Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
45555-Z
1 TOWN OF SOUTHOLD �s�FFnc�-�dG BUILDING DEPARTMENT TOWN CLERK'S OFFICE o� • o� ; SOUTHOLD, NY dor ,� ya BUILDING PERMIT (THIS PERMIT MUST BE KEPT ON THE PREMISES WITH ONE SET OF APPROVED PLANS AND SPECIFICATIONS UNTIL FULL COMPLETION OF THE WORK AUTHORIZED) Permit#: 45555 Date: 12/9/2020 Permission is hereby granted to: Gibbons, Nicholas & Nanette 8 Gardiner PI Huntington Sta, NY 11746 To: demolish existing dwelling and shed as applied for. At premises located at: 705 Nokomis Rd, Southold SCTM # 473889 Sec/Block/Lot# 78.-3-25 Pursuant to application dated 12/1/2020 and approved by the Building Inspector. To expire on 6/10/2022. Fees: DEMOLITION $313.00 Total: $313.00 B in o�As�ff°��oo� TOWN OF SOUTHOLD—BUILDING DEPARTMENT ya Town Hall Annex 54375 Main Road P. O. Box`1179 Southold,NY 11971-0959 oy • o�g Telephone (631) 765-1802 Fax (631) 765-9502 h=s://www.southoldtom=.Ro_v �j For Office Use Only Date Received PERMIT NO. �/ Building Inspector: QUVE_�, ®� D Applications and forms must be filled out in their entirety. Incomplete applications will not be accepted. Where the Applicant is not the owner,an Owner's N 0V 3 0 2020 Authorization form(Page 2)shall be completed. APPLICATION FOR BUItDING-PERMIT Date: VZ 41V TOWIN mz, ftlT77,nun ;'OWNER(S),OF PROPERTY: Name: Tax Map#:SCTM#10007 j 03 2:5' Physical Address:� os- - Phone#: Email: Mailing Address: -a 7.r ry e a ,� ,CONTACT PERSON: Name: f .- -_ .- _.. -- Mailing Address: c�/�//a ,�f Zr S'o - - Phone#: mail: /,6a��erT`'2 DESIGN PROFESSIONAL INFORMATION:J Name: Mailing Address: Phone#: Email: CONTRACTOR INFORMATION:' = i' Name: �n r Mailing Address: Phone#: Email: - DESCRIPTION OF PROPOSED CONSTRUCTION ❑New Structure ❑Addition ❑Alteration ❑Repair XDemolition Estimated Cost of Project: ❑Other $ S�` Will the lot be re-graded? Dyes XNo Will excess fill be removed from premises? ❑Yes KINo PROPERTYINFORMATION Existing use of property: Intended use of property: Date of Purchase: Name of Former Owner: 1 u Zone or use district in which premises is situated: Are there any covenan;?No nd restrictions with respect to this property? ❑Yes IF YES, PROVIDE A COPY. Check Box After Reading: The owner/contractor/design professional is responsible for all drainage and storm water issues as provided by Chapter 236 of the Town Code. APPLICATION IS HEREBY MADE to the Building Department for the issuance of a Building Permit pursuant to the Building Zone Ordinance of the Town of Southold,Suffolk,County,New York and other applicable Laws,ordinances or Regulations,for the construction of buildings, additions,alterations or for removal or demolition as herein described.The applicant agrees to comply with all applicable laws,ordinances,building code, housing code and regulations and to admit authorized inspectors on premises and in building(s)for necessary inspections.False statements made herein are punishable as a Class A misdemeanor pursuant to Section 210.45 of the New York State Penal Law. Application Submitted By(print me): ❑Authorized Agent wner Signature of Applicant: Date: STATE OF NEW YORK) SS: COUNTY OF ) ,an G✓�l� being duly sworn, deposes and says that(s)he is the applicant (Name of individual signing contract)above named, (S)he is the (Contractor,Agent, Corporate Officer, etc.) of said owner or owners, and is duly authorized to perform or have performed the said work and to make and file this application;that all statements contained in this application are true to the best of his/her knowledge and belief; and that the work will be performed in the manner set forth in the application file therewith. CONNIE D.BUNCH Sworn before me this Notary Public,State of New York No.01 BU6185050 (qdayof Qualified in Suffolk County � � / CorpPOssion Expires April 14,2 ° y o�h�l7 Notary Public PROPERTY OWNER AUTHORIZATION (Where the applicant is not the owner) residing at_ 7,o5 / V 41C01:!�' �1 q 7 ( do hereby authorize cnc1N W cm 4 (C% Y/ to apply on my behalf to the Town of Southold Building Department for approval as described herein. Owner's Signature Date Print Owner's Name Dan West Builder, Inc. 665 Goose Creek Lane• Southold,New York 11971 631-765-9214 of D EC - 7 2020 s 4 11/25/2020 PETER B LOJAC Service To: 2750 MINNEHAHA BLVD ?OS NAKOMIS RD SOUTHOLD,NY 11971 SOUTHOLD,NY 11971 Customer Project#:900000121465 Dear PETER B LOJAC: This is to advise you that the PSEG-LI electric facilities at the above referenced location have been disconnected and removed off the building structure that is located on the property.. Please note that there may still be PSEG LI facilities located within the property boundaries and that NYS law(NYCRR Part 753)requires all contractors to call for a utility locate(NY 811)prior to performing any ground excavation or regrade activity. The call to the 811 Call Center must be done at least 2 business days prior to the start of the work and confirmation of utility marks having been identified must be received from all the facility owners prior to any site work. You must also contact National Grid at 631-348-6150 to procure a letter of demolition associated with natural gas service,whether or not your home'or business uses natural gas. If you have,any questions regarding the above,please contact Building&Renovation Services ' at 1-844-341-6378 or via email at BRSLI@PSEG.com. Very truly yours, Katherine Gianelli Building&Renovation Services PSEG-LI P� COMPLY WITH ALL CODES OF 0 P�te.� NEW YORK STATE & TOWN CODES SURVEY OF PROPERTY AS REQUIRED AND CONDITIONS OF SITUATE SOUTHOLD TOWN OF SOUTHOLD - SUFFOLK COUNTY, NEW YORK BOARD S.C. TAX No. 1000-78-03-25 SCALE 1"=30' N STEES OCTOBER 26, 2020 T� N N�BE�� • AREA = 54.000 sq. ft. g/0/F1.240 CC. MICHAEL C EARKUS 270,00' 1 N UL N 84'21'00" E A wi ua I o w I a y I ( a \ y 1 u; ® Ea� � CERTIFIED TD. f. I PETER B. LOJAC r v o I FERNANDA LOJAC FIRST AMERICAN TITLE COMPANY N 9 2 C 11 � a� z �� x APPR0 ED AS NOTED C) ---------- IJ —"� I oulaDNE --------------- i:3v MS �J i Rte. CD !�° ��x DATE: �B.P-# s D�x �u krz 1 sroaY evmn RRA HIAMI OUSE FEE: BY: NOTIFY,BUILDING DEPARTME AT 765-1802 "8AM TO 4 PM FOR THE o I FOLLOWING INSPECTIONS: ' 9 e ' `n 1. FOUNDATION— TWO REQUIRED wRr""r� T c FOR POURED CONCRETE I rawE 2. ROUGH - FRAMING & PLUMBING IK g 1 1 270.00' 3. INSULATION / 4. FINAL )N M Ix ACCDRD,N E urtn ..-E 00^ w - CONSTR U�' I^ D Aron Tnu wmc s As C5AaC6nFD S 64'21 JA,1yESX1'LocXOflsxt en uu A nl a ioxx viii qu o ,IRE TLOCKOXEK, BE COMPLETE r �• - 3. TITLE xSEDDATC,. LOT O ALL CONSTRUCTICr, SHALL MEET THE �3y SUBDIVISION ERI REQUIREMENTS OFT•(-E CODES OF NEW �> FILED IaN NOVEAI9FE 8 THE 112AS LE FILE Mo.F101689000N YORK STATE. NOT RESPONSIBLE FOR - DESIGN OR CONSTRUCTION ERRORS. NY Lie No 50467 ural tII(io o ALTERATAN oa ADDR. To THIS SpmEY 6 A vw m OF s6coou YRW or ra NEw coax sTAa Nathan Taft Corwin III fouanox ur Eo or Ina wmEr Luv NOT—IR XE,AND_,;&'S D. SIAL. HIAWATHA'S PATH ToRRE A SDLL_u NDT Cd6N[RED Land Surveyor TD 6f E vAID TRUC CDP! CEaIJIG .INGGTUs HEREON 9e111 aDN DMT TD t PEREON FOR li D 1 THE SDmEY 5 PRfPARED,AND DN HIS EFYNLF iO IXE $rCClFSM To.$IDIIIleyy J 90kelM1 J! I.S. TREE CONPAM.OQ'[RH44:MAL ADCNOT AHp Joeep(.A In L S TG'ITM!A6sCRx[[c'IOIgN[D tLNO�lx�D•eBn- 9lODo iU(ICN Cfa1JYJilpN4 AR[NDl iRANSFERNXE. Rfle SNrveyR-$ubdinMolO PIDRP- Co00(No'"Leyeu( PHONE(631)727-2090 F..(631)727-1727 THE EXISTENCE OF RIGHTS OF WAY OFFICES LOC/7E0 AT MING AOORM AND/DR FA6EYENTS or PECORD,IF 1566 NDn Rood PO 8.16 ANY,NDT SHOWN ARE NDT GUARANTEED Jemesport,Ne.York 11947 JomespoH,Ne.York 11947 LAW,OFFICE OF DAVID JUDE JANNUZZI 13235 MAIN STREET P.O.BOX 1672 MATTITUCK,NY 11952 (631)298-8065 FACSIMILE REPLY(631)298-4214 CLOSING STATEMENT Premises 705 Nokomis Road,Southold,NY 11971 Sellers Nicholas J.Gibbons&Nanette M.Gibbons Purchaser(s) PETER B.LOJAC&FERNANDALOJAC Place of closing Office of Ferrari&Wallace,LLP. 175 Pinelawn Road,Melville,NY 11747 A Date of closing November 12,2020 at 4 pm Seller's Credits Purchase Price $400,000.00 Taxes $143.00 ($7.53/19 days) Total $400,166.00 Purchaser's Credits Down payment $40,000.00 PCDS $500.00 Total $40,500.00 Balance Due $359,643.00 Paid as follows(*connotes certified funds) *Nicholas J.Gibbons&Nanette M.Gibbons $182,224.03 *Wells Fargo $154,048.97 C 21 $10,000.00 Lewis&Nickles $10,000.00 Hamlet Title 1,600.00 Closer $250.00 Ferrari&Wallace $1,520.00 Checks written at closing Title Co. $7,807.85 (w/peconic) Law Office of David Jude Jannuzzi $2,025.00 (legal fee&overnight) Nathan Corwin $950.00 (survey) ? Title Closer $200.00 (appearance fee—gratuity) TOTAL: $10,957.85 Use of$371.148.85 needed to close *Nicholas J.Gibbons&Nanette M.Gibbons - $359,643.00 Title Co. $7,807.85 (w/peconic) Law Office of David Jude Jannuzzi $2,025.00 (legal fee) Nathan Corwin -$950.00 (survey) ? Title Closer $200.00"(appearance fee gratuity) " TOTAL: $370;625.85 ($52100 surplus), Thank You, David Jude Jannuzzi,Esq. ' Hamlet Title Agency, Inc. 601 Portion Road,Suite 207,Ronkonkoma,NY 11779•Phone No.631-654-5666•Fax No.631-6548555 Title No,: HTA-6782-S TITLE ITI_E C I O y A y�i G �p��1/ ICE ClieClient; David J.Jannuzzi,Esq. {j ( s �� Applicant: PETER B.LOJACand FERNANDA LOJAC Closing Date: 11/12/2020 at 04:00 PM Reference: LOJAC and,etal.from GIBBONS and,etal. Premises: 705 Nokomis Road,Southold,NY 11971 Dist.1000 Sec.078.00 Block 03.00 Lot 025.000 Owners: NICHOLAS].GIBBONS and NANETTE M.GIBBONS I Buyers: PETER B.LOJAC and FERNANDA LOJAC CHARGEAESCRIPTION 'e`e 060YER(S)," MSELLER(S} *LENDER(s)g yTITLE POLICIES AND INFORMATION ,-< !!1 OUCYPREMIUMS _ •" Fee Simple Policyfor$400,000.00 Owners Polley Premium $1,6.81.00 (Premium$1,681.00) ENDORSEMENTS •.Property Type R Residential One Family Dwelling .l RECORDING TAXES • Please Note Due to COVID-19—neither Transfer Tax New York State(TP584) $1,600,00 . HamletTlOeAgency,Inc-norit's Transfer Tax Peconic Bay Region $5,000.00 , Underwriters can provide any estimate a regarding the date when recordation of a( RECORDING FEES any title documents in the Public records Deed(4 pages) $425.00 will be available.The parties reply to this email shall be acknowledgment by the parties thereof.Thank you. ESCROWS �,� r...._ ..... r •x ,�.CiosgrisleartAig�Stan' " OTHER CHARGES Underwriter:Old Republic Title Insurance Departmental Searches $495.00 Company Bankruptcies&Patriots 1$30.00 per name)+ $120.00 _ +Items are sub)ect to NYS Sales Tax Closer Pickup Fee(up to$300 each( •' Closing Location: Recording Service Fee($45.00 per document) $45.00 Ferrari&Wallace,LLP Express Delivery($10.50 per delivery) $31.50 175 Pinelawn Road Sales Tax Suffolk-8.625% $10.35 Suite 301 { Melville,NY 11747 (631)547.9646 OTAL TO HAMLETTITLE AGENCY,INC. $7,807.83[ __7)I IDD•DO 0.00 GRAND TOTAL: VOW,?AMPORTANT:DISCLOSURES NOTICE:Title costs for this transaction may Include charges for certain services not specified In the state approved Rate Manual and are provided by this Company at the request of your lender or attorney.The Company may Impose additional work charges In especially difficult title.The Company may Impose additional charges for closing attendance in excess of two(2)hours,for any closing extending beyond SPM,Monday through Friday;and where travel arrangements and distance warrant.PLEASE BE ADVISED THAT,PURSUANT TO 12 NYCRR 228(DFS INSURANCE REGULATION 208),ATITLE INSURANCE CLOSER MAY NOTACCEPTANY PAYMENT FROM OR ON THE BEHALF OF AN APPLICANT FOR TITLE INSURANCE. Printed on 11/10/2020 11:00:47 AM (CONTINUED ON NEXT PAGE) Page 1 of 2 Hamlet Title Agency, Inc. 601 Portion Road Suite 207 Lake Ronkonkoma,NY 11742 Phone-631-654-5666 Fax 631-654-8555 Dear Homeowner, Recently thousands of Suffolk County homeowners have received alarming solicitation letters from private companies stating that they must purchase a certified copy of their deed to reduce the risk of Identity theft.The fees being charged for this service by these non-governmental agencies range from$59.00 to$129.00 plus postage and handling.Please be aware of the followings There is no immediate need for you to purchase a certified copy of your deed. • You may purchase a certified copy of your deed at any time from the Suffolk County Clerk's Office for the standard government fee of$5.00,which Includes postage and handling. • Your order may be placed by mailing the bottom portion of this notice along with a$5.00 ' check or money order,payable to Suffolk County Clerk,or by credit card utilizing the Suffolk County secure online site:http://kiosk.suffolkcountynV.gov/Deed. if ordering via mail be sure to include your District,Section,Block and Lot numbers on your 5request.If you know the date of recording include that as well. CUT HERE YES,I would like the Suffolk County Clerk to send me a certified copy of my deed. NAME: Enclosed is a$S.00 check or money "ADDRESS: order payable to"SUFFOLK COUNTY ( CLERK" PHONE NUMBER: 'Mail to: Suffolk County Clerk-Deed Request 310 Center Drive - Tax Map N0. Riverhead,New York 11901-3392 f t Or order by credit card at:http://L-iosk.suffolkcountyny.gov/Deed E E Page 1 of 2 Dar' d r.nHsssasw AHSTsos.sTss tAYMY.CE1tomNSCMR@droe.nElb..an Tax Search TITLE#: HTA-6782-S DATE:9/24/2020 PREPARED FOR:Hamlet Title Agency(0858) ORDER ID:11956914 PREMISES• 705 NOKOMIS ROAD,SOUTHOLD STATE:NY COUNTY:SUFFOLK TOWN:SOUTHOLD DISTRICT:1000 SECTION:078.00 BLOCK:03.00 LOT:025.000 The unpaid taxes,water rates,assessments and other matters relating to taxes which properly filed and Indexed liens at the date of this certificate are set forth below: ASSESSMENT: ASSESSED OWNER(S): GIBBONS NICHOLAS JGIBBONS NANETTE M SCHOOL DISTRICT: 05-SOUTHOLD ITEM#: STATE SWIS CODE:473689 TAX CLASS: 260 LAND: 900 LOT SIZE: 1 ACRE TOTAL: 2,000 2019/2020 TOWN&SCHOOL TAX 12/1/2019 - 11/30/;020, - NO 1/30/;020.NO EXEMPTIONS FOUND FULL TAX DUE: 12/1/2019 $2,750.13 1ST HALF PAYABLE W/O PEN BY: 1/10/2020 $1,375.06 PAID 0 VK ' 2ND HALF PAYABLE W/o PEN BY: 5/31/2020 $1,375.07 PAID PREMISES NOT IN A MUNICIPAL WATER DISTRICT FINAL READING/UP-TO-'DATE BILL OR RECEIPT MUST BE PRODUCED AT CLOSING, SUBJECT TO PRIOR WATER CHARGES NOT ENTERED AND SUBSEQUENT WATER CHARGES SINCE DATE OF LAST READING. ARREARS : NONE FOUND SUBJECT TO CONTINUATION PRIOR TO CLOSING. RECOMMEND THAT CUSTOMER CONFIRM AT CLOSING THAT ONNFA Fl4S NOT RECOVER NOTICE OF SPECNL 0.5SFSSMENYS 11 F SIOENNLK RBNRS,L07 OLEA(tMlCE.EMERGENCY RFFNAS,ETC7 SEARCH NAY NOT INCLLIDE D057ENCE OF SUCH NOTICES EXEMPT PROPERTY RESTORED FAC[ORS�1F ANY SHOYd1 ABOVE REPRESENT THE DIFFERENCE BE7REEN "E' E ACTLVLL 7A%SHOY1f1 AND MTNT TME 7AX Y\OULD HAVE DEEM WtD THERE BEEN HX)EXEMPTION RESTORED TAX IS FIOEO ON A PRaRATA fl0.3L4 FAOY ANTE OF GEED TO END R FlESTSOR TA7cES ND7 YETPOS7ED BY MEUNIGP/U: .SOt1 nELM T�RETURNEp�NA0y1�NyE e�EEN�PAb1&1T F!OFFIGALY IPOSTED BY NWa RECONN«EMD TH�i1TICUSTOMEq OB7NN6 gECOPTS FOR SUCH RENS AT CLO$INO SEARCH NAY NOT INCLUDE ITEMS NOT A LIEN UPTO THE DATE SHONN 7HE pETURN$ARE SPECIFIC TO DISTRICT SECnON,BLOCK AND LOT CIRLRENT".-SAGE CIWiGES ARE NOT INCLUOEOIN 7F65 TAX SEARCH.VYE fX)NOT SEAfLCI1 SAME UNLESS SEVER SEARCH IS SPECIFlCALLY REOU!'STEfI IMPORTANT NOOCEABOUT SEARCH INFORUATION HEREIN OATAIIRACE INFORMATION SERVICES LLC DISCLAIMS ANY ANDALL LLQIUTY TO ANY PERSON OR ENTITY FOR THE PROPER PERFORMANCE OF SERVICES RELECTINO THE CONDITION OF TITLE TO REAL PROPERTY.THIS SELRCHWAS COMPILED FROM PUBLIC RECORDS MADE AVAILABLE FROM VAF40M COUNTY AND MUNICIPAL OFFICES,AGENCIES AND DEPARTMENTS THE SERVICES ARE PROVIDED AS W N17HOUT WARRANTY OF ANY KIND.EITHER EXPRESS OR IMPLIED.INCLUDING VAT"DLTr LIMITATION ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR WARRANTIES BASED ON COURSE OF DEALING OR USAGE IN TRADE OR ERRORS OR OMISSIONS RESULTING FROM IO � BUNTHAT ERVELU�OOF MTATRAEEBEVI� NRDTERSE9ES ALL PODSTAN0 001HNDT � No THE SRIl9�ARELCLUSIVELY FR THE DAATRACCLIENT NOT FOR INSURED BENEOF AHIPARTIES Continued.. Page 2 of 2 ta T- ,, dc, - � ,.. TA&")Am S.6MUSJSS3 L AY7RlurlemerlmtiSdabmntltbjmr SUFFOLK MUNICIPAL TAX PAGE Title No. HTA-6782-5 Date: 9/24/2020 TOWN&SCHOOL TAX COLLECTOR TOWN OF SOUTHOLD s ' Receiver of Taxes ? PO Box 1409 Southold,NY 11971 PHONE:6317651800 Office of Suffolk County Comptroller John M.Kennedy JR.' 330 Center Drive Riverhead, NY; 11901-33011 Phone: 631-852-3000 - Tax payments payable to:'John M. Kennedy,Suffolk County Comptroller UNPAID TOWN&SCHOOL TAX TRANSFERS TO THE SUFFOLK COUNTY COMPTROLLER ON JUNE 1ST. THE SUFFOLK COUNTY COMPTROLLER WILL ONLY ISSUE TAX REDEMPTION BILLS AT THE TIME OF, CLOSING. PLEASE ORDER A TAX CONTINUATION JUST PRIOR TO CLOSING TO OBTAIN A REDEMPTION BILL°. THE ABOVE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY._ THERE IS NO LIABILITY ASSUMED. OWNER'S POLICY OF TITLE INSURANCE 3 Poll Issuer. HAMLET TITLE AGENCY,INC. 601 PORTION ROAD SUITE 207 LAKE RONKONKOMA,NY 11779 PHONE:(631)654-55688 ** ** Policy Number OX-13423603 File Number:HTA-6782-S E * * Issued by Old Republic National Title Insurance Company * • • * Any notice of claim and any other notice or statement in writing required to be given to the i zlt Company under this Policy must be given to the Company at the address shown in Section 18 1 of the Conditions. COVERED RISKS SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B.AND THE CONDITIONS,OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY,a Florida corporation(the'Company)insures,as of Date of Policy and,to the extent stated in Covered Risks 9 and 10,atter Date of Policy,against loss or damage,not exceeding the Amount of Insurance,sustained or incurred by the Insured by reason of: 1.Title being vested other than as stated in Schedule A. 2.Any defect in or lien or encumbrance on the Title.This Covered Risk includes but is not limited to insurance against loss from: i la)A defect in the Tide caused by (i)forgery,fraud,undue influence,duress,incompetency,incapacity,or impersonation; 1 (fi}failure of airy person or Entity to have authorized a transfer or conveyance; (iii)a document affecting Title not properly created,executed,witnessed,sealed,acknowledged,notarized,or delivered; (v)failure to perform those acts necessary to create a document by electronic means authorized by law; (v)a document executed under a falsified,expired,or otherwise invalid power of attorney. Ivi)a document not properly filed,retarded,or indexed in the Public Records including failure to perform those acts by electronic means authorized by law,or ( (vii)a defective judicial or administrative proceeding. Ib)The lien of real estate taxes or assessments imposed on the Tide by a governmental authority due or payable,but unpaid. Ic)Any encroachment.encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land.The term"encroachment'includes encroachments of existing improvements located on the Land onto adjoining land,and encroachments onto the land of existing improvements located on adjoining land. 3.Unmarketable Title. 4.No right of access to and from the Land. 5.The violation or enforcement of any law,ordinance,permit,or governmental regulation(including those relating to building and zoning)restricting, regulating,prohibiting,or relating to la)the occupancy,use,or enjoyment of the Land; (b)the character,dimensions,or location of any improvement erected on the Land; Ic)the subdivision of land,or ' (d)environmental protection 'if a notice,describing any part of the Land,is recorded in the Public Records setting forth the violation or intention to enforce,but only to the extent of the violation or enforcement referred to In that notice. Countersigned OLD REPUBLIC NATIONAL11ITLE INSURANCE COMPANY A Stark Company 400 Secood Avenue South,Minneapolis,Mmmsora 5sfof (6121371-1111 AuthomedOKcerbLkenswAgent By Prestdont � t. T 0 w s AL Po �. tarnowro+pernam ,,�a• ei�w, rt-0Attest s Secretary Old Republic Title Insurance Company AMERICAN LAND TITLE ASSOM TION OWNERS POLICY(6-17-2006) WITH NEW YORK COVERAGE END ORSEMENTAPPENDED(A.L.T.A.) SCHEDULE A Policy No.:OX-13423603 Title Number Effective Date Amount of Insurance HTA-6782-S 11/12/2020 5400,000.00 s" 1. Name of Insured:PETER B.LOJAC and FERNANDA LOJAC 2. The estate or interest in the land which is covered by this policy is: Fee Simple 3. Title to the estate or interest in the land is vested by: PETER B.LOJAC and FERNANDA LOJAC who acquired title by deed from NICHOLAS J.GIBBONS and NANETTE M.GIBBONS delivered 1 1112/2020 and to be recorded in the Office of the Clerk of the County of Suffolk. 1- 4. The land referred to in this Policy is described herein on Schedule A Description of Premises. For Information:Premises known as:705 Nokomis Road,Southold,NY 11971 Authorized Signato`ryr' SCHEDULE A A.L.T.A 2006 OWNERS POLICY Old Republic Title Insurance Company " SCHEDULE A DESCRIPTION OF PRENQSES Title No. RTA-6782-S Policy No. OX-13423603 ALL that certain plot,piece or parcel of land,situate,lying and being at Laughing Water,near Southold,In Southold Town,Suffolk County,New York,bounded and described as follows: I COMMENCING at a point on the Easterly side of Nokomis Road,which point is South 05 degrees 45 minutes East 560 fee@from the point of intersection of the Southerly line of Bay Water Avenue and the Easterly line of Nokomis Road(as measured along the Easterly line of Nokomis Road); RUNNING THENCE by and along the other lands now or formerly of Wickham the following three courses and distances.- 1)North 84 degrees 21 minutes East 270 feet; 2)South 05 degrees 45,minutes East 200 feet; 3)South 84 degrees 21 minutes West 270 feet to the point on the Easterly line on Nokomis Road; a _ - RUNNING THENCE North 05 degrees 45 minutes West by and along the Easterly line of Nokomis Road 200 feet to the point,or place of BEGINNING. TOGETHER with all the right,title and interest of the parties of the first part of,in and to Ian Lying within the bounds of Nokomis Road,adjacent to said premises,to the center line thereof. SAID Bay Water Avenue and Nokomis Road above referred to are located as shown and lald out upon a certain map entitled,"Map of Laughing Waters,Southold,Long Island,New York properly#Cedric H.Wickham,Mattituck,Long Island,made from actual'surveys completed June 30,1938 and plotted by Daniel R.Young,P.E.and L:S."and filed in the Office of the Clerk of the County of Suffo k,on the 241'of July,1941 as Map No.9171— SCHEDULE ` SCHEDULE A A.LT.A 2006 OWNERS POLICY "` Old Republic Title Insurance Company Policy No OX-13423603 Title No HTA-6782-S SCHEDULE B Showing defects,liens,encumbrances and other matters against which the Company does not, by this Policy,insure: F 1. Rights of tenants set forth herein 2. Covenants,conditions,easements,leases,agreements of record: Telephone Easement in Liber 1977 Page 47,affects streets. 3. The tax search indicates that current,actual,water meter readings have not been entered and/or that there may have been minimum,average or estimated water meter readings.Policy does not insure against entries in the records in the office of the Department of Finance or the Department of Environmental Protection for water charges and sewer rents entered and billed subsequent to dosing for periods prior to closing or interest thereon. 4. Survey made by Nathan Taft Corwin,Il l dated 10/26/20 shows:Picket fence varies up to 2.3 feet West of the Easterly record line;earth driveway extends onto Nokomis Road;overhead wires traverse the Easterly part of premises to dwelling.No other variations or encroachments shown. For information only:One story frame house with brick step,brick patio,outside shower,roof over brick steps,brick walk,concrete walk,earth driveway,frame shed _ 5. Any defect,lien,encumbrance,adverse claim,or other matter created by or arising out of the Inaccessibility of the Suffolk County Clerk's Office,including,but not limited to,()an Inability to search the Public Records,or(ii)any delay in recordation of the deed in the Public Records. SCHEIDULE B A.L.T.A 2006 OWNERS POLICY Standard New York Endorsement (OWNER'S POLICY) ** Attached to and made a part of Policy No.OX-13423603 ** * * Issued By OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY 1. The following Is added as a Covered Risk: "11. Any statutory lien arising under Article 2 of the New York lien Law for services,labor or materials f rnished prior to the date hereof,and which has now gained or which may hereafter gain priority over the estate or Interest of the Insured as shown in Schedule A of this policy." 2. Exclusion Number 5 is deleted,and the following Is substituted: S. Any lien on the Title for real estate taxes,assessments,water charges or sewer rents imposed by governmental authority and created or attaching between Date of Policy'and the date of recording of the deed or other Instrument of transfer in the Public Records that vests Title as Shown in Schedule A. This endorsement is issued as part of the policy. Except as it expressly states,it does not(1)modify any of the terms and provisions of the policy,(II)modify any prior endorsements,(iii)extend the Date of Policy,or(iv)increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express Ip rovisionof this endorsement,this endorsement controls. Otherwise,this endorsement Is subject to all of the terms and provisions of the polity and of any prior endorsements. Dated:11112!2020 OLD REPUBLIC NATiONALTITLE INSURANCE COMPANY AStock Cwp ny 4MSacoWAwnue South,Minneapolis,Mmma 55401 `(51713761111 Authon:ed Officer ortkens@dAyent � ORTFcm4MKV By 'L: 1'/J/f 01 /) �p Q President STANDARD NEWYORK ENDDRSOMM IIMIAM l ""��� FOR USE WITNALTA OWNERS P011CY(51r-0Q h AnwMi.H JJT L 2ot2 Y_�i^J'[,.Ir[/' TP{Np21420I91112-1/5905 Attest SecMhuy Page 1 of I i { 6.An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforcement action,describing any part of the Land,is recorded in the Public Records,but only to the extent of the enforcement referred to in that notice. 7.The exercise of the rights of eminent domain if a notice of the exercise,describing any part of the Land,is recorded in the Public Records. 8.Any taking by a governmental body that has occurred and is binding on die rights of a purchaser for value without Knowledge ? 9.Title being vested other than as stated in Schedule A or being defective (a)as,a result of the avoidance In whole or in part,or from a court order providing an alternative remedy,of a transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy,state insolvency,or similar creditors'rights laws:or (b)because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal bankruptcy, state insolvency,or similar creditors'rights laws by reason of the failure of its recording in the Public Records s lil to be timely,or (III to impart notice of its existence to a purchaser for value or to a judgment or lien creditor. 10.Any defect in or lien of encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and pifof to the retarding of the deed or other Instrument of transfer in the Public Records that vests Title as shown in Schedule A. The Company will also pay the costs,attorneys'fees,and expenses incurred m defense of any matter Insured against by this Policy,but only to the extent provided in the Conditions. i f i EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of (b)not Known to the Company,not recorded in the Public this policy,and the Company will not pay loss or damage,costs, Records at Date of Policy,but Known to the Insured Claimant attorneys'fees,or expenses that arise by reason of: and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an I. (a)Any law,ordinance,permit or governmental regulation Insured under tipsh s (including those relating to building and zoning)restricting, (c)resulting in no lass or damage to the Insured Claimant regulating,prohibiting,or relating to (d)attaching or created subsequent to Date of Policy (il the ooxupan use,or enjoyment of the Land: (however,this does not modify or limit the coverage provided cy, under Covered Risk 9 and 10),or (til the character,dimensions,or location of any (el resulting in loss or damage that would not have been improvement erected on the Land, sustained if the Insured Claimant had paid value for the Title, Ilii)the subdivision of land:of (iv)environmental protection: 4.Any claim,by reason of the operation of federal bankruptcy,stale insolvency,or similar creditors'rights laws,that the transaction or the effect of any violation of these laws,ordinances,or govem- vesting the Title as shown in Schedule A,is mental regulations.This Exclusion Ila)does not modify or limit the coverage provided under Covered Risk 5. (a)a fraudulent conveyance or fraudulent transfer,or (b)Any governmental police power.This Exclusion 1(b)does not (b)a preferential transfer for any reason not stated In Covered modify or limit the coverage provided under Covered Risk 6. Risk 9 of this policy 2.Rights of eminent domain.This Exclusion does not modify or limit 5.Any lien on the Title for real estate taxes or assessments imposed the coverage provided under Covered Risk 7 or 8. by governmental authority and created or attaching between Date of Policy and die date of recording of the deed or other"instrument 3.Defects,liens,encumbrances,adverse claims,or other matters of transfer in the Public Records that vests Title as shown in (a)created,suffered,assumed,or agreed to by the Insured Schedule A. Claimant: fez. i I COND,ITPNS I.DEFINITION OF TERMS purchase,lease,or lend if the,,is&contractual condition requiring The following terms when used to this policy mean: the delivery of marketable title. (a)"Amount of Insurance",The amount staled in Schedule A.as may j be increased or decreased by endorsement to this policy,`increased 2. CONTINUATION OF INSURANCE by Section IWbj,or decreased by Sections 10 and 11 of these Conditions. The coverage of this policy shall continue in fore as of Date of (b)"Date of Policy':The date designated as"Date of Policy"in Policy in favor of an Insured,bu{only so long as the Insured retains Schedule A. an estate or interest in the Land,or holds an obligation secured by (c)"Entity":A corporation,partnership,trust,limited liability a purchase money Mortgage given by a purchaser from the Insured, company,or other similar legal entity. or only so long as the Insured shall have liability by reason of, (d)"Insured':The Insured named in Schedule A. warranties in,any transfer or conveyance of the Tide.This policy (i)The term"Insured'also includes shall not continue in force in favor of any purchaser from the Insured of either(i)an estate orimatest in the Land,or 0)an (A)successors to the Title of the Insured by operation of law as obligation secured by a purchase money Mange'a given to the distinguished from purchase,including heirs,devisees,survives, Insured. ; personal representatives,or next of kin: ; (R)successors to an Insured by dissolution,merger,consolidation, I NOTICE OF CLAIM TO BE GIVEN BY INSURE CLAIMANT distribution,er reorganization: The Insured shall notify the Company promptly in�writing fit in case (C)successors to an Insured by its conversion to another kind of of any litigation as set forth in Section 5lal of these Conditians,`(fl Entity,` in case Knowledge shall come to an Insured hereunder of any claim (D)a grantee of an Insured under a deed delivered without of tide or interest that is'adverse to the Tlderasinsured,and that payment of actual valuable consideration conveying the Title might cause loss or damage.forwhich the Company maybe liable (1)if the stock,shares,memberships,or other equity by virtue of this policy;or(iiil if the Title,as insured,is rejected as interests of the grantee are wholly-owned by the Unmarketable Title.If the Company is'prejudice�6y the failure of` named Insured, the Insured Claimant to provide prompt notice,the Company's 12)it the grantee wholly owns the named Insured, liability to the Insured Claimant under the policy shall be reduced to the extent of the prejudice. (3)d the grantee is wholly-owned by an affiliated } Entity of the named Insured,provided the affiliated 4. PROOF OF LOSS t Entity and the named Insured are both wholly-owned In the event the Company is unable to delermin the amount of,, by the same person a Entity.or loss or damage,the Company may,of fns option,require ase condition - J 141 if the granteeis a trustee or beneficiary of a trust of payment that ilia Insured Claimant furnish a signed proof of loss, created by a written instrument established by the The proof of loss must describe the defect,lien,encumbrance.or ' Insured named in Schedule A for estate planning other matter insured against by this policy that constitutes the purposes. basis of loss or damage and shall state,to the extent possible,the s` (ill With regard to)A),(0),(C),and(Ol,reserving,however;all rights basis of calculating the amount of the foss or damage. and defenses as to any successor that the Company would have had i against any predecessor Insured. 5.,DEFENSE AND PROSECUTION OF ACTIONS, (e)"Insured Claimant':An Insured claiming loss or damage. :(a)Upon written request by the Insured,and subject to the options Actua I knowledge,not contained to Section 7 of these Conditions,the Company,at its, j owledgowlledor notice that may a imputed to an Insurednby structreaison ve of own cost and pnthout-unreasonable delay,shall provide far the the Public Records or any other records that impart constructive _ a lense of Insured ui litigation in which airy third parry asserts notice aEmatters affecting the Title. a claim covetree d by this policy adverse to the Insured This obligation is limited to only those stated causes of action alleging matters (g)'Lane.The land descw'bed in Schedule A,and affixed improvements insured against by this policy.The Company shah}have the right to that by law constitute real property..The term Yand"does not select counsel of its choice(subject to the righto the Insured to include any property beyond the lines of the,area described in object for reasonable causal to represent the la led as to those Schedule A.nor any right,title,interest,estate,or easement in stated causes of action.It shall not be liable for and will not pay . abutting streets,raads,avenuas,alleys,lanes,ways,at waterways, the fees of any other counsel.The Company will'not pay any fees, but this does not modify or(felt the extent that a right of access,to costs,or expenses incurred by the Insured in the Ofense of those and from the Land Is insured by this policy. causes of action that allege matters not insured ag rust by this policy. IN"Mortgage":Mortgage,deed of trust,trust deed,or other security (b)The Company-shall have the right,In addition fo'the options instrument,including one evidenced by electronic means authorized contained in Section 7 of thesdConditions,al ite`own cost,to by law. institute and prosecute any action or proceeding"or to do any Rl"Public Records';Records established under state statutes at other act that in its opinion may be necessary orldesiiable to Date of Policy for the purpose of imparting constructive notice of establish the Title,as insured,or to prevent or reduce loss or matters relating to real property to purchasers for value and without damage to the Insured:The Company may take any appropriate Knowledge.With respect to Covered Risk 51d1r'Public Records' action under the terms of this policy,whether or�not it shall be liable to the Insured.The exercise of these rights shall not be an shall also include environmental protection liens flied in the records admission of liability or waiver of any provisrerl of this policy. of the clerk of the United States District Court far the district where If the Company exercises its rights under this subsection,it must the Land is located. do so diligently. (j)'Title':The estate or interest described in Schedule A. - (c►Whenever the Company brings an action or a mans a defense Ik)'Unmarketable Tide":Title affected by an alleged or apparent as required or permitted by this policy,the Compairy may pursue matter thatwould permit a prospective purchaser or lessee of the the litigation to a final determination by a court bf competent Title or lender on the Title to be released from the obligation to jurisdiction,and it expressly reserves the right,f"un its sole discretion,to appeal any adverse judgment or order, FJV3 r � i i I I i i CONDITIONS(can't) 6, DUTY OF INSURED CLAIMANT TO COOPERATE policy,In addition,the Company will pay any costs,anomeys'fees. -to)In all cases where this policy permits or requires the Company and expenses incurred by the Insured Claimant that were authorized to prosecute or provide for the defense of any action or proceeding by the Company up to the time of payment and that the Company is and any appeals,the Insured shall secure to the Company the right obligated to pay:or to so prosecute or provide defense in the action or proceeding, Iii) To pay or otherwise settle with the Insured Claimant the loss including the right to use,at its option,the name of the Insured for or damage provided for under this policy,together with any costs, this purpose.Whenever requested by the Company,the Insured, attorneys'fees,and expenses incurred by the Insured Claimant that at the Company's expense,shall give the Company all reasonable were authorized by the Company up to the time of payment and that aid Id in securing evidence,oblakting witnesses,prosectriing or the Company Is obligated to pay. defending the action or proceeding,or elfecting settlement,and Jill in any other lawful acfthatin the opinion of the Company may Upon the exercise by the Company of either of the options provided he necessary or desirable to establish the Title or any other matter for in subsections(b)Ji)or(it),the.Company's obligations to the Insured ! as insured. If the Company is prejudiced by the failure of the under this policy for the claimed lessor damage.other than the Insured to furnish the required cooperation,the Cornpany's obhga6ons payments required to be made,shall terminate;including any liability to the Insured under the policy shall terminate,including any - or obligation to defend,prosecute,orcontinue any,litigation. liability or obligation to defend,prosecute,or continue any Gtigatftin i with regard to the matter or matters requiring such cooperation. B.DETERMINATION AND EXTENT OF LIABILITY (b)The Company may reasonably require the Insured Claimant to This policy is a contract of indemnity against actual monetary friss or submit to examination under oath by any authorized representative damage sustained or incurred by the Insured Claimant who has suffered of the Company and to produce for examination,inspection,and loss or damage by reason of matters insured against by this policy. copying,at such reasonable times and places as may be designated (a)The extent of liability of the Company for loss or damage under by the authorized representatiiie of the Company,all records,In this policy shall not exceed the lesser of whatever medium maintained,'including books,ledgers,checks, )R theAmount of Insurance;or memoranda,correspondence,iepons,e-mails,disks,tapes,and Ih1 the difference between the value of the Title as insured and the videos whether bearing a date before or atter Date of Policy,that value of tate Title subject to the risk insured against by this policy. reasonably pertain to the loss or damage.Further,if requested by Ib)If the Company pursues its rights under Section 5 of these any authorlied representative of the Company,the insured Claimant . Conditions and is unsuccessful fn establishing the Title,as insured, shall grant its permission,in writing,for any authorized representative Ii)the Amount of Insurance shall be increased by 10°k,and c 9 of the Company texamine,inspect,-and copy all of these records Iii)the Insured Claimant shall have the fight to have die loss or in the custody or tenial of a third party that reasonably pertain to, damage determined either as of the date the claim was made by the'loss or damage.All information designated as confidential by the Insured Claimant or as of the date it is setttedand paid. the Insured Claimant provided to the Company pursuant to this Icl In addition to the extent of liability under[a]and Ib),the Company Section shall not be disclosed to others unless;in Ute reasonable will also pay those costs,attorneys fees,and expenses incurred in judgment of the Company,it is necessary in the administration of accordance with Sections 5 and 7 of these Conditions the claim Failure of the insured Claimant to submit for examination ° under oath,produce any reasonably requested informahon.or g,LIMITATION OF LIABILITY grant permission to secure reasonably necessary information from la)If the Company establishes the Title,or removes the alleged third parties as required in this subsection,unless prohibited by defect,'lien,or encumbrance,or cures the lack of a right of access j law or governmental regulation,shall terminate any liability of the to or from the Land,or cures the claim of Unmarketable Title,all as Company under this policy as lo-tha't,ilaim. insured,in a reasonably diligent manner by any method,including 7, OPTIONS TO PAYOR OTHERWISE SETTLE CLAIMS; litigation and the completion otany appeals,it shall have fully TERMINATION OF LIABILITY Iperformed its obligations with respect to that matter and shall not In case of a claim under this policy,the Company shad have the be liable for any loss or damage causedto the insured. following additional options: (b)In the event of any litigation;including litigation by the Company (a)To Pay or Tender Payment of the Amount or Insurance. or with the Company's consent,the Company shall have no liability To pay or tender payment of the Amount of Insurance under this for loss or damage until there has been a final determination by a policy together with any costi,attorneys'fees,and expenses court of competent jurisdiction.and disposition of all appeals 'incurred by the Insured Claimant that were authorized by the adverse to the Title,as insured, o Company up to the time of payment or tender of payment and that (c)The Company shall not be liable for loss or damage to the the Company obligated to pay. Insured for liability voluntan'iy`assumed by the Insured in settling any claim or suit without the prior written consent of the Company. Upon the exercise by the Company of this option,all liability and obligations of the Company to the Insured under this policy,other 10.REDUCTION OF INSURANCE;REDUCTION OR TERMINATION than to make the payment required in this subsection,shall terminate, OF LIABILITY I ncluding any(lability or obligation to defend,prosecute,air contin- ue any litigation. All payments under this polity,except payments made for costs, (b)To Pay or Otherwise Settle With Parties Other Than the Insured attorneys'fees,and expenses,shall reduce the Amount of Insurance or With the Insured Claimant by the amount of the payment. It) To pay or otherwise settle with other parties for or in the name of an Insured Claimant any clafm insured against under this 3 CONDITIONS(can't) 11,LIABILITY NONCUMULATIVE policy,this policy shall be construed as a whole. The Amount of Insurance shall be reduced by any amount the Company (b)Any claim of lass or damage that arises out of the status of the pays under any policy insuring a Mortgage to which exception is taken Title or by any action asserting such claim shall be re suicted to this in Schedule 0 or to which the Insured has agreed,assumed,or taken policy, subject,or which is executed by an Insured after Date of Policy and Ic)Any amendment of or endorsement to this policy must be in which is a charge or lien on the Title,and the amount so paid shall be writing and authenticated by an authorized person.or expressly deemed a payment to the Insured under this policy. incorporated by Schedule A of this policy. 12.PAYMENT OF LOSS (d)Each endorsement to this policy issued at any time is made a part of this policy and Is subject to all of its terms and provisions. When liability and the extent of lass or damage have been definitely Except as the endorsement expressly states,it doesof lil modify fixed in accordance with these Conditions,the payment shall be made any of the terms and provisions of the policy.►Fi)mad�fy any prior- within 30 days, endorsement,li!i)extend the Date of Patky,or liv)increase the 13.RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT Amount of Insurance. lel Whenever the Company shall have settled and paid a claim 10.SEVERABILITY, under this policy,it shall be subrogated and entitled to the rights of In the event any provision of this policy;in whole or in p rt,Is held the Insured Claimant In the Title and all other rights and remedies invalid or unenforceable under applicable law,the policy)shall be in respect to the claim that the Insured Claimant has against any deemed net to include that provision at such part held to be invalid,but person or property,to the extent of the amount of any loss,costs, all other provisions shall remain'in full force and effect attemeys'fees,and expenses paid by the Company.'If requested by the Company,the Insured Claimant shall execute documents to 17.CHOICE OF LAW;FORUM r evidence die transfer to the Company of these rights and remedies (a)Choice at Law..,The Insured acknowledges the Company has The Insured Claimant shall permit the Company to sue,compromise; underwritten the risks covered by this policy and determined the or settle in the name of the Insured Claimant and to use the name premium charged therefor in reliance upon the law affe"cfing interests of the Insured Claimant in any transaction or litigation involving in real property and applicable to the interpretation,rights,remedies,, these rights and remedies. ar enforcement of policies of'ii,tle insurance of the jurisdiction If a payment on account of a claim does not fully cover the loss of where the band is located. the Insured Claimant the Company shall defer the exercise of its right to recover until after the Insured Claimant shall have recovered Therefore,the court or an arbitrator shall apply the la of the its loss. jurisdiction where the Land is located to determine the validity of Ib)The Company's right of subrogation includes the rights of the claims against the Title that are adverse to die Insured and to interpret and enforce the farms of this policy.In nail er ease shall Insured to indemnities,guaranties, t other policies of insurance,or h he court or arbitrator apply its conflicts of law principles to defer- bonds,notwithstanding any terms or conditions contained in those mine the applicable law. p instruments that address subrogation rights. jb)Choice of Forum:Any litigation or other proceeding brought by 14.AR8ITAATION the Insured against the Company must be filed only iia state or Either the Company or the Insured may demand that the claim or federal court within the United States of America or!ts territories controversy shall be submitted to arbitration pursuant to the Title having appropriate jurisdiction. Insurance Arbitration Rules of the American Land Tide Association 10.NOTICES,WHERE SENT ("Rules"). Except as provided in the Rules,there shall be no joinder Any notice of claim and any other notice or statement in mriting or consolidation with claims or controversies of other persons. required to be givendo the Company under this policy m st he given to Arbitrable matters may include,but are not limited to.any controversy the Company at 400 Second Avenue South,Minneapolis, or claim between the Company and the Insured arising out of or relating Minnesota 55401-2499. to this policy,any service in connection with its issuance or the breach of a policy provision,or to any other controversy orclalm arising out of- the transaction giving rise to this policy.All arbitrable matters when the Amount of Insurance is$2,000 00 at less shall he arbitrated at the option of either the Company or the Insured.All arbitrable matters when the Amount of Insurance is in excess of 52,000,000 shall be arbitrated only when agreed to by both the Company and the Insured. Arbitration pursuant to this policy and under the Rules shall he binding upon the patties Judgment upon the'award rendered by the Arbitratorls) may be entered in any court of competent jurisdiction. 15.LIABILITY LIMITED TO THIS POLICY,POLICY ENTIRE CON- TRACT (a)This policy together with all endorsements,if any,attached to it by the Company is the entire policy and contract between the Insured and the Company.In interpreting any provision of thfs r�S' F Changes to the STAR Program[ Due to changes in the law,the STAR(School Tax Relief)Program has been modified.Here are some highlights of the Star Program: ? - If you own your home,it's your primary residence,and your income is$500,000 or less, 1( you are eligible for the Basic STAR Program. If your income is greater than$250,000 and less than or equal,to$500,000,you will i receive a check for the STAR credit instead of a reduction on your school tax bill. { - If your income is$250,000 or less,and you are currently receiving the STAR exemption (a direct reduction on your school tax bill in the fofivi of a property tax exemption),you can choose to register for:the STAR credit to receive a check instead. The STAR exemption program is notclosed to new applicants. New applicants can only 1 register for the STAR credit. -. Homeowners with income greater than$250,000 and less than or equal to$500,000 who currently receive the STAR exemption,need not take any additional action to start receiving the STAR credit in the form of a'check.° - If your income is$250,000 or less and currently receive the STAR exemption but want to receive the STAR'credit instead,you have to register with the NY Department of Taxation and Finance to make the switch. The taxing authority is giving,homeowners an incentive to switch to the STAR credit. STAR credits may increase as much as 2%each year,but the value of the STAR exemption savings cannot increase. - Enhanced STAR is provided to.homeowners age 65 and older fortheir primary residence if their income is$86,300 or less for the 2019-2020 school year., 4 { . Enhanced STAR recipients are now required to enroll In the Income Verification Program ' (IVP). Homeowners need not register every year for the STAR Program.Once registered,they are automatically reviewed for eligibility each year, For more Information,please go to www.tax,ny.Qov/star CASHIER'S CHECK 9512007799 2� CHASTEDate 1 111 2/2 0 2 0 V-1 aner7 seen 440 Remitter: DAVID J JANNUZZI DBA/LAW OFFICE OF DAVID JUDE JANNUZZI/ATTOR NEY TRUST ACCOUNT IOLA Pay To The WELLS FARGO Order Of: 3 Pay: ONE HUNDRED FIFTY FOUR THOUSAND 154,048.97" FORTY EIGHT DOLLARS AND 97 CENTS D.awee JPMORGAH CHASE BANK,N.A. _•(. Oo nG wNo oulslda lnh Eoa r� ,,, � ,7? Memo-, i Reginald Chambers,Chief Administrative Officer ,( Note,For Information only.Comment has no effect on bank's payment JPMorgan Chase Bank,NA,, Columbus,OH' IIN951200779911' (:044000037(: 7S8661,433ff■ :.":,t.`r^ <r - — ewe -ti _,s.. ................... ..<.........<. _..,.,A r...».,.., - 282111 j0iNEW 01109 e810009706 CHAS"E""""' CASHIER'S CHECK _: A � ' '�` ""Dat • r � :.6 u __ 9512007798 440 e 11112/2020 Vw ft.7Yom aaN s Remitter: DAVID J JANNUZZI DBA/LAW OFFICE OF DAVID JUDE JANNUZZI/ATTOR €� NEY TRUST ACCOUNT IOLA Pay To The NICHOLAS J. GIBBONS&NANETTE M.GIBBONS Order Of: Pay: ONE HUNDRED EIGHTY TWO THOUSAND $"182,224.03" „ TWO HUNDRED TWENTY FOUR DOLLARS AND 03 CENTS Dowers ,fpMORGAN CHASE,BANK,N.A. ,4 ooe°iwmwwaomeboa a Memo:' Reginald Chambers.Chief Administrative Officer . A Note.For information only-Comment has no effect on bank's payment. JPMorgan Chase Bank,N A. L�f Columbus,OH 1109S12007798g' 1:0440000371: 7586614330 2839 ] LAW OFFICE OF DAVID JUDE JANNUZZI 03-14 ATTORNEY TRUST ACCOUNT IOLA ` 13235 MAIN ROAD . MATTITUCIC,NY 11952 t00 _ DATE PAY 47-4-6 aO TO THE ORDER OF DOLLARS 8 . CHASE 10 JPMorgan Chase Bank'NA wxw Chase=. f FOR 11'00283911' 1:0 2 10000 2 11: 57373857711° ESCROW AGREEMENT THIS ESCROW AGREEMENT (this "Agreement") is made as of the 12th day of November,2020,by Nicholas J Gibbons and Nanette M Gibbons ("SelIer"), and Peter B Lojac and Fernanda Lojac ("Purchaser') related to the sale of 705 Nakomis Road Southold NY ("Premises") RECITALS Seller and Purchaser have entered into a certain Contract of Sale ("Contract") which Agreement contains the terms and conditions of the sale and purchase of the Premises. Seller and Purchaser desire to close title to the Premises on November 12, 2020 at 4pm ("Closing") with some repair items described in Section 1(b) herein to be completed by Seller post Closing. NOW, THEREFORE, in consideration of the foregoing, the covenants and conditions contained in this Escrow Agreement and other good and valuable consideration,the receipt and sufficiency of which are hereby acknowledged,Seller and Purchaser hereby agree as follows: Section 1.Reserves (a) Concurrently with the execution of this Escrow Agreement, Seller has delivered the sum of $1,500 (collectively, the "Escrow Reserves"), which shall be deposited into an I.O.L.A. account at Capital One, N.A. with Escrow Agent, as,provided,below (the "Reserve Account"). - (b) Escrow Agent is hereby directed to release to the Seller from the Reserve . Account, the amount of the Escrow Reserves provided the conditions described in this Escrow Agreement have been met,to wit: Remove playset, piles of cement blocks, BBQs and table from Premises Said repairs shall be completed on or before November 19,2020 In the event the. repairs are not complete,Purchaser shall have the right to complete the repairs and present paid receipts for same to Escrow Agent.Escrow Agent shall reimburse the Purchaser within 2 business days of presentation of the paid receipt for said repairs in accordance with the terms of this Agreement. (c) Seller's attorney shall notify Purchaser's attorney by email of the repair completion and shall include a Notice of Demand to release the Escrow Reserves to Seller(per Section 3(a) hereof). Within 2 business days thereafter, Purchaser shall re-inspect the items identified in Section 1(b)and,in the event such re-inspection prompts a Notice of Objection(per Section 3(a) hereof), such Notice shall include a written letter/report from the Purchaser outlining the alleged deficiency and the repair cure desired by the Purchaser.In accordance with Section 3 hereof,the Escrow Reserves shall be held until resolution as described therein. Section 2.Use of Reserves (a) Use of Reserves. Escrow Agent shall have the sole right to withdraw the Escrow Reserves. Section 3.General Provisions (a) If for any reason either party gives Notice (as that term is defined in the Agreement)to the Escrow Agent demanding payment of the Escrow Reserves,the Escrow Agent shall give prompt Notice to the other party of such demand.If the Escrow Agent does not receive 11 Notice of Objection from such other party to the proposed payment within 2 business days after the giving of such Notice, the Escrow Agent is hereby authorized and directed to make such payment.If the Escrow Agent does receive such Notice of Objection within such 2 day period or if for any other reason Escrow Agent, in good faith shall elect not to make such payment, the Escrow Agent shall continue to hold such amount until otherwise directed by Notice from the parties to the Agreement or a final, non appealable judgment, order or decree of a court. However,the Escrow Agent shall have the right at any time to deposit the Escrow Reserves with the clerk of the court in the County of Suffolk,NY and shall give Notice of such deposit to the Seller and the Purchaser.Upon such deposit or other disbursement in accordance with the terms of this Escrow Agreement, the Escrow Agent shall be relieved and discharged of all further obligations and responsibilities hereunder. (b)The parties agree that the Escrow Agent is acting solely as a stakeholder at the Seller and Buyer's request and for their convenience and that the Escrow Agent shall not be liable to either party for any act or omission on its part unless taken or suffered in bad faith or in willful disregard of this Escrow Agreement, or involving gross negligence on the part of the Escrow Agent. $I _ r (c) Seller and Purchaser jointly and severally(with right of contribution)agree to defend (by attorney selected by the Escrow Agent), indemnify and hold the Escrow Agent haimless from any and against all costs, claims and expenses (including attorney's fees) incurred in connection with the performance of the Escrow Agents' duties hereunder,except with respect to actions or omissions taken or suffered by the Escrow Agent in bad faith or in willful disregard of the this Escrow Agreement or involving gross negligence on the part of the Escrow Agent.! (d) The Escrow Agent may act or refrain from acting in respect of any matter referred to herein or in the Agreement in full reliance upon and with the advice of counsel which may be selected by it (including any member of its firm) and shall be fully protected in so acting or refraining from action upon advice of such counsel. eq (e) The Escrow Agent and any member of its firm shall be permitted to act as counsel for Seller in any dispute as to the disbursement of the Escrow Reserves or any dispute between the parties whether or not the Escrow Agent is in possession of the Escrow Reserves and continues to act as Escrow Agent. (f) The party whose attorney is the Escrow Agent shall be liable for the loss of the Escrow Reserves. (g) Applicable Law. This Agreement shall be governed by and construed in accordance with the laws of the State of New York. (h) This Agreement may be executed in counterparts, each of which when so executed and delivered shall be deemed an original and all of which taken together shall constitute one instrument.This Agreement and any counterpart original may be executed and transmitted by facsimile and/or e-mailed. The facsimile and/or e-mail signature on such document shall be valid and acceptable for all purposes as if it were an original. (i) Notice via email to the Seller attorney (iferrari@fwilaw.com) and Purchaser attorney(diilaw@icloud.com )shall be deemed sufficient notice for all purposes under this Agreement. THE BALANCE OF THIS PAGE IS INTENTIONALLY LEFT BLANK IN WITNESS WHEREOF,,the parties hereto have executed this Agreement as of the date-set forth above. A C Nicholas J Gibbo s x� Nanette M Gibbons Peter B`Lojac y David Jannuzzi as agent Fernanda Lojac by David Jann zzi agent The terms and conditions of this Agreement are hereby accepted and agreed to by Escrow Agent, Seller's attorney and Buyer's attorney: Seller's attorney and Escrow Agent: Ferrari&Wallace,LLP By' Joan F Esq. Partner Purchaser's attorney: David Jannuzzi _ LAW OFFICE OF DAVID JUDE JANNUZZI 03-,4 2842 ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MATTITUCK,NY 11952 t � DATE 1'71210 li P.E 1OF $ CHASE C j DOLLARS JPMosgan Chase Bank NA i Wr Chaco cm FOR 11.0028421I° 1:0210000211: 5737385771I■ LAW OFFICE OF DAVID JUDE JANNUZZI 6.1,1 2841 ATTORNEY TRUST ACCOUNT IOLA i 13235 MAIN ROAD MATTITUCK,NY 11952 r�� 1-?JZip'- �1 DATE I L PAY TOTHE i .) R $ ORDER OF ,c� r �+ ( (r L/.r--,,OLLARs " CHASE 0 JPM-gan Chase Bank NA ' xwN chase mrn FOR tir 112002B411" 1:021,000020: 385 7 711° I< 'S 2835 LAW OFFICE OF DAVID JUDE JANNUZZI 03.14 i ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MATTITITUCK,NY 17952 DATE TOE PAY lJA(� /' � ORPER OF I�lL r �t`� I $ /�� 6l1/J)C/U DOLLARS a �C CHASE�1 JPMorgan Chase Bank,NA , www.ctaso.com FOR 1100 28 3 Sna 1:0 210000 2 i1: S?3 7 38 5 7 711' « �: 2838 LAW OFFICE OF DAVID JUDE JANNUZZI 03.14 ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MATTITUC ,NY 11952 'L/� — 1-2/210 PAY f DATE r TO THE6 11.....11, L DOLLARS B �' CHASE Cp JPMorgan Chase Bank NA. wxwChasemum FOR- 11000 213 38,15 OR11'00283811• 1:0.2 10000211: _ 57373857711• - 1� 2840 LAW OFFICE OF DAVID JUDE JANNUZZI o3.14 91 ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MA7TITUCK,NY 11952 �� DATE PAY "tom 1111 TO THE 11 .�.rf�^�/� '{,� n u � tfj ORDER OF GAY (�1 � %3 >x LaA,p �ILtY��i _ .... I/Det ' DOL LJ ,;,•'� CHASE'C �v JPMorgan Chase Bank NA , www Chase Cnl FOR ___ hr 11200213L.0115 1:0 2 10000 2 11: 5 7 3 7 38 5 7 711' a 2836 LAW OFFICE OF DAVID JUDE JANNUZZI 03-14 ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MATTITUCK,NY 11952 /I /,v •� 1-7/2}B, DATE moi/ PAY 1I( (� n,,��y tj[ oRo�F� _ J11,6 �Vvl _ �V�!/�(J�iV -DOLLARS s CHASE JPMorgan Chase Bank NA. www Chase mm FOR hr 11100283611• 1:021,000020: 57373857711' 2837 LAW OFFICE OF DAVID JUDE JANNUZZI 03-14 ATTORNEY TRUST ACCOUNT IOLA 13235 MAIN ROAD MA (TUCK,NY 11952 I DATE I PAY TO THE I dM ORDER OF,....Y,.. ...DOLLARS lL CHASE JPMorgan Chase Bank N.A. www Chase.oan FOR-- M 11• x..,00283711• 1:02000020: 573738577116 BARGAIN AND SALE DEED WITH COVENANT AGAINST GRANTOR'S ACTS (INDIVIDUAL OR CORPORATION) FORM 8002(short version),FORM 8007(Iong version) CAtrt ION•1'1 nS,AGREERIEN-i'SHOULD[It-PREPARED BY AN A9"1-011NEY AND REVIEWED BY ATTORNEYS PDR SELLER AND Pt1R&ASM BIWORE SIGNING, THIS INDENTURE, made the I-L of NOVEMBER,2020, BET 1VE1?N NICHOLAS.I.GIBBONS and NANETTE M.GIBBONS,residing at 8 Gardiner Place,Huntington Station,NY 11746 party orthe first part,and PETER B.LOJAC and FERNANDA LOJAC residing at 2750 Minnehaha Blvd.,Southold,NY 11971,, party or;the second pan, 1VITNESSETII,that the puny of the'Just part,in consideration of Ten Dollars and No Cents ($10.00)and other valuableconsideralion paid by the party of the second part,does hereby grant and release unto the party of the second part,the heirs or successors and assigns of the party of the second part forever; ALL that certain plot,piece or parcel of land,Willi th©'buildings and improvements thereon erected,situate,lying and being in the County of Suffolk;**See Schedule"A"attached hereto4.:* Premises also known as 705 Nakomis Road, Southold NY 11971 Being the same premises acquired by deed recorded in Liber 12633 Page 652 in the Suffolk County clerk's office TOGETHER with all right,title and interest,if any,of the party of the first part in and to any Streets and roads abutting the above described preniisi s to the center lines thereof, __ TOGETHER Willi the appurtenances and all the estate and rights of the party of the first part in and to said premises, TO HAVE AND TO HOLD the premises herein granted unto the party of the second part,the heirs or successors and assigns of the party of the second pan forever. AND the party of the first part,covenants that the party of the first part has not done or suffered anything whereby Lhe said premises have been encumbered in any way whatever,except as aforesaid. AND the party of the first part,in compliance With Section 13 of the 1 ien Law,covenants that the party of the first part will receive the consideration for this conveyance and will hold the right to receive such consideration as a trust fund to he applied first for llic purpose of paying the co`t'of the improvement and will apply the same fust to the payment of the cost of the improvement before using any part of the total of the same for any other purpose. The word"party"shall be�consuucd as if it read"parties:'whenever the benne of this indenture so requires. IN il'1T NESS WHEREOF, the pally of the first pan has duly executed this deed the day and year I int above wnuen. ���G✓Ii=c�7 �'L�-�6'vt NICHOLAS J.GIIiBONS IN PRESENCE OF: NANETTE M.GIBBONS NYSBM Rcatdumal Real Estate f omis olmi ID 2018 AlnRhew Render$Cmalnny,Inc.,a memberof L.=%Ne,is. ' -1 Old Republic Title,I►►smi-a►►ce Coiirpa►►y ` Title Number;HTA-6782-S Page 1 SCHEDULE A DESCRIPTION ALL that certain plot,piece or parcel of land,situate,,lying and being at Laughing IWater, near Southold,in Southold Town,Suffolk County, New York,bounded and described as follows;, COMMENCING at a point on the Easterly side of Nokomis Road,which point is South 05 degrees 45 minutes East 560 feet from the point of intersection of the Southerlyline of Bay Water Avenue and the Easterly line of Nokomis Road(as measured along the Easterly line of Nokomis Road); RUNNING THENCE by and along the other lands now or formerly of Wickham the following three courses and distances, 1)'North 84 degrees 21 minutes Ea;.t 270 feet; 2)`South 05 degrees 45 minutes East 200 fee(;` 3)South 84 degrees 2''1 minutes West 270 feet to the point on the Easterly iinl on Nokomis Road; RUNNING THENCE North 05 degrees 45 minutes West by and along the Easterly line of Nokomis Road 200 feet to the oint or place of BEGINNING TOGETHER with all the right, title and interest of the parties of the first part of,in and to land lying within the bounds of Nokomis Road, adjacent to said premises..to the center line thereof. SAID Bay Water Avenue and Nokomis Road above referred to are located as shown and laid out upon a certain map entitled,"Map of Laughing Waters,Southold, Long Island, New York property of Cedric H.Wickham, Mattituck,Long Island,made from actual surveys completed June 30, 1938 and plotted by Daniel R.Young;,P.E.and L.S."and Map' in the Office of the Clerk of the County of Suffolk on,the 24`"of July, 194f as Map No.917. f k i S ti Acknowledgment by a Person Within New York State(RI'L§309-a) STATE OF NEW YORK ) COUNTY OF SUFFOLK )ss.: 1)4 On the f ` day of NOVEMBER in the year 2020,before me,the undersigned,personally appeared NICHOLAS J.GIBBONS and NANETTE M.GIBBONS,personally known to me or proved to me on the basis of satisfactory evidence to be[tic individual(s)whose name(s)is(are)subscribed to the within instrument and acknowledged to me that lie executed the same in his cnpacity(ies),and that by his signature(s)on the instrument,the individual(s),or the person upon behalf of which the individual(s) acted,executed the instrument. JEANNIE PENTANGELO I— I NOTARY PU13LIC-STATE OF NEW YORK VI'n 116 1 VtMV1 No 01 PE6091422 (signalure mid office of individual wking acknut edgtnent) Qualified in Suffolk County My Commission Expiros 04-28-2023 Title No. UAMLLT—-M. -6782--S District 1000 Section 078.00 GIBBONS Block 03.00 1.0 Lot 025.000 LOJAX County or Town Comity of Suffolk Street Address705 Nakomis Road Southold NY 11971 Return By Mail To: Reserve This S Lice For Use Of Recording Office v NYSBA's Residential Real Estaac Fnnns(9100) ©2018 htattbew Bender&Company,Inc.,a member of L.aysNcnis.