginAmount (increased by the araount of may Margin Excess as of such date arising from any Transactions in which such Seller is acting as Buyer). (c) Any cash transferred pursuont to this Paragraph shall be attributed to such Transactions as shalI be agreed upon by Buyer and Seller. (d) Sculler an~ B~er may agreg, with respect to any or ~ Transactions h~reunder, that~flae respective rights 6f. Buy~?r-S~r ~or bothl under subparagraphs (a)an~ Co) of this Paragraph may be exercised only Where ~Ma~rgi~ Deflci~ o~ Margin Excess exceeds ? specified dollar araount or a specified pementage of the Repurchase Pri~es f~ Ouelx Transactions (which amount or pementageshall be agreed to by Buyer and Seller prior to entering into any~guch Transactions). (e) Seller and Bu, yermay agree, withresp~t toany or all Transactions hereunder, that the respective rights of Buyer, and Sculler under subparagraphs (a) and Co) of this Paragraph to require the elimination of a Margin Deficit~or a M~rgin Excess? as the case may be~ may be exercised whenever such a Margin Deficit Or Margin Exees~eXi~t~ with respect to any single Transaction hereunder (calculated without regard to any 0the~ Tran~action~outsarading under this Agreement). 5. Income Payments Where a particular Transaction's term extends over an Income payment date on the Securities subjec~ to that Transaction, Busier shall, as the panics may agree with respect to such Transaction (or, in the absence of any agreement, as B~yer shall reasonably determine in its discretion), on the date such Income is payable either [i) transfer to or ~redit to the account of Seller an amount equal to such Income payment or payments with respect to a~y P!tr~hased Securities subject to such Transaction or (ii) apply the Income payment or payments to reduce tlid amount to be transferred to Buyer by Seller upon termination of the Transaction. Buyer shall not be obligated to take any action pursuant to the preceding sentence to the extent that such action Would resul~in ~ creation of a Margin Deficit, unless prior thereto or simultaneously therewith Seller transfers'to Buyer eash~0r Additional Purchased Securities sufficient to eliminate such Margin Deficit. 6. Security Interest Although the parties intend that all Transactions hereunder be sales and purchases and not loans, in the event any such Transactions are deemed to be loans, Seller shall be deemed to have pledged to Buyer as security for the performance by Seller of its obligations under each such Transaction, and shall be deemed to have granted to Buyer a security interest in, all of the Purchased Securities with respect to all Transactions hereunder and all proceeds thereof. GovtDocslCounterparty/Swlss Gold/Counterparlles/NY Municipalifies/Std Agreements/15Oct97 4 7. Payment and Transfer Unless otherwise mutually agreed, all transfers of funds hereunder shall be in immediately available funds. All Securiti~ transferred byone p ~.,m-t? hereto to the other party (i) shall be in suitabte form for transfer :~or shall be accompanied by duly execute~t instruments of transfer or assignment in blank and such other documentatio~ as the party receiving possession may reasonably request, (ii) shall be transferred on the book-entry system of'a Federal Reserve Bank, or (iii) shallbe transferred by any other method mutually acceptable toSeller and Buyer. As used herein with respect to Securities, ~trausfer" is intended to have the same memying ~s when used in Section 8-313 of the New YOrk Uniform Commercial Code or. where applicable, kt any fe~deral regnlarion governing transfers of the Securities. 8. Segregation o'fl>urchased Securitfes ' To the extent reqlaired, by applicab,lelaw, all Purchased Securities in the possession of Seiler shall be segregated from otlier Seeurmes an ~ts possession and shall be ~de~ntafied as subject to this Agreement. Segregation maybe accomplished b,y appropriate i~denfificafion on the books and records of the holder, including a finanei~l intemaediary or a. clearing corporation. Title to all Purchased Securities shall pass to Buyer and, unles~i~erwise ,agreed by.~uy~ andBeller, nothing in this Agreement shall preclude Buyer from engaging i~ repu~tlase ~.aeti~gs W!? ~Pu~hasec~ Securities or otherwise pledging or hypothecating thc Purcha.~cd Se/:t~ri~tie~. but' no s~tkl~ Irim~act[on shall reli,~ve Buyer ofils obligations to transfer Purchased .,et,m ~ ..... o S~II,, pnrsu,mt ~o [ ,n,.~..mph~ ..... o~. ! h~.r,~ot, o. of Buvers obh~ation to credit orvav Income to. or apply Income~to the obligaaons Of, Seller pursuant to Puragmph 5 hereof. Required Disclosure for Transactions in Which the Seller Retains Custody of the Purchased Securities Seller is not permitted to substitute other securities for those subject to this Agreement and therefore must ke~p Buyer's securities segregated at all times, unless in this Agreement Buyer grants Sellerthe right to substitute other securities. If Buyer grants the right to substitute, this means that BUyer's securities willfikely be commingled with Seller's own securities during the trading, day. Bayer, is advised that, during any trading day that Buyer's securities are commingled with Seller s securities, they [will] [may] be subject to liens granted by Seller to [its clearing bank] [third parties] and m~ay~ be used by Seller for deliveries on other securities transactions. Whenever the securities are commingled, Seller's ability to resegregate substitute securities for Buyer.wa~ll be subject to Seller's ability to satisfy [the clearing] [any] lien or to obtain substitute securities. 9. Substitution (a) Seller may, subject to agreement with and acceptance by Buyer, substitute other Securities for any Purchased Securities. Such substitution shall be made by transfer to Buyer of such other Securities and transfer to Seller of such Purchased Securities. After substitution, the substituted Securities shall be deemed to be Purchased Securities. (b) In Tmusaetions in wh/ch the Seller retains custody of Purchased Securities, the parties expressly agree that Buyer si'tall be deemed, for purposes of subparagraph (a) of this Paragraph, to have agreed to and GovtDocs/Cotmterpany/Svviss Golfl/Cotmterpardes/NY MunicIpalities/Std Agreements/15Oet97 5 accepted in this Agreement substitution by Seller of other Securities for Pumhased Securities; provided, however, that such other Securities shall have a Market Value at least equal to the Market Value of the Purchased Securities for which they are substituted. Representations Each of Buyer and Seller represents and warrants to the other that (i) itis duly authorized to execute and deliver this Agreement, to enter into the Transactions contemplated hereunder and to perform its obligations hereunder and has taken all necessary action to authorize such execution, delivery and peffo ~rm~..?, (ii) it wffi engage in such Transactions as principal (or, if agreed in writing in advance of any Transacfi0h ~y-.th~ o~er'~ ',l~tg hereto, as.agent for a disclosed principal),, (iii) the l~erson signing this A~e,eme~ On i~ be~ il.duly ~algrhorized to do so on it~ behalf (or on behalf of'~my such disclosed , q:c p P. :(iv~ t ha~ 0l~'tvin~d all auiho qz~t iOllS of an ~vemmen ' ,' ' ' · ' ......... y go tal body reqmmd m conneeUon w~th this ..~r0cmant and ci~e Tmnsnctions hercancier and tach anthorizalio!ns ~ in full force and effect and (vi the execmion, deliver.~ ahd pertbrmance of fids ..\grccmentand the Transactions hereunder'~illxtot violate any I~m. orthnnnce, chard, er. by-law or rul~ applicable toit or any agreement or ins~ument by whichit ~ bo.and or I,y w hi¢li at~y of il~s assefs :~re al'ik, ctec;. O~ the Purchtisc Da!~ for any Trans~cti-on ~yer and Seller shall each bc deemed to repeat all fl~¢ foregoing represenmtkms mt~deb3~it. I1. Events of Default In. the event that (i~ Seller fair to repurchase or Buyer falls to transfer Pumhased Securities upon the applicablb Repurchase Date, (ii) Seller or Buyer fails, after one business day's notice, to comply with Paragraph 4 hereof, (iii) Buyer fails to comply with Paragraph 5 hereof, (iv) an Act of Insolvency occurs with respect to Seller or Buyer,~ (v) any representation made by Seller or Buyer shall have been incorrect or untrue in any mated'al re~,spect when made or repeated or deemed to have been made or repeated, or (vi) Seller or Buyer shall admit to the.other ~ts mabthty to, or ~ts retention not to, perform any of its obligations hereunder (each an "Event of Default")": (a) At the option of the non-defaulting party, exercised by written notice to the defaulting party (which option skall be deemed to have been exercised, even if no notice is given, immediately upon the occurrence of an Act of Insolvency).~ the Repumhase Date for each Transaction hereunder shall be dcm-ned immediately [O O~cur. (b) In all Transactions in which the defaulting party is acting as Seller, if the non-defaulting party exercises or is deemed to have exercised the option referred to in subparagraph (a) of this Paragraph, (i) the defaulting party's obligations hereunder to repurchase all Purchased Securities in such Transactions shall thereupon become immediately due and payable, (ii) to the extent permitted by applicable law, the Repurchase Price with respect to each such Transaction shall be increased by the aggregate mount obtained by dally application of (x) the greater of the Pricing Rate for such Transaction orthe Prime Rate to (y) the Repurchase Price for such Transaction as of the Repurchase Date as determined pursuant to subparagraph (a) of this Paragraph (decreased as of any day by (A) any amounts retained by the non-defaulting party with respect to such Repurchase Price pursuant to clause (iii) of this subparagraph, (B) any proceeds from the sale of Purchased Secutiues pursuant to subparagraph (d) (i) of this Paragraph, and (C) any amounts credited to the account of the defaulting party pursuant to subparagraph (e) of this Paragraph) on a 360 day per year basis for the hctual number of days during the period from and including the date of the Event of Default giving GovtDocs/Counterpar ty/$wiss Gold/Coumgrpar tiesfNy Municipalities/SM Agreements/15Oct97 rise to such option to but excluding the date of paymem of the Repurchase Price as so increased, (iii) all Income paid after such exercise or deemed exercise shall be retained by the non-defaulting party and applied to the aggregate unpaid Repurchase Prices owed by the defaulting party, and (iv) the defaulting party shall !immediately d~liver to the non-defaulting party any Purchased Securities subject to such Transactions then in th~ defaulting party's possession. (c) In all Transactions in which the defaulting party is acting as Buyer, upon tender by the non- defaulting party of payment of the aggregate Repurchase Prices for all such Transactions, the defaulting party's right, tifle,~and interest in ali Pumhased Securities subjeat to such Transaction shall be deemed transferred to the non-defaulting pm3y, and the defaulting party shall deliver all such Purchased Securities to the non<l~a'ulting party. (d) After one business day's notice to the defaulting party (which notice need not be given if an Act of Insolvency shall have occurred, and which may be the notice given under subparagraph (a) of tiffs ParagraPh o~ the notice referred to in clause (ii) of the first sentence of this Paragraph), the non-defaulting party may: (i) as m Transactions in which the defaulting party is acting as Seller, (A) immediately sell, in a recognized market at such price or prices as the non-defaulting.party may reasonably deem satisfactory, any or all Purchased Securities subject to such Transactions and apply the proceeds thereof m the aggregate unpaid,Repumhase Prices and any other amounts owing by the defaulting party hereunder or (B) in its sole di[scretion elecu in lieu of selling all or a portion of such Pumhased Securities, m give the defaulting party credit for such Purchased Securities in an amount equal to the price therefor on such date, obtained from a generally recognized soume ortho most recent closing bid quotation from such a~source, against the aggregate unpaid Repurchase Prices and any other amounts owing by the defaulting patty hereunder;, and (ii) as to Transactions in which the defaulting party is acting as Buyer, (A) purchase securities ("ReplaCement S~cntities") of the same class and amount as any Purchased Securities that are not delivered by the defaulting party to the non-defanlting party as required hereunder or (B) in its sole discretion elect, in lieu of purchasing Replacement Securities. m be deemed m have purchased Replacement Securities at the price therefor on such date, obtained from a generally recognized source or the most recent closing bid quotation from such a source. (e) As to Transactions in which the defaulting party is acting as Buyer, the defaulting party shall be liable to the non-defaulting party (i) with respect to Purchased Securities (other than Additional Pumhased Securities), for any excess of the price paid (or deemed paid) by the non-defanlting party for Replacement Securities therefor over the Repurchase Pricefor such Purchased Securities and (ii) with respect to Additional Purchased Securities, for the price paid (or deemed paid) by the non-defanlting party for the Replacement Securities therefor. In addition, the defanlting party shall be liable to the non-defaulting party for interest on such remaining liability with respect m each such purchase (or deemed purchase) of Replacement Securities from the date of such purchase (or deemed purchase) until paid in full by Buyer. Such interest shall be at a rote equal to the greater of the Pricing Rate for such Transaction or the Prime Rate. (f) For purposes of this Paragraph 11, the Repurchase Price for each Transaction hereunder in respect of which the defaulting party is acting as Buyer shall not increase above the amount of such Repurchase Price GovtDocs/Cotmtetpar ty/$wiss Gold/Countetpatties/NY Municipalifies/Sld Agreements/15Oct97 7 for such Transaction determined as of the date of the exercise or deemed exercise by the non-defanlting party of its option under subparagraph (a) of this Paragraph. (g) The defau!tingparty shall be liable tu,the non-defaulting party for the amount of all reasonable legal or other eXpenses incurred by the non-defaulting party in connection ~vith or as a consequence of an Event of Defanl~ together with interest thereon at a rate equal to the greater of the Pricing Rate for the relevant Transacti0~l or t'h~ Prime Rate. (h) The non-defaulting parry shall have, in addition to its rights hereunder, any rights otherwise available to it under any other agreement or applicable law. 12. Single A~reement Buyer and Solar acknowledge that. and have entered hereinto and w'fll enter into each Transaction hereunder in consideration of and in reliance upon the fact that, all Transactions hereunder constitute a single business and contractual relationship and have been made in consideration of each other. Accordingly, each of Buyer and Seller agrees (i) to perform all of its obligations in respect of each Transaction hereunder, and that a default in the performance of any such obligations shall constitute a default by it in respect of all Transactions hereunder,~(ii) that each of them shall be entitled to set off claims and apply property held by them in respect of uny Transaction against obligations owing to them in respect of any other Transactions hereunder and~(iii) that payments, deliveries and other transfers made by either of them in respect of any Transaction shall:be deemed tohave been made in consideration of payments, deliveries and other transfers in respect of any other Transactions hereunder, and the obligations t9 make any such payments, deliveries and other transfers may'be applied against each other and netted. 13. Notices and Other Communications Unless another address is specified in writing by the respective party to whom any notice or other communication is to be given hereunder, all such notices or communications shall be in writing or confirmed in writing and delivered at the respective addresses set forth in Annex II attached hereto. 14. Entire Agreement: Severabilitv This Agreement shall supersede any ex~sting agreements between the parties containing general terms and conditions for repurchase transactions. Each provision and agreement harein shall be treated as separate and independent from any other provision or agreement herein and shall be enforceable notwithstanding the unenforceability of any such other provision or agreement. 15. Non-assignability: Termination The rights and obligations of the parties under this Agreement and under any Transaction shall not be assigned by either party without the prior written consent of the other party. Subject to the foregoing, this Agreement and any Transactions shall be binding upon and shall inure to the benefit of the parties and their respective snceessors and assigns. This Agreement may be canceled by either party upon giving written notice to the other, except that this Agreement shall, notwithstanding such notice, remain applicable to any Transactions then outstanding. GovlDoc~/Counterpar ty/Swiss Gold/Counterpacde~lY Municipalities/Stcl Agreements/15Oct97 8 16. Governing Law This Agreement shallbe governed by the taws of the State of New York without giving effect to th~ conflict of ta~v principles thereof. 17. No Waivers~ Etc~ No express or implied waiver of any Event of Default by either party shall constitute a waiver of any other Event of Default and no exercise of any remedy hereunder by any party shall constitute a waiver of its right m e,x. ~rqis¢ any:othe~r remedy ,h ,ereunder., No modificafign or waiver of any pmviS!qn of tiffs Agreement :mcl m> con ~et:~ b? a'ny 17:t::lY toga dep~e ,herefrom shall be effective unless and until such shall~be in writing ..'md. dul.~ executed by both orthe, parti6shereto. Withbu~limitatior~onany of tile foregoi~/g, thefailureto give :: not k:c pursuant to subparagmphs 4(a) or 4(b) hereof will. not constitute a waiver of any right to do so at a late~ date. 18. Use of Employee Plan Assets (a) If assets of an empl,oyee benefit plan subject to any provision of the Employee Retirement Income Security Act of 1974 ("ERISA") are intended to be used by either party hereto (the "Plan Party") in a Transaction. the Plan Party shail so notify the other party prior to the Transaction. The Plan Party shall represent in writing t6 the other party that the Transaction does not constitute a prohibited transaction under ERISA or is other~yise exempt therefrom, and the other party may proceed in reliance thereon but shall not be required t6 so proceed. (b) Subject to the last sentence of subparagraph (a) of this Paragraph, any such Transaction shall proceed ouly.if S?ller furnishes or has furnished to Buyer its most recent available audited statement of its financial condition and its most recent subsequent unaudited statement of its financial condition. (c) By entering into a Transaction pumuant to this Paragraph, Seller shall be deemed (i) to represent to Bayer that since the date of Seller's latest such financial statements, there has been no material adverse change in Seller's financial condition which Seller has not disclosed to Buyer, and (ii) to agree to provide Buyer with future audited and unaudited statements of its financial condition as they are issued, so long as it is a Seller in any outstanding Transaction involving a Plan Party. 19. Intent (a) The parties recognize that eachTransaefionisa "mpurchaseagreement" as that termis definedin Section 101 of Tire 11 of the United States Code, as amended (except insofar as the type of Securities subject ro such Transaction or the term of such Transaction would render such definition inapplicable), and a "securities contract" as that term is def'med in Section 741 of Title 11 of the United States Code. as amended. (b) It is understood that either party's right to liquidate Securities delivered to it in connection with Transactions hereunder or to exemise any other remedies pursuant to Paragraph 11 hereof, is a contractual right to liquidate such Transaction as described in Sections 555 and 559 of Title 11 of the United States Code, as amended. GovtDocs/Coumerpar ty/Swiss Gold/Counletparfies/NY Municipalities/Std Agreemenls/15Oct97 9 20. Disclosure Relating to Certain Federal Protection~ The parties acknowledge that theyhave been advised that: (a) in the case of Transactions in which one of th& parties is a broker or dealer registered with the Securities and Exchange Commission {"SEC"~ tmdei- Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 CSIPA") do not protect the other party with respect m any Transaction hereunder;, {b) in the case of Transactions in which one of the parties is a govemmant securities broker or a governmen.t secm/tieS d~r registered with the SECunder SectiOn 15C of the 1934 Act, SIPA will not provide protection to the'0ther party with'respect to ar~y Transaction hereunder; and (c) in the case of Transactions in which one of, the parties is a financial institution, funds held by the financi al institufi on purs~ ,am to a Transaction h ercund~{ are not a deposit and therefore are not insared by the Federal Deposii;InSuranee~orporati'om the Federal Sa~ingsand Loan Insurance Corporation or the National Credi~ UniOn Stm~e Ins~ra~cSe ~und, as applicabie SWISS BANK CORPORATION, STAMFORD BRANC~---~ ~ames ~ ~/%~ ociat ~ Di~tor By: Name: Title: FLEET BANK N.A., AS AGENT FOR THE M-LrNICIPALrrlES AS PROVIDED Title: By: Name: Title: GovtDocs/Comatcrpar ty,~wiss Gold/Co~cs/Ny Mtmicipalities/Std Agreements/15Oct97 10 TO MASTER REPURCHASE AGREEMENT between SWISS BANK CORPORATION, STAMFORD BRANCH and F[,F~ET BANK N.A. AS AGENT FOR Tl:i~ MUNICIPALrflES AS PROVIDED SEPARATELY The following terms and conditions are hereby incorporated into the Master Repurchase Agreement " e ' f ( Agre ~ent) dated as 0 ,1997 be~veen Swiss Bank Corporation, Stamford Branch CSBCS' ) and Fleet B~nlc N.A as agent for the Municipalities as provided separately. To the extent of any ¢on/lict be[ween th9 t .erms 6f the Ag,reement and this Armex, this Annex shail govern. Capitalized terms used but not defi~ed he{ein shall have the meaning given to them in the Agreement. The Agreement is amended as follows: (c) Paragraph 6 of the Agreement entitled "Security Interest" is deemed deleted. Paragraph 8 of the Agreement entitled "Segregation of Purchased Securities" and sub- paragraph 8 of the Agreement entitled "Required Disclosure for Transactions in Which the Seller Retains Custody of the Purchased Securities" are each deemed deleted. Paragraph 9 or'the Agreement entitled "Substitution" is deemed deleted. 2. Waiver of Immunity. To the extent applicable, each party hereto waives, to the fullest extent penmitted by applicable law, all immunity (whether on the basis of sovereignty or otherwise) from jurisdiction, attachment (both before and after judgment) and execution to which it might otherwise be entitled in any action or proceeding in the courts of the United States or any other country or jurisdiction, relating in any way to this Agreement and agrees that it will not raise, claim or cause to be pleaded any such immunity at or in respect of any such action or Proceeding. [Signature page follows] GovtDocs/Coumerparty/SwissGol&CotmterpartieslNY Municipalities/S tdA~eement s/Annex. 15 Oc197.wp SWISS ] By: By:. Tide: Name: Title: FLEET BANK N.A. /kS AGENT FOR THE MUNICn~ALI'rlES By: Name: Tide: BR 1.4~ C. S[~E[ Dated as of: ,199_ OovtDecs/Coumerpaxty/SwissGold/Counterp~des/NY Munieipalifies/StdAgmement stAnne~ 15Oet97.wp Annex II Notice Information SWISS BANK CORPORATION, STAMFORD BRANCH 677 Washington Boulevard P.O. Box 120300 Stamford, ConneCticut 06901 -r --_ -_' · m,? Attention: SWISS GOLD Telephone: Facsimile: For Legal matters: Attention: Legal Affairs Telephone: (212) 335-1239 Facsimile: (212) 574-6097 GovtDocs/Counterpar ty/Swiss Oold/Count~rparlics/NY Municipalities/SM Agreem~mts/15Oct97 12 AGENCY AGREEMENT THIS AGENCY AG 'REEMENT (the "Agreement") is made as of the 23rdday Ofl)ecember , 19 96 between Fleet Bank ("Fleet") and the undersigned ("Customer"). Customer desires to open and maintain one or more accounts to invest in government securities through a tri-party repurchase agreement program pursuant to winch Customer will purchase and sell, government securities to and from Swiss Bank Corporation, New York Branch, ("SBC"), ~ineh: pro. g~am is documented pursuant to ,the Master Repurchase Agreement executed .by Cust0mer'and SBC (a copy of Which is aaached hereto) and tile ,Custodial'Undertaking in ConnectJ/on w~,Master R~epurchase Agreement execated by StlC, Cttstumer and Chemical Bank (a, eol3~ of v~llich is a~tac~ hereto). Customer desires ro appoint Fleet. and Fleet desires to accept the appginunent, as its agent for the purposes of transmitting the receivz~g Customer funds in connection with Customer's mvestments. Accordingly, in consideration of the foregoing and the premises hereinafter set forth, the parties hereto agree as follows: APPOINTMENT AND DUTIES AS AGENT. Subject to the terms and conditions of this Agreement, Customer hereby appoints Fleet. and Fleet hereby accepts the appoinunent, as agent for the purposes set forth in this Agreement. Fleet agrees to provide the following services to Customer: (a) Upon request by Customer, Fleet shall provide Customer with yield quotes for the various investment alternatives available; provided, however, that Fleet shall not be obligated to provide quotes unless and until Customer requests such quotes; and (b) Upon request by Customer and in accordance with Customer's instructions and the terms of the Agreement, Fleet shall invest Customer's funds or liquidate Customers investments provided, however, that Fleet shall not be obligated to take any action with respect to Customeffs investments unless and until Customer provides instructions to Fleet. LIMITATION OF AGENT'S DUTIES (a) Agent Under No Obligation to Use Own Funds. Fleet shall have no obligation to make any payment of any type on behalf Of Customer pursuant hereto which requires Fleet to use its own funds or to mcur any- financial liability on Fleet's part in. the performance of its duties hereunder unless sufficient funds have been deposited with Fleet hereunder ro pay in full all such amounts. (b) Duties Limited to Agreement. Fleet shall have no duties or obligations other than those specifically set forth herein. -1- 4 (c) A~em Not Responsible for Representations. Fleet shall be regarded as making no representations and having no responsibilities with respect to the accuracy or sufficiency of any representations made by Customer to a third party, or the terms of any of the documents executed and delivered by Customer to a th'mi party. Reliance Upon Instructions. Fleet may rely on and shall be protected, indemnified and held harmless by Customer in acting upon the written and oral instmetions of Customer or of counsel to Customer with respect m any matter relating ro its actions as agent, and Fleet shall be entitled tO request further instructions be given by such persons or to request that instructions be given in' writing. (e) Authorization~ to Act: [.imitation of Liability. In performing duties under this Agreement. Fleet.is authorized to rely upon any statement, consent, agreement or other instrument not only as to its due execution, its validity, and the effectiveness of its provisions, but atso as to the troth and accuracy of any information contained therein, which Fleet shall in good faith beliex~e to be genuine or to have been represented or signed by a proper person or .persons. Fleet shall not be [iabte for any error in judgement made in good faith by an officer of'Fleet unless it shall be proved that Fleet was grossly negligent. Fleet.shall have no liability for any action or omission to act with respect to its duties under th'm Agreement undertaken in good faith reliance upon the advise of its counsel TERMINATION OF AGENT'S DUTIES. The duties of Fleet hereunder shall continue until such time as Fleet shall have resigned or Customer shall have notified Fleet in writing that such services are no longer required. Fleet may resign on ten (10) days written notice to Customer and to SBC. INDEMNIFICATION. Customer hereby indemnifies and holds harmless Fleet from and against any ~and all claims, damages, losses, liabilities, costs and expenses whatsoever (including attorneys' fees and costs, whether incurred in settlement, administrative hearing or other proceeding, trial or on appeal of any of the foregoing) which Fleet may incur (or which may be claimed against Fleet by any person or entity whatsoever, except as caused by Fleet's o~n actions hereunder) bY reason of or in connection with this Agreement, including, but not limited to. any unauthorized instructions received from Customer. Notwithstan~ng anything herein to the contrary, the obligation of Customer to indenuf~fy and hold harmless Fleet shall survive the termination of this Agreement. LIMITATION OF LIABILITY. In the event of any claim against Fleet arising out of Fleet's negl{gence or nfisconduct, Fleet shall be liable for actual and including any and all claims~ damages~ losses, libabilities, costs and expenses what .so ever (including attorneys fees and costs) which Customer may incur as a result thereof, but in no event shall Fleet be liable to Customer for any lost profits, lost savmgs or consequential, other incidental or punitive damages. -2- NOTICE AND DESiGNATiON OF AGEr~'I The undersigned ("Customer") hereby notifies Swiss Bank Corporation, New York Branch (,SBC") that Customer has appointed and designated Fleet Bank ("Fleet") as ks agent for the purposes set forth in the Agreemem auached hereto and. that SBC is authorized and empowered to follow the instructions of Fleet in every respect with regard to purchases and ~sales effected by Fleet 'for Customer,s account (as clef'reed in the attached Agreement). 'Customer, by its,execution hereof, ,ratifies~ and confn-ms in all respects eaek and every such transaction effected by Fleet in and for Customer. 'Cusmme~ hereb~ '.m.d..e~.fifies. and holds harmless SBC from and against any and all claimq, ~;g,es, loSSes, ~ilities,, .cost.and, expenses whatsoever' (including attorneys fees and cos.U, ~ether ~curredin settle~ent~ ~inisU'a!ive:-hearcg or other proceed~g, u-ia! or on ,~appe of de ~oregoing ~,Cos¢")~ wlrich SBC may incur (or:which may be: claimed ,qgaing£SBCby hny peBon~or entity whatsoever, except as caused by SBC's gloss negligence or 'will.f u! misconduct} by x~as6~ of or in connection wifl~ the parcllases and sales: effected by Fleet. ~or Customer's aceom~t, i ~cludi'~h but not limked to any unaufltorized instructions :~e~ed ~om ~leet blo~tanmn~ anything contamea hereto to thc contrary. (0 the ob~r'g~io~ol~ Castomer to indemifY,andi.ho]~taarmless SBC ~sh~[ sursaye.,~e te~tion O~i,fliiS ~0ff~e a~d (ii) S~C sh~ have no ii~,bil~ for c~s~,.~tsmg @om a fa~ture~of Fleet s6~ :to p~,op~rly;prdeess any pUrch~es and sales' effec~ed~pq)'sua!~ t6 the iattached Th[is Notii:e and the authorization and indemnity granted hereby are, in addition to (and in no w~ ~ig or resU:ict) and all rights that SBC may have'under any other agreement or agreements between SBC and Customer, of SBC and Fleet, and shall inure and continue in f~or 0~f SBC, its successors by merger, consolidation or otherwise, and assigns. T~s Notice and the authorization and indemnity granted hereby shall continue in full force and effect, and SBC. its successors and assigns shall be entitled to rely thereon until SBC shall have received written n0Uce executed by Customer, of its revocation and such rev0cati ~o~n or termination shall in no way affect the validity of this Notice. or the liability of Customer under the indemnity granted to SBC, with res. peer to any transaction initiated by, Fleet Prior to the actual receipt by SBC of the written iaotice of revocation as provided by this ;paragraph. CUSTOMER: SIGNATURE: NAME: TITLE: Town of Southold Jean W. Coehran Supervisor Until written notice to Fleet by Customer to the contrary~ the persons listed on Schedule I hereto shall be authorLzed to act on behalf of Customer, anyone of whom shall have authority to author'~ze Fleet to act. Such authorization shall be in writing. Facsimile copies- of such writing may be accepted by Fleet, subject to phone confn'mation at Fleets discretion. 7. MISCELLANEOUS ia) This Agreement may be amended only by an mstmment in writing executed by all parties hereto. (b) Customer may not assign any of its rights or obligations hereunder without the written consent of Fleet. The provision of this Agreement may be modified or waived only by an instrument in writing executed bY the party granting the waiver (c) This Agreement shall be governed by and construed in accordance with the laws of the State of New York. (d) This Agreement together with the Master Repurchase Agreement, the Custodial Undertaking in Connection with Master Repurchase Agreement, and the Notice of Designation of Agent set forth the entire agreement and understanding among the parties hereto with respect to the subject matter hereof and supersedes any prior negotiations, agreements, understandings or arrangements among the parties hereto with respect to the subject matter hereof. IN WITNESS WHEREOF, the undersigned have executed this Agreement as of the date first above written. FLEET BANK CUSTOMER: Town of Southold NAME: TITLE: N3JME: Jean W. Cochran TITLE: Suoervisor -3- Author'zzed Persons for Customer: Schedule Nallle Jean W. Cochran William Moore Title Supervisor Deputy Supervisor -4- PUblic S~ ~. ~40 Broad S~re~L New.Yod~ NY 10004-2373 Teleohone (212] 809-7000 MASTER REPURCHASE AGREEhIENT .q~o,~rr~ o~' Sou. c:b.o[cl and Dated as of ~DeeL~he~ :. Applicability From ~/me to time the par~ies hereto may enter into transactions in which one pa~ty uy ~e~ wi~ s sixteens ~mement ~ Buy~ to triter to ~iler ~&~ S~ns and sh~ii be ~ by th~ Ag~enL i~ludi~ ~ su~ptemen~ ter~ or ~ndi~ ] hare~, unle~ othe~ise sgm~ in 2. Daiiniticns (a) "Act el insolvency", with respect to any par~y. {i) the commencement by suc~ party as debtor oi any case or proceeding under ~y bankrul3tcy, insoivericy, reorganization, liquidation, d{ssoiuticn or ~ ~ or such ~3arty seeking the age,ointment of ~t reeeiver, trustee, custodian or similar a~iicha lot such pa'fy or-any sut3stantiai part of its pro~oern/, or (ii} the commencement et any such case or proceeding against suc~ or another seeking such an a.Opointment, or the tiling against a party el an application (or a umteetive, deo'ee under the provisions el the Securities investor Protection Act et 1970. w~ch (A) is consented to or not tireety contested by such party, (B) results in the entw el an order for reliei, such an appointment, the issuanc~ such a protective decree ortho entry oi an order having a similar effect, or [C~ is not cismissed within 15 {iii) the m~kincj by s party et a general assignment for the benetit of c~tiiors, or (iv) the admission in writing 9y a par~y of such party's inability ~o pay ,.suc~h party's debls as they become due;, (b) "Additional Purchased Securities., Securities provided by Seller to Buyer pursuant to Pemgral~ hereot: (c} "guyer's Margin Amount"; with resoect to any Transaction as of any dale. the amount obtained by anotic~tion o/~ pementage (whic~h may. be c~uat to the ~arcentage that is agreed to ss the Seller's Ma~in Amount under subparagrai3h (q) el thts Paragrai3h), agreed to by Buyer one Seller prior to entering ~nto [he Transaction. ~3 the Regurchase Price [or such Transection ss o! such date; id) "ConfirmatiOn". the meaning specified in Paragraph 3(bl hereof; [e) "Income", wi~ respect to any Secudty at any time. any principal thereo~ then payable and all divioenos or other distributions thereon;, (1/"Ma~gin Detic{t". the meaning s~eci~ed in Paragraph 4(a) hereot; (g) "Margin Excess'.: the meamng sl3eoffied in Paragr~13h 4(b) hereof:. (h~ "Market Value", with respect tO any ~ecudiies as el any date. the or,ce [or such Secu[ities on such dote obtained Item a generally recogtaz,e(~ source ~greeo to c~y the parties er the most recent closing bid quotation ~rorn such a source, plus accrued Income to tt~e extent not included therein [other than any I~come credited or transterred to. or a.up~ied: t~the obligations et, ~oiter 0ursuant to Pm'~grapn 5 hereof) aa et suct~ d~,te [un~ess c~ntrary to market ~ractice Ior su~:h Securities): (f) "Pric~ Diifere~tiai'; with respect to ~ ~ansactio~ nareur~ar as el any date. the a.ggreg~.[e ~nount obte. inedby daily al21~licetion of the Pricino ~ate for such Trenoact.ior~ to the Purc ,f,~sa Price ior SuCh or, ~ 360 d~-~' per year b~s~s ,or the a,ctuai number ot d~ys dudng the ~eriod commencing on (and inc~udirlg) the F~zrc~a~.a D~rte for suc~ Trans~cuor~ ~nd end~r~g on [ou~ exc~u~ng) the dale oi de~[erminaI~on [reduced sr~ ~mount <~f suc_J,,'t Price Oifferianti~l,previousty paid by Sailer to Buye.,- w{th resc~ect to OUCh (k) '"Prime Pate", the prime rate. of. U.S. money Center ~at banks as ~,io T~e. Wa// Journal; (1) "Purchase Date", the date on which PurchasadSecufities are transferred by Seller to Buyer;, (m) "Purchase Price'; (i) on the Purchase Date. the price at which Purchased Securities are transferred by Seller to Buyer, and (ii) thereafter, such pdce increased by the amount of any cash transferred by Buye~to' Seller pursuant to Paragraph 4(b) hereof and decreased by the ameunt of any cash transferred by Seller~to Bu',,fer pursuant to Paragraph 4(a).hereof or ape ed to reduce Se er*s obligations crnder c~ause (ii) of Paragraphs .5 hereof; (n)~ '!Purchased Se~u. rities'~, the Secunties transferred by Seller to Buyer in a Transactioq hereundercap~. a y Sea,Jr,ties substituted the[efor, n accordance ~th Paraaraph 9 hereof. The term Purchased SeCUtltl~..[ w~th reSpect to any Transaction ~t ar~y time also shall include.Add t one Purchased Secudt,es delivered to Paragraph 4(a) and shall exclude Securities returned pursuant to Paragraph 4(b); (0) "Repumhase Date;', the date on which Seller is to repurcr~ase the Purchased Securities from Bi.tyer,* ',,cl,,id;ng,any,.=, date datermined,,~ by application of the provisions of Paragraphs 3(c) or 11 hereol; ;r)) 'r .eourchase Price. ,he pri~e al which Pur~?d Securities ~re to be t;ransferr .ed from Buyer~to.~[ ucon.termination el a Transaction, whic'n will be dalerrhineiJ in each Case (including Transactions'termineJ~e upon demand] as the sum el the Purchase Pdce and the Price Dillerential as ol the date of such determination, increased~y any ~determi.ned by the application oi the prov,sions o! Paragraph 1.~ her,eof; '~.q~t;."~ller~Margi~unt', with respect to any Transact,on as.of any dale, the ~apiidatibn Of a percentage (whitch,mey be ~.tO U~e p~eritagei~S agreqd~ .: to .as the..BUyer;s;.~ ..\mount under subparagraph {c).Of ~,~Palt~g~t3), ;~gre~, ~0 by B)Lty;elr;~d-Sellef pnor to entaifng '~ ~nsaction. to the Reeurchase PriCe for's~ ~ansabtiOn ~s of sucl~=~h, a;date. , or in wdting at the initiation o! either shall be transferred to. (b) .Updn-,,'Cgree~'ng to enler into a Transaction hereunaer, Buyer or Seller (or both), as shall be agreed, shal! prp~hptly, de!iver to the other party: a whiten conlirmation el each Transaction {a "Confirmation'~j~llle: Conficmatioy~ shall .describe the. Frurchased Securities (inciuding CUSIP number, if any), identify BuYe~:atld Se[led ~1 ~et lorth fi)~the Pbr~t)'ase bate. (ii) the Purcnase Price.. (iii) th~ Repurchase Date, unles~the Tran~s~ti~fi',is tot be t. erminab[,e,,on derh~nd, (iv) the Pricing Rate or Repurchasa Price applicable~lo!the. Tran~a~ti'.On,~nc~i~) arJ¥ additioh~'l .tetm~ or conditions el the Transaction not inconsistent with this Ag~esael~. Th,~i(~J~irf~t[on, Jog~ther. wilh ;ll~is'..A~feemenl shall constitute conclusive evidence of the terms~a~aed: oet~e~.~.oyer.'eod ,,eller w~lh ~,esnect to the ~ransact,on lo wn~cn the Conhrmat~on relates, unless wi'lh~raspectr lo fi'fa ~ q~h r m al~on .sp .ec,fjdt, oo ,b'.Ct~on ~s m. ade promotly alter receipt thereof, tn the event of any conflict between ~he.ier~Ci~f,§u~' C6d, fi}~fl~ti~..~,r~l th~s~Ai:J~eeme~L th,s Aereement shall prevail. (~)~ I.~,t'h~ ~se df '~:~hsaEt{dd.§' te, £mJnaple upton deman-a, suc.b aemand .~hall be made by Buyer or, Seller, no lat~'iih..~n .~s~i=h ti~e ,as.is cd.~tom'ary, in accordance with mmKet practice, by telephone or otherwise, on or. pr~o,t tc~ ~,§e... b~ln.e~s .aay on which sucn4erm~nat~on w~d be e,lectwe. On the date saec~hed ,n auch~emarld, or o.h~th~.,d~il~ed fbr't~¥mm~ktibt~.in the ca'se, et Transactions having a fixed term termination of the~'Cransaction w be ~:t,e,d~by ~r~ansler to Seller or ~ts ;a~ent el the t-urchaseo Secunt~es ann any ncome m respec~her~l~ recewed I~/.~u~/er'(ana not pmwous~y crea,ted or transterrea to. or aD~i~ea In the obl~qauons of. Sellerpmsuant :o [~r~r'~!.~Ger~dJ) ~.ga. ir~t*.th~ IransiePol ~he Repurchase Pdce to an account ot Buyer. [~*;~.~ifi~t~ ~g~reg~te Market Value of all Purchased Securities subject to all Transactiafls in which ;~)~/~c-~r' ~tr~v hereto is acting as'!Buyer is less than the aggregate. Buyer's Margin Amount~1or ail ?uch Trainman:ibis (~'"t'~arc..sn I..~eficit"~). then Buye? may b~ notice to Selter require Seller in such T~ansa.ctions. ;it S,~ller;c. ~Otion. to ~rans~er to B.u~'er cash or sdditional Secunties reasonably acceptable to Bu~)ers (:.',~.d~lJt~nnsl. Purchases SecuritieS"), so that the~cash and aggregate Market Value of the. F~cflased_~ Se~'a~ ~t:~i~cl ~1 SPY such A~d tional Purchased Secur t es will thereupon equal or exceed euch*aggregate Bu¥~s~'*~.~n~u~dt (dec[eased by the amount of any Margin Dehcit as of such date aris,rig lrom any : ".: . ~".' ~: .ate Mar~ket Value el all Purchased Securities subiect to all Transactions ~n · . :." ..; ,..:...' : ;';. acting ~s Seller exceeds the aggregate SelleCs Margin Amount for all such ."r'r":'. ~";; ,' .... r:: .',',. '.'~[rgin E~cess"), then Seller may by notice to Buyer require Buyer in such r:.,...:'.,~ .. .' "~.',, .... . ' transfer caen or Purchased Securities to Seller. so that the aggregate. Market .:,. ,.:.'~,.,... ' .....m, · t', . .. after deduction of any such cash or any Purchased Securities so transferred. · ' ',, .: .... .'. ,.', ~ggrega[e Setier's Margin Amount (~ncreased by the amount et any Margin Exoe~ ~s:of ~ch datt~ trisinc from any Transacuons id which such Seller is acting as Buyer) ~.',~R~ e~b ~S'~erred'~ursuant to this Paragraph s,~al[ be a~.tributed to such Transactions as shall be agree~,*epon.t:~/B~,yer, axed Set er 2 .(d):Seller and Buyer may egree.* with .respect to any or all Transacfions~hereunder, that lhe raspectfrve~. ~'~hts of Buyer ~r Seller (or both)under su~.mgmph~, (p);a~:l (b~) et this Paragraph may be exercised?~3nly~ Wr~ere a Margin Def~tcit ,or Margin EXcess exceeds a:specified dollar amount or a specified percentage,~f4he ,..- Repurchase Prices for such Transactions fwhich amount or percentage shaft be agreed to byBuyer and,Seller pnor to entering in, to any such Transactions), (e) Seller aqd Buyer may agree, with resoect to any or all Transactions hereunder, that the resloective rights of BUyer and Seller under subparagraphs (a) and (b) of this, Paragraph tO require the eliminatior~ot~a. ~a[gir~ DefiCit or a. Mat;gin E. xcess,'~a~ the ~a~e may be. may be exerctse~whenever such a~ M~aro n OefiCit'br.r~ Wta~gtn ExFess;e~t~s wt'th~res~pect to any s~ngie Transaction hereunde~ {calCulated v~ithout regard to am7 uther Trat~;sact on outstanding'under' this Ag~'eement) - 5. Income Pa. ymer~ts Whe~e .~ p~ffi~la~ Transactien's term e~tends over an Income payment da~e on the Securities subject.to the= Tran~c~oB; Buyer shall, as.the parties may agree with respect to such Transaction (or, in the absence~of ar~,~ eore~m~n~, as ;Buyer sf~al{ reasonably determine in its discretion), on the date' such ~come is palfable~ s~tr~sr (~) transfer to or credit to the account el Seller an amount equal to such Income payman! or payments;; with respect to any Purchased Secunt~as subject to such Transaction or (ii} apply the Income' payment,or paA~ent~..~ ~t~h~ araOant to be translerred to Buyer by Seller upon term nation of the Transection;;Bi~/er ~ shqfl no{~ated ~o take any action pursuant to the ~[eced ng sentence to the extent that such,ac~or~ · would result'.in the c~eation of a Margin Deficit. unless prior thereto or simultaneously therewith Seller transfera~ to Buyer cash or, Additional Purchased Securities sufficient to eliminate such Margin Deficit. 6'. Se~udty I~terest .... t,..,. ,. (~ ,.,,..'1,~.~, t.. ,.i. ,hat all Transactions hereunder be sates and purchases and not loans', in,the .,, ·; ,..tv ;,.'~:~, '~.tt~ac=ions ~.qt~ deemed to be loans. Seller shall be deemed to haYe pledged to BUyer as ~:.,,:;;t~;v :or It;~., ~e~o~.anc. e ~v t~eller of its obligations unbar each such Transaction,.and shall be deemed&o r interest in, ali cf the Purchased Securitias.with respect to all Transactions- 7. Pa¥~etlt ~and~Tra n sfer Ud~ .ott~rw~Se mutually agreed, all transfers of funds hereunder sba be n mmed ate y ava ab e,fu~:ls; All Secorilies translerr~ed by one party hereto to the other party fi) shall be in suitable form for transfer orshall be accompame~ by uu~y executed instruments of transfer or assignment in blank and such other documentation- reasonably request, (ii) shell be transferred on the book-entrysystem of a I shall be transferred by any other method mutually acceptable to Sellec:and "transfer" is intended to have the same meaning as~whan Uniform Commercial Code or, where applicable, in any federal regulation 8.' SegregatiOn 0~, Purchased Securities To the e~i~itt requited by aoplicable law, all Purchased Securities in the possession of Seller shall be se~..regated from other secunties in ils DOSSSSSk3n and shall be identified as subject to this Agreement. Segr ~- may.b~!~FliShed b~r appropriate identification on the books and recoros of the holder, including~aJinal~Ciat:~ ';.'.~',.;: t'~£~tv'cr';.;.,'.:~..~',!.".d c~.'.'t.,,':~::".;'~ Title to all Purchased Securities shall pass to Buyer and, unless otherwise .'.~:t~:.:~c t:v ~.~t~...¢;, ch('. th;.'~:.,. ~ "~'.'.."q in this Agreement shall preclude Buyer from engaging in repu~ctlaSe~ ..... ~... · ...... ~ · . (; ....... unties or other~se ptedging or hypothecatin.c the Purchased Securities, · .:: ' ~'. .2' ,. ............. ,..,. t. t ,.. -3uyer of its obligations to transfer Purchased Securities to Seller pursuant · ,.:. ,::;."~;~.,,,.~ '. ~:: : 1 ',, .,',,"'. ::' of Buyer's obligation to credit or pay income to. or apply Income~to the oblig~tiohs:~f~'S~ller pursuant to Paragraph 5 hereof Required,Disclo, s.a:re for Transactions in Which the Seller Retains Custody of the~Purchas~d Securities Seller is riel permitted to substitute other securities for those subiect to this Agreement and- therefore must Neap Buyer's securities segregated at ail times, unless in this Agreement Buyer grants Seller the right to ~bstitute other securities. If Buyer grants the right to substitute, this means that Buyer's securities will ikely be commingled with Seller's own securities during the trading day. Buyer i~ advised that, daring any trading day that Buyer s securities are commingled with Seller's secarities they {wil~]* [may}'* be suoiect to liens erante(] by Se er to [ ts c earing bank ' [th rd carrie.st°' and may be used by Seller for de varies on other securities transactions. Whenever the; securities", are commingled. Seller's ability to resegregate substitute securities for Buyer will be subject to Setler~s a~3itfty to satisly [the clearing1' [an.vi'' lien or to obtain substitute securities. g. Substitution (a) Sel~er may, subject to agreement With ~ ~ by Buyer, substitute other Secudtins Purchased Securities. Such substitution shall be made. by,,ttanSfer to Buyer of such other Securities,and:: transfer to Seller of such Purchased Securities, After substi~tibn, the substituted Securities shall be deemed, to be Pumhased Securities, ~,b) In Transactions in which the Seller retains custoay of Purchased Securities. the padies expressly, agree that Buyer Shall be, deemed, for purposes of subparagraph.(a) of this Paragraph, to have agreed tearier:; ~,~cepted ,in t~is Agreement substitution by Seller of dther Securities~,[or Purchased Securities; ~oweve,r, that such other Securities shall have a Market Value at teasl equal to the Market Va ue at'~ the'~ umhaSledSecurities 10r which they are Substituted. 1(3. Representations Ea~,h of Buyer pnd Seller represents and warrants to the other that (i) t is duly authorized to execute and deli~,'er t~his A~reement. to enter ir~lo the Transactions con{amble{ed hereunder and to perforrn its obligations he.'eunde? ancJ has taken mi necessary ac{fort to authorize such execution, daiivery and pedormance, will ena,~.ae in such Transactions as prir~blpal~ {or. if agreed in writing in a~vence of any TranSaction by person signing this en¥'aa, reement by which it is I~ound or by which any ..~'~,nsaction Buyer and Seller shall each be Transactions hereunder~md'~ delivery and pedom,.enca ot this Agreement by-law or ~uie.appiicable to. CRier· made by it:. (i) Seller fails to repurchase or Buyer fails to transfer Purchased Securities upon4he e oplicable[Repurchase Dale. (ii) Sailer or Buyer foes. after one businessday's notice, to comply with ~ ~. hereo~, (ifil Buyer:fails to comm¥ with Paragraph 5 hereof. (iv) an .Act of Insolvency occurs with respeCt;to Seller or Bayer. (v) any representation made bY Seller or Buyer shall have been incorrect or untrue~in any rnate~:iai r. espb~t 'when made or repeatea or deemed to have been made or repeated, or (vi] Seller or~:iyer ,~;hail a~lm~o ~the'.oth'er its inability to. or its intention not to. perform any of its obligations hereunder (each~'an "Event ~LDofau!t"): ( a)',A!~.l~e op'tibn of the nonde~auitin~ party, exercised by written notice to the defaulting party (which option shall.be ~.b~.m~d~ ~{p have.been.exercised, even if no notice is given, immediately upon the oc~rrence~-i .~ct at' Ihs~ven~).= the Repurchase Date for each Transaction hereunder shall be deemed immediately~to occur. ~) I~'ail'~at~,~ns in which the defaulting party is acting as Sailer, ii the nonde{aulting party exercises or is,,dee,~l~ ~d~,~ ~e,e~e~rcisq~ dttte option referred to in subparagraph (a) o! this Paragraph, (i) the delaulting pa~J0~gaj'~io'~'teuhder ,iD r, epurchase all Purchased Securities in such Transactions shall thereupon ,.,ec0~e Im'~r~&~:~lV due and oavable. ( ) to the extent permitted by applicable law. the Repurchases, Price w th Fespect fo each such 'l~ansnct on shn be ncreased by the aggregate amount obtained by daily application of I×l the p. re.ater of.l.qe Pncmg Role for such Transaction or the Prime Rate to (y) the Reourchase~Pricador~ · Such.' '~a§sa~tion..~as of the Reourchase Dale as determineD pursuant*to subparagraph (a) or this Paragraph ~'decreas'e~ as o~any day by (A) any amounts retained by the nondefauiiing party with respect to-such ;-~epurc~asei~ricejpursuar~i !~ c';ause i~iit oi :his subcaregraph. (B) any proceeds from the sale Of purChased Securiti~,~. pursu~lt ilo suboerecrann (d' (i o! this Paragraph and (C) any amounts ~ed'ted to the accouot al , .e defa~lt~na pa~y Dursuant ,o suoperaoraon (e) of th~s Paragraph) on a 360 day per year basis for the~actuai number ~f de, vs i:Lt~[~a tt~e ne,ca [rom e..na ~nbludlng the date of the Event of Detault glwng rrse to such-option ,~ but eg, ctue.~ng.t~e c;ale al payment ol the Repurchase Price as so increased. (iii) ell Income paid afier~such exercise.~.0r ~e~rp~, . ...: exercise s. ha'.: be re~alned, by the nondefaulting, party and aDP ied to the aggregate~un, paid ..... urc~s o Fnc~s~o~eu Dy t~e (~elault.no party, and (iv) the detauiting party shall immediately deliye~;te:-the- .,.naela~lt.no ~er~ ~,n v PtJrcn,._ea .,,ecundes subject to such Transactions Ihenln the defaulting party s posSess{on. · c) In o. ~r,,..r~nc~ on~ I ~ '.':~".c.". t~e :e.;~. Itino pony is acting, as Buyer, upon tende~ by the nondetauiting party o,~f~ ay~&~ tff, e,a~gre~_a~, re,Repurchase Prices for all such Transactions, the de~'auitiQg par[y;smght, tile enc~ ~rit~e~L~j~r'~atl F~rchesed Securities sub ecl to such Transactions shai be deemed transfe~rad-[b the nondeia~tt~g ~, and the deducting party shaft dei~ver ~l such Purc ~ased Secur t e.s to the nondela~itmg party. (d)i'After on~ business day's notice to the defaulting parry [which notice need no~, be gi,ven t an_Act of Insolve~cy'~ha{I ~ave occurred, and which may be the notice given under subparagraph (a) o1' this Paragraph or the notice referred to,~n clause (~) o( the tits{ sentence c, th~s Paragraph), the nondefauitm, g party may: (i~r,, as t~ ~ransactio~s ~n which the defaulting p~¥ is acting as Seller, (A~ ~-,:-necl, iately sell in a recognized ~f'narket at such price or prices As the nor~ceiautti~g party may reasonabi¥ deem satisfactory, any or ali Purchased S'ecurities subject to such ~anSactions end apply the ~roceeds thereot-~:tb the e§gre§a[e unpaid Reourchese Prices and any other -:mounts owing by the de,au[ting party hereunder or.(13) in~ its sole ~'rscr~ '~on eject, in lieu ct ~el|ing.~ ~ ~r ~n~ O~ S~ ~ ~ dine. o~ f~ ~ g~ly r~n~'S~ ~ t~- ~ r~n{ ~i~ bid ~t~ ~ sou~. ag~ ~e agg~e unpaid Repute PA~ and any o~er a~un~ owi~ ~ the de~u~ party hereunder: and ,, (ii) aS ~o Tran~ions in which t~e defaulting pa~ is aming as Buyer, (A) purch~e ( ~pta~ment ~dt~s'.')~o~ the same class, and amount ss any ~mh~ So,titles that ~ delivered by.the d~ultlng pa~ to the* ~onde~aulang pa~y as [e~ire~ hereunder or (B) in di~efio~ eib, i;h I~ ~f put~asf~ R~la~men~ S~dties, to ~ d~ m haye ~a~ S~s at ~pdc~. ~em~r on such ~[e, obtained from a genera~y r~nized ~prce or the.~ r~nt ~10~ng ~d quO~tt~ from such a ~ur~.. '~ ' '.' ":' ~ r:m;~C'~{~';~c'~ ~,~ '~**'" ."'.. defaulting pa~ is acting as BWer, the defaulting paAy shall to .... , ........ , · :,e..h . w .... to ~rC~S~ S~rities {ctherthanAddifionalP~hased fo~ :,'~'..'~" .:.r ~': "~ :','cc "a ,: c. ,:.~emed. p~d) by the nondelautting p~ for Repla~me~t S~ .... ~: ~ t~e ~ prod tot d~med pa d} by the nondofau ang ~ f~r the R~lacement ' therefor. In ad,ilion, Ihe,detaulttng party shall be liable Io the nondelauding pa~y ior interest on such re~. I~amtity w~t~.respe~, to.ea~ such 'pumhase (or oeemed purchase) el Replacement Securities kern ~e of su~ ~urchase (or d~ purchase) untd paid in lull bv Buyer. Such interest shall be at a rate aqua grea~er.o~, the Prjeing'.R~t~ tot such Transaction or the P~e Rate. (f) ~r ~urp~e~ df t~is ~raqraph 11, the R~e PA~ {or ea~ Trunnion hereunder in ~ bf which the.defa~jtinoip~y is acsng as Buyer shall ~t i~eue a~e the a~nt,0i su~ Repur~ 'cr such Transact on e~e~m neo as ct ,he cate of the exer~seor E~m~ e~ermse ~y the nondeiAu hi. its ontion erme. .~,su~ara.. ,g.rapn a) el this Parag pre h. (o). ~e;d'al{ultin~ shad be liable to the ~ndeiaulting pa~y for the amount ,ct ~1 re~nable ~ or other ~eeas~s~g~ea{by the nonoelamting pa~ m ~ecaon ~h or es ~ ~eque~e of an Delm~it. to~e[he~,~l~interest thereon al ~ rate ~ual to ~e greater of t~ PdcingRate ~or the~re~t ;ra~sacdbn:~r,t~ ~ri~e Rate. (~1 ~e 'no~G~a~ltina party shall have, in addit~n to its Hghts hereunder, any Hghts othe~ise a~le re t ~er.e~r~ent or aDD ~ble 12. that. and have entered hereinto and will enter into each Tr~ }t and in reliance upon the tact that, all Transactions hereunder constitute e,-~irtgle relationship and have been made in consideration of each other. Accordingly, each of Bu,/~er ~ to perform all bt its obligations in respect of each Transaction hereunder; and that, a bt any such obligations shall constitute a default by it in respect:~o! all (ii] that each of lhem shall be entitled tor set oH claims and apply property~held by ',Transaction against obligations owing to them in respect ct any other Transactions ,payments. deliveries and other transfers made by either of them in respect o! any '~-r' ,:;' :~'.;~? witw~fi tO have been made in consideration of payments, deliveries and other traaasters:~. :ii .,+c: c.' ':;'v (:: ',:' .';~;sactions hereunder, and the obligations to make any such payments, deliveries '.';, "'.~" '-:..¥:~.,,: ~-;;;'! il;? applied against each other and netted. 13. Notice~ and*Other Communications Unless~tt~er ~ddress is specified in writing by the respective party to whom any notice or other:com- munication is to fee ~iven hereunder, ail such notices or communications shall be in writing or confirmed in writing and delivere~ at the resoective addresses set forth in Annex II attached hereto. 14. Entire Agreement; Severabillty This Agreement shall suoerseoe any existing agreements between the parlies containing genera[ terms eno conditions ~o~ repurchase transactions. Each orovision and agreement here{n shall be treated as separate ~nd indeeenoem from any other crovislon or agreement herein and shall be enforceable notwithstanding the unenforceability o~ any such other ~rovis~on or agreement, 15. Non-assignability; Termination The rights and obligations of the bartles under this Agreement and under any Transaction shall-not 'be asstgne~ by either party without me Drier written consent bi the other party. Subiect to the foregoing, this. A(:reement and any Trans-"~ions shall be omdmg uPOn and shall ~nure to the benefit of the Dadtes and their resoecuve successors and ass~Qns. This Agreement ma,~ be cance,~eo ev e,ther oanv uoon gtving written notice to me cruet except that thts Agreement snail, notwithstanding SUCh notice, remain apoticable to any Transactions men outstanding. This Agreer~z shall b~ goV~ by thi~ i;~,,?s dl ~h~ St~[e of New York without giving effect to the ~c~ of law principles thereof. 17. No Waivers, No express or implied w~Jver of any Event of [}etauit by either party shall constitute a waiver of er~ other Event' of~ Oef~tt and r~o 'exerCiSe o~[' ~ny remeo¥ hereuncier by any pony shall constitute, a waiver o~ its~.,fight to exercise Any o'~her ~'emedy hersundec No modification or waiver of any provision el this Agreement-and no cons,ent~ ~ any' party tO a oeparlu~e h!erelrom shall be effective unless and umil such shall be in wdfing-ar~ duly executed,by bC~th notic~ p'urs~ant to s~l~pa¥~gra~'~s 4~a) or 4(bt hereof will. not con.~titute a waiver of any' right to do so-at~ later d~te. 18. Use of Employe~ Plan Assets any provision of the Empioyee Income and ~ ~ot be required ~o to ~mceed; ~bl.Subiect to the last semeeoe et suno~ra~rapn la/of this P~agtagb. a~y such Trans~ction cn~v 'i Sexier ;um~shss or ~.-~s [urmsheo lo i~uver its most recent available, aodited statement of~ils F~nar',~l condition a inahdat c~'a31ition. (c) .= deemecl (i} to rel~'e~'~t to Buyer ~ ~o matedai ad~em-e .--u¢ited one unAu~itea st~temems'c"f its llna~c:a~ c,~noit~on SO toflg"~s it is a Setier i~r any out~anding ~,~nE~c:~on !nvowin¢., a F!an 19. Intent (a) The partias recognize ~t'mt each Transaction. is ~ "repurcnsse agreement" as that term is delined in Section '~01 or.tie 1 t of the Unlined Slates Code~ as amended (except ins0tar as ~ type of Secu~ sut~.*~.ect to such,~ _ansection or t~e term b~ such~Tmnsaction ,~o.uld, render such definition ir~oplicabte), and a iascufitles c~ntract as that term is defined4n section 741,of Title·11 o! the United Slates Code, as ~. (b)~ Jt is understood thai; either party's fight to F~,.,'idate S~Jcu dtie~ delivered to .it in connection ~ i~ hereunder or to exercise any other rem~s~p_urs,~ to Pa~g~h 11 hereo~, is a contractual right to liquidate such 'Fransac*Jon as desc~'bed tn Sections 555 and 559 Of Title 1'1 of the ~Ui'fited Slates Code, as-amertded. 20. Disclosure Relating to Certain Federal Protections The parties ~cknowted~e .that they have beea advised that: (a) ~n the case ~ TransaCtions [n Which one,,of the parties is a bmke~ or dealer registered:with the ,S..e~.rities ,.~1, d Exchange Commission ("SEC"~unde[ Section 15 of the Securities Exchange,Act:of 1934 ( t9~4 Act )~ the Securities investor P~'otecti0~ CO.ration has taken the position that the provisions el the Securffi'es Investctr Protection Act of 1970 ('S~P~) do not ~rstect the other party with respect to any Transaction hereunder: (b) in the case of ~ans~'tions tn which one et the eon/es is a government sec-Jd~ies broker or a government secudtias cte~ter recjmtered with the ~SEC under Section 15C of the 1934 Act. SlPA-wiil not provide protection to the other party with. respect to any Transaction hereunder; er~o (c} in the case of Transactions in wt~ich one el [he parties is a tinandal institution, funds held by the llnanciaJ-institution pursuant to a Transact~n hereur'~ec ~re not a cle=osit and there!ere are not insured by the Federal Deoosit [nsurance CorpQration. the F~deral ~avin_c~ and Loan Insurance COrporation or the National Credit Un/on Share insurance Fund. as aoolicg, bte. Town of Southotd [Name o~ Parl~] ~tle ~ervisor Date Dec~=mber 23~ 1996 ,~NN~ I Supplemental Terms and Conditions 7 ANNEX II Names and Addresses for Communications Between Pa~ies John Cushman · o~n of Southcld 53095 Main Road $o~thold~ NY 11971-0959 (516) 765-4333 Phone (516) 765-1823 Fax [REPOS 31! Amended]. CUSTODIAL UNDERTAKING IN CONNECTION WITH MASTER REPURCHASE AGREEMENT This Custodial Undertaking In Connection With Master Repurchase Agreement (the ~Agreement") is made and entered into as of the date set forth below by and among Swiss B~k Corporation, New York Branch (~Seller"), a Swiss corporation licensed to do .banki g business pursuant to Arti¢!a V of =he New York State Banking Law, owner of Swiss Bank Gove~= Securities Inc., & primary dealer in U.S. Government Secur~es, Town of Southold ["Buyer" ) , a ~o~ , for itself entities leach, such entity a "Customer ~" ) 2 Schedule 2 may be ("B~k"'), a New York WHERF~AS., Buyer and Seller have a Ma~er (the ,Repurchase '~] an~ WHE~, Buyer and Seller have requested =hat Bank undertake certain custodial functions in connection with the Repurchase Agreement pursu'an=' to Zhe terms hereof; and WHEREAS, Bank has agreed ~o perform custodial functions in connection with uhe Repurchase Agreement pursuant to the terms hereof; NOW, THEREFORE, in consideration of the premises and other good and Valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: !. Definitions. (a) Act of Insolvency. An Act of Insolvency by Seller or Buyer pursuanc to the Repurchase Agreement. (b) Additional Purchased Securities. Securities provided by Seller and held by Bank for the benefit of Buyer ~o attain the Margin Value. (c) Business Day. Any day, from Monday through Friday, when Bank and Seller are open uo uransact business. (d) Ev n f D f_ I . An Event of Default by Seller or Buyer pursuant to the Repurchase Agreement. prix With resp, thereon. Security at any time, interest, dividends or 1 100%. 102% or such other percentage as to. Unless otherwise~specified Percentage for cash shall be (g) Marain Value. With respect to any Repurchase amountobtainedbydividing the Market Value each by the applicable Margin Percentage and ~agg~ega~ing such ~.0unDs. Such Margin Value ..of Secur~ties shall ~.q~,al or exceed the Purchase Price,; provided, however, ~hat w~th respect to each new Repurchase Transactio~ (a ~epurch~se Transaction which is rolled over pursuant to Section4 hereOf), the. Margin Value of Securities shall e,quaI or exceed the Repurchas~ Price for the prior BOsiness Day's Repurchase Transaction. (h) MarketValue. Se=urtt~es. If a price If~ The "bid" prmce for any Securities as pricing service as of the close of f preceding Business Day, plus, with any accrued interest on such as of the close of business is not authorized to use the most ~current by any recognized pricingserVice. B~nk shall be. authorized to price ~erdesignated as a of' New YOrk (other any price quoted bY such a recognized pricing service.. paper, certificates of ~d at face value. (i) Purchase D~te. The date on which Purchased Securities are Sold to Buyer by Seller. (j) Purchase Price. The price au which Purchased Securities are sold tO Buyer by Seller. (k) Purckased Securities. The Securities sold by Seller to Buyer. (1) Repurchase Date. The date on which Seller is to repurchase the Purchased Securities from Buyer, which date shall be the next Business Day after the Purchase Date. (m) Repurchase Price. The price at which Purchased S~curities are to be repurchased on the Repurchase Date. (n) Repurchase Rate. The rate payable with respect to ~Repurchase Transactions. . (o) Repurchase Transaction.. A transaction whereby ~eller sells certain securities to Buyer, subject to Buyer's agreement t~ resell such securities to Seller at a future date at a stated price Plus interest. kereto~ on Schedule i 2~. M~in~n~ce~of, Accounts~ a cash account and a securities the benefit of Seller (collectively, Seller and Buyer instruct Bank to custody account ~nd a securities of Buyer (collectively, acknowledges that Bank holds all securities, cash or other p~operty bsite~ in Buyer'sAccount, as b&ilee on ~ct tO this Agreement. B~nk shall cash in Buyer's Account from the persons in its possesSion by the books and records of B~k. interest, lien or right of and the property therein. Bank holds any cash or securities in. connection with this Agreement ~ntil c~redited to Buyer's Account, ~b) bY Ban~. bailment special that the receipt and maintenance in Buyer's Account shall constitute a of the State of New York an& not a The parties intend ~o create a favor of Buyer. (c) EXcept as specifically provided in this Agreement, Bank shall ~o~low only Seller's instructions with respect to S~llerfs Acc0~n$ and shalI follow only Buyer's instructions with respect to Buyer's ACcount. 3. Specific Repurchase Transactions'. (a) Seller shall notify Bank by 10:00 a.m. New York time on the first Business Day of the week on which Seller is open for business of the Repurchase Rate zn effect' for any week. 3 Bank shall make the Repurchase Rates available to Buyer. It is understood by the parties hereto that Seller assumes all responsibilitY for the accuracy of the Repurchase Rates transmitted by Bank to Buyer. (b). Buyer may agree to enter into a Repurchase Transac=ion'.by giving Bank_notice, not later than 5:00 p:~m: New York time on any BUsiness Day, of the proposed Purc~se Price, Pu=chase Da~e, Repurchase Rate and class of Purchased Securities it wishes to purchase. B~yer's Account to (d} has r 2he or the the in~an AC, week' (~e) be re~p, onsible for verifying ~ha~, all and Additional Purchased Securities are (f) At the close of business on any Purchase Date, without any liability resulting to Bank, Bank shall not be obligated to effectuate any Repurchase Transaction in whole or in:par~ in the event that either (i) Buyer fails uo cause. Buyer, s Account to be credited with an amount at least equal to th~ Purchase Price or (ii) Seller fails to cause Seller's Account to be credited with the Purchased Securities (together with any Additional Purchased Securities required to attain the Marg, in Value). In any such even~, ~etler and Buyer shall 4 remain obligated to each other pursuant to the terms of the Repurchase Agreement. (g) In the even= tha= the Margin Value of the Purchased Securities, togetherwith any Additional Purchased Securities& in Seller's Account does not equal or exceed the Purchas~ Price or there is insufficient cash in Seller's fulfill Seller;s obligations to Buyer on the ,~ Bank may, at Bank's option and notice to Seller~ advance the amount of such behal~and ~" "' - 'l.i '.' ' ,e~ler:s ab~ t~ t~ perform be: !mpPm'red,.. or i~ as. a result o~ any Iaw, received by.B .an~ from. Secur~ties~ be trans feared trans~er:.in a ~rgi~ Value Price. 1:30 res Rate tb~eh~: .~ ~the ~e ~=h the Repurchas~ paid and a/~ount evenz Income. sh~ll credit ~o Seller's Account all Income of issuers in respect of Secuz~ities Securities in ~hat any such Bank is notified a~ E~ent of ~r, in which be credited ~ Buyer's Account. 6. Bank's Obligation to Hold Purchased Securities. Until the relevant Repurch~ase DaZe, or Bank s receipt from Buyer ~f- a written notic.~ of a~ Event of~ Default by SelI~r, Bank. shall hold the PurchaSed Se~Uritfes s~ld pursuant to any Repurchase Transaction, .together w~th a. ny Additional Purchased SeCurities delivered tO '-attain the ~rginl Value, on behal~f of' Buyer and Buyer 5- Shall not sell, transfer, assign, pledge or otherwise withdraw utilize such Securities (except as is otherWise agreed to between ,,Seller and Buyer and as ~o which Bank is informed by Seller)· Buyer hereby a//thorizes B~, upon. seller, to transfer Purchased Securities to si~ultameous transfer tO have aMargin Value Securities. s Accoun,t shatT be ~Onfirmation to Seller amd Buyer. Each and. ~uyer a S~curities and Purchased Account~ ~nC~U~ing a sta=em~nt o~ the of. such Securities the amount~ forth (i)~ the is ~appli~able to =on,. Buyer (a) This violate any it. entered into and.doea,no~ rule or s~at=te applicable to (b) The person e~ecuting this Agreement on behalf of Buyer has been duly and Properly authorized to do so. (c) The establishment of Buyer's Account and its operation by the parties designated herein have been duly~.: authorized and no other corporate action zs required prior to' commencing operation of such account. (d) No funds paid to Seller hereunder to purchase any Securities have been or shall be obtained, directly or indirectly, from or using the assets of any Plan (which term means (i) any "employee~benefit plan. as defined in Section 3 of the Employee Retirement Income Security Act of 1974, as amended, or (ii) any "plan" as defined in Section 4975(e) (1) of the Internal Revenue Code of 1954, as amended), if Seller or any of its affiliates has discretionary authority or control with respect uo ~he assets of such Plan or renders investment ~dvmce (within the meaning of 29 C.F.R. Section 2510-3.21(c)) with respect to the investment of the assets of such Plan. 6 (e) If it is acting as agent for one or more Customers, Buyer has been duly authorized either by virtue of standing ~struc~ions or is a fiduciary with the authority ~o ente=~ into, execute and bind each Customer to this Agreeme~'an~th~ transactions effected for each Participan=. Buyer is each Customer. (f)~ On the Purchase Date, Buyer shall be deemed to repeat all of ~he foregoing representations. reg Seller~ legally entered i~to and does not Charter, rule or statute applicable it. (b) The persons executing this Agreement on behalf of Seller have been, duly and Properly. authorized to do so. (cl The establishment of Seller's Account and its operation by the parties designated herein have been duly authorized and no:other corporate action is required prior to com~encing operation of such account. (d) It has the unqualified right to sell, transfer.; assigns, or pledge the Purchased Securities and Addition,: PurchaSed ecur=tles, and all of such Securities, upon deliv~ry to Buyer, will be free and clear of any lien, claim or encumbrance. (e) On the Purchase Date, Seller shall be deemed to repeat all of the foregoing representations. 10. Bank's Reoresentations and Warranties. Bank represents~. and warrants,,whiCh representations and warranties shall be deemed~ ~o be repeated on each Purchase Date, that it has full power and authority ~o execute and deliver this Agreement and to perform all of the dutissand obligations to be performed by it hereunder. 11. Care of Property; Reliance on Instructions; and Pricin~ of Securities. (a) Bank shall exercise the same care with respec= to property in Sellerfs Account and Buyer's Account as Ba~k exercises with respect to Bank's own property. Bank assumes responsibility only for loss to any such property of Seller or Buyer occasioned by the negligence of, or conversion, misappropriation or theft by Bank's employees. Bank's 7 iability for lost securities shall be limited to the Market atue thereof at the date of the discovery of such loss. anything to the contrary contained in this in no even~ shall Bank be liable for special, 3equentiai, or ~,ndirect damages even if Bank has been Bank, aE its opti(yn, from any cause but shalI be to obtain insurance directly for the e~ther Seller or B~er. any resulting liability hlc..~m~y be assigned by Bank to Buyer rder to c~aA&uni~ate.~9iectron~call, ~ _n~t~=._~n~ R~purchase Transac~ epurcha~e:Transactions and c~e i~k have " therein. to, Bank by Buyer to the on Schedule 3 hereto shall ~e any one! 0f! Who~ii!Sha~l give notices ando=herwise ~ behalf of Buyer; provided, ,ec~1on sh~ll be conS~ed.as ~ithOut any resuitling instructions zt recetVe]s via that paymen~ or delivery of funds or ~a~ordance with Section 3 hereof, obl~ga=ilon to perform the functions (e! Bank may rel~upona recognized pricing service, (or e~va!ient as prOvzded i~ thedef~nition of Market ~alue) a nationally recognized credlt rating service in ii~heMarketValue Or creditra~ingof the Purchased AddibiChal~rChased Securities, as appl cable, i no circums=anCes!ibe liabie for any errors made by 8 1994 If) Alt credits, debits or transfers shall be deemecl to have been completed at such time as recorded on Bank's books. (g) Bank undertakes to. perform only such duties as are. expressly set forth in this Agreement. Bank makes n(~ representation as to the financial condition of either Buyer or Selter, Bank has no .~ .nforma=ion ~whio! obtains condition of Buyer or Seller. Unl ¸of ther L~a~ Bank. No~w~th~t~nding this A~r~eme~=~ B~k discretion, to as a Secuk]..~yb Agreement. is not a party uo ~he h~reunder S~alt not~ be assume any liabi~'ity u~der, (j) .Bank shall not be deemed, to have independent knowledge or notice of the existence of an Event of Default, including without limitation, an Act of Insolvency. Bank shall be entitled to rely on Buyer's or Seller's written notice of an Event of Default, which notice the Bank beli~ves in good faith to be genuine (including, wit~ou~.Iimitat~on~ facsimile not%ce) and shall have no duty to ~nqu!re int~th? nature or 'validity Of an Event of Default, including wiDhout Iimita=ion, an Act of Insolvency. (k) Bank may, with respecu to questions of law, apply for and obtain the advice and opinion of counsel and shall not 9 be~ deemed to be negligent or have engaged in willful misconduct in any action taken or omitted by Bank in good faith in conformity with such a~vice or opinion, provided that the Counsel Pr0vid~ng such advice and/or opini°n was selected. by Bank wit// due carerand in good faith. I2. raues agreed Seller .hereby agrees to pay B~-~ to be rendered'~ereunder, based upon~ from time to time in a manner and Seller. The. parties= hereto acknowledge a f~e by Seller as a result of Bank's or, I teas or I3'~. in Seller.andBuyer hereby agree, joint_ly 'Bankfor, and hold it harmless agai~st~ in,~connection with, arising out of to the transactions contemplated and by this Agreement', or any action or )n with this Agreemen=% including, the and attorneys' fees of attorneys chosen any such dlaimof liability, excep~ not b~ liable for any loss, liability to be. the direct result of acts or of Bank constituting negligence or willful. ~!y understood and- agreed that Bank's hereunder shall be enforceable agains~ without any obligation to first procee~ i=respec~ive~o~ may have against The ,~d~e~=f=cat~onobl~gat~ons ~n the termination of. any Repurchas~ or ail Bank, f~ture parent or any or any of 1~. E~ent o~Default: Continuln~ DisDultes: Effect of Noticm. of~ Levw, Eto.~ (a) Ifeither Buyer or Seller shall declare an Event of Default, it shall deliver a written notice of an Event of Default to Bank. Bank shall promptly, but in no event later than the .Business Day in~nediateiy following its receipt of such. W~it=en notice, notify the defaulting party of Bank's rece~p~ of a written notice of an Even= of Default. (b) From and after Bank's receipt of a written notice of an Event of Default from Buyer or Seller, Bank shall continue zo hold all Purchased Securities, cash and Additional Purchased Securities in Buyer's Account. In the absence of 10 any dispute between, conflicting claims by or conflicting instructions from any of Seller, Buyer and any other person(s) with respe~u to the Securities, cash or any other matter is~hereby further instructed to follo~ ~ no of any dis between, ~ from any and all claims, demands or or (d) cash or levy, issued or offiCer thereof, or future ! direct .or director, of which On Order. shall not be required to deliver or transfer- contravention of any order! judgme.~t~% notice, seizure or Other similar not~ce by a governmental agency or court, or having ' '' ' ' '' ~ jurisdiction over Bank, any ex=s=Lng company of Bank, any existing or future subsidiary of such parent company o=any or agent of any of the foregoing, such cash or securities. Bank sh~ll Seller prompt notice of any such notice or (e) Notwithstanding the foregoing, if Bank has not receiveda notice of Event of Default from Buyer with respect to Seller and Bank receives a written Event of Default notice from Seller which specifies that an Act of Insolvency, has occurred with respect- to Buyer, Bank shall follow the instructi.ons of Seller to accept in~o B~yer's Account cash in substitution of any Securities t~erei~ and shall disregard. instructions from Buyer tO the contrary. Bank shall have no obligation .to verify any amounts owed by Seller tc Buye~.~ pursuant~ to the R~purchase Agreement. Without Bank shall be entitled to rely solely ~pecifying the amount of cash to credit~ to Buyer' s Account. 1¸5 · 16 Thi~ respect written Of this execute~,~ by each In betwee~ this shall 17. Termination. This Agreemenu shall terminate forthwit~h upon of the Repurchase Agreement a~d writte~ notificat: to Bank by Seller or BuYer ~or may b~ eDO~ on thirty Business Days' written not subjec~ to ; Continuin~Dispute~ E~feCt of Etc.", any such terminatio~ shall no~. ~ffect ion then outstanding. 18. S~verabitity. If anyprovision of this Agreemenu is held to be unen~6rCeable as a mat~er of law, the other terms an~. not be affected the=ebyand shall remain in full for 19. Ri=hts and Remedies. The rights and remedies conferred upon the pad, les hereto shall be cumulative, and the exercise or~ waiver ~f.a~y~th~reof shall not preclude or inhibit the exercise of~ any additlon~l r~ghts and remedies; provided, however, that nothing- in this Section shall be construed as permitting any party, under ~ny Circ%uns~ances, ~o make any claim against Bank for special, :1.2 December 2. 1994 indirect or consequential damages arising under or in connect, ion with this Agreement. 20. Headinqs. Section headings are for reference purposes, only and shall not be construed as a par~ of ~his Agreement. 21. Assi=nment. This Agreement shall be binding upo=~-~-~j~ parties' ~espective successors and permitted assigns. N ' ' Buyer nor Seller~may assign its rightsand/orobligations herau~de=, withou~ the prior written consent of the o~her parties. at=empted assignment without such consent shall benull and voi~. 2~. ~. This Agreement~may be executed i~on~or more c~erparts, all of which taken together shall constitut~one instrument. 23. Notices. All notices sb~l! be given to the imaz%7 entitled to ~receive such notices at the following addresse~-~-8 tetephOnenumbers unless otherwise specified ~n a< notice,~i~en pursuant to this Section: (a) To Seller. Unless and until Seller shall written no=ice to Buyer and the Bank to the contrary; notices to Seller from Buyerorthe Bank shall be Sen~ a~ 222 Broadway, New York, New York 10038, attention o~M~. John Perini, and all. notices,by telephone to Seller from, B~rfer or the 'Bank shall be made to (212) 574-3005. (b) To Buyer. Un!essanduntilBuyer shall give wriT~&- notice to 'Seller and the Ba~k to the contrary, all writ=eh notices ~o Buyer from Seller or the Ba~k shall be sent to it a~ 53095 Main Road~ Southold~ NY 1i~71-Q~9 a~tent~on of John Cushman, Senior Accountant , an~all notices'by-telephone to Buyer from Seller or the Bankshal]lbe made to (516) 765-4333. (516) 765-1823 (fax). ~ (c) To the Bank. Unless and until the Bank shal~R~ve written notice to Seller and Buyer to the contrary, all written notices to the Bank from Seller or Buyer shall be sent to it at 4 New York Plaza, New York, New York 10004, a~=en~ion of Brokers and Dealers Clearance Department, and all no=ices by telephone to the Bank from Setler or Buyer shall be m ad. to Allen B. Clark, Senior Vice President (212-623-7219). All notices and instructions shall be deemed given when received. 24. Force Majeure. Bank shall not be liable to the other parties for any failure or delays arising out of conditions beyond its reasonable conuroi, including, but not limited ~o, work s=oppages, fire, civil disobedience, delays associated, with ~ :~--g~o~al~bl_cu~g~nt~sbc~.l Deeemb~ 2. 1994 hardware malfunction or availability, riots, rebellions, storms, electrical ~ailures, acts of God and similar occurrences. 25. Governln= Law. This Agreement shall be governed by and hn accordance wi,Ch the laws of ~he State of New York effec= to the confl~cu of laws principles there.of. c.onsent ~o the non-exclusive York, in or chis Co obi ~C~. ~O th~ venue the, parc~'es hereto have~caused~Cheir dul~ Co execute this Agreem~n~ as of the 2,_3 By: SWISS '~/~E PRESYDElqT By: ~ YORK BRA~CH Brian V. Cart Associate Direc Swiss Bank Corpora5lor Town of Southoid" (Name of Buyer) ~tte. Supervisor Schedule I to CUstodial Undertaking C=11ateral Schedule The following classes of Securities shall be Securities eligible.for Repurchase Transactions described in Agreemenz: Initial ~e po~folios ~hat you w~h to use: Ae B. C~ D. Government Securities Laze Rate Government Securities Government Securities and Ginnie Maes Government Securities, Ginnie Maes, and Securizies Government Securities, Ginnie Maes, Bankers ' Mortgage Backed. Securities Agency Agency Acceptances and Certificates Related Securities and Asset Schedule 2 to Custodial Undertaking L~st of Customers 16 December 2, 1994 Schedule 3 Authorized Persons f~or Buyer: Name Jean W. Cochran W4 1 1 i~m Moore Title Fleet Bank Municipal Banking January 30, 1997 Mr. John Cushman Senior Accountant Town of Southnld P.O. Box 1179 Southold, NY 11971-0959 Dear John: We are thrilled to be returning the processed agreements for Fleet MuniCash. You are ready to begin investing. We have set up the two accounts we discussed which are #9387622074 (General Fund) and #9387622082 (Fishers Island). Investments will be effective the same day if the call or fax is received prior to 12:30 p.m. that day. Our fax number if (516) 547-7655 / 56 and anyone on staff with our Municipal Department will be able to help you. If you will be wiring funds into Fleet accounts our ABA number is 021300019 and when you wish to w/re funds out of Fleet Bank you will be able to call an 800 number. I have included the necessary documents to set up these accounts and you will be issued a Pin Number and Smart Card for Security purposes. Please feel free to give me a call with any questions. VeW tmlKyours, Kezmh Felmeth McGuiuness FleetBank Mail Stop: NY Ll O532, 300 Broad Hollow Road, Melville, NY ?1747-4850 516-547-7743 A Member o/Fleer Financial Group,/nc · . ,,, MASTER AGREEMENT FOR ~CASH MAzh~AGEMENT SERVICES ;The Fleet bank xhat ~afnmins :the deposit account(s) ~; 3t~th respect to whicl5 a cash management.service qs ro be performed ( Bank ) agrees to'perform, and rhe~customer named below (the '~Customer") .agrees to purchase, SerVice(s) descr[bed in,separate ServiCe Agreements ia effect fr6m t/me to time ,(the "Service(s)") in accordance with this Master Agreentent for'Cash Management Services (the "Master Agreement")and the respective Service ~rnents. IglSte terms of the Service Agreemenffs) .c~nflic~ wirh;,,~e ~ster Agreel:aenr~ tke: terms or'rite Seruice ,actmoxvled es that, the Serv , )/gi'~s)~haff apply~, C~tdmer ,, g .... m~s may be=perf6rmed,by Bank or my . ,~a~ :'%~ ','Affiliate'.' shall mean any one or more direct or indirect subsidiaries (other thg/~ Bank) oLFteet ~F~c2al Group.. [nc. and it~'successors. : (b): "~'Banking da.v" shall mean any day other than a Saturday, Sunday~ or a dav on which Bank is, closed for s~bstantially all of its baring business, ' 2. Account Documentation. Priorto the implementation of the Service(s), Customer will execute and deliver to Bank such account documentation as Bank deems necessary., including, but not limited to, this Master A~eement and appropriate Se.wice Agreements, si~mre cards, corporate resolutions and evidence of corporate author/ry. Bank will, in its sole discretion, determine the adequacy of such documentation, and may refuse ro provide the Service(s) until such documentation is received by Bank. Customer,agrees promptly to notify. Bank of any changes to any information presented in the ,account documentation, and further agrees promptly to execute any new or additional account, documentatiOn as Bank deems necessary. Customer agrees that Bank may rely dn the~current documentation ithas on file to determine, the individuals anthorized to initiate requests for services under the Service ~eements. and may refuse ro comply with such a request from any other individual until such documentation as Bank deems necessary ig delivered to Bank. 3. Customer's Records and Media. Prior to the implementation of the Service(s), Customer agrees t0 provide to ~Bank all records and data processing media necessary, to perform the Service(s). The records will be feeble, correct, complete and in the format specified in the Service Agreements. Service Guide(s) and related schedules. The recor~ts ~5tl contain totals and proof information satisfactory to the Bank. Cheeks will be MICR encoded accordinz to the Bank's specifications. Bank will, in its sole discretion, determine the adequacy of the informati-on and the format in which it ~s subm~tte~ and may refuseto provide the Ser'Cice(s) until' such information and/or format is deemed sadsfacrory. Customer agrees to mmnrain adequate back-up of alt such data for a period of not less than five banking days after delivery, to Bank. Customer agrees to provide Bank with an additional copy or transmission thereot~, as applicable, ffrequested. Customer's failure to provide hack-up upon request shall release Bank from any liability tbr its inability to provide the Servicers) if back-ap is required to be maintained pursuant to this Master Agreement and Customer fails to so do. When. any Service Agreement ks terminated. Customer will notify the Bank in x',-riting within 60 Calendar days whether the Bank should remm or destroy any dam processing media furnished by C~tornpr and any records produced as a result of the terminated Servide(s). If Customer does not notify the Bank within 60 calendar days, the Bank may destroy, retain or return any such material, and shall,.have no liability ro Customer or any third parry if such marer~uxI is destroyed. 4, $0{~. Pr~o~ided~ha Connection width Performance of Service(S). Bankm~y supply Cusrpm? ~i~ cenhii~ ,s~f~ware °Wned b~ or licensed to the B~ank to be Used by Customer in ¢olmectm~,~vtith the~pe, rformance of th~Skrvice(s). Customeragrees. that, with respect to ariy Software provided !mder.~ Mar Agreement, Customer. shall not mverse~c0mpile, trans£ev, copy; modify or alter the s6~e~ nor shalt~CUStomer use ks copy of~ xoftware on more than one centr~ proceasing zo an3( other person, without the e,~ress written of'~zs Affiiiat~S shall be liable for any damage or loss · the t o remo~ve, ar~d shall incIude on any copy made, any lghts placed cm or ~vithin the soft~vare owned by or tt~,_'~he Bank, Customer agees ro e,ecuxe any licerksi~g or sublicensing agreement reasonably ormecfiou w/th the performance of the Service(s]. h2 the event of any between the previsions of ~ Section 4 and; any such license agreemem, the terms of the ii-c ~ense a~eement shall control. Notwitc-standlng any.other provisions of this Master A~eemenr and only ro the extent the sofv,vare ls used in a manner consistent with the Service Agreement(s), Bank shall defend with counsel of its own choice andar its own expense any claim brought against Customer that any so~ff~vare owned by Bank infringes upon any United States copyrigl~ or patent, and Bank shall pay any costs, damages, and reasonable anomey's fees finally awarded against Customer on any such action, provided that (/~) Cnsromer promptly vavfif~es Bank of any claim and reasonably cooperates with Bank in the handling of suoh~ claim, and; (b) Bank exercises sole control of the defense or settlement of such claim. 'Ail sof~vare, specificanons, tapes or other media, progTams and procedures o~-nect or licensed by the Bank and used in connection with the performance of the Service(s) ,,vill be and remain the sole property of the Bank. Customer a~ees nor m contest or challenge the ownership of such softxvare. specifications, rapes or other media, programs and 'procedures owned by or licensed to the Bank. Customer shall return such materials to the Bank promptly upon request or at termination of applicable Service Agreement. or Master AgreemenT. and shall be responsible for any damages ro any such matenats i~curred in ~hipping and usage other than normal wear. and tear. 5. Customer Failure to Furnish Satisfactory. Records and Media, The Bank's performance under this Agreemem is subject to the Bank's receivmg timely, accurate and complete data for each Ser~ce. in form and on media specified by the Bank. If any of these requirements are not met by Customer. the Bank shall no longer be bound to the delivery schedule set forth in the Service Agreemem(s) and shall be authorized to detiver as complete and f'mished whatever portion of the Service can be pertbrmed with the data available. Customer shall compensate the Bank for converting nonstandard data into standard form or completing missing data at the Bank's then, current rates ~br rim~e and materials: The Bank shall not be liable for convgrting or completing missing data. or for fa~ffmg to do so. upon Cnstomer~s failure to properly supply data in a standard and complete format, 6. Customer's,Duty to Inspect. Customer is responsible for inspecting all Service(s) performed when fete/veal and m notify the Bar& immediately of any errors. Customer must notify the Bank Mthin fourteen (t4) calendar days after receipt of the mate/iai containing the error or ora report or stareme~ reitecting~he error. Except m the ~xtent require~ by taw, failure to notify the Bank oferrors ~vithin tIiis ffme will relieve the:Bank of, any and all'liability. 7. Limitation of Liability; Disclaimer of Warranties. Except to the extent required by law, the liability of Bank and any Affilial:e will be limited as set forth herein. The liability of Bank or that of any Affiliate under this Master Agreement or any Service Agreement for failing to comply with the terms of either a~eement shall be limited to actual damages sustained by Customer and only ro the extent,~such damages'are a direct resuk of Batik's or any-Affiliate's gross negligence. Neither Bank nor any Affi/hte shall be liable for damages caused by any act or omission of any third parry, whether or nor such parry, was chosen by Bank or an Affiliate, or for any charges imposed by any third party. Each Service Agreement is,only between Bank and Customer. and Bank shall have no liabilit?- thereunder toany third parry. IN NO EVENT SHALL BANK BE LIABLE FOR ANY CONSEQUENTIAL. SPECIAL OR INDIRECT LOSS OR DAMAGE WHICI-!,CUSTOMER *.MAY INCUR OR SUFFER tN CONNECTION WITH THIS AGREE~,[ENT OR THE SERVICE, INCLUDING, WITHOUT LIMITATION LOSS OR DAMAGE FROM SUBSEQUElffT WRONGFUl. DISHONOR RESULTING FROM THE BANK'S ACTS PURSUANT TO THIS AGREEMENT OR ANY SERVIJSE AGREEMENT REGARDLESS OF WHETHER THE LIKELIHOOD OF SUCH LOSS OR DAMAGE WAS KNOWN BY THE BANK AND REGARDLESS OF TI-~ BASIS. THEORY OR NATURE OF THE ACTION ON WHICHA CLAIM IS ASSERTED. TheBank will compensate Customer ro the extent required by applicable law for Customer's loss of interes~ on funds asa direct result of the Bank's failure to comply w/th such taw in executing a wire transfer or ACH entry to the extent such failure was within the Bank's control. The Bank shall not be liable for Customers attorneys~ fees in connect/on with any claim except pursuant to: Section 4 of this Agreemenn The Bank's ag~egate liability to Cust6mer for ali losses, damages, and expenses incurred in connection with any single claim under any Service A~eemenr shall not exceed an amount equal to one month's average billing to Customer under such Service Agreement taken over the six months preceding the date on which the damage or injury' ~ving rise to such clalm is alleged to have occurred, but ~f the Service A~eement has not been in effect for six months preceding such date, then over such fe~ver number of preceding months as such Service Agreement has been in effect. The Bank shall have no liebility for any currency, checks, magnetic tape or other item delivered by Customer to a third parr>' carrier that is nor received by the Bank or its agent. BANK HEREBY EXPRESSLY DISCLAIMS ALL WAR.R.AN'TIES. EXPRESS OR IMPLIED. [NCLUDINO~ BUT NOT LIMITED TO. ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PROVISION OF SERVICE UNDER ANY SERVICE AGREEMENT INCLUDING. BUT NOT L~MITED TO. SOFTWARE. ETC. 8. Fees. Customer shall compensate.the Bank for its Service(s) in accordance with the fee 'sehedulein effect from time to ~me. The Bank may amend its fee schedule at any time and will give written notice to Customer of changes in fees for Servic,.~s) the~ used by Customer no later than thirty (30)'calendar days before such changes go into effect. A current schedule Of fees is available from the Bank. The Bank ~s authorized to-charge the fees to Customer's account(s) or bill by monthly invoice. Bank may~ in its discretion, rev~uire that fees.. ~e~ paid. ,t~ough th~ main~tenance by Customer of '.'~-n":~:e::sa:i!'~g cal!ec:cd ".:.'ik:.nc~s [~: speci~ed account¢).' The compensating collected balance :czmi:'et'::e:'i.' v. i~i !:e :ncas:ire:i ,-v :'..:mIysls o~fCuXromer's s~ec/fied:aCcourfts~ ha additionto said fees, Customer a~ees to pay ail sales, use or other taxes applicable to the Service(s) providect.heretmder, excluding however, ta~es, based upon rite Bank's net income. 9. Overdrafts; Set-off. The Bank shall not be obligated to complete any transaction with respect to Customer's deposit account if there are insufficient available funds ha the deposit account to complete the transaction_ In the event any actions by Customer should result in an overdraft in any of its accounts. Customer is responsible for repaying the overdraft immediately, without notice or demand, together with [merest thereon ar a rate determined in accordance with Bank's fee schedule in effect from time to time. Bank has the right, in addition to all other rights and remedies available to it. to set offthe unpaid balance of any amount owed it in connection with the Service(s) against any debt owning to the Customer by the Bank or any 'Affiliate. including, without limitation, any obligation under a repurchase agreement or any funds heldat any fame by the Bank or Affiliate, whether collected or in the process of collection, or in any tim~ Or demand deposit account maintained by the Customer ar, or evidenced by any certificate of deposit issued by, the Bank or an.,,' Affiliate. 10. Credit Limits. La the event the Service(s) selected by Customer result in unacceptable credit exposures to the Bank or affect the amount Of capital required or expected to be maintained by the Bank or any corporation controlling the Bank under any law, regulation, guidetine, or request from any central bank or governmental authori%y, the Bank may limit Customer's transaction volume or dollar amount and refuse to execute transactions that exceed any'such limit. Customer shall, upon request by the Bank, from time to time, provide the Bank with fmanciat information and statements and such other documentation as the Bank detem~ines to be reasonably necessary, or appropriate ro enable the Bank to evaluate its exposure. Any limits established by Bank under this Section i0 shall be at Bank's sole discretion and shall be communicated pro.mptly upon Bank's determination that such limits are required. 11. Securi .t-y Procedures. If the Service(s) are subject to security procedures specified by Bank. Customer agrees that it shall be solely responsible for ensuring that such security procedures are follo~ved, as they may be amended from time to time. and that the Bank shall have no liability for any losses sustained by Customer as a result ora breach of securiD' procedures if the Bank has adhered to irs security procedures. If such procedures are violated. Customer agrees to promptly non.fT' Bank of any such breach. Customer acknowledges that it has reviewed ail applicable securi~ procedures, has selected its preferred security, procedure where applicable, and has detem-nined that such procedures are commercially reasonable. Customer also agrees that its execution of any Service Agreement in the ~'uture will constitute its ackno~vledgment that all secur!~ procedures applicable to the respective Service(s) are commercially reasonable. 12. Indemnification. The Customer shall indemnify and hold the Bank harmless from any and all liabilkies, losses, damages, costs; and expenses of any kind (including, wSthotn tim/ration, the reasonable fees and disbursements o1' counsel in connection with any investigative, adrm~su-ar2ve or j udiciat proceeding, whether or not the Bank shall be designated a party thereto) of or to any third party wbich maybe incurred~by the:Bank relating ro or arising out of thi~Ag~'eemenr or. ar~v Service Agreement: pr0vid~d,:however.:that the Bank shall have rio ri~r re.be indemnified hereunder for its own bad,~ faith.o~ wi~ful~miscor~duct as determined by a court of competO.~ jurisdicti0r~ 13. Term. Each Service Agreement shall continue until terminated by either party with thirty (30) days' l~rior written notice, and shall terminate automatically inthe event that Customer's deposit account with the Bank that is associated with the Service(s} is closed by Customer,.upon termination of a third parry contract which m necessary for the performance of the Service(s), or if either the Bank or CuStomer is hereafter prohibited by law from performing the Service(s). The Bank may also terminate any Service Ageement immediately (i) if the Bank determines that Customer has fa/ted m maintain a financial cor~dition deemed reasonably satisfacm~ to U~e Bank to minimi~ any credit or other risks to the Bankm prov~&ng the Sermce(s); 00 m the event ora materml breact~: of any a~eement between Customer and the Bank; or Off) ~f Customer faits to promde financml statements within the reasonal~le time pekiod specifi, ed~ by the Bank. In the event of any termination, ail fees Incurred under fl-tis Agreement or any Service A~eement so terminated~shall become immediately due ~and payable. This Master Agreement shall continue until terminated by either party with thirty (30) da.ys pr/or written nofice~ and shall automatically terminate ha the event that ali of Customer's deposit accounts with the Bank are cio{ed or i£alI of the Service A~emenrs are terminated. Sections 2 through 12 of this Master A~eement shall survive its termination. 14. Force Majeure. l'b_e Bank shall bear no responsibility for non-performance of one or more Service(s) caused by an event beyond/ts control, such as: fire, casualty, breakdown in equ/pmenr or failure of telecommunications or data processing services, lockout, suSke, unavoidable acc/dent, act of Ood, riot; war or the enactment, issuance or operation of any adverse govern, mental law, ruling, regulation, order or decree, or an emergency that prevenm the Bank from operarhag normally. 15. Ordinary. Care. It is understood that the Bank wilt use the same care ro select and use facilities, equipment, personnel and third party pr~)viders in connection with the aqtivities te be performed under the respective Service Agreements and this Master Agreement as ir exercises m the conduct of its own banking operations. 16. Business Purpose~ Customer agrees that the Service(s) to be per,brined by the Bank wilt be' used by Customer solely for business or commercial purposes and not for personal, family, or household purposes. 17. Severability. If any provision of this Master Agreement or any Service Agreement shall be determined by a court of competent jurisdiction to be unenforceable as written, that provision shall be intei-preted so as ro achieve, to the extent permitted by applicable law. the purposes intended bv the original provision, and the remaining provisions of the Service A~reement(s) and this Master ' Agreement shall continue intact. - 18. Governing Law. The Service Agreement(s) and this Master Agreement shall be governed by and fnterpreted in accordance ~Sth the taw of the State where the Bank named below is located. 19. Complete Agreement. The parties hereto acknowledge that each has read the Service Agreement(s), the Service Guide(s) for each of the .Services selected and fltis Master. Agreement, understands them, and ~agrees to be bound by their terms. The parties further agree that- the Service Agreem~nt(s)~ the Service Guide(s) and this Master Agreement and any modifications mad~ pursuant to them. azd the applicable deposit account agreements~ constitute the complete m'rd e:iclus~ve expression of the terms of riffs g:greement between the parties, supersede alt other proposals whether oral or ~en, trad~rstandings, representWaons¢ conditions, warranties,'covenants,.al:td ail other communications between the lmrties relating to the subject matter of this:Agreement. 20. Service Agreements, Schedules, and Headings. The Service Agreements and any fee or other schedules shall constitute a part of this Master Agreement even if executed or amended after the date hereo~: A41 headings in this Agreement and the Service Agreement(s) are for ease of reference only and do not constitute a part hereof. 21, Independent Contractor. Customer agrees that in performing the Service(s) hereunder, the Bank will be acting as an independer/t contractor and not as an employer, employee, parrner, or aeeur of Customer. - - 22. Amendments. The Bank may amend this Master Agreement, any Service Agreement and any Service Guide ar any time. Unless a longer period is required by law and except as otherwise provided in this Master Agreement, the Bank Mil mail notice of any such amendment ro Customer at least fifteen (15) d~ys before the effective date of the amendmenr_ The Bank may amend immediately without notice m Customer if such amendment is required for security reasons, provided, however, that the Bank shall notify the Customer as soon as possible of such amendment. 23. Assignment. The Master Agreement and Service Agreement(s) shall-hot be asmgned or other~vise trahsferred by the Customer to any other person, corporation, or other entity without the prior written consent of the Bank. The Bank may aasign any of its 'rignats or delegate any of its duties in whole or in parr to any Affiliate. 24. Authorization. Customer 5varrants and represents (a) that Customer is duly organized, validly existing, and in good standing in the jurisdiction in which it is organized; (b) that there are no provisions of any law, or any Certificate of Incorporation or By-Laws. or any agreement of any kind. nature or description binding-upon Customer which prohibits Customer from enterm~ into or perforrnin.*~ under this Master .A*.qreement_ and Service. Agreement(s); (c) that Customer. s~ ' execunon' and performance of this Master Agreement and Service A-~reement(s) has 'been duly authorized: and rd3 that this Master Agreement and Service Agreement(s) are binding obligations oI Customer. Customer shall be deemed to repeat all of the foregoing warranties and representations each time the Bank performs Services under any Service agreement. 55. Not}ces. Ail notices required to be given hereunder or under any Service A~eement shall be effective when receiveg if hand delivered or sent by telegraph or fax, or when deposited in the United Stares Mail, £~rst class postage prepaid, and addressed, as applicable, to the Bank at Fleet Bank 300 Broad. Hollow Road Melt/lie. New York 11747 or to Customera[ or to such other address as either parry shall have specified in writing to the other. 26. Waiver. Failure of the Bank to exercise any or all of its fights shall not be deemed-to be a waiver of such rights on any future occasion. IN WITNESS WHEREOF, the Bank and Customer have by their duly authorized officers executed this Master Agreement as of the date last shown below. Title T0co¢ or- 3oc~%Oo~o Fleet Bank C~tomer Bank By: %.,~D~_,~/_ff By[. Signatu~ Date Signature Date Title Fleet Bank 11/25195 Treasury Express Service Agreement Company Name: "'~0'¢~ 9( .~AT~/O~..8 Tax iD: Service. Bank's Treasu~/Express Services are described in the re~ated Service Guide and Company acknowledges receipt of such Service Gui(ia. The Service Guide' contains' pi;oceduras amd other i~ormation relating to these Services Which are to be followed by both Company and. Bank, as applice, bie. Baak may amend the ServiCe Guide from fimezo time upon not~ficatJon to Company,// Applicable Service Guido: t~/Windows ~1 Terminal ~1 Teuchtone Disclaimer of Warranties. Bank does not make, and hereby disclaims, any and alt warranties, expressed or implied, with respect tO the Treasury Express Service, Company's direct access thereto and the components, sys[em¢, specifica- t Cms pragrams documentation Guides and accessories used in con unct[on therewith. lnformatJo~ Service Selections (Attach Treasury Express Implemantation Form) Company's detailed sele, ctions, designations, authorizations and/or other instructions shall be established m implementa- tion time and may' be amended from time to time. In some instances. Traesury:Express data is reported prior to fina] posting and is subject re correction in case of error. mCOmpany,uhderst~nds that such, d~t~ is for informational purposes only and is not to be construed as firrai posting infer- arian. ~,;ny [nf(JrmatJon; ~mvided by Bank to Company regarding rates on domestic money market instruments or the pnme rate. are subject fie cl~ange without not~ce. These are provided to Company for reference purposes only. Data. ~,~nange: ~" Yes (Attach Data Exchange Set-Up Sheet] Bank assumes no responsibility for the accuracy or timeliness of date suppiied by participating banks, ~ No Account Transaction Service Selections (Terminal Only) Company's detailed selections, designations, authonzadons and/or other instructions shall be established et ~molemen[a- tJon time 8nd may be amended from time to ume. Please attach appropriate set-ua sheets. E:~Automated Clearing House (Re~utres ACH Service Agreement) D./~.ssh Concentration (Requires ACH Service Agreement) ~ internal Bank Transfers :D StoD Payment Comcany has decided to use the the above-referenced Service, and Bank agrees to provide the Service as stated here- m. Company ant Bank agree that the Service shall be performed in accordance with this Agreement and the related Service Guide and Company's selections, aeslgnations, authorizations and/or other mstructJons set forth herein subject m Bank's Master AgreementYCash Management Services, a copy of Which has bean re~:eived and signed by Company, ano which is hereby incorporates herein by reference. Company Bank Sig ~r~ura Date Signature Title T-~tJe Fleet Bank FLEET BANK COMPUS__ERVE TREAS_URY EXPRESS REQUEST FORM TREASURY EXPRESS tlJNE~-BY-UNE: TREASURY EXPRESS FOR WINDOWS: (FOR30) :l-X'¢/) tDATE OF DATE ACCESSED ,LOGIN (REQUEST: IS REQUIRED: 'ID: 'X USER INFORMATION COMPANY ~IAME: ~"'ct~,~ ~,~ ~0 ~t'C~.¢~L~ CONTACT NAME: STREET: .5,~42~ /lO/Y/rs /~,,'e¢'~3 OFFICE PHONE #: CUSTOMER AGREEMENT !AN ENVELOPE CONTAIN lNG BOTH LOGON IDS AND PASSWORDS WiLL BE MAILED TO YOU ;AS SOON AS THIS REQUEST HAS BEEN PROCESSED. BE SURE TO MEMORIZE YOUR 'LOGON IDS AND PASSWORDS AND DESTROY THE WRi'fq", EN NOTIFICATION. REMEMBER YOUR PASSWORD SHOULD BE KEPT CONFIDENTIAL. WHEN YOUR ACCESS IS NO LONGER NEEDED, YOU MUST INFORM DATA SECURITY TO HAVE IT DELETED 'CUSTOMER SIGNATURE: '~'..lb'',)~ DATE: i BANK OFFICER AUTHOR ZAT ON I INAME: SIGNATURE; 'PHONE: DATE: MAILCODE: TO BE COMPLETED BY CORPORATE DATA SECURITY ~SECURITY O FICER: DATE: COMMENTS: WHEN COMPLETED. PLEASE FORWARD TO THE DATA SECURITY GROUP: RIOP407 Bank: ~ MA ~ NY ~ R1 .,-~ CT ~ ME' -* ~ iqH Company Name: /'~¢/~.j ~/ ,~4;~'/~'/~.~ Tax ID: //~ ~/~'E~ ~e~ic~ ~an~ ACH Se~ is d~nbed in ~ ml~ed~ice Guide and ~y ~c~o~d~ r~ ~ch Se~ ~ ,~uide,, ~e Se~ G~de;~ont~s procedures and ot~e~ inf~rma~o~,~e~ing ~o ~s $~ w~i~e ~o ~ fei-. lowed by both C~p~ end Bank.,'as appi~csbleJ Ba~ ~y ~m~nd the Sew~ G~id~ from t[me m ~e ~pan, n~ffic~ion Appli~bie So.ice Guide: D Dim: Paymem ~Com~rdalACH 2. DesigDated Account, Number(S~,.~.',~ ~ Secudty pt~cedums.,,%he~t.o[Iowfag,securJty procedures are provided;by 8.ank end descried in datE~i Servtc~ Guide; C0frCeny'a~es to use such security procedures end Company has determined that such security pro- cedui:~sare-bommercfa~Jy-re~so~abte ..... ~ ~ '~',~. Data TransmisSipn ,, DC ACH ..... Magnetic ~'ape, _ EDI ' ~ T(easurv Ex~ress.+,, See EDI ServLce See Treapu~ Re, mo.t,~ tD/B~t.ch;tD/ identification Code/ Voice Response Un~ -'~- F. xpf~ess Agreemerlt / P~sSv~rd ' ..... ; 'Pa,~,~,ord AgfeB~a~t / Voice Resd;onse Unit _Voice Response Unit k, The s~gner of this ACH Agreement st'rail act as the Authorized Signer described in the User Guide.~::-~. 4. Schedule A - Authorized Individuals. Attach Schedule A, Schedule B - Company Calendar. Attach Schedule Input,Delivery Media PCACH (Reoulras PCACH Set-Uo Form~ ~/~reasury ExpressS~ Terminal ACH ~Requires Tre~.sury' Express' Service A~eement ~nd Set-Up Form(s)) Direct Transmission (Requires Transmmsion Request Worksheet and File Transmission Facility) F_.DI IReouires EDI Service Agreement} Magnetic Taus ?..7. Vendor: ':-/.8. ACH File Limit 9. (Complete if applica~ple) Company has decided to usetne the sbove-raferenced Service. and Bank agrees to provide the Service as stated harem. Company and Bank agree that the Service shall be performed in accordance with thisAgreement and the related Service Guide and Company's selections, designations, authorizations and/or other instructions set forth herein subject to Bank's Master AgraementJCash Management Services and ACH Set-Up Form(s), coaies oi which have been received and signe~ by Company, all of which are hereby incorporated herein by reference. C~pany -,, Sigr~ure Date Bank By: Signature Date T~le Fleet Bank AUTOMATE D .C~EA R[NG~O U SE: Service Agreement $chedul~A - Authorized Representatives Co~y N~m~ 'r ~ "~ ~;; ' ' Tax ID: . ~ .... The, indMdua, ls named beipw ("Authorized Representatives~) are authorized to ~3rovide wr~en ~otice or other~yh~ ce~- munlcation related ~ th~ Automated Cleadng Ho~use-Se~vice Agreement. .... , , ~ .Name (Print/Tvue~ .. T~tte (PrintyTvue'l ....... Siqnature , , ,:~ c~ ,, Authorized Signature Name (Print/Type) T~tie (Pdht/Type) Date Fleet Bank juDrrl:i T. TERRY TOWN CLERK REGISTRAR OF VITAL STATISTICS MAR]~IAGE OFFICER ~E~3ORDS ]~_~AGEMEN~i~ OFFICE~ ~EDOM O~ I~ION OFPI~R Town Hall, 53095 Main Road P.O. Box 1179 Southold, New York 11971 Fax (516) 765-1823 Telephone (516) 7~5-1800 OFFICE OF THE TOWN CLERK TOWN OF SOUTHOLD tgAS BY THE, 1-997: RF. SOLVF. D that the Town Board of the Town of Southold hereby authorizes and directs Supervisor Jean W. Cash Management Services Clearing House Services, Attorney. Cochran to execute agreements with Fleet Bank for to include Fleet's Treasury Express and Automated all in accordance with the approval of the Town Judith T. Terry ~/ Southoid Town Clerk January 22~ 1997 JOHN A. CUSHMAN SE/N~IOR ACCOUNTANT P.O. Box 1179, 53095 Main Road Southold, New York 11971-0959 ACCOUNTING & FINANCE DEPARTMENT Telephone (516) 765-4333 Fax (5t6) 765-1823 TOWN OF SOUTHOLD OFFICE OF TI-IE SUPERVISOR To: Town Board From: John Cushman~/ Date: January 15, 1997 Re: Fleet Bank's Treasury Express Please consider the following resolution to authorize the Supervisor to execute agreements with Fleet Bank that will allow this office to utilize Fleet's Treasury Express service. This service provides on- line access to our bank accounts to (1) provide timely balance and transaction information and (2) provide us with the ability to complete ACH transactions via computer. RESOLVED that the Town Board of the Town of Southold hereby authorizes Supervisor Cochran to execute agreements with Fleet Bank for Cash Managemeat Services to include Fleet's Treasury Express and ACH Services, all in accordance with the approval of the Town Attorney.